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Hello everyone! I hope you’re all keeping well after the weekend and looking forward to what ever new opportunities might come our way in the next few days. A new business week starts off and another new program on the MNO monitor is the main subject of the first article of the week. It’s called ReyKey which I should point out is not strictly speaking brand new, it’s been online for about four weeks or so, just new to my monitor. I guess some of you may well be familiar with the name already then, as the feedback I’ve been getting on the performance of ReyKey seems to be almost universally positive. It’s not hard to imagine why though, the first investors there are comfortably in profit by now. With his reputation by now established the ReyKey admin has decided the time is right to try and reach a wider audience. So let’s take a closer look and see what it’s all about.

To begin then I suppose ReyKey is probably best described as a medium to long term HYIP. There are two investment plans to choose from, one of which makes daily interest payments, and one that pays you a one time lump sum on expiry. I’ll start with the daily plan as I think this is likely to prove the more popular of the two. It’s quite affordable, with ReyKey requiring a $20 minimum to join. The term runs for 45 calendar days and during this time members will be paid 3.5% interest on their deposits. This rate is universal, i.e. it applies to all investors, big and small, regardless of how much you are spending. So if you can afford a bit more than the minimum, ReyKey accept anything up to a maximum limit of $500,000 but the same 3.5% interest rate will still apply. Total payments should eventually add up to 157.5% of your deposit, and with the ReyKey admin including your principal as part of that it means you are left with your own money back plus 57.5% net profit.

So let’s see how a typical investment might look in real monetary terms and suppose you were to invest $100 in this plan. ReyKey offer to reimburse you at a rate of $3.50 every day for the following 45 days. This leaves you with a total of $157.50 back on your investment, and with ReyKey including your initial hundred counted as part of that you have $57.50 in profit. A more important statistic is arguably the break even point, i.e. when you receive back an amount equivalent to your original deposit therefore making it impossible to lose any of your own money no matter what happens with the program next. You can expect this to be 29 days into the full 45 day term, every payment you receive after that is net profit.

Also with an affordable $20 minimum, ReyKey‘s second plan makes just one single payment on expiry. The payment is 115%, principal included, or 15% net profit. The term is 14 calendar days. So let’s say you were to make the same $100 deposit in this plan, ReyKey would return $115 two weeks later. The maximum limit for one single deposit it still $500,000, and the same interest rate applies to all investments no matter how big.

As we can see then both plans have certain advantages over each other, with the on expiry plan being less profitable but getting you that smaller profit faster than the daily plan. For me personally though, and I know most readers will probably agree, 14 consecutive days is a hell of a long time in the HYIP to leave your money sitting in someone else’s pocket without any payments in return. Even though some investors may well have profited there already if they joined early enough, it’s for that reason I would still assume ReyKey‘s daily plan will prove the more popular. It’s entirely up to you to decide what’s best for your own portfolio of course.

If you like either plan (or both for that matter) enough to join then the next thing we need to look at is what are your payment options. Pretty basic, but also fairly standard for the HYIP industry I would say. If you prefer the more conventional third party payment handlers then ReyKey accept PerfectMoney and Payeer. Or if you favor the more direct approach of bypassing these then you can move money in and out of the program using your own e-currency with BitCoin and LiteCoin both accepted. Withdrawal requests are handled manually by the admin so will need to be submitted from within your ReyKey private members account area. Once done you should then be prepared to wait for a further 24 hours for all transactions to be completed. Smaller investors please take note that ReyKey have a minimum withdrawal policy of $1. An interesting feature you’ll notice in the ReyKey account area that might save time and effort is the “Withdraw All” button. Just click on this to empty everything you are owed from your account in one go. Incidentally, there’s one thing that you may find misleading in your members area. You can see the accruals on your deposit building up on a per second based timer. This is purely cosmetic, and you are not as it might appear paid or earning on a per second basis. Your account is in reality only credited every 24 hours, provided you are in the daily paying plan of course.

Moving on next to some of the more technical aspects of the ReyKey website now such as design and site security, everything looks really well planned and prepared. For a hosting provider the ReyKey admin has taken the unusual but by no means unheard of step of including two different names. So while the website is hosted on a dedicated server by DDoSGuard, the actual protection against DDoS attacks is provided by CloudFlare. In the event of any downtime then which would be unlikely in the first place this means it would be negligible at worst. For an added layer of security there’s an Extended Validation SSL Certificate provided by Thawte for safer browsing and more secure transactions. The ReyKey website is powered off a script under license from H-Script, so most regular players will know there won’t be any problems navigating as it’s all quite user friendly.

If you still have any further questions for the ReyKey admin or any account related issues there are a couple of things you can do first that might make things easier and save a lot of time and effort. First of all there is of course the FAQ section where a lot of initial queries will already be explained. If English isn’t your first language then many of you may find it helpful that the ReyKey website is available in Chinese, Vietnamese, and Spanish. If after that you still need to get in touch, then start by filling in your details on the online customer support form and submitting it through the ReyKey contact page. Alternatively you can just write directly to the admin at the listed e-mail address, whichever you prefer. There’s a postal address in the UK where ReyKey claim company registration, something you should know by now has little practical benefit other than creating a more professional appearance for newbies and is easily available for anyone to do online no matter where you are actually located in the world. Of more practical use to most folks would be the social media networks used by the program to communicate and promote ReyKey online. You can find them on Facebook, Google+, and Telegram. There’s also a YouTube channel but it doesn’t have any content just yet at the time of writing.

All I can add to that is to remind you that you should not expect any guarantees in the online HYIP industry, and you need to treat it like any form of gambling. For the record the ReyKey website claims the program is involved with Crypto-currency trading. Nothing you won’t have heard countless times before in this business, and predictably there’s nothing in the way of real evidence to suggest it’s true. I doubt very much that even if it was then ReyKey would still be able to guarantee such profits, so just forget about any real business activities backing this up. Remember to stay within a sensible spending limit that you can comfortably afford to lose, keep your expectations modest, and if joining ReyKey at all then try to keep them as a smaller part of a wider more diverse portfolio.

Just before we leave ReyKey for today and move on to the news section I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow MNO readers. Please give your own first impression of the program by answering the following opinion poll, which hopefully will show more interesting results later in the coming weeks as ReyKey grows and develops into something more substantial than what we see today. Not only will it tell us how many people judged the program correctly, either good or bad, but will also serve as an indicator to admins about the standards people expect when deciding what to join and what to avoid. So:

Will you make an active deposit in ReyKey?

View Results

Loading ... Loading ...

DAILY NEWS FROM THE HYIP INDUSTRY


REYKEY – WEEKLY NEWSLETTER HIGHLIGHTED LATEST DEVELOPMENTS

Speaking of ReyKey, over the weekend a weekly newsletter was sent to members highlighting the latest developments that included the addition of a Spanish language version that further increased both the program’s membership and the amount of investments from the Spanish speaking HYIP market. Among the latest plans for further improvements is the video presentation of ReyKey which will hopefully be added to the website soon. Here’s the latest news from the admin:

ReyKey weekly newsletter
Dear user! Thank you for staying with us! The ReyKey project keeps growing thanks to your patronage and with your direct participation.
Over the past week, the following events have occurred, indicating a planned successful development of the project. About what we achieved in the last 7 days – in a short report.
Over the past week, the number of our users has increased by 20%.
As of the time of writing this report, the number of ReyKey users reached 4,300. The total amount of payouts on deposits exceeded 83,000 US dollars.
The ReyKey website has been translated into Spanish.
The Spanish language is one of the world’s most widely spoken tongues. It has more native speakers than English. Translation of our website into Spanish provides convenient access to the ReyKey project to 470 million native speakers of Spanish. And we have already started welcoming new participants who speak this beautiful language.
A video presentation of the project is to be released soon.
In the near future we are planning to release a video presentation of the ReyKey project. We are excited to offer this effective promotion tool to our partners and help them build their affiliate networks automatically.
Keep yourself informed of our newest developments – and stay with us to continue earning a steadily growing income!


RICHMONDBERKS – NIGERIAN CONFERENCE REPORT AND ACCOUNT SECURITY REMINDER

Members of RichmondBerks with substantial deposits in their accounts should really think carefully about just how safe their accounts in the program are. You see, the program has been paying 1.7% to 1.8% daily interest instantly to members’ PerfectMoney, Payeer, BitCoin, NixMoney, and AdvCash accounts but if a hacker enters your account he can then withdraw your funds and leave you with nothing. Be extremely careful then and for peace of mind you should really enable 2-step verification in your RichmondBerks account. This will really save you from worrying about this and secure your account before it’s too late, so follow the suggestions in the latest newsletter from RichmondBerks for your own sake. After the collapse of SportArbitrage I believe RichmondBerks is the only remaining leader in the HYIP industry, so I hope it will last for much longer and will make money for those who joined its perpetually paying investment plan. By the way, for more information on the plan and RichmondBerks‘ main features please refer to the review posted on MNO here. Below is the latest news from the program which also includes a photo report from the latest conference held in Nigeria. You can see the list of other scheduled conferences on the link shared by the admin also in this newsletter:

Nigeria Conference – Report. + WARNING
Hello! Company RichmondBerks presents you with a report about the conference from 9 to 15 April. But first, important information…
In recent times, the number of accounts lost has become more frequent among the company’s clients. This trend is related to the brute force attacks of the malicious people. In order to avoid losing your account, we recommend that you enable 2-step verification in your personal cabinet. This will secure your account.
Also, read our article about account security – https://richmondberks.com/news/view/38
Now, proceed to the report!
We are waiting for you at the following conferences – https://richmondberks.com/our_conferences
”.


BIKSBIT – REPRESENTATIVE PROGRAM LAUNCHED

Biksbit (reviewed here) is now working with five payment systems and you may invest starting from $10 via PerfectMoney, Payeer, BitCoin, AdvCash, and even Payza. I must say that I was quite pleased with the program’s performance so far, even though I haven’t finished the first investment cycle yet. After a week of deposit bonuses that were offered on new deposits and raised many eyebrows Biksbit is back to normal, and it seems nothing has changed in terms of payouts. They are still processed within a 36 hour maximum and there are three investment plans – 2.16% for 25 days, 2.36% for 45 days, 2.8% for 65 days. All other investment plans in Biksbit will require a higher minimum and will only pay you once on expiry of the investment term – 450% after 18 business days, 300% after 30 business days, 1100% after 37 business days, 700% after 60 business days, 1600% after 90 business days. That might sound too good to be true, but judging by Biksbit more than respectable one year online (mostly as a “sleeper” though) I wouldn’t be surprised if we encounter some members who will actually be paid on the riskier set of investment plans as well. Among the latest developments from Biksbit is the launch of the representative program which you can join if you satisfy a specific criteria, has an active deposit of at least $100 in the program, and in exchange will be rewarded with higher referral commissions. Here’s more details on the representative program from Biksbit:

Become a Company Representative
Dear Biksbit partners,
Our company is winning hearts of both experienced and new investors, gains capacity and strength on the Internet, moving only forward. We are opening new locations, add payment systems, give bonuses, the number of Biksbit partners is increasing every second, we win popularity worldwide. Today, we present another news item for you: we invite representatives, who will have an increased referral commission. The conditions are very simple at the moment: the deposit of a partner should be more than 100 USD. Further on, the conditions will be strict.
Use the chance to make your life more stable and bright with Biksbit!


SOFTMINING – MAXIMUM DAILY WITHDRAWAL REDUCED TO $100

In an odd twist of events in SoftMining the admin has reduced the maximum withdrawal in 24 hours to $100. Well, it might seem troubling at first. However, under careful consideration you might recall that SoftMining only pays 0.95% to 1.25% daily for an unlimited term, so this new withdrawal limitation imposed by the admin will only affect those with thousands of dollars tied up in the program using PerfectMoney, Payeer, NixMoney, BitCoin, or AdvCash. I’m not sure if there are any such large investors in SoftMining at the moment, but possibly for the sake of safety and security it might be better that withdrawal requests be limited. After all, it’s members’ security we’re talking about, and such a limit may well fight possible hackers. Meanwhile, the withdrawal minimum remains at $5, meaning the smaller investors would still need to accumulate several accruals before being able to make an instant withdrawal request.

Dear Investors
In order to make this program a Sustainable project.
Effective immediately maximum withdraw amount is now $100 for every 24 hours.
Minimum remains $5
Thank you for your cooperation.

And one more odd thing I noticed when logged into my SoftMining account today is the availability of a new investment plan which was not the part of my original review of the program posted here. This one pays 5% weekly with the possibility to withdraw your initial investment after one week. Judging by the higher investment minimum of $50 allowed into this plan and the currently imposed maximum $100 limit you can withdraw per day, I believe one should be cautious when investing there. Considering the admin has been silent about the addition of the new investment plan, I wouldn’t be surprised if it’s brand-new and will be included in the next newsletter. We will wait and see if that happens and I will keep you updated, guys.


FATFUNDS – EASTER PROMO CAMPAIGN ENDS AND PRIZES FOUND AWARDED

It’s hard to believe now, but FatFunds managed to survive the bonus campaign paying Easter week and is still paying members on the only available 2.1% for 100 business days plan automatically to PerfectMoney, Payeer, BitCoin, NixMoney, and AdvCash accounts. The minimum to invest in FatFunds is only $5, but even after the first four weeks online the very first investors are still far from even approaching the break-even zone. The bonuses are not applied to new deposits anymore, like the admin wrote in a newsletter issued earlier today, and according to him all the members were mailed with prizes that will help them maintain a healthy lifestyle – the main subject of the website. More on this funny program can be found in the review posted on MNO here and for the latest news from the admin please see below:

Our Week-long Easter offers is over for now
Dear investor, Our Week-long Easter offers is over for now.
Our company sent presented gifts:
according Easter1 plan – 27 units (+5% to deposit)
according Easter2 plan – 12 units (+10% to deposit)
according Easter3 plan – l9 units (+15% to deposit)
Thank you very much for your participation and trust!
WE believe that together we can gain an excellent health
and good profit by our long lasting cooperation!
Take care of yourself.
Sincerely yours, FatFunds command
”.


AXISCRUDE – CASHBACK VALID FOR THE LAST TWO DAYS

Despite the young age of AxisCrude and only a week on MNO (click here to read the review) it’s already offering 5% cashback for every new deposit made via PerfectMoney, Payeer, AdvCash, or BitCoin into either of the two plans on offer with the included deposit – 3% for 50 days and 4.5% for 45 days. All the withdrawals are processed instantly and deposits are accepted from the as low as $10 minimum. This cashback offer was available from day one and is valid for the first ten days which is quite an odd practice, considering the programs usually offer such bonuses at a later time. The latest newsletter from the admin of AxisCrude issued today didn’t contain any new information about the program, but only reminded of the last two days when one can take advantage of the 5% cashback bonus:

5% CASHBACK OFFER – 2 DAYS ARE LEFT !!
First of all, We welcome to you on this platform..
Now we are informing you, only 2 days are left for 5% CASHBACK OFFER.
And do not forget to join our Facebook Group.
https://www.facebook.com/groups/1164399783687345
Thanks for the choosing us..
Team AxisCrude Investment Ltd
Need Assistance? We’re happy to help: https://www.axiscrude.com/?a=support
WhatsApp Support:- +44 744 719 1725
Protect your account: -Always keep your password confidential and never share it with anyone.


POOLEARN – 5% CASHBACK OFFER ON NEW DEPOSITS AVAILABLE ONCE AGAIN

The admin of PoolEarn seems to offer cashbacks on new deposits on a regular basis as well. That is an obvious marketing trick for sure, as every bonus offer is limited in time. But when you finish one another one starts. That’s weird and makes investors question the point of such permanent bonuses, as the next one could be more profitable than the current one and you cannot be sure you’re getting the best bargain. In any case, the current 5% cashback offer which can be instantly withdrawn on making a new deposit in PoolEarn is available for everyone, regardless of the payment processor, be it PerfectMoney, Payeer, AdvCash, or BitCoin. Actually for the members of PoolEarn deposits are counted in packages which will cost them from $10 to $450 each and will possibly bring a substantial return of 2.5% to 5% (depending on the package value) for a period of 60 calendar days. So I h’ve really no idea why the admin needs to encourage new deposits with cashback bonuses, especially considering that PoolEarn is already popular enough anyway. According to him, the Alexa linking to his site reached over 1,000 which is supposed to indicate its widespread popularity globaly. In the latest newsletter he also shared the latest stats (most likely vastly exaggerated) and reminded of the availability of the recently added so-called Tripler package with the best possible return of 5% for 60 days. By the way, you don’t have to be a paid member of PoolEarn and risk your own money, but can manually surf websites in your account every 24 hours and earn up to $0.03 which you can then withdraw and get paid instantly. By the way, today is exactly 60 days since PoolEarn (reviewed here) first came online, so congratulations to the first members who already completed the first investment cycle. The latest newsletter is below:

Get 5% Instant Cashback on every Deposit to Celebrate Alexa 1k+ Site Linking. Don’t Miss!!!
Dear Valued Member,
What a great day, we just wonder. This is a real winning situation for all our valued members. This is the direct fruit achieved from our members effort. Yes, the great news is we achieved something. PoolEarn achieves another important MILESTONE- Alexa Site Linking is over 1,000 and It is 1,041. You can see the rank here: http://www.alexa.com/siteinfo/poolearn.com#?sites=poolearn.com
Alexa site linking 1,041 means, world’s 1,041 site has made content on PoolEarn. Among this sites are: Google, Facebook, YouTube, Yahoo, eBay, Twitter, Reddit, Live, LinkedIn, NeoBux etc and so many top ranking sites. And this just happened due to the efforts of our valued members.
We were determined to make this day Memorable and wanted to give our Members: A very good Offer. And, here it is….
All Deposits will Enjoy a 5% Instant Cash Back Offer. And it is withdrawable Instantly.
For Example:
If you deposit $100, You will get Instantly $5
If you deposit $1000, You will get Instantly $50
NB: the offer is valid until 25 April, Tuesday, 11:59 AM GMT….Hurry UP until time ends…..
By depositing money, you can buy The Best Offer: Tripler pack. You can triple (3x) your money in just 2 months with 100% Guarantee.
Package Name: Tripler
Package Price: $450
Daily Percentage: 5%
Accrual Days: 60 days
Daily Profit: $22.5
Extra Bonus: 6000 Ad Credits worth $24
Total Return: $1350 + $24 = $1374
ROI (rate of interest): 300% + Extra free adcredits worth $24
So this is a good opportunity for those investors who wants to make more money.
You can now buy “Tripler” pack with any processor and earn $22.5 per pack everyday. One $450 Tripler pack will give you $1350 almost in just 2 months. For any inquiry about Tripler pack mail us at support@poolearn.com
Popular Choice: Buy 5 Combo-2 Pack with $1350 ($290×5=$1450) and Get $3828 in just 2 month. This is trusted and so many people are buying this choice.
Today’s Statistics:
Deposits Crossing $7,019,900+…………Today’s Deposit $272,300+
Withdraw Given $4,201,550+…………Today’s withdraw $182,100+
Total User 59,400+………..Today’s Registered User 1300+
Today’s Alexa 30702
Days Online: 60 Days
PoolEarn – Only the Best For the Rest
”.


PAYZA – FUNDING IN CHINESE CURRENCY INTRODUCED AND BEST BITCOIN ALTERNATIVES NAMED

If you’re still unsure should you start using Payza when investing in HYIPs or not, I will give you a simple example which might persuade you to open an account there. Clemenbit stopped paying to investors three days ago, yet those who deposited via Payza are still getting paid like clockwork. The admin simply cannot afford to keep his account blocked and will most probably keep paying until funds there are depleted completely. That’s only one advantage to using Payza. Others include payment reversal after submitting a dispute if a program scams you, plus the option to have Payza funds have withdrawn directly from bank accounts, credit cards, or BitCoin. Pre paid debit cards can also be purchased. For an average HYIP admin getting approved by Payza is no easy task and many would prefer to skip it (hint – it’s much much harder than to verify a non-existent company in the UK), but those who do enjoy a higher than average level of interest from HYIP investors from Europe and the US. At this moment only two programs featured on the MNO monitorBandeiraCorp (reviewed here) and Biksbit (reviewed here) – are working with Payza, but new programs join. Recently Payza has also been interested in expanding. From the latest news posted on the official Payza blog last week, for instance, there is an introduction to adding Chinese funds for Payza clients from China now. That might really increase customer satisfaction in such a huge market as China. The latest articles posted on the Payza official blog are below:

Payza Opens New Funding Options in China, Enables Yuan Renminbi Transactions
Local Bank Transfer deposits are now available for Payza members in China and online transactions can now be performed in Chinese Yuan Renminbi
Continuing our mission to provide the best localized services for all our members throughout the world, Payza has launched a new funding method in China, making online transactions in Chinese Yuan Renminbi available to residents of the world’s most populous country.
Adding funds using the Chinese Yuan Renminbi option is easy, and that money is credited to your Payza account within 2 business days. There is a 5% fee to add funds this way.
How it Works
You can fund your Payza account by Chinese Yuan Renminbi using one of three funding methods:
WeChat, – UnionPay, – ePayLinks
To get started, follow these instructions:
1. In your Payza account, click “Add Funds” in the top menu.
2. Select “Chinese Yuan Renminbi”.
3. Select the Funding Method from the drop-down menu and enter the Amount to deposit, your Chinese Resident ID Number, and an optional Description.
4. Click the “Add Funds” button at the bottom.
5. Review your transaction request and click “Next”.
6. Follow the instructions on screen provided by the funding method you selected to complete your deposit.

Beyond Bitcoin Part 2 – Steem, Ripple and Litecoin
After the global financial crisis hit in 2008, people around the world saw their faith in the financial system shaken. Bitcoin emerged in January 2009 seemingly as a direct in response to this crisis, although the history of cryptocurrencies runs far deeper. In any case, trust in the stability of established currencies was lost and Bitcoin offered an alternative: a universal currency that was not tied to any government and not correlated with the stock market.
Bitcoin became so ubiquitous that its trade name is now often used as the colloquial term for any cryptocurrency, but in reality there are many “altcoins” (a portmanteau of “alternative” and “bitcoin”). In what has been called the end of Bitcoin, in March of this year Bitcoin hit an all-time high trading value of $1,325, then plummeted by almost $500 as US authorities rejected proposal for a Bitcoin-backed exchange-traded fund (ETF) and Chinese regulators cracked down on Bitcoin exchanges. But the promise of Bitcoin lives on and the price began to climb once again.
While the future of cryptocurrency is still unclear, the fact that there is a future for this technology no longer seems to be in doubt. Banks, technology companies, venture capitalists, and even some countries have invested heavily in blockchain and cryptocurrency technology, in a wide variety of ways.
In 2014, an anonymous developer in Iceland announced the introduction of Auroracoin, an Iceland-specific altcoin created as an alternative to the Icelandic Krona, which has been under severe regulation since 2008. Auroracoin’s creators announced the currency as an alternative to a “flawed financial system … at the expense of the people”, stating that “the power must be taken away from the politicians and given back to the people.”
After debuting in March 2014 by distributing half of the total auroracoins equally amongst all 330,000 people in Iceland (31.8/person), Auroracoin rapidly plummeted in value and never recovered. But for all the failed cryptocurrencies, there are many successful ones that are catching the eye of public and private investors around the world.
We looked at some of the top altcoins in March and now we will feature a few more to watch in 2017.
Litecoin (founded 2011)
Litecoin is currently the fifth largest cryptocurrency after Bitcoin, Ether, Dash and Ripple. Almost technologically identical to Bitcoin, Litecoin operates on a blockchain, a type of software pioneered by Bitcoin which timestamps transactions into a public ledger on a peer-to-peer network.
As one of the earliest altcoins, Litecoin is one of the most stable cryptocurrencies on the market. A steady, gradual growth in 2016 saw the value closing at more than $2 above its January value. Litecoin’s price spiked mid-year in response to the Brexit vote, further proving that people turn to cryptocurrencies in response to government instabilities. It spiked again recently when it appeared that Litecoin would successfully enact a Segregated Witnesses (SegWit) upgrade to its network.
Ripple (founded 2012)
Ripple is the third most valuable cryptocurrency after Bitcoin and Ether. Unlike most altcoins, Ripple is not technically decentralized. Unlike open blockchains hosted on peer-to-peer networks, such as Bitcoin and Litecoin, Ripple operates on a permissioned ledger overseen by a private company.
Built on a distributed open source Internet protocol, Ripple’s native currency of XRP tokens (aka “ripples”) are not accepted by any retailers. Instead, Ripple serves as an intermediary for instantaneously converting one currency to another, enabling secure, instant and nearly free cross-border financial transactions of any size. For this reason, the Ripple protocol is being increasing adopted by companies and banks as an infrastructure for their internal payment networks.
Ripple has attracted some very high-profile investors including Andreessen Horowitz, Lightspeed Venture Partners, and GV (formerly Google Ventures). Major banks, including Standard Chartered, Westpac, National Australia Bank (NAB), BMO Financial Group, and Shanghai Huarui Bank, have also committed to joining the Ripple network.
Steem (founded 2016)
The founders of the social media website Steemit had a truly innovative idea: build a content-sharing platform on top of a blockchain and reward users for creating or curating (upvoting) content by paying them in Steem tokens, the currency built on the Steem blockchain.
Instead of arbitrarily rewarding people for having the processing power to mine the most blocks in the chain, Steemit provides a monetary incentive for producing high quality content modelled on Reddit’s upvoting system. This is a novel solution to the problem of cryptocurrency mining introduced by Bitcoin.
One of the newest altcoins, Steem’s value peaked in July and stabilized in October 2016. It is too early to tell how sustainable the system is, but in a market which rewards innovation, it is sure to be a major cryptocurrency to watch in 2017.
More people and companies are investing in cryptocurrencies and retailers large and small have begun to accept bitcoins and altcoins as legitimate forms of payment, both online and in-store. The power of digital currencies in today’s economy cannot be understated, and now is the time to start trading.
The history, complexity and power of cryprocurrencies is a subject we will be following closely in 2017. Visit the Payza Blog regularly for more in-depth articles about this and other industry disruptors, and follow us on Twitter and Facebook for e-commerce news from around the web.


SPORTARBITRAGE AND TRADEBTC – BOTH MOVED TO PROBLEM STATUS

It wasn’t really a surprise to me that when one of these programs got into trouble, and it didn’t matter which one went first, the other would follow before long. The reason for this of course is that the same admin was openly running both of them at the same time, so obviously when one started to get into trouble then any trust and good will felt towards him and subsequently his other program would evaporate. It was a fairly unusual move though. In my own opinion it was of course the same admin running both programs right from day one, it was just unusual how he went about making this knowledge public. In a rare but not unprecedented move around two weeks back he suddenly announced, while speaking under his identity as SportArbitrage admin, that the program had “acquired” TradeBTC and was merging with them. Up to that point SportArbitrage was definitely the bigger of the two, and much more popular than TradeBTC which was struggling somewhat to establish itself or gain any real momentum.

I can only take a guess at the admin’s exact motivation for announcing he was now at the helm of two HYIPs at the same time – something I would imagine a lot of admins are up to without actually telling anyone this is really what they are doing. In this case perhaps he saw pooling the money from both programs as the best way to safeguard them both, and to use the better reputation of SportArbitrage to bolster public interest in TradeBTC. Well, that last part certainly worked because there was definitely a lot more activity in the smaller program after its “merge”. But as I said, when one program in this case runs into difficulty problems for the second one are never far behind. And of course being Monday, this was the perfect opportunity for a scam. The thing is that both programs already had certain similarities in that neither of them ever made any payments on weekends, so all money received in new deposits made on Friday, Saturday, Sunday, and Monday have basically disappeared into the admin’s pocket without any interest being paid at all.

Payments from SportArbitrage started slowing down now, eventually coming to a complete standstill. I contacted the admin, was ignored, and contacted support to be given the same story of “you will be paid in two hours” repeated every two hours. As this has not progressed any further it’s safe to say the program – make that both programs – have come to a conclusion. Please do not invest in either SportArbitrage or TradeBTC anymore!


BINJUMPCOMPANY – ANOTHER FAST SCAM

Perhaps less of a surprise but no less a disappointment was BinjumpCompany. The program seemed, after already being online for sometime, come to MNO as a sort of “last resort” before scamming. Well, I’m glad to report that this rarely works and didn’t work this time either. That’s the reason MNO has the highest prices anywhere in the HYIP industry, to keep the amateurs and the first timers away. It didn’t keep this one away, but it meant the admin spent a lot more money than he scammed which will hopefully make him think twice before pulling the same stunt next time. Anyway, hard to say exactly what happened here but the admin says this has been his first program. No reason to doubt that judging from the performance of BinjumpCompany. He posted a strange message on the program’s Telegram channel claiming that a lot of the program’s money had been stolen (not by the admin?) and that advertising then took too much out of the remaining cash flow to keep up payments to members. Make what you will out of that, the end result is the same. BinjumpCompany is another failed HYIP so indicative of the season so far, and has been moved to Scam Status on the MNO monitor after payments to members have dried up. Do not invest there again, you have been warned!


GET PAID REPORT FOR 24/04/2017

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: RichmondBerksBandeiraCorp,
TradeBTCSoftMining, FatFundsBiksbit, PoolEarn, StarTradeAsiaAxisCrude.
From MNO Standard list: AdcashReyKey, BinjumpCompany (the first payments received).
From MNO Basic list: –

That’s it for tonight, guys. Not easy to say goodbye to so many programs in one day, but I hope that soon enough they will be replaced by other more promising ventures which will surely be monitored on MNO. I’ll take a day off tomorrow and will be back on Wednesday to review the last remaining program Adcash. I hope there will be more new entries to discuss by then, because to be honest not many big programs are left in the HYIP industry at the moment. I will also cover the latest updates from the biggest programs in the HYIP industry, so to stay updated you are encouraged to follow MNO on Telegram, Facebook, and Twitter, or to subscribe to the daily news delivered to your email address regularly by Feedburner by entering your details on this page. Please keep voting in the poll running on the MNO TalkBack page as the final results will be drawn by the end of the week. That’s all for now, guys, and talk to you again soon!

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