Beware! LibertyHoard has stopped paying and has been moved to Problem status on MNO! Please do not invest!

Hi everybody! One of the most recent additions to the MNO monitoring page that I want to take a look at today before the news is a short term program called LibertyHoard. It’s a fairly high risk game here and one with the potential to go either way. We’ve seen a large number of programs organized along almost identical lines in recent months, some of which have been runaway successes and others that have been utter flops. LibertyHoard could be either but one way or another it’s a gamble, so keep that in the front of your mind throughout.

There’s a series of mostly short term investment plans available to you if you join LibertyHoard. Some have already begun paying out and some investors are to be fair in profit already from this one. Other plans are frankly ridiculous and designed entirely with the intention of parting the stupid, the greedy, and the newbies from their cash.

We’ll get to them in a moment but first we have a plan that pays on expiry after a term of just 1 calendar day. You can join for a $10 minimum and in return for anything up to a $200 deposit get back 105% interest. That includes your principal of course so it’s a 5% profit for yourself. For those prepared for a bigger gamble the following rates will apply:
106% for $201 to $500, 107% for $501 to $1,000, and 108% for $1,001 to $3,000. Check your LibertyHoard member’s area for details on anything above that.

Next is another very short term plan that runs for 3 calendar days and pays on expiry. LibertyHoard will accept a $10 minimum deposit and for anything up to $200 will pay you on expiry a rate of 116%. This also includes your principal so is 16% profit for yourself. The plan is a little pointless to be honest as it’s no more profitable than re-investing your principal in the first plan for three cycles but carries a much bigger risk for nothing. Anyway, higher rates apply to larger investments and will be calculated as follows:
$201 to $500 earns 119%, $501 to $1,000 earns 122%, and $1,001 to $3,000 will earn 125%. Again for any information on bigger deposits than that you should check the LibertyHoard members area.

For something a little riskier LibertyHoard offer a plan that runs for 7 calendar days and makes one single payment on expiry. Again it’s a disappointment due to the fact that the heightened risk simply does not get rewarded should LibertyHoard turn out to be a success. On a profit per day basis there is almost nothing to separate this plan from the original one day plan. Nothing to separate them financially that is, there’s plenty to set them apart in terms of risk however. Anyway, for a deposit between $10 and $200 LibertyHoard will pay you 136.5% interest on expiry. Larger deposits are offered the following rates:
143% on deposits from $201 to $500, 150.5% on $501 to $1,000, and 180% on $1,001 to $3000. If you really need to spend more than that then check inside your LibertyHoard member’s area for further details.

The next plan runs for 14 calendar days and again pays you once on expiry. Your payment will already count your principal as part of that. For a $10 minimum deposit up to $200 LibertyHoard offer a payment of 174%, or 74% profit. That’s going to be a difficult one to come up with to say the least but it’s totally up to you. For larger deposits they offer the following:
187% on investments between $201 and $500, 220% on $501 to $1,000, and 300% on anything from $1,000 to $3000. For anything above that you can check the members area.

Whatever about that plan being unlikely to put you in in profit, I will include the following two plans purely for informational purposes. If you really want to spent money on LibertyHoard you’d do better to avoid these and try your luck with something shorter term. Anyway, the term runs for 30 calendar days and one single payment is offered on expiry at the following rates:
360% on from $10 to $500, 1300% on $501 to $1,000, and 2250% on $1,001 to $20,000.

And if that didn’t make you smile then LibertyHoard‘s final plan offers to pay 7620% interest on anything from $10 to $20,000 on expiry of a 60 calendar day term. Like I said at the start, the greedy, the stupid, and the industry newbies please take note!

Payment options are really nothing out of the ordinary with only LibertyReserve and PerfectMoney being accepted. That’s pretty much what one might expect from a program like LibertyHoard anyway, except that generally most of them would compensate for this by allowing instant payouts. This is not a feature offered by LibertyHoard so you’re going to have to wait for them to be paid manually after you request them. You will be asked to wait up to 24 hours for the admin to complete the transaction, and while I wouldn’t say that instant payouts are in any way vital to the HYIP industry overall, when it comes to extremely short term games like LibertyHoard you’re at a distinct disadvantage by not having them available.

LibertyHoard is running off a licensed GoldCoders script and the website is properly SSL-secured, something that in my opinion should be seen as standard practice rather than a bonus at this stage. They are hosted on a dedicated server by AntiDos who are still a fairly new but seemingly dependable enough name in the industry. That of course only affects the availability of the LibertyHoard website, but has no bearing on the investment you may make. If you have any questions for the admin then the only point of contact is through filling out a support form and submitting it.

It should be fairly obvious to you by now that there’s no serious business plan at work here and that LibertyHoard is a clear cut high risk gamble. Some of these things pay off, more of them don’t, and it’s impossible to say where this particular one is going. It has been a fairly slow start for them however, but no matter what you still need to be aware of the risks first. If that’s something you’re comfortable with then stay within your spending limits and don’t be too dependent on any one program.

DAILY NEWS FROM THE INDUSTRY.

The main headlines today were made by the downtimes of two huge HYIPs – EarnGroups and PrimFix. Both programs experienced severe difficulties on their servers today caused by huge DDoS attacks resulting in very intermittent access to both sites. I hope that both PrimFix (reviewed here) and EarnGroups (reviewed here) will be back to normal by tomorrow, though I must say that the admins chose very different methods to overcome the situation. If the admin of PrimFix Derek (interviewed here) promised to mitigate the attack with the help of his provider Dragonara very soon, then the admin of EarnGroups Christian (interviewed here) took a more proactive approach promising to not only try to stay online and keep paying to members instantly as usual (I was paid instantly today within the periods when the site was online) but also he and his hosting provider DdoSWiz are working together on mitigating the attacks and taking other measures to prevent it from happening again in the future (steps that are technical in nature and therefore not subject to discussion here). By the way, the admin of EarnGroups Christian shared with me his personal feeling that today’s attacks may originate from some scammer who recently blackmailed him for a ransom in return for leaving the site alone and to whom he rightly refused to pay. Anyway, I will share more news with you regarding the update of those two programs, but I really hope that they will be back to normal by tomorrow.

Contrary to the attacks on the hugely popular websites Insectrio (reviewed here) seems to have avoided the attention of hackers and stays strong by paying instantly every day. The site of Insectrio also keeps developing and improving. So today the admin of the program Robert (you can read my interview with him here) announced that the payouts in real time had become available for public display if you would like to make sure that Insectrio is really processing instant withdrawals to LibertyReserve and PerfectMoney and regularly paying on the four available investment plans – 103% after 1 day, 120% after 5 days, 145% after 10 days, 170% after 15 days. After more that 46 days online Insectrio has successfully finished three of the longest investment cycles and is now definitely being taken a lot more seriously by many investors who were quite skeptical at the beginning when Insectrio launched and the admin had some bold plans for the future. Well, now they’re an established and respected short-term program and I believe it has a good chance to survive summer like the admin Robert promised recently. Here is his latest newsletter issued today:
“Dear members,
I am very happy and excited to let you know, that from now on you can watch the live payouts statistics of Insectrio here: http://insectrio.com/?a=paidout. That means, that you can see all the withdrawals that have been made to Insectrio members since our launch, and you can also watch and monitor live the payouts being made everyday to our very happy investors. This will undoubtedly show you how strong, powerful and reliable Insectrio has become. The growth rate has become the best, and I have no doubt in my mind that Insectrio will become the best and most sustainable program the HYIP industry have ever seen. Thank you all for your tremendous support!
Regards, Robert”.

PowerfulStrategy (reviewed here) also experienced some technical difficulties today that prevented me from withdrawing my daily payments. I don’t know the reason but hopefully it will be solved by tomorrow. In his latest news update published on the website the admin offered a 5% bonus on all deposits made today to any of the plans via AlertPay, LibertyReserve and PerfectMoney – 1.8% for 10 business days, 2% for 25 business days, 2.3% for 60 business days, 2.8% for 120 business days with principal returned on expiry of each plan. Here is the latest news taken from the website of PowerfulStrategy:
“Dear investors! Many of you have seen the problem of access to our website in recent days. Today we changed the channel to more powerful and now problems with access to our project there should be no. To compensate for the loss of your time, today we are distributing bonus – 5% of the deposit amounts that you make 5th July, from 00:00 to 23:59 server time. This will allow you to get more profit!”

As you might know the LibertyReserve interface again experienced some technical difficulties for its SCI which prevented some admins from crediting deposits to accounts. The problem has been solved by now of which I was informed by the admin of one of the programs currently listed on MNO – FxLandiar (reviewed here):
“Dear valued members,
You may found that for a long time today you can not receive any mail from Libertyreserve. And there was also a problem with their SCI systerm. Now Libertyreserve is just back to normal. You can login to your Libertyreserve account with Liberty Reserve Verification PIN now. I have added all Libertyreserve deposits during this period manually.
Best Regards. Rachel. FxLandiar”.

Below is the full list of programs monitored by MNO which paid me within the last 24 hours:
EarnGroups, BrantonsGroup, TrueWealthAlliance, GorgonProjectInvest, UniPrimes, BaseBucks, FeoCash, EverydayEarnings, GlobalFxTrades, GulfReserve, MonetaryOasis, Opulentia, EurexTrade, ReProFinance, EurosFund, TopsFund, MGFunds, Insectrio, AlphaForex, SafeDepositary and InvestNetGroup.

Two new programs have been added to the Premium list on MNO today. We will start with HeinxInvest that officially launched only yesterday. The program accepts all the top five payment processors – LibertyReserve, PerfectMoney, SolidTrustPay, AlertPay and GlobalDigitalPay. The investment plans include the following – 110% after 7 days ($50 minimum to invest), 8.5% for 15 days with principal already included in daily payouts ($20 minimum) and 3.5% for 30 days with principal returned on expiry ($10 minimum allowed). HeinxInvest is running off a licensed GoldCoders script and is hosted on Staminus server with DDoS protection provided by Koddos. More about that will be in the more detailed review which is going to be published on MNO in a couple of days. Meanwhile, read the first greeting from the admin posted on his site yesterday:
“HeinxInvest is officially open to the general online community.We started this project some years ago via offline and today dated July 4th, 2011 we officially declare this program open for online operations. This site will be used for communication with our online/offline members. Register and start enjoying our unique investment opportunity!”

The second programs added to MNO today is called JPDaily (or JustPaysDaily) and it has a more interesting and original concept than the previous one. JPDaily accepts LibertyReserve only with deposits starting from $1. They pay variable daily returns to your account. Actually, there is a pretty complicated process when in order to get your daily payment to LR you have to pay $0.05 fees first in order to prove that it’s really your account as JPDaily has no members area in the traditional sense. In addition there is a 3% fee applied for every single withdrawal. But you can get your principal and profit withdrawn at any point of the cycle you like. There are some others twists and turns to the program which will be fully discussed in the upcoming review which will be published in a few days from now. Stay tuned for that guys!