BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! On the day when Paraguay dumped Japan out of the World Cup 5-3 on penalties the timing of today’s review may be a little unfortunate, but never mind. If the football wasn’t a world beater then one thing coming from the orient that’s definitely a class above the rest is a new long term investment program called YamaFinance, and before we get to the day’s main news stories that’s the program I’d like to take a closer look at.

It’s a pretty eye-catching design it must be said with a nice portrait of Mount Fuji in the background  which lends its name to another more modern iconic image of Japan, the world’s biggest roller coaster FujiYama (hence the name YamaFinance) with some other symbols traditionally associated with the land of the rising sun. At least by Europeans they are anyway. Which is all well and good as a nice website can do a lot to attract new members to a program while they try to establish some kind of reputation for themselves, but I think there’s a bit more to YamaFinance than just that. More substance than style if you will.

Things appear to be yet again coming full circle in the online HYIP industry with the long term programs that once so dominated the investment scene giving way to short term ones. And now it seems that investors are once again beginning to tire of short term plans as well now along with the scams that so often accompany that side of the industry and are returning to longer term plans again, no doubt in search of the stability which has eluded so many over the last number of months. And YamaFinance are in prime position to offer just that. Although most industry observers seem to agree that the coming months will continue to be quiet in the industry, now is the time for new long term investment projects to start establishing themselves and building new and loyal client bases. YamaFinance won’t be an overnight success of course, in fact if there’s any growth at all over the rest of the summer I’d say it will be modest at best, but that’s fine. In the long run it will be better for them and so long as they can get through the current doldrums plaguing the industry I think this one could well turn out to be one of the hits of 2010. Just don’t expect any major headlines until later in the year, but at the same time it wouldn’t hurt to sign up early with a minimal investment just for the sake of monitoring their performance by yourself. You can always expand on it later if you’re satisfied with their performance.

So what of the plans? Well, YamaFinance has four long term investment plans for you to consider and in keeping with the eastern theme they are all named after one of the major islands that make up Japan. Payments are available on both a daily and weekly basis. The first of them, and by far the most affordable, is called The Honshu Plan. It costs a very reasonable $10 to join and runs for a term of 100 business days (20 weeks). During that time you will receive five payments per week, Monday to Friday, of 1.2% interest. Over the course of the term that will accumulate to 6% interest per week. You will break even after 84 business days (just over 16 weeks) and finish with a total return of 120% interest. Then your initial principal gets returned so if that 120% seems a bit small at first then think again! That’s all profit, it’s more than double your money back, and in HYIP terms is more than a realistic goal over the course of 100 business days.

The next plan is a little different and sees YamaFinance switch to weekly payments. They call it The Kyushu Plan and with a $500 minimum to join, it’s also a little more serious. The investment term this time runs for 22 weeks and your investment is rewarded with a 6.25% interest payment once per week. At that rate you can expect to break even after exactly 16 weeks and finish up with 137.5%. After that your initial deposit again gets returned so it’s 137.5% pure profit in addition to 100% principal. Please note that in a step that’s less common for online HYIPs, YamaFinance have opted to pay all their clients on the same day. If you decide to join under this plan you may expect your interest rebate to be credited to your account every Friday (though you are free to withdraw it at any time after that you want, so if you can’t get online on Friday it’ll still be waiting for you the next time you log in).

The third plan is a bit more multi-faceted and offers variable rates of interest based on the size of your investment. It’s called The Shikoku Plan and sees YamaFinance return to making daily payments. The investment term this time is 110 business days (22 weeks) and with a minimum deposit of $1,000 only serious players need apply. Here’s how it works:
Deposits starting from $1000 get 1.3% per business day. That will bring in 6.5% per week, see you break even after 77 business days (just over 15 weeks), and finish up with a total profit of 143% in addition to your principal.
Deposits starting from $4000 get 1.35% per business day. That will bring in 6.75% per week, see you break even after 75 business days (exactly 15 weeks), and finish up with a total profit of 148.5% in addition to your principal.
Deposits starting from $7000 get 1.4% per business day. That will bring in 7% per week, see you break even after 72 business days (just over 14 weeks), and finish up with a total profit of 154% in addition to your principal.
Deposits starting from $10,000 get 1.45% per business day. That will bring in 7.25% per week, see you break even after 69 business days (just under 14 weeks), and finish up with a total profit of 159.5% in addition to your principal.
Deposits starting from $13000 get 1.5% per business day. That will bring in 7.5% per week, see you break even after 67 business days (just over 13 weeks), and finish up with a total profit of 165% in addition to your principal.
And finally deposits starting from $16000 get 1.55% per business day. That will bring in 7.75% per week, see you break even after 65 business days (exactly 13 weeks), and finish up with a total profit of 170.5% in addition to your principal.

Clearly a lot of those options are not realistically suited for the majority of players and even the few that can afford it are unlikely to be playing with numbers that big at the moment. Or even the foreseeable future come to think of it. But YamaFinance is definitely geared towards longer term goals and in time I’m sure there’s going to be a few takers. No need to rush into anything now of course, just make sure that they are the real deal first. But further down the line you may wish to consider your options again in the autumn as YamaFinance do allow you to invest in any combination of their plans you can afford.

One option however that’s not likely to get many takers is The Hokkaido Plan. Not because it’s a bad plan per se, but because it’ll set you back $20,000 to join. Now I don’t know about you, but I can come up with a couple of better ideas for what to do with that kind of cash than put it in an online HYIP. But as we’ve come this far I’ll complete the picture for you and so purely for information purposes I can tell you that the plan runs for 120 business days (24 weeks) and YamaFinance make payments of 1.6% interest every day from Monday to Friday. Your principal is then returned on expiry.

A couple of other important points concerning the plans you’ll need to know before joining include obviously the payment methods. I must admit I was just a little disappointed with the available options as at the moment it’s limited to just LibertyReserve and PerfectMoney. Be that as it may I still think the pros outweigh the cons in YamaFinance but that should not mean that you lose sight of the fact that all transactions are final.

Which leads nicely onto the next point about refunds and early withdrawals from the program. This is not a service provided by the admin so please think carefully, consider the length of the investment plans, and be absolutely sure you are prepared to make a commitment. And no matter how much you may like the program under no circumstances should you spend something you may need to get back in an emergency between now and the time it takes you to break even. Sorry to waffle on about it and believe me I do appreciate that 99% of you reading this will know how to proceed responsibly.

Other than that compounding in the traditional sense is not allowed but you are allowed to re-invest in any of the four plans up to a period of the first 40 business days.

As I said at the start the design of YamaFinance is excellent. The site itself is bilingual and can be viewed in either English or Japanese. Like the majority of good online investment projects the script is unique and has been custom made especially for the program. And for a little extra peace of mind SSL encryption is also in place. The hosting is also impressive and is on a dedicated Staminus server. Any questions for the admin that you don’t find in the FAQ section can be sent in a variety of ways. There’s the usual support ticket submission system as well as a direct e-mail address you can write to. There’s a Live Chat feature too and while there’s no exact schedule as to when it works you can at least leave a message. There’s a postal address based in of all places the Dominican Republic (a long way from Japan!) and a telephone number if you’d like to speak with someone in person. Again no schedule is published for when this service operates.

All in all it looks a highly professional set-up. Very slick and well set up, but better than just that. I think it’s also been better planned, better organized, and better executed than the average online HYIP. Of course whether or not the wider investing public take to the program is a whole other matter. Most likely initial growth will be slow given the current industry crisis and the fact that the summer is quiet anyway. But that’s not all that bad when it comes to programs like YamaFinance. In fact in this case it can be a distinct advantage. Building a reputation (and being prepared to work on it) over the coming weeks and months will do them the world of good and by starting on it now they should really be in prime position to explode come September/October/November. There’s no doubt that the industry will recover and YamaFinance looks a likely candidate to be one of the leaders. Whether the industry gets back to what it was last autumn is highly debatable, but nonetheless this one is still a potential leader.

One thing that I would still be skeptical about however is their business model. The texts are original but despite that there are still some contradictions in there. And of course ultimately when you join any online investment program you do surrender control of your money so they’re all something of a shot in the dark to a greater or lesser extent. But if you still like the industry and still enjoy participating then YamaFinance has as good a chance as any new program I’ve seen recently to make some real waves in this business.

OTHER NEWS FOR TODAY.

One of the most original new low-ROI programs InWolton (reviewed here) launched their third fund which is now running simultaneously with the other two. I remind you that for each fund there is limited amount of shares issued which you can purchase via LibertyReserve or PerfectMoney payment processors. Members can also sell the shares to each other but the amount of them will be always strictly limited. So after the funds running for 30 and 50 business days there was another shorter-term fund established which is only running for 15 business days. The new Levin fund will pay you higher variable daily interest with the possibility to earn up to 125% to your account after the term (the principal will be returned on expiry just like the other funds). From the original 10,000 shares costing $1 each there’s only 8,758 left now so I guess this new investment plan will become another popular choice among the prospective investors of InWolton. Here is the news regarding the opening of the new investment option:
“Do you wish to earn money fast, easy and without any risk? We have entertained the opinion of our investors and opened a new fund “Levin”. With this fund you will earn up to 125% for only 15 business days. Now you have a diverse choice of the investment funds. Make up your mind and start a new life with the one and only company InWolton.”

It looks like SevenStarProfit is also getting a lot more notice from investors. The admin issued another newsletter today, after just 8 days online in which he highlighted the interview published on MNO yesterday (read it here) where he openly discussed some issues and his take on what’s going on in the industry right now. He also asked you give him a chance to prove that he’s not from the ranks of the fast-scamming admins who are only here for a fast buck. In his last newsletter he gave us some screenshots to prove that SevenStarProfit is paying everybody on a daily basis. Considering the investors are not very supportive at this time due to the HYIP crisis and do not post proof of payments on the forums so often, such a step can only have a positive affect the program’s cashflow. But if you do wish to post your payment proof then the MNO Forum program thread can be found here. I would like just to remind you that SevenStarProfit offers two plans with payouts on expiry (117% after 4 days, 180% after 15 days) with one plan offering daily payouts – 17% daily for 7 days. The payment processors accepted by SevenStarProfit are LibertyReserve, PerfctMoney and AlertPay. More about the program can be read in my detailed review published here. And this is the latest newsletter from the program:
“Dear members,
You are reading the 4th SevenStarProfit newsletter.
We’ve been paying for 8 days now, already paid for two short and one medium cycles. And first of all I’d like to say thank all members who support us. Remember, we can’t survive in this cold HYIP climate without your strong support. So please, continue supporting SevenStarProfit program!
I thought how I could be different from other admins whom you already do not trust at all. And I came with this idea. Here is two screenshots of SevenStarProfit with clear withdrawal list and withdrawal history all dating on 29th of June. I hope they make you see better my forthright approach to you all.
https://sevenstarprofit.com/images/withdrawal_history.jpg
https://sevenstarprofit.com/images/withdraw_pending.jpg
The second news for today is brining to your attention my interview I’ve given to Paul on his Money-News-Online blog. You can read the interview here:
http://money-news-online.com/blog/2010/06/28/28062010-interview-with-the-admin-of-sevenstarprofit/
I’d like to thank you Paul for giving me the opportunity to be interviewed. Thanks to your blog, people can know me a little bit better. I think it helps to come to a decision on joining a program, if you can read and get to know of some info and details about admin, his intentions and his program.
I see that many of you reinvested in our program again. I really highly appreciate that. But what I don’t see is more support on our forums. Only a very few people have been posting their payment proofs while I’m manually processing a lot of payouts everyday. A few hours ago I processed $400+ withdrawals. I’m expecting you to post them on our forums. Please, spare me and our program only five minutes for doing that in appreciation of my everyday work. Every single payment proof makes our program more competitive and stable. For that reason I have bought sticky topic on DTM. So if you want to know which forum is the best for posting your payment proofs it’s DTM:
http://www.dreamteammoney.com/index.php?showtopic=101802
or you can also leave your payment proofs and comments here:
http://www.talkgold.com/forum/r296963-.html
http://www.moneymakergroup.com/Sevenstarprofit-Sevenst-t350886.html
http://money-news-online.com/forum/viewtopic.php?f=9&t=261
Also, no one has voted for our program on our monitors, it’s a shock for me honestly. You know, I have got some advertising offers from paid or fake posters. But I don’t want to pay them for these paid and fake things like some admins do. I do want to see you, my members, post real payment proofs. Please, go, post and/or vote for our program. I’m counting on you all because without your powerful support our program won’t be as strong as we all would like it to see. SevenStarProfit is your program too, not just mine. Here is links to our monitors:
Gold Poll – http://www.goldpoll.net/details/15798/
GS Monitor – http://gsmonitor.org/details/3186/SevenStarProfit/
Also, when your investment plan expired and you got profit, please stick with us and reinvest. As you can see I’m not a fast scammer and we really can go longer through these hard times in the HYIP industry. Hopefully, I’ve proven myself as a trustworthy admin very well, haven’t I? But I can do not so much without your help and support. Please, keep that in mind.
That’s all for today. Less news and more profits for you and me.
John Smith, Your administrator”.

Another program that surprised me today by paying promptly on expiry is RoyalPlaceInvest (reviewed here). I was paid last night from the 110% after 7 days plan and I didn’t really expect that payment because the program is currently flying under the radar and not very popular among investors. With the other three plans on offer (125% after 14 days, 145% after 21 days, 190% after 28 days) and only three payment processors accepted (LibertyReserve, PerfectMoney and GlobalDigitalPay) I doubt very much it will be a very popular choice during this crisis. However there is always a chance that RoyalPlaceInvest can run for some time provided it meets some support from the investing community. Let’s hope this will be the case with RoyalPlaceInvest.

After what could be termed a successful first month online by any standards BukInvest turned into a scam. It wasn’t unexpected though and as you might have noticed I predicted it almost a week ago. The main indicator of the imminent collapse was the almost daily update on the plan that is now “paying” 1000% after some period of time. Of course, it would be stupid to believe that people decided to try their luck investing into this plan. If you did then you are destined to get scammed. Anyway, I hope MNO readers were smart enough to invest only in the one or two day plans which almost guaranteed success, especially when BukInvest was a new program. Those who didn’t make a profit then accept my condolences, however the program was really one of the best short-term programs for the last month and it ran for over 20 successful one-day cycles. BukInvest is a confirmed scam now so it was moved to Problem status on MNO already, like I promised to you last night.

MNO Forum became an the official platform to discuss the recently reviewed FundsOMatic (reviewed here). I would like to thank the admin for this decision and invite you all to share your opinions on FundsOMatic here. Hopefully with the help of MNO FundsOMatic will become as successful as the admin Randy’s previous program that ran for over a year. I would just like to remind you that the plans offered by FundsOMatic can be divided into daily (paying 0.8%-1.8% for 200 days) or weekly (7%-14% for 26 weeks) plans with five popular payment processors accepted. Here is the latest newsletter from them:
“So far we have had 3 exciting reviews. You can read what the professionals have to say by visiting the following links.
http://money-news-online.com/blog/2010/06/29/28062010-fundsomatic-review-and-other-news/
I also want to inform everyone of an official forum where all our updates will be posted. This forum is run by Money News Online who has been the leader in Hyip news and information for several years. You can find our thread on that forum by visiting this link.
http://money-news-online.com/forum/viewtopic.php?f=9&t=269
Don’t forget we are still in other popular forums and soon hope to have them all listed in our forums page.
RandyM”.

There were two updates received from the administration of GroupUniversal by myself today. In the first one GroupUniversal notified us about the possible delays that might occur to PerfectMoney payment processors (which is along with LibertyReserve accepted in the program). Apparently the admin can’t access his account in PerfectMoney and so he contacted them for assistance. Here is the news about that:
“Hi members,
We have problem with our PerfectMoney login. So PerfectMoney password recovery not works.
We have sent e-mail to them to recover our password.
Please be patient until they send our new info.
Best Regards.”

In the second email from Group Universal (reviewed here) the admin warned of a copycat site using their design and threatened to finish their collaboration with those monitors who dare to accept that program for monitoring. Here is the news about the copycat site of GroupUniversal:
“Hello GroupUniversal‘s members
We found one scam site that has copied GroupUniversal‘s design for scam others.
Please be aware about this kind of scam sites.
Scam site: rapidmoney.org is scam and is not related with us please be aware about that.
MONITORING: please don’t add this rapidmoney.org scam site to your monitors. if we find this site in your site we will cut our partnership with you very fast.
Thank you for your understanding
Best Regards”.

Those of you who are still patiently waiting for their refunds from one of the best programs of 2009 GNI have hopefully received an email from Robert (the admin of the program) today informing them about the status of the refunds. From the forum threads including MNO I’m aware that some investors already got a refund (and for some it was a huge amount) so it’s definitely one of the most unexpected events in the HYIP industry. Never before has a program that is inactive for so long already make so much effort in order to process all the refunds in a timely fashion. Perhaps I was wrong about Robert and his team and they are really doing their best to speed the process up. There were some complications along the way of which Robert told in his newsletter (I will not talk about this in depth as you can read it for yourself below) and which slowed down the process. However, according to Robert around $300K in refunds have already been made to members not in profit and requested a refund. The difficult situation with StrictPay whose withdrawal timeframe has recently been stretched to almost a month didn’t help matters and raised some investors’ concerns who for obvious reasons don’t want to get refunded via StrictPay simply to get stuck with virtual money they can’t convert to real cash. So Robert made a decision to put the refunds to StrictPay on hold and wait till they get back to normal which will hopefully happen soon. I think it’s a god move on Robert’s part which shows transparency and a full understanding of the current complicated situation with StrictPay. So in a nutshell, judging by the whole lengthy newsletter sent by GoldNuggetInvest today the refund process will continue though it will take more time that originally expected. Here is the latest newsletter I published in full as I believe it contains some very important info for the former GNI members:
“Greetings to Refund Applicants
In this update, we will be discussing the following:
1. The status of the refunds
2. How StrictPay’s current crisis will impact the payment of refunds.
1. The Status of the Refunds:
I felt its appropriate to bring the community current with our progress refunding clients who were not in profit.
We began coordinating the effort in the middle of March with the intent to begin payouts on May 17th, hoping to have all refund applications completed by the end of June, the first part of July at the latest. The refund process is/was far more involved than any of us could have imagined. When starting Goldnuggetinvest.com, never did I or any of our administrative team fathom having to make the number of client refunds we in fact, are.
To be able to complete this process, it’s imperative we do not issue payments to persons not otherwise entitled to such. This includes members in profit, hackers, fraudsters and so forth (we do not put our in-profit members in the same category as the others, please do not interpret this as such). To ensure inappropriate payouts are NOT made, there is a very intensive verification process that MUST be made with each refund, regardless of the amount.
Further complicating this matter (no fault of anyone) are those customers who used one PP account to fund multiple GNI accounts. Verifying refunds becomes ever more tedious and time-consuming. Further, many of you have not only utilized a PP account which funded multiple GNI accounts, you have multiple PPs, and these PPs have been used to fund different accounts, sometimes as many as 15 or more.
When a customer has three different sources of deposits, one or two of these PP accounts has paid out (cumulatively) in profit; but the other one or two PP, funding accounts have not (paid out in profit), but the request to be paid is to that PP which is in profit (and has funded several different GNI accounts), verifying all payees coincide with the various data base(s) we use to complete this process, becomes very, very time consuming. The scenario I have just described is appearing to be more often the rule, NOT the exception.
It’s been brought to my attention many of you are becoming increasingly impatient with the refund process. Our formerly trusted members are sending requests to have us circumvent the process for their benefit at the expense of the community and those who are waiting patiently. When seeking to verify the “emergency,” we are finding the facts have been fabricated. This is unacceptable.
However, we also find it unconscionable if our refund process is instrumental in the preservation of life and / limb of a customer or immediate family member of a customer. Unfortunately, privacy laws world-wide prohibit GNI staff from the review of medical information to verify or substantiate claims made by our customers. We are truly sorry as this is something we feel compelled to address. Unfortunately, our hands are tied.
Further complicating this matter is the issues facing one of our most visible Business Partners, StrictPay.
2. How StrictPay’s current crisis will impact the payment of refunds.
As most of you know (certainly those who deposited or withdrew using SP), StrictPay is facing some very trying times. The cause of their problems is nothing we can or should comment thereto, other than to say it is troubling for everyone.
At the time of this writing, the turnaround times to withdraw from StrictPay is as follows:
1. Bank wire – Maximum amount allowed / 500.00. Average time to Process (not necessarily the time client receives the funds), 29 days
2. Check by Mail – Maximum amount allowed / 300.00. Average time to Process, 29 days.
3. Loading of Debit Card – Maximum Load Amount / 200.00. Average Processing Time, 28 days
As a result, we have suspended StrictPay (SP) refunds. SP has sent all of its current account holders an overview of the current state of affairs; with an assurance they will and are taking all reasonable steps to mitigate further problems. They have every intention to resume operations at their previous (albeit, some times, slow) level.
We have no reason to think otherwise, nevertheless we do not want our valued customers stuck with PP funds which cannot be redeemed for hard currency. Those of you who feel compelled to complain about the temporary suspension of StrictPay refunds, would you want us expediting your payout only to find that you can’t do anything with the funds you hold?
Understandably, most of you would like to abandon StrictPay, preferring instead to use another PP or E-Currency. While this may be an option we are forced to swallow, it is less than ideal. It will require multiple layers of client re-identification but for the currency swap, we would not otherwise need. It can ONLY slow the process, perhaps substantially, we just don’t know yet.
Many of you have forwarded, documentation in your effort to expedite the process. It does not. Please refrain from requesting to switch your refund PP until we have made a final decision in this regard. Those of you who have sent verification documents to Debbie, I have instructed her to, at this time, refrain from opening these emails….she doesn’t have the time.
Those of you who have sent verification documents in your ticket, she is obligated to respond or your refund gets held up. This, likewise will slow down the show. We are hoping to know enough within the next 30 days to have enough information to make a decision whether or not to use SP in our refund process. Please keep the speculation to a minimum.
Summary
I assure all of you, we are doing our best to get these refunds back to you in a timely fashion. In a little over a month we have issued approximately $300,000.00 in refunds. We expect to maintain this level throughout the process.
Thank you, Robert & Team”.

Let’s continue on the topic of StrictPay, shall we? Today MNO finally received a reply from the admin of StrictPay regarding a back-up plan in the event they cannot recover their frozen funds anytime soon. I remind you that the current situation with the liquidity of StrictPay is as bad as ever with no exchangers accepting it, a very limited amount you can withdraw, and a lengthy waiting period before receiving your withdrawals. Although they didn’t exactly provide me with a straightforward answer of what they are going to do to overcome all the obstacles and challenges they’re facing now at least I’m happy to report that they acknowledge that the situation is very hard and are working on a solution. I hope that this is not mere lip service but and they have an actual concrete recovery plan that will return StrictPay back to their former glory. Here is the reply I received from them today:
“We understand that you and many others are not satisfied with our service, and neither are we. We have always prided ourselves on being the best or at least working hard to be that way. Obviously, at this point we are disappointed that our services are being halted and that it is out of our control.
We have been working on a plan to recover from this mess. Once it is finalized and approved we will announce it to our customers as a whole. I cannot provide you with any details until it is announced to our entire customer base.
Thank you, Tony”.

The situation with StrictPay is actually so bad that xChanger started offering a 4% bonus to those who would like to purchase StrictPay from them at the time as it’s lost nearly all its value. Well, I can honestly say that they cannot beat my offer and if you want to change from StrictPay to any e-currency I will pay you a 15% bonus (I’m totally serious and you can contact me for further details). It’s not all the news from xChanger either. PerfectMoney was re-introduced and from now on the top six payment processors can be exchanged via xChanger. A 20% discount code for the first exchange was offered to first-time customers (please note that you have to sign up for an account in xChanger in order to make any exchange). Some great deals on exchanges from STP to LR were announced with 0% fees. And of course the latest interview with MNO was announced by the admin of xChanger Andrei (read it here). So this is the whole newsletter from xChanger:
“1. 20% off Discount Code: XCFSTIME. Use this discount code and you’ll save 20% off the fees charged. The discount code only works for those who haven’t made any exchanges yet (first time orders only).
Let your friends, readers, followers know about this GREAT OFFER. You can refer them and start earning 15% off what we make for years to come.
More details about our Affiliate Program can be found here: https://xchanger.org/ref_program.php
After your first order you’ll continue to receive further discount codes from us in the e-mails we sent you once your orders have been processed.
2. Perfect Money. We’ve added Perfect Money to our system. You can now start exchanging from and to Perfect Money as well at the best rates in the industry.
3. MNO Interview. We have given an interview to Paul from Money-News-Online blog. If you have the time we recommend you read it as it will make you more familiar with us and xChanger.org services.
Here’s the link to the interview: http://money-news-online.com/blog/2010/05/26/26052010-interview-with-the-admin-of-xchanger/
4. SPECIAL PROMOTION.
All exchanges TO StrictPay get a 4% bonus. That’s 1 to 1.04 for you.
eg: exchange $1000 LR and get $1040 SP.
We also have LR -> STP at 0% for the moment.
Take advantage of these offers and act now! Go to xChanger.
Sincerely yours, xChanger team”.

Here is the list of the programs that paid me today:
FundsOMatic, RoyalPlaceInvest, SevenStarProfit, InWolton, BookmakerOffice, ReProFinance, OnyxInvClub, CherryShares, KaizenPortfolio, EzProfit, GoldenInvestment, YesInvestment, FxCrudeOil, AvaInvestment, PrivateDiamondClub, YamaFinance, GroupUniversal and HOX (the first payments received).

Tomorrow I’ll have a closer look at HOX for you as well as more news from the industry as. Thanks for staying with MNO and see you all tomorrow!