Oct 20th, 2012 Archives

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Hi everybody! Time for the second update on MNO this evening so it’s time to catch up with the days news events for the final working day of the business week. I guess a lot of people are looking forward to taking it easy for a couple of days including the admins because it hasn’t been overly busy so far this Friday, though I myself still have quite a lot to do over the weekend. Before that I’m going to start things off tonight with a closer look at a new high risk short term HYIP called FastEarn that just opened a earlier in the week. FastEarn offer a series of plans that pay members on expiry, though despite the high risk tag that I’ve put on them (which to be fair can also be applied to just about every other HYIP to greater or lesser extents) they have already put a fair number of investors in profit. The ones who know how to work programs like this one, anyway.

The first, and to my mind probably the best plan, runs for just 1 day. So if you join today, you get paid tomorrow. Pretty simple, right? Just the one payment is made and that will include your principal as part of it. You can join for just a $10 minimum and interest rates will be based on the size of your principal. The rates are as follows:
104% for amounts between $10 and $400, 105% for amounts between $401 and $1,000, and 107% for amounts between $1,001 and $5,000. For larger amounts see the FastEarn website (maximum spend is $50,000 for a top rate of 120%).

The second plan pays on expiry after a 6 day term, though for the extra risk involved rates are only marginally better than the previous plan over the course of six days were you to re-invest in the one day plan for six consecutive days. But if you think it’s a safe bet and want to do it the lazy way then the rates, including your principal, are as follows (please note that the minimum deposit rises very slightly here too):
130% on amounts from a $12 minimum up to $400, 137% on amounts from $401 to $1,000, and 160% for amounts between $1,001 and $5,000. Again higher rates are offered for deposits up to a $50,000 maximum which you can find in your FastEarn members area.

Next is a plan running for 9 days and also paying on expiry. For a deposit from a $15 minimum this time up to a $300 maximum the return on offer is 155%, principal included. For deposits ranging from $301 to $1,000 the offer is 160%, and from $1,001 up to $5,000 the rate is 190%. FastEarn accept up to $60,000 and for the higher rates you can see these yourself from inside your own account.

FastEarn‘s fourth and plan runs for 15 days and offers payments on expiry of 210% (principal included) on deposits between a $20 minimum and $200. If you are prepared to spend from $201 to $1,000 then the offer is 240% and from $1,000 to $5,000 it’s 500%. Other rates can again be seen on the website.

So as you can see by now the plans have gotten progressively more, well, shall we say out of touch with reality as we go through them. I mean I’m not saying that they can’t possibly be achieved, but they’d be unlikely to be achieved consistently. So the fifth and final plan is really more for your information. You can join up for a $20 minimum deposit and the term runs for 25 calendar days. One single payment is offered on expiry and will include your principal. For any amount between the minimum and $100 FastEarn are offering 450%. Note the reduced minimum here, most likely an attempt to persuade as big a mix of the newbies, the curious, the not very bright, and the just plain greedy as possible into trying it out. I can’t say I’d blame you for just liking the sound of it, but honestly, it ain’t gonna happen. Othere rates include 650% for amounts from $101 to $1,000, and and even more ridiculous 800% for anything between $1,001 to $5,000. You can see what FastEarn are offering larger deposits than that from inside your members account area.

The choice of payment options open to FastEarn members is decent enough. All the most popular names are included and I think enough to be acceptable and to please most users. They are currently taking deposits via SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. Payments to members are made manually by the admin and so need to be requested from inside your FastEarn private members account area. Once done the admin asks that you allow up to a maximum of 20 hours for him to make sure your transaction is fully processed.

Regarding the design and security of the program, I guess it’s a fairly standard run-of-the-mill style HYIP, nothing outstanding, but all up to minimum requirements anyway. FastEarn is running off a script under license from GoldCoders and the website if using SSL encryption from Comodo. Hosting is on a dedicated server with support and protection by Comodo. For any further questions relating to the program or issues with your account that need to be dealt with, the admin of FastEarn can be contacted by filling in your details on the online support ticketing form on the website’s contacts page and submitting it.

The actual written content of the website appears original, though to be blunt there’s very little of it and it gives next to no information about what goes on behind the scenes with your money. Some vague references to ForEx trading, but in terms of verifiable facts there is nothing to suggest there’s anything backing payments up to existing members other than new deposits from new members. And until proven otherwise that’s how I suggest you treat FastEarn. It’s quite average and there’s nothing particularly memorable going on here, let alone exciting. So set yourself a sensible spending limit that you can afford to live without if things don’t go your way and if joining FastEarn at all then do so as part of a well balanced and diverse portfolio.



After just three weeks online PerfectFinance (reviewed here) made it to #8 on MNO’s Premium list which I consider an excellent achievement for a long-term program paying 2.7%-3% for 60 days with principal back on expiry. A strong point of the program is in the instantly processed payouts to LibertyReserve and PerfectMoney and the acceptance of more popular options among US based members like SolidTrustPay and EgoPay. According to the latest newsletter posted on a specially created second website for PerfectFinance containing all the previous updates the program is enjoying continued success with over 3,000 active members. And though it could easily be an exaggeration made by the admin (we can’t check it anyway!) I can clearly see that interest in the program is increasing among MNO readers every day. That rise in popularity and rankings caused the program to expand their support options and now they provide both phone and Live chat support in two languages – English and Indonesian. I guess we can expect further expansion soon, as the gradual growth requires the addition of a multi-lingual support center which I believe will the subject of the following newsletters. Finally, in tonight’s newsletter the admin of PerfectFinance Christopher also reminds us of the minimum withdrawals set by STP and EgoPay and tells in detail how their calculator feature works. Here’s the update in full:

PERFECT FINANCE #2 Newsletter – 19. October, 2012.
Hello dear investors and promoters of PerfectFinance Limited,
This is our second newsletter addressed to all registered clients of our website. As always, you can read our newsletters and important updates at our official news page here: https://perfectfinance.biz/news
We would like to announce a significant milestone and some important system upgrades we have recently performed.
1) Official news and announcements website has been launched!
As you may have noticed, this e-mail comes from perfectfinance.info domain, which, from now on, is our official news and announcements blog. It will be also used for sending newsletters via e-mail purposes. Please note it and pay attention to our newsletters as they may contain important and informative content you will find interesting and useful to read.
2) 5000 total clients registrations mark reached!
We are proud and excited to announce that our investment program now has a total of 5000 registered members whereas almost 3000 have already deposited, at least once. We have been online only for almost three weeks but we have attracted a magnificent attention among online investors and potential ones. Currently we hold an total investment amount mark of $400,000 US (Four Hundred Fifty Thousand United States Dollars). Our clients are truly enjoying the smooth investing and withdrawal procedure our investment program offers.
3) Reminder about SolidTrustPay and EgoPay minimum withdrawal amounts.
Although it’s written in our FAQ, we would like to remind you that it’s not possible to withdraw amounts less than $0.50 in SolidTrustPay and less than $1.00 in EgoPay. This is not our decision; it’s these e-currencies stated rules. Such withdrawal requests are canceled and put back to your account balance. You need to collect appropriate amount and then request the withdrawal of funds.
4) Expanding the support department and contact methods.
Indonesian and English phone support facility has been added that is available for your service at 24/7. Please locate all our current contact methods and details in our Support page here: https://www.perfectfinance.biz/support
We will be adding more languages soon for the live chat and telephone support. Our mission is to make our investment platform available and comfortable for everyone around the globe.
5) Reminder about our built-in investment calculator.
We have received numerous support tickets regarding how to properly calculate their earnings with PerfectFinance. For this reason we have installed a easy-to-use investment calculator. You can locate it at the header of every page – “Deposit Calculator”. Once you have opened it, you may click the specific date in the month as well as locate and select the last date (expiration) of your investment. You may now enter the amount you wish to deposit and enter the compounding rate (optional). Please note: if you’re calculating the total return (by selecting the last date in the calendar), the amount calculator provides is including the principal already. Principal is paid back to you after the end of term – 60 calendar days.
Should you have any questions or doubts, feel free to respond to this e-mail directly. Your feedback and suggestions are much appreciated!
Have a nice weekend with your family or friends. And thank you for being the part of PerfectFinance investment company!
Best Regards, Christopher Walters.


The admin of BensonUnion Ragnar (interviewed here) has already announced the upcoming giveaway results for their last contest to reward the best promoters and big investors of the program with valuable prizes. The list of lucky winners will be published on the BensonUnion website this coming Monday so you can check if you’re one of them:

Cash & Prizes giveaway!
Dear investors! We already selected winners for cash & prizes giveaway. The special page with winners list and results will be published on BensonUnion website on Monday. There will be 3 iPhones 5, 2 iPads and cash prizes for 5 investors and one regional representative! Stay tuned!

I would like to remind you that BensonUnion is now one of the longest-running programs having been online for 275 days and paying instantly on the 1.2%-2.45% for 170 business days plan with the principal returned on expiry via the following payment processors – LibertyReserve, PerfectMoney, EgoPay, PexPay and BitCoin. More about BensonUnion can be read in my detailed review published over nine months ago but still relevant (click here to read it).


It seems the week wouldn’t be complete in the HYIP industry sometimes without some scandal or drama worthy of the cheesiest TV soap operas. Today it’s the unfortunate fate of CarbonDeals and SkyCrown, two perfectly paying programs with impeccable performance records to date, to find themselves embroiled in a rather ugly dispute with the admin of a notorious internet scam you may know as 711Finance. Basically what’s happened here is that some allegations have been made against the good reputations of SkyCrown and CarbonDeals by this 711Finance, allegations which I happen to know for a fact are 100% false (and I’ll explain how I know this in just a moment). So the admins of the two programs in question, Nick from SkyCrown (interviewed here) and Peter from CarbonDeals both issued newsletters clarifying the situation this evening. I have to say I wasn’t entirely convinced this was 100% the right thing to do, given that it just offers free publicity to the scam admin spreading this, but then again I really don’t know the full extent that these allegations have been spread and of course I acknowledge Nick and Peter’s right to protect the reputations of their businesses and the interests of their members. So for better or worse the admin’s have both put the story out there now, and if that is their decision then I am going to report on it.

I don’t think there’s any real need for me to expand too much on what the 711Finance admin is claiming here, basically for the simple reason that Nick and Peter cover it in their respective newsletters below, and also because it’s not true. But just to give you the general idea 711Finance are alleging that Nick and Peter are the same person and that SkyCrown and CarbonDeals are both being run by the same person. OK, I will admit that it’s not absolutely impossible for one admin to run two programs, not that unusual or even uncommon at all in fact, but when it comes to 711Finance what do you think the source of this (ahem) “information” is? Some random stranger off the internet told her! Yeah, that’s right. Damning and conclusive evidence if ever I heard it (not!). I mean even if it was true, so what? Both programs are paying perfectly well without any issues. But to openly admit that she’s describing a rumor as fact simply because some anonymous unnamed person (allegedly!) contacted her online saying so? Sorry 711Finance, but now you’re just making yourself look very very stupid.

But how do I know this is all a big lie? Simple. The admin of 711Finance went on to make a couple of other allegations against SkyCrown, namely about their finances and specifically that Nick had taken money from SkyCrown‘s members and invested heavily in 711Finance. Again it’s not that unusual a practice in the industry, it’s called “piggybacking” and basically if you were to accuse every admin of doing it, well, you’d probably get it right eventually simply by process of elimination. But in this case a list of payouts made by 711Finance was published, and included on the list of recipients was Nick from SkyCrown. But this is where 711Finance really slipped up. You see, also included on this list of imaginary payments was me. Apparently I was supposedly paid over $600 by 711Finance, which I can tell you came as quite a surprise to me as I don’t even monitor the program! I just wish every program I don’t monitor would do the same, I’d retire to the Cayman Islands within a month, lol!

You see, the thing is my account in 711Finance was blocked a long long time ago, before either SkyCrown or CarbonDeals were ever even launched. But there it is, my name right alongside SkyCrown‘s on the list of paid members by 711Finance. Why they felt the need to include my name on this I really don’t know, but there it is. No batch number to go with it of course, so if you’re reading this, admin, then I’d appreciate you publishing that as well. They no more paid me $600 than they paid it to the man in the moon, so if they’re lying about that then you can bet your bottom dollar they’re lying about everything else. “Amanda”, the name used by the 711Finance admin, found herself banned from the MNO shoutbox some time back. This was as a result of her having multiple accounts there, and carrying on conversations with herself about how wonderful she was. I know, creepy or what! Anyway, she then blocked my account in her program which was hardly a mature or professional reaction, and that was the end of that. 711Finance scammed its members incidentally as is widely confirmed on all the main HYIP forums, but then decided to relaunch, promising refunds to the victims. These refunds were of course never made, and Amanda continues trying to use this totally discredited and disgraced ponzi to solicit money from unsuspecting investors.

But the reason behind this attack on two paying programs who have had no issues to report as of yet? Sorry, but I’m completely at a loss to explain that one. I don’t know what her point is, I don’t know what she thinks this will do for her, and I don’t know what motivates it. Though it’s certainly not because she wants what’s best for the average investor, that much I am pretty sure of!

CarbonDeals, which was first reviewed on MNO here and offers plans of 108% after 1 week, 10% for 2 weeks + principal back, 5.2% for 28 days, 4.2% for 42 days, 3.8% for 56 days, 3.6% for 70 days was the first to react, so I’m starting with their newsletter:

Defamation Attempt
Esteemed Members,
There is currently an attempt at defamation against us and other successful investment firms, as I am sure you are aware of.
I have no time for this nonsense and find it ridiculous. But I feel the air needs to be cleared.
I have nothing against being associated with Nick from SkyCrown as he seem to be competent and honest.
But saying about CarbonDeals that it is someone elses work and not our own is unacceptable.
The truth is we are the fastest growing new opportunity on the market and absolutely everyone is interested. This also includes scum, so some amount of slander is to be expected.
I will not drag CarbonDeals through the mud and lower myself to getting involved in any form of scandal. Our member deserve better than that.
Thank you all for the amazing support you are showing. You are all going to be more than happy with our service.
Best Regards, Peter Neperus, CarbonDeals.

That was followed by the reaction from SkyCrown, which was reviewed on MNO here and offering a much less complicated 3%-3.5% for 50 business days. I think you’ll agree that both replies are snappy and to the point, and I sincerely hope this closes the matter. It’s both unseemly and a total waste of time so it’s very regrettable that these admins were dragged into this. So I hope you’ll all accept this for what it is, move on, and allow Nick and Peter to get back to business and start making some money for their members without having to put up with such childish nonsense from someone who should feel deeply embarrassed by starting all of this:

Recent Bad Press
Dear Members,
There have been rumors circulating recently according to which we are about to scam our investors, we are associated with CarbonDeals and we invest our funds in other projects.
There is no need for concern, as nothing could be further from the truth. These fake rumors have been generated by the clearly jealous and unhappy administrator of 711finance.
We think this person is more upset by her own lack of success rather than by the bright future SkyCrown has in front.
The rumors are pure nonsense. We have no intention of going anywhere, we are paying regularly and fast as usual.
We have never invested in 711finance or any other project and we are not associated with CarbonDeals in any way.
This disgusting move made by the administrator of 711finance, which mind you, is supposed to be a German woman, speaks volumes about her lack of integrity and spine. This is absolutely no way for a woman to behave and is totally against the way Germans are raised and schooled.
We are really saddened by this attack and would like to transmit all our best wishes to the administrator of 711finance, Amanda. She is clearly an unhappy and angry soul.
We hope you get well soon, Amanda. This is no way for a sane and healthy human being to behave.
Warm Regards, Nick Seltzer
Online Identity Manager
SkyCrown Capital Management”.


Today I noticed I received a double payment in my investment account with ForexEarn (reviewed here). It was a nice surprise but I thought that actually it was a script issue and later on the admin would notice and deduct it. Fortunately, that was not what happened! Instead it seems anyone who invested in the 6.25%-8% for 20 business days plan offered by ForexEarn received a double payout for today allegedly due to the program’s success on the ForEx market. Well, I’m not sure how this generous deed will affect the cashflow of the program in the long haul and whether it will decrease the lifetime of the program as it wasn’t discussed in the latest update today. However after 25 days on MNO they’ve been paying to PerfectMoney, LibertyReserve and SolidTrustPay without issue while the program itself has been online since March 2012 which by itself is an incredible achievement. Currently, ForexEarn occupies the #3 position on MNO’s Sticky listing and I believe that after today’s events it will become even more popular as every investor loves nice surprises!:

Double Interest
To all investors and partners
ForexEarn trading team are so proud to say, last week we got huge amount of profit in FOREX market advantage of our golden strategy. Our trading team is manipulate FOREX and STOCK market trading.
For capitalize this profit and share this achievement with all of our members.
All ForexEarn members got double interest at 16 October 2012.
Best Regards.”


You might remember that just a few days ago the admin of TheMoneyGalaxy announced they’d stopped accepting Payza due to a bad experience with them (as Payza doesn’t accept HYIPs anymore they suspended the program’s account many times). Before today the members who originally deposited via Payza could exchange their payouts to EgoPay or SolidTrustPay for a fee, but since now Payza has been officially removed as a payment processor a permanent solution had to be found. Active investments in TheMoneyGalaxy via Payza will switch to SolidTrustPay and they will be paid there just like they were paid to Payza on all investment plans – 2.1% for 100 business days, 2.5% for 120 business days, 3.1% for 140 business days, 4% for 160 business days. Please also note that a 10% investment bonus will be credited to all deposits starting from $10 made via the remaining payment processors – LibertyReserve, PerfectMoney, SolidTrustPay, EgoPay, BitCoin and OKPay – automatically after you make an investment. More on that can be read in my detailed review of TheMoneyGalaxy (published here) which has been paying me instantly for five weeks:

TheMoneyGalaxy News Letter : 10/20/2012
 TheMoneyGalaxy eliminated Payza payment processor long times ago and our replacement for Payza is SolidTrustpay.
Members Payza active investment will change to SolidTrustpay without any fees.
Please submit a ticket from your member cabinet in order to exchange your active investment from Payza to SolidTrustPay.


As usual to finish the business week the admin of DiamondAsset (reviewed here) sent a newsletter informing members that all payouts for the week have been completed successfully to the members’ SolidTrustPay, EgoPay, LibertyReserve and PerfectMoney accounts. DiamondAsset pays 1.8%-2.5% for 120 business days and returns your principal on expiry. Apart from the review containing more detailed information you can check out DiamondAsset‘s Twitter and Facebook accounts for all the latest updates:

Interest Payments
Dear Investor,
Thank you for maintaining investment relationship with Diamond Asset.
This is to inform you that all Interest Payments for this week has been successfully processed. We appreciate your patronage and invite you to FOLLOW us on Facebook and Twitter, this will enable you to get our Latest News and Updates faster;
Facebook: http://www.facebook.com/diam.asset
Twitter: https://twitter.com/DiamondAsset
Best Regards, DiamondAsset Team.


The admin of RoyalAdz has decided to upgrade the listing of his original program on MNO from Basic to the Standard, so his program will be introduced on my blog tonight and reviewed by Monday. RoyalAdz has been running for over three weeks now and on MNO for five days. The main peculiarity about the program is the 40/60 repurchase rule which is allegedly for a longer lasting more stable and sustainable program. For those unfamiliar with this rule it’s a form of compulsory compounding where you will be paid 60% of your daily rate with 40% moved to your repurchase balance which you can use to buy more advertising units (as the program positions itself as an advertising rather that an investment site). This rule might really be useful for the longevity of RoyalAdz if applied correctly and provided the admin intends to stay for a long time. So, how does it all work you might ask? Well, first you need to fund your account with RoyalAdz with a $9 minimum via your choice of SolidTrustPay, EgoPay, LibertyReserve or PerfectMoney. Then from the available balance you can buy units which cost $9 if you wish to earn 4% for 125 calendar days, and $49 if you intend to make higher profits of 6% for 125 calendar days. Please note that the 60/40 re-purchase rule applies to both plans, and if you wish to simply collect your profits without compounding then join the 1% for 125 calendar days plan. No original principals are returned at the end of your investment term with any of the plans in RoyalAdz, but remember that you can purchase additional units from the re-purchase balance in the program. Still not clear? Then read the detailed review of RoyalAdz on Monday for a more in-depth explanation.

My first impression of the program remains quite positive as the admin actually put some thought in the development of RoyalAdz and really made it different from others. I always appreciate originality and that’s what I can see here. The program is running off quite a rare xSharePro script, however its security is poor with no SSL-encryption and hosting on a shared server, although the admin states that his site is fully protected from DDoS attacks. Anyway, I hope to give you my final opinion of the program by Monday, so if you’re interested please check out my full review of RoyalAdz then.


Due to a huge demand for banner spaces and Sticky listing on MNO and overall growing readership and subscription list of my blog in recent months I have decided to increase the prices for advertising effective immediately. The prices for banner spots were increased by 10% to 50% depending on the banner placement and due to sold out banners on my blog and monitoring page for now I’m not ruling out the possibility of the increasing them again by Christmas. As for Sticky listing, as you see it was recently kinda devalued with a lot of programs taking advantage of relatively low prices. So, starting today the prices for Sticky listing increase from $285/week to $350/week and from $850/month to $1,000/month. If needed, the price of the Sticky listing will be increased by Christmas once again to make sure only quality program will be able to afford it. I’m also considering an increase of prices for other types of listings on MNO, but taking into consideration all the opinions expressed on my ShoutBox I have decided to postpone it for at least a few weeks. However, I can increase those prices without prior notice based on supply and demand from the HYIP market and MNO’s popularity which is only growing. This is done largely to decrease my work load, alow me more personal time, and make sure that only worthwhile programs get my attention.

Due to the huge popularity of the MNO ShoutBox which has absolutely eclipsed the MNO Chat I’ve decided to totally overhaul the whole thing. So my programmer Andrew is currently working on a ShoutBox page that will be a new addition to my site and is going to replace MNO Chat within the next couple of weeks. Provisionally the new page will feature the current ShoutBox which you can see now on MNO blog and monitor with a bigger version and higher storage, another ShoutBox or similar chat where you can discuss all the other programs and share your thoughts (although remember that links will still not be allowed), a couple of polls where everyone can participate and share their opinion and and a couple of advertising spaces which first will be available for special promotional prices. I’m sure that the combination of MNO ShoutBox and MNO Chat into something new and more exciting will make it more convenient for readers to communicate and will expand your personal involvement and connection with my site and with each other. I’m sure that’s something we all want to see and I hope it will happen sooner rather than later. Since everything should be done properly first I will let you all know as soon as the new page will be ready for viewing. Stay tuned for that!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: SiriusUnion, RoyalUnion, ForexEarn, AgroFinance, TheMoneyGalaxy, ProsperaNova, Phinanci.
From MNO Premium list: NewGNi, Finvance, ProfitableSunrise, EurexTrade, FelminaAlliance, SkyCrown, PerfectFinanceCarbonDeals, MonetaryClub, PipsFundBensonUnion, AWTC, 4FXInvestment, Nubcoyu, ProForexUnion, FinanceCore, Tivsol (the first payment received).
From MNO Standard list: UFOWin, FastEarn, BGTGroups, RoyalAdz, HotBestFund.
From MNO Basic list: 10For25Ads, DebtReliefLimited, StallionGold, RoiChoice, AfriInvestment.

That’s all the news for tonight, guys. Check out MNO tomorrow for a full review of HotBestFund and of course all the latest news from the HYIP industry and the programs covered on my monitor. See you all then!

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