Beware! OnlineInvest has stopped paying! Do not invest there!

Hi everyone! With the holiday season getting into full swing and the consequent drop-off in industry activity I know it gets tricky for any investors who wish to continue playing the online HYIP market to separate the good programs from the more obvious scams. One program that looks like it could be a hit – or at least one that looks to have done a of work in establishing a “serious” program – is OnlineInvest which was added to the MNO monitoring list just yesterday. After three weeks in business it’s not exactly a brand new program, however is a longer term option for you to think about and does offer some moderate and sustainable returns. So before we move on to the day’s news stories I’d like to take a look at OnlineInvest in a bit more detail and see if you think it might be worth a shot.

Starting with the investment plans, as I said OnlineInvest leans a bit more towards medium to longer term options but there’s a good spread of them available and the first investors should actually be in profit very soon from the shortest term one. But perhaps the most interesting thing about OnlineInvest is a unique twist they have to their plans. They run for fixed terms in the conventional sense, however once they expire you don’t have to withdraw your principal. The admin actually makes it very enticing for you to leave it in place in fact, as when the plan’s regular term comes to an end you can actually get a significant increase in the rate of interest they pay you if you decide to leave your money in place. I’ll explain that further as we go.

So the first is called The Start Plan and it runs for 20 business days (four weeks). You can join it for a minimum deposit of $5 and in return OnlineInvest offer a daily payment rate of 1.5%, made from Monday to Friday, for the duration. Upon expiry your initial investment will then be returned leaving you with a net profit of 30%. If you join it now you won’t be in profit this side of Christmas (or even 2012 for that matter) but it’s nice few dollars for those already in it. Keep an eye on MNO for news of the first cycle coming to completion and the first investors getting their principals returned. The maximum deposit is set to just $100 for this plan by the way, so I guess it’s really for the smaller investors or those who just play the HYIP market for fun. If you decide to leave your principal in the plan instead of withdrawing it, you will continue to get paid except the rate will go up to 1.6% per business day so do your calculations based on how long you’d want to stay.

A pricier but more profitable option is The Light Plan which will cost you a $50 minimum deposit to join. This one runs for 30 business days (six weeks) and offers a more lucrative 1.7% daily interest payment between Monday to Friday. That will eventually add up to a total of 51% which will be your final net profit once OnlineInvest return your principal. Maximum investment for this plan is capped at $1,000 and if you’d prefer to remain a member beyond the minimum term the interest rate increases to 1.85% per business day.

If a $100 minimum investment is no major obstacle to you then OnlineInvest have The Normal Plan which runs for 40 business days (eight weeks). From Monday to Friday you will earn a return of 2% on your investment, adding up to a total of 80% by the time it matures. This is your final profit as your principal is then due to be returned by the admin. The maximum deposit taken by OnlineInvest for this plan is $5,000 and the rate goes up to 2.2% per business day if you opt to stay beyond the minimum required term.

And lastly we have The Maximum Plan which runs for 50 business days (ten weeks). Carrying a minimum cost of joining of $1,000 is one for the serious players only though I imagine as the shorter term plans begin to expire and the admin proves he can return the principals it might get a few more takers. We’ll see about that in the coming weeks, but meanwhile OnlineInvest offer a daily interest rate of 2.2% between Monday and Friday. By the time of expiry these payments should add up to a total of 110% following which your principal should then be returned. If, on the other hand you choose to leave your principal in the hands of the admin the rate will increase to 2.45% per business day.

On top of sustainable plans another major factor that OnlineInvest has in its favor is the choice of payment options. All the major ones are accepted which is bit of a rarity in the industry at the moment. AlertPay, LibertyReserve, PerfectMoney, and SolidTrustPay are all accepted so whatever your favorite is it’s in there somewhere. Generally speaking payments are instant, though the admin does reserve the right to take up to 48 hours to process them. There are several reasons why this becomes necessary from time to time and usually nothing to worry about, including security concerns and the need to replenish the accounts. Please note that instant payouts to SolidTrustPay are not currently accommodated. One other thing you might like to know about the plans is that OnlineInvest allow compounding if you want to take an added risk.

OnlineInvest runs off a unique custom made script and the website is SSL-secured by Comodo. They are hosted on a dedicated and DDoS protected server with support by Dragonara (which as you may know recently took over the hosting of MNO). It’s quite a well designed and original looking project over all it has to be said and fingers crossed the work that’s been put into reflects the admin’s intentions to keep it running as long as possible. You can contact him for any further questions or account related issues by either filling out the ticketing support form on the contacts page or e-mail him directly at the address provided. OnlineInvest also list a telephone number in the Dominican Republic where they also display a postal address. As with a growing number of online HYIPs OnlineInvest have also added Twitter and Facebook accounts.

For what it’s worth texts are original and relate to OnlineInvest being a financial advisory and investment management company. Though to me most readers will know by now that I prefer to skip such claims, it can however sometimes indicate a more professionally organized program. There’s still a lot of factors outside of the control of the admin (hosting issues, payment processors, the support of the members, etc. The list is endless) and outside the control of the investors (what the admin intends to do with the money being the important one) so as always try to set yourself a sensible spending limit and stick to it rigorously. And of course try to keep OnlineInvest as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

It’s been another slow day for news today (we’ve seen plenty of them this month) and there’s really not much to report, guys. Maybe it’s for the best, as all the monitored program continue to pay and even BonusPayMe (reviewed here) which I briefly moved to Problem status on MNO last night was returned to Paying status after I received an explanation from the admin apologizing for the delays. So, BonusPayMe has no issue now, as far as I know. If you have a different info on this matter, please let me know.

Following the example of the best program of 2011 ReProFinance (reviewed here) the admin of another successful project HyperCompound (interviewed here) which has been online for about six months now just announced a conference due to be held in the beginning of February, 2012 in Hawaii. While I can’t confirm the authenticity of the information the most active investors of HyperCompound will be provided with full accommodation and will receive a personal invitation when they apply. So if you want to spend February sipping Mai Tais, looking out for Steve McGarrett, and watching hula dancers then try your luck and contact the admin for an invitation:
“HyperCompound Annual Symposium
We are pleased to announce that beginning on February 3rd, 2012, HyperCompound will be holding a 3 days long Annual Symposium for its investors and company strategic partners at Hawaii’s Hilton Village resort. The purpose of this Symposium is to analyze how current recession have affected the alternative investments market, and to explore future strategic approaches to counteract the economic down turns. We are happy to extend an invitation to 10 of program most active program investors at no additional charge. Provided accommodations will include round trip flight fair reimbursement for up to $1,200, five star hotel reservation and complementary meals. To find out if you qualify and to apply, please send us a message using the ‘Contact Us’ form on our website.”
I would like to remind you that HyperCompound just added AlertPay yesterday, joining LibertyReserve and PerfectMoney for a $1 minimum deposit. The investment plan offered is quite complicated and includes different bonuses and incentives for staying with the program for longer periods of time. Perhaps this was the recipe for success as original plans usually attract a lot of savvy investors who appreciate the program’s inventiveness. Briefly the plan can be described as 1.5%-3% + bonus interest for 100 business days with optional principal return on expiry and instant payouts to LR, PM and AP payment processors. For a more detailed analysis please refer to my detailed review of HyperCompound published here.

Another interesting update worth mentioning tonight was sent by FelminaAlliance (reviewed here) noted for issuing weekly updates to their investors at the start of each week. I believe it’s important to maintain communication with members like this so they can watch the program’s development and build trust little by little. This is especially important during quiet times in the industry like Christmas and for such low-ROI programs like FelminaAlliance that pays very moderate returns of 1%-1.6% for 180 business days with principal returned on expiry. And though the program has been online for over five months now in my opinion it’ll take more time for it to become popular. And if the admin preaches slow but steady growth for his program I believe he’s on the right path. Just recently we’ve seen the addition of direct Bank wires and AlertPay, the translation of the website into different languages, plus taking applications from investors wishing to become representatives in their own regions. According to the last newsletter from FelminaAlliance today, it will take them some time to go through all the applications carefully before the best contenders are announced. Adding a German language version is taking longer than expected, but I guess it’s better to make sure everything is perfect before starting. This and more updates you can read in the latest weekly newsletter from FelminaAlliance below:
“[FelminaAlliance] Weekly Newsletter
This is an official weekly newsletter from FelminaAlliance.
First of all, we would like to thank you for the numerous emails we have received from our customers who expressed their interest in representing our company in their country or area. Frankly speaking, we expected a much more moderate response to this, so we were in for a real surprise. Please allow for some time for us to carefully review all applications, but you can rest assured that we will reply to every single application that we have received.
We would like to apologize for the delay in integrating the German version into our website. This process is taking longer than we initially expected, but as always we have to make sure that it is seamlessly integrated into our system. However, our technical department is working 24/7 to get this done as soon as possible.
Last but not least, as we are getting plenty of inquiries about the way we process bank wire transfer withdrawals. Please be informed that we collect all bank wire transfer withdrawal requests during the week and process all of them on Friday. Normally, the bank wire transfer will reach your bank account within the next 2-3 working days, but in some cases it may take up to 5 business days. The minimum amount for a bank wire transfer withdrawal is $500.00 and a fixed fee of $30.00 is charged on every withdrawal.
Make sure to visit and like our official Facebook page at http://www.facebook.com/Felminacom. This is the most efficient and fastest way to read the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department, FelminaAlliance Inc.”

And just when I thought I was finished the news for today a couple of late updates came in from TopWallet and StableProfit.

TopWallet (reviewed here) was launched less than a week ago and is doing fine as reported in the first official newsletter. It seems we’re dealing with a guy who doesn’t like to talk much (which might be an advantage) as all his newsletters look kinda short to me. Anyway, reportedly TopWallet has achieved over 1,000 registered investors with over $25,000 in total deposits. The admin is looking forward to the new year and promises to introduce some new features by then. In my opinion the program’s start was kinda slow but hopefully it will pick up within the next couple of weeks. Most investors TopWallet will probably be after Christmas, though that depends on the level of support from members. TopWallet pays 105%-130% after 1 day, 116%-220% after 3 days, 142%-600% after 7 days, 191%-1100% after 14 days and 350%-2500% after 30 days via LibertyReserve and PerfectMoney starting from $10. We’ll see how it develops in due course but meanwhile, you can read the latest news from TopWallet below:
“TOPWALLET INC. #1 Newsletter – “1000 Members and just Getting Started!”
Hello dear TopWallet investor, I would like to announce a great achievement at TOPWALLET INC. Something to be proud of, something to motivate us getting stronger and more recognized.
There are now 1000+ registered accounts at our investment program, which undoubtedly is a great figure for the start. Over $25,000 has been invested and $10,000 has been paid out already for the first expired deposits and referral awards. We are looking forward for new features and overall development within the next weeks of TopWallet. Stay with us, and at 2012 you will be definitely happy that you opened an TopWallet investment account! Please do not hesitate to reply to this email with all your questions and doubts related TopWallet. I’m here for your assistance.
Best regards. TopWallet Administrator”.

StableProfit (reviewed here) is already quite old but surprisingly is still alive and kicking – over three months online paying on short-term plans like 105%-130% after 1 day, 116%-200% after 3 days, 136%-500% after 6 days, 1000% after 10 days, and 3000% after 25 days. It’s definitely an incredible achievement considering that many such programs collapse within less than a week of launching. The question is how much longer StableProfit will last. Judging by recent activities I can see that the program is struggling and though payouts to LibertyReserve and PerfectMoney are still processed quite fast no one can deny that without a constant flow of new investors the program will be dead. So the admin Rocco in my opinion is doing his best to stay afloat by sending constant reminders to investors about the new features added. Tonight he even mentioned the dubious achievement of obtaining first place on some unknown (to me) monitor. What exactly is required to reach first place there remains a mystery. He also announced about the addition of the Live chat support where StableProfit members can deal with any issues in real time. The promoters of the program are also rewarded with some new banners which they can use to promote the program online. In my opinion they’ve already reached their peak and it will be extremely hard to keep the cash flow going in the next two weeks. Anyway, I wish him good luck with that and hope that StableProfit will continue. Here is the full newsletter from the program:
“StableProfit Newsletter #6
Dear StableProfit Clients,
StableProfit has successfully completely 92 days of being online, and we consider it to be a tremendous success. Our clients have been an integral part for this great achievement, and we thank every user of StableProfit, for having made this possible.
The main news today – StableProfit became the most popular among another companies on AHM.
We are located on the first place among the best programs on AllHyipMonitors!
You are able to check it here: http://www.allhyipmonitors.com
I hope we will be there the 1st website forever.
Then, as we had mentioned in our last newsletter, we are glad to inform you that we have added live chat support for instant support! Now you can chat with our representatives anytime for any help. Feel free to contact us!
As you definitely know, everybody enjoys to celebrate the New Year and Christmas holidays. But you also should be sure that StableProfit will enter the new 2012 year and provide as excellent service as now, as also these great 92 days.
The third news today – We have also implemented the new outlook for your referral banners. These “new-year-style” banners can be found in the Referral links section in our account area, and we hope you enjoy using them.
We will continue this hard work to make StableProfit one of the best programs in the high-yield industry, and get 1st places on all of resources,which help StableProfit to grow day by day. I am sure that there is much more time to grow.
Thank you for good support and I hope you are enjoying your stable profit.
We kindly request every StableProfit client to vote for us after you receive your payments, and also post your payment proofs. Your support is an important factor for the growth of StableProfit. Your votes are precious to us, as is your money to you. Well, Stay tuned for our next newsletter!
Warmest regards and have a nice time,
Rocco Turner. StableProfit.”

For the last 24 hours I have been paid by the following programs on my monitoring list:
ProfitableSunrise, BonusPayMe, ReProFinance, EurexTrade, Royalty7, TopWallet, HYIPInnovation, HyperCompound, APEnergyInvest, EVBusiness, SolidForexLtd, StableProfit, TopsFund, OneInv, ForexReflex, FXMoguls, FelminaAlliance, LifeTimeProfits and OnlineInvest (the first payment received).

That’s it for today, guys. I hope it’s been informative for you and if you wish to check out my reports from the HYIP world daily please subscribe to get it to your email address every morning. As usual I’m planning to post tomorrow, so stay tuned and see you then, everyone!