BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! Well today’s been a big contrast to yesterday in terms of HYI news stories I think. Yesterday being a bumper day with lot’s of interesting developments and today being so relatively slow. I still have all the important updates you need to know about of course so do keep reading. But before we get to that there is another long term investment program I want to tell you about that was recently launched. It’s called InnoClub and while a lot less complex than what was reviewed last night (i.e it’s bit more of a regular online HYI program) it might still be worth taking a look at. It’s not totally brand new by the way – they’ve been around for a couple of weeks – but considering the investment terms it’s still a relatively fresh addition to the HYIP scene.

What you’ve basically got with InnoClub here is seven different variations of the one simple plan. This plan runs for 80 calendar days and then daily interest payments are made to members based on how much you decide to invest. The opening deposit in InnoClub can be done for as little as $3, so we’re at least starting on the right track in keeping the program affordable to the widest possible mix of investors.

So if you’re just a small player, or in this business for fun, you can deposit something between $3 and $30 with the program. In return they offer you a fixed daily return of 2.5% per day for the 80 day term. Your initial deposit is counted as part of those payments and will not be returned, but the payments will add up to 200% in total, effectively doubling your money.

If you prefer to take a chance with anything from a $31 minimum to a $100 maximum in order to secure a higher payment then InnoClub will offer 3% per day for 80 calendar days. This brings about total return of 240% by the time the plan matures, which also includes your principal as part of that total.

InnoClub then offers 3.3% interest per day for 80 calendar days on amounts deposited between $101 and $300. The principal is again factored into the payments so everything including your profit should add up to a total return of 264% by the time the term expires.

If you’re looking for a more serious gamble then InnoClub are prepared to offer you a daily interest payment of 3.7%, as long as you’re prepared to spend something between a minimum of $301 and a maximum of $1000. At that rate you should accumulate a total of 296% in payments by the time the 80 calendar day term expires, which includes your principal as part of them.

For the more serious HYIP players InnoClub also have a couple of options for you. A deposit between $1,001 and $3,000 can earn you a daily payment of 4% interest for 80 calendar days. Again your principal is factored into this and will amount to a total of 320% when the plan finishes.

And if that wasn’t enough for you then a spend between at least $3,001 up to a maximum of $10,000 will net you a daily interest payment of 4.5% per day for 80 calendar days, which including your principal adds up to a final figure of 360%.

Finally for information purposes only InnoClub are offering 5% interest per day for 80 calendar days on deposits of $10,001 and up. Not recommended for obvious reasons but you know even if money was no object and you could easily afford to lose it I’d still say it’s always better to diversify.

This may be getting a bit predictable by now but as is the norm for longer term HYIPs InnoClub are dealing exclusively with LibertyReserve and PerfectMoney. As I’ve said before there’s nothing wrong with either and they are both pretty convenient, but you will always need to keep the fact that all transactions are final and refunds are out of the question no matter what happens at the back of your mind. Don’t worry about it, but think before you act. In some ways it may actually be a beneficial thing if it forces investors to use just a hint more caution and behave sensibly. Payments are made manually so you will need to request them. The admin requires 24 hours in order to complete the transaction.

InnoClub is hosted on a dedicated Staminus server with DdosWiz support and protection and a more secure SSL connection for safer browsing and transactions. The program is also running off a unique and original script, which is a feature it shares with some of the better and more serious long term programs out there. Any questions can be discussed with the admin by either mailing him directly at the address provided or by filling out your details on the support form on the contacts page. InnoClub also provide a postal address in Belize. Spanish and French language versions of the website are also expected to be launched, so keep an eye on MNO for further news about that when it happens.

It’s quite a good looking website that’s well presented and easy to use. Unfortunately where it falls down is in that with all the effort put into using an original script, nobody bothered to make a similar effort with the texts. A lot of it is lifted directly from the website of a genuine US based investment managing company. So it’s best, as usual, to disregard any statements from InnoClub telling you otherwise but I wouldn’t be satisfied that they are a “real” company in the sense that they have any official government license or sanction to offer the services that they do.

But if you’re comfortable with that (and I suspect most readers are) then proceed with the same level of due care and caution when dealing with any anonymous internet based scheme. For your benefit of course, not any admin. But if you like it then by all means include InnoClub as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

After yesterday’s flood of news today looks like Christmas in comparison so I finally took it easy. Pretty often in this business no news is good news anyway. Unfortunately it cannot bring the programs announced on MNO yesterday as problematic back to life. So I had to remove such programs as InWolton, EMSFinance and YoKapital from problematic to Not Paying status on my monitoring tonight. Other programs from my monitoring are still performing alright.

A big newsletter was released today from the current leader of the short term HYIP market UniteTrade. The program that has been paying 120% after 7 days and 150% after 15 days for over six months already is apparently the hottest thing now and is growing at an amazing rate that can be confirmed if you look at their recent Alexa stats. This is a very good thing now as to sustain the payouts UniteTrade needs more and more new members and apparently it’s succeeding in attracting some investors who rarely deposit into short-term programs at all. Of course, UniteTrade is different from the rest. First, it accepts all the popular payment processors – AlertPay, LibertyReserve, PerfectMoney and SolidTrustPay. Second, all the payouts (except those to STP) are processed instantly so there is no need to cross your fingers and wait. Third, UniteTrade has an exceptional multi-lingual support including phone support and forum where friendly moderators and representatives are ready to answer your questions and fix your problems in no time. All these advantages will only serve to deprive UniteTrade‘s competitors of sleep even more seeing that more and more money is going to UniteTrade and not them. Of course the flawless past performance is no guarantee of future results and we should all be perfectly aware that it’s nothing more than an internet game, but it’s really like a breath of fresh air for many of us so tired of the fast folding scams that seems to flood the industry during the summer. But then UniteTrade came along and due to its exceptionally wise promotional strategy it proved that running a short-term program with attractive plans for over six months is possible and it’s possible even during the HYIP crisis. The critics were silenced when UniteTrade entered its seventh month online and started promoting it like crazy. I myself was quite skeptical about them at the beginning, however slowly but surely I was persuaded that UniteTrade is exactly what many MNO readers have been waiting for. Of course, to keep things moving the program shouldn’t stop now and need to make their campaign even bigger than before. So to spice things up a little for members it was decided to launch a referral contest that will start tomorrow and will count all the deposits made by your referrals. The winner will get a whopping $1,500 prize straight to the payment processor of his/her choice.
The news and updates from UniteTrade mentioned in the latest newsletter include:
– tips for investors who cannot receive a confirmation email to register their account in UniteTrade‘s own forum that launched on Sunday.
– encouragement to post your payment proofs in the specific thread on the forum (so far the biggest proof submitted by a member was over $9K paid to AlertPay).
– some stats from the UniteTrade forum which already has over 400 members and is handled by 8 moderators and the admin Andy (by the way, you can read my interview with him here).
– the script improvements that are coming soon and will bring some positive changes that you’ll be able to see in your account pretty soon.
– finally, the referral contest detailed rules which you should remember if you intend to compete for the main prize.
So here is the latest newsletter from UniteTrade (reviewed here):
“Hello UT Members,
We have an interesting news for you today. But before I get into that, let me give you all a few updates regarding UniteTrade‘s much successful ongoing journey.
Our own forum, specially meant for our members, was launched a couple of days back, and we got over 400 member registrations to our forum, in less than 2 days. Most of the members have already started to post their payment proofs in our own forum, and have begun to post their testimonials for UniteTrade, in one way or another. We would be happy to see more of our members joining the forum, and taking part in the healthy discussions going on in our forum. We are still adding more and more interesting features to our forum, due to the high requests from our members.
At present, we have 8 moderators for our forum, and 1 administrator, which is myself. Our forum is the best way to have your questions or problems answered in the least possible time, and we are really grateful to all our member for their willingness to help each other.
Most of our members, as I have already mentioned, have begun to start posting their payment proofs from UniteTrade, in our own forum. We would be more than happy to see the rest of you doing the same. It just takes a minute or two, for you to do it. All you have to do is become a member of our forum, and start posting your payment proofs. That’s it. We have created a separate section for our members to post their payment proofs, the link to which is: http://forum.unitetrade.com/index.php?/forum/11-payment-proofs/
Here is the link to a payment proof, posted by one of our members, who got paid $9,008 to his/her AlertPay account, from UniteTrade: http://forum.unitetrade.com/index.php?/topic/27-big-money-paying-too/ . That is just one of the many payment proofs you can see in our forum. You can see a lot more of them, after becoming a member of our forum.
We have been made aware by some of our members that, they were not getting the validation e-mail required to activate their forum account, after the registration process. Those members who have the similar problem of not getting the validation email to activate your account, should contact us regarding the matter by sending us an e-mail to admin@unitetrade.com, so that we may manually validate your forum account for you.
Now let us get back to talk about the program. We have a lot of interesting features going to be added to our script, pretty soon.
We will be implementing a graphical feature system in our script, which will allow you to analyze your deposit, earning, and withdrawal statistics, and the dates associated with each of them, from a graph in your account. In addition to this feature, we will be improving the deposit expiration date and time feature. As of now, you are only able to see in how many days your deposit is going to get expired. But with the new improved system, you will be able to see how many days, hours, minutes, and seconds are there remaining, for your deposit to expire. For example, you will be able to see your deposit expiration remaining time in this format: 4 days 3 hours 2 minutes and 46 seconds. This new improved feature will help you to know the exact expiration time of your deposit, so that you may log in to your account only at or after that time.
A lot has been improved since we had begun our program eight months back, and defintely, a lot more will be improved in the coming future. But we need the suggestion from our members to get brand new ideas. So every member of UniteTrade is most welcome to send us their suggestions. UniteTrade is here, just for our members, and so itself, it is our members who should decide how it should be managed.
Have you seen our Alexa rankings? Wow! I mean, really, Wow! UniteTrade is growing at an exponential rate. See our Alexa stats here: http://www.alexa.com/siteinfo/unitetrade.com , and see our rankings for the past 7 days, here: http://traffic.alexa.com/graph?&w=400&h=220&o=f&c=1&y=r&b=ffffff&n=666666&r=7d&u=unitetrade.com
It is true that too many visitors to a site does not mean anything. It is the number of investors that really mean, and that is exactly what UniteTrade has. Unlike other sites, which have just visitors and no quality investors, we have as many investors, as the number of visitors we have daily to our site.
Now let me get into the most interesting news for today. We are going to start a referral contest, but a lot different from the contests run by other sites. The winner will be awarded a mouth-watering prize amount of $1500 to the e-currency account of his/her choice. Yes, you heard that right. The prize money is nothing but, an amazing $1500.
Let us get into the details of the contest. The contest will start on October 13th, 2010, and end on 20th October, 2010. Any contest will always have a set of rules of its own, and so does our contest too. Well, here are the rules for the contest.
1. It is not the total number of referrals that matter, but the ones who are active out of them. For example, if you manage to get 100 referrals, and only 70 out of them are active, then the number of referrals under you, that will be counted for the contest will be 70.
2. Do not try to cheat by creating multiple accounts under your referral link. We will be monitoring all members, very strictly.
3. Do not offer money to other people in order to become your referral, and tell them to make deposit under you, with the money you offered. This is considered as cheating, and we will track it if you do so.
4. You must be an active member of UniteTrade, which means you should have at least one active deposit with us during the contest period.
5. If you got a referral before the 13th of October, 2010, i.e., the contest starting date, and he/she made a deposit under you during the contest period, then that referral will be counted as one of your active referrals.
So what are you waiting for? Time and tide will wait for no man. So start competing for the grand prize of $1500, which you will be able to grab in just 7 days, if you emerge out to become the lucky winner of this contest. So let the fun and excitation begin.
Needless to say, we will be having more such interesting contests in the future.
Have a pleasant stay with UniteTrade.
Regards, Andy. UniteTrade”.

As you might have noticed the admin of RedOrchidInvest mentioned yesterday about the DDoS attack on their website. Although I haven’t noticed anything unusual about the site and it was loading fine for me all the time and the withdrawals were processed as well. However, it looks like the website of RedOrchidInvest is still having issues and the admin issued another update on this just a few hours ago:
“Dear moneynews, all withdrawals of today were processed. The next payments will be during 24 hours. Nathan Total Service Impact: None anticipated START: 12 OCT 2010, 8:00AM U.S. Pacific END: 12 OCT 2010, 11:00PM U.S. Pacific We will be adding a new carrier, PCCW, to our network on a new edge router and be conducting a local loop migration of one other. These changes will be made one at a time and are not anticipated to cause any outages. There will be a negligible reduction in total network capacity during the window.”

I would like to say thanks to everybody who participated in the previous weeks polls on MNO and excuse me for the delay with drawing the results. First off, I wanted to know my readers’ gender. I’m reminded of the old James Brown song at this point because it seems that “this is a man’s world” when it comes to the HYIP industry. 80% of my readers are men while 20% are ladies. Well, to tell you the truth it’s not unexpected as I always knew that gambling in general (be it horses, cards, dogs, sports, as well as HYIPs) was always a lot more popular with the men I know than the women. In fact I enjoy an evening at the dog track myself now and again.

So the next question for the poll from MNO Reader Profiles series asks the following:
From what part of the world are you? The options are: Western Europe, Eastern Europe, Asia, Africa, North America, South America, Australasia. I hope to find out finally where my typical readers are from. Thanks in advance for your vote!

The second poll held on MNO for the previous week was aimed to find out your opinion about my semi-regular MNOFridays piece where I am try to give some background information on how the HYIP industry really works. I’m glad to see that most readers would like to see it stay with 78% of voters liking it (you can find the links to all the previous issues of MNOFridays on the MNO forum thread here.

So the most popular answer (with 40%) was: “I think it’s a useful section but I already understand the industry well enough and so I don’t mind if it’s done less frequently.”
The second most popular answer with 38% was: “I believe that it’s a very useful section for me as it helps me understand how the industry really works.”
Only 13% of MNO readers do not believe what I write there and still think the HYIP industry deals with real investment opportunities, voting: “I think it’s useless because I don’t believe what you say and still think that I can find real investments from HYIPs.”
Finally, a tiny portion of 10% of MNO readers wisely think that MNOFridays was an appropriate subject during the HYIP crisis and it would not be useful now that the industry is returning back to normal. Here is the reply they chose:
“I guess there is no need to scare off potential investors by this section since the industry is getting back to normal.”
I still think that MNOFridays will be useful for MNOReaders and will keep it on an occasional basis. And there are plenty of topics to discuss that will not frighten the investors but rather educate them and enable them to make reasonable investment decisions and not to fall victim to scam admins or some dishonest referral sharks. So if time permits I will try another MNOFridays this week. Please suggest your topics for discussion on my Shoutbox as I would like to hear your suggestions.

Also I would like to hear your opinion on the next poll that I’m going to place on MNO soon. Please submit your ideas in my Shoutbox or send them to my email. Also if you are an admin of a program willing to become a sponsor of an MNO Cash Contest please let me know via email and I can offer you a very attractive conditions for promotion. So don’t hesitate to contact me if you wish to get more popularity among MNO readers by awarding them a small cash prize to answer some questions. The last question on the MNO cash contest sponsored by WorldPrivateFunds (reviewed here) will be posted here tomorrow so don’t miss your chance to win a $5 cash prize.

Here are the programs that paid me for the last 24 hours:
FundsOMatic, OilStructure, UniteTrade, PandaTrade, TradersPower, NanoFund, OnyxInvClub, Vodapex, ReProFinance, ProsperityStructure, InternationalCommerce, FutureTrails, WorldPrivateFunds, EzProfit, Budgetiva, YesInvestment, GainBucks, 144CashAds, VividTrade, GrapeVineFunds, CherryShares, InnoClub, FiboTradePro, Flamanta, OrderDollar, YamaFinance, PawnShopFund, FxTradingWorldwide and GroupUniversal.

That’s it for today. I will see you on MNO tomorrow with the latest news from the industry and a more detailed review of a new program called NanoFund. See you then everyone!