In times when the payment processors that don’t require verification go down like HYIPs, there are some processors that are trying to actually establish a stable and long-lasting payment system and provide the best possible payment solution for its clients. To tell you the truth, I was a bit skeptical about StrictPay at first but then when I tried their services and support for myself I can say with 100% certainty – you will not find a better payment processor now in terms of security of your funds and convenience when handling your money. Based in Panama StrictPay offers a wide range of different payment options which you can use in your daily online investment activities. More and more investment programs are starting to accept StrictPay now and I’m sure that it’s only the beginning of their success. You can find my personal opinion regarding StrictPay in my detailed review published here. But today I would like to question the StrictPay administration and find out some useful info first-hand.

“1. Please introduce yourself to my readers. What position do you occupy in StrictPay?

My name is James Phelan, and I am one of two administrators here at StrictPay. Mike Gordon is the other administrator, and of course we have many other important staff members at StrictPay as well.

2. Tell us about the history of StrictPay. How did you come up with the idea to open your payment processor? How did it all start?

The owners of StrictPay are from Panama, and they had been working on a plan to start up a payment processor for quite some time. They contacted Mike and I because they were impressed with our long history of great customer service, and they were looking to build the entire company up from a starting foundation of excellent customer service as well as greater security. After a number of meetings it was apparent that we were all on the same channel with the fundamentals of how to start a new payment processor, and we also all felt that as long as we always kept these two basic concepts in mind, the rest of the company would thrive because of it.

We always knew it would be tough to break into the industry, and a slow-build, but we have been looking at this as a very long-term option since the very beginning. We are just glad to see that people have responded to our high level of customer service and have already helped us grow faster than we could have ever imagined in our first 9 months.

3. How many people are currently working for StrictPay? What functions do they perform?

We have over 20 people on staff. Some of these people are more visible than others depending on what department they work in. We have many different departments including: Support, Live Chat, Funding, Verification, Programming, and Security.

4. Where is StrictPay based? What regulations and restrictions does it have to be obliged with the laws of the country where it’s registered?

StrictPay is based in Panama, and as most people know, we need to be in compliance with all Panama KYC (Know Your Customer) regulations. Not only was the parent company registered and setup in Panama, but we also have a Certificate of Good Standing and a Financial Services Operation Notice that allow us to do business inside and outside of Panama. We have worked hard to make sure that all the components are in place to allow us to be around for a very long time, and Panama offered us the greatest security to insure this happens.

5. Does StrictPay have any proof that it’s a registered company? Can you provide my readers with the references where they can find all the documents they wish to get acquainted with about your company before joining?

Both documents mentioned above can be found at the bottom of our About StrictPay page which can be found by clicking on the About link at the top of the home page.

6. In other payment processors like STP and AP you have a choice if you want to undergo verification or not. Can you tell us why you implemented obligatory verification for all StrictPay account holders?

In the beginning we allowed members with under $500 in total transactions to navigate the site and complete transactions without verification, but even allowing that was something we struggled with since the very beginning. We understand that merchants and members want to be able to do test spends, test fundings, etc, but in the end we thought the security and efficiency of our members and our staff was the most important thing. We feel that with our Verification Department completing verifications very quickly and our support center no longer having to answer many, many, questions about exactly what the $500 total meant, we ensure that our commitment to greater customer service, and the highest level of security, stays in line with the concepts we founded StrictPay on.

7. Can you tell us more about the ways of funding ones StrictPay account? What fees do you charge for that?

You can fund your StrictPay account with any of the following options:

a) ACH transfer (for members with a US bank account): StrictPay can take the funds directly from your bank account. The fee is $3.75, and the time frame is typically 3-5 business days. You must be verified with the ACH form in order to utilize this feature.

b) Bank wire: You need to print our wire instructions and take them to your bank and initiate the wire. This is typically the fastest way to fund your account as the funds usually arrive within 1-2 business days, and sometimes the same day. The fee is $15.00.

c) LibertyReserve: By clicking the LibertyReserve button to fund your account, you transfer funds directly to StrictPay and they are verified by our funding department. The time frame for funds to be credited is 12-48 hours, and the fee is currently 2.50%.

d) Quick ACH transfer (for members with a US bank account): The Quick ACH feature is a unique feature for StrictPay. It is very similar to the ACH transfer feature above, but your funds will be credited within 2 business days. The fee for Quick ACH is $3.75 + 5.00%.

e) SolidTrustPay: Much like LibertyReserve and Virtual Money, funds are transferred and verified by our funding department. These transfers are usually verified in 12-24 hours, and the fee is 2.50% + $1.25.

f) Virtual Money: This option was added by member request, and works much like the other processors we accept. The funds are verified and credited usually within 24-48 hours, and the fee is 4.00% + $3.00.

g) And very soon we will be allowing Cashier Checks and Money Orders

8. What about the withdrawals? How many options do you offer to withdraw money from a StrictPay account? What fees do you charge and how long does it usually take to process the withdrawal request?

a) ACH transfer: This feature allows StrictPay to deposit your funds directly into your bank account. The deposit is usually made in 2-3 business days, and the fee is $3.75.

b) Bank wire: StrictPay will wire the funds directly to your bank account. This is one of the fastest methods, particularly for our customers that are not in the US. The fee for a bank wire is $20.00, and the funds usually arrive in your bank account in 1-2 business days.

c) Check by mail: The fee for a check is $2.00. Checks are mailed the following business day after they are requested, and the time frame for delivery is dependent on the mail system in the country the check is mailed to.

d) StrictPay Visa debit card: The StrictPay Visa debit card is the most convenient way to access your funds. Funds are loaded to cards every afternoon, Monday through Friday, and are available as soon as they are credited by the card provider. Typically if a request is made in the morning of a weekday, the funds are available within a few hours. The fee to withdraw funds to your StrictPay Visa debit card is 2.00% + $3.00.

9. I noticed that you allow customers to fund their StrictPay accounts from LR and STP payment processors but don’t allow withdrawing money from StrictPay to these e-currencies? Why is it so?

The security of customer funds is of utmost importance to us. Therefore, we try not to maintain a large balance at any payment processor as we do not have full control of the money. Because we try to withdraw all funds as quickly as possible from other payment processors, we cannot guarantee that their will be funds available to send to customers wishing to withdraw. We made this decision as we felt it was what was best for the security of our customers as a whole.

10. Do you know any reliable exchanger who would help to exchange the money from StrictPay accounts to different e-currencies? I bet sometimes your customers would find this option quite convenient.

We are currently working with 2 exchange companies to see if we can come to an agreement, but I am not sure when (or if) exactly we will be able to offer either of them as an option.

11. I know that StrictPay is widely known for its fast and reliable support. Please tell us more about the options a member has if some problems occur. Do you provide phone support?

We have numerous ways people can get in touch with our Support Center. The new Live Chat Support feature has grown into the most used of all the options since its inception recently. We also have a support ticket system for current customers and a contact request page for future customers. We have phone support from 11am to 3pm central Monday through Friday. We also are active, and available to contact in many forums.

12. For the duration of 2008 StrictPay has become a very popular e-currency. Please tell us how you were able to achieve such great results and what your plans for the coming 2009 are.

I know it was already covered, but we truly believe it is due to our great customer support as well as our high attention to security. As you mentioned in one of the questions above, word has spread that we are always here and always ready to help in any way we can. We have even had a few merchants who have had one of our programmers assist them with an area or two of their site they have had bugs or glitches with. I believe that stories such as this show that we are a trusted name in this industry, we willingly want to help our members, and people know we are going to be here for a long time.

Our plan for 2009 is to keep breaking into new industries. We know that if we aspire to be a major competitor to the likes of PayPal in the future, we are going to have to be an option for people that make purchases in many different online industries. It is a lofty goal to mention our name in the same sentence with them, but that has been our goal from day one. We intend to not only be around for a long time, but also to be a major player across the online landscape in the next 3 to 5 years.

13. I would like to ask you what payment processors StrictPay sees as their main rivals on the market. What in your opinion differentiates StrictPay from other e-currencies? What are the main advantages you can offer to your clients?

I know it starts to sound like a broken record, but I believe it is our higher level of customer service and security. We offer people a chance to do business with a company that not only values those things, but also a company that thinks it is important to verify the identity of every merchant account holder as well. It’s not a perfect system, but we believe this, coupled with our company being based in Panama, allows our members a peace of mind that some of the other companies do not.

Our “main rivals” are AlertPay and SolidTrustPay. Our goal in the future is to challenge PayPal. We know that there are many new payment processors now, and there will be more in the future that will come and go, but we feel we have already separated ourselves from them and are focused on being the top payment option in the future.

14. What is your honest opinion about my blog? Do you think I give to my readers enough info on payment processors topic? What would be your suggestions for my blog?

I think that you do a great job of getting ample information to your readers. I think you also talk about processors when needed. I know it can be a fine line as your readers are looking for information about making investments, but at the same time they need to stay updated on the processors that help them complete the investment process.”

I hope the interview was interesting and useful for you if you ever considered using StrictPay. I hope now you can make a reasonable and informed decision whether you like StrictPay or not and if you’re going to start using it in your investment activities in the future. I myself ordered a StrictPay debit card already and am going to use StrictPay more often from now on. The promotional price of $19.95 for the card (including international shipping) will be available only till the end of October so be ready to order it while you can for such an attractive price. I will continue to share my experience of using StrictPay with my readers on my blog and I hope StrictPay will really become a huge payment processor. At least, they have everything to achieve their plans it in the near future.

Today I would like to review BlueBorgartFunds program that was launched just a couple of days ago and has already become the subject of controversy and speculation. Before talking about these rumors let’s first take a look at the actual site and describe its main features.

BlueBorgartFunds accepts LibertyReserve only and the minimum to invest is $10. Here are the three plans on offer:
1) 11% for 11 days with direct daily payouts (so you will receive 125% on your deposit in 11 days).
2) 155% after 20 days (there’s no need to request payout here either).
3) 200% after 30 days ( again your payment will be made on expiration).

The design of BlueBorgartFunds is decent enough and it’s hosted on a BlackLotus dedicated server which should provide it with good anti-DDoS-protection. The plans also seem reasonable. But as I have said before I would invest in 11% for 11 days plan only as the other plans are too risky in my opinion. With 11% plans you will be in profit after 10 days and I’m pretty sure BlueBorgartFunds will last for a while.

The thing is the admin of BlueBorgartFunds is probably the same person that ran BlosFinance in September 2008. As you might remember BlosFinance turned out to be a big scam and the admin stopped paying just after 2 weeks.

Well, the first thing that might confirm my suggestion I found on forums. There was something strange about the SSL and if you look into BlueBorgartFunds “WHOIS” you will find out: “SSL Cert: blosfinance.com expires in 327 days”. What does that mean? If you go to BlueBorgartFunds homepage and check their SSL certificate you will see that it is original and issued to BlueBorgartFunds. So you think there’s nothing wrong with that, eh? But why on DomainTools site is it listed as the certificate belonging to BlosFinance? Is it just a mistake? I don’t think so and even the admin of BlueBorgartFunds Merhda contacted me and reported that BlosFinance was a previous client of BlackLotus and that if I want their provider could confirm that info. (Well, I would not have contacted BlackLotus anyway because of their scamming tactics they used with honest programs in the past and their bad reputation). So it appears that the info provided by DomainTools is outdated and it’s very probable the admin is right by pointing this out to me in his reply. It’s possible that they just shared the same IP address and this could somehow influenced the WHOIS records.

But if that’s right and there is nothing wrong with their SSL-certificate why does is it still look suspicious and why do I still believe the programs BlueBorgartFunds and BlosFinance can come from the same admin? Well, I don’t have 100% proof to confirm my speculation but I’ll try to link those two programs in my analysis:

1) SSL-certificate “error” connects those two programs.
2) The same provider BlackLotus (which doesn’t have such a good reputation and I already wrote about them several months ago here) which apparently assigned BlueBorgartFunds program with the same IP address which belonged to BlosFinance.
3) The similarities in the sites plans and direct payouts. The same e-currency: LibertyReserve only is accepted.
4) Some of the text from BlosFinance and BlueBorgartFunds sites are identical. For example, this: “We use various investment strategies and always diversify our investments”.
5) The strongest evidence I can present to you so far that is connecting those two admins is the similar style of writing and the similar grammar mistakes I noticed in the emails the admin (-s) wrote to me. For example, there is no word “cooperationship” in English yet they are both using it. Moreover, the font they were using is absolutely identical, and it’s not the usual default font we are always using. It’s probably Simplified Arabic Fixed font but I’m not 100% sure of this. One thing I’m 100% sure of is that they both have similar mistakes and use the same font which is quite enough for me to connect both of these programs.

Of course, the above-mentioned things don’t mean that BlueBorgartFunds will last less than BlosFinance. Quite on the contrary, I’m sure that it will outlast its predecessor because the first investors will be aware of the things I described in my review and will think twice before investing. So the admin will have to run his program for a longer period of time just to attract some more money into it. I would not risk the 30 day plan though. But as far as the 11% for 11 days plan goes it can be recommended to a certain extent. Maybe even 155% after 20 days plan will be profitable for you if you risk your money in BlueBorgartFunds game.

Note that these are just my thoughts and I can be mistaken as anybody else. And in reality maybe nothing can connect BlosFinance with BlueBorgartFunds. But for me the evidence presented was enough to be 90% sure that this is the one and the same admin. We should always remember that it’s a very common practice in the HYIP world that an admin runs several different programs at a time or at least after some short interval. Sometimes we are completely unaware of the fact that two or more programs can be derive from the same team.

But it’s one thing is when the previous admin worked hard to achieve some success and ran his HYIP honestly for as long as possible (like the admin of VolcanoInvest for example) and it’s different thing entirely when you scam in just two weeks without ever giving investors any real opportunity to benefit from your program (like the admin of BlosFinance did). I really hope that BlueBorgartFunds will last for a longer time than BlosFinance but let’s just wait and see! I would like to hear something from the admin of BlueBorgartFunds regarding my suspicions in the interview I’m hoping to conduct with him soon and I really hope he has the guts to answer my questions honestly.

Payment processor news.

As you might know the site of AlterGold payment processor is down for two days now and there is no sign from the admin. It’s obvious to me that there’s almost no hope left that AlterGold will ever recover. After a strong campaign that was run by AlterGold’s competitors and the first sign of decline it became obvious that AlterGold was on the way down. Then I noticed that AlterGold started to delay withdrawals to some clients as recently I received a mail from one of my readers saying that he submitted 20 support tickets for the last month and not one was answered. The majority of investment programs keep accepting AlterGold as if nothing happened and I don’t know really if something has happened as I didn’t get any reply to my submitted tickets to AlterGold support either. So now we can just hope and pray that everything will be alright but at the same time be prepared for the worst. If we consider that such e-currency as e-Bullion that has been online for 10 long years managed to vanish into thin air then what can we expect from AlterGold that was online for one year? Believe me or not, but I try not to keep too much money even in the most well-established payment processors like LibertyReserve because nobody can be insured that they will not close up shop one day. You may argue with me on that topic but the truth is simple: with payment processors the same rule applies as for HYIPs – don’t put all your money in one basket and always leave the amount in any payment processor account which you can afford to lose. I lost a couple of hundred in AlterGold and I hope it will be a good lesson for me if AlterGold will not return. I will continue to monitor the situation closely and report to you on any changes with the situation.

SolidTrustPay recently experienced some problems with cheque withdrawals and many of the already sent cheques can’t be cleared. Apparently the problem was on the side of their cheque cashing agent in the US. It seems their new account wasn’t 100% operable so all the cheques will be returned. SolidTrustPay apologized for any inconvenience caused and hope to resume the cheque withdrawals in the near future.

Meanwhile, there is another strong competitor for SolidTrustPay on the horizon. And I’m talking about StrictPay – this Panama based payment processor made every possible effort to become a competitive and very convenient new payment processor to its members. I just received an interview from the admin of StrictPay and it will be published on here later this week. Watch out for the updates and don’t miss it!

I think you have noticed that there are many phishing emails claiming to be from LibertyReserve asking you to update your account or agree to new terms and conditions. Please don’t believe them and DON’T follow the links in this email. Trust only what you can see on the real LibertyReserve site. If you submit your LR details in any other phishing site you will definitely be scammed and your LR account will be hacked and emptied. Finally, LibertyReserve itself warned its customers about these fraudulent emails on their blog:
“Please note that LibertyReserve DOES NOT send out e-mails. The only e-mails you may receive from Liberty Reserve would be your payment confirmations and sent message confirmations. Always remember that LibertyReserve WILL NEVER ask you to click on any links, to validate your account, or to provide ANY information via e-mail. There is NO WAY to unblock or validate your account by clicking any links. If you have concern whether something came from LibertyReserve or need any other assistance - please contact us via ticketing system (general support) or via live chat (8:00AM - 6:00PM M-F GMT-6).”

Other news for today.

The admin of SilverInvest Louise (read my interview with him here) sent out another update where he pointed out the changing market situation with silver and promised very attractive bonuses for all the investors that will deposit into SilverInvest soon:
“As you are probably aware, silver prices have gradually declined these past weeks and are anticipated to rebound soon. We closely monitor market trends and we believe that the time is right to take advantage of the current market conditions. As such, we want to purchase larger quantities than usual and we are asking for your support. Unfortunately, time is of the essence since our specialists have almost unanimously forecast silver to rise by the middle of next week. We have already notified our vendors to stock for higher volumes by next Monday, as we are counting on your cooperation. Since this special deal will benefit all of us, we are willing to offer an additional 10% on every new investment you make and 15% if your investment is higher than 2500 USD. Please help us take advantage of this rare opportunity, it is a unique chance to maximize your profits.”

The admin of TopProfitWorld program (read my review of the program here) is also on the way with some tasty bonuses for online investors who will make up their minds to deposit till the end of October. Here’s his latest newsletter:
“I would like to present some business figures. Total deposits we have so far are 120K, total payouts 47K and members 448. At the end of September 2008, TopProfitWorld announced 10%-15% bonus and you can find that announcement by click here. I posted this link for your reference so you may know that this is not some kind of alarming bonus however it is routine bonus that we planned to offer at the end of each month.
October 2008 is going to end and TopProfitWorld is again announcing 5%-20% bonus according to different plans.
30 days plan > 5% bonus added to your LR, WU and Wire deposit
70 days plan > 10% bonus added to your LR, WU and Wire deposit
Monthly plan > 20% bonus added to your LR, WU and Wire deposit
If you wish to get this bonus, you need to contact me with deposit details then I will add this bonus to your deposit. This bonus offer will expire after 31st October 2008 and next bonus offer will be at end of November 2008.”

8DailyForever (read my review here) announced a new high-profitable plan of 13% for 13 days for all the investors that are having at least one ad unit in the Phase 1 plan. This plan is supposed to celebrate 5 months online for 8DailyForever members. Well, for me this is an outstanding achievement for an autosurf that is offering the 5% daily forever concept. Note that the plan is limited in time and can be withdrawn very soon. Here are the details of the new plan:
“Just want you to be the first to know that we’ve added a new plan for you to celebrate attaining 5 MONTHS online ! Wow !
Introducing The “Lucky 13″ Plan !
Earn 13% rebates for 13 days when you surf just 8 sites (169% ROI)
Each adpack costs $13
Max allowed is 130 adpacks (or $1690)
Prerequisite : 1″ Phase 1″ adpack
This opportunity won’t last long folks, probably 1 week to 10 days only, but because we’re starting an exciting new contest tomorrow, it will surely help you bring in more referrals.”

MegaLido is growing so fast that the site has to upgrade their servers and be offline for a couple of hours today. This is a necessary step to provide for the stability and security of MegaLido site for the near future. Here’s the latest update from the admin Michael:
“Dear members, I want to let you know that we are going to put MegaLido offline for a few hours in a few hours from now. There is some maintenance that needs to be done as the program has been growing a lot and we need to have a stable server for the future, as MegaLido is growing more than ever.
MegaLido will be back online later today, please let your referrals know about this schedule maintance, it needs to be done in order to ensure the longevity and stability of the server so that we will not face any problems with overloading in the future.
I apologize if this will change your daily schedule and I appreciate your understanding”.

Some good news came today from VolcanoInvest admin Rob (read my interview with him here). Giving the fact that AlterGold site is offline it was decided to add another payment processor for our convenience: PerfectMoney. Here’s the latest update from the admin of VolcanoInvest:
“I would like to inform you new PP PerfectMoney was added. To add your PerfectMoney account to your profile contact us.”

I would like to report that I was paid today from the following programs: MegaLido, FastProfitSurf, ResidualForexIncome, Tradelite, Commoditex, GrandEarners, AggeroInvestment, InoFund, PanaMoney, SilverInvest, TopProfitWorld, VolcanoInvest, MaxShare, GoldNuggetInvest, QuantumInv, MutualForexFund, W-MTFund (the first payout) and BlueBorgartFunds (the first payout).

Before saying good-bye I would like to announce a new program that I added to my list yesterday. It’s called ANOI (American Network of Online Investment). The website looks just wonderful and I believe in this case we deal with a program intended to stay online for a long time. ANOI has been running for around a month now and is accepting LibertyReserve, PerfectMoney, c-Gold, AlterGold and Pecunix. The minimum to invest in ANOI is, at $100, quite high for the average investor. It compensates though by the variety of plans you can invest in: 0.8%-2.2% for 1 day, 1.2% -3% for 45 days, 1.6%-3.8% for 120 days and 2.2%-4.5% for 240 days. The percentage depends on the amount invested and on the investment term you choose to lock in your principal. After the completion of your investment term with ANOI you can release your principal with 5% fee. ANOI has a great site with astonishing design, completely customized script and top-notch BlockDos protection. I’m proud that I can list such programs on my site!

See you tomorrow, guys, with another review and daily news from the industry! Don’t forget to subscribe to my feed if you wish to receive my daily updates to your email address daily and always be on the money with Money-News-Online!

StrictPay is undoubtedly becoming the strongest competitor for the e-currencies that requires verification, such as AlertPay and SolidTrustPay. But uniquely among them the verification process is now obligatory and every member that wishes to open a StrictPay account must complete the verification procedure which includes sending a completed form with documents proving your identification such as copies of your passport and utility bills. As the admin Mike explained in his recent newsletter such compulsory verification of all accounts are made in compliance with Panamanian laws and regulations. Since StrictPay payment processor is officially registered in Panama they have to respect such laws. But don’t let the verification procedure scare you off. If you have any slight issues you can always submit a support ticket which will be answered within minutes if you’re lucky to have it submitted within business hours.

I would like to add that the verification process is easy to complete and usually it’s made within 24 hours so you won’t need to wait long. Though this process is simple it can scare off many potential scammers who tend to hide their own identity. So this would be an additional guarantee that the investment programs which accept StrictPay as their payment processor are more legitimate and trustworthy than those who don’t. Of course, it shouldn’t be the only factor to influence your decision to invest in a program but it could be an additional advantage for a program’s admin and his program’s credibility. For instance, from my list of programs I can name MegaLido, Tradelite and 12DailyForever that accept StrictPay as their payment processor meaning they have passed the verification procedure and their identities were confirmed by StrictPay administration.

Let’s look at the funding options in StrictPay – meaning how can you fund your account in StrictPay? Well, I think the most convenient method would be funding via LibertyReserve. They will only charge you 2.5% for that (such low fees are for a limited time on special offer from StrictPay administration so use this opportunity). After you confirm your desire to fund your StrictPay account via LibertyReserve you should pay the necessary amount and your account in StrictPay will be credited within 24-72 hours.

If you wish to fund your StrictPay account via another popular e-currency SolidTrustPay then the fee will be 2.5% + $1.25 for every transaction. There are also other funding options like Bank Wire and ACH Transfer for the members with US bank accounts. By the way, today it was announced by StrictPay that they resumed to accept ACH Transfers. Here’s the latest update regarding this:

“We are happy to announce that we now have ACH Funding available again for all members with U.S. bank accounts. We know it has been a long, and sometimes inconvenient, process for many of you, but we appreciate your patience during this trying time. In the end, it was just easier for us to switch to a new ACH provider, because we were not getting quality information concerning the situation from our older provider. And of course having to install an entirely new system took more time than even we planned for. We also wanted to make sure we did our due diligence on the new provider, and their security systems are very strong.

With the new ACH processing system, you are going to see some fee changes, but we have made sure they are minor ones. We have unfortunately had to increase our regular ACH transaction fees. We know that anytime fees change, we cannot please everyone, but we feel like we offer many great features that offset a minor fee adjustment for regular ACH transactions.

We sincerely apologize for any inconvenience this wait may have caused, and we appreciate you continuing to choose StrictPay as your payment option. We know you have many choices and it means a lot to the entire staff that you believe in what we have to offer. And feel free to use our new Live Chat Support feature to ask any questions you might have concerning the new changes.”

As you can see there are plenty of ways to deposit funds in your StrictPay account but how easy is it to withdraw your money? I would like to emphasize that unfortunately it’s impossible to receive your funds back to LibertyReserve or even to SolidTrustPay which I know many potential members of StrictPay would consider not a good option. If we look at the exchangers that might exchange StrictPay to other popular e-currencies we will not be able to find one. I don’t know why there are no exchangers available for StrictPay e-currency but in my opinion it’s a huge drawback for some members that can’t use Bank or ACH transfers as withdrawal options.

Fortunately for such members StrictPay has other options available for withdrawing your money, such as Debit card and Check by mail. These are great opportunities to withdraw your money. Take Debit card option – order it till the end of October for a special price of only $19.95 (usually $27.95) and you will be able to withdraw your money from any ATM with a Visa logo on it. Take Check by mail option – you only pay a $2 fee and will be able to have your delivered check cashed in your local bank. Check will be sent to the mail address specified by you and verified during the verification process you must pass. I myself used the check delivery service and must say that it was sent to me from the US and operated by a well-known American bank. So I can confirm that the process of receiving and cashing the check is quite easy and cheap (only a $2 fee applied).

As you can see StrictPay can be a very convenient option for you if you are ready to provide your personal info for verification purposes and it can easily compete with such big names as AlertPay and SolidTrustPay. By the way, the fees StrictPay is charging on receiving funds is only 2% so it’s smaller than their main competitors offer.

Of course, I can’t not say a couple of words about the security of StrictPay site because in my opinion every site that handles money should have increased protection against hackers and DdoS-attacks. You may notice that there was significant downtime in September but the StrictPay site improved its security and it seems safe now. The site is using top-notch Prolexic protection and offering such security features as SSL encryption of all the transactions made and IP detection systems that will automatically ask for the new code that will be sent to your email address if your IP changes (only after that you will be able to access your account). Together with all the security features StrictPay has SCI and API merchant features and is offering quite an attractive incentive program to their partners.

I hope the admin of StrictPay will be able to answer my questions for an interview which I’m planning to publish very soon on my blog. So far I can’t see any disadvantages to using StrictPay payment processors except maybe the necessity to get through a verification process and the inability to withdraw your StrictPay balance to different payment processors. Other features including top-notch DDoS-protection and extremely secure site and especially very helpful and fast support StrictPay offers are making it a rising star in the payment processor field. And I believe this star will be only shining brighter with time and will become a major player in the HYIP and autosurf industry.

Other news for today.

It seems that AggeroInvestment program is doing even better than expected. At least, we can draw such conclusions from the recent newsletter sent by the admin Roger (read my interview with him here). I remind you that from now on AggeroInvestment is paying 8.5% daily if you surf 15 sites (127.5%) and only 7% if you don’t or forgot to surf for the day (105%). The main distinctive feature is that you can choose if you want to surf or not and you will be paid anyway in 15 days upon expiration of your upgrade unit. Here’s the latest update from Roger for your attention:
“Good day to all of you! I hope this email reaches you in great health and in good spirits.
Weekend is almost upon us, time again for another Aggero newsletter. Our program is on its 7th week now. Pretty soon, we will be celebrating our second month anniversary. Many things have already happened, many members have already been paid, and many people are starting to see our potential. More good things are still in store, just wait and see.
A few changes happened this week (and some updates), mainly:
1) Our site was re-formatted with new colors, a new header, 3 rate images and new banners. No more yellow and green, our motif now are different shades of blue. That also includes the banner advertisements scattered althroughout the site.
2) Our rates changed for the better. Previously it was 7.5%-8.0% depending if you surfed or not. Now it is 7.0% if you didn not surf and 8.5% if you surfed. This was done because we’d rather give a few more percentage to those who actually view our sites everyday. Remember that we are an advertising company. Soon, many advertisers will use our site to advertise their ads, and we want to make sure that they are getting their money’s worth. And we can only do this by making sure that we are actually looking at their ads.
3) Speaking of advertisers, we will be adding a few of them in the coming weeks. I’ve already added one of them and you can easily see it on the page peel and banners throughout the site. If you get the chance, click on them and see what they have to offer. They will generate money for our site.
4) All payments are paid and on time. Our outside investments are generating us enough money to keep the site going even with the higher rate. My wife did all the math and she said we should be safe. I talked to her about getting it all the way to 9.0% if you surf, but she said we will see how our funds hold up until the end of this month, hopefully by our second month anniversary.
5) This coming week, look for our banner to be promoted at MMG. I am in talks with their advertising group right now to see how we can maximize our promotional efforts and generate a lot of potential members.
6) I would like to thank all those members who got paid and posted at all major public forums (MMG, TG, DTM, etc.). That’s the only thing I ask of you, please post that you got paid. It will go a long way to promote our site. I am not going to ask you to vote on any monitors, ever. That is at your discretion.
7) Can you translate English to Spanish? Then contact me, I might have a job for you.
Remember that each one of you matter to me. I am doing this so in my own small way, I know that I am helping people and trying to affect them positively.”

The admin of another quite successful program QuantumInv Alicia (read my interview with here here) issued another update today to celebrate QuantumInv’s first months online. In my opinion, it’s a good achievement and I wish Alicia many more months to come – her program certainly deserves it:
“A month has passed since the launch of QuantumInv online investment platform. During this period over 800 investors have decided to start financial partnership with us. In accordance with our goals the first phase of our project has proven to be a strong foundation for further development of QuantumInv.
With such positive growth, We believe our members deserve more quality support from QuantumInv. In this regard, We are glad to inform our members, starting from now on you are free to use new ways of contacting our support service, Live chat has been enabled, Live support will be available at least 8 hours per day, every day, which will extend to 24/7 in the near future.
We also have sent representative to some public forums, you are most welcome to discuss our investment platform on those forums. Our support representative will answer any question you have about our investment platform. You can find links to our discussion forums on “Rate us” page.
As we continue into the future it is important to maintain our eye on the long-term plans we have established. We believe recent and upcoming improvements will become an exciting step towards our larger goals we at QuantumInv, are working to achieve. The hard work of the first month finally taking off as QuantumInv proceeds into the future with a tight grip and exciting opportunities.
Special thanks to our partners and members for helping out with the success of QuantumInv.”

I’m very glad that I received another email from the admin of 8DailyForever Susan in which she announced that she finally caught-up with all the payouts after returning home from her trip. Here’s the latest update that might be of interest to all members of 8DailyForever (read my review of the program here):
“Greetings to all 8DF members, and an especially warm welcome to the members who just joined us !
Today I returned from a 5 day vacation after celebrating a very special family wedding and reunion, so since last night I’ve been working nonstop to catch up with the pending payouts, and most have now been fulfilled to Oct.9th. By tomorrow, I should be up-to-date, and back to the usual 24 hour (or much faster) cashouts!!
Many thanks for your understanding folks. It felt really great to enjoy a few days with family, and to have your blessing at the same time !
For those who still don’t know about our blog (where you can read all our important updates and chat with friendly members), here again is the link.
Do be sure to go there often, as there you’ll find all the news, contests, AND our 8DF social forum where the most wonderful members in the world hang out— ask any member for the link!
I apologise that I’m behind with support mails this week, as I decided it was most urgent to work on the payouts first. Because so many mails accumulated while I was away, I will delete those I haven’t been able to answer, so that I’ll have a fresh start tomorrow. If you have an urgent request or question that really needs an answer, please feel free to resend it.
Have a great Friday everyone, and please remember to post in the forums and monitors when you are paid !! (There is a radial button in the menu at the top of the home page that will bring you directly there.)”

I joined another quite interesting program last night and I already listed it on my monitoring page. It’s called SilverInvest and is known for quite an innovative business idea from the admin Louise. As she explained to me SilverInvest is offering quite sustainable returns with 4%-7% weekly (payments are credited every Friday) or 22% monthly with minimum deposit of $10 and no expiration by earning money in quite an unusual way. They buy silver from mining companies and handcraft it into elegant necklaces, rings, and other fine jewelry. These unique and fashionable pieces are sold in retail stores around the world. Thus they make some profit for the program which can be sustainable for quite a long time if you consider such low returns. Loiuse is quite confident that her business model will be successful and she’s already given me her prior consent to conduct an interview for my blog after of course I make an investigation on the program and present a review of SilverInvest (very soon, so stay tuned for that!). The most interesting feature of the program in my opinion is that together with other e-currencies it’s allowing Credit card deposits to monthly plan (it’s the first time I have seen an investment program that accepts Credit cards as a depositing option). That makes me think SilverInvest can be a real investment opportunity. And by the way, you cannot join SilverInvest by yourself but only by invitation from an existing member. So please use this link to join SilverInvest if you’re interested.

To finish my post I would like to say that I was paid today from these programs: MegaLido, TradersInvestments, QuantumInv, VolcanoInvest, ResidualForexIncome, Tradelite, SafeAtom, GrandEarners, LargeSum, 12DailyForever, MaxShare, HermisCapital and TopProfitWorld. This is all the news for today. See you tomorrow, guys!