BEWARE! THIS PROGRAM STOPPED PAYING! PLEASE DON’T INVEST!

Today I would like to review another seemingly great online opportunity and it’s definitely something different from what we are used to. I’m talking about ANOI – American Network of Online Investment. This is a very interesting program and though the minimum to invest is quite high at $100, ANOI is definitely worth to look at closely.

Let’s start with the investment plans ANOI offers. They can be described as various term plans and you can really find a suitable plan just for you. The daily interest for every plan (credited every business day) depends on the plan chosen and the amount deposited. The minimum amount to deposit is $100, which is also the minimum amount to make in any additional deposits. The interest will be credited to your ANOI account every business day (Mon-Fri) and you should make a withdrawal to receive your profit. The deposits to your ANOI account can be done via LibertyReserve and PerfectMoney (AlterGold was previously accepted but discontinued due to it’s closure). The principal can be withdrawn after your lock-in period is over with 5% fee. So all the plans can be divided into four categories if we consider the lock-in period:

1) One day lock-in period. You will receive from 0.8% to 2.2% daily from this plan and your principal can be withdrawn after one day. I don’t see the reason to participate in this plan as if you decide to release your principal after just a single day you will have to pay the 5% withdrawal fee and your will actually be at a loss. Anyway, you can reinvest into another plan after this plan expires as it’s merely for testing purposes.

2) 45 days lock-in period. You will be paid 1.2%-3% every business day (depending on your principal amount) and you can withdraw your principal after 45 calendar days. In my opinion, this plan is for those who don’t want to risk much but are still interested in depositing in medium term to receive 35% or more profit on your investment.

3) 120 days lock-in period. For this plan you will be paid 1.6%-3.8% every business day but your principal will not be allowed to be withdrawn before 4 months. So from this plan you can be in profit after 63 business days (approximately in 88 days).

4) 240 days lock-in period. This is the most profitable plan as it offers 2.2%-4.5% paid every business days during 240 calendar days. I like this plan most so I deposited here. With my deposited amount of $120 I expect to be in profit in 46 business days (approximately 64 calendar days).

So what makes me think that ANOI will be around for this time and we can make a good profit from this program?

First, let’s remember the quite high minimum for an HYI program ($100) and second, don’t forget that ANOI is a low-ROI program so it won’t be able to become popular within just a matter of days. Such programs are usually run for months before they are noticed by big investors which are their main aim.

ANOI domain is registered for three years and the program originally was hosted by BlockDos. I don’t know what made them change their hosting provider but they are now with GoldPoll hosting services. I hope the DDoS-protection of the program is good and nothing can interfere with their stable performance in the long run.

The script of ANOI program is original (at least I’ve never seen such script before). It’s quite easy-to-understand though. I have been using it for several days already and can say that it’s quite simple and comprehensive at the same time. I’ll try to question the admin regarding the script in my upcoming interview which hopefully will be published here soon.

Speaking of the other features on ANOI, I was quite excited from the beginning when I saw the possibility of changing the language of the website to German, Russian or Chinese as it usually indicates the quality of the program. But alas, they simply used an online translator so the page translated to my native Russian was complete nonsense.

Another thing – their phone numbers listed on ANOI website. I tried to make a call to their London office during business hours today but only received a polite voice machine answer that informed me that the staff were not available to help me at that time. The Kansas phone number in the US also turned out to be an answer machine. I’ll try to find out more about the company in the near future and will post on my blog if I manage to get through and talk to them over the phone.

It’s kinda strange to me that the program ANOI operates under the name of the famous ANOIX company which seems a real investment opportunity listed on Google, MSN and Yahoo financial sites. The admin of ANOI company gave me the following explanation:
“The Name of our company is ANOI, but we are listed all over the place under ANOIX which X stands for Exchange under the umbrella American Century New Oppor II Inv (American Century New Opportunity to Invest) with Fund Inception Date of 06/01/2001.”

They stated that the company ANOI was founded in 1993 by Scott Burns and a famous financial expert Jim Jubak the info about which can easily be find on the Internet. MSN for example describes him this way: “Jim Jubak is a senior markets editor for MSN Money. Previously, he served as senior financial editor at Worth magazine and as editor of Venture magazine. Jubak was a Bagehot Business Journalism Fellow at Columbia University and has written “The Worth Guide to Electronic Investing” and “In the Image of the Brain: Breaking the Barrier Between the Human Mind and Intelligent Machines.” Unfortunately I couldn’t find how to contact him and ask about his connection with ANOI but I will definitely do it in the near future. There is also certificate of incorporation presented on ANOI website but I can’t confirm its authenticity.

As you can see the authenticity of ANOI (ANOIX) leaves us many questions to ask but the program itself (if we consider ANOI just like another HYIP) seems to be almost flawless. I think ANOI can become a very big program in the future and that’s why I can recommend it to you despite quite a high minimum to invest.

Other news for today.

My sincere congratulations go to the admin of AggeroInvestment program Roger (read my interview with him here) as today his program is celebrating 2 months online. I really believe he will be able to make it three, four and many more months ahead and wish him the best of success. Here’s the latest newsletter-reminder issued by Roger today:
“This email is sent just to remind everybody, especially the new members, of what’s going on with our program right now.
1) It is our 2nd MONTH ANNIVERSARY today, Oct. 27th! Happy anniversary to all! We are growing more and more each day! Thank you for all your support.
2) Two contests are running right now: the ‘10% SITE BONUS’ and the ‘BEST OF THE BEST!’ contest. You can find details on our own forum and public forums. Speaking of our own forum, I invite everybody to use it already. I frequent that place also so you can leave me messages there.
3) To all new members, I would suggest you read the last newsletter I sent out. It contains a lot of important info that you might want to know, so you can prepare for your future here on AggeroInvestment.
4) To all new members, and some old members too, please read our F.A.Q. and many of your questions will be answered there. I still receive many tickets asking how everything works on our program, when the answers can be found there most of the time. One of our good member volunteered to help out also if you have any questions with our program, you can email him“.

Many programs reported about their compensation plans for AlterGold members (the site is still offline). The best solution was offered by the admin of AggeroInvestment Roger. He promised to compensate every member that deposited to his program via AlterGold to another e-currency. And the best thing about the compensation plan is that the amount can be either withdrawn to the payment processor of your choice or redeposited back into AggeroInvestment program. I think it’s a great decision which will surely add more investors to his program:
“This short update concerns members with active AlterGold adpacks only. If you do not have an AlterGold upgrade then you do not need to read further.
I have good news and bad news. For the bad news, as you may already know, AlterGold might not come back online anymore. We have funds stuck with them and as such, we will consider it as a loss already. We know that some of you have funds with them also, so I am sorry for your loss.
And for the good news, you are going to get your AlterGold ‘upgrade amount’ to another payment processor, so you won’t lose on our program. BUT, it will be moved to your cash balance and thus all surfing credits previously made are null and voided. You can either repurchase adpacks and re-start again or withdraw it already to your payment processor. In case you do not have any other payment processor besides AlterGold, then you have to sign-up on another one as I cannot pay you via AlterGold anymore.”

MaxShare autosurf (read my review here) is also going to compensate those members who deposited via AlterGold to AlertPay accounts. So if you deposited into MaxShare via AlterGold and don’t have an AlertPay account in your profile you are advised to add it and you will be paid all your AlterGold payments to AlertPay. This is the update from the admin of MaxShare regarding this compensation plan:
“Please update AlertPay account asap if you have purchased adpacks with AlterGold. All AG requests will be processed to AlertPay from now on as we feel those who used AlterGold to invest shouldn’t be penalized.”
I remind you that MaxShare is an autosurf offering 3% for 40 days of surfing and is paying me stably from July 2008. The admin is really an experienced one and he utilizes the model of gradually increasing the amount of adpacks allowed. From today the maximum amount allowed to invest in MaxShare is $235 and it increases by $10 weekly.

SafeAtom unfortunately will not be able to compensate to AlterGold and e-Bullion members because of the losses it suffered after the demise of those two payment processors. I hope it will not affect the performance of the program which was one of the best and long-term programs (read my review here). It has been paying me daily from March 2008 and I hope SafeAtom will be able to continue this way for a long time. Anyway, here is the compensation plan from them:
“AlterGold is gone. We lost vast sums of money. Earlier we had been tricked by E-Bullion payment system. When we found that E-Bullion is dead, owners of SafeAtom Company have been negotiating for 2 days about investments made by our investors via EB. SafeAtom has incurred losses but gave the opportunity to the investors with EB accounts to withdraw means via AlterGold. But now AlterGold is dead. The company has lost hundreds thousands dollars and we cannot completely overcome difficulties caused by this accident. All investors that made investments via E-Bullion or AlterGold will be given an opportunity to withdraw means using LibertyReserve at a ratio of four to one (4AG USD to 1LR USD).”

I received my first payout on expiration from SurfExchange (read my review here) today and I hope to reupgrade tomorrow as I have already surfed for today. The number of registered members there broke the 1000 mark today and I would like to congratulate the admin Joe on that great achievement. I hope the program will continue to grow and I will be glad if the cahsouts will be paid as fast as they are now. Here’s the latest update from the admin of SurfExchange:
“This is just to inform you that all pending cashout has been fulfilled. Contest is just around the corner as we are almost there. Make sure you post your vote and sing the SurfExchange success song. Welcome to a very promising week ahead.”

You might have noticed that the payouts from MegaLido are taking more time than usual now. But since they are still within the 48 hours time frame I think there is nothing to worry about. Consider that MegaLido is growing with enormous speed and already numbers over 14,000 members. Can you imagine the amount of work the admin should do daily? I really hope he has some help from his supporters with other things because as you know Michael handles all the payouts himself. As you may be aware the exchange service is currently unavailable and I guess there are many exchange requests to be fulfilled yet. So far MegaLido has been running smoothly and let’s hope it will continue for a long time. MegaRace winners were announced today and you can check your accounts if you’re among the winners of that contest. Soon another weekly newsletter will be sent out for MegaLido members where Michael promised to tell us about the solutions offered to members who upgraded in MegaLido via AlterGold. Stay tuned for that newsletter, guys!

GrandEarners experienced some difficulties today. I managed to get into my account just recently as the site was loading extremely slow today and I couldn’t get into for a long time. I already reported this problem to the admin and hopefully he will take some measures soon. So far I would recommend not to make any additional deposits into GrandEarners while this problem persists.

I joined another program today called NoRiskInvestment. It’s looking good and offering two plans that can be deposited in via LibertyReserve or PerfectMoney. The plans offer 1.8%-2.7% during 50 business days and 2.2%-3.1% during 100 business days. The thing is that you will be paid directly to your e-currency account and you don’t have to request a withdrawal. This is a very unique feature of NoRiskInvestment that combines low-ROI HYIP with direct payouts. From other distinctive features I would like to emphasize are probable UK registration of the program and good DDoS-protection from DdoSWIZ. I will review NoRiskInvestment very soon on my blog, so stay tuned for that one everybody!

Today I received my payouts from MegaLido, AggeroInvestment, SilverInvest, ANOI, VolcanoInvest, FastProfitSurf, BlueBorgartFunds, SurfExchange, PanaMoney, SafeAtom amd MaxShare. See you here again tomorrow, guys!