14/06/2011. BetterMoneyLife Review and Daily News from the Industry

BetterMoneyLife has been moved to Problem status on MNO due to delayed payouts! Do not invest!

Hello everyone! Well, I know I’m a bit late with this one for reasons I think most of you are probably aware of by now, but better late than never. More about that in the news section but first things first and I have quite a lot to catch up on after being offline so much during the last couple of days. So I want to start with BetterMoneyLife which is a brand new short term program that opened just last Friday. Despite being a brand new program though, BetterMoneyLife is decidedly old school in it’s approach to investment plans and offer a selection that would probably be considered a “tried and tested tradition” in the online HYIP industry by now. They’ve always seemed to be popular anyway.

You have two plans to choose from. One that gives you some kind of a safety net with daily interest payments and another that carries quite a bit more risk with just a single on expiry payment. Naturally BetterMoneyLife offer to pay you quite a bit more for the second plan if your prepared to take the gamble. But we’ll start with the daily option as I expect that will be the most popular. It runs for 12 calendar days and you can join it for a $10 minimum. In return for that you will be paid 12% interest per day for the duration. That includes your principal so the total net profit received by yo is 44%. Or to put it another way if you invested $100 BetterMoneyLife would pay you $12 per day, allowing to pass the break even point after 9 days and complete the cycle with $144. You can spend anything up to a $5,000 maximum.

As an alternative to that plan BetterMoneyLife have something for the more serious gamblers. It runs for 14 calendar days this time and as I said above makes just one payment on expiry. In return for joining the payment is to be 192%. On the plus side it still only costs a $10 minimum to join so if you’re just too tempted by the prize but really don’t like the risk you can always split your deposit between plans, keeping the smaller share for this one. You’re principal is already counted as part of the payment so a $100 investment here gets back $192 two weeks later, or 92% net profit. Maximum spend also remains unchanged at $5,000.

Payment options are up to a fair enough industry standard and include AlertPay, LibertyReserve, and PerfectMoney. The BetterMoneyLife admin asks you to allow him up to 12 hours to make sure all payments are completed but also says that they should actually be instant most of the time. You will still need to log into your account area in the program and request your payout, be it either on a daily basis or just once on expiry.

The script that BetterMoneyLife is running off is under license from GoldCoders. The website is hosted on a dedicated server with support and protection from DDoS attacks provided by Dragonara. SSL encryption is however not being used. Any contact with the admin can be done through the online support form, so just fill in your questions and comments or any payment issues there and submit. Though the website itself isn’t particularly difficult to understand.

Texts don’t tell you anything really about the program due to them being shall we say “borrowed” from other sources in the industry. That’s more likely to be down to the designer rather than the admin, but either way it doesn’t matter anyway as they contain nothing of any value. By that I mean there’s no solid information on any sort of a serious business plan backing the whole thing up, but with interest rates like that I honestly wouldn’t expect there to be one. The online HYIP industry is the only place you see it and that’s exactly what BetterMoneyLife is a part of. So as I always try to emphasize, before you join this or any HYI program make sure to do so with a sensible amount of money that it wouldn’t bother you to lose if the game doesn’t end well for you, and for a better result try to use BetterMoneyLife as a smaller part of a wider portfolio.

DAILY NEWS FROM THE INDUSTRY.

If a year ago many investors were quite skeptical about the possibility of ReProFinance taking the lead in the long-term HYIP market now most investors have no doubt that this program is definitely worth the attention. Despite quite a low percentage of 0.8%-1.5% for 90 business days and 0.9%-1.9% for 180 business days with principal returned on expiry (read more about the plans in my review of the program here) ReProFinance has managed to win the hearts of investors by regularly paying instantly to AlertPay, LibertyReserve and PerfectMoney and processing withdrawals and accepting deposits via Bank wires too. Those who believed in the program from the beginning are already in good profits there and apparently made a good bet. The development of ReProFinance didn’t stop yet and the administration has some huge plans for the future including the introduction of their own Debit card, increase the coverage of its investors to 100 countries from the current 58 and introduce regional representatives willing to help members in their area in all 100 countries as well. Along with that ReProFinance is planning to launch a new lucrative service for their VIP-clients with over $10K in the program who according to the administration make up about a quarter of the total membership base. A pretty impressive figure if it’s true. Of course, no story is complete without them mentioning the alleged trading activities which according to the legend brings high profits to ReProFinance. You know, I don’t believe in HYIPs being real ventures as I have never seen one myself, but in my honest opinion approaching its 400th official day online ReProFinance‘s administration can really be proud of their impressive achievements and I wish they could last forever. Of course, I’m aware it’s not possible in the HYIP world but another successful year online would suffice. Why not? Anyway, almost nobody believed a year ago ReProFinance would be able to achieve this, but it did. So this is the latest newsletter from the program for your consideration outlining their plans for the future which will definitely bring the program to a new level if successfully implemented:
“We are to introduce something new to the investment market in next working year
Having been more than a year on the market we make ReProFinance service more interesting and universal for our investors with every piece of news added. The service becomes simpler from the usability point of view and more universal – from the investors’ point of view.
Very soon all our clients will get an opportunity to use debit cards issued by ReProFinance company. Such Visa Electron card will allow you to withdraw your profit directly in cash in any ATM worldwide situated near your house.
Nowadays we have clients living in more than 58 countries but in the new business year we plan to enlarge our service coverage to 90-100 countries and enable even more people to earn money by investing in various investment funds. So, for example, very soon we will be ready to introduce new funds to the investors from developing countries which will be offered along with the existing investment products which became popular owing to small minimum deposits and huge profitability.
Also we will soon launch a new qualitative service for wealthy investors who usually invest more than $10,000. The service will include rapid payouts, priority in bank wire transfers and regular bonuses assigned by administration to increase the loyalty of the very important clients. The program will be launched in the new business year since currently we evidence a stable growth of large investors who invest more than $10,000. During the past six months the number of such clients has increased to 24% from 8%. Also, in view of the fact that the number of new deposits is constantly growing and the number of old deposit withdrawals decreases, we decided to cancel our 30% free for premature withdrawals. This measure will allow us to decrease the volume of the reserve fund and put money in turnover, and therefore to increase the company income.
We are very proud to reach our 400th lifetime day being a professional and close-knit team consisting of regional representatives the number of which is constantly growing. Each representative is our authorized person in your region who will always help you understand the work of the service and answer all your questions. By the end of the second year of operation we plan to have our regional representatives in more than 100 countries of the world. If you want to take part in our program of regional representatives, please do not hesitate to contact our administration.
In view of the upcoming launch of new funds and modernization of investment strategies in the new business year we decided to significantly enlarge the number of our traders, investment managers and financial advisors who will work together and therefore significantly increase the volume of trading and the turnover ratio of funds. In total all these measures should result in the growth of income for both the company and our investors.
“We became a mature investment company which has proved that investment business on the Internet can be built on stability, professionalism and reliability,” said Nate Jameson, President of the financial corporation ReProFinance at the conference devoted to the company’s anniversary. Having passed a benchmark of 1 year lifetime, we understood that everything is just beginning and only trust and authority of our clients will allow us to continue building even more global business with new investment plans and new service next year”.

Well, if you think that over a year is an unbelievable achievement for ReProFinance then you can look at another promising short-term program EarnGroups (reviewed here) that quickly gained popularity among the HYIP experts and general audience alike. Being officially online for 413 days now EarnGroups started as a low-ROI program with a small amount of monitors investing in it and after a year has decided to totally change course and shifted to a more populist short-term program currently offering 120% after 7 days and 145% after 14 days and paying to three payment processors – AlertPay, LibertyReserve and PerfectMoney. I guess, short-term programs are a more lucrative niche in the HYIP industry and currently EarnGroups gets more popular by the day. I sincerely believe the rate of growth will increase more since the first newsletter came out today from the admin. In it some great features were promised to be implemented by next week including the new design and promotional banners to make the program look cooler and more attractive to potential investors. Also SSL-encryption will be established to secure the instantly processed withdrawals which temporarily have been switched off and are now processed within a 24-hour timeframe on request until the security is tightened and can be offered again. For the same reason EarnGroups announced that from now on AlertPay will only be accepted from verified members which will hopefully remove any questions from this strict payment processor and greatly decrease the possibility of laundering money through the program’s interface. In the end the admin (whose name is Christian by the way) thanked members for their continuous support which will definitely go through the roof once the program implements all the changes outlined below:
“Hi Members,
Greetings to one and all! EarnGroups is proud to send out its very first newsletter to our members, after a long journey of being 413 days in the investment field. As such, we are pleased to dedicate this huge success to every member of EarnGroups, who is the real cause for the same. We have to admit that, our members have been the guiding force and support for us all throughout the way, and we hope and believe to see the very same from you throughout the future journey.
Due to the increasing popularity, and the non-stop and continuous growth of EarnGroups, we have decided to make some major improvements for our website, both in terms of technical and security aspects.
As many of you already know, we have been working on a more professional and superior design for our website, and we were expecting to give EarnGroups a totally cool look during the last weekend. Unfortunately, the designer we hired for the job has recently fell sick, as a result of which the design work completion has been delayed. We will be giving EarnGroups a brand new look, shortly after the designer recovers from his sickness, and completes the work.
The promotional banners will be shortly made available in the Referral Links section in your account area.
For the time being, we will be processing all withdrawals manually, within 24 hours. However, we will be implementing instant withdrawal feature, but before that, we have to assure that the system is secure and safe before implementing it, and run various security tests before doing so. We are not certain how much time all these test measures would take to complete, but rest assured, we are doing our best to implement the instant withdrawal feature at the earliest. Once we implement such a system, we will let you know about it.
An important security upgrade that we will be implementing for our website will be the SECURE SOCKETS LAYER (SSL) feature. This security upgrade will ensure that the link established between your web browser and our web server will always remain encrypted, and cannot be intercepted by third parties. This will, in effect, raise the security standard of our website, ensuring safe money transactions. We expect to implement this feature the next week, and once we have done so, we will definitely let you know.
In addition to the implementation of the SSL feature, we will be launching our very own official forum the next week. We are almost close to completion of the work of the forum, and we aim to complete the its work by the end of the coming weekend, and launch it officially the next week.
Now, as you all know, we accept deposits from Liberty Reserve, Perfect Money, and AlertPay. As far as the payment processor AlertPay is concerned, we have been accepting deposits from both verified and unverified AlertPay accounts, but from now on, we will be accepting deposits from ONLY VERIFIED AlertPay accounts. This means that, unverified AlertPay users will not be able to make investments with us, and those AlertPay users who wish to participate in our program, will have to have their AlertPay account verified. We have taken this measure owing to certain security matters, but we hope to change this measure in the near future, once we ensure that all security loopholes are closed, after which members can invest with unverified AlertPay accounts too.
We would like to wind up this newsletter by thanking our members for supporting us continuously, and for being with us. It has always been, and will always be, our pleasure to serve you in the best way we can. Once again, thank you for being with us, and keep up the amazing support you have been extending towards EarnGroups.
Best Regards, Christian, EarnGroups.”

Following the attempted scam launched by an unknown spammer who contacted the members of InpladoFinance with a too-good-to-be true offer of 10% for 15 hours only in case of sending the payouts directly to his LR and PM accounts the real admin of InpladoFinance (reviewed here) issued a warning. He reminded that only two emails are being used by the program and are being sent directly from the server. The admin went on to say that after an impressive run of three weeks he’s not going to introduce any new plans and the program will stay with those in use already. Such plans accept LibertyReserve and PerfectMoney and include the following – 105%-115% after 1 day, 117%-150% after 3 days, 130%-200% after 5 days, 165%-350% after 10 days and 270%-850% after 25 days. Here is the latest newsletter from InpladoFinance:
“Hello Dear Members.
We want to tell you that we have only two mail: admin@inpladofinance.com and support@inpladofinance.info
If you receive a letter from the other mailboxes and they are represented by our company, you can ignore them. Maybe it’s the tricks of scammers that want to mislead you. Please be vigilant.
I want to note that we do not introduce new investment plans.
We continue work in normal mode.
If you have an additional questions please contact us via Live Support or Support Form in our website.
Best regards, Robert Nelson”.

By the way, I believe it’s necessary to draw your attention that the scammers sending phishing emails to LR customers. They become more sophisticated every day. There was always a few of these mails floating around somewhere but recently it’s turning into a flood. And I have to say that many people are still getting caught by such old tricks with the new API that you should supposedly create in order to get something. Remember that many people are still asking me if it’s safe to create new API’s in your LibertyReserve account in order to get something in return. And I must repeat over and over again that it’s highly dangerous and can easily lead to you losing your money as happened with one person who wrote to me today who did exactly what he was asked by an LR impersonator, created an API in order to get a non-existent Debit card, only to discover his LibertyReserve account was emptied in ten minutes. Please do not make that mistake if you receive such emails. The real LibertyReserve will never do a damn thing to help you if you lose your money because all transactions are irreversible and can be withdrawn within minutes. Make sure you never create an API even it looks so tempting like in the following email sent yesterday:
“VISA Debit Card from Liberty Reserve!
Hello dear Liberty Reserve customer, we are finally announcing our own Debit Card! Now you can withdraw your LR funds instantly to an plastic VISA debit card. In order to apply for the card, you need to make new settings in your LR account and the card will be sent within five business days by post. There is no charge for the card purchase, but there will be $1.25 fee for every card withdrawal you will make.
1. You need to logon your LR account, go to Merchant Tools (in upper menu).
2. Click on Create new API and enter following entries:
API Name: DxxxxCxxx
Sec. Word: DxxxxCxxx1
3. Tick Enabled and also check following operations:
Balance, History, Transfer
4. Now enter your Master key and SUBMIT the new settings.
After you have made new settings, confirm them by responding to this e-mail with your LR account number.
Thank you for choosing Liberty Reserve for your payment gateway!”

Sometimes the scammers create an account on free email providers like Gmail, Yahoo etc. making it look similar to the real emails used by HYIPs just to try their luck in getting some gullible people into conversation with them. Just look what I got from someone impersonating the SafeDepositary admin:
“Deposit Bonus for Your Next Deposit at SafeDepositary!
Hello, we would like to thank you for your continuous cooperation with SafeDepositary.
We are going to celebrate one year anniversary very soon and we would like to offer you a deposit bonus on your next investment!
Please respond to the e-mail if you are interested to get know more about our offer.
Best Regards, Safe Deposit S.A.”
As you should be aware no bonuses are offered by SafeDepositary (reviewed here) which pays 1.6%-2.3% for 150 business days with principal back on expiry and anyway, if something was offered there would be some information about it on their website. Most likely, this particular scammer thinks that curiosity will play a part here and some of the real members of SafeDepositary will reply to this email in order to get more details on how to get the bonus. Then of course the scammer gives them a special LR or PM account to complete the transaction and will even probably add that the offer is only valid for the next few hours so you better be quick. Then greed takes over and does the rest. The victims pay the money to a scammer who goes away happy in the knowledge that his trick works and continues to try it out on others. Please, please be aware of such offers and do not be cheated!

I was aware myself how dangerous it is to be online when I discovered yesterday that my email account was accessed by a third-party. I was caught by surprise. I even had to close my website for 24 hours to reduce the risk to my readers and admins who might be contacted by this scammer and pretending to be me and soliciting money. That is why I put so much more importance on security now, because if you become a victim you can lose more than just your money. There’s your reputation, as well as identity theft to worry about. I had to run through three different antivirus companies and hire a professional before just one of them was able to identify my problem. Spyware, malware, keyloggers, and so on are developing and mutating faster than a lot of antivirus service providers seem to be able to keep up with, so don’t think it’s an easy thing to stay safe online either, and don’t think that all you have to do is install an antivirus program and just sit back and forget about it. Trust me, it’s a lesson I learned the hard way but one I won’t be forgetting.

That is why I really like admins who pay more detailed attention to this topic and continue to educate members with some articles dedicated to improving your security. It looks like the admin of UnitrustDirect (reviewed here) pays a lot of attention to such things as one of their latest updates posted on their site was all about basic security rules which I believe many of you would be interested to read on the website considering the rapidly increasing phishing attempts and hackers incidents:
“Basic online security
Maintaining your account security is the primary goal of UnitrustDirect Tech. Department. Help us protect your account from unauthorized access by getting acquainted with basic online security rules. Learn more about most common security threats that may affect your computer and sensitive information and find out out what effective measures should be taken against these threats.”
SMS PIN-codes are just one of the unique features offered by UnitrustDirect to investors and one page in your account on the site is dedicated specifically to this function. This additional layer of security will be a good addition to the previously available features of UnitrustDirect:
“One-time SMS PIN-code
Protect your account from unauthorized withdrawal by enabling one time SMS PIN-code requests. Once enabled this security feature will prompt you to enter PIN-code that will be provided to you by SMS each time your process a withdrawal. PIN-code is valid for a particular withdrawal request only.
Read more about account security features on Security Center section (please make sure to log in your account before clicking on the link).”
I would like to remind you that UnitrustDirect offers instant withdrawals to LibertyReserve and PerfectMoney on four investment plans with payouts processed on expiry – 107.1% after 10 days, 123.8% after 25 days, 194% after 65 days, 403.4% after 125 days.

The admin of Opulentia Daniel (interviewed here) sent a very useful newsletter dedicated to exchangers and I must say such newsletters are quite rare from admins, most of whom are more concerned with getting more profits for themselves. So such advice can be really handy if you use exchange services quite often (by the way, you can exchange your funds in some directions straight from your account in Opulentia). Two names were mentioned and one of them I totally approve of – is eCardOne which is a very reliable exchanger and from my experience with them I never had any issues withdrawing money from LR. It would be good if they could add more selling options besides LR (like PM and GDP) but when it concerns LR outward exchanges eCardOne is really the best and fastest service, especially if you have a Bank account in one of the EU countries. As for AlertExchanger, I must confess I didn’t really have many pleasant experiences with them as recently the orders (especially from AP) are processed with delays, that’s something I can’t say about the only exchanger approved by MNO – xChanger (you can read the interview with the owner Andrei here). In my opinion and the opinion of many others xChanger is the best and fastest provider when it comes to e-currency exchanges as opposed to buying and selling them which is still not supported on the site. In order to make your exchange you will have to register on the site and even get your account verified if you want exchanges from AlertPay. But it’s still worth it, especially now that xChanger has some great offers if you want to buy SolidTrustPay or AlertPay.
Anyway, getting back to Opulentia‘s update I can’t help but mention that the program has been running for a few months now offering two main investment plans – 2.15% on every business day for 365 days and 11% for 55 weeks with principal returned on expiry. Since we’re talking about e-currencies here Opulentia accepts the top 5 including AlertPay, LibertyReserve, PerfectMoney, SolidTrustPay and GlobalDigitalPay. The withdrawal requests are processed quite fast and the minimum to invest is only $1 which makes it affordable to literally every single investor. I guess partially due to this they have become more popular and are currently in the top 5 most popular programs on MNO monitoring. Here is the latest newsletter from Opulentia (reviewed here):
“Opulentia: Exchanges
We often receive mails from inexperienced investors who ask us for advice about funding their e-currency accounts. That puts us in a bad spot, as we cant guarantee anything for any exchanger as they are independent of us and we have absolutely no control over them.
What we can say is which ones seem to work the best from the experiences we had:
1. eCardOne (www.ecardone.com) – From where we are standing they seem to be the best for funding and withdrawing using wire transfers.
2. AlertExchanger (www.alertexchanger.com) – Definitely the best as far as exchanging AlertPay goes.
Also, we would like to advise you that, prior to the usage of an Internet service (either e-currency, exchangers or investment programs), you should search for and check the experiences of other users on the Internet.
If you did not know, you can exchange your available balance between e-currencies before withdrawing through “Currency Exchange” in your account. Currently not all directions are supported, but we are working on that at the moment.
As you can see, we have been online for well over 4 months now. We had no problems and everything is going perfectly. It would not be possible without your support and for that you have our thanks.
Best Regards, Daniel Beletzky
CEO at Opulentia”.

Staying on the topic of payment processors I would like to bring you the latest news from SolidTrustPay posted on their official blog which will be of interest to merchants accepting small payments under $10 for which STP will introduce much smaller fees, so you will enjoy more profits from your websites. Here is the most recent update from SolidTrustPay:
“NEW Micro Payments Option Launched
ANNOUNCING – SolidTrust Pay’s NEW Micro Payment Merchant Account !!
Introducing fantastic low rates for Merchants selling products and/or services under $10 !! For only $0.05 per transaction and a 5% fee, enjoy more profits and less fees with the new SolidTrust Pay Micro Payments Account. And that’s not all – if a SolidTrust Verified Member receive a payment, bonus, commission, earnings or just a plain old transfer from an authorized Micro Payments Merchant, THEY will get the same fees reduction as well !! There is nothing to apply for or any hoops to jump though – members will automatically receive the lower fees. No other processor offers “both ways” Micro Payments Benefits.
Want to see the difference? Here’s a comparison:
Merchant A receives a $5 payment (Buy Now button, or direct member transfer)
Regular Receiving fee: 2.5% + $.30 = $0.55 fee
NEW Micro Payments fee: 5% + $.05 = $0.30 fee
That’s a savings of almost 50% !!
This new option is perfect for Traffic Exchanges, Paid to Click, Paid to Read, Music Downloads, and any other online program or site which sends and receives small payments.
How can you get YOUR Micro Payments account? If you are already a Verified SolidTrust Pay Merchant, just visit your Merchant Zone and fill out the Accept Micro Payments application. If you are not yet a SolidTrust Pay member, just SIGN UP, verify your account and within 48 hours after we receive your application you could be increasing your bottom line by decreasing your fees.
Want these cheaper fees when receiving payments from your favourite PTC, PTR or Traffic Exchange ? Why not contact them and tell them about this great new option which will save them AND you $$ !!
SolidTrust Pay – your money, your way”.

AudivaTraders (reviewed here) has still a week to go before the first payments on expiry of their 108% after 2 weeks plan are to be processed but the admin Dale already issued the first newsletter and sent it to members today. One of the main subjects of the newsletter was the review posted recently on MNO where I fully described the program’s unique interface and features including instant payouts to LibertyReserve, PerfectMoney and AlertPay to three plans on offer – 108% after 2 weeks, 131% after 4 weeks and 196% after 8 weeks. According to Dale, there was a lot of research and effort put into creating AudivaTraders and asked every member not to hesitate in contacting their team with any question you might have and any suggestion on how to improve the program. I guess there will be a lot more excitement next week when the first anticipated payouts should be reported on monitors and forums. Of course, MNO will report about that too, so stay tuned for that. Meanwhile, read the first official newsletter from the admin of AudivaTraders Dale Taylor:
“Welcome to AudivaTraders! We would like to welcome you to our company and are glad to have you as one of our first members aboard AudivaTraders.
This week has been much awaited for by our staff and myself for a very long time! AudivaTraders went under a few years of research and building it from an idea we all dreamed of, and to work as a team to benefit everyone and see every single of our clients succeed!
During the first week online now, I personally have been talking with a lot of our members and getting there opinion and am listening to everyone’s thoughts and also answering any of there questions. I also will tell you, if you ever need any assistance or have some questions/concerns, you can contact me through a few different choices; such as, email at support@audivatraders.com, Live Support Operator, Online Forums which are listed on our site and finally you can ask your sponsor. I urge all sponsors to help out there downline if they are in need. Teamwork will lead to success!
Now on to what we have done! AudivaTraders is now listed on a several diferent monitors and also has been reviewed by a couple bloggers. You can find all the monitors on our Partners page or at the following link:
https://www.audivatraders.com/partners.php
Paul, from Money-News-Online.com was one of the first to review AudivaTraders and would like to thank Paul for such a review! If you have yet to read the review, you can find it at the following link:
http://money-news-online.com/blog/2011/06/09/09062011-audivatraders-review-and-daily-news-from-the-industry/
We at AudivaTraders have a lot planned for the future and will be rolling out new features both online in the script and on site along with offline activities for you and all the members at AudivaTraders can take part in! In the meantime, I invite you to head over to the forums and share your comments in support of AudivaTraders! Teamwork goes a long way!
Tomorrow, there will more news to publish!
Have a great week from the whole team!
Best Regards, Dale Taylor. AudivaTraders”.

The second testimonial contest was announced by the admin of MAHIFund Anuschka (interviewed here) recently. The contest will last for a week and  three lucky winners will get a $100 deposit bonus each:
“New “Testimonial contest” started!
Post your testimonial from your account to participate in this contest.
3 testimonials will be randomly chosen and winners will receive 100$ deposit bonus.
Contest starting Date : 14 June 2011
Deadline : 21 June 2011.”
I remember that the last contest only had one winner, so this one should be more exciting. By the way, if you are not aware of this yet, a few days ago MAHIFund added three more investment plans to the original three which I analyzed in the original review of the program posted here. The six investment plans accept deposits via AlertPay, LibertyReserve and PerfectMoney providing instant withdrawals with the following returns – 1%-1.5% for 15 days (principal back), 2%-2.5% for 25 days (principal back), 170%-180% after 30 days, 190%-210% after 40 days, 240%-260% after 50 days, 30%-32.5% for 8 weeks. As you can see the choice of investment plans is quite wide and I’m sure that every investor will find one to his liking in  MAHIFund.

While my site was not functioning there were problems reported on two popular Dragonara server hosted short-term programs with automated payouts – OSWealth and FeoCash due to which both programs were offline for 24 hours. It looks like the admin of FeoCash replied to my request about the downtime of the site and said the following:
“Hi Admin,
The server of our site has been down since yesterday. Although Dragonara’s tech support tell that they will try to find out and solve the problem within 24~36 hours, we do not receive any convictive explanation and positive progress.
Due to the inaccessibility of server, we can neither acquire any data from our data base, nor transfer server to other provider. The only way is waiting for Dragonara’s solution now.
We feel terribly sorry for the inconvenience caused by the server down.”
It looks like everything is fine for the members of FeoCash now as the automated payments have resumed following the site’s reappearance a few hours ago and are processed as usual to LibertyReserve and PerfectMoney on the following plans – 4.33% for 24 hours, 118% after 4 days, 150% after 10 days, 280% after 30 days. Also the following short official update about the downtime was posted on the site of FeoCash (reviewed here) explaining the reasons for it and assuring members that everything was back to normal now:
“Yesterday our server was attacked, which resulted in our server down for 24 hours. Now we have repaired the problem and all the delayed payment has been processed. You can login to your account to check your payment.
We are terribly sorry for the inconvenience brought to you.”
As for OSWealth, I believe the admin was not so lucky as following the hosting issues it has stopped all payouts and finished the game with quite a successful result of 25 days paying which is quite a good result containing five full 7-day cycles. I believe OSWealth could have lasted even longer if not for this unfortunate downtime that has probably put an end to another successful short-term program which few of us expected to last for so long.

As you might be aware my credo is HYIPs are good as long as they are paying. And this rule applies to every program with no exceptions, even if it’s so pretentious to describe itself as above this industry like one of the current leaders EliteAlliance. As proven so many times before there were no real-deal programs in this industry and they are all ponzies, so they should be treated as good for investing only when they are paying within the terms they established themselves. Even if a program is not a ponzi (which is simply unbelievable with such returns) EliteAlliance still should be treated as a regular HYIP to avoid disappointment and never invest a penny what you can afford to lose. Looks like a couple of days ago the first reports of  unprocessed payouts from EliteAlliance first appeared online which prompted me to move them to Problem status on MNO monitoring following an attempt to uncover the reason for the delays. I failed to receive any reply which shows the total contempt of the admin in my opinion. Then yesterday there were some encouraging words on forums and some MNO readers also reported that they had been paid to their AlertPay and SolidTrustPay accounts. But what about LibertyReserve and PerfectMoney payouts? If Leon, one of the admins of EliteAlliance states that they are not a ponzi why can’t they pay all of members properly without delays of over five days now. Last night another promise was made in the latest newsletter that the payments would be processed within 24 hour. Another broken promise as no LR or PM withdrawals were reported to me yesterday. I would suggest to hold off your investments in EliteAlliance until the payments to all the payment processors resume, because in my opinion payouts to such strict payment processors like AlertPay and SolidTrustPay and ignoring the members who want to be paid via LibertyReserve or PerfectMoney is simply inexcusable and cannot be justified by this rant posted below. I still hope that EliteAlliance is able to get back on track, but at the moment no deposits there are recommended (if the program is not a ponzi as stated below it won’t affect it anyway). Here is the latest newsletter from EliteAlliance (interesting to note the European or UK spelling of the word “honour”, as opposed to the US “honor” that we might expect from person with an obvious American accent in his recent audio webcast. Not saying it means anything because it doesn’t, just saying it’s at least a curiosity):
“Update from Leon Reiter (Managing Director)
Hello Everyone,
It’s Leon here. This is an urgent & important Update. I apologize for being a bit late with this one, but still it is topical and very important.
First of all, I would like to pay attention to what has been going on lately. Just returned from a Business trip and was unpleasantly surprised by all the negative feedback and responses received from some Members.
People scream “scam” here and there – now I can see the real scale of the shady so-called “HYIP-industry”. There must be so many people who fell victims to the GREEDY HYIP ADMINS that every time we have a LITTLE delay in Payouts, people are losing their TRUST… A SHOCKING fact that makes me sad…
Shouldn’t it be a matter of personal choice whether to stay a Member of EliteAlliance Wealth Club or go for some really QUICK “cash” and put your hard-earned money in the nearest Ponzi?… Any Member can withdraw his/her money at any time and try finding a “SAFE HOME” with some hit-and-run Pyramid scheme. We run a serious Business here and I am fully aware of my obligations to my Partners, be it EliteAlliance Members or my Associates from Austria, Belgium, United Kingdom and all over the world. I am a man of honour and I always do what I can to stick by my promises. Some people just need to stop and ask themselves, “Why am I doing this if I simply do not trust?” It really sounds “insulting” at times when some Individuals call us this and that…
Now please let me get straight to the Business…
As I mentioned before, I had to go away on a Business trip for several days. I did not take my laptop with me, instead, I took my Sensor Tablet for convenience to show a new Presentation of the InProfit System. Sensor is very handy when it comes to showing presentations on the big screen. That is why it takes so long to process the Pending Payouts, however, now I am back and ready to process them. What is not good is that my Tablet submitted a duplicate AlertPay Mass Payment in a blink of an eye and we are negotiating with AlertPay in regards to this issue. And that is what happens when people do such things under the pressure of negative emotions – thanks to some Members for the support. All this makes me want to give up and close our doors for a limited amount of Members who truly show their wholehearted support, especially when we have a Great Offer from our Partners in Switzerland to provide Capital sufficient to grow financially 10x times faster. What we offer here at EliteAlliance is not just a regular Investment Opportunity, but rather a jewel in the crown of Elite Group. Everyone MUST completely understand that what we offer here in just 30-60 days would take at least 5 years to accomplish with your local bank and could be lost in a day in some HYIP scam. Please excuse my frustrations when I respond to SOME (only a few) Members, but it looks like I am doing this for myself only – there is no gratitude in return. And I feel that we will definitely go PRIVATE by the end of this year.
Anyway, what is more important is the PENDING Withdrawal Requests – I will get them processed within 24-hour time frame. And one more thing, I will upload all our recent Activity Reports as well within 24 hours and will post a short Update to report on the progress and changes.
And the very last thing for the non-believers… Yesterday we processed $260,000 in Payouts, today we have almost the same amount and we will get it done soon. If we were a HYIP, we would not simply be able to sustain if such amounts are paid in full within 2 days. Some IMPATIENT Members should think about that and also look at our Alexa Statistics:
http://www.alexa.com/siteinfo/elitealliance.net#reach.
EliteAlliance is very popular all around the world. Experienced Investors are still investing with us as they know we will STAY while others come and go!
Thanks to all our REAL Supporters for their Unwavering Support!!! We look forward to shake hands with our new and old Alliance Members & Friends to grow and prosper together!
With best regards, Leon Reiter
Elite Group Managing Director
Office Phone: +44-203-355-0081
International: +1-866-974-1777”.

For the last 72 hours during which I haven’t reported any news I got paid from the following programs listed on my monitoring page:
PermanentProfit, StockBiz, PrimFix, Opulentia, FeoCash, InpladoFinance, RichieFund, GulfReserve, Insectrio, LucrativaFund, MAHIFund, ViscoCorp, UnicornInv, EurexTrade, ReProFinance, UmProfit, MGFunds, StraDox, AlphaForex, CyproRealty, AdvanceFund, SafeDepositary, EarnGroups, GorgonProjectInvest, EurosFund, BrantonsGroup, PowerfulStrategy (the first instant payments received), HourlyEarnings (the first instant payments received) and BetterMoneyLife (the first instant payments received).

These were an awful 48 hours for me personally but now that MNO Blog is back on track I would like to sincerely thank all my readers for their words of support and encouragement they have shown to me. I would like to add that I will still continue working despite some naysayers who might not like my style. Well, the popularity of MNO proves otherwise and I believe that MNO will be delivering you daily news from the HYIP industry for a very long time. Stay tuned and see you on MNO tomorrow with a detailed review of PowerfulStrategy and more news from the industry!