Beware! PlatinumFinance has stopped paying! Do not invest there!

Hello everybody! You’ll have noticed a good number of new additions to my monitor in recent days, especially shorter term programs as that seems to be the trend at the moment. No sooner does one collapse than two more spring up to take it’s place, so if that’s the type of thing you look for there’s certainly no shortage of choice out there for you now. So before we get to the news stories for today I’m going to take a closer look at one of those new additions called PlatinumFinance, another short term HYIP with a wide selection of plans that a lot of you will probably recognize very easily by now. But the program is brand new and only started a couple of days back. Despite this it’s still enough time to have put the first investors with PlatinumFinance into profit, and I know this because I was one of them.

So the investment plans look like this – you can join PlatinumFinance for a minimum deposit of $10. There’s five plans for you to choose from and the same minimum applies to all of them. If they’re successful then you will receive one single payment on expiry, with your principal included as part of that. The rate you receive will be determined by the amount you invest.

The first plan runs for just 1 single day and for deposits up to a value of $500 PlatinumFinance are offering a total return of 105%. To avail of higher rates you should invest the following:
$501 to $1,000 can earn 106%, and $1001 to $3,000 would bring in 107%. Higher rates are available to those spending more, so check you PlatinumFinance members area for information on that. Principal like I said is included with the on expiry payment.

The second plan is a similarly short term option running for just 3 calendar days and paying on expiry. Deposits start from a $10 minimum and by the time of expiry profits will come to 117% on anything from a a value up to value of $500. The larger rates apply to bigger deposits and include 120% on deposits from $501 to $1,000, and 124% on anything between $1,001 to $3,000. PlatinumFinance include your principal as part of the on expiry payout and for information on any larger deposits you can check your members account area.

PlatinumFinance‘s third investment plan pays on expiry after 5 calendar days, and for a minimum deposit of $10 up to a maximum of $500 will offer investors 128% interest, principal included. Rates offered on deposits between $501 and $1000 are of 133%, and 140% for deposits between $1,001 and $3,000. For any info on investments above that you can see your PlatinumFinance members area.

For a bigger reward and as a result at a greater risk (and you might wish to consider reducing your principal at this point, though it’s entirely up to you) PlatinumFinance have a 10 day payment on expiry plan. Though with a minimum spend of just $10 you really don’t have to risk that much in financial terms anyway. Deposits up to $500 are offered a return of 160%, deposits between $501 and $1,000 are offered 170%, and deposits from $1,001 to $3,000 are offered 190%. PlatinumFinance include your principal as part of all payments and for information on larger investments see your members area.

Following that is an option probably best avoided as I myself can see no reason to skip the 1 or 3 day plans in favor of it – PlatinumFinance have a 30 day plan that pays members on expiry. Rates include 520% for the minimum deposit of $10 up to $500 and includes your principal. Or from $501 to $1,000 the offer is 560% and 610% on deposits between $1,001 and $3,000. For larger deposits and their interest rates see your members area, though personally I’d stop looking after you’ve thought about the shorter term options.

Just as the plans all look to be so familiar, PlatinumFinance‘s choice of payment options is equally predictable and limited to just LibertyReserve and PerfectMoney. So remember no refunds and all transactions are final. Payouts are not instant and will be made manually by the admin. The investor needs to log in to his PlatinumFinance account and request it himself, after which the admin asks to be allowed up to 12 hours in order to process it completely.

The PlatinumFinance website itself is pretty average I suppose. I guess it’s just a matter of opinion but I’ve seen better and I’ve seen worse. But the important things are in place and that’s all that really matters. Things like SSL-encryption for instance, and protection from DDoS attack which is provided by DdosWiz who have PlatinumFinance on a dedicated server. Also they are running of a script under license from GoldCoders. And if you have any further questions for the admin or account related queries then you can get in touch with the admin personally by the usual method of filling in the support form on the contacts page and submitting it. You’ll also find a Live Chat feature as well as Facebook and Twitter accounts maintained by the admin which are most beneficial in my opinion if anything technical should ever go wrong with the PlatinumFinance website itself.

There’s not much else I can say really. I think long term MNO readers will be well familiar with PlatinumFinance almost before they even look at their website, there’s been that many similar programs to it. Some of them have been absolute success stories that ran for weeks and weeks at a time, while others fell totally flat. But you really have no way of knowing in advance which way the cards will fall with any of them and which category PlatinumFinance falls into is anyone’s guess when it’s this new. The texts on their website certainly don’t give any indication as they only describe PlatinumFinance as a “financial management” company and assuming the certificate of incorporation from Panama is genuine I do know that these things can be obtained very easily online and don’t really mean all that much regarding the safety of your money. Therefore it’s of paramount importance to set yourself an affordable spending limit that you will strictly adhere to and if you insist on playing with HYIPs at all then protect yourself from heavy losses by keeping a more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

NEWGNI – IP CHANGE AND LOGIN PIN CLARIFICATIONS

Many experienced investors might know that the main thing that distinguishes a good and professional admin is not only his ability to deal with the constant issues that a website might face but also be a communicative enough and willing to answer the many different questions he meets on a daily basis. I believe that the admin of NewGNi Jurgen (read my interview with him here) is one such professional who pays a lot of attention to detail as well and is trying to make every single technicality easy to understand for his investors. So in today’s newsletter from NewGNi there were two main subjects raised – changing IP address when the program’s script asks for a one-time PIN-code and the code itself and how it should be applied and entered in order to successfully login into your account. Some might say that such a system is way too complicated and could be just removed in order to save time and effort in order to login to his account and withdraw his profits from NewGNi‘s account credited on 1% per business day and 6% per week basis to his LibertyReserve, PerfectMoney or SolidTrustPay accounts. I think the opposite – the security system NewGNi has is of the utmost importance to prevent compromising members’ account and losing control to scammers or hackers. Using that system you can be sure that unless the hacker has an access to your email account used during registration he would not be able to get into your account, even if he for some reason knows the username and password. This is a really very important feature and I’m glad that Jurgen always takes time to answer the most commonly asked questions regarding this like he did in today’s newsletter. No wonder that with prompt payouts and such a high level administration NewGNi (reviewed here) has become one of the most popular long term programs during its first two months online. Hopefully it’s just the beginning of a longer journey which will create a profitable experience for many investors which by the way stepped closer to the 1,000 member mark as reported by Jurgen:
“Newsletter 22 February 2012
Dear clients, friends and fans
I trust you are doing well.
We are very glad reaching the 1000 member mark soon, proving that NewGNi is growing steady as expected. Quite a few recurring support requests are reaching us on a daily base, that I like to address today:
1. Members contacting us, wondering why their IP is changing, confirming that they are with the same Internet Service Provider for a [long] while.
Please do not misunderstand the difference between ISP and IP. ISP is your Internet Service Provider, while IP is your Internet Protocol address. In many cases an ISP issues a dynamic IP address to you when you connect to their network. The next time you connect to, they may issue you a new different IP address, depending on their own internal procedures and policies.
If our system is detecting an IP change, a one time login PIN is sent to your email address on file, to make sure its you logging into your account. You can always check the IPs used for accessing your account by clicking on the ‘Security Log‘ in the ‘My Account‘ section of your back-office.
To check your current IP address by yourself please visit this site.
2. The second issue is related to the first one and is about the login PIN. Members are complaining that they’ve requested multiple login PIN‘s and not one is working. First at all, please avoid to request more than one PIN within a 30 minute period, as this might block your account for 30 minutes. Secondly, if you copy and paste the PIN make sure that there are no spaces before or after the characters. If you copy and paste, we recommend to double click the PIN code, then using the copy and paste commands of your browser.
That‘s all for today, thanks for reading and I‘ll see you next time!
Best regards, Jurgen
NewGNi Administration
 Follow NewGNi on Twitter, Facebook and MNO”.

LAVISHFUND – FIRST NEWSLETTER AND TEN REASONS TO JOIN THE PROGRAM

It looks like a new short-term program that was just added to my listing 24 hours ago and is going to be properly reviewed tomorrow – LavishFund – is enjoying its first success and over 250 registered members. I think it was well expected as a brand new program offering sustainable daily and on expiry investment plans – 20% for 7 days and 150% after 7 days – and instantly paid payouts to LibertyReserve and PerfectMoney was already enough to attract some early birds. The possibility to make fast profits and the unusually made site based on a MonetarySoft script made LavishFund already quite popular with investors, so the first newsletter issued tonight was already intended to make a good first impression from the admin’s introduction to his membership. I must say that Lachlan (the admin’s name) didn’t disappoint me and delivered a nicely laid out welcome newsletter in which he mentioned not only his alleged trading on Forex (which you should dismiss anyway) but also the first stats and their location on the program’s website, promised to maintain instant payouts at all times, mentioned the lucrative two tier referral system which is created to encourage talented promoters and gave the links to LavishFund‘s Facebook and Twitter accounts which can be used for further communication with the admin and a tool to get the latest updates from the program. Also given was the top 10 reasons why one should join and promote LavishFund and if you’re interested in reading those reasons please scroll down till the end of the newsletter below:
“Welcome Newsletter
This is the first official newsletter from LavishFund to welcome all the members who trusted us and joined during last 24 hours. Considering this newsletter as a precise moment to brief about our program and the splendid launch phase, also to illustrate the events that took place during this span of time. Over 250 individuals from all over the world have already joined LavishFund which makes our launch phase as an impressive and striking one!
WHY CHOOSE LAVISHFUND?
LavishFund is an online investment project that is incorporated in United Kingdom. Underpinned by master traders in the fields of ForEx trading and other private corroborative funds. We are offering our financial services with full prospects which are exclusively designed to spring up the revenue for interested individuals around the globe.
We intend to provide complete transparency and we don’t sell any fake/ridiculous stories by pretending to have thousands of members and millions of dollars invested, consequently we have real-time statistics available on right-hand side of our website that you can verify by a little move from your end. LavishFund is ran by committed and honest management, and I am definite that the alliance with our members and the cooperation with in will continue for a longer period of time!
LavishFund understands the rules of having a presence in HYIP world, hence we respect your opinion of having a diversified portfolio. We never ask you to invest more than what you actually intend to… there are absolutely no absurd rules of any kind, you may withdraw your earnings instantly as often as you want or reinvest after withdrawing at your will. There are no hidden charges involved and how much you want to invest is totally up to you.
Attention Promoters: LavishFund offers unrivaled 2-tier referral program with appealing commission of up to 10% from your direct & in-direct downlines. Please expect an announcement regarding our recurring weekly top referrers contest in few hours, with appealing rewards of up to $250 USD cash bonus for 1st and $100, $50 for second and third positions.
You can also subscribe to our FaceBook and Twitter pages for live updates, since our website is lacking a proper news section. I believed using social networks instead of on-site news section will give a less time consuming and more social experience to all of us!
http://www.facebook.com/pages/LavishFund/301401803252937?sk=wall
https://twitter.com/#!/LavishFund
Thank you for trusting and joining LavishFund!
 TOP 10 REASONS TO JOIN AND RECOMMEND LAVISHFUND:
1. Advertising campaign performing on vast scale.
2. Two highly profitable and eminent investment plans.
3. Instant Payments.
4. Honest and Efficient Management.
5. Licensed Script & Unique Design.
6. 2-Tier Referral Program with upto 10% Collective Commission.
7. Weekly contest for top promoters.
8. Registered & Incorporated United Kingdom.
9. 24×7 Phone Support and Live Chat.
10. DDoS Protected & 256-Bit SSL Encrypted.
Regards, Lachlan Nicholas.
LavishFund Management.”

UNITEPROFIT – 600 REGISTERED MEMBERS AFTER THREE DAYS ONLINE

Another short term program which just launched three days ago – UniteProfit – is also proving popular. Even before the first members of the program are in profit from its two investment plans via LibertyReserve and PerfectMoney – 20% for 6 days and 25% for 5 days – the program has already over 600 members and counting. That is considered as a total success by the program’s admin Ryan who issued the first official newsletter just a few hours ago. In that newsletter Ryan promised to work hard to make his program one of the best in the industry by making timely payouts which are processed within 12 hours according to UniteProfit‘s rules but are usually made much faster. That alone together with multilingual Live and phone support, huge support on the popular forums and unrivaled security of the site itself might really make that happen provided the admin really has the intention to run UniteProfit for a long time. We will wait and see when the first members are going to be in profit in a couple of days and for now you can read my full review of UniteProfit posted here and the first official newsletter from the admin to get more details on some of the main features:
“Closer to your financial freedom
UniteProfit has been online for only two days and we already have about 600 registered members and over $13,000 in total investments which means our launch was a complete success. We started UniteProfit with the right foot and that is a good example to show our potential of becoming the number one HYI program available.
We are investing a lot in customer support and now you can speak to our live support operators in English, French and Hindi and if you don’t want to chat directly with them, you can also send a message using contact form in any of those languages and we will reply you promptly.
Most HYIP monitors already listed UniteProfit as paying and some reviews are coming very shortly. Money News Online already reviewed us yesterday and you can see it here. It’s a good source of information, especially if you are referring someone to our program.
We would also like to thank everyone who’s been supporting us on forums, blogs and monitors. We have very active supporters in MMG, DTM, TG and MMGP and we will launch our own local forum in the near future with very attractive promotions and contests for forum lovers.
An usual concern we noticed is about safety and you have nothing to worry about it, we are running on a dedicated server with DDoS protection by Staminus Communications, the most famous online protection provider and our site is SSL encrypted, which means everything you do inside our page is encrypted and cannot be seen by others. We also test our system several times a day to make sure everything is running perfectly fine.
Even though our terms state 12 hours, we are sending all payments out as soon as possible to make sure your profits reach you fast. We are working non-stop to turn UniteProfit into the program of the year and we are counting on you to help us get there by voting on monitors and spreading the word on forums and blogs when you are paid. Every dollar of profit is one step closer to your financial freedom.
Thank you for choosing UniteProfit, Ryan
UniteProfit Administrator”.

MORE DDOS ATTACKS TODAY

I want to bring your attention to two more DDoS attacks that happened today. This time the sites of FXMoguls (reviewed here) and PXSense (reviewed here) were unavailable for a few hours. I must say that it’s only a guess that this is what happened to PXSense but I can tell you for sure a DDoS attack was the reason FXMoguls was not available today. Now I can confirm that the instantly processed payouts on LibertyReserve, PerfectMoney and AlertPay have been resumed already and that the admin Jason (interviewed here) gave me a full update on what had happened. I hope that this incident won’t affect FXMoguls negatively and the program will keep paying on the investment plans it currently offers with the original principal return on expiry – 2.2%-3.5% for 60 business days and 2.4%-3.7% for 150 business days.

BENSONUNION – TOP BANNER ON MNO MONITOR PURCHASED

I would like to inform you that BensonUnion‘s admin has decided to take the top large banner on MNO monitor for one full month. I myself always consider it a positive sign and especially I was pleased to get this signal from the program I am seriously considering as one of the future leaders of the low ROI market. I remind you that BensonUnion has been monitored on MNO for over a month and the full review of the program can be read here. The program pays instantly to LibertyReserve and PerfectMoney accounts (also direct Bank wires accepted) on 1.2%-2.45% for 170 business days with principal returned on expiry. As with many such programs Monday was considered not a business day for BensonUnion of which the admin informed his members on the news page of the site two days ago:
“Non-trading day
Dear clients! BensonUnion doesn’t pay interest on US federal holidays so no interest will be accrued because of non-trading day on Monday Feb 20.”
Apart from that I can confirm that all the withdrawals to LibertyReserve and PerfectMoney are processed instantly as usual and are being handled by a unique script developed specially for the program. Hope BensonUnion will really leave to our high expectations and will become a well-respected and established program soon.

SENROSGROUP MOVED TO WAITING STATUS!

Please note that the payments from SenrosGroup haven’t been processed instantly as usual for over 24 hours now. I have contacted the admin already regarding this issue as usually it never took that long in order to get paid. No answer yet, so I don’t quite like it. According to the program’s rules all the payouts should be processed instantly but sometimes it might take up to 48 hours to get paid. That situation didn’t happen before and I suspect that SenrosGroup might not resume the payouts tomorrow at all, and if that is not going to happen we can officially declare it a scam. I would not recommend to join or invest in SenrosGroup under these circumstances, so stay away from that possible scam!

GET PAID REPORT FOR 22/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: CrownEarnInvestgroup, LuxorAlliance, HoldingsTrade, AVIFinance, III.
From MNO Premium list: TopsFund, NewGNi, OneInv, Royalty7, FXMoguls, ProfitableSunrise, SolidForexLtd, BensonUnion, UniteProfit, PlexCapital, VascoForex, LavishFund, MyDiamondShare, MoneyEra.
From MNO Standard list: PlatinumFinance, PanamaHedgeFund.
From MNO Basic list: WalesFinance, UFOWin, AmbrianInvestment.

That’s everything I wanted to discuss with you today, guys. See you on MNO tomorrow with the full review of a new short term hit LavishFund and more news from the HYIP industry!