Nov 27th, 2015 Archives

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Beware! CustomFunds has stopped paying! Do not invest there!

Hi guys! It’s been a pretty hectic day for me as I’ve spent most of it traveling back home after a short unplanned vacation in The Gambia. My first visit ever to Africa and it feels a bit weird returning home after what was alternatively both an enjoyable but also sometimes jarring and sobering experience. A lot of sights and events that range from from funny (herds of cattle invading an international airport to graze!) to distressing, a lot of things I’m unlikely to forget for many years to come, and a very grounding reminder of how privileged I should feel for the life I have and the wonderful undefeatable spirit of the people I was fortunate enough to meet there, particularly in the rural farming areas which was a real eye-opener for me. Anyway, back to business now and I have a couple of news stories I think you might find interesting. But I want to start with a closer look at a short term HYI program called CustomFunds. This is the last program added to the MNO monitor’s Premium List, and I think it might have something that might appeal to a certain cross section of readers here. So let’s see if you agree and think CustomFunds might deserve a place in your own portfolios.

I should probably start off by making it perfectly clear that CustomFunds is by no means a new program, having been online for around a month now. You’ll notice a great number of similarities between this and a large number of other short term HYIPs, particularly with the investment plans, but for one reason or another CustomFunds seems to have slowly crept up on us without much warning, starting quite slowly and only gradually building up some stem to what it is today. Nor is it a “sleeper” style program either by the way, CustomFunds is very much the finished article as far as the website and its plans are concerned, it’s just that the admin has managed to keep things low key with a more managed pace of growth up until now. By joining the MNO Premium List I hope he’s now ready to start working on taking CustomFunds – and its investors – to the next level. If you happen to be one of those already profiting from the program then congratulations, let’s hope there’s a lot more investors out there who’ll soon be joining you.
So what about the investment plans then, the main reason most of you would have any interest in finding out about CustomFunds in the first place. You’ll probably recognize the pattern, with eight plans to choose from, and all with a number of features in common. They run for terms of varying lengths, most of them are quite affordable so even if they make some rather unfeasible offers they needn’t cost you that much if you just want to play for the fun of it, and all offer members just one single payment on expiry combining both principal and interest in one lump sum. A couple of plans are somewhat less affordable, though I wouldn’t worry too much about those as I shall explain there is a clear dividing line between the CustomFunds‘ plans that can be taken as serious investment options and plans that can be safely ignored as unlikely to be anything other than a source of easy pickings for the admin. I’ll go through all of them for you below anyway, and I expect most players with even moderate experience in the HYIP industry won’t have any problems telling the difference.

You can join the first plan for a $10 minimum, and it runs for a term of 1 single calendar day. So in other words join today and hope to be paid tomorrow. For anything up to a deposit of $500 CustomFunds offer a return of 105%, or 5% profit. You may make a larger deposit if you can afford to, and expect a higher percentage in return. The rates are calculated as follows:
Deposits of $501 to $1,000 will earn 107%, and from $1,001 to $5,000 will earn 110%. Check the CustomFunds members area for information on larger investments if interested.

The second plan runs for a term of 3 calendar days and also requires the same $10 minimum deposit to join. For anything up to $500 CustomFunds are paying back 117% interest on expiry, a figure that includes your principal so that’s 17% profit for yourself. For anyone brave enough to go further than that then the following rates are offered:
125% for deposits between $501 and $1,000, and 160% for $1,001 up to $5,000. For the rates available to bigger deposits I suggest you see the CustomFunds members area.

Plan number three in CustomFunds pays on expiry after a term of 5 calendar days and still costs a $10 minimum to join. Your final payment will also include your principal. The return will be 135% on anything up to a maximum value of $500. If you would like to take a bigger risk then CustomFunds make the following offers:
Spend from $501 to $1,000 and earn 160%, and from $1,001 to $5,000 for an offer of 250%. Again check out your CustomFunds members area to see what they offer to investments bigger than that.

The fourth investment plan in CustomFunds runs for a 7 calendar day term, offering you 160% interest, paid on expiry and principal included, if depositing between a $10 minimum and up to a $500 minimum. Beyond that the rates are:
200% for $501 to $1,000, and 350% for $1,000 to $5,000. Larger investments are accepted (naturally) so for information there see the CustomFunds members area.

As you can see the plans get more and more risky as the terms get longer. So it’s time to maybe start considering how realistic these figures are before getting too excited at the enormous rates available. But at least you can still join for a minimum spend of $10 and for the fifth available plan open to you runs for 21 calendar days, paying once on expiry. Anything from the $10 minimum up to $500 the rate being offered is 385%. Higher rates include:
600% for $501 to $1,000, and 1,000% for $1,001 to $5,000. And if all that doesn’t sound unfeasible enough then check out the CustomFunds members area for even more unrealistic figures.

This list of investment plans is then completed by a series of three, high cost, high ROI, and high risk so called VIP plans. Best avoided (I really don’t think I’m damaging CustomFunds by saying that, you’ll see for yourself I’m right) I’ll go through them for you briefly anyway. Ultimately it’s your own choice whether to join any of them or not, I’m just sharing my own experience with newbies that these are unlikely to lead anywhere. So, the first VIP plan offers 500% on expiry of 5 days on deposits from $8,000 to $25,000. CustomFunds follow this with an offer of 1000% on expiry of 10 days for sums between $1,000 and $25,000. And finally even more unfeasible is the offer of 2,500% on amounts between $250 and $1,000, or 3,000% on amounts between $1,001 and $100,000 after 45 days. Clearly the only “VIP” that will emerge from any deposits here will be the CustomFunds admin, though hopefully it won’t put you off joining one of the more affordable and realistic short term plans there.

I guess you’ll already have known whether you like it or not before you read about it on MNO, but if you do then payment options will be the next thing you need to know about. CustomFunds are up to a reasonable industry standard on that front, but in my honest opinion the major highlight of CustomFunds and its main difference from other short-term programs at the moment is the full Payza integration. It’s still quite a rare event you see for a short term HYIP in the style of CustomFunds to be fully approved by Payza you see, so I really hope this is the start of a new trend in the industry. Otherwise apart from Payza you can join CustomFunds using any of PerfectMoney, Payeer, BitCoin, NixMoney, and AdvCash. Withdrawals will be processed by the admin manually, by the way, and should not exceed a 24 hour waiting time after your request has been submitted from inside your CustomFunds members account area.

On the more technical side of things, the CustomFunds website is running off a script that’s under license from GoldCoders as I’m sure most of the regular industry players might have recognized. It is as you might expect quite easy to navigate and user friendly throughout. For an extra layer of protection CustomFunds are using the superior Green Bar version of SSL encryption by Comodo for safer browsing and more secure transactions. As for their hosting provider CustomFunds is on a dedicated server with the support and protection of GeniusGuard, not as popular a name in the HYIP industry as it used to be, but I’m sure still reliable enough. The admin also took the trouble of registering the CustomFunds domain name for five years. Not that expensive to do or anything but it’s a nice extra touch that shows he doesn’t want to deal with problems tomorrow that he can fix today. Other features you might find interesting include all the latest deposit and withdrawal stats you can view, plus a promotional video that I’ll also be adding to the MNOVision page.

For any further questions for the admin you didn’t think were explained here or any account related issues you need taken care of then you can get in touch by a couple of different channels. The first thing you should always check of course is the CustomFunds Live Chat feature. It’s rare enough that these things work at all in the HYIP industry, rarer still that they work in shorter term programs so it’s quite a credit to the admin for adding it here. If you don’t find a live operator online or if they are unable to help you then you can try filling out your details on the online customer support form and submitting it via the contacts page. You can also find a Facebook profile for CustomFunds if you happen to be a fan of social networking sites, unfortunately the admin has made next to no use of it himself so far and it looks almost as if the page was abandoned almost as fast as it was created, containing almost no useful information. Alternatively you can try a UK phone number where CustomFunds say they are based (it is in fact almost laughably easy to register a company in the UK, no questions are asked as it’s merely registration as opposed to giving you a license to do anything) so you can try calling them if you wish. There’s a postal address to go with that which as usual I suggest you ignore as most likely it’s just a virtual hosted office space and not where you would find anyone connected with CustomFunds physic located. Depending on where you are in the world CustomFunds have a small group of regional representatives mainly serving India and west Africa until/if more might be added. Contact the admin if you’d like to become a representative yourself, there’s nothing to indicate he’s looking for more but it never hurts to ask if you’d like to give it a try.

As for any kind of business model that CustomFunds are claiming can support the payments to investors, it’s nothing you won’t have heard a thousand times or more in the HYIP industry before. For the record it’s ForEx trading, and just like every other high risk online only investment opportunity there’s absolutely nothing you can do to verify any of this. And you know even if any of it was actually true theres still nothing whatsoever to guarantee it has to be profitable. So remember to weigh up all the pros and cons before spending anything at all, and if you then decide to go for it then do so only with a sensible sum of money it wouldn’t bother you to lose, and if joining CustomFunds at all then try and keep them as a smaller part of a wider more diverse portfolio.



It appears that the admin of GrandRialtoLimited has decided to announce a crusade against online cheaters and is sending a strong warning to those involved in such damaging activities. You see, taking advantage of the program’s high popularity with thousands of members investing heavily some dishonest investors are trying to deplete the program’s funds pool and cheat everyone else creating multiple accounts in search of extra referral rewards for referring themselves. I must say that such activities are prohibited by every online investment program and I believe that the admin of GrandRialtoLimited Gabriel has just seen the last straw when he posted a screenshot of dozens of accounts whose owners are cheating like this. Multiple accounts will from now on be blocked, so it’s better to play by the rules and enjoy the regular profits from GrandRialtoLimited instead of what is effectively stealing money earmarked for proper investors prepared to play by the rules.

GrandRialtoLimited is currently one of the undoubted leaders among mid-term HYIPs and only one out of two on the MNO Sticky List (the other being the above reviewed CustomFunds whose admin purchased a Sticky position for one week) and the only one holding this position until Christmas day, so the admin clearly has some long term intentions to run for as long as possible. By the way, you can read my recent interview with Gabriel here. As for the investment plans, GrandRialtoLimited has plenty to satisfy every taste starting with daily payments and returning initial investments on expiry – 2.15% for 15 days, 2.25% for 25 days, 2.45% for 45 days, 2.95% for 65 days – and finishing with riskier on expiry but more rewarding plans like 600% after 30 days, 1500% after 60 days, 300% after 35 days, 1000% after 65 days, 3000% after 95 days, 5000% after 125 days. The deposits may start from as low as $10 and there’s plenty of payment methods accepted by GrandRialtoLimited including SolidTrustPay, Payza, PerfectMoney, Payeer, OkPay, BitCoin, NixMoney, and AdvCash. More on that and the other main features in GrandRialtoLimited can be read in the updated review published on MNO here. Please invest honestly without creating multiple accounts and enjoy your well-deserved profits from this fantastic program:

Dear investors!
The of GrandRialtoLimited administration made the decision to clear up the question concerning bad votes from one user of our program on some the Internet resources. We don’t support creation of multiaccounts. Especially it is absolutely unacceptable when create a huge number of these multiaccounts. Therefore any user has to understand that for creation of multiaccounts all accounts of such user will be blocked. Here you can study all multiaccounts of this user.
Watch our news.
GrandRialtoLimited – We Give Prosperity for You!
Yours faithfully, Gabriel Jakes.


AdvanceFinance was surprisingly the only program from my monitor whose admin sent his best wishes on yesterday’s Thanksgiving celebrations in the US and also took the opportunity to remind us that the payments might take up to 48 hours to be processed. If you read the full review of AdvanceFinance published on my blog here, you’ll be aware of this rule anyway, but for everyone else I believe it was necessary to be reminded of in this short newsletter:

AdvanceFinance: Greetings on Thanksgiving 2015
Greetings!, as we celebrate this most blessed season of Thanksgiving and great abundance! hoping that this Thanksgiving 2015 will be your best one yet!
*Important: Withdrawal Request will be executed within few hours to upto 48 hours.
Your patience during this waiting time would be highly appreciated.
Enjoy highly efficient investing with AdvanceFinance!
Thank you and best wishes.
AdvanceFinance Business, LTD.

For those unfamiliar with the program, I’ll just mention that you can be paid from 5% to 5.5% (depending on your deposit which starts from a $10 minimum) for a duration of 30 calendar days and includes your principal. This leaves you with a total profit of 50% to 65% by the end of your investment term. As AdvanceFinance has been online for less than two weeks it’s still too early to talk about anyone reaching the break-even point, but I hope we’ll see the first of those as early as next week. By the way, it’s worth mentioning that along with anonymous untraceable payment options like PerfectMoney, Payeer, and BitCoin you can invest in AdvanceFinance via Payza and stay relatively safer with the option to file a dispute in case something goes wrong (you can read more about the advantages of using verifiable payment options like Payza and STP in the HYIP industry in this article posted on the MNO Info Center page).


PokerAutomatics wouldn’t be the same without their usual raft of news updates, being perhaps the most communicative program online at the moment as well as arguably the best. All the regular updates are included such as their daily and weekly performance reports which I’ll get to in just a moment, however I think the most important item for now is the recovery of BitCoin payments. Just in case you weren’t aware of the problem – if you’re not a BitCoin user it’s understandable that you probably wouldn’t be – it needs to be made clear that the situation has nothing to do with PokerAutomatics themselves in the sense that it’s out of their hands. The crux of the issue is an alleged DDoS attack on the BitCoin network, the result of which seems to have been wallet balances in the database falling out of sync with the balances in the network. If that sounds a bit too technical to understand then the end end result if it all, in other words the effect it had on PokerAutomatics investors, was delayed payments to BitCoin. The good news is that the PokerAutomatics administration has dealt with the problem with their customary efficiency and are making every effort to get back on schedule as soon as possible. Time and time again since the program first turned up on the MNO Premium List way back in March of this year PokerAutomatics have proven the most progressive and innovative program on the net, and the following update from them only serves to underline this. Before I re-publish it I just want to confirm that my own BitCoin payment has already been processed, so they are definitely underway. If you are still waiting for yours I suggest you sit tight and be patient as it’s unlikely to be a very long wait before yours is dealt with as well.

Due to the recent DDOS attempts on the bitcoin network it seems that the wallet balances in the database might have fallen out of sync with the actual wallet balances on the bitcoin network.
We’ll create New Bitcoin Wallet for PokerAutomatics today.
All BTC payments will be processed from our New Bitcoin Wallet in the evening.

In other news from PokerAutomatics, first reviewed on MNO here, it was pretty much business as usual. The usual series of performance reports was sent, first of all on a daily basis which was then followed by the weekly summary. As you will know by now PokerAutomatics offer variable daily interest payments based on a share of the programs own profits. Depending on the size of your deposit which can start from $30 and the length of your investment term (30 to 180 days) you can get between a 40% to 80% share of whatever PokerAutomatics happen to earn on any given day. As I said this can vary but it rarely strays too far up or down from 1%, which means members usually earn from 0.4% to 0.8% on their principals. On expiry your principal is then made available either for re-depositing or withdrawal as you see fit. This can be done through perhaps the most impressive network of payment options anywhere in the HYIP industry – yet another area where PokerAutomatics is the clear leader – including SolidTrustPay, PerfectMoney, Payeer, BitCoin, OkPay, AdvCash, and several other processors not usually associated with the HYIP industry.

Aside from the performance results we can also see the lucky winner of the weekly lottery where one member wins a VIP account upgrade, the latest information on the PokerAutomatics expansion of their PokerBot network which is how they allegedly make money (bots playing in online poker tournaments) and the latest member of the legion of regional representatives, this time a member from Turkey who joins a support crew numbering over 280 from across the globe:

21.11.2015 PokerAutomatics Weekly Statement:
Paying Days: 1,668
Total investors: 52,206
Investment capital: $4,326,603
Own capital: $465,821
Total Income: $ 331,156 (6,91%)
Share of Expenses: $ 146,702 (3,06%)
Profit: $ 184,454 (3,85%)
Total withdraw: $ 6,267,074
TOP-1 Investor: $ 202,418
TOP-1 Affiliate: 2,146 referrals
Total pokerbot accounts: 1,122

Pokerbot network upgrade
A number of poker bots in the network increased to 1,134.
Our future goals:
January 2016: 1200-1300 active poker bot accounts
July 2016: 1500-1600 active poker bot accounts
January 2017: 1900-2000 active poker bot accounts
July 2017 and further: 2000 active poker bot accounts
The ultimate goal – 2000 active poker bot accounts.
For security reasons we won’t increase our botnet above 2000 active poker bot accounts.

Lottery Results 22.11.2015:
The winner of this week is maxinvstyle.
You get VIP status as a prize.

PokerAutomatics Daily Results:
25.11.2015 – Total poker botnet Income: 1.03%

PokerAutomatics Daily Results:
26.11.2015 – Total poker botnet Income: 0.93%

PokerAutomatics Daily Results:
27.11.2015 – Total poker botnet Income: 1.15%

We have a new Representative
Mustafa K?l?ç – Turkey
You may contact him by email and skype
280+ Representatives!


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky listGrandRialtoLimited, CustomFunds (the first payments received).
From MNO Premium list: PokerAutomaticsCryptof, AtrexTradeHaloInvAdvanceFinance, Spectrum5CryptoPay.
From MNO Standard list: Rhodium7.
From MNO Basic list: CartoonInvest, GloboxTrade (the first payments received).

That’s where we’ll leave it for today folks. Thanks as always for reading and I hope you found at least something useful in today’s update. As I’ve had an extremely busy couple of days I would say I probably won’t publish again until Monday, however that will easily change if there’s anything really important that happens which you might need to hear about.

Enjoy you weekend, but before I sign off I just want to ask you to vote in the latest opinion poll running on the MNO TalkBack page asking about your planned investment strategy (assuming you have one!) for the month of December, given that what’s often the most controversial month in the HYIP calendar is very nearly upon us. Remember that voting only takes a second and is completely anonymous, unless of course you chose to share your thoughts on the MNO ShoutBox which you are always welcome to do. Thanks in advance to everyone who votes, and I’ll see you all back here again real soon!

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