THE PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! I can hardly believe another week has passed us by. But I hope your all looking forward to a couple of days off. It seems like I can relax myself tonight as there doesn’t seem to be a whole lot of news to report on for you. There’s a bit of course but not quite as much as usual.

First though as a slight change of direction from the new programs I’ve been writing about here recently, tonight I want to look at a Surfing program. A manual surf to be precise, and it’s called AdsXtreme. Now I know that the population of surfing aficionados out there has been steadily dwindling throughout the year and it has to be said, not without good reason. In fact if I had seen this very same program exactly as it is now 12 months ago I would most likely have been very enthusiastic about it. Now however I’d be a bit more cautious despite the program itself being of reasonably good quality. Conditions have changed dramatically in the surfing industry and changed for the worse. And while that is no reflection on AdsXtreme, like it or not it’s still going to have a certain impact. But don’t think I’m trying to start this review on a negative note because I’m not. I can only assess the program (any program) as I see it in front of me and truth be told AdsXtreme looks pretty good. That’s one thing. Another thing entirely is do the investing public agree with me? And if they do, will they still prefer not to join anyway? Especially that a new surfing program opening so close to Christmas is bound to make some people wary.

We’ll save the analysis for later (hopefully the program will run as long as the debate that’s sure to surround it!) and just concentrate on the practical side of things for the moment. And the first thing you’ll want to hear about there is the plans. Well, they’re nothing out of the ordinary really and fairly typical of the surfing industry. Two plans are available, one that pays by the day and another that pays just once on expiry.

For the first plan AdsXtreme will pay you 12% interest per day for 10 days. To the admin’s credit by offering daily payouts here he has made the program more attractive, or at least appear like less of a risk, than it might otherwise do. Keeping in mind though that that is also a growing trend in surfing sites and has brought mixed results. As for the surfing side of things, first of all one single ad pack will cost you $6, and you can buy anything up to a thousand of them. Or $6,000 in value. After that you will be required to surf ten websites for ten seconds each. Remember that you’ll have to do this in manual mode so no wandering off to go make some coffee ok! You will need to click for the next ad yourself every time. You can then collect a daily payment of 12% interest, i.e $12 for every $100 you invest, which will add up to a total of 120% by the time the cycle is complete. That includes your principal so 20% will be your profit.

More lucrative, and consequently more of a risk, is the next plan that pays on expiry. It follows the popular “classic” surfing plan of 12% for 12 days. The prices remain the same so it’s still six bucks for an ad pack (i.e the minimum investment) and you can still buy anything up to $6,000 worth of them. And the surfing requirements remain unchanged as well with viewing ten sites for ten seconds each in manual mode being whats asked of you in return for getting paid. So at the end of the cycle, which is two days longer this time, you will receive one single payment of 144% of your initial spend. Your principal is already counted so your profit will be 44%.

The available payment options are pretty good with AlertPay, LibertyReserve, PerfectMoney, and StrictPay all being used. Keep in mind that you will not actually see your earnings from surfing until the following day, and once you have requested your payment you are then asked to allow AdsXtreme a further 24 hours to have it fully processed.

If the feedback I am seeing is anything to go by then a lot of experienced surfers seem to be giving a guarded welcome to AdsXtreme. I think this may be partially, if not mostly, down to the script which is from the always brilliant Gotenks. And it really is the one single stand out feature of the program. Many of you may recognize it instantly I’m sure, with PAC and AggeroInvestment being just two from among the many popular sites to have used it in the past. And it’s not difficult to see why as it really is outstanding. One of the many features is the multi-lingual interface which allows you to work on the website in any one of seven different languages. This is no internet translation tool either by the way, it’s built into the script. And I can vouch for the fact that it’s perfect. As a native Russian speaker myself I can tell you the the translation is flawless.

Other noteworthy facts about design and security include AdsXtreme being hosted on a dedicated Staminus server. They are hosted and protected from DDoS attacks by SecureServerTech. While they might not be the best known name to many of you, their track record is a good one and is supported by anyone who has used them. Every time you log in to your account the last IP address to access it will also be displayed. Unfortunately SSL encryption is not a feature here.

Customer support is available an online support ticket submission form. Another way to get in contact though is the addition of their own private member’s forum. I say it’s private but it can be viewed by anyone. You just have to be a member to contribute anything, raise any questions, etc.

But how to sum it all up? It’s quite simple really. In another time and another place I would have been very supportive of AdsXtreme. And the fact is that based on its own merits as an investment website it really isn’t bad at all. But there have been a multitude of other considerations that have come into play here over the last nine or ten months. Nothing that the AdsXtreme admin is accountable of course, but it is the industry trend and that will have a big effect here too.

And then of course there is the whole Christmas thing. Sorry to make a cliché out of it but investors are going to be very selective about where they put their money over the next couple of weeks, particularly when it comes to short term investment projects which include manual and autosurfs. Bitter experience has thought us that they are indeed totally correct to be cautious and to be selective. So yes, AdsXtreme has some good points, but is that enough? Will enough people to make it a success be bothered to join even if it is good? That my dear readers, and what you choose to do next with AdsXtreme, is entirely your decision. Just be careful ok? If you insist on getting involved, I’d personally go with the daily plan. And don’t go nuts with the checkbook either.

Other news for today.

Here is the warning for you, guys! I had to move OctProfit to Paying selectively status because of some confirmed complaints about non-payments. It was obvious to me that all the smaller investors are getting paid while a few bigger ones are having problems. I only found out about that today when somebody pointed that out to me in my ShoutBox. Actually I was quite concerned after I saw OctProfit on Problem status on a very respected monitor GoldPoll. The thing is GoldPoll offers its users a nice way to verify if a program is actually paying or not by providing them access to a member’s account. In this way the complaint can be actually verified and become a substantiated claim that will help investors to get their money back (in some cases). However, this event obviously preceded by an unprecedented shameful action from the admin of Hyip.com a couple of days ago in putting OctProfit from Not Monitored to Problem status simply because he wanted revenge on the admin of OctProfit for petty and personal reasons. Anyway, many investors got scared by this fake Problem Status on Hyip.com and it created panic. That in turn was followed by more and more payments being delayed because obviously by then the cashflow of OctProfit was affected. Well, if you have been reading my blog for a long time you should know that I never treat such short-term programs like OctProfit as real investments. They are games. You also know how easily these games can be destroyed just because of a simple rumor. Yes, all it can take is a rumor spread by one malicious and bitter little man. And all because of being challenged about taking money from the program and then not providing the monitoring service in return. After that it should simply be destroyed because the admin of Hyip.com took the money and took his revenge and that’s all that matters for him. He could have just removed OctProfit from his website and that would have been the end of the matter. Nobody would have been hurt.
But consider this. Who really suffers here? The admin of OctProfit? Ask yourself if the closure of his program is really going to hurt him? Of course it isn’t! He can launch a new one anytime. Next week, next month, next year, who knows? His profits are safely wrapped up in his own wallet, of that you can be sure. The fact that dozens of regular working people just trying to make a living in hard times will be at a loss because of some clown’s unprofessional attitude didn’t enter his head. Or if it did he didn’t seem too bothered. A particularly spineless action, even by his low standards.
And as for his attempts to somehow drag my name into any of this, well what can I say? I would much rather be insulted by this mollusk than praised by him! Quite clearly it means I’m doing something right. It’s surely only a matter of time before more and more program admins, long and short term alike, begin to wake up to this guy and stop advertising there. Unless of course they want to suffer the same fate and be subjected to his whims. As for the investors, well, you won’t find anything even resembling the truth coming from Hyip.com or its admin. A stacked agenda and a fragile, bloated ego, yes. The truth? No. Do yourself a favor and avoid this one. Unless of course you’re looking for bad advice.

Somebody asked me today why MNO put CorpoNano into Paying Selectively status while it actually is still paying to so many. Well, to tell you the truth I just can’t leave the program on Paying status when I see the confirmed bad votes and when the admin told me that everybody would be paid within the next 48 hours and then nothing happens. I know that this Paying Selectively status can be confusing for people who are already in the program and are still getting paid daily. But I simply can’t put it back to Paying for ethical reasons. New investors deserve to be warned, simple as that. Actually I’m very surprised that the majority of other monitors (including GoldPoll) simply left CorpoNano as Paying which obviously it isn’t. Saying that it’s Not Paying would not be totally true either as then what can we say about the people who actually did received their payouts? So I guess my Paying Selectively status reflects the objective reality. I know that it’s not suitable for everybody but it’s aa accurate reflection which will stay until the program either pays everybody or stops paying at all. You were warned though and you can make informed decisions as adults. Being in your place I would definitely not invest there myself at this point. I hope you understand my point of view and find it reasonable.

Let’s now get to more positive news. As promised by the admin of EcosystemFunds yesterday the payouts that were delayed due to some problems on their server have now made in full. So I’m glad to report that EcosystemFunds is in good health once more and continues to pay investors. Returns are of 1.3% for 30 days, 1.5% for 40 days and 1.8% for 50 days. You can read more about EcosystemFunds in my original review published here. And I just received another update from the admin informing us about the payouts:
“Hello dear investors, I’m e-mailing you today, to let you know that the payment session of 26th November 2009 has been completed. Please accept our apologies for the late related to a server maintenance.
The payment session of 27th November 2009 has also been completed few minutes ago.
Feel you free to contact us for more information. Have a great day.
Sincerelly, Steve. Eco Systems Direct limited”.

Have you noticed the new design and layout on the FinanceNova website? If not, you should really take a look. It’s much much better than what it used to be. I guess the admin kept his promise and updated the site. It’s looking much better now. The plans though stay the same so far and by investing via LibertyReserve or PerfectMoney you will get an opportunity to earn 2.15% for 365 days or 11% for 53 weeks. The program has been monitored by MNO for over three weeks already and pays me fast daily (remember that all the payouts in FinanceNova are credited to your account only on business days). You can refer to my review of FinanceNova published here to find out more.

The administration of AtlantisMutual program (interviewed here) added a very useful page to their website which is actually aimed at newbies but will be also useful for experienced investors wishing to know more about the whole process of depositing and withdrawing money instantly to LibertyReserve or PerfectMoney payment processors. I remind you that you have an option to deposit your money into four plans, all of which pay on expiry: 105% after 7 days, 120% after 21 days, 191% after 60 days or 391% after 120 days. More info on AtlantisMutual can be read in my detailed review published here. And this is some news from the program:
“Quick start guide
Dear new clients, this guide will help you go through the process of AtlantisMutual online account registration, managing account, making a deposit, withdrawing funds, requesting assistance etc. Get acquainted with one of the most sophisticated online investment platforms and start earning right now!”

The admin of RacksonFinance (reviewed here) Elizabeth reported some very good news about the growth in deposits for the program. She also mentioned my review of her program where you can get more information on the plans and also told that Bank Wires, as well as AlertPay and SolidTrustPay payment processors should be accepted from next Monday. Well, let’s hope this will really happen. Here is the latest from RacksonFinance:
“Hello dear customers, Like you maybe read in the newsletter we’ve sent 2 days ago, the famous money blog – Money-News-Online published The Review of RacksonFinance. You still can read it here.
Anyway, I have a few other news for you.
First of all, our backup fund grew up with more than $17,000 in ONLY 1 week. Is really amazing. And this means only SUCCESS. RacksonFinance is growing day by day. Our membership is over 200 member in 8 days.
Secondly, some of our customers did submit support tickets for us, to raise the maximum upgrade to $3,000. We will consider this option after we will be able to accept Bank Wires.
Anyway, I’ve talked with my financial manager, and Monday morning our bank account will be ready. SolidTrustPay and AlertPay should be ready Monday too.
Best regards, and have a great weekend.
Happy Thanksgiving (even if is a bit too late).
Elizabeth Rackson, CEO & Founder”.

While RacksonFinance is only looking forward to adding more payment processors, TradeZoom have already done so. They have significantly improved their options by adding AlertPay and StrictPay processors today. Plans offered by TradeZoom include 2% for 90 business days or 250% after 90 business days. You can read more of the program by referring to my review published here. I hope adding the new payment processors and design website improvements are not the last things on the admin’s mind and we will see more developments later on. Anyway, here is the updated devoting to the new payment processors accepted by TradeZoom now:
“We are proud to announce that TradeZoom has successfully realized another significant improvement and added the new paying systems AlertPay and StrictPay at your desire, and now all our clients will be able to make deposits and withdrawals in AlertPay or StrictPay as an alternative of PerfectMoney and LibertyReserve, We are always in search of proving the absolutely verifiable success of our investment trading work.
Yours faithfully, TradeZoom Inc.”

Maybe I’m reporting about this too late but TheKapital (reviewed here) announced that yesterday was not a trading day due to Thanksgiving in America. Therefore as you can imagine the profits were not credited to members’ accounts:
“Holidays in USA (Thanksgiving’s Day)
We would like to inform you that due to the holidays in USA (November 26th – Thanksgiving’s Day) our trading desk is closed for business. According to our terms of service the profit is paid on business days only. Weekly profit will be paid the next business day. We wish you a pleasant holiday.”

I missed yesterday’s news and trading results for the day from 4CountriesCapital (reviewed here) as well so here it is:
“Dear Members, Trader of the day me today! I was very successful with a hourly trade on the LSE with a profit of 3.98%. Jakob followed me and made 3.73%! What a day! We are back tomorrow on Friday, the last trading day this week! Payments for tomorrow (27/11) will be paid between 5:00 and 8:00pm (CET). So do not forget to request your profit or principal before. Because as you know we do not pay or trade on weekends!
Best Regards, Mrs. Jana Dagg. Founder Member and Managing Director”.

Probably being aware that Saturday and Sunday are always slow days for the HYIP industry the admin of OneInv program offered investors some weekend bonuses and promises that a new security feature will be added by Sunday. Knowing that the admin Carlos is a programmer I don’t think it will be too hard for him. Anyway, as you know OneInv is offering four investment plans with instant payments on expiry: 104% after 3 days, 110% after 5 days, 124% after 10 days, 150% after 15 days. You can read more on the program in my review (published here) or the interview with Carlos (published here). Here’s today’s newsletter for the members:
“Hello. I’m back, today and tomorrow I’ll be processing pending STP withdrawals, they are a lot.
But I’ve better news, for ThanksGiving day I’ll be giving a bonus to members that deposit on Plan 2, 3 or 4. Will be upto $100. This time bonus I’ll add manually because I’m programming from 0 all bonus system, and on Sunday will be PIN available.
Also tomorrow winners from referral contest will know.
As many people are asking I’m selling my script in $150. It includes instant withdrawals from SP, LR, PM, AP and supports mass payments from STP. Send me an email if you want to buy it.
OneInv admin”.

I think describing their investors as “numerous” was a slight exaggeration, however the admin of ZenithInvestment program (reviewed here) came out with this update for his members. Anyway, this was the first newsletter which unfortunately didn’t contain any useful information or news. Here it is:
“Compliments of the season and top of the day to all our numerous investors.
It’s with a grate pleasure that we the management of ZenithInvestment wish to formally congratulate you for being a king of your own investment by showing interest and investing with us. Our service can not be compared to any others as we are set to serve you with all available resources withing our control. So we are calling on all members yet to upgrade their account to do so.
We also want to use this medium to notify all upgraded members that profits has been paid to their various accounts in accordance to invested capital. Thanks for investing with ZenithInvestment.
Yours ever. ZenithInvestment admin.”

I have joined two new programs today which are added to my monitoring page. The first one is a brand new short-term program called WiredMoney. It just started today and has already reached over 100 members. It seems people really like the bright and sunny appearance of the program alluding to summer vacations in tropical countries. I wonder if that’s where the admin of WiredMoney wants to go after running this program, lol? Anyway, as I can see WiredMoney is a very good-looking but straight-forward game offering you two investment plans: 140% after 10 days or 12% for 10 days (I would go for the daily plan myself). Since it’s using the NeverSay script more common among autosurfs you can deposit into both plans only in installments of $10 and the maximum to invest is limited to $1,000 though you’re allowed to have up to 5 active deposits. I guess this was made to prevent the damaging effects hit-n-runners can have on the longevity of the program. There is a very wide choice of payment processors and actually you can deposit into WiredMoney by using LibertyReserve, AlertPay, SolidTrustPay, StrictPay and PerfectMoney. The payouts are being processed within two calendar days but in the early stages I think that will be much faster. There are some good promotional materials available on the site including bright banners and a splash page. WiredMoney offers a two tier ref commission system and is hosted on a dedicated Staminus server. I suspect a quite experienced admin is behind this program and hopefully it will be a fair game for everybody. More on WiredMoney can be read in my review which I’m going to publish on MNO soon.

The second program I have joined is TalixMetals. This one is just one of many that utilizes the very popular concept of paying 10% weekly without expiry. I’m not sure when you can request your main principal back as I found two dates when browsing the website: 45 calendar days and 10 weeks. I’m not sure which of them is correct so I’m going to ask the admin before publishing the review. TalixMetals accepts all five major payment processors including: LibertyReserve, PerfectMoney, AlertPay, SolidTrustPay and StrictPay. However the minimum to invest is quite high in my opinion at $50. The maximum to invest is $15K. The script used is GoldCoders licensed version and the hosting is on a pretty reputable Staminus dedicated server with Koddos protection. I doubt very much there will be some problems with downtime. What is more interesting about TalixMetals is their investment story. It looked like the one being used by the highly successful SilverLodge earlier this year. This time though it’s not reselling silver, but rather refining gold and the whole process of which was described in the About Us page. There are also claims about the official registration of TalixMetals in Peru though I didn’t find any certificate of incorporation on offer so we can only guess if it’s true. TalixMetals only just started today and we will see in the course if it will be able to become as popular as the other weekly paying no-expiry programs. Anyway, TalixMetals looks pretty good and I look forward to reviewing it on my blog soon.

And finally here are the programs that paid me for the last 24 hours: ArbsFund, RigidPay, OctProfit, MoneyCare, GeniusFunds, LogicProfit, GlobalFund, GoldNuggetInvest, NanoMoneyCorp, RosalinFinance, EuropeInc, FinanceNova, PanaMoney, RefMotor, OneInv, MandarinInvest, CSMFinance, AdsXtreme, AtlantisMutual, AsiaInv, IncoForex, MoneyPlus, CedexInvest, GloTrade, XrateInvest, OneDailyPro, EcosystemFunds, 4CountriesCapital, RacksonFinance, CorpoNano, TradeZoom, PTVPartner and AbisMoney (the first payment received). Tomorrow I will have a review of AbisMoney and of course all the news from the Industry! Stay tuned for that and see you on MNO!