Nov 25th, 2017 Archives

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Beware! CurrencyGlobal has stopped paying! Do not invest there!

Hello everyone! I hope the weekend is going well for you all so far. Before we get to the news tonight the latest program joining the MNO monitor that I want to look at is called CurrencyGlobal, though I think it’s fair to say that some of you may already know the name due to the first mention of it on the main HYIP related forums coming at least a month ago. But I think the admin has shown himself to have a good ability to read the market and probably sees that now is the right time to take his program to a wider audience and turn CurrencyGlobal into a success. I’m well aware there are no guarantees here especially at this time of the year, but we’ll see how it goes.

Without further ado then, let’s get right down to the main thing that makes the first impression with most investors and what in many ways can make or break an investment program – their plans. The first thing you need to know is that CurrencyGlobal allow different currencies, explaining the name I suppose. As with most online HYIPs the US dollar is the hard currency of choice. BitCoin is also there if you are someone who thinks of BitCoin as an actual currency, but what I really wanted to highlight is the acceptance of Russian Roubles. It depends of course on what payment processor you are using, I’ll bet to that further on in the review, but if it’s one that handles Roubles and CurrencyGlobal is using it, then you may invest that way if you wish. For the sake of this review however and in the interest of keeping things simple and more readable I’m just going to describe the plans using dollars. If you are spending Roubles then see your CurrencyGlobal members account are for the relevant investment limits.

CurrencyGlobal then has in basic terms just the one plan for you to think about, though it’s broken down into four sections which will pay out higher interest rates according to how much you are prepared to spend. For the most part CurrencyGlobal tries to combine sustainability with profitability which are the two most important factors in making any program viable. So we’ll begin with what’s called The Start Plan which will only cost you a $10 minimum to join. Once you’re in, the term is open ended, or perpetual, which CurrencyGlobal are offering a daily interest payment of 2% per day on a permanent basis, i.e. for how ever long the admin can keep the program online. Therefore you will need at least 50 days to recoup your initial investment, after which everything you take from CurrencyGlobal becomes net profit.

To put that into more practical terms then, let’s suppose you invested $100 in this plan. For that you would collect $2 per day in return. By the time you receive fifty payments your return will match your initial deposit, so this is the all important break-even point. It’s impossible really to give any further info, your personal experience will really come down to when exactly you decide to join the program and how early into the run you therefore start earning. Maximum deposit for this plan is capped at $999.

If however you’re feeling a bit more ambitious or just plain lucky, CurrencyGlobal will take a minimum deposit of $1,000 for what they call The Basic Plan. More serious investors prepared for a higher risk can claim a 2.5% daily interest rate this time. It works more or less the same as the last plan in the sense that CurrencyGlobal are making daily interest payments on your deposit for as long as the program manages to stay online, but the numbers just get bigger. The interesting thing here though is that if you would really like to join The Basic Plan but simply can’t afford to at this time, CurrencyGlobal will allow you to top-up your investment without the need to create an entirely new deposit. You can just join the Starter Plan with whatever you can afford, withdraw interest on that, and simply put more money back into your account if and when you can afford it (assuming that’s what you want to do). The maximum deposit is $4,499 and the break-even point comes after forty payments.

With a $4,500 minimum requirement to join, CurrencyGlobal‘s third option, The Premium Plan, is clearly aimed at the bigger industry players. Should you decide to join then you are committing your money to what will very much be a an “unknown quantity” in terms how much you will eventually get back, since again there is no expiry date. During this time members are offered an interest rate of 3% per day, allowing you to break even and see your first profit after 34 days. Everything you get after that is pure passive income. The maximum stated deposit allowed by CurrencyGlobal here is $9,999.

Lastly, and just for your information, CurrencyGlobal have The VIP Plan for anyone prepared to risk $10,000 or more, up to a maximum limit of $200,000. For an unlimited term members here can earn 3.5% interest per day. You can play around with the figures yourself if genuinely interested in spending so much on an online HYIP, I can just tell you the break-even point is after 29 days.

By the way, it’s interesting that in order to achieve the maximum payment of 3.5% one does not have to have a $10K deposit. If you are adept at building a downline in HYI programs then CurrencyGlobal have a points system in your account. Check it out for more info but you can take advantage without having the full investment yourself.

Payment options are probably the next thing you’ll want to know about, assuming you’ve found a plan that suits your budget. As things stand the list of payment processors accepted by CurrencyGlobal is mostly typical for the HYIP industry, though there are a few more unusual additions. As I said, deposits can be made in Dollars or Roubles, so if you prefer dollars then PerfectMoney, Payeer, and AdvCash are what you need, or alternatively for Roubles then Payeer, AdvCash, YandexMoney, or even direct Bank Card transactions will work for you. Don’t forget of course that if you are one of the many people on the web consigning paper money to an era of ancient history then BitCoin is also available for a more direct approach using your own digital e-currency. All payouts from CurrencyGlobal are processed instantly. You will need to log into your private members account area and request them, but once done you should have the money in your chosen payment processor account in under a minute. Needless to remind most of you, but just in case BitCoin still need the usual confirmations so that isn’t going to be immediate, though the request itself is still handled instantly by the CurrencyGlobal script.

Moving on then to the design and security features of the website, I guess this is really where CurrencyGlobal tries to set itself apart from the more generic style programs. Universally acknowledged for some time now as by far the leading service provider in the industry, DDoSGuard are keeping CurrencyGlobal on a dedicated server with support and protection from attacks. Downtime for the program then is unlikely to prove a serious issue, and if it ever happens at all it shouldn’t have any serious affects. The most eye catching feature is the script however, which is entirely unique and custom built to meet the requirements of CurrencyGlobal. Despite that you may not be familiar with it, it’s still remarkably easy to navigate and customer friendly. There are many great features to the script, all of which are designed to keep your money safe and secure. Most importantly is the six digit PIN number which you will need to set up yourself on sign up. You’re going to need this for your withdrawal requests so make sure to keep an offline record of it in a safe place. For safer browsing and more secure transactions CurrencyGlobal have their website SSL encrypted by Lets Encrypt Authority.

Any further questions or support related issues then CurrencyGlobal then have a pretty good support network. To start with the website is bilingual, available in both Russian and English. The Russian version is quite a bit stronger than the English version if that’s important to you. The usual e-mail ticketing form where you can fill out your details and submit your query is available via the contacts page. Depending on exactly what you are after however there may be more efficient means of getting in touch than that. For instance CurrencyGlobal also have a built-in Live Chat feature where you can get your questions dealt with in real time when an operator is online. To contact someone via e-mail there’s a direct address you can try. Lastly, and I think this is probably of least interest to the regular industry players, CurrencyGlobal list a postal address in the UK. Why exactly investors would need such a thing in a purely online venture I can’t say, especially as these things are mostly virtual/serviced offices anyway, but I guess it does lend a certain air of professionalism to the program for those still finding their feet in the industry. It certainly doesn’t hurt them anyway I suppose. More practical use is the social media network profiles, where you will find the CurrencyGlobal admin active on Facebook, Twitter, VK, Instagram, and OK.

The alleged business activities of CurrencyGlobal involve ForEx conversion. Typical for the HYIP industry but you know even if this were entirely genuine, there’s absolutely no guarantee that such things are profitable, indeed for every trader making millions of dollars in that particular market it has to be funded by the losses made by others. So whether you choose to believe it or not, the fact remains that CurrencyGlobal is still a game you need to play cautiously. I mean don’t be afraid of the risks, if nothing else trying to make a couple of extra bucks for yourself on the side with an online venture should first and foremost be fun I would say. But do at least be aware of the risks. Set yourself a sensible spending limit that’s based on your own disposable income and what you can comfortably afford both to spend and to lose. Keep your investments at a level you enjoy, not something you worry about because that’s no fun at all. And if you are joining CurrencyGlobal then at least try to keep them as part of a wider more diverse portfolio.

Before I finish with the review of CurrencyGlobal and move on to today’s news updates I would like to ask if anyone reading this has their own opinions on the program? Good, bad, or indifferent, I hope you won’t mind sharing them with your fellow readers. It takes literally a second to vote, is totally anonymous, and will make for more interesting reading once we are looking back at the program at the end rather than looking forward at the start. In other words how many people would make a good and bad judgement call looking at the program today. Please answer the following question:

Will you make an active deposit in CurrencyGlobal?

View Results

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I’ll start today’s news by introducing a new program called PrimarICO that joined the MNO Premium List within 24 hours of its official launch. You can choose from a range of plans paying a 12% to 18% fixed interest rate over a period of 12 calendar days, principal included, to earn 44% to 116% net profit. Your actual daily interest will depend on the invested amount. The minimum is $10 via PerfectMoney, Payeer, and AdvCash, or in crypto-currencies through BitCoin, LiteCoin, and Ethereum as well. Note though that by investing in PerfectMoney, Payeer, and AdvCash your withdrawals are instant, while cryptocurrency withdrawals are manually processed within a 24 hour maximum. The site of PrimarICO is pretty standard and running off a licensed GoldCoders script. Hosting is on a shared server and SSL-encrypted by CloudFlare. I’ve already received my first payments (both instantly and manually paid) since yesterday, so moved PrimarICO to Paying status on the MNO monitor. A full review is coming next week. Meanwhile the admin introduced a new 2FA Authentication to further strengthen the security of your account in PrimarICO, especially necessary if payouts are instant:

We have added 2FA and other Security Features!
I’d like to announce that we have added Two Factor Authentication (Google Authenticator) and other account security features to make your PrimarICO accounts more secure!
This will not only make your accounts secure, but will also make your funds more safe too!
We are constantly working on keeping your money safe! In case we add any more features, we will announce it in another newsletter!
Thank you for using PrimarICO for your investment needs!
Yours Sincerely, Kay Sanderson. PrimarICO Limited CEO


Octoin remains perhaps the most popular and fastest growing program here on MNO with 877 in my downline at the time of writing. Octoin is a truly unique program with so many different features to help improve your earnings. That can start from a $10 minimum to a 30 to 150 calendar day term with principal back on expiry. Payment methods in Octoin start from a $10 minimum via PerfectMoney, AdvCash, BitCoin, LiteCoin, Zcash, Dash, and Ethereum, to name but a few. It’s hard to describe everything, but I’ve tried my best in the review here. If you’re a native German or Chinese speaker there’s a webinar just for you. Links where you can register and participate are in the latest newsletter from Octoin posted below (don’t forget that you can win a free deposit too!):

Nice news for all German users!
We decided that we should not be limited only to the English-speaking audience. Moreover, we think that we have to involve people from all over the world in our project Octoin.
That’s why,on Saturday there will be the first German Octoin live webinar! We invite you to it, as well as all your friends who know German.
You can already sign up here
As a highlight prices will be raffled and you can win OCC in the following value:
1 x 200 $, 1 x 100 $, 3 x 50 $
In our webinars you can get not only knowledge, but real money. Therefore, do not delay, register and see you on Monday!
Octoin – your reliable partner in the world of cryptocurrency!
** This webinar is not official And Is held upon the initiative of Octoin leaders in Germany.

Octoin big conference in China
A big Octoin conference in ChengDu, SiChuan Province 26.11.2017
Dear Octoin leaders and investors:
Chinese first time Octoin Merchants will be held in ChengDu. It will be Octoin China’s first offline conference. There will be many new members and Octoin leaders attending this conference. It will be hosted by Liu Yan. I wish this meeting will be a complete success!
The details of the conference are as follows:
A) Introduction of the opportunity of the Internet era and explanation about the block chain. What is a Bitcoin.
B) Introduction about the Octoin: The establishment, vision, mission, team and planning of the Octoin.
C) Introduction of the ten functions and advantages of the Octoin.
D) Draw a lottery: the third prize is $50 for 5 members.Then a short break for 10 minutes.
E) Introduction about the Octoin website interface function, filling in the registration form.
F) Introduction of the Octoin investment plan and bonus system.
G) Summary of Octoin advantages. Drawing the big lottery, the second prize is $100 for 2 members. The first prize is $500 for 1 member. The award is provided by Octoin China.
H) Location: ChengDu City, SiChuan Province, Paradise of plum blossom International Hotel, 2nd floor Plum blossom Hall. Time: November 26, 2017 14:00 pm to 17:00 pm.
Welcome Octoin members to attend.
Contact: YuCheng Wang, Wechat: 374370429, Telephone: 15066661801


As you might know from previous reports on ResonanceCapital the program is extremely active when on social networks. That proved to be true in a recently held investor conference in Dubai and an upcoming one scheduled for Thailand in March 2018. ResonanceCapital is also famous for regular trading reports showing profits for plans paying 28% for 4 weeks, 6%-6.2% for 24 weeks, 3.3%-6% for 48 weeks for $50 in PerfectMoney, Payeer, NixMoney, AdvCash, or BitCoin. ResonanceCapital have a Youtube channel and is also redesigned. In order to check out what’s new in ResonanceCapital (reviewed here) read below:

Hello, dear ResonanceCapital customers.
Today, we have updated the design of our official YouTube channel. We believe that every active agent of ResonanceCapital should be a frequent visitor and subscriber of our YouTube channel. We regularly fill our channel with high-quality video content, which is one of the best tools for working with our company.
ResonanceCapital on YouTube
We recommend you to immediately subscribe, enable notifications and go to the “VIDEO” tab. There you can find a lot of productive, bright and interesting videos which we have been posting for you almost from the very start of our company. Interviews, news, individual appeals of the company management and its key employees, announcements, presentations, intros and much, much more. Our YouTube channel will help you get to know ResonanceCapital better and get many answers to your questions.
We are sincerely glad that we have the opportunity to provide you with such an effective tool. All that we create and post on our channel is solely for the sake of making you successful and achieving excellent results together with ResonanceCapital.
Yours Faithfully, ResonanceCapital


I’m not really sure how to interpret the addition of a new investment plan in TradexTop offering 7% for 50 days for a $30,000 in PerfectMoney, Payeer, AdvCash, NixMoney, BitCoin, LiteCoin, Ethereum, Zcash, Dash, BitcoinCash, or DogeCoin. My gut feeling though tells me to be extremely careful with TradexTop now, as any new investment offer, especially limited to five spots (allegedly someone has already taken a dip there), is highly suspicious. Perhaps indicating cashflow issues, this so-called “Tradex Black” plan may allow the admin to squeeze more money before leaving. Anyway, as it’s the weekend Monday will show whether TradexTop will continue. If you haven’t yet read my original review of TradexTop posted here, I’ll remind you they offer two sets of plans with a $10 minimum. Daily plans with principal back on expiry include 2% for 7 days, 2.5% for 14 days, 3.1% for 21 days, 3.8% for 28 days, 4.6% for 35 days, 5.5% for 42 days, and the newly added 7% for 50 days. Others pay on expiry – 150% after 15 days, 190% after 20 days, 240% after 25 days, 300% after 30 days. Mostly TradexTop pays instantly for five weeks now, but only time will tell for how much longer it will last considering the new investment plan being pushed by the admin:

Exclusive investment plan “TRADEX BLACK 7%”
Dear friends! Especially for the most important and solid investors, we have developed an exclusive investment plan with daily income on maximum conditions: 7% every day! Total profit: an incredible 450%! Attention! Limited offer – only 5 slots available! Detail information


For many HYIP investors last Friday came as a huge shock when no less than six programs suddenly collapsed. Three were on the MNO blog. I’m not sure if it’s just mere coincidence but ironically it all happened when the so called Black Friday sales were in full swing. We can call it Black Friday as well I guess, but in a more negative sense. Scam programs include Bitfine, Strike7, and GreenForex. Please do not invest there anymore!

Bitfine has stopped paying on exactly day ten thus allowing only the very first investors to break-even, provided they joined at the start. The admin had a huge advertising budget, but the investment plan paying 10% to 25% daily forever was not sustainable and was clear right from the very start that Bitfine wouldn’t last. I said as much in the review posted a few days ago. The admin was greedy and didn’t want to share any money he collected in the first ten days online. Not really a good result, but provided you joined on day one and withdrew your profits regularly you might have just broken even.

We cannot say the same for Strike7 which changed design yesterday and scammed on the same day. The program worked exclusively with Bitcoin and had some issues with instantly processed payouts reported earlier. I suspect the admin might not have been so experienced this time, and although I myself was paid instantly last night others were left waiting for about two days. The admin is not responding to emails and I believe he’s not interested in doing so either. That was a very weird scam, as redesigning the website instead of handling the payment issues was the height of stupidity in my opinion. Strike7 ran for ten days by paying 7% per day, an appalling result!

GreenForex that has been monitored on MNO for the same ten days time before scamming today used to pay selectively for the last 24 hours. I must say that I moved the program to Problem status for the first time on MNO already yesterday, but then the admin has paid to my referral who had complained, so I have moved GreenForex back to Paying status then. It was clear though that it wouldn’t last long and today it’s been a proof to that, as the admin has stopped responding to emails completely, while still paying to me personally and other monitors. That would not be enough to keep his Paying status on the MNO monitor, as I do not tolerate selective payouts to my referrals. Besides, the today’s 10% bonus offer smells phishy and is just confirming my point of the admin trying his best to squeeze the last few dollars from the unsuspected investors. With GreenForex it was at least possible to profit from the program’s short-term plans, as they had 1-, 4-, and 7-day long plans you might have profited from if you joined the program early enough. Now it’s just too late and GreenForex is a selectively paying scam with no doubt of that, so stay away!


It’s time now to post a new question in the poll that will run for the next week on the MNO TalkBack page. From the previous article you see how many programs collapsed over the last couple of days. Whether it’s just bad luck or we’re actually getting closer to the so-called “Black December” on a much bigger scale. You see, the HYIP industry just like in nature, is subject to cycles and after a period of growth we see a slump. Traditionally this comes before Christmas and continues until the January. While there is absolutely nothing wrong about that in theory, you still need to think about your next move. Many professional HYIP admins realize how that works too, so take a break until January. And the cycle keeps repeating this way. The traditional quiet time in the HYIP industry that usually falls on January is totally justified when we see it under this angle. However, that doesn’t mean that investors are absolutely helpless and cannot make any income if they join the right type of programs who might have been flying under the radar at the moment, but can possibly shoot to the stars come January. It’s just sometimes hard to spot such hidden gems, but they are definitely out there and could be extremely profitable for savvy and experienced HYIP investors. In light of the seasonal change and hopefully not so “Black” December I want to ask you to share your pending investment plans.

What is your investment strategy for “Black” December?

1) I’ll invest more because I need to earn extra for the holidays
2) There will be no change for me compared to November
3) I’ll invest less and be more cautious about selecting new programs
4) I will stop investing completely and take a break until January

You can submit your votes here and remember that the poll will remain open over the next week or so, with the final results coming next weekend. As for now, let’s see how you voted in this week’s poll aimed asking your attitude of the investment stats frequently posted by the HYIP admins. Despite being vastly exaggerated in 99% of cases (according to my own personal experience) I was quite surprised and even shocked as to how many readers still believe mostly fake stats. No less than 28% said that they “totally believe the stats posted by the HYIP administrators”. While I didn’t quite expect this figure to be that high, still the overall majority of 72% said they consider stats “fake” almost always. Nothing really much to analyse there, but to advise those who still believe them to be more vigilant and educate themselves further by reading the series of unique articles on MNO over the years on the MNO Info Center page. Just read them for your own benefit for the hidden truth behind the facade, and never see HYIPs in the same light again!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky listChainGroupService, Octoin.
From MNO Premium list: BitcyEllirACOCoinPlace, AlpexTradeHashWorld, BitcoinTradersCurrencyGlobal, PrimarICO (the first instant payments received).
From MNO Standard list: TradexTopRenaissanceInvestBISTInvest.
From MNO Basic list: InvestellectBitWaves, InfiniteAlliance.

That’s it for today, guys! Check out MNO to see the program you like is still on Paying status, plus any new investment opportunities. Take a minute to vote in the poll here, and if you wish you can always contact me here, directly at, or just chat with me live on Telegram @mnoblog. Remember to always follow MNO on Telegram, Facebook, or Twitter, and subscribe here to get frequently posted updates directly to your mailbox. See you again on Monday for the review of BitcoinTraders plus the regular news update from the biggest programs in the HYIP industry. MNO – For Money Lovers!

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