Beware! GibraltarFinancialGroup has stopped paying! Do not invest there!

Hi everyone! As the week comes to a close it seems to be getting a little busier than usual for industry news stories so I have quite a bit to get through this evening. And the first thing on the list is a recent short term addition to my monitoring page called GibraltarFinancialGroup, and a program that I think by now will be instantly recognizable as another potential hit by fans of shorter term HYIPs. They have the usual mix of plans that combine some quite sensible offers that will, while they last, make money for the more experienced investors who know how to play the game, with some of the more fanciful offers that will, to be blunt, make more money for the admin. But in this case there’s bit more of a history behind GibraltarFinancialGroup than most of the similar HYIPs we see like this one.

For one thing GibraltarFinancialGroup has been online for about two months now, though not in it’s current form. When they launched first they had very little in common other than the name with the program we see today. I suppose the most important thing as fas as investors are concerned is that the plans have been completely revamped. It’s pointless me telling you what GibraltarFinancialGroup‘s original investment plans were here as they are obsolete not, and while I don’t know what the original members who joined those plans think of the whole thing I suspect there wasn’t really all that many of them to begin with. Most likely this tactic was intended from the start to establish the program’s name while keeping growth at a minimum – just enough to keep GibraltarFinancialGroup ticking over but without any serious financial commitments to members or advertisers. Two months later and “hey presto!”, you have an ultra short term program with a totally flawless payment record, just no serious payments to speak of. If that’s the case then fine, I’m not saying there’s anything wrong in that because it’s a tactic that’s been used to great effect by other HYIPs in the past and has helped to make them a lot bigger than might otherwise have been expected.

But let’s get back to the “here and now”. What GibraltarFinancialGroup have to offer as of today can still be considered a relatively new opportunity, and while I don’t want to totally disregard their existing record I wouldn’t pay too much attention to it either. So what you have now is a choice of six investment plans which run for various terms, all offering one single interest payment to members made on expiry.

To start with the first plan runs for a term of just 1 single day and makes one interest payment on expiry, a payment that includes your principal. So join today and get paid tomorrow. The minimum cost of joining is $10 and for anything up to a deposit of $500 GibraltarFinancialGroup offer a return of 105%, or 5% profit. You may make a larger deposit if you can afford to, and expect a higher percentage in return. The rates are calculated as follows:
Deposits of $501 to $1,000 will earn 106%, and form $1,001 to $5,000 will earn 107%. Check the GibraltarFinancialGroup members area for information on larger investments if interested.

The second plan runs for a term of 3 calendar days and also pays on expiry. The same $10 minimum deposit is required to join and for anything up to $500 GibraltarFinancialGroup are paying back 116% interest, a figure that includes your principal so that’s 16% profit for yourself. For anyone brave enough to go further than that then the following rates are offered:
119% for deposits between $501 and $1,000, and 122% for anything between $1,001 and $5,000. For the rates available to bigger deposits I suggest you see the GibraltarFinancialGroup members area.

GibraltarFinancialGroup‘s next plan pays on expiry after a term of 5 calendar days and costs $10 to join. Your final payment will also include your principal. The minimum cost of joining is $10 and the return will be 128% on anything up to a maximum value of $500. If you’re feeling lucky and wish to take a bigger risk then GibraltarFinancialGroup make the following offers:
Spend from $501 to $1,000 and earn 133%, or spend from $1,001 to $5,000 to earn 138%. Again check out your GibraltarFinancialGroup members area to see what they offer to investments bigger than that.

The fourth plan runs for a term of 7 calendar days and sees GibraltarFinancialGroup offer an on expiry payment of 141%, principal included, on deposits starting from the usual $10 minimum up to a maximum value of $500. If you’re going beyond that then the rates stretch to 148% on amounts between $501 and $1,000, and 155% on anything between $1,001 and $5,000. As with the other plans you can take a look at the GibraltarFinancialGroup members area for further info on bigger investments if you are really that interested.

As you can see the plans get more and more risky as the terms get longer. So it’s time to maybe start considering how realistic these figures are before getting too excited at the enormous rates available. But at least you can still join for a minimum spend of $10 and for GibraltarFinancialGroup‘s fourth investment plan which runs for a 15 calendar day term that can supposedly earn you 190% interest, paid on expiry and principal included, if depositing up to $500. Beyond that the rates are:
205% for $501 to $1,000, and 222% for $1,001 to $5,000. Larger investments are accepted (obviously!) so for information there see the GibraltarFinancialGroup members area.

Finally a plan that’s perhaps best avoided though I hope it doesn’t distract you too much from GibraltarFinancialGroup‘s shorter term options which have already put a good number of you in profit. It runs for 30 calendar days and pays once on expiry. The minimum deposit is $10 and for anything up to $500 the rate being offered is 300%. Higher rates include:
330% for $501 to $1,000, and 380% for $1,001 to $5,000. You can check out the GibraltarFinancialGroup members area for figures on the larger deposits.

Payment options are very limited here but to be fair once you accept it’s a gamble before getting involved in the first place you should also accept there’s no refunds if things don’t quite go your way. So just don’t spend too much if that bothers you. GibraltarFinancialGroup accept LibertyReserve and PerfectMoney only. Payments are not instant and will have to be requested from inside your members area.Once made you are asked to allow the admin up to 24 hours to complete the transfer of funds to your e-currency account.

If the GibraltarFinancialGroup investment plans remind you of so many other short term HYIPs in recent times then so too will the design. The program runs off a licensed GoldCoders script which most will spot instantly anyway, and is also SSL secured to give safer transactions. Hosting is provided by AntiDdos who themselves have built up a dependable reputation, with few problems that I am aware of with any of the programs they have hosted. AntiDdos are keeping GibraltarFinancialGroup on a dedicated server. If you have any further questions or just want to make some suggestions to the admin then the main point of contact with him is by filling out the e-mail ticketing form on the contacts page. Also available is a Live Chat feature – not a 24 hour service but for once the working hours are listed and I can confirm that if does actually work (another rarity!). You will also find a telephone number listed on the contacts page, alongside the admin’s e-mail address where you can write to him directly and the program’s Skype details. GibraltarFinancialGroup have Twitter and Facebook accounts as well.

At this stage there’s probably very few of you actually expecting to find some kind of business plan in operation behind GibraltarFinancialGroup. For the record they have a lengthy “about us” page that contains next to no practical information, just jargon and financial buzzwords, but no solid info on what they do. But then again I think we all know what that really means at this stage. There’s been a lot of HYIPs like this in the recent past and in all fairness considering the huge rates they offer some of them haven’t been al that bad, but not forgetting that none of them can sustain themselves forever you need to act accordingly, take advantage of it at the right time, use GibraltarFinancialGroup only as a smaller part of a wider investment portfolio, and always stay within sensible and affordable spending limits.

DAILY NEWS FROM THE INDUSTRY

GIBRALTARFINANCIALGROUP – CELEBRATING 70 DAYS ONLINE

Continuing with GibraltarFinancialGroup, they celebrated 70 days online yesterday. This is not some fake achievement like the rest of the stats obviously are ($20,000,000 deposited, $10,000,000 withdrawn) and I highly doubt they have the 20800 members they claim either. The trick here was to start the program slowly and with a bunch of totally different plans, advertising only on a couple of monitors so not to attract a lot of attention. Then two months later totally change the plans and loudly proclaim its long time payments record. This strategy has worked well in the past for many short-term programs like GibraltarFinancialGroup, though you should realize that despite being online for 70 days the program can be considered new as explained in the review. Well, the only thing that matters here I guess is timely payouts which are processed fast to both LibertyReserve and PerfectMoney so I hope that GibraltarFinancialGroup will run for another 70 days and reach 20800 more “members” and 20 million more deposits, lol. Anyway, here is the latest newsletter from them:
“Today we are celebrating our 70 days online!
Today we are reaching and celebrating our 70 days online and we have 20800 members which entrust their funds to be managed by GibraltarFinancialGroup.
We will keep continue improving our work and funds management to make sure that the our clients’ returns of investments remain as stable as they always were.
We have also put a lot of effort and giving our best in improving all part of our services. Regarding improving our services to GibraltarFinancialGroup clients, we have provide skype, phone, and live chat support.
So all of our clients or visitor, can get in touch with us and help the clients with the problem they may have.
Please do not hesitant to drop by or having contact with us, we will gladly assist anyone of you further.”

LUXORALLIANCE – THE RESULTS OF ONE MONTH ONLINE

Although the achievement of LuxorAlliance in reaching one month online (35 days to be exact) might be not considered so great, but a lot of investors have managed to reap good rewards from its investment plans paying 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days with principal returned on expiry toLibertyReserve or PerfectMoney. Despite questioning my truthful and unbiased review of LuxorAlliance published here and praising other reviews in today’s newsletter I must say that the admin has yet to provide me with the answers to the interview. Following his not very positive response to my review I suggested he prove me wrong and allow me to visit their so-called office that they allegedly have in London in order to verify that it’s not a virtual address. I will be in London in a couple of weeks and would be able to verify this information anyway. But going by previous experience I’m quite sure I would not find anything worth your attention anyway and it would be just a waste of time which was indirectly confirmed by the delayed response to my interview. I hope the admin is not keeping the answers till the last minute before he’s ready to scam due to my ability to prove his statements about being a registered UK company and having an office in London wrong. I would not be so persistent if only he was more compliant and admitted that LuxorAlliance was just another HYIP game like thousands of others and should be treated exactly that way.

Well, that being said I can’t deny that for the first five weeks online LuxorAlliance has brought profits to the first investors from 15 and 30 day plans so let’s hope it continues this way for at least another month and beyond. I’m pretty confident that the program can do this judging by its prompt payments and communication level. The social networking sites are taken seriously and you can now get in touch with the administration by following them on Google+, Facebook or Twitter and even phone them on business days. That alone should provide investors with necessary confidence but please make sure you realize that LuxorAlliance is just another HYIP despite their unproven claims, so only invest what you can afford to lose. Here’s the full newsletter:
“LUXORALLIANCE NEWS #4 [The First successful month of LuxorAlliance!]
Hello LA Investors,
Welcome back to your LA Community!
We hope your week has been enjoyable so far. We are utterly pleased to announce LuxorAlliance has completed one month and hopefully each member of the LA community have experienced a profitable ride with us. We assure you many more more months of profits. It is just the beginning!
We heartily thank you all for showing such a good amount of support and appreciating our services. We are even more satisfied with the fact that investors who had left the high yield market due to frequent scams are again coming back to join LuxorAlliance.
To update you on some facts, you can now follow us at Google+ along with Facebook and Twitter.
https://plus.google.com/103565599725897769861/posts
https://www.facebook.com/pages/Luxor-Alliance/288212934563193
https://twitter.com/LuxorAlliance
We do provide phone support to interested investors. Unlike many other high yield programs, it is working with staff members dedicated to phone support only. Any member who needs personal assistance can call us between Monday to Friday.
Tel.: +44 20 8144 7706 (Mon- Fri: 9AM – 5PM GMT)
Fax: +44 20 8082 5563
Mr. Adam Grant, the CEO (Chief Executive Officer) of our company has decided to publish the official LuxorAlliance video, that we plan to broadcast next two weeks.
To begin another successful month, we are taking advertisements more seriously than ever. We have already added most resources, that are considered reliable.
We would like to thank hyipblogger, naver, moneynewsinsiders, torrek Admins for writing a well- analyzed reviews about us.
Some members asked us about instant payments. We would like to make it clear, we consider manual payments are much more secure and we will never resort to instant payouts. Protection of your account is one of our primary concerns.
Another question is about referral program. We would like to remind you that only active members who have made deposit are able to get referral commission.
From now on, the LA news release will be published every alternate week (be-weekly) on Saturday, as LuxorAlliance is growing steadily. In the mean time LA community members can contact us anytime.
Here you can see our current statistic:
http://luxoralliance.com/images/stat4.png
To end this edition, stay with us for many months of money making. We continue to work, and make profits for our clients!
Best Regards, LuxorAlliance Team”.

LUCIDNATURE – MNO INTERVIEW ANNOUNCEMENT

LucidNature (reviewed here) has been also paying promptly for over five weeks now and that means that the first principals on expiry of the 1.5%-2.5% for 25 business days plans have been returned to the first lucky investors. To celebrate its first month online the admin of the program Edwyn kindly agreed to answer some questions for an interview which was published a few days ago and can be read here. I hope that reaching the first profits which were paid to the members’ AlertPay, SolidTrustPay and LibertyReserve accounts the interview will be a good boost for LucidNature with more investors joining the program. Currently the membership exceeds 600 according to the latest newsletter published below:
“Interview and principal payments
We are happy to inform you that payments of principals have already started. Members who joined us in the first days of LucidNature are already making profits.
We have been interviewed by the famous MNO blog. We thank MNO for doing that. You can find the interview here:
http://money-news-online.com/blog/2012/01/30/30012012-interview-with-the-admin-of-lucidnature/
We just turned one month old a week ago. We are more than happy to congratulate all members with our 1st month anniversary. We are glad for all the efforts the members did in promoting LucidNature and making it a success.
This was surely a challenging month where we have tackled all the hurdles the industry unveiled us with. Our numbers increased to over 600 members in the past weeks. We are climbing the traffic ranks of the most popular monitors and we have never missed a payment for over 30 days.
Best Regards, LucidNature team”.

BENSONUNION – PROMO BANNERS FINALLY AVAILABLE

I must admit that I did consider BensonUnion as the best new program when I first reviewed it on MNO two weeks ago (read that here). Mostly it was my perception based on well-balanced and sustainable investment plans paying 1.2%-2.45% for 170 business days with principal returned on expiry and instant payments to LibertyReserve and PerfectMoney, a perfectly organized website with a lot of features, comprehensive video presentation, and the unique script. The only thing that made me treat BensonUnion less seriously was the lack of advertising banners which in my opinion is absolutely essential if an HYIP wants to succeed. To be fair the admin agreed and promised that the banners would be available for everyone by the beginning of February. Well, today I’m glad to say he kept his promise and uploaded the banners of different dimensions and types (gif and flash banners) on his server making the promotion of BensonUnion easy for everyone:
“Promo banners available now!
Dear clients! BensonUnion promo banners have been published in Global Partnership section of client area. Multi-language banners will be added within a few weeks. We do our best to satisfy our investors and advertisers.”

TOPSFUND – TOP INVESTOR AND TOP REFERRAL

The admin of TopsFund (reviewed here) recently announced the winners of Top Investor and Top Referral contest for two months – January and February 2012. I guess this contest is just another marketing trick from an experienced admin just to show off how healthy and financially solvent his program was if he is able to pay $10K to the best promoters and top investors. Well, still we don’t know if any members at all were really credited with such huge amounts as I don’t know any promoters or investors with such names or the names which were announced for the same contest earlier. So I suspect they might be just fake and made-up names just as all the stats shown on the site of TopsFund. Anyway, here it is for your amusement:
“Top Investor & Top Referral February 2012
Top Investor of the month January-February 2012 is Peter Wang .
Top Referral of the month January-February 2012 is Yurino Zukov.
Congratulations! Enjoy the $10000 bonus which credited into your account balance!”
I would like to update you that TopsFund still remains the #1 program on MNO’s Premium list paying promptly to all investors in the daily paying plans – 0.5%-1.5% daily forever (principal back after 18 months), 0.6%-0.7% for 300 days (principal returned on request), 1.5%-3% for 150 days (principal back). As I already mentioned on my blog many times two other plans offered by TopsFund are NOT recommended – 1080% after 180 days and 1620%-1800% after 90 days – so please be extra careful when you are making your investment decisions.

PROFITIMA – ADVERTISING EFFORTS EXPANDED

The admin of Profitima tries his best to show investors that his program is advertising on the best HYIP related sources. Despite only being on Standard listing on MNO Profitima purchased the top banner on MNO monitor for a month in hope of being noticed. Unfortunately, I can see that not many investors paid attention to this program yet despite fast payouts. Plans accepting AlertPay, PerfectMoney and LibertyReserve and starting from $10 include – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days, all with principal returned on expiry. I’m not sure also why the admin needs huge growth from the beginning because in my opinion such programs shouldn’t be advertised too heavily as they are usually noticed by more investors only after the first cycle is completed. But I guess everyone is entitled to his own opinion on that and the latest newsletter from Profitima (reviewed here) was entirely dedicated to the advertising efforts:
“Profitima Advertising Campaign Update!
Dear members,
We are happy to inform you that we have updated our ratings page and Profitima is now monitored by the monitors of the highest quality. The project is currently heavily promoted and advertised on a wide variety of blogs, monitors and forums. Our members database is growing very fast with many new investors everyday and we are very glad and excited about it!
Best Regards, Profitima Administration”.

PANAMAHEDGEFUND – FAKE MONITORS WARNING

There are a couple of fake monitoring sites that in actual fact have nothing to do with monitoring business at all. They are set up entirely to show fake statuses of programs with the intention of blackmailing the admins. Such monitoring “services” should be definitely named and shamed and thanks to the admin of PanamaHedgeFund who did so in his latest update posted on the site yesterday:
“Beware of fake monitor sites
 Our customer reported some monitor sites who post fake data about PanamaHedgeFund without even having an account in our system: myinvestblogru and monitorinvestru.”
PanamaHedgeFund offers instantly processed payouts to LibertyReserve and PerfectMoney on 1.9%-2.7% per business day for 30-365 days plan with principal returned on expiry. The gradual increase of daily interest rates in PanamaHedgeFund is better explained in my full review of the program published here.

WORLDWIDECAPITAL – PAYMENT DELAYS

You might remember that just a few days ago I mentioned a 10% bonus of the first-time deposit offered by WorldwideCapital (read the article here) and questioned the validity of this offer guessing that the program might collapse soon. Well, it looks at the moment that WorldwideCapital might really be in trouble because withdrawals from them are pending for over 36 hours now. Although it hasn’t reached the promised 48 hour timeframe I would still prefer to issue this early warning about investing there and move WorldwideCapital to Waiting status on MNO for now. If the admin doesn’t explain the reason for the delay or doesn’t pay me and other investors by tomorrow then further action will be taken and WorldwideCapital will be moved to Problem status on MNO. Please be careful with the program right now and do not invest there at least until tomorrow when hopefully everything will be made clear!

INTRODUCTION OF PAIDPROCESS

If you check out MNO blog and monitor regularly you might have noticed another promising and brand new short term program called PaidProcess added to my Premium list late last night. The program offers two investment plans – 25% for 5 calendar days and 160% after 10 calendar days. The payment processors accepted are LibertyReserve and PerfectMoney. The minimum to invest in both plans is $10 and the payments are processed instantly on request. The script PaidProcess runs off is a modified version of MonetarySoft extra secured for the purpose of instant payouts which I must say was hardly recognizable. The site is SSL encrypted and hosted on a dedicated Staminus server which is well protected from DDoS attacks according by the admin. Anyway, at first glance PaidProcess looks a very promising project and I can’t wait to give a more detailed review soon.
Meanwhile here’s the introductory newsletter posted yesterday on the PaidProcess website outlining briefly its main features:
“PaidProcess is now open
Dear HYIP investors,
PaidProcess‘ site is now up and you are welcome to start making money today. We are making money in high-technology related businesses and we need you to join our team so we can increase our investment capital and increase our profits, we are trying to achieve a new level of wealth for us and our families and you can now achieve it for yours.
Our site offers two investment plans for you to choose from, one paying 25% daily for 5 days and another paying 160% after a total of 10 calendar days, your principal is included in both and all withdrawals are fully automatic.
Our support team is ready to receive your phone calls or e-mails at anytime. We hope you will become a part of our team soon!
Best wishes, PaidProcess Administration”.

GET PAID REPORT FOR 04/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: GibraltarFinancialGroup.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, EurexTrade, PammGroups, IncomeInt, LuxorAlliance, GeniusVenture, CrownEarnInvestgroup, FelminaAlliance, SolidForexLtd, FACTUnion, LucidNature, PlexCapital, VascoForex, InvfairLimited, PaidProcess (first instant payments received).
From MNO Standard list: PanamaHedgeFund, Profitima, PXSense (first payment received).
From MNO Basic list: EtoroGainClub, WalesFinance, AmbrianInvestment, PerfectLottery, UFOWin.

That’s everything that happened in HYIP industry for the last 24 hours that I think you need to know about. See you all tomorrow, enjoy the rest of your weekend, and good luck with your investments!