Dec 2nd, 2012 Archives

Place your banner here for $215/week or $650/month. Available NOW.
Place your banner here for $210/week or $635/month. Available NOW.
Place your banner here for $205/week or $620/month. Available NOW.
Place your banner here for $215/week or $650/month. Available NOW.


Beware! GuaranteedProfit has stopped paying! Do not invest there!

Hello everybody! Hope you’re having a nice weekend so far. The program I’m starting with today, GuaranteedProfit, is actually something I wanted to do yesterday. But as there was almost a complete lack of other news from the HYIP industry I decided to take the evening off and catch up with everything today. And considering the program’s been online for the last couple of months by now I doubt anyone’s going to miss it from my monitor for the extra day, in fact I’d be pretty sure that a lot of you will have made up your minds on GuaranteedProfit already before you ever saw it listed here and may consider it a bit old for new spends by now. But it doesn’t change that they’ve at least managed to complete several cycles of some of their shorter term plans already by now.

So on the subject of plans, since the beginning of last October GuaranteedProfit have been offering four options of varying lengths. It costs a minimum of $5 to join, which gets you into The Fusion Plan. This runs for 15 calendar days, during which you are offered a 1.5% interest payment per day. By the end of the term that comes to 22.5% in total, which can then only be considered as profit if the GuaranteedProfit admin returns your principal as promised. Maximum spend for this option is limited to a very basic $100.

The more ambitious, or maybe brave, readers looking to spend a bit more can look into The Advance Plan, which carries a minimum price tag of $101. The term runs for 30 calendar days (so GuaranteedProfit should be completing the second cycle of this one sometime around now) and offers a daily return of 1.8%. By the time you receive the final payment you should hopefully have accumulated 54% in interest payments at which point the GuaranteedProfit admin needs to come up with your principal which is promised to be returned on expiry. The maximum deposit allowed for this one is $1,000.

Anything after that, and I think even more so at this time of year, is kinda for the bigger spenders many of whom may well be taking a break until the new year. Though if GuaranteedProfit is still here for them in January then this is what they have available. For a $1,001 minimum deposit you can join The Cosmic Plan, and it runs for 60 calendar days. Members are offered daily payments of 2.2% which comes to 132% upon receipt of your final payment, at which point GuaranteedProfit also promise to give you back your initial deposit as well.

And finally, largely for informational purposes, there’s The Extravert Plan. This is the highest risk option, requiring $5,001 or more to join. Maximum deposit is $100,000 and the term runs for 90 calendar days. During this period GuaranteedProfit are offering members 2.8% interest per day, adding up to 252% by the completion of the term. This would then be considered profit once your original principal is returned as promised.

The choice of payment options is good enough with GuaranteedProfit taking the main four operators in the arena, though that’s become more or less a minimum expectation of investors in recent times anyway. You can use anything from SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve. The payment schedule isn’t entirely clear, with on one hand the admin offering instant payouts to all processors though on the other hand saying when these aren’t available GuaranteedProfit will do it manually within 12 hours. My own payment wasn’t instant, but it was fast. In any event you will still need to log into your private members account area and make a request for your payout. Also, not that I recommend it, but if you wish to use compounding then it’s available for you if you wish.

On the more technical and design side of things, GuaranteedProfit is running off a script that’s been licensed from GoldCoders which I guess will be recognized quickly enough by most experienced players anyway. The website is properly SSL secured by RapidSSL and hosted on a dedicated LeaseWeb server with DDoS protection by DDoSDefend. One aspect of GuaranteedProfit I was pleased to see is a multilingual interface. I mean it’s not the first time I’ve seen a program have a website available in different languages, but more often than not it’s only through an online auto-translation tool, and to be honest they mostly give pretty garbled versions. Good enough to just about get your message across, but clearly generated by computer software and not an actual human being. In the case of GuaranteedProfit however they’ve went to a lot of extra trouble and expense to get a professional translation done, so kudos to the admin for that and I’m sure it’s been helpful for a lot of users so far. You’ll find GuaranteedProfit available in English, French, Russian, and Spanish. On the other hand, and this is just my own opinion but you can check this out for yourself, the layout is a bit disorganized and a bit messy, and if I’m honest a lit bit amateurish. Then again, this certainly hasn’t hindered GuaranteedProfit from putting some of their earliest investors in profit by now. You can contact the admin if you have any further questions or account related issues by the online Live Chat support which the admin says is a 24 hour feature. Though if you don’t find anyone there you can email them directly at the address listed (it’s tricky to find and not exactly prominent, but you’ll see it at the bottom of the FAQ page.) Also in the FAQ page is the claim that telephone support is available via the number listed on the homepage, however no such number is mentioned there, or on any other page at the time of writing.

As for the actual website content, texts are almost non-existent bar the briefest and most vague mentions of them being a team of “professional traders”. Trading in what exactly is left to your imagination, because that’s more or less where the story stops. No further evidence is presented that your money goes anywhere other than supporting the payouts to existing members who joined before you, so in other words a typical online HYIP with the high risk that goes with it. So as is always the case when dealing with such websites, GuaranteedProfit or otherwise, set yourself an affordable spending limit that won’t cause you any trouble were you to lose it, and if joining GuaranteedProfit in the first place then try and keep them as a smaller part of a wider more diverse portfolio.



You might know that the admin of ProsperaNova Darren (interviewed here) is well-known for the series of his educational articles on the HYIP industry which he started issuing earlier. It’s always good to see that a program is run by an experienced admin who has an opinion and isn’t afraid to share it. ProsperaNova has the top spot on MNO’s Sticky listing which Darren recently purchased after quite a decent level of popularity he managed to achieve for less than 80 days online. My review of ProsperaNova published here has more on their features and investment plan paying 2% per business day for the duration of one year with the original principal returned on expiry. You only need a $1 minimum to deposit, and can do so via four popular payment processors in LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay. So far ProsperaNova has been paying fine and it’s good to see the first investors in profit. Let’s hope it continues!

Darren sent another educational article last night on the monitoring sites flooding the HYIP industry. I was pleased to see MNO listed as an exemplary model above others, however I do agree with his point that you need to find a few good monitors you can trust and check the statuses of HYIPs on them. The thing is that with a few trusted sources you might be sure that they will be the first to put any program to Problem status if confirmed selective payouts or payout delays which can help you to both earn and save a lot of money. So I totally agree with what ProsperaNova has to say about the monitoring side of the industry:

ProsperaNova: Monitors
Dear investors,
We would like to inform you that we have upgraded our monitors page. We added some new, popular, ones and removed any that went offline.
By the way, do be cautious about which monitors to have faith in. The attention to that decision is well warranted as, in this industry, there are as many scummy monitors as there are programs. Some monitors are blackmailers, other do not care for investors at all and will show programs as “paying”, ignoring any complaints as long as they themselves are getting paid. Some are just quite slow in updating statuses.
An example of a good and honest monitor would be Money News Online, whose administrator, Paul, is a honest and well known man. But, in any case, our recommendation is to never put faith in only one monitor. Always cross check using more sources, monitors and forums alike.
Thank you for your trust.
Best Regards, ProsperaNova Support”.


As usual the end of the business week sees DiamondAsset (reviewed here) send a newsletter informing investors of the successfully processed withdrawals. Their plan offers 1.8%-2.5% for 120 business days with principal back on expiry via SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve, and has run for over three month. For the last couple of weeks DiamondAssets also had an opportunity for active investors with at least $200 in the program to become regional representatives and get certain benefits in exchange for promoting DiamondAssets in their local areas. If interested you should send the information required to the email address listed in the latest newsletter republished below:

Dear Client,
Thank you for maintaining investment relationship with DiamondAsset.
We are pleased inform you that all Interest Payments for this week has been successfully processed. We also wish to remind you that the preview of our Regional Representatives Program is still on; if you are interested to become a Representative of DiamondAsset in your country, do not hesitate to contact us at with the followings details below;
– Full Name – Email – Phone Number – Skype ID (if available) – YM ID (if available) – Country – Your Username – Referral Link – Your Language – How you will represent Diamond Asset (online/offline/Facebook/Website).
NOTE: You must have an active deposit of $200 or above before you can become a Certified Representative.
Best Regards, DiamondAsset Support Team”.


I don’t know the full details yet, but it looks like the admin of PlatinumVertex is preparing a surprise for investors soon. According to his latest newsletter you can expect some cash prizes on offer during the month of December. I guess more details on that should be released pretty soon, so keep an eye on MNO for more info when it happens:

Good day to all PlatinumVertex members,
It is that special time of the year once more! As we celebrate the most celebrated season of the year, PlatinumVertex bring you new surprises!
Watch Out for PlatinumVertex FUN CALENDAR! Exciting Games and Cash Prizes to be won this DECEMBER!
In a few days time, the first EVENT for the season will be announced.
PlatinumVertex Team”.

PlatinumVertex was added to MNO’s Standard Listing just a few days ago. It’s paying from 4.5% to 6% for 40 business days depending on the amount spent. This can start from only $1 via LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay. More info on PlatinumVertex can be also found in my review published here.


If you don’t know yet, MNO has recently launched a new TalkBack page which was aimed at combining the MNO ShoutBox and MNO Chat in one page with some added new features for feedback. Results for the first polls on the MNO TalkBack page are in, plus new polls were also launched.

In the first poll I asked about your favorite payment processor. The results were not really surprising with LibertyReserve still in front, but just barely and with a much reduced margin that it had even a year ago. Recent serious security breaches and random unexplained blockages are clearly to blame. LibertyReserve is not only unsafe, it’s also now under threat from both hackers (who seem to break into accounts with alarming ease and a shocking level of complacency from the LR owners and support staff) but also from the administration itself. No surprise then to see SolidTrustPay in second place by only a handful of votes. A vastly improved service from STP plus the departure of Payza from the HYIP industry has helped there, with SolidTrustPay almost monopolizing the industry in terms of convenient direct deposit and withdrawal options. The third place goes to PerfectMoney which I believe won a few more fans and a better share of the HYIP market for the last year from former LibertyReserve users due to enhanced security options making it a safer option. Fourth place goes to EgoPay which will have to work hard in order to achieve the same popularity as its predecessors Payza and AlertPay once had. For now I believe higher fees for totally anonymous transactions with no guarantees to get your money back are costing EgoPay members. However, I believe that EgoPay might greatly improve in the next year and get a bigger share of the market with a proper marketing strategy and stabilizing their fees. I must add that other payment processors are not even close to the “Big Four” and I don’t see the situation changing anytime soon. Not in the coming year at least. Of course some newcomers will always come and go, but the question is if they can earn investors’ trust like the four mentioned above who have a proven track record stretching back many years.

The second poll on MNO TalkBack was just for fun, testing the voting system and asking about your favorite time of the year. Quite a predictable result showed that summer and spring are by far the most popular. I guess summer is the obvious personal choice for many as they have their vacations while spring is usually considered a more fruitful time for making money in HYIPs. Winter is less popular of course with Christmas and a lot of fast scams in the industry, while autumn is the least popular. Anyway, thanks for answering both questions and I hope you had fun.

For the new week I have two more polls for you. The first asks what program out of the current Top 4 on my Premium listing is your favorite. You can choose from NewGNi, ProfitableSunrise, EurexTrade and FelminaAlliance. All are long-term programs running for quite a long time and all have their own fans among readers which is what put them in such high positions in the first place. But what’s your favorite? Please choose one and we’ll see the results next weekend.

The second new poll on my TalkBack page will be on your favorite categories on the MNO blog. It will evaluate your tastes and help me improve things, so thanks in advance for voting. I have four main categories on my blog which include Daily News, Reviews, Interviews and MNO Fridays. So please choose what you enjoy reading most and tick the appropriate box to vote. Remember that you can always see the current results of the polls on MNO TalkBack page by moving your cursor over the eye symbol next to each poll. Let’s make MNO better together and if you have any comments or questions you would like included on my TalkBack page please send me them directly to my email address or via my Contact page.


Last night saw a new program added to MNO Premium List that launched only a few days ago – FinanceArt. At first glance it looks professionally made, running off a custom script with SSL security. Hosting is on a dedicated DDoS protected server by Koddos. The interesting about FinanceArt is however the investment plans. They offer quite a complicated scheme with the daily interest depending not only on the size of your principal but also on the days you maintain your deposit. So your daily interest will be vary between 1% and 3% depending on those two factors, and the more days you stay with the program the higher the rate earned. However the most important thing is the utmost flexibility when it only depends on the investor when his principal is withdrawn. This can be as fast as one single day if that’s what you want, or not at all if you prefer to take your chances and continue earning for as long as FinanceArt can continue paying you. Minimum deposit is $10 accepted via LibertyReserve, PerfectMoney, EgoPay, and PexPay. The maximum interest you can earn in FinanceArt comes into effect from day 31 of your investment, so if you decide to leave before that you won’t have gotten the top rate. If it’s a bit tricky to understand right now I’ll give a more practical explanation in the review next week, after I receive the first payment which is due within 24 hours of request. I’ll keep you updated when the status of FinanceArt changes to Paying, so watch my monitoring page for that. Meanwhile you can check out the website and read the welcome message from the FinanceArt admin on the launch day:

Company News
Welcome to official FinanceArt web page. Finally our company offers investment platform what is available to anyone. Before this web page we worked only with private investors, but after long debates of board members we decided to bring this platform to public. We offer you by far best possible investment platform with highest security level. Our technical support is available 24/7 and of course you can also find us in most popular social networks and you can easily follow us there. This day is big celebration both for us and you and because of that you must join our website and enjoy official FinanceArt web page. If you have any questions open “Contacts” section or just contact our Live Support and we will help you instantly.
Best regards, FA Team”.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: ProsperaNova, LoyalAssets.
From MNO Premium list: ProfitableSunrise, EurexTrade, FelminaAlliance, TheMoneyGalaxy, 4FXInvestment, ProForexUnion, DiamondAsset, FNOCapital, Nubcoyu, ReferToWealth (the first payment received), GuaranteedProfit (the first payment received).
From MNO Standard list: UFOWin, SigmaSum, PlatinumVertex.
From MNO Basic list: GoldTradeFunds, XtremeRichness, InnovisCorp, Fxen, TheInvestmentBank, GoldenReturnLLC (the first payment received).

That’s it for today, guys. I hope to see you on MNO tomorrow for the latest news from the industry and a full review of another new project from my Premium list – ReferToWealth. Stay tuned and see you soon!

Filed under Daily News, Reviews by on . 2 Comments#

PE Recent Posts

Made with an easy to customize WordPress theme • skin by