Hi everyone! First off sorry for no news update yesterday. The reason was very simply technical problems with my site which was very unstable at times, but now everything was fixed by BlockDos so it’s business as usual today. Even if I wanted to publish last night there wasn’t a whole lot going on anyway, but today we have plenty to discuss so I will post earlier than usual to cover everything.

Let’s start with the very sad news from SureFireSurf whose admin Chris had to close his program after almost three months of stable work. Considering that the program started at maybe not the best time in the industry but nevertheless did manage to survive Black December we can consider this run as a definite success. On the other hand, I can understand now why Chris was reluctant to participate in a Live Chat session on MNO this week, and I bet it was not because he was too busy but rather because he could see the collapse coming. Obviously SureFireSurf has become so huge having reached the 5,000 member mark yesterday that even the slightest bad sign from monitoring sites could trigger a lot of panic. For the last few days I saw a lot of such signs building up and badly affecting the program. Mostly I saw complaints from some members and monitors for even very slightly delayed payouts. I wonder if they didn’t realize that they could be the ones blamed for the premature collapse of SureFireSurf. Look, if you repeat on a daily basis “I was paid today, but it took a bit longer and instead of the usual 5 hours it took over 12” while in FAQ it’s actually stated that SureFireSurf is obliged to pay within 24 hours – well, you will reap what you sow. One should realize that any HYIP is prone to mass panic and for such a huge program like SureFireSurf even baseless complaints could become fatal. The program was simply a result of getting too large and needing more and more new upgrades to sustain the payouts to existing members, not to mention their full support. So unfortunately the week ended badly for SFS which has now closed.

I would like to emphasize that such an end is not as unusual or unexpected like one might think. If the admin is good at what he’s doing (and Chris was exceptionally good, you must agree!) nobody will ever notice if something went wrong and even on the brink of collapse he would be able to persuade every member that everything was alright and save his program and extend its lifecycle. I’m sure that the admin of SureFireSurf did his best in order to save his program from the inevitable but this finally happened and we can’t complain because Chris never lied to us and we all knew what SureFireSurf was from the beginning. I wish that the program could have lasted longer, of course, but at least an early notification about this unfortunate collapse and disabling the upgrades on the site speak volumes for Chris. One should clearly realize that paying daily for nearly three months to thousands of members is a hard task and sometimes a really thankless one. While you keep paying the members will support you but once you’re stopped and everybody at a loss realizes that the refunds (at least in the volume they wanted them to see) are not possible there will all kinds of allegations going to start. This is the fate that all HYIP and autosurf admins are ultimately suffer, especially from the members put too much trust in the admin and too much money into a program. Please note that regardless of how good the program looks and of how good and reliable the admin is please never invest money you can’t afford to lose. This is the basic rule when sometimes is forgotten by HYIP players, but you should do it or it will cost you a lot of money.

This is the latest email from the admin of SureFireSurf who already disabled the deposits on the site and will probably figure out how much is left to process some refunds (I will keep you updated on MNO, so stay tuned, guys):
“I was surprised to see the progress when i came back, the downward trend was worse than yesterdays performance
I finally decided to close the program. It is hopeless now.
Depositing has been disabled. Please wait for further announcement today. I need to put myself back together and see what the best approach is for this situation.
It is not easy, I have been working on making sure that SFS members are happy for almost 90 days now but these series of unfortunate days come and ending our program.
Please wait for the official newsletter to be sent later. Chris”.

Another program which I was about to review last night but fortunately didn’t do so went south. I’m talking about InstantGains which ran into problems even before the first cycle was completed. Of course, some dishonest monitors are still displaying Paying status for them, but please note that they’re still getting payouts from the program so obviously, they have nothing to lose and only gain by doing so. I spotted some issues with AP payouts from InstantGains yesterday after a report submitted by one MNO reader and immediately moved InstantGains to On Hold status. The admin was usually pretty fast in responding to my emails and even explained why some payouts were not instant, but this AP delays were not explained at all and I treated his silence like an evidence conforming my suspicions about the issues it’s having. Well, I honestly expected a few more days from InstantGains but it looks like the admin got extremely greedy and selective in payouts just before the second day of operation was finished. Please note that InstantGains has been moved to Problem status on MNO and I would not recommend to invest there even if you see some encouraging words and payment reports from shameless monitors.

Ok, I guess that’s enough bad news for today. Let’s move on to some good and still paying programs on MNO for the rest of the news

Starting with one of the most established already programs in the short-tern HYIP market which though was added on MNO monitoring quite recently, ExtraIncome (reviewed here) which has been running for over seven weeks already paying on three plans on expiry – 120% after 5 days, 145% after 10 days, 170% after 15 days – and accepting AlertPay, LibertyReserve and PerfectMoney. As the admin said in the interview published on MNO (read it here) ExtraIncome is going to add SolidTrustPay shortly as well. According to the latest newsletter which was issued just a few hours ago ExtraIncome is doing absolutely fantastic and the membership is increasing stably on a daily basis. Well, in my opinion the stats could well be exaggerated but the Alexa rating of the program definitely shows an increasing level of interest. More items featured in today’s newsletter includ the clearly visible intolerance of the admin to those members who abuse ExtraIncome‘s referral system and join under themselves to take advantage of the ref comms. Phil, the admin, also encouraged members to vote on forums and monitors which would help them grow further in ratings. Here is the latest news from ExtraIncome:
“Dear Members,
I truly hope you all had a wonderful week.
I am really excited and elated to let you all know that, ExtraIncome has surpassed 52 days of journey, without any hassles, or hardships. ExtraIncome is growing bigger and better everyday, with membership count increasing by hundreds to two hundreds, daily. Deposits are coming in like storm, and have reached a total of $87,000 and so are the payments made at the speed of light, and to date, we have paid out $35,000 in withdrawals. When the other programs keep going down, ExtraIncome is still here paying everyone, because we are here to stay.
Our members who became a part of ExtraIncome from day one, are already enjoying their profits, and are making big money now. I would like to congratulate every member of ExtraIncome for making profits with us, and moreover, I would like to thank each and everyone of you, for continuously supporting and promoting us.
I would like to inform you that we have blocked the accounts of a few members, for creating multiple accounts, and abusing the referral commission system. We have zero tolerance policy towards such acts, and if we find any member violating the rules, the required action will be taken, at the earliest. This is done in the best interest of the program, and for its long lasting run. Creating multiple accounts, and withdrawing referral commission for oneself, will prohibit our intentions to make ExtraIncome the best program. So, no matter whatever the reason may be, the required and necessary action will be taken against members who violate the rules. Please keep this in your mind, and refrain yourself from any actions that you may think to do to cheat us.
ExtraIncome is growing at a very swift pace everyday, and a lot of payouts are being paid out everyday. But I see only a very few of then posting their payment proofs in forums, and voting for us in monitors. I kindly request you to please vote for us in the major monitors, and post your payment proofs in the top forums, after you receive your payment from us. It does not hurt you to express your thankfulness to us, by doing so. It will help ExtraIncome to become even bigger, and thereby make you all earn a lot more money.
I wish everyone a very great weekend.
Best Regards, Phil Whitaker, ExtraIncome”.

Yesterday I also got a newsletter from YourPrivateLottery which contained a link to the review of the program (read it here) accompanied with some criticisms of my review and explanations of what was written there. Well, I don’t mind being criticized at all but I would like to explain my point of view as well which can be read after reading the newsletter:
“Hello my members of YourPrivateLottery
First, I want to introduce myself to all newcomers out there. My name is Jake, the admin of YourPrivateLottery program. Yesterday you were able to read review of YourPrivateLottery written by Paul from Money-News-Online. It’s available here, by this link – http://money-news-online.com/blog/2011/01/26/25012010-yourprivatelottery-review-and-daily-news-from-the-industry/
Now I want to add my two cents to what Paul wrote. First, our Alexa Rank clearly shows that we are active and running starting from early December. That means, our 61 days running counter is not a shady trick. We are real performers, please note that.
YourPrivateLottery has 3 (three) investment plans you can choose of. Paul said that our 90 days plan is not worth it because it runs for so long when you can earn 130% after 7 days. While its true, I must say that many of you also like the idea of daily earnings and 90 days plan pays you 7 days a week, instant withdrawals. So, I believe its fun too.
Two days back I got a message from one investor from Russia. He asked me promptly, “If I invest $1500, can you guarantee me that YourPrivateLottery withstand another 40 days (the time you need to return initial deposit amount on 90 days plan)?”
I already answered him and I want to do it once more in this letter. Guys, please remember well, the word Hyip and Guarantees do not stack. You can’t have 130% after 7 days or 225% in 90 days safely without any risk. Anyone who saying you the opposite is playing with you.
So, the only thing I can promise to you is, I will try to run my program honestly to the end.
Working for 60 days is not something the one can do without an effort. During this time, we have changed three design patterns of our site, survived DDOS and admin account hack. YourPrivateLottery is die hard, lol.
Also, Paul mentioned that we do not have but simple FAQ page. Well, I was too busy with other things I guess. I’m going to make the best FAQ page in the HYIP industry. Just stay tuned for that.
If you want to ask me anything, please go to our LiveChat or e-mail form on support page. I or our support assistant would answer all your questions. LiveChat and e-mail support are available in two languages. English and Russian. But please, do not ask for a guarantee or to increase your earnings, lol. It’s make me laugh!
Bye-bye, Jake”.

Well, let’s get things straight now by points.
1) I think most people will agree that any program will remain almost completely unnoticed by the overwhelming majority of HYIP players until it’s listed on two major forums – MMG and TG. In the case of YourPrivateLottery that happened on January, 13, exactly two weeks ago. This is actually the very same thing we saw with OilCapital (reviewed here) – the program was “running” for 11 months just to gain the reputation before getting noticed. So we can notice the same pattern with YourPrivateLottery. I’m not saying that it’s a bad strategy at all (in fact it might be a really smart move sometimes) but to treat it as a program with long history of payouts would be naïve at best.
2) I firmly believe that the shorter-term plans offered by YourPrivateLottery (120%-130% after 7 days) are much better and less risky than the longer term plan paying 2.5% for 90 days. I’m not even mentioning the higher deposits only allowed to be made into the 90 days plan but just simple maths. From the long term plan you will be able to receive only 17.5% in any 7 day period, while for the short term plan offered by the same program you’ll get 100% principal back plus 20%-30% pure profit. Of course YourPrivateLottery could well collapse within those 7 days as well, but in my honest opinion it’s much safer to risk smaller amounts for your chance to make a profits within 7 days than wait for 40 days just to break-even. I’m not even talking about the possibility to reinvest your principal back into the 130% plan and having the same profit that the longer term plan provides after just three cycles of reinvesting (it’ll take just 21 days compared to 90 days in the other plan!). No offense, admin, but we all know how the HYIP industry works and even if you frankly admit yourself that you can’t guarantee YourPrivateLottery will lasts for another 40 days. So what is safer for a regular investor? To risk the smaller amount for 7 days and a fast profit or to risk the bigger amount for 40 days and break even? I think the answer is so obvious that is not even worth discussing. I’m aware that the goal of the program is to attract investments mostly in the longer-term plan to sustain the payouts for the short-term ones, but the goal of any regular investor is to profit from a program fast. So we can conclude that the goals we see here are very different!
3) I think it’s just totally lazy not to have an FAQ page, especially if you state you have been running your program for two months. Maybe you will have the good FAQ page eventually, but put at least something from the beginning. All the professional programs must have FAQ pages in place before they even launch, so any excuse for not having it after supposedly 60 days online is simply inexcusable. I don’t think that MNO will be the only one with a negative opinion on YourPrivateLottery after he was not able to place a simple explanation of the investments plans anywhere on the site apart from the news section. Therefore, I sincerely hope that the admin of the program will fulfill everything planned for his program, but for now we can only evaluate the program as it is presented to us at the moment and which I think I honestly did in my detailed review of YourPrivateLottery which can be read here.

ReProFinance which is currently ranked #7 at MNO monitoring and paying for nearly eight months has announced a new incentive program called Investor of the Month. Starting from February 2011 every month one of the regular members of the program having at least $100 deposit in one of the plans offered by ReProFinance (0.8%-1.5% for 90 business days or 0.9%-1.9% for 180 business day with the principal back on expiry) will have a chance to be a randomly chosen winner who will enjoy a $1,000 cash bonus. It will be credited to his account with the program but can be withdrawn. I think these promotional efforts were a part of the recent campaign which is obviously has increased membership as its target. Due to those efforts the website of ReProFinance have been totally redesigned lately and the new payment options have been added including AlertPay and Bank Wires (in addition to the previously available LibertyReserve and PerfectMoney). Well, I believe that the stable work of the program for the last 8 months and instant payouts processed every single day deserve wider appreciation from the public. I believe also that such new contest might also increase some interest towards ReProFinance which otherwise offers pretty low returns compared to the majority of its counterparts. Here is the official announcement published on the website of ReProFinance (reviewed here):
“Investor of the Month program announced
Dear Customers.
As from 1st February 2011 ReProFinance proudly announces Investor of the Month program. This program is offered only for private investors. No monitors or corporate clients allowed to participate. Another requirement is to have at least $100 (or euro equivalent) of active investment with ReProFinance. Each full $100 of your active investment increases your chance to win correspondingly!
No additional registration to participate in program is needed. If your account meet the requirements you are considered as applicant. If you, for some reason, don’t want to participate in our program, let us know via internal mail.
Date of winner announcement is 25th of each month starting from February 2011. We randomly choose a winner, who will receive 1000$ prize to his account available for immediate withdrawal. Also ReProFinance signed Investor of the Month certificate will be mailed on address you provided upon registration if a winner desires.”

I noticed that InvestPlatforms (reviewed here) has added PerfectMoney as their third payment processor together with LibertyReserve and AlertPay and did it silently without any announcement in their news. But I managed to find other news on their site instead. It looks like for all the deposits made in one of the plans offered by InvestPlatforms (1.2%-2% daily variable for 120 calendar days or any of the variable monthly plans) for over $50 will get a 2% cash bonus which will be paid directly to your LR or PM account. In my opinion, it’s strange that AlertPay was excluded from that promotion, especially considering that the administration of InvestPlatforms recently won their battle against AlertPay and managed to get the rights to their account back. Despite trying to make this cash bonus look like it was done to commemorate the upcoming Chinese New Year it looks to me like an attempt to get more LibertyReserve and PerfectMoney from the members due to cashflow issues. Don’t get me wrong as the payouts from InvestPlatforms are still being processed relatively fast but the exclusion of AlertPay from that promotion makes me think that. I sincerely hope that it’s nothing but the inability of the program’s administration to fix the recent serious issue in their script which affected the withdrawals recorded history and its irresponsiveness to me regarding that during the last few days. The promo is described in more detail below in the latest news from InvestPlatforms:
“Chinese New Year Promotion For Existing And New Members!
CHINESE NEW YEAR PROMOTION! – (28th January till 28th Febuary 2011) :
Liberty Reserve or Perfect Money deposits with $50 or above entitles Members to a 2% Cash Bonus Rebate.
Dear Members,
For every new deposits made after 27th 2359h, you will be entitled to a 2% cashback bonus which will be paid back into your LR or PM account. Please take note that promotion is only for Liberty Reserve and Perfect Money deposit with minimum of $50.
We wish every one a Joyous Chinese New Year and may this year of the Rabbit brings forth tremendous success and a positive leap in your investment portfolio!
With many thanks and appreciation,
InvestPlatforms Management Board”.

Just a small announcement from FondosMayores (reviewed here) who announced that according to the previously announced plans the plan paying 2% for 75 business days for the deposits over $1K will be removed from their investment plans set starting from next week. There is still no interview from the program’s admin received and I have totally lost hope in ever receiving it. That’s funny because FondosMayores wanted that interview so much and promised to make it first time after my review was published. But it looks my questions were too tough for them, lol. Anyway, please take a note of the latest announcement by reading the following short news from FondosMayores:
“Dear Clients
All the transfers from the plan Classic 75 are done. This plan will be completely closed by January 31, 2011.
If you haven’t communicate with us, please do so immediately.
The FondosMayores Team”.

I just wanted to remind you that the MNO cash contest sponsored by UnicornInv is still running and you can earn a $5 cash prize daily simply by being the first to answer the questions about UnicornInv submitted by the admin. By the way, today the admin sent more questions so I’m glad to report that at least for the next two weeks you will be able to enjoy the cash prizes and fun which you can find on the specific thread of MNO Forum (click here to participate in the contest). I’m also expecting to have an interview from the admin of UnicornInv soon and will be ready to publish it on my blog as soon as I get a reply from him. I remind you that the current sponsor of MNO cash contest UnicornInv has been listed for two months already paying quite low but sustainable returns of 1% on every business day and 6% weekly with no expiry starting with a $20 minimum which you can deposit via LibertyReserve, PerfectMoney or SolidTrustPay payment processors. You are able to find out more about UnicornInv in my detailed review of the program posted here.

For the last 36 hours I was paid from the following programs listed with MNO:
GorgonProjectInvest, Escaliva, FutureTrails, GoldenShoesVentures, OilCapital, ReProFinance, YourPrivateLottery, Businex, KlickWallet, IncomeLadder, AccessTomorrow, DollarCommerce, AllianceAdvantage, ExtraIncome, FondosMayores, UnicornInv, ECashBroker, BetBankFund, GainBucks, FxEconomy, RevenueBuild and Finansima.

That’s all I wanted to report to you today, guys. I hope to see you on MNO tomorrow when I have some plans to publish another issue of MNOFridays which I know many of you like very much. I hope today’s update was useful for you and I want to wish you a very good weekend ahead. See you all tomorrow!