Today I’d like to review a program that is sure to become extremely popular in a matter of months. The program is called PanaMoney and I joined it a week ago but have been collecting some info about it all the time before publishing the review. So today I’m going to describe all pros and cons of joining PanaMoney because I know that many readers are eager to find another stable and safe program for investing. So in my opinion PanaMoney could become such a program in the long run. So let’s analyze its main features and consider why PanaMoney is going to be big.

First let’s have a closer look at the investment plans PanaMoney offers to online investors.

PanaMoney‘s minimum required deposit in their first plan is $30 which can be made via LibertyReserve, V-Money or Bank Wires (only allowed for amounts of $5,000 and more). AlterGold is currently discontinued from their service and maybe it will be returned after this e-currency is more stable. We can divide all the plans into three categories depending on the duration of your investment term: 16 trading days (Trial plan), 100 trading days (Beginner plan) and 180 trading days (all other plans).

1) The minimum to invest in Trial plan is $30 and the maximum is $49 so its main purpose is testing the system. One will be paid 0.5% every trading day so the investor is supposed to be in 108% profit after 16 trading days and, being satisfied with the system, invest in another plan.

2) For the investor that has an amount to deposit of $50 to $99 the investment term will be 100 trading days after which they are allowed to get their principal back. They will be paid 1% daily so by the end of the term they will be paid 200% (100% + principal back).

3) Finally, all other plans are for investors with $100 or more to deposit. The investment term for these investors is 180 trading days after which they will get their principal back. The daily interest is varied from 1.3% to 2.8% daily depending on the amount invested. So you will be in profit in 36-77 days starting from the day of your original investment having been made.

So here is the question arises: will PanaMoney be with us for enough time to provide us the profits for a long time or will it be gone with the wind after just a couple of months? Well, for me the answer is obvious and I’m almost 100% sure that PanaMoney will stay online for a long time and here’s why.

First, we should take a look at the layout of the PanaMoney website and the script it utilizes. Both are of just superior quality and with the naked eye you can see how much effort has been put into creating all this. The script is completely customized, with even SRK keyboard installed when you try to login to your account to prevent keylogger programs from obtaining your password. The increased security of your account is strengthened by the SSL-certificate installed to protect your transactions and your privacy.

PanaMoney site is hosted on a dedicated BlockDos server and equipped top-notch security against hackers and anti-DDoS protection. The choice of the provider is definitely good and will provide the site with a stable and safe work environment for a long time help avoid any possible downtime. By the way, have you noticed that the domain for PanaMoney site is registered till the year 2018? Moreover, I noticed that all other associated extensions for this name were bought and some of them even for 10 years! Isn’t it impressive? It’s more evidence that PanaMoney is aimed for the long haul. But is it a real company and what is PanaMoney‘s sources of income?

First what I saw by visiting PanaMoney website was the assurance of $250,000 provided by Comodo certificate that PanaMoney is an authentic company and PanaMoney Technologies, Inc. is really located on this address: “50th Street, Global Plaza Tower, 19th Floor, Suite H Panama City, Panama“. There is also a contact phone number listed on their homepage but when I tried to call (not-office hours) this gentle woman’s voice told me that the company representative can’t answer me at the present time and asked to go to their website and fill in the contact form. The message was also repeated in Spanish after that. As far as I know they plan to install 24/7 support in the near future but as you can see their phone number is real and more details can be found through their support form and even online chat is available for your convenience on the PanaMoney website. Documents of incorporation are also available for download from PanaMoney website (“Contact Us” page).

From their documents I could see that PanaMoney is a registered company since April, 25, 2008 (issued and signed in the province of Panama by May, 14, 2008). So the registration took place straight after the domain name was registered on April, 23, 2008 which is quite logical and I found no discrepancies in this. The original capital of PanaMoney company was registered and confirmed by the documents of $10,000 USD and the President of the company is assigned Fernando Enrique Montero de Gracia.

I see that PanaMoney is involved in Forex trading and this is their main source of income. They offer their clients to take advantage of their skills in managing Forex accounts by their experienced Forex traders. Moreover, unlike other companies not only does PanaMoney alow their clients the trading history for the previous days but also it provides the real-time Forex trading sessions online which you can observe after logging into your account. I’m not a Forex trader so I can’t judge how skillful they are but you can see it for yourself after registering your account with PanaMoney. More details of their trading activity is available on the website and in their FAQ section which by the way is very detailed and comprehensive. So there is no real reason for me to repeat them on my blog (just pay special attention to the FAQ page if you decide to invest via Bank Transfer – there are special rules that apply to such deposits). I’d better ask the admin about everything in my upcoming interview which hopefully will be published on my blog very soon.

To finish my review of PanaMoney I would like to say that this company has every chance to become a well-known and established program popular among online investors. You might have seen PanaMoney banners everywhere and know that the program certainly doesn’t spare much money on advertising. It proves that they have an outstanding advertising budget and big plans for the future and you may know by now that it will take some time to be noticed among many scam HYIPs. But I’m sure that PanaMoney will be able to achieve some well-deserved recognition in the HYIP world by proving to be a real trading company showing all necessary registration documents and real Forex-trading stats, providing fast and dedicated support, using top-notch protection and enhanced site security features, completely customized script and decent advertising budget. All points to PanaMoney becoming the next big hit among HYIPs and I hope it will last for a long time and bring the investors some well-deserved profits.

Other news for today.

Of course, the main news from the autosurfing industry that many of us so eagerly anticipated are the results of the mega-contest in MegaLido which were announced last night. And guess what? It appears I won an iPhone (#6 place)! I’m so excited about that and Michael already contacted me and said that my iPhone would be sent to me soon from an eBay seller. But wait, there’s just some exciting news about MegaLido has been announced that a video is available to all potential members where you can find out in detail how to upgrade your account in MegaLido. Yes, somebody put it all on video and showed you all the steps how to upgrade. So if you’re still hesitant to upgrade or simply don’t know how to do it please go to MegaLido site and watch this simple but amazing video. By the way, if you didn’t win don’t despair because you’re still in with a chance of a cut from an additional $1500 prize if you’re among 35 additional winners. You should just contact Michael and tell him why you deserve the prize to be paid to you. But this is not the end because another fantastic contest from MegaLido will start in a few days. So don’t miss it and keep promoting MegaLido to your friends because not only will you be rewarded with the healthy growth of MegaLido program but you will also be able to get some more referral commissions which are now paid on two levels (6% for the first level referrals and 4% for the second level ones). All the details can be read in the newsletter that was sent to the members of MegaLido by the admin Michael last night. Here it is:
“I have very good news to tell everyone today. The first one is that there are some members producing video tutorials for MegaLido‘s new users, you can find a link to them at the right top of our website, the tutorials will help new members a lot, I want to give a special thank you to the MagicWealthBuilder team who is providing them. As most of you know, our MegaContest ended today and I decided to give away more prizes than what was promised. The 15 winners will get their prizes and another 35 winners will split an extra $1500 prize. We will have a second MegaContest in a few days and the prizes will be even better, you do not want to miss that! The winners list can be found here.  Go there and check the winners list, if you’re one of them, follow the instructions to get your prize, it will be sent as soon as possible! I want to say a big thank you to everyone that joined our contest, congratulations for those who won prizes and for every one who worked hard to get a prize. You are really helping MegaLido to be the best autosurf on the industry ever. If you won a prize or not, you helped the program and that’s what matters. MegaLido will now offer referral commissions on two levels, the first one is still 6% and the second level will give you a 4% commission. The concept is simple, you will get a 6% commission from your referral’s upgrades and if your referrals refer someone, you will get 4% from each of their upgrades. If you have active referrals, it means you will start to make more money from now on. The second level commissions will start to be paid from now on, you’ll not get paid for upgrades made in the past. Our money exchanging system is working very fine, I process all the exchanges once a day, so that I have time to pay you and take care of everything else that is necessary. Lots of members have already exchanged cash with us and we are going to maintain this service for you! I am putting big efforts in order to promote MegaLido and I know that we much stronger when we are together. It feels really great to be with all of you, and I hope you’re all enjoying it too. I am working really hard on MegaLido and I’m really happy to see that some members are doing the same, do whatever you can to help MegaLido to grown even more, you’ll only benefit from that. Life is made of both good and bad surprises, getting to know you and have business with you was an awesome one and I look forward to make this relationship last. If everything keeps growing at this level, we will be partners for a very long time and that makes me really happy. I want you to understand that MegaLido is not just another autosurf program, this is a serious project managed by real people who are looking for a long term business relationship and we are on our ways to achieve it. I wish you all another great weekend, remember to always do whatever you need to find your joy of living and don’t ever give up.”
By the way, if you need a good strategy for participating in MegaLido you may have a look at mine which I published here. And for more details on MegaLido please read my review of the program here.

Another program with a similar concept to MegaLido is 12DailyForever it is growing in popularity very fast and now boasts more than 600 members after only 3 weeks online. The admin of 12DailyForever Richard (read my interview with him here) yesterday addressed all the investors of 12DailyForever and asked them to vote for the program after they have been paid:
“We have completed all pending payouts and the site is rocking good for both membership and upgrades. We are going to take over the autosurf industry like a storm and I need all members to contribute to this success. I have checked our site on forums and I noticed that most of our members are not voting. We have made over 1000 transactions and payments to members and the votes on forums are low. Please take 2 minutes of your time and place a vote for this site. Thanks for your vote. Later today, I will be adding Yahoo messenger ID to the homepage so you can contact your admin instantly if you have any urgent question. YM ID: richardlunor_12dailyforever Thanks, I am glad that you are part of this great paying program 12DailyForever.”

One of the most promising high-yield programs that is paying on expiry and has been online for more than 3 weeks and is paying stably is QuantumInv (more details can be read in my review here). I was just wondering how such programs like BlosFinance stopped paying in such a short period of time while such programs like QuantumInv are silently rocking. Maybe the secret of success is really in the admin’s personality. I believe the admin of QuantumInv Alicia has the right approach to managing her program properly and you can make sure that she’s a great admin by reading my interview with Alicia that will be published on my blog tomorrow. Today I have some positive news to report from Alicia and her program QuantumInv regarding enhanced customer support service and addition of two backup domains in case a DDoS-attack occurs on the main site:
“As promised we have added 2 additional domain extention to improving the quality of our website for your convenience and satisfaction with our consistent stability. We also has added Support ticket on our website – We believe, this significant new step will improve customer service in order to answer all our customer questions and to make our communication the most convenient form. In the future we are going to work on with the purpose of giving the best service possible to our investors and partners.”

The admin of another well-known program TradersInvestments (the interview with him can be read here) announced that the second plan, 135% after 10 days, is no longer available due to lack of interest in it. So now only the 20% for 6 days plan is available to investors:
“I’ve done my best to make you use the second plan as well but it seems that you’re not interested in it. That’s why I’ve decided to drop the second plan and to extend the maximum investment for the first plan that you seem to like so much. I hope this will please you. Thank you for your support and suggestions.”

PanaMoney, whose review you just read, sent me a monthly report which surprised me as I only used to receive such reports by email from my bank. It’s definitely clear to me that that in this way PanaMoney is attempting to look more solid and it’s like a psychological aspect that will hopefully help them to gain more trust and confidence from their investors. Anyway, as I said earlier the interview with the admin of PanaMoney you will be available to read on my blog next week. So far PanaMoney pays me daily and all the payments are processed in a fast and efficient manner.

I can say the same about Richard-Falk program as I received another payout from my 6 Day plan today. Well, it was actually some kind of error in my PerfectMoney memo field which made the system mistakenly see my deposit as being deposited in the 14 Day plan. So I didn’t receive my payout yesterday as planned. So I contacted Richard today and just within an hour after request Richard sent me the missing payment together with his apologies. If you have the same problem don’t hesitate to contact Richard and I’m sure he will fix the issue for you. The admin of Richard-Falk program has already answered some questions for an interview which will be published on my blog on Sunday. So stay tuned for that, guys!

Good news came today for AlterGold users! It seems that this payment processor is back online and you can access your accounts now. You can deposit and withdraw your profits from HYIPs and autosurfs now and I was already paid by MegaLido for my expired upgrade today. Unfortunately, SCI and API interfaces don’t work properly yet and that will prevent the admin from handling automatic payouts. I have two deposits made via AlterGold in FinoFex and StableFinance programs and I hope they will soon pay all my pending withdrawals to AlterGold. I already received a reply from FinoFex admin regarding my pendings: “Sorry about this but we have to wait for AG to be fully operational. As soon as they are back, you will be paid your earning without further delay. Thanks for your patience.” Since I can’t monitor FinoFex properly I’m temporarily moving it to “Waiting” status on my monitoring page. But you should remember that I did it not because the program is not paying but because I’m waiting until the AlterGold payment processor is fully operational. StableFinance program also warned their investors about possible delays with payouts via AlterGold: “We are writing to inform you that following the downtime with AlterGold, we are temporarily putting AlterGold on hold and have added to our list of payment Processors. Please if you have any pending withdrawal through AlterGold, we advise you to please be patient till this weekend if their system is not back online we will refund all the pending withdrawals to your accounts and you can cashout via other processors but we will add a 0.5% to any account requesting exchange if you did not upgrade with any of these Payment processors.” So I hope that by the beginning of next week AlterGold will be fully back on track. I will keep you informed about the situation with AG.

StrictPay which is one of the best new payment processors now came out last night with another newsletter where the admin prolonged the promotion to all the members of StrictPay and prepared some pleasant surprises as well: “As a reward for your patience during our downtime from DDoS attacks, we have decided to extend our two September promotions. We have seen many new members take advantage of the reduced price for the StrictPay Visa debit card, but we feel like some of you may not have been able to take advantage of the reduced price offer due to the site being down for some days. We feel it would be advantageous for our entire member base if we extended the two offers until the end of October, so everyone can take advantage of both offers for a full month (plus a little extra time as well). Feel free to take advantage of the following extended offers until 11:59 CST on October 31st, 2008:
1. The purchase price of our StrictPay Visa debit card is usually $27.95, but will now only cost only $19.95 for the remainder of this promotion.
2. Our LibertyReserve fee is currently 5.9%, but until the end of this promotion the fee will be reduced to only 2.5%.
We appreciate you all being patient during our down time, and we thank you for choosing StrictPay on your online payment solution.”

Apart from BlosFinance which is NOT paying and therefore received the respective scam status on my monitoring I received many payments from different programs today including: MutualForexFund, Richard-Falk, ResidualForexIncome, QuantumInv, SafeAtom, MaxShare, MegaLido, PanaMoney, 12DailyForever, TradersInvestments, TopProfitWorld and HermisCapital. See you all tomorrow with another interview!