March 2013 Archives

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Beware! ZenithPay has stopped paying! Do not invest there!

Hello everybody! It’s been a pretty slow day for news in the industry though nothing surprising for a Saturday either. I do have a couple of updates for you but first I want to start things off with a closer look at a brand new long term HYIP called ZenithPay which came to MNO for monitoring just after launching on Thursday last.

The investment plan is really quite simple, officially there’s three of them but really it’s just one split into three sub-sections depending on how much you’re prepared to risk, but can be joined for a very affordable $10 minimum. That much gets you into The ForEx Starter Plan, ZenithPay‘s first option and the one most (well, entirely) aimed at small investors. Here, for anything up to a maximum deposit of $100 you are offered a daily interest payment of 2.3% between Monday and Friday for a term of 75 business days (15 weeks). That adds up to 172.5% by the time the plan expires, which you can then consider net profit as ZenithPay promise to add your initial principal to that. You should expect to break even (earn back an amount equal to your original investment and therefore making it impossible for you to be at a loss) after 43 business days, or just shy of nine weeks.

The more serious players willing to go in with anything from a $101 minimum to a $3,000 are presented with The ForEx Pro Plan, ZenithPay‘s second option. Again running for a 75 business day term, interest rates are calculated at a rate of 2.5% from Monday to Friday. This allows you to reach the break even point after 40 business days (eight weeks) and start counting the profits from there. Total payments should accumulate to 187.5% which can be considered your total profit after ZenithPay return your initial principal.

Lastly for the really big spenders ZenithPay‘s third option is The ForEx Gold Plan. Minimum deposits start from $3,000 and can be anything up to ZenithPay‘s maximum allowed $100,000. The investment term runs for 75 business days once again, and the daily rate of interest is 2.8% made from Monday to Friday only. You could potentially break even after 36 days, everything going according to plan that is, and complete the term with payments adding up to 210% which is your net profit when ZenithPay return your original principal.

All the most popular payment options are accepted so there’s no real expectation that it needs to be expanded or improved upon. Most investors will be happy enough to see ZenithPay taking deposits through SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve. Payments to members are made manually by the admin so will need to be requested from inside your private members account area. After you’ve done this you’ll be asked to allow anything up to a possible 24 hour maximum for all transactions to be completed. Just a couple of other quick points you should really be aware of before proceeding is that compounding is allowed so if for whatever reason you think this is a good idea then you can fix your own rate when joining. The other thing is that ZenithPay have a minimum withdrawal limit of $5. I guess this is most likely to cut back on the workload for the admin should the program become popular (which is far from guaranteed) but I hope it doesn’t put off too many of the smaller investors given that you’d need a minimum deposit of $200 (at 2.5% interest) in order to be allowed make a daily minimum withdrawal. Being a long term program though I imagine it’s probably a bit less of a worry than it would have been for shorter term HYIPs but still, just be aware of the rule.

So far there’s nothing out of the ordinary with ZenithPay as it look s to be of a fairly solid if unspectacular industry standard. And that’s more or less how it continues with the design and security features with nothing to really complain about and nothing to really distinguish it. ZenithPay is hosted on a dedicated server with the support and protection of Koddos. The website is SSL encrypted by Comodo, and runs off a script that’s under license from GoldCoders so I guess it’s going to have a very familiar feel to it for most of the regular industry players looking into it. If you have any further questions for the admin or account related issues that need to be dealt with then you can get in touch with ZenithPay by filling in your details in the online customer support form and submitting it via the contacts page. There’s no published email address or direct phone/Live Chat feature, despite it being said that support is available 24 hours per day.

Texts and website content in general is a bit sketchy. It seems original mind which is always welcome as it shows a bit more effort than the usual copy/paste jobs but actual practical information about the program or any alleged business activities is a bit thin. As you can see from the name of the plans ZenithPay‘s main claim is ForEx trading though describe themselves as “a private financial service company” there is of course nothing to suggest they are anything more than a fairly average and run-of-the-mill online HYIP. So as always think carefully about what you genuinely believe could come out of an investment with them, set yourself a sensible spending limit that you can afford to lose if things don’t work out as is often the case in this business, and if joining ZenithPay at all then try and keep them as a smaller part of a wider more diverse portfolio.



Apparently, the admin of EmpireFinanceGroup decided to use a trick aimed at convincing those who cannot believe the program can last for three years and not be a ponzi-game at the same time. There was a weird update today announcing a temporary freeze on new deposits which happened due to reaching the alleged limits on their brokerage accounts. I must say this is something you don’t see everyday in the industry. It’s possible the admin is running other programs at the same time so it won’t affect his well-being much while such the sudden decision to stop accepting deposits just for a few days (I’m sure the option to spend will be open again pretty soon!) will bring a lot of interest from confused investors. By the way, the announced limitations do not apply to re-deposits, so if you have an existing account with EmpireFinanceGroup (reviewed here) and wish to re-deposit into one of the investment plans on offer with principal returns on expiry – 1.3% for 45 business days, 1.5% for 80 business days, 1.7% for 100 business days – you may continue to do so from your internal balance in LibertyReserve and PerfectMoney instead of withdrawing. I guess that should also alleviate possible losses which EmpireFinanceGroup will definitely suffer within the next few days. However if it’s all done for the greater good then we should really appreciate the inventive nature of the admin of EmpireFinanceGroup and surely his investors are in good hands. After three years online who am I to argue? The latest newsletter is below in full:

We are currently not accepting new deposits. – EmpireFinanceGroup
We have stopped accepting new deposits, due to reaching certain limits by our traders on brokerage accounts. We are currently working on this issue, hopefully it will be resolved sometime next week.
Attention: this restriction concerns only the creation of new deposits. For reinvestment of existing deposits, earnings and payments of profits and principals there are no limits, and never will be.
EmpireFinanceGroup Support Department


Apparently despite the view expressed in the recent review of MyFxCapital published on MNO here last night the program is protected by BlockDos now. Although for some reason I can still see them as hosted on GeniusGuard via whois, the admin invited me to ping the site and when I did so I saw the IP-address does indeed belong to BlockDos. The admin also mentioned this in his newsletter. I myself noticed that for some reason for a few hours yesterday I was able to load and even log into my account in MyFxCapital via the old version which for some reason was still functioning. I guess that fact may have caused some discrepancies in members’ accounts which the admin also covers in the latest newsletter sent today. He advised affected members to contact him and promised to take care of any missing deposits which a few members made during the transition. Plans offer 23% to 26% for 5 business days via LibertyReserve, PerfectMoney, SolidTrustPay, or EgoPay. By the way, you’ll also know if you read my review that not only are accounts in MyFxCapital not credited on weekends, withdrawal requests are not paid on those days either. Please take it into consideration and expect the next earnings and payments from MyFxCapital only on this coming Monday:

MyFxCapital Newsletter
We are glad to inform you that we have fully completed transfer of our site to BlockDos this morning. Yesterday at the progress of transfer, we had a database issue, it caused a very few members account information to have some minor discrepancies. If this happened to you, please contact us immediately and send us your deposit details (account name, deposit amount, batch number) for verification, we will add the missing deposit to your MFC account manually.
Its necessary to remind you that, we dont pay interest on weekend, and withdrawals are processed from Monday to Friday.
We are sorry for any inconvenience caused and wish you have a nice weekend.
Thank you!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: MajestiCrownOilOfAsiaProForexUnion, PerfectForex, AirCargoXpress, ForexPlaza, GSAOnlineInvestments.
From MNO Premium list: ProfitableSunrise, FelminaAlliance, StallionGold, TureProfit, BensonUnion, CostaAllianceStravia, FatProfit, AXAIndustriesRewardsWeekly, MalaysianINC,  EmpireFinanceGroup, HytexAG (the first payment received), MasterEarn (the first payment received), ZenithPay (the first payment received).
From MNO Standard list: TradExFund, AxiomInvestingGroup, PureIncome.
From MNO Basic list: TrackInvest, InvestmentCapital, MainaLimited, Finance7, Fxen, Money&Credit,  TheInvestmentBank, ZenithUnion, PayTrade, KoForex, SwissInvestFund (the first payment received).

That’s all the news for today. I wasn’t expecting much news anyway but at least all the programs on MNO monitor are still on Paying status which is very encouraging. I hope that your weekend is going well, as I’m enjoying mine and counting the days till my trip to Barbados. I think I deserve a short break anyway. But it won’t affect my work on MNO much and next week readers shouldn’t notice any interruptions. I must tell you that MNO has recently become so popular among HYIP admins that I have almost all the banner slots on my blog and monitor sold out now so I created a couple of extra spots on my blog today and increased the banner advertising prices temporarily due to extremely high demand. Well, I guess that’s a good sign of the HYIP industry getting into full swing and with very high expectations for the new season. Activity is expected to be on the rise as it usually is in the Spring and it’s going to be hot during the next few months, so stay with MNO for the reviews of the biggest programs here. Who knows, maybe WorldGemsInvest that was added only yesterday and is going to be reviewed tomorrow is going to be a hit? Stay tuned for that and see you all tomorrow, folks!

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