Hi, guys! Today I’d like to introduce you to the Richard-Falk program. This program is already unique and differs from others because it’s named after a man and doesn’t offer referral commissions. Richard-Falk is the name of the trader that operates alone on the stock market (from the UK though registered in the British Virgin Islands for offshore tax reasons). Richard-Falk program is already online for over a month now, and is still paying on-time. Recently this man implemented anti-DDoS protection and now the site is more secure than ever. You can read more details about the plans Richard-Falk offers to online investors in my review published here, but today I would like to give you the interview with Richard himself.

“1. Please introduce yourself to my readers. How did you come up with an idea to launch your HYIP? What was the main purpose behind this decision?

First I would like to thank you for this interview. My name is Richard Falk the admin, trader and financial manager of the Richard-Falk investment platform (www.richard-falk.com or www.richard-falk.biz).

I am making high profits on the CFD market, Stock market and with after hour trades since years now. I always had an eye on the hyip market but never invested myself because I make higher profits with my own trading operations. The purpose of me opening this program is that I saw a lot of HYIPs opening and closing or running away with the investors funds. I had enough of all the programs without a real trading background. From the beginning of this year I was planning the Richard Falk Investment Platform and the investment plans I can offer my investors for long terms. Then finally in September I started the Richard Falk investment platform.

2. On your site Richard-Falk you emphasize that you’re a real trader. Can you provide us with any evidence or the trading results of your activity?

Investors in the 30 day plan will be receiving a trading report with all trading operations for the last 30 days at the end of the investment term.

I also plan to implement a trading info site evidence or my trading results for the last 60 days.

3. Do you have a real office where an investor can visit you in person? What are the points of contact you offer to online investors to get in touch with you?

I do all trading operations on my own. I just have one colleague who is helping me with the web design because I need to concentrate on my support and trading operations. If a investor really wants to visit me that is possible. I will not lie that he can visit me in my office where he finds me with 100 of my employees. I have an office in central London and handle all trades from there.

Investors can reach me by email, Live chat wire ICQ and soon wire skype phone.

4. Please tell us in detail what investment plans Richard-Falk offers to online investors. In your opinion which plan is suitable for which category of investors?

I offer 4 investment plans:
3.5 % Daily (interest rate is 3.5% daily, running for 32 business days + principal returned the total return is 212%),
6-10% daily (interest rate is 6-10% daily, running for 30 business days principal is included in the daily payments, minimum to invest is $500),
116% after 6 days (interest rate is 16% + principal returned after 6 business days).
150% after 14 days ((interest rate is 50% + principal returned after 14 business days).

5. Why did you choose direct payouts for your site and not install some script instead? How can one know if you really received the deposit one made?

I don’t use a script. The security level of my site is very high. Without a script the security level (against Hacker or DDOS attacks) of the investments and the privacy is very high. All investments and payments are made directly. My database is kept offline. If an investor wants to track their investment, they send me an email with their payment batch and I send them the tracking file.

6. Do you think the plans can be sustainable in the long run? What will happen if you suffer some huge losses as a trader?

When I first started my online platform I made a promise to all my future investors that I will just offer realistic plans. I do not rely on new investors to pay existing investors. I just rely on my trading operations. I never had huge losses as a trader. That has something to do with my trading strategy. I always work with Stop-Loss Orders. A ‘Stop-Loss Order’ is the method used to limit the losses on an individual trade. It literally means when the loss on a trade reaches the point where I no longer wish to risk any more money then sale or stop the trade automatically. I normally set a stop-loss at 5-15% depending on the trade.

With my trading strategy and my plans I have no reason to stop my investment platform at anytime.

7. What e-currencies do you accept as deposit options? Why did you stop accepting AlterGold at some point and what other e-currencies may you consider to add in the near future?

I accept direct investment with LibertyReserve, PerfectMoney and Pecunix. Maybe I will add AlterGold in the future again but for sometime AlterGold was more offline than online.

8. There were some issues recently with accessing your website. Can you tell us what you’re doing to prevent these problems recurring in the future and provide 100% uptime for your site?

My main site and backup site is located at dedicated servers located in a world-class data center; I use 3 different hosts and 3 different DDOS Protections for my site minimising the risk of all sites going down at the same time.

www.richard-falk.com (Level 3 DDOS Protection by BlackLotus)
www.richard-falk.biz or
www.richard-falk.net

9. What anti-DDoS protection do you use for your site and what guarantee can you give us that the Richard-Falk site will be secure in the future?

This weekend I implemented a new DDOS protection. We are using Level 3 DDoS protection from BlackLotus for www.richard-falk.com

10. How would you describe what really differentiates Richard-Falk from similar HYIPs and what makes it unique?

There is one major point that makes me and my investment platform so unique. First I am real. I do not depend on new investors to pay old investors. I just depend on my trading operations. And for 6 years now, I make high profits from week to week. So I really know what I offer my investors is realistic.

Although they are a few other honest companies with good intentions, they often become victims of hackers and DDOS Attacks, which again leads to losses for their members. I invested a substantial amount to make sure I have an reserve fund which gives my investors the peace of mind.

11. What is honest opinion about my blog? In what way do you think it could help the investors make right decisions?

I like to say thanks, thanks for reviewing me and thanks for this interview.

Your blog is very informative and helpful for investors. I believe that your readers will know how to make their own decisions based on your blog. Money-News-Online.com provides daily updates and its blog articles are very professionally written.”

I would like to thank Richard for his detailed answers to my questions and wish him good-luck in his trading activity and more investors. I hope my interview will help you make a reasonable investment decision whether you like to invest with Richard-Falk!

Other news for today.

Some other important news concerns AlterGold payment processor which SCI and API interfaces are still not available and are in maintenance mode so it prevents many programs from paying. Since I have my deposit with StableFinance made via AlterGold I can’t confirm that it’s paying and today I received a warning from one of my readers that stated that StableFinance stopped paying. So given all these circumstances I have to move this program to “Waiting” status. I hope it will be temporary until the AlterGold issue is resolved. There’s still no news from AlterGold administration and everybodys waiting for the payment system to be fully operational. Hopefully it will happen really soon because such a long maintenance period accompanied by the pending withdrawals which are still not processed doesn’t look good.

There are some successful programs like MegaLido though that don’t look for excuses not to pay members in AlterGold but try to process AlterGold withdrawals manually even though their automatic payment interface is still disabled. I praise all the efforts the admin of MegaLido Michael (read my interview with him here) put into his program’s development because the payouts to all processors are being processed really fast and you don’ have to wait for days before you actually see your 144% payment in your e-currency account. Usually all the payouts in MegaLido are processed within a few hours and even minutes sometimes. But this AlterGold issue still persists and Michael dedicated to this topic a part of his weekend update sent to all the members of MegaLido yesterday. Here’s this newsletter for your attention:

“The contest end went pretty smooth, most members already got their prizes and I’ll finish sending all the prizes during the day.
We started to process AlterGold payments but they are still having problems, they say we need to verify our accounts but there’s no option to verify it yet, so the sending limit is only $500 per day. Please be patient until they are completely functional again and everything will work fine.
Since our first MegaContest was a complete success, we are going to launch a new contest tomorrow, the prizes will be even better than they were now and everyone will have a great chance of winning, I will give you more details about it tomorrow.
I’m very happy to say that MegaLido is growing on a constant rate, we are getting an average of 200 new members daily, which is an awesome rate for a almost 2 month program. We plan to double this rate during the month of October with special contests and advertising methods, the program is going to grow more than ever.
MegaLido is a very special project for me and I feel really good to notice it is a complete success. I appreciate all your help in order to turn MegaLido into the best autosurf ever. This week while I was browsing the forums, I saw some people comparing MegaLido to some of the biggest programs in the history and that was very nice to hear. We are going to be the biggest and the best program on the industry ever, with hard work from the both of us.
Also, I want to hire some people to work for MegaLido, you need to spend some hours per day on the Internet, if you think you can do it, please e-mail your motivation letters to admin@megalido.com and we will give you more details on the available positions.
Once again, I wish you all the best weekend and I hope you will all be as happy as I am with the program. In order to succeed, we need to set up goals for our lives, turning MegaLido into the best thing the autosurf industry has ever seen is my goal this time and I’ll do anything to achieve it, do the same with everything in your lives and no one will be able to stop you.”

The admin of the second best autosurf AggeroInvestment Roger (read my interview with him here) also sent out his weekly newsletter to the members. Hopefully it will provide interesting reading for non-members as well. AggeroInvestment is a very stable manual surf program with a stable and sustainable business system and fast and instant payouts. For more details you can read my review of AggeroInvestment here. And here’s the weekly newsletter from them:
“I hope you are all having a wonderful day. The weekend is almost upon us. Tomorrow, I will be spending time with my family and some close friends, just to catch up on what’s going on with each other. Hopefully, you have plans too.
The week went by great! First, the 10% bonus sweepstakes went by fast. There was supposed to be only 10 winners but we forgot to put the limit, so we had 14 winners. That’s ok, consider that an added bonus. Our program is strong and healthy. We will do that again on our second month anniversary.
Secondly, we have a few more members who a signed up and upgraded, some of them big amounts. Thank you! You made the right decision.
Third, there’s some great changes happening next week! We will try to be more competitive with the other big programs currently running right now. But remember that our program was built with longevity in mind so therefore, we cannot match them rate for rate. But at least we will try to offer a better rate than what we have right now. We will test it for about a month (or two rounds) and see how our funds hold up then.
Fourth, I want to remind everybody again that when you add money to your cash balance, that is NOT an investment yet. You still have to purchase adpacks by selecting ‘Make an Investment’ on your member’s menu. That investment is the one earning rebates daily.
Well, besides those, there’s nothing more I have to say. Just continue what you are doing and you will see the fruits of your labor. Our program continues to flourish day by day.”

Another great performer among autosurfs is 12DailyForever which is a 12% for 12 days program with payouts available daily (but only 4 payouts per week are allowed). A 5% withdrawal fee is also applied. It’s doing quite well and I always receive my payments from this program fast after requesting. Today the winners of the first weekly referral contest were announced by the admin Richard (read my interview with him here) and I appeared to be their #1 promoter. Well, I’m always glad to promote such good programs like 12DailyForever which will surely be a good choice for you if you try to diversify your investment portfolio between different autosurfs to minimize the risks involved.

Finally, some very good news came today from the admin of SafeAtom program that now allows to withdraw your balance in e-gold to LibertyReserve due to very serious issues with e-gold payment system. By the way, I strongly discourage you from keeping big amounts in e-gold and if you can you should catch this offer from SafeAtom so you would not have to exchange the money on your own. Here’s what the admin of SafeAtom wrote about this on the site:
“Now e-gold payment system closes accounts in spite of all required documents. That is why a lot of our investors couldn’t withdraw money using e-gold payment system. We made a decision to allow of withdrawal of e-gold deposits via LibertyReserve payment system. In this case it’s possible to change currencies at the rate 4 e-gold to 1 LR. At that moment all payments via e-gold are suspended. We apologize to all our investors. The withdrawal of means via e-gold will be available as soon as we can solve all problems concerning e-gold payment system.”
I would like to emphasize that SafeAtom is one of very few programs that is online for more than 6 months already and still paying. Moreover, it’s paying quite a decent interest the on your investment of 2% for 150 days so you have the opportunity to get 400% after just 5 months. If you wish to compound the revenue could be even more and the rules of compounding in SafeAtom program can be read on my blog here. The review of SafeAtom is available here.

For the last two days I was paid from different programs including MutualForexFund, TradersInvestments, MegaLido, 12DailyForever, QuantumInv, FxSlaughter, HermisCapital, Olympex-Group, TopProfitWorld, Tradelite, AggeroInvestment, MaxShare, SafeAtom and ResidualForexIncome. I will see you on my blog tomorrow with more news and updates. Stay tuned and remember that you’re always on the money with Money-News!