Today first I would like to review another promising payment processor that is accepted already by many programs (among them such reputable programs like AcmosTrade and SafeAtom). I’m talking about PerfectMoney – a relatively new payment processor that is gaining popularity. In my opinion it would be hard for PerfectMoney to compete with such well-known payment processors as LibertyReserve and AlterGold. But there is one thing in which PerfectMoney has the advantage over its competitors. All transactions made within PerfectMoney payment system are free from transaction fees for the year of 2008.

Surely by doing this thing PerfectMoney hopes attract the attention of potential customers. LibertyReserve also did it for some time in 2007 and you can see now that LR is the most popular payment processor. So in my opinion PerfectMoney is going the right way. But does PerfectMoney have all the necessary features in order to become a popular payment processor? In my opinion, it definitely does.

First, there are three types of account accredited to your main PerfectMoney account. You have a variety of options whether you want to store your money in US dollars, Euros or Gold Troy oz. like in Gold based currencies.

Also PerfectMoney offers many options by funding your account and withdrawing from your account. You can deposit and withdraw funds to your PerfectMoney account using Bank Wires, E-currencies (e-gold, Pecunix and WebMoney) and approved exchangers. The fees are different and depend on what options you would like to use.

As for the security of your funds PerfectMoney provides different additional options to protect your funds stored in this payment processor: Identity Check, SMS Login and CodeCard Protection. Of course like in any well-established e-currencies there is secure API Merchant interface and some annual interest paid to you by storing your money in PerfectMoney account.

I would like to add that soon my readers will be able to learn more in an upcoming interview with the admin of PerfectMoney. So please feel free to send me questions that you want to be answered in this coming feature.(It will be sent tomorrow). So far you can open your PerfectMoney account and get acquainted with the main features that are very well described in the Help section of PerfectMoney website. You don’t need to read long and boring texts there but you’re provided with some flash videos that will show you how to use your PerfectMoney account in great detail.

The conclusion: the site of PerfectMoney really looks professional and many people are already using it (including me). Using PerfectMoney I made some additional deposits into my favourite low-ROI programs: AcmosTrade and SafeAtom. I can’t see any reason why all the other programs are still hesitent to add PerfectMoney as an additional payment processor. It’s really legal, secure, and easy-to-use. And the most important thing is that you will not pay any fees on transactions made within the PerfectMoney payment system till the end of 2008. So why not try it? PerfectMoney payment processor is almost perfect in my opinion.

Other news for today.

There is some not very encouraging news coming from many programs today. With great disappointment I have to remove Profit-Broker from the list of paying programs. It was really unexpected for me because the admin contacted me yesterday and purchased a banner on my blog for a week. He also promised to give me an interview on Monday. So I was quite confident that Profit-Broker would stay online for some time. Well, now within the last 24 hours nobody was paid. According to the program’s terms all the payouts should be processed within 6 hours. So it’s definitely a bad sign for me. After not receiving a reply to my email from the admin I have to remove the banner of Profit-Broker on my blog as I never had any intention of misleading my readers. Also I put Profit-Broker to “Not Paying” status on my monitoring page. It’s an unfortunate event that the second short-term program after MaxROI ended like this. You should be always careful when joining short-term programs because some of them are really here to earn fast money and disappear. It’s sad to see that Profit-Broker turned out to be one of them.

Unlike other monitors my blog never endorses any scams and I react immediately when I see that any given program stopped paying. Sadly I had to remove 12Daily.Pro from my Top 5 Recommended programs where it occupied the first spot for quite a long time already. It happened because of them suddenly increasing the timeframe for payouts from 24 to 48 hours. Though it’s still within terms for me and many other investors it can be seen as a huge red flag. I didn’t change the status from “paying” yet and will wait for another 24 hours but I certainly can’t recommend you to upgrade in 12Daily.Pro now. Fortunately, the admin didn’t stay silent and made a small update regarding the current situation with payouts: “Due to some technical problems payouts will be processed within the next 24 hours. This is still within our ToS, just be patient.” I would like to know what technical problems can occur in 12Daily.Pro. So I would suggest that it may be some issues with the expired upgrades. One of my upgrades expired today but it showed 156% earning instead of the usual 144% so it can be connected somehow with this delay. Anyway, we will wait and see soon. I’m sure that the admin of 12Daily.Pro is an experienced administrator and he can handle these things and continue the program.

Of course I’m not going to leave my top spot blank so I decided to move LibertyInsider there. In my opinion, this is so far the program which has great potential with all thee reasonable plans, unique script and fast payouts. There’s no hype among the members but that’s good in my opinion meaning that LibertyInsider will last longer. I’m in 5% for 28 days plan and got paid again today. I won’t list here the other advantages of being a member of LibertyInsider because you can see them better by reading my interview with the admin Cedric that was published on my blog here. It explains some reasons why I chose LibertyInsider to occupy the first spot on my monitoring page.

Another great program which is still on the second place is V-Project. If you’re not in this program you’re really missing a great experience with Amanda, a professional and comprehensive admin who not only knows how to run a successful program but broke down all the current tendencies in the HYIP industry in her latest report which can be read here. I’m really proud to be a member of V-Project and if you’re not a member yet I encourage you to read the interview with Amanda published here and draw your own conclusions about her abilities. She is great as an admin and always gives regular updates to the members of V-Project. Here’s the latest one taken from the site: “Some investor asked us if we have been under DDoS attack in the last few days. Well, you should know that we have been constantly under DDoS since the opening of V-Project. This fact demonstrates the effectiveness of our protection and that V-Project is a serious and strong program, feared by the (unfair) competitors. We could experience some further temporary downtimes in the future: nothing more.” I should add that V-Project site is fully available now and with Level 3 protection provided by BlackLotus there’s nothing to worry about.

Unfortunately, GoGoTrade program is hosted on another anti-DDoS provider BlockDoS. Maybe that’s why the site has been down since Friday evening already: “It is the most powerful DDOS attack, even our ddos-protected hosting has not sustained. Now we try to solve the problem as soon as possible. Thanks for your understanding.” I appreciate that Vincent let us know what happened and hope GoGoTrade will overcome this attack and will be able to continue as usual.

AcmosTrade published their trading strategy so everybody can be assured that it’s really possible to pay 1.15% for 210 trading days and more.
“Dear members – we got many questions from you about our trading results and some traders ask us for some trading order details too. But you need to know that we have already received warnings from our broker saying not to publish our trading statement because this is a private contract with the broker and trader only and this information can not be published (or sent via e-mail) for any person.
After resolving this issue we asked our traders to make a strategy test. What is a Strategy Test? This is how our forex strategy is working without any additional monitoring from our traders. I.E: every successful forex trader working with his own trading strategy (means exact rules: how to trade, when to trade, how many lots, take profit pips, stop loss pips, trailing stop, reverse orders…). If this strategy is good the trader will make money. If this strategy is bad the trader will lose money after some time. We are working with our trading strategy for several years. It has been tested for over 10.000 times. So here we want to post our main trading strategy results since 15 Jan 2008.”
AcmosTrade is a real trading company registered in Cyprus hence the low returns. But on the other hand, where can you get 241% + principal return in less that a year? So it’s up to you to decide whether or not you want to join AcmosTrade but my task is to help you with choice. So I encourage you to read my interview with CEO of AcmosTrade Jack Williams published here.

ProfitsAddict is still paying and I’m very surprised by this fact. But since the admin admitted that ProfitsAddict pays selectively I decided to remove this program from my list since my last deposit has matured anyway. Also I got paid today from Surf-Redefined, V-Project, LibertyInsider, SafeAtom and EliteMoney. I’ll see you tomorrow on my blog and let’s hope everything will be ok!