11/06/2012. RazorPay Review and Daily News from the Industry

Beware! RazorPay has stopped paying! Do not invest there!

Hello everyone! Hope you’ve all had a nice weekend, especially anyone enjoying the Euro 2012 tournament going on at the moment. Anyway it’s back to work for many of us and to start the new business week this Monday I want to take a closer look at a recently launched shorter term HYIP that was added to my monitoring page a couple of days ago called RazorPay.

It’s quite straight forward in terms of the investment plans. There’s two options you can choose from with not much to separate them regarding the potential interest you can earn, the main difference being one of RazorPay‘s plans is quite a bit more expensive to join but in return puts you in profit a lot faster. The first option is called The Deluxe Plan and runs for 20 calendar days and costs a little bit over the average minimum of $20 to join. RazorPay offer daily payments of 7.5% per day, adding up to 150% in total by the end of the term. Your initial deposit is not returned on expiry, meaning that your total payments which will come to 150% will consist of your own money plus 50% net profit. Payments at that rate will mean you should break even 14 days into the term. Maximum spend is $30,000.

RazorPay‘s second plan will cost you a significantly higher $250 minimum to join. Despite the massive increase it’s actually a less profitable option. Not by much, but enough to be noticeable. It’s called The Diamond Plan and really only carries the advantage of putting you in profit a lot faster that the last option, running for just 8 calendar days but paying an increased rate of 18% per day. RazorPay include your original deposit as part of the repayments so your total earnings which add up to 144% basically contain your own money back plus 44% net profit. Maximum you are allowed to deposit remains $30,000.

Payment options at the moment are already up to a fair enough standard with RazorPay currently taking LibertyReserve, PerfectMoney, and SolidTrustPay. Nobody would really complain if the admin were to just leave it at that but the FAQ page states that they also take Payza payments. This, at the time of writing, is not currently the case though I took this up with the admin and he assured me that he has submitted the RazorPay website for the payment processor’s approval. Once this has been completed you can expect to see Payza in use then (but I must say it looks a bit misleading to say the least at the moment). Just keep an eye on the news with MNO for now and if the addition of Payza is something you’re waiting on then I’ll make sure you hear about it right hear. Meanwhile all payments are made manually and will have to be requested from within your RazorPay member’s area. Once the request is made you will need to allow anything up to a maximum of 48 hours for it to be completed. However, from my own experience it was a lot faster than that up until now.

RazorPay runs off a licensed GoldCoders script and is hosted on a dedicated server with DDoS protection provided by Koddos. They’ve had their share of downtime issues in recent times, and unfortunately RazorPay also doesn’t feature SSL-security. If you have any questions about that or any other aspect of the program then you can get in touch with the admin and ask him for yourself by filling in your details on the online ticketing form and submitting it.

Overall the design could have done with a little extra work. There’s next to no information available on the program, and while that’s not necessarily a bad thing as regular readers will know I’m a bit skeptical about what these things say anyway, it hardly comes across as the “world class investment firm” that RazorPay are describing themselves as on top of their homepage. One less thing to pick over then I guess and one less thing to confuse the newbies, but as no claims are being made that RazorPay could be anything other than a high risk online game then don’t go looking for them. It’s hard to make a call on the plans as they are most definitely stacked in the admin’s favor in this one, and skewered towards enticing bigger deposits out of you in the hope of the less realistic returns (of the two options available that is). So as is usually the case tread carefully when dealing with all online HYIPs of which RazorPay is no exception, spend what no more than what wouldn’t affect you if you lost it, and as always look to building a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

PROFITABLESUNRISE – SOLIDTRUSTPAY ADDED, PAYZA IN THE PIPELINE

Recently somebody emailed me and asked what I thought of programs like ProfitableSunrise. It’s been listed on my monitor for more than six months now, stably paying 1.6%-2% for 180 business days with principal returned on expiry to LibertyReserve and PerfectMoney from $10. Well, in my opinion the program was really good and paying well, but the only issue I found was the lack of payment options available for the investors. It looks like the admin of ProfitableSunrise Roman (interviewed here) read my mind and had the idea to add two reliable payment processors widely used in HYIP industry – Payza and SolidTrustPay. This step would definitely increase the membership of ProfitableSunrise and would have a significant impact on its growth. Unfortunately it was a very complicated and tricky process for Roman to add Payza as discussed in his newsletter sent today. So the addition of Payza will happen in the near future and as soon as they review the website properly and give approval to accepting money from investors. The good news from ProfitableSunrise was the addition of SolidTrustPay which went much more smoothly so from now on you can invest using STP too. It looks like Roman is a big fan of SolidTrustPay and in comparison to Payza it definitely gets preference.

More good news was posted in this very long newsletter which, to be fair, are sent by ProfitableSunrise quite rarely and so totally justifies the length. So what’s new? In a nutshell the website became more secure after the addition of an EV SSL certificate which obviously has some advantages compared to others as outlined by the admin. The minimum to invest via direct bank wire was reduced to $150 which is affordable to more investors and in addition the bank wire fees will be totally absorbed by the admin in the form of adding the fees you paid to your deposit which is yet another perk to using bank wires compared to the traditional payment processors. A couple of more questions were answered which you can read in the end of this extensive and very detailed newsletter which you can read in full below (for those who want to know more about ProfitableSunrise I suggest to read my review here first to see how the program developed already):
“ProfitableSunrise – Personal Message from Roman Novak.
Good Day!
It has been a while since I last sent you a newsletter. A lot of positive stuff has happened since and, in a nutshell, I can honestly say that ProfitableSunrise is growing, expanding and getting stronger by the day. But you must admit that it has been quite good before that too!
Today I would like to tell you about the various developments that have occurred recently.
1. We have obtained that EV SSL certificate for the ProfitableSunrise website. It allows for all the information exchanged between your computer and our backend server to be encrypted using the most advanced security standards. You can check that as the greenbar will be displayed in your browser’s address bar (Or Trusted notice if you are using Opera) every time you log into your back-office on our website. If you ever do not see the greenbar on our website, close the page immediately as it means that you are not on our website. The use of EV SSL certificate provides maximum protection against phishing attacks.
2. Having received numerous requests from my members, I have finally added Solid Trust Pay to the list of payment methods used at ProfitableSunrise. Some of you may ask what why need it. I am sure many of you will be happy to be able to take your interest out directly into your bank account. With Solid Trust Pay it is easy and convenient as Solid Trust Pay supports ACH transfer in the US, EFT transfers in Canada and Osterreich Lastschrifteinzug in EU. Apart from this, you have an option to send a direct bank wire transfer, transfer to your credit card or have a debit card issued in your name. I have been working with Solid Trust Pay for one month now and so far have only positive things to day about it – you can use their live support to really solve problems online as their live support representatives help you with everything real-time. Unlike other systems which simply ask you to send a separate email to a respective department. For example, they helped me restore the account password I lost and confirmed receipt of the invoice for one of the transactions as their security department had asked me to provide it. Long story short, I am more than satisfied. I have come across a few reports from people who are having problems with their Solid Trust Pay accounts, but I have been unable to find any supporting evidence. So it makes me assume that such problems are rather rare. It is also very important for you to be aware of the fact that if you are a US resident, you will not be able to convert Solid Trust Pay into other e-currencies. But this is not really an issue as you can simply withdraw funds into your bank account. If you are not a US resident, you can convert funds held in your Solid Trust Pay account into any other e-currency.
3. Adding Payza to our website. This is the story in a nutshell. I have submitted the website and company account for verification to AlertPay (before this system got re-branded as Payza on May 14, 2012). After that they began the re-branding process which eventually resulted in significant changes in the company structure – they restructured and changed the names of the company departments and reworked their help-desk. During that time they confirmed verification of ProfitableSunrise and the company account. Soon after that they canceled the verification due to the changes in the company policies and asked me to re-submit my website and company documents for verification once again. Which I promptly did. It is important to note that every decision (account verification, website verification, website verification cancellation, another website verification request) took Payza up to 10 business days to make. Phone support at Payza is just useless unless you are asking some very simple question, such as how a ‘Pay now’ button can be set up on your website. So don’t ever contact them by phone, you will simply lose your time. Your call will be on hold for 30 minutes at least. I was once put on hold for 1 hour and 40 minutes. Can you believe it? When the phone support representative finally picked up the phone, he or she was always happy to help me with ‘any problems or questions I have’. The fact is that they cannot help you if you ask questions about account or website verification, any specific transaction that was put on hold or pending. In order to get assistance with this, they will ask you to submit a support ticket. Just imagine that they cannot provide answers to some 75% of questions customers ask. I have called them 6 times, so I definitely know what I am talking about.
The first time I managed to get through to their phone support operator, he was eager to help me with the verification process so I was told to submit my documents required for the verification through a support ticket as he could not find them in their database which I also did. When I called them again in some 2 or 3 days to check on the verification status, I was told by another operator than my verification request was put at the end of the verification queue as I had submitted the documents once again (he told me that I was not supposed to do this under any circumstance). When I called them again and again, they always told me that any questions related to account/website verification should be submitted via support tickets. As of now, the verification is in process. As soon as they finally verify my website, Payza will be immediately available on our website as technically have been ready to add for a long time now.
4. I have spent a lot of my time thinking about how to facilitate payments to and from ProfitableSunrise accounts and make them as easy for my members as possible. I understand that many of few express interest in using Solid Trust Pay and Payza as they are more cost-efficient than sending a direct bank wire transfer to fund your ProfitableSunrise account and you do not trust other payment systems. I have worked out a solution to this problem. From today on I will refund all the bank wire transfer fees to you. Let me explain how this will work. It is very simple. From today on, the minimum amount for a bank wire transfer deposit is lowered to $150.00. To have your bank wire transfer fee refunded, please send me the form your you fill out at your bank. My customer support operators will help you fill out the form correctly and will see the amount you will have to pay at your bank in order to send the bank wire transfer (as the bank wire transfer fee is mentioned in such forms in most cases). The bank wire transfer fee will simply be added to the account balance of your account. If this information is not mentioned in the form, simply send the link to the website of your bank and we will easily find the amount charged by your bank. The corresponding amount will simply be added to your balance. So depositing funds has never been that easy.
Another question you may ask how to withdraw funds from ProfitableSunrise. It is as simple. For smaller amounts, use Solid Trust Pay which can then be transferred into your bank account or wait for at least $335 to be accumulated in your account and withdraw the amount through a direct bank wire transfer withdrawal. Note a $35 fee is charged for this operation. You will also be able to use Payza to take your interest out after we add it.
Now I would like to answer a few questions I have never paid attention to before. A number of my members ask if their downlines are using compounding, is it considered as extra deposits. Yes, it is. You earn downline commissions on compounded interest. I treat compounded interest as extra deposits, it is just that they are made automatically.
Many of you ask if we have a page on Facebook. No, we do not. The page was set up, but we do not monitor or support it. You can only like us through the corresponding button on our website. So if you like our Facebook page, press ‘Like’ button. I am convinced that my members can discuss ProfitableSunrise via conventional email and they do not need to do this via Facebook.
Finally, a lot of you ask if you can enable and disable the compounding option at any time. Yes, you can do it. You can enable compounding to increase your account principal and start earning more daily interest after you disable it. Apart from that we receive plenty of other questions, but they are not as frequent, so we respond to them individually.
I hope you have found this newsletter useful and you will continue working with me. By doing so you secure your future.
Remember that they are no questions that cannot be answered. So send me any questions you have and I will do all that is in my powers to help you.
God Bless,
Roman Novak
ProfitableSunrise Founder
P.S. By the way, have you witnessed an extremely rare, a really once-in-a-lifetime event – the transit of Venus? Historically, this rare alignment is how we measured the size of our Solar system. This was the last transit of Venus to occur during our lifetime as the next one will occur in December 2017. It means that we have witnessed a really unique event. It is definitely something we can tell our grand-kids about.”

DIVIDENDSERVICE – BACK ON A NEW SERVER AND PAYING STATUS ON MNO

As reported on MNO earlier the management of DividendService were not particularly impressed with the level of service/protection they were receiving from their (now former) provider BlockDos. Therefore the decision was taken yesterday to move the site to alternative servers which was completed today. So DividendService is currently online and paying. My account was credited properly and I was paid fast as usual and so I can give the admin huge credit for living up to his promises he made to me the other day. So kudos to all those behind DividendService, and well done!

In the most recent newsletter sent to coincide with the re-appearance of the site online it was noted that DividendService has been online for an entire 100 days. That means that everyone who joined the longest-running plan – 2.3% for 100 calendar days – should have received their principals back on expiry. This is truly a remarkable achievement by a program that was hit by DDoS attacks quite regularly and still managed to get to this point when all the early investors saw some really good profits. Three shorter-term plans from DividendService offer 1.4% for 15 days, 1.7% for 30 days and 2% for 70 days with the original principal returned on expiry of each plan. Currently the program accepts LibertyReserve, PerfectMoney, LiqPay and SolidTrustPay and usually the payouts are processed within 24 hours or less after request. The site is already available in Russian but today a French version was added indicating an attempt to appeal to more international markets and expand their presence in global markets. All this is featured in the latest newsletter from DividendService (reviewed here):
“DividendService sums up the hundred days of work and launches the French version of the project.
After the 100 days of online presence DividendService continues to flourish and strengthen its position in the market. The number of business partners is growing with every passing hour, and we wish to thank each of them individually for their trust. To make cooperation more comfortable for our foreign investors, according to numerous requests from our users, we have launched the French version of the site. At the moment all the works for testing the French version of the project have been completed, all its services are working properly. By the end of the year we are planning to launch 4 more language versions of the site, watch our news and updates. We wish you successful work with DividendService!
Our specialists have coped with DDOS attack. All of the profits will be transferred in a standard mode. We apologize for inconvenience.”

GET PAID REPORT FOR 11/06/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: NewGNi, Royalty7, OneInv, FX7Pro, SilverStructure, ENR-G, PrimeAlliance, ProfitableSunrise, BensonUnion, InvestForia, DividendService, MetalROI, PrimeXCash, RazorPay.
From MNO Standard list: UFOWin, KISnP, BioRepay (the first instant payment received).
From MNO Basic list: -.

That’s all for tonight guys, and I hope this update was useful. Tomorrow I’ll have a full review of BioRepay along with the latest news from the elite programs from my list! Stay tuned and see you all then!