Nov 25th, 2015 Archives

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Beware! Rhodium7 has stopped paying! Do not invest there!

Hello everyone! Before we get to this evening’s news section, where incidentally I’ll be introducing a new addition to the MNO Premium List, I want to start with a closer look at one of the most recent programs joining the MNO monitor, a HYIP called Rhodium7 which is on the Standard List. It’s a short term program which has already been running just over a week though the first members are still not in profit just yet. I think the addition of Rhodium7 is in a way both coincidental and timely, given the recent opinion poll on MNO about people’s attitude’s to copycat style programs. I don’t really want to keep on about this as it’s been adequately covered on the pages of my blog already when the introduction of Rhodium7 was first published, so no need to repeat it again. But I can’t help but be curious to see readers reactions when a new program so obviously and deliberately borrows from an older one. Whether you think it good, bad, or has absolutely no influence on your judgement about whether the program is worth joining or not, as a monitor I can only present the facts and other basic features of Rhodium7 as a stand alone program as I find them. The decision to join it remains entirely with you if you think it’s worth it. So let’s take a closer look at what’s going on there and see if you think Rhodium7 is worth the risk or not.
Let’s get started with the investment plans then. I’m afraid I have to start this section with a word of warning – these are very badly explained on the Rhodium7 website, and several different descriptions on various pages on the website completely contradict each other. This is to such an extent that the plans as described briefly on the home page have next to nothing in common with the description given on the investment plans page. I brought this to the admin’s attention, he said he would fix this as a matter of urgency, and 24 hours later nothing has been done. This is despite the fact that Rhodium7 is already a week old and the admin wasn’t even aware of this before I told him. This should have been done before the program was ever launched without the need for a monitor to raise the issue. At the time of writing nothing whatsoever has been done about it, so draw your own conclusions as to the level (or lack) of professionalism your money will be managed with here.

An accurate description of how the plans are supposed to work is this. First of all you will need a minimum of $25 to join Rhodium7. The maximum deposit is $25,000, however you may also have as many as seven individual active deposits, or “slots” running at any one time. The term runs for 10 calendar days, and Rhodium7 offers a daily interest rate of 14%, with your principal included as part of that. This means that by the time the plan expires you should have 140% returned to you, consisting of your own money back plus 40% net profit for joining.

Actually to be more technically accurate those figures aren’t strictly speaking true. In fact the payment schedule is a little different, though you still end up with the same return. What Rhodium7 really pay you is 7% every 12 hours. I mean you still receive 14% per day, just not exactly in those terms. You will see it inside your members account area that over the course of the ten calendar day term you are due to receive 20 individual payments of 7%, with one made every 12 hours. These are then marked off from one to twenty as you receive them.

To put that into practical monetary terms then, let’s say you join Rhodium7 with a $100 deposit. At a fixed point, twice a day, your account will be credited with $7 interest. Exactly how long you are waiting for your first payment will depend on what time you joined at (everyone gets paid at the same time) however from your second payment onwards there’s a 12 hour gap. So with two payments of $7 per day, you get $14 in interest every day until you reach a total of $140. And with Rhodium7 counting your principal as part of the payments, that sum is made up of $100 that was yours to begin with plus $40 in profits.

So if you like the investment plan enough to take a chance on then the next thing you should be looking into is what exactly are your payment options. Rhodium7 is still at the moment only using anonymous unverifiable options, so remember all transactions are final and there’s no point in changing your mind later if you think things aren’t working out quite the way you had hoped. Just let this be the encouragement you need to stay within sensible spending limits. Rhodium7 are using PerfectMoney, Payeer, BitCoin, and OkPay. The admin has indicated he is interested in expanding this, however at the time of writing there is no sign of this happening just yet. If it’s important to you or a major factor in your decision whether or not to join Rhodium7 then keep an eye on the MNO blog and I’ll make sure this is the first place your hear about it if/when it happens. Meanwhile all withdrawal requests are handled manually by the Rhodium7 admin and will need to be requested from inside you members account area. The maximum waiting time according to the program’s terms&conditions should not exceed 48 hours. By the way, smaller investors please take careful note of the fact that Rhodium7 have a minimum withdrawal policy. Your request will not be handled unless it’s for at least $2.50 or more which is quite high compared to many other similar investment programs.

On the more technical subject of website design and security now, the main talking point about Rhodium7 has probably been the script. It’s custom made and not a generic mass product, but that’s also not to say it hasn’t been used in the past. Well, if it hasn’t been used then it’s a damn good copy of something that has. It’s still easy enough to find your way around and even the newest investors to the HYIP industry shouldn’t have any problems working out what to do from inside their account areas, Rhodium7 being quite easy to navigate throughout. The admin recently made some changes to the hosting service provider, with Rhodium7 now both hosted on a dedicated server as well as protection from DDoS attacks provided by CloudFlare. For an extra layer of security you will also find an SSL encryption certificate by Comodo allowing for safer browsing and more secure transactions. When signing up you will also be asked to set a personal withdrawal code to prevent anyone else taking money from your account. Try and keep it safe, although it can be re-set later the whole point is to memorize it so this shouldn’t be necessary.

Any further questions for the Rhodium7 admin that you think weren’t explained in this review or any account related issues that you need to have dealt with then you should fill in your details on the online customer e-mail support form and submit. Obviously active account holders will receive preference in the sense that your questions take priority over non-members, so it’s suggested you log in to your Rhodium7 members area first for a faster response time. You can ignore the “Live Chat” marker, as it leads nowhere and is not activated.

As for any kind of alleged business activities we are supposed to believe are supporting the payments to Rhodium7 members, it is as you might have guessed from the name of the program, dealing with the precious metal rhodium. There’s not much you can do to independently verify that for yourselves of course (though the fact that the word rhodium itself is mis-spelt several times might say enough about that). Better to treat Rhodium7 like any high risk online HYIP then, and use extreme caution, common sense, and your own best judgement. Remember to establish a sensible spending limit which you can comfortably afford to lose if things don’t go right with your investment, and if you do decide to take a chance on Rhodium7 then try to keep them as a smaller part of a wider more diverse portfolio.



Let me start the news for today with the latest from GrandRialtoLimited – the only program currently on the Sticky List on MNO and the undisputed leader of the HYIP industry at the moment. You might know that GrandRialtoLimited already added many different payment options over the last couple of weeks, including SolidTrustPay and Payza, and the admin is working tirelessly on bringing new options to ensure all potential investors are satisfied. And while the new payment system that has been added today – AdvCash – is not exactly a popular choice among HYIP investors yet, the huge diversity of payment methods is always appreciated. Along with the newly added AdvCash and already mentioned by me SolidTrustPay and Payza you can invest in GrandRialtoLimited via such payment processors as PerfectMoney, Payeer, OkPay, BitCoin, and NixMoney. Investments generally start from a $10 minimum and you can choose from several plans including some with daily payments and principal back on expiry – 2.15% for 15 days, 2.25% for 25 days, 2.45% for 45 days, 2.95% for 65 days – and payment on expiry for the following plans – 600% after 30 days, 1500% after 60 days, 300% after 35 days, 1000% after 65 days, 3000% after 95 days, 5000% after 125 days. If you like GrandRialtoLimited and are thinking of joining then please read the brand new updated review of the program on my blog here. And if you wish to learn more directly from the program’s admin Gabriel you can always refer to my interview with him published here. Below is the latest newsletter announcing the addition of AdvCash:

The Advcash electronic payment system is available now!
Dear investors.
The GrandRialtoLimited program glad announces that today November 25, 2015 we finished the test mode and we added one more electronic payment Advcash system into investment process of our program. We hope, that our friends around the world are able make investments in a new quality level. Now opportunities of investment into the GrandRialtoLimited program became even more attractive and beneficial!
You can make create account in this electronic payment system by clicking this link:
New possibilities, new opportunities for our clients only!
Watch our news.
GrandRialtoLimited – We Give Prosperity for You!
Yours faithfully, Gabriel Jakes.


Speaking of stable programs that continue to surprise us (and keep doing so!) this year the first name that comes to mind is PokerAutomatics (reviewed here). The program has become synonymous with success and a shining example to other admins of how things should be done. For over fifteen months PokerAutomatics has been paying everyone and slowly climbing the ratings, finding itself now in the top position on the MNO Premium List. If you wish to know how that was achieved, you should really ask the admin of the program, but for me personally PokerAutomatics is really a breath of fresh air and a reminder of the golden age in the HYIP industry when programs routinely lasted longer and admin didn’t close after receiving the first couple of dollars from the first newbie. Anyway, with PokerAutomatics you have a chance to receive a share of the company’s profits from 40% to 80% on the amount earned by pokerbots. Profits are variable but always around the 1% mark, and you can see yourself over the last few days what level of profit was generated:

PokerAutomatics Daily Results:
21.11.2015 – Total poker botnet Income: 1.08%

PokerAutomatics Daily Results:
22.11.2015 – Total poker botnet Income: 1.14%

PokerAutomatics Daily Results:
23.11.2015 – Total poker botnet Income: 0.92%

PokerAutomatics Daily Results:
24.11.2015 – Total poker botnet Income: 0.97%

Note that investors get from 0.4% to 0.8% daily interest on his investment plan over the duration of terms ranging from 30 to 180 calendar days on expiry of which the initial investment is returned as well. The investments can be made starting from a $30 minimum via SolidTrustPay, PerfectMoney, Payeer, BitCoin, OkPay, plus a few lesser known options, so when it comes to choice PokerAutomatics has a lot to offer in this area. Another contribution to the program’s constant growth is made by the regional representatives where numbers are increasing every day. They help investors in their local markets with advice in exchange for increased referral commissions from the program, and thus provide invaluable assistance for newbies and those unfamiliar with the HYIP concept as a whole. There are currently over 270 representatives for PokerAutomatics and anyone can apply for the job and contribute to the program’s ongoing success. Just check the latest additions to the team with members from Poland, Germany, Spain, and the US and join the perhaps the most dynamic HYIP in the industry at the moment – PokerAutomatics:

We have a new Representative
You may contact him by email and website
260+ Representatives!

We have a new Representative
Hugh Alchemy – USA
You may contact him by email and phone
270+ Representatives!

We have a new Representative
Nils Kleimann – Germany
You may contact him by email
270+ Representatives!

We have a new Representative
Juan Pedro Garcia – Spain
You may contact him by email, skype and phone
270+ Representatives!


I wonder for how long some HYIP admins will treat investors as stupid and pull the same old tricks time and time again. Specifically I am referring to the launch of new short-term investment plans without any demand for them just a few days before initial deposits are due back to the first investors. That’s what the admin of eCoinInvest tried to do on Monday, but this most unoriginal idea was exposed on MNO as soon as I became aware of it, thus saving many newbies from losing money. That doesn’t alter the fact that eCoinInvest was not a really good performer and didn’t run long enough for anyone to profit. Although the total lifetime of eCoinInvest was about three months, the program was flying well under the radar for the first two and even after increasing its advertising campaign there weren’t many takers. I could also pinpoint quite a predictable scam for the admin whose “efforts” were already clear to many savvy investors a week ago when some insanely high bonuses were announced for the best investors. Obviously the admin had no intentions to pay these, nor did he have any intention to pay on the short-term investment plan. It was all just an old-fashioned ploy to get more money before scamming which I don’t believe worked particularly well for him in the end. As of yesterday no payments have been processed by eCoinInvest, when previously everything was instant. We can safely consider the program finished and it has been moved to Scam status on the MNO monitor already. Please do not invest there!

While I had some doubts over the future of eCoinInvest, the situation with AntsAssetsLimited was quite clear by Monday when I announced I would be moving it to Waiting status due to payouts changing from instant to manual and an awkward email from the admin trying to explain this by alleged hacking incidents. No one in their right mind would join AntsAssetsLimited after this, so the program rapidly declined before going to Problem status on MNO yesterday with Scam Status following today. Unlike eCoinInvest, AntsAssetsLimited was a very successful program and lasted even longer with short-term investment plans where many investors saw some good profits. It seems that there are some small selective payments going through again now but the admin is ignoring bigger outstanding withdrawal requests. Most likely this is just a cheap way of getting some “I got paid” style posts on the forums, covering up the main issue and perhaps encouraging new deposits into the program. This is just a trick so please don’t be fooled by it and stay extremely careful around AntsAssetsLimited where new deposits are definitely NOT recommended no matter what conflicting information you might hear!


As most readers will no doubt be aware by now, SolidTrustPay is operating from Canada under whose financial laws the company is regulated. It stands to reason then that although very much an international company – there are no borders on the internet after all – they would still have a massive client base from inside the United States. It’s with this in mind that STP sent a short update specifically aimed at American customers, mainly wishing them a Happy Thanksgiving (as celebrated in the U.S tomorrow) but on a more practical level to remind them that because of the holiday domestic US transfers will need a little extra time. No one else will be affected by this, but if you are in the U.S and an STP customer then please be aware of this. SolidTrustPay has seen a resurgence of interest in recent times and rightly so as in my own opinion it’s probably the single best payment services provider prepared to deal with the HYIP industry. The growing use of STP is also good for the wider HYIP industry as many of the bigger spending American and western European investors will either avoid programs that don’t use them or at least won’t treat them very seriously. Proof of that is easily seen when after a program collapses (as they all inevitably do) payments to STP members often continue on auto-pilot as the admin will have difficulties in keeping the money for himself. And with heightened account security, traceability, and a rigorous verification process it’s nigh on impossible to successfully hack an STP account. Well, it might be possible but it’s definitely pointless as you will not be able to steal money from it. So with STP being the processor of choice for so many of the biggest investors, it’s not surprising that it’s also the biggest programs in the industry who are using them, including industry leaders GrandRialtoLimited, PokerAutomatics, Cryptof, CryptoPay, and also Lotto2Destiny which is on the MNO monitor though can’t really be called a HYIP. The goodwill message from SolidTrustPay to their U.S members can be read below, however I too would like to share in this and wish all the U.S based readers of MNO a Happy Thanksgiving celebration as well:

U.S. Thanksgiving: Thursday, November 26th
On Thursday, November 26th our clients in the United States will be celebrating Thanksgiving. Due to the holiday, please be advised that all domestic U.S. transfers will require additional days to process transactions due to the holiday.
The management and staff of SolidTrustPay would like to wish our users in the United States a very Happy Thanksgiving.


Meanwhile another Canadian based processor and favorite service provider for bigger industry players is of course Payza. They are also used by many of the biggest most reliable programs in the HYIP industry for reasons similar to SolidTrustPay (take AdvanceFinance and the newly added CustomFunds as an example), bringing a certain sense of added account security for investors. They are always trying to improve their services and make it more accessible and competitive for their customers, given that their main rival STP is so highly regarded themselves. So one of the latest improvements Payza clients have to look forward to is the fees for credit card deposits being slashed. This to be honest is long overdue now, as previously these fees were quite extortionate anyway, so these merely serves to bring them back in line with what you should expect from similar service providers. Still, any step in the right direction is always welcome. The full update from Payza on the reduced fees can be read below:

Payza Reduces Credit Card Deposit Fees
Payza is pleased to announce that the fees for credit card deposits and direct credit card payments are being reduced for all of our members in over 190 countries around the world. Our team has been working hard behind the scenes to bring more value to your Payza account, and they’ve delivered.
For deposits, when you use the Add Funds by Credit Card option, you’ll notice fees are 2% lower, down to 5%. We also reduced the fee for merchants on direct credit card payments by 2.5%, which means that Payza merchants can now process credit card payments for as little as 6.49% +0.59$ depending on their industry.
The new fees were made possible thanks to countless hours of hard work by our team negotiating lower rates with our partners in order to pass these savings onto you, Payza’s valued members. For more information about all of Payza’s fees, visit our Fees Page.


And finally, I’m thrilled to introduce a newcomer to the MNO Premium List called CustomFunds – a program that has been running for a whole month now and deserving some real praise from investors for being such a fantastic performer. Why is a month online such a good achievement you might ask? Well, I believe if you take a closer look at the investment plans offered by CustomFunds you’ll realize the admin has to have nerves of steel to deliver such high returns for this amount of time – 105%-125% after 1 day, 117%-190% after 3 days, 135%-300% after 5 days, 160%-420% after 7 days, 385%-1200% after 21 days, 500% after 5 days, 1000% after 10 days, 2500%-3000% after 45 days. Of course, investors looking join CustomFunds should show some common sense and only choose plans with achievable returns with reasonable spends. The majority of plans can be joined for a $10 minimum do it needn’t put any additional strain on your finances. By the way, in my honest opinion, the major highlight of CustomFunds and its main difference from other short-term programs at the moment is the full Payza integration. Approval from such a strict e-currency doesn’t come easily for short term HYIPs. Apart from Payza, you can also invest via five other payment methods – PerfectMoney, Payeer, BitCoin, NixMoney, and AdvCash. Withdrawals will be processed by the admin manually, by the way, and should not exceed a 24 hour waiting time. The CustomFunds website looks absolutely fantastic, much better than your average short-termer with a bright palette with a relaxing white and blue color scheme in the layout. A promotional video is included, Live Chat support that actually works (a rarity in itself!), the latest stats such as recent deposits and withdrawals, a couple of local representatives, and a UK phone number and certificate of incorporation. Among the technicalities you might need to know, CustomFunds is running off an ever dependable licensed version of GoldCoders script, SSL-certificate with Green Bar extended validation by Comodo, a domain registered for five years, and hosting on a dedicated server with DDoS protection provided by GeniusGuard. The question is how much longer CustomFunds is going to run and how likely you are to profit – to find out the answer you should really read the full review of the program on my blog on Friday to consider the many factors you will hear then. Until then, you can check out the program by yourself and join if you wish, and read the introductory message from the admin of CustomFunds posted on the website on its official launch highlighting some important features you may want to be aware of:

Welcome to CustomFunds company!
We have been preparing our website for many months and now we are ready to introduce our online investment platform.
As far as possible, we have set out to ensure that our website is compatible with open web standards.
We therefore recommend that you access this website using modern web browsers like Chrome, Firefox, and Safari. In near future we will use EV SSL encryption with contains your authenticated organization details, validated to the industry standard Extended Validation level underwritten $1.5 million warranty and 7 day refund future.
Custom Funds main goal is to achieve the highest profits possible from activity on the foreign currency exchange (Forex) and Cryptocurrency exchange markets.
So we have one of the most interesting investment opportunity in the web. We are glad to welcome every visit to become a part of something interesting, don’t miss it out. We accept members from all over the world.
Thank you again for visiting our website, and we hope you enjoy using it!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky listGrandRialtoLimited.
From MNO Premium list: PokerAutomaticsCryptof, AtrexTradeHaloInvAdvanceFinance, Spectrum5CryptoPay.
From MNO Standard list: Rhodium7.
From MNO Basic list: CartoonInvest.

That’s all the news for today, guys. I’ll be back with more news from the biggest budget programs in the HYIP industry later this week. Probably not tomorrow as I have a long flight home to London from the Gambia where I spent a fantastic if sometimes eye-opening ten day vacation under the winter sun. by the way, Happy Thanksgiving to all my US readers on Thursday, I hope you enjoy the celebrations. Don’t forget to check out the MNO blog on Friday for a detailed review of the short-term program CustomFunds plus any other news from the HYIP industry that you need to hear about. Thanks for reading, guys, take care and see you all soon!

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