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07/01/2013. SafeguardWallet Review and Daily News from the Industry


Beware! SafeguardWallet has stopped paying! Do not invest there!

Hello everyone! Before this evening’s update, the second one for today let me just begin by wishing a vary happy holiday to all the many Russian, Ukrainian, and other Orthodox readers of MNO celebrating Christmas today. I know there’s lots of you and while it may not be celebrated as widely as the one in December, I know it’s celebrated with just as much vigor by those who observe it, so have a great day for everyone concerned. Getting back to business now, and the program I’m going to be looking at before today’s news is called SafeguardWallet. This is a brand new short term HYIP that opened just two days ago so still has plenty of room to grow. But as well as being a short term program, SafeguardWallet will also be a pretty short review, considering they’ve only got the one investment plan, though there’s nothing wrong with that assuming this is a plan you actually like.

And as usual that’s where we’re going to start. You can join SafeguardWallet for a minimum deposit of $10, and the only plan you can join runs for 8 calendar days. In return for your investment, and regardless of the amount because SafeguardWallet pays the very same rate to everyone, you earn 18% interest per day. By the time you receive the final payment on expiry this should all add up to 144% in total, and SafeguardWallet are including your original deposit as part of the payments so it’s your own money back plus 44% net profit.

Or to put that another way, let’s say you invested $100. In return for that you’d be hoping to receive $18 per day, every day for 8 days. That comes to $144 by the end of the term, or your own original hundred plus $44 on top for yourself. More importantly is that you break even (get back an amount equal to whatever your first investment was) with the sixth payment and everything from that point on is your profit. SafeguardWallet have a top limit of $150,000 on deposits, effectively meaning there isn’t any real limit to what you can spend given that this is aimed at HYIP investors.

Programs like this, or more accurately plans like this, have often proved popular in the past so it was no surprise that SafeguardWallet seemed to gather a fair bit of interest from investors. What did surprise me however that this was done despite the very limited choice of payment processors, which I would have thought was a weak point to SafeguardWallet myself, but it seems a lot of people disagree and are joining anyway. Currently the only payment methods are LibertyReserve and PerfectMoney, something I know could change but to be honest I doubt that will. But at the end of the day as long as you freely accept the risks that go with playing with HYIPs, and that there are absolutely no comebacks, chargebacks, refunds, or complaints of any description whatsoever entertained by those two processors then so be it. Payouts to members are made manually by the SafeguardWallet admin, and will need to be requested by logging into your private member’s account area. Once done, you’re then asked to allow him anything up to 24 hours to ensure all transactions are completed.

Moving onto the design and security side of the program, things would appear to improve somewhat here. Hosting is done directly by Staminus who are keeping SafeguardWallet on a dedicated server with DDoS protection by them too. The program is running off a script under license from ProBizScript (who I’ve been noticing more and more of recently) and they are I think widely accepted as a service provider of decent quality. And the website is also SSL-secured by Comodo for safer browsing and more secure transactions. For any further questions or account related issues for the admin you can get in touch with him by filling in your details on the online support ticketing form and submitting it via the support page. You should then get a receipt number for that which you can use to track the progress of your query. Please note that SafeguardWallet also features an icon offering Live Chat support, but this doesn’t actually work. In fact it does nothing at all except take you back to the e-mail ticketing form again, which can hardly be considered “live”.

While I’m not sure if SafeguardWallet will really obtain widespread popularity, and yes I think they’re already getting popular but I mean enough to challenge the real industry giants, it’s still an interesting game and one with good potential if the admin knows how to manage it properly (which is of course the most important and most unpredictable factor all at the same time). As the industry gets back into full swing in the next couple of weeks there’s definitely room for a program like SafeguardWallet to flourish, but whether it’s going to be this exact one or not I can’t say, only that the opportunity is wide open for a good admin to come along and take it. Time will tell if this is SafeguardWallet!

For the record texts and website content seem original, but then all it really does is to list of a bunch of “activities” (ForEx trading, stocks, real estate, et cetera), the same ones listed off by 99% of online HYIPs, but absolutely nothing there to support that this is in any way genuine. I mean if any of those things gave you back 18% on your investment in a year I’d be simply amazed, but in a day? That sounds like an online HYIP to me, and a risky one at that. So you should know how to treat SafeguardWallet under the circumstances, which is not so much with suspicion – we all know exactly what this business is about after all – but with extreme caution. Never join anything unless you agree to spend well under a safe and affordable spending limit that you can comfortably afford to lose, and if joining SafeguardWallet then do so as a smaller part of a wider more diverse portfolio.



If you remember the recent interview given to MNO by the admin of CashROTOR Steven (click here to read it), he promised to add PexPay and EgoPay to the list of payment processors which currently includes LibertyReserve, PerfectMoney, and SolidTrustPay. Ten days after this was said I found a short notice in my account in CashROTOR explaining the lack of progress, though I believe he also implied that it will be done very soon:

Dear members! So much anticipated EgoPay and PexPay support is delayed by 24 hours. Please accept our apologies.

Even with the available three payment processors there is no doubt in my mind that CashROTOR (reviewed here) remains the most popular short-term program with my readers. Having been online for 18 days it’s still delivering impeccable results and prompt instant payouts on the 15% for 10 calendar days plan attracting dozens of new investors daily. We can’t predict for how long such a program will last, but in a couple of days it’s going to complete its second cycle, and I believe that if those two payment processors are going to be added by then, CashROTOR can expect some further growth. So far, I believe Steven has done a wonderful job with his program that made CashROTOR the hottest short-term program on the market now.


Maybe 50 days is not a very long term for some programs, but it was certainly enough to make profits for hundreds of investors in ZionFinance for the first seven weeks online. With a variety of short-term plans including 3.5%-5.5% for 12 days (principal back), 15%-19% for 8 days, and 160%-200% after 14 days – and prompt payouts to SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve the program deserved the ever-growing popularity with about 800 registered members already. I believe that the admin of ZionFinance is quite experienced who prefers slow but sustained growth for his program, and I think that is how we can explain the longevity of the project that already completed three to six full investment cycles of the plans. I wish them continued success for at least another 50 days. Here’s the latest newsletter on this from Alfred, the admin of ZionFinance (reviewed here):

50 days online
We are happy to inform you that with 50 days online we have already more than 750 clients around the world. ZionFinance are proud to announce that during two months, the revenue of the company has increased in more than 6 times. In year 2013 ZionFinance are moving on the new level of development and looking for new directions of investment portfolio diversification. Our program is growing every day stronger and stronger. We are putting in lots of effort to satisfy every member with their financial needs. ZionFinance is looking forward to a long term business relationship with our highly valued members.
Best Regards, Alfred Silva
Admin ZionFinance.


From my review of AlevrasInvestments posted last night (click here to read it) you will have seen that withdrawals to SolidTrustPay and PerfectMoney were processed instantly while LibertyReserve withdrawals were only paid manually for the time being. The good news is that the admin reported today that from now on all the withdrawals to LR are now instant too so once you request a payout you should see the money in your e-currency accounts within seconds. I can confirm this is indeed the case as I was paid by AlevrasInvestments today to all three payment processors instantly. It’s surely great news for all the program’s supporters that will definitely increase the interest in the on the 3%-6% for 55 days with the principal return on expiry plan from investors who prefer instant payouts. The news is re-posted below:

AlevrasInvestments – News
In first days we had a problem with automatic deposit adding, now I am glad to announce that all is fixed and deposits from now on will be added automatically. Payments are processed instantly to all three payment processors.
Best Regards


Some of you might have noticed today the EpicRoyalFund website was down for a few hours and apparently, the downtime was somehow connected with the planned DDoS-protection upgrade. Currently the site is loading fine, however I myself haven’t noticed any server changes and the admin still has to prove that he’s going to improve EpicRoyalFund‘s security level and move it to a more serious hosting provider than the one he’s using now. This is the latest update from the technical team of EpicRoyalFund issued today:

Possible Downtime
Dear Members,
We are setting up DDoS-protection for our server. There may be a small downtime for the site for the next few hours at some locations.
We apologize for inconvenience. Please wait for updates from the Admin.
Best regards, Rudolf Haschmann,
Technical Support Administrator

Apart from the technical side of things, EpicRoyalFund is performing extremely well with prompt payouts within 24 hours to SolidTrustPay, EgoPay, LibertyReserve and PerfectMoney payment processors. I myself was paid on the expiry of the 7-day plan and reinvested into the longest plan now, as my confidence in EpicRoyalFund increased since I started monitoring them. I remind you that you can only join the program by invitation (referral link) from an existing member, hence it’s a private investment club. It’s got four investment plans with payouts processed on expiry, including 108%-112% after 7 days, 120%-130% after 15 days, 150%-170% after 30 days, and 230%-300% after 60 days. Your actual rate of interest will depend of the status of membership with the monthly fees applied to some of them. EpicRoyalFund was reviewed on MNO here and I urge you to read it before joining to avoid any misunderstanding. I’m currently waiting for the interview with the admin Jeffrey to be returned. I hope he finds the time to answer them soon as it was totally his idea to be interviewed by me before his program was ever even listed on MNO (before I’d ever even heard of it in fact!). So, I hope Jeffrey live up to the promise he made to his investors and reply. I hope it makes for interesting reading and look forward to publishing it.


I knew that today was the Orthodox Christmas, but apparently it was more than that. FelminaAlliance (reviewed here) can’t stop celebrating either and today commemorated Martyr’s Day in Panama which is on the list of US and Panamanian holidays they diligently observe. Such holidays mean non-business days on which the members of FelminaAlliance are not getting daily interest on both investment plans on offer with principal returns on expiry – 0.8%-1.4% for 90 business days, and 1%-1.6% for 180 business days. Considering that FelminaAlliance is already on its second year online having been paying promptly to investors via LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay since July 2011, they impress investors by prompt payouts rather than their frequent holidays. In any case, they warn about non-business days well in advance in their terms and conditions and if someone’s forgetful FelminaAlliance also post frequent updates regarding this on their site. Here for instance is the latest one regarding no interest credited today:

[FelminaAlliance] Official Newsletter
This is an official newsletter from FelminaAlliance Inc.
Monday, January 7, 2013, is the Day off for Martyr’s Day in Panama.
We observe the official holidays in the US and Panama. According to our terms of service, we do not pay interest on weekend days and official holidays. Therefore, no interest will be paid on this day.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department,
FelminaAlliance Inc.


I was delighted to find myself among the winners of the referral contest in Nubcoyu today and have already claimed by prize. Nubcoyu (interviewed here) who named the program after himself and pays 1.4% interest for the duration of 200 business days to on $10 minimum deposits via SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney. Even after four months online and the first investors already in profits Nubcoyu (reviewed here) is not very popular among investors, but that is definitely not the admin’s fault who is really trying his best and with imaginative and unique newsletters about his business and even his personal life which I must say is full of adventures.

For today’s newsletter though the admin only reported the results of the latest contests which ran in December (and are overdue) and opened some new ones. In addition to that, a 5% deposit bonus is available on new deposits made over the course of the next two weeks and a $10 free deposit will be added to your own money if you can put an interesting name your new account. What’s it all about? Please read the latest newsletter from Nubcoyu to find out:

Joyful January Sweepstakes and Promotions!
Dear Valued Investors,
As you all know that Nubcoyu holds contests every month. The same applies to January, the very first month of the year with a new start for everyone.
But first of all, please allow me to announce the Black December Contest results:
1) Nubcoyu Referral Contest
Winners are decided based on referral commissions accumulated within the contest’s month.
1st Prize, $100: Skimo2012 – $296.55
2nd Prize, $50: casanotaNY – $139.76
3nd Prize, $25: moneynews – $50
Please send our accountant your preferred e-currency so that we can send the prize to you directly.
Our accountant’s email:
2) Nubcoyu Santa – No Participants
3) Nubcoyu iDeas – No Participants

I hope you guys are satisfied with the results. And don’t give up just because you lose this time. I always believe that victory will fall in the hands of those who try their best.
And it’s time (drumroll) to announce the Joyful January Contests!
1) The Joyful January Referral Contest:
1st Prize: $100, 2nd Prize: $50, 3rd Prize: $25
2) The Nubcoyu iDeas:
$50 for the best money making ideas thinkers. Send your ideas to
That’s all for the contests, though we have more on the promotions!
1) Diehard Nubcoyu Fan
NY is a frequently used abbreviation for
Sign up with a username ending with Capital NY (for example: swissNY) and get FREE $10 after your FIRST DEPOSIT
2) 5% for every deposits until 20th of January
Get an extra 5% bonus on EVERY deposits until the 20th January! So hurry up and get your gears going!
I hope this newsletter is welcomed by most of you. I can’t wait to see the name of the winners in this round!
Regards, Nubcoyu Umezawa


Some bad news for those awaiting the promised payouts from NewGNi today. I remind you that just before Christmas the admin Jurgen took a two-week vacation (just like many other projects did at the time) and promised to be back and resume payouts on January 7 which is today. Unfortunately, that wasn’t exactly the case as only the small payouts were processed while bigger ones were for some unknown reason re-scheduled. There was only a very short message on the MNO ShoutBox and NewGNi‘s Facebook page posted:

We have processed more than 2,000 payments today, another 4,500 will follow tomorrow and probably the day after.

Well, I myself cannot find any particular reason as to why the bigger payouts were ignored and the smallest were paid. I truly hope that Jurgen is better than those low-life scammers and will pay everyone within 48 hours. However, I cannot simply close my eyes at what might possibly be happening with NewGNi and the obviously selective nature of the payouts made today. I’m not sure if that was just the age old tried-and-tested stalling tactics in order to squeeze some more money before eventually closing, but in my opinion, the only reason (and it’s not a good one) for not processing all the payouts today would be cashflow issues. I sincerely hope I’m wrong and nothing would give me more pleasure that to see Jurgen actually prove me wrong tomorrow, but for the moment I have moved NewGNi to Waiting status on MNO and would not recommend any additional investments there until the status of the program is clear. One way or another I’m definitely going to change the status of NewGNi to either Paying or Problem tomorrow, depending on what Jurgen does next, but I would hope he will not disappoint us and live up to the high expectations the investors still have in his program and the trust that was earned for an entire year of stable payouts. So, watch this space and check out my monitoring page tomorrow for the updated status of NewGNi!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: CashROTOR, UsdTrading.
From MNO Premium list: ProfitableSunrise, EurexTrade, SureInv, StallionGold, ProsperaNova, Mox, ProForexUnion, DiamondAsset, BensonUnion, 4FXInvestment, EpicRoyalFund, Nubcoyu, ZionFinance, Xgolding, GISolutions, SafeguardWallet, AlevrasInvestments, BankPayingMGProfit (the first payment received).
From MNO Standard list: BGTGroups.
From MNO Basic listTrackInvest, ForexMoneyBank, Sun7Life, Fxen, InvestmentCapitalMainaLimited, Finance7, TheInvestmentBank, Money&Credit, Monearn (the first payment received).

That’s everything for tonight. Please stay tuned for the full review of BankPaying on MNO tomorrow accompanied with the regular daily news from the HYIP industry, and please keep voting for the most profitable program of 2012 for you personally on MNO TalkBack, as the results will be drawn just in a few days!

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