Hi, guys! As you’ve probably noticed by now there is no review today. There’ll be none tomorrow either because instead I have a couple of revealing interviews with program admins, one of which was published a little earlier. I hope you have already read the one with the admin of AtlantisMutual (if not read it here). To tell you the truth, I was quite disappointed by their answers which didn’t really explain to us why a supposedly real company with headquarters in London only accepts LR and PM. I doubt very much that real businesses have anything to do with such anonymous e-currencies. The second thing I was interested to know was about the telephone number listed on their website but is never gets answered. Again, no reply was made to this very reasonable question. So I guess I will take the admin’s advice of never investing in a program you know nothing about. Following their suggestion on complete transparency I will now be on a mission to verify their location and phone number in London. I consider it as my obligation to the readers especially given the fact that I’m actually living in London. Of course the report will be backed up by some photos of the location attached. I will try to arrange the meeting with the admin of AtlantisMutual first and we’ll see what happens after that. If you’re interested in getting this report published on my blog please contact me at abramsonp@gmail.com with your approval. I decided to listen to what my readers say more so if there is interest in such extended verification topics it will be done, if not – I won’t. So I’m looking forward to hear your opinion regarding this report.

So tomorrow you will in for a treat from Karin, the admin of XrateInvest – the program that allegedly earns money from the adult entertainment industry. Everybody knows that the porn industry is the leading online business but so far I can’t recollect any HYIP that claimed to be earning money in this way. But is it a real investment or just another cover story like all the ForEx sites to attract more investors? I hope you will be able to answer this question tomorrow after reading my interview so stay tuned for that, guys!

Moving on with the news now I would like to start with the important updates from FlipReturn (reviewed here). You might remember the admin of the program Gertruida (interviewed here) stirred up a real storm in a teacup by making some unfounded allegations about the longevity of GoldNuggetInvest but then neglected to provide us with any real evidence on what her assumption was based. Well, I think she got what she looking for – attention for FlipReturn. I noticed a rapid growth in my downline after this controversial interview with Gertruida. Well, that was a great marketing trick in my opinion so kudos to her for being so smart. Actually, I think that she must have run another program before. As you might know I hate unsubstantiated stories but… if Gertruida is allowed to speak her mind in an interview and call it freedom of expression then why shouldn’t I be allowed the same? Even if it’s also not backed-up with real facts (or if I can’t reveal my sources). I think that since MNO is my blog it should be personal and subjective and you shouldn’t take everything you read online as the gospel truth. As I said I’m no expert and you should study programs for yourself before making any decision to invest.

But despite not being an expert I can still put two plus two and get four. So FlipReturn is being run by the same people that were behind SilverLodge. I had my suspicions for a while but with the introduction of their new plan I’m quite sure of it. Here is the latest newsletter from FlipReturn by the way with this announcement:
“As I already announced on twitter (please follow me there to have the latest up to date news http://twitter.com/flipreturn) I will change the weekly Superflip to a higher minimum investment, since I listen to my members (as I see us as a Team), the new minimum is now US$ 250 to join the Superflip, the daily plan has still a minimum on US$ 5 so nothing will be changed on this investment opportunity.
But I also got some successions what I could do better or what should be added to our site. One of the most requested features was an bi-weekly investment opportunity.
So there are two definitions of bi-weekly it could be two times a week or every two weeks. We will go for a every two week version.
I am a great admire of Billy Joel’s “Piano Man” and I am sure we are all in the mood for a melody. So we call this plan the melody plan and it will give you a little higher return than the Superflip, I offer here between 25% and 35% every 14 days. The amounts to join in this melody plan is US$ 750 and as usually I accept LibertyReserve, PerfectMoney, SolidTrustPay, StrictPay, AlertPay and Bank Transfers for this opportunity. The plan will be running for 8 payments, so a total of 16 weeks. As in the Superflip principal will not be returned, in this plan.”

Well, you may say that it’s not true of course but I noticed too many similarities between SilverLodge and FlipReturn. For your information, the admin of FlipReturn is running a different program as well (under a different name of course). I would not name this program myself because I won’t give them free advertising but I can suggest you take a look for this info over on TalkGold amongst other forums. It seems that one fine day the investors of that other program were surprised to be paid from FlipReturn‘s account. This was an accident of course (the admin must been very mad at himself for that one afterwards!). But it happened and the info is out there in the public domain for all to see so there is no doubt about it. Of course, FlipReturn and that program might be just friends (and are already related as an HYIP program and HYIP monitor) but sharing an account paying the investors of another program from FlipReturn‘s LibertyReserve account is not how things are supposed to happen. But finally the truth comes out and it’s always good in the HYIP industry to know exactly whom you are dealing with.

I must say the new bi-weekly plan FlipReturn is offering to the investors now reminds me of the same one that SilverLodge introduced in the later stages of its existance. Again SilverLodge and FlipReturn both accepted LR, PM, STP, AP, SP and Bank Wires. They were both hosted on HushHosting and applied the same advertising strategy: were not very popular average programs from the beginning for a few months and then changed the design, added more new plans and started to advertise more aggressively. They both utilized Twitter as an advertising tool and used Neversay script to run their programs on. Finally, you may remember a big banner for FlipReturn that was purchased (or placed for free?) on SilverLodge just a few months before its unfortunate demise. A demise caused by the constant lying to their investors and me about their location, Debit cards (which they stole money for), silver shop and other things. I have more info that makes me think that FlipReturn and SilverLodge are/were being operated by the same people from one informant that will not be disclosed on my blog but it makes me 99% sure that these programs are from the same people.

Please note that the reason behind my revelations to you was not that I’m trying to destroy the good reputation of FlipReturn or so. On the contrary, I consider SilverLodge as one of the best programs of 2009 and it lasted for many months. So some fans of SilverLodge will be more eager to deposit into FlipReturn if they believe my theory. Others who were burnt by depositing into SilverLodge (or just robbed of the price of a debit card) may not be too excited. But I like FlipReturn as a program and it may have a bright future ahead. However, I just hate to conceal from MNO readers what I just discovered and I believe in the freedom of speech. So if the admin of FlipReturn had the guts to express some harsh opinions about other programs why can’t I do the same? Is it fair in your opinion? I think it is especially considering the fact that I have more evidence of what I’m trying to say to you than the admin of FlipReturn tried to say when she attempted to destroy the reputation of GNI by her reckless statements. In fact, I think this theory will attract even more investors into FlipReturn and I’m sure Gertruida will not be mad at me for saying so. You may or may not believe me, but I have formed an opinion on FlipReturn and from now on I will treat it accordingly. Not as a potential fast scam but as a real promising program that might continue for a long time. Experienced players and reasonable people will support my decision and agree with me that piggybacking on other programs’ success might be a much more profitable business than digging fictional silver mines, lol.

Ok, enough about FlipReturn and let’s look at other programs that could be very interesting as well. One of which is Verifield. You might know that the program has been monitored on my blog since March 2009. It has a perfect track record with all the payouts being done automatically and instantly to your LibertyReserve or PerfectMoney accounts. Verifield offers several investment plans: 103% in 3 days (with a fixed return), 108.4% in 7 days (with a fixed return), 139% in 30 days (with variable returns), 196%-208% in 60 days (with variable returns). The program also accepts Bank Wires which is a definite advantage over their competitors. Verifield currently occupies the #7 position in my Top programs listing having a confirmed working phone number and a virtual office in London which has been confirmed by my own research (published here). Almost the perfect program, isn’t it? So recently I got an email from one of my readers asking me why I hadn’t conducted an interview with the admin of Verifield yet. Well, I had a look in my archives and discovered that I had contacted the admin regarding an interview in April but then they wanted to upload some documents on their website confirming their legal status. So I decided to wait but eventually it just got forgotten about. So I thought to myself, well why not now and contacted them today. To my surprise I got a speedy reply that they were ready to answer my questions so I decided to send them later. So if you have some questions for the Verifield admin then submit them to me within the next 24 hours to my email abramsonp@gmail.com I will include the best questions to the interview.

By the way, Verifield (read the detailed review of the program here) is going to launch a new program in a few days. Some details of the program were revealed on today:
“IMDP Program. Few days until the launch.
Just letting you know regarding upcoming Investment Manager Development Program, a program that will have unlimited referral levels and constant flow of commissions into participating accounts.
Both businesses and individuals are welcome to participate. IMDP will be offering several status levels, depending on participant performance. Refer new IMDP participants or run a public presentation of Verifield services and increase your income rates and privileges in order to maintain bigger income.”

The admin of CoolReturn program (reviewed here) gave us some very interesting info to consider. Apparently some of the monitor’s are so lazy or incompetent that they couldn’t check the terms and conditions of the programs they monitor. Moreover, they think it appropriate to put a program to Not Paying status instead of contacting the admin for an explanation first. I myself reported several times already about such quasi-monitors like HYIP.com which both programs admins and investors should avoid at all costs for providing an absolutely shockingly bad level of information about the programs’ status. Paying programs get listed as Not Paying and scams and problem programs continue to be listed as having a good status for weeks. It all gets confusing and misleading for investors causing them to lose money in the end. I knew as well that GoldPoll was one of the best monitors around and I have the utmost respect for the owner for always taking care of the members. Money-News-Online also practice such a policy and my monitoring page is updated daily with the correct and up to date status of every program. I’m glad to say that such approach has been fruitful as my monitoring was appraised by many investors and the Alexa rating for my site is now almost equal to that of GoldPoll. I think investors should ignore such dangerous monitoring like the one mentioned in the latest newsletter by CoolReturn‘s admin by all means. On a side note, the payouts for the special plan that was advertised by CoolReturn site a week ago have started a bit earlier than was expected:
“Some busy admins/monitors who can not contact us for renewal of their deposits after 100 days are removed from our Rating page. If they do not have time to contact us for any (possible) problem then it is better to avoid them no matter who they are. These monitors are HYIPRanks.com MaxHYIP.com HYIP.com
Deposits of these monitors were expired after 100 days (as usual) and instead of contacting us (like GoldPoll and many others) for renewal of their deposit they changed CoolReturn status to Not Paying, Problem or Waiting that was totally wrong and unprofessional attitude.
We send this email to inform our members who might noticed why some monitor\’s status is not Paying. We are sure this update will satisfy them.
One most popular and trusted monitor is GoldPoll and you can see Paying status of this monitor at home page along with many other monitors.
ICC Championship Offer 2009 Payout
We have started paying to members who deposited in ICC offer. Although payout date was 15th October but we are paying before payout date. After reading this email do not send emails if you did not get paid yet as every one will get paid before or up to 15th October as per deal.
Thank you. Administration”.

The admin of MindPowerSurf finally answered my interview questions apologizing for the delay. As I have another interview to publish tomorrow and I’d say readers would rather not have two interviews in one day I will save it for Friday. I haven’t checked it yet but I will do it later and tell you my opinion tomorrow. Meanwhile, it seems that MindPowerSurf (reviewed here) is doing really well having a daily Alexa rating even higher that MNO yesterday – 24583. It just proves how popular the program is getting and here is what the admin had to say in his recent update:
“See alexa ranking for MindPowerSurf after 10 days: http://www.alexa.com/siteinfo/mindpowersurf.com This is due to your great support. Thank you. Mircea I admin MPS”.
I remind you that MindPowerSurf is an autosurfing program where for surfing 15 sites daily you will be paid 10% for 14 days (payouts on expiry) and 5% for 30 days (daily payouts). The payouts so far were quite fast and everything is being paid within 24 hours. So if you’re looking for a good autosurfing program then you could do worse than MindPowerSurf.

I just noticed that MoneyCare program (reviewed here) just added another payment processor for the investors’ needs. And though it’s not very popular C-Gold together with LibertyReserve, PerfectMoney and StrictPay it looks ok. I remind you that MoneyCare has two main investment plans: 2%-3% for 50 business days and 12%-18% for 10 weeks. There is no need to request the payouts in MoneyCare as they will be processed automatically daily to the same payment processor you’ve made your deposit with. And yes, your principal will be returned on expiry as well. Here is the latest from the MoneyCare website:
“We are happy to announce that we start accepting C-Gold as an alternative payment system for all of our clients.”

SolidTrustPay is still delaying the payouts to Debit cards. Five business days have now passed (a full week) since I requested my payout and still nothing. This is taking into account that the amount was quite small and that they promised to pay within 5 business day. Multiple excuses and the inability to fulfill their promises make me question their reliability as a payment processor. As I found out on STP’s official blog somebody even tried to imply that SolidTrustPay is somehow benefiting from holding the money of their clients and delaying the Debit card withdrawals. So here was the reply from the STP support:
“There is no benefit to us from any delays. They are a complete detriment, as clients become annoyed and impatient at any delay. We will always be transparent and openly admit to any issues and post them here on our Blog. Members have a right to be informed of both positive and negative updates.
We would like to point out that all other withdrawal methods – ACH, EFT, cheques, and bank wires are 100% on time. It is just the debit card loads that keep getting kicked off track. The majority of STPay members use ACH and EFT and are completely unaffected by the debit card delays.”

I guess the only way to get rid of the problems with STP debit cards is just to get rid of the debit card itself. I consider myself as very patient but such repeated delays from any payment processor will be very damaging to their reputation. I don’t know what the point of using a debit card is if you have to wait for weeks to see your own money. In addition to that, SolidTrustPay also had a couple of problems with their telephone support and so the next update said:
“Our call centre phone lines are being worked on throughout today. Bell Canada expects this to be completed by the close of business today.
You can contact STPay Support Staff via Ticket at www.stpsupport.com or by Live Chat by clicking the icon on the top right of our home page.
We appreciate your patience and look forward to phone service resuming as soon as possible.
For urgent assistance, you are welcome to call 705 731 0807 or 705 731 0908. These numbers will allow you to connect with the department of your choice. Please remember to add 1 for long distance calls.”

I hope that SolidTrustPay will keep their last promise about funding all the pending card delays (I myself have three now) by this Friday. Especially it looks necessary considering that it will be a holiday weekend in Canada where also another payment processor is based – AlertPay – which according to the results of my poll is the second most popular processor after LibertyReserve. So AlertPay has its own blog and it informed customers recently that next Monday would be a holiday so their offices would be closed. Please read the following update from AlertPay to find out more:
“Office Closed on Monday, October 12 for Canadian Holiday
Hello AlertPay members, Just a little reminder: Our offices will be closed on Monday, October 12, 2009 for the Canadian Thanksgiving holiday! We apologize for the inconvenience, but we will resume usual office hours the following day.
You will still have full access to your AlertPay account, but Customer Support will not be available. Furthermore, any bank transfers or wires initiated on Monday, October 12 will be delayed by one day as a result of the holiday.
We apologize for any inconveniences this has caused. Thank you for your understanding.
Happy Thanksgiving to all of our valued Canadian members — have a great Turkey day!”

I have added one more program to my listing today and it’s OneDailyPro. Though it’s paying only 1% for 30 days with the principal returned on expiry the program might be worth a look as it is running on X-HYIP script. As long-time readers might remember there were a couple of successful short-term programs in the past that were running on that same unique script. I was almost sure that all those programs had the same admin behind them. I can’t say this about OneDailyPro for sure though because the plan is really different and is quite moderate (can be sustainable in the long run). The second interesting thing I have noticed is the abundance of different payment processors accepted (which was not true for other programs on X-HYIP script that accepted only LR and PM). So OneDailyPro accepts LibertyReserve, PerfectMoney, AlertPay, SolidTrustPay, EcuMoney and StrictPay. There is still the BlackLotus dedicated server with SSL-secured encryption. Your investments are quite limited amounts between a $15 minimum and a $500 maximum, however you can have up to 10 active deposits at any one time. Well, everything is fine about that program except the plans that could be better than 1% per day. In my opinion, OneDailyPro might struggle against some already more established low-ROI programs. However, if it’s created for the long run then it might be a good pick to diversify your investment portfolio. I will review OneDailyPro on my blog in a couple of days. Stay tuned for that, guys!

To finish I just want to say I been paid by the following today: FlipReturn, PanaMoney, GainRoi, AxaCofinance, SeamlessProfitable, PTVPartner, NanoMoneyCorp, GoldNuggetInvest, WLInvestments, XagaEnterprise, GeniusFunds, AdsDailyPro, CSMFinance, IncoForex, Capitalex, WOIC, SensibleInvest, MindPowerSurf, FxCapitalInvestment, Infinitum, AimTrust, MoneyCare, CoolReturn, XomFund, BlackDiamondPortfolio, TheFifthContract, GlobalFund, CedexInvest and Metualis. That’s it for today. Sorry for the longer than usual post but I hope you found it interesting! See you on my blog tomorrow!