BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hi everyone! After what could best be described as a sleepy weekend in the HYIP industry (not that I’m complaining!) what better way to start the working week with something positive. Later in the week I’m hopeful that there will be a couple of exciting events on MNO for you to watch out for, but for today I want to look into one of the most eye-catching new online HYI websites I’ve come across in recent weeks. There’s been a small but noticeable number of high quality investment programs opening over the last number of weeks now. One of them is definitely one called ExoticFX, a brand new program just added to the MNO monitoring list. To give an overly simplified description of ExoticFX would be to say its a long term project offering daily payments with some shorter to medium term plans offering on expiry payouts thrown in to give a wide variety of options. The reality is of course that there’s a lot more to this program than just that.

But for now let’s just start with the basics. ExoticFX offers four long term investment plans that make daily interest payments. However if that doesn’t quite suit you they also offer another four plans with shorter terms that on one hand pay smaller returns on expiry but on the other hand have the advantage of putting you into – albeit more modest – profit a lot faster. So in other words something to appeal to most regular online HYIP players. Some of the plans are relatively expensive but nothing to such an extent that would completely isolate investors either, and in time I think they’ll all bring in a fair share of participants.

I’ll start with the longer term daily payment plans as they’re basically at the core of any long term program, though as I said there’s a lot more to ExoticFX than just that. The first choice you’re presented with runs for a term of 120 business days (24 weeks) and is open to deposits from a $10 minimum. Interest payments are made to your account at a rate of 1% per day and are made on business days only, ie Monday to Friday. That would see you collect payments accumulating to 5% per week and adding up to 120% by the time the plan matures. At this point your initial principal then gets returned. Maximum spend here is $500.

So in practical terms that would mean in return for a $100 investment ExoticFX would repay you $1 per day, $5 per week, and $120 in total. Once that’s been received you can then expect the original hundred to be returned leaving you with a tidy little profit of $120 and having significantly better than double your money. Provided the program is professionally managed I feel this is more than achievable. And crucially you will at least break break even before the end of the plan, in this case after 100 payment days (20 weeks) to be exact.

Next, for a minimum deposit of $200, you can join a plan that runs for 140 business days (28 weeks). Interest payments are also made on business days only – Monday to Friday – but at the improved rate of 1.2% per day. That amounts to 6% interest over the course of a week and eventually accumulates to 168% by the end of the plan. This figure can then be considered profit once the ExoticFX admin returns your original principal. $2,000 is the spending limit for this plan. You will break even after 84 business days.

The third plan will cost you a $500 minimum to join with a maximum spend level set to $5,000. It runs for a term of 160 business days (32 weeks) and pays a daily dividend of 1.45% per business day. That will add up to a total of 7.25% for every week and 232% in total. This can be then considered profit after your original principal is then returned. The break even point however will be after 69 payment days.

ExoticFX‘s fourth plan, and the last of their daily payments series, runs for a 180 business day term – 36 weeks. You can join it for a $1,000 minimum so clearly it might not be for everyone. If that’s not too much of an expense for you however I can tell you that in return you are offered a daily interest payment of 2% per business day. That’s a very nice return of 10% per week, allowing you to break even after 50 business days and finish with a total profit of 360% on top of your original principal which is then returned. There is no maximum deposit enforced for this plan.

If nothing there really appeals to you then the second group of plans might be more suitable. They all run for more short to medium term periods and make one single lump sum payment on expiry. This payment includes both your profit and your principal.

You can join relatively cheaply again, with ExoticFX taking a very affordable $10 minimum for the first plan. It runs for 2 weeks and makes a payment of 110% on expiry. Please note that the accumulating profit of 1% per business day will be displayed in your account, you only get to make the withdrawal after the plan matures. Maximum spend is $500.

For an investment between a $200 minimum and a $2,000 maximum, ExoticFX‘s next plan runs for a 4 week investment term. Interest at a rate of 1.28% is again displayed in your account per business day, however the final payment is only made on completion of the term. This should add up to 125.6%, principal included.

Larger deposits starting from a $500 minimum can be placed in the third on expiry plan, which runs for 6 weeks. Here ExoticFX are offering 1.55% interest per business day, which can’t actually be withdrawn until the end of the term. The accumulated profit will add up to 46.5% in addition to you principal which is returned with the same payment.

The last plan carries a $1000 minimum price tag (no maximum). It runs for a total of 8 weeks and makes one final payment on expiry, though again displaying the profit in the form of daily interest earnings. The daily rate is 2.3%, though again that means absolutely nothing until the 8 week term is completed and you get your payment. The total repaid to you should add up to 192% of your initial investment, which includes your principal plus 92% profit.

Payment options for longer term investment programs can be a bit, shall we say, Spartan at the best of times. One of the things that puts ExoticFX ahead of much of their competitors in the long term HYI market though is the fact that they have opted to avoid this comparison and give as good a selection of payment facilities as most of the top programs with AlertPay, GlobalDigitalPay, HD-Money, and LibertyReserve all available as online processors. Bank Wires are promised for those who maybe prefer not to deal with any of those. In the case of the four daily payment plans interest is credited to your account at around the same time every day. You may then request a withdrawal and expect it to be paid within 24 hours, keeping in mind that payments are only made on business days. So if you make a request on weekends or public holidays remember to allow them a little extra time.

It works the very same way for on expiry plans, however just to avoid any confusion please note that while the interest is calculated and displayed in your account every day, you only get to withdraw at the end of the term. Also anyone interested in compounding should take note that this practice is allowed only in the daily payment plans. For on expiry plans it isn’t.

One of the best aspects of ExoticFX and one I’m sure most seasoned players will agree with me on is the security. It’s pretty strict to say the least, and although while it may first look a little overly complicated to those less experienced investors it really isn’t too difficult to get the hang of. And in the long term the security of your account is of paramount importance so it’s something that we’ll all be grateful for eventually.

The most important thing to pay attention to here is a series of personal transaction PIN-codes. When you become a member of ExoticFX you will be sent a series of randomly generated eight digit code numbers. At any one time you will be sent a total of five such codes. You will then be required to enter one of them each time you wish to carry out any transactions or account related activity. An important thing to remember is that each one of these codes may be used only once. After it’s been entered it will no longer be valid. After all five codes have been used up you will then be automatically be sent another set of five brand new transaction PIN-codes.

The admin modestly describes this as a fool-proof system and it’s not difficult to see why. The only way your account can be compromised is if your e-mail itself gets compromised, so as always keep these things secure and locked up tight. But overall the program is running off an excellent script which is unique and totally customized to suit their requirements. Online security being one of them.

Apart from that ExoticFX is also DDoS protected by Dragonara and hosted on Bahnhof Pionen White Mountains datacenter, a name which some of you may recognize as also being home to the famous whistle-blowing website Wikileaks. According to several sources this is “a facility that used to be a nuclear bunker”. So at least there’s no corners being cut there and no effort or expense being spared. The website itself is very impressive as well, featuring an extensive FAQ section and a series of videos outlining the investment process to potential clients. There are also four domains registered for three years each. If you have any questions about this then there are a variety of ways to get them answered. For one thing there’s an online e-mail based ticketing system. A proper one (unlike many other HYIPs) where you can easily view existing open and completed tickets. In addition to that you will find a Live Chat service and a private members only forum where you can discuss the program. The ExoticFX website is fully SSL encrypted in both public and private areas as certified by Comodo.

To get into the alleged business activities of ExoticFX here is a little tricky, simply because of the almost vast expanse of the material there. To help compress things a little however there are a couple of videos on the website of between 10 and 14 minutes in duration that try to explain the company, what they do, why they do it, and what they think they’re going to achieve. It purely a matter of personal opinion of course but if you’re interested in spending your money here then it can’t hurt to at least take a look at them beforehand. But if I had so condense the entire process into a simple expression it would be ForEx trading and reading the market conditions that drive it one way or another. Anyway, you should really be looking into that for yourselves and putting any outstanding questions to the ExoticFX admin for him to explain.

Taking it as I do purely as an online HYIP (until proven otherwise) there are a lot of risks involved. And whether a real registered company or not as ExoticFX say they are (in Hong Kong under the name Dantex Trading Ltd) that much is going to be true of any online based venture. And this is no exception. However as HYIPs go this one is particularly well planned and organized with a definite professional flair to it. By no means does that entitle one to start spending unaffordable sums of money in the program but I think it certainly warrants a closer look. It could be a worthwhile addition to any portfolio for serious HYI players, and one that doesn’t have to cost all that much for a decent yet sustainable return.

DAILY NEWS FROM THE INDUSTRY.

First off, I would like to remind to every reader of MNO blog that tomorrow, February, 22nd, at 21.00 GMT (London time) you’re welcome to join MNO Live Chat where you can get answers to your questions from the admin of GreenBackShares Jeremy. You can ask about his program, his opinions on the industry in general, and hopefully even win some cash prizes as usually happens in the chat sessions. Please note that it will be a unique opportunity for you to find out more about one of most promising new programs first-hand so please be sure that you register your account on MNO Chat beforehand so you will be able to actively participate. I remind you that GreenBackShares was added to MNO monitoring only 16 days ago but already managed to become a popular choice among investors following a generally favorable review on MNO (read it here) and the interview with its admin Jeremy (click here to read it) where he described quite frankly the principles on which GreenBackShares is run along with its unique features. The program is generally aimed at more serious larger investors with $50 to $200 minimums to spend in the following plans – 1%-1.8% daily for 150 business days, 5.5%-9.5% weekly for 30 weeks, and 12%-20% bi-weekly for 15 cycles with the option of either claiming your principal back on expiry or leaving it in place and continue to earn until you wish to leave. All the main popular payment options are currently accepted by GreenBackShares included AlertPay, LibertyReserve, and SolidTrustPay. However through AlertPay you can join via your credit card or bank wire. So I guess many of you might like to know more about Jeremy and his program and ask your own questions. You may do so tomorrow at 9 p.m. GMT on MNO Live Chat. I’m grateful to Jeremy for the reminder he sent to the hundreds of members of his program, especially as I am aware that he doesn’t do it often and prefers to publish his updates on the website of GreenBackShares:
“We would like to remind you that tomorrow evening, Tuesday, February 22nd 2011, starting at 21:00 GMT, our colleague and co-founder Jeremy Bates will be participating in a live chat session, organized by Money News Online.
Don’t miss out on the chance to get all your questions answered live and in public by our most outspoken colleague!
There will also be instant cash prizes to be won.
Don’t forget to sign up for the Money News Online chat, as only registered chat members will be able to actively participate in the discussion:
http://money-news-online.com/chat/
It would mean a lot to our whole team if you could be there, to share your questions, comments, suggestions or just to show support by witnessing the live discussion.
Best Regards, The GreenBackShares Team”.

Do you want more Live Chats and more cash prizes, guys? Silly question, of course you do! Then tune in to MNO Chat on Thursday, February 24th, at 21.00 GMT (London time) for the second Live Chat session with the admin of GorgonProjectInvest Paul. I remind you that you can find the full transcript of the first conference which was held last month here. Today I received the final confirmation from Paul about the second session and I think Paul will have something more to say about the project now that it’s been online and monitored by MNO for almost two months. For instance since the previous chat SolidTrustPay was added as the sixth payment processor to be accepted by GorgonProjectInvest, telephone support was introduced and the 1% withdrawal fee was scrapped. The program itself occupies the #7 spot on MNO monitoring and is currently offering three investment plans with daily payouts and principal returned on expiry – 1.9% for 30 days, 2% for 90 days, and 2.2% for 180 days. For more information on GorgonProjectInvest you can refer to my review published here and to my detailed interview with Paul published here.

And if that’s not enough I think we will have another session over the weekend with the admin of KlickWallet Andrew (he was first interviewed on MNO here). Of course we should expect more cash prizes because KlickWallet will be celebrating 50 days online soon. I think it’s a great achievement for a program paying short-term returns on expiry to deposits made via AlertPay, LibertyReserve and PerfectMoney – 107%-115% after 5 days, 127%-140% after 10 days, and 170%-200% after 20 days. The earliest members are already well into profit from KlickWallet but I still think there is plenty of room to grow. Andrew is a very proactive and honest admin which you can see for yourselves from the first live chat session we did (see the transcript here). Pretty much any aspect of the industry can be discussed with Andrew and he often has a candid and sometimes even shockingly revealing reply. And I hope you’re not just enjoying profits from KlickWallet but also answering the questions for the new MNO Cash contest on the MNO Forum where $5 cash prizes are sponsored by KlickWallet every day.
Andrew is diligently working behind the scenes on bringing more new features every single day and I guess the #2 spot on MNO monitoring now is only the natural conclusion of his hard work. In tonight’s newsletter he mentions the Spanish version of the website will finally be available soon, so KlickWallet will really become a multi-lingual site with French, Russian and Spanish versions in addition to the English one. It’s also expected to have multi-lingual phone support soon, provisionally by the end of the week. I hope everything will be working smoothly by the time of the new Live chat on MNO which is scheduled for Friday or Saturday night. I will let you know the exact time as well as what kind of prizes you can expect this time after we finalize the details. I remind you that ALL the active participants of the previous MNO chat conference with Andrew received a nice $20 deposit to their KlickWallet accounts which they already managed to withdraw successfully (as the last chat was held nearly three weeks ago). And last but not least – a cash bonus of 5% will be credited to those which depositing $444 or more in any investment plan (5,10 or 20 days on expiry) via the LibertyReserve payment processor. The full newsletter from KlickWallet (reviewed here) can be read here:
“Hello. I hope you are okay and ready for a KlickWallet news. KlickWallet is already 46 days online and doing really well in my opinion. I was checking stats at HYIPexplorer today and found out that we are most visiting program at the moment with almost twice better hits and hosts than second place program. Well, thats shows that KlickWallet is number one choice in industry at the moment and this making me feel proud. Anyway I am sure that with yours superb support we can make this program much bigger than its now.
We will have 50 days anniversary soon so I am happy to announce that I will have some small gifts for you. I will send some random bonuses on a 50 days anniversary, if you want to participate make sure you have an active deposit in KlickWallet. Also we decided with Paul from Money-News-Online to hold another live chat conference on a 50 days anniversary at Money-News-Online chat. Of course we will have some prizes for you at the end of conference, as it was last time. You all invited to participate, dont miss it. I am not sure yet about a time, but as soon as we will decide I will let you know.
Well, we almost finished with Spanish version of KlickWallet, its already up but will be available only tomorrow as soon as its fully checked by a Spanish speaking member. I have also added Russian Live Chat support so if you speak Russian and need a quick help feel free to contact our operator Andrei to get a quick response for your question. You can find russian Live Chat at KlickWallet russian website version. At the end of this week (probably on Friday) I will also finish a work on a French, Russian and Spanish phone support and we will have not only multi-language website but also multi-language phone support.
By the way new Weekly Special is up. Its now LibertyReserve week as many of you requested. Deposit at least $444 and receive 5% bonus on your deposit. If you want to get your bonus, be quick because I will change weekly special on a 50 days anniversary. Please note that if you want to get your bonus you have to contact support after your deposit because all bonuses have to be added manually.
Okay thats all for today guys, all payments are processed as usual. Thanks for your support, I really respect that. See you all really soon with more KlickWallet news.
Best regards, Andrew Bridge
KlickWallet Admin”.

The second payment on expiry from EliteAlliance was received yesterday. This time it was the bi-weekly payout from the plan offering 125% after 14 days. Other plans from EliteAlliance also pay on expiry: 111% after 7 days, 160% after 1 month, and 260% after 2 months. The choice of payment processors is very wide and includes AlertPay, SolidTrustPay, PerfectMoney and LibertyReserve with a $10 minimum required to join any of them. More about EliteAlliance private investment club where sign-ups are only allowed by ref links from existing members can be read in my detailed review published here. But especially I advise you to pay close attention to the very interesting interview with one of the administrators of the program Leon who gace us much more information about his program (you can read the interview here). By the way, just after the interview was published on I noticed a huge swelling of interest in them. I hope it’s a good sign which will allow EliteAlliance to grow even further and eventually become one of the most popular programs online. I can see even now that EliteAlliance is climbing swiftly and getting closer to my Top 10 most popular programs.

The admin of Escaliva Leonard apologized that he was unable to finish answering my questions for the interview today and promised to return it within the next two days. Well, I believe there is no rush because Escaliva is still performing well. They make instant payouts to LibertyReserve every day for their 2.8%-5.6% for 7 days with principal back on expiry plan. I bet after 44 days online Escaliva is already a popular enough program but it definitely needs further growth. Realizing this Leonard recently opened Twitter and Facebook accounts for the members of Escaliva and providing them an opportunity to advertise the program and earn ref commissions. Full instructions on that are provided in the latest newsletter from the admin of Escaliva (reviewed here):
“Dear investors,
It was not long ago when we launched our official Twitter page to help you receive Escaliva‘s latest news and announcements. Now we are taking our social networking approach to the next level. We have added Twitter button and Facebook button to our main page, and with just one click, you will be able to tweet/share Escaliva with your friends.
In order gain referral commissions from this, you need to login and get your referral link from ‘Referral Links’ page first.
For Twitter:
1. Click on ‘Tweet’ button.
2. Log into your Twitter account (if you haven’t already).
3. You will see a pre-written Tweet message. You can simply just replace the URL link with your referral link, or you can change this text to your own words/language.
4. Press Tweet to tell your friends.
For Facebook:
1. Paste your referral link onto your web browser and open the page.
2. Click on ‘Share’ button.
3. Log into your Facebook account (if you haven’t already).
4. Press Share to share them with your friends.
We are coming up with new features and updates constantly, and we suggest you to follow us on Twitter (@escaliva) to be the first one to know it. There will be something special coming up to our Twitter followers as well, so stay tuned!
Best Regards, Leonard Coffman”.

Below is the list of the programs that paid me for the last 48 hours:
EliteAlliance, EuropeInv, FxEconomy, FutureTrails, Escaliva, CarInvestment, KlickWallet, ExtraIncome, GorgonProjectInvest, OilCapital, GainBucks, ViscoCorp, CorpBayGroup, ECashBroker, UnicornInv, GreenBackShares, MidasGoldFund, and ExoticFX (the first payment received).

The newest addition to my monitoring today is WallStreetCompany. The program was launched just a couple of days ago and offers a mixture of plans with low-ROI short to medium term plans taking AlertPay, LibertyReserve and PerfectMoney. Available rates include: 0.8% for 3 business days, 1% for 7 business days, 1.2% for 21 business days, 1.4% for 40 business days, and 1.7% for 60 business days with the payouts processed instantly on request. Investments start from a $5 minimum with compounding allowed on some plans and the principal returned on expiry for all of them. WallStreetCompany has a very decent website with SSL encryption, based on a licensed GoldCoders script and hosted on a dedicated Staminus server. I’ll have a more detailed look at them by tomorrow.

I hope you found today’s update useful for your needs, and I hope you will be back tomorrow for more up-to-date information about the HYIP world. Also don’t forget to come to MNO Chat tomorrow night – I’m sure you won’t regret it!