13/07/2012. FinoPro Review and Daily News from the Industry

Beware! FinoPro has stopped paying! Do not invest there!

Hi everybody! Hope you’re all looking forward to the weekend, once you all manage to get past Friday the 13th in tact of course, lol! Because there’s been one or two bumps in the HYIP industry today so somebody’s luck hasn’t been great. More on that in a few moments when we get to the news section, but first I want to look at one of the more recent additions to the MNO monitoring page called FinoPro which is a mid term program which just launched recently. They offer a selection of four plans running for varying lengths, one of which makes daily interest payments and three that pay you once on expiry. All plans work along the lines of selling shares, so you can’r invest the amount you would really like, only in blocks of whatever the minimum deposit is. I’ll start with FinoPro‘s daily plan as it’s the most affordable option and likely to be the most popular.

It’s called The Elite Pro Plan and can be joined for a very basic minimum of just $10. For anything larger you have to invest in blocks of $10, so in their words you may only spend $10, $20, $30, and so on like that. It runs for 15 business days (that’s three weeks) during which FinoPro making interest payments to members of 10% every day from Monday to Friday. Your principal is already included as part of those payments so that means you would break even after ten payments and finish up the plan with a total of 150%, or your own money back plus 50% net profit. Maximum spend is $30,000.

The remaining three plans like I said just make one single payout on expiry. Starting with The Elite Classic Plan, this one offers the same final return as the FinoPro‘s first plan, it just does it a bit faster. The term is 10 business days (two weeks this time) and on expiry you receive a payment of 150%. FinoPro count your original principal as part of that, so it’s the same 50% net profit just without the security of daily payments and after a shorter term. It’s definitely a higher risk so do think about that too if investing. It’s also a bit more expensive with a $25 minimum price tag to join. The maximum deposit remains $30,000 and again investments are like buying shares priced at $25 each. So you can spend $25, $50, $75, and so on like that, but not anything else.

Next is FinoPro‘s Professional Classic Plan running for 15 business days (three weeks) that costs $200 minimum to join. Payment on expiry is of 210%, which includes your principal. So that’s 110% net profit. Investments must be made in $200 blocks.

And finally, the most expensive and highest risk option FinoPro have The Professional Diamond Plan. Unfortunately it’s a little difficult to take this seriously due to conflicting statements – and contained within the very same paragraph – about the minimum investment required to join. One says $300, the other says $500, but whatever it is for that kind of money (your money by the way!) the admin should take it a bit more seriously. Anyway, the investment term runs for 20 business days, which is four weeks, and at the end of it FinoPro are offering a single on expiry payment of 300%.

One of the better aspects to this program is the wide variety of payment options open to investors. Apart from the usual HYIP stalwarts of LibertyReserve and PerfectMoney, FinoPro also includes SolidTrustPay, all of which are accepted automatically through their website. Also listed is Payza but using this to join is a little more tricky. Deposits made through them are only added manually, but the admin has included instructions in your FinoPro members account area on what to do if you prefer this payment processor over the other three. Payouts are made manually and so need to be requested by the members. Once done the admin asks you to allow a maximum of 72 hours for the transaction to be completed. I hope he’s a bit faster than that to be blunt, because when you take into consideration the fact that FinoPro won’t be counting Saturday or Sunday as part of that it could be a very lengthy wait for some investors indeed. And in an industry like this where investors follow the money so to speak you really need to be making more of an effort, so let’s hope he can handle them consistently faster than that.

If you are interested in a few of the design and security features of the program, then FinoPro are hosted on a dedicated server with support and protection by Koddos. They are running off a script from PHPflux, and the website is using SSL encryption for safer browsing. Should you need to get in touch with the admin for any further questions about his program or account related issues then you can do so by filling in the online support form and submitting it. Do not however be misled by the banner purporting to offer Live Chat support. It’s just a static image and I don’t even know why the FinoPro admin has it there, because clicking it does absolutely nothing.

The content contains nothing original and texts are a straight copy/paste job from other HYIPs that ran in the past. Of course needless to say that when a program like FinoPro describes itself as a “leading global provider” of financial services despite not even existing before this month then experienced players will know to skip that part anyway, I just mention it for those new to the world of online HYIPs. Most readers here will know how to assess and handle a high risk by now I hope, but if not then remember to keep within a strictly enforced spending limit at all times, keeping it affordable, sensible, and at a limit you could afford to lose, and if you decide to press ahead and join FinoPro remember it’s better to keep them, like all HYIPs, as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

NEWGNI EXPLAIN STP SITUATION AND MAKE CHANGES TO MAIL SERVICE

I want to start the news section tonight with the latest weekly update from Jurgen at NewGNi. As it’s comfortably the best program out there for making a little extra cash for yourself over the net then what better place to start I guess. The main thrust of this weeks newsletter focuses on the recent issues with SolidTrustPay, also probably the best payment processor out there as well. So sorry to sound like I’m sidetracking a bit here, but the situation with SolidTrustPay is of course central to NewGNi, as they are the ones handling so much of the money flowing in and out. But I can tell you as a long term advocate of STP myself and having nothing less than a thoroughly enjoyable relationship with the company’s owner, I can agree 100% with Jurgen when he says in his newsletter the current hiccups with STP accessibility are a relatively minor issue.

Just in case you’re not aware of what’s going on here, STP’s hosting provider was recently taken over by another company. This changeover has in turn given a few headaches with occasional downtime, log-in issues, and the like, but this should be cleared up very soon. Also on a side note, and not really connected directly with NewGNi, is STP’s recent compliance with US legislation requiring them to obtain a license to operate in each of the 50 individual states. But what’s good for the payment processor is also good for NewGNi and American members are now free to legally deposit and withdraw using STP.

Jurgen (who was interviewed on MNO here) goes on to mention a new feature in the members area where you can opt out of receiving any automatic e-mail updates regarding interest payments or withdrawals. I can kinda sympathize with some users on this one, I mean as a monitor myself you can imagine the amount of generically generated mail I receive from admins about money going in and out of the programs I cover, so it’s fair enough that some of you would rather not have it clogging up your inboxes when mostly it contains information that you already knew. Personally I would advise against this “unsubscription” as I do believe it’s important to keep detailed accounts of these things. So if you feel you’re getting swamped by these mails, you can simply create a new folder in your email account and direct your NewGNi updates there.

And lastly for this week Jurgen closes with a reminder of the ongoing sweepstakes competition. There is more than just one way to make money from NewGNi (reviewed here). Apart from joining one of their two lucrative plans that pay either 1% per business day, or 6% weekly, with no expiry date on either and an optional principal withdrawal after 180 business days there is also a chance to win one of three $50 cash prizes. I’ll let Jurgen tell you about that in the latest newsletter from NewGNi published in full below:

“Newsletter 13 July 2012
Dear clients, friends and fans
Yesterday we have received great news from SolidTrust Pay:
SolidTrust is now fully compliant with the US regulations requiring full licensing. They have partnered with a chartered bank in the US and are therefore under their licensing, which is fully allowed under US federal law. This means as from now on all our members from the US can freely deposit and withdraw using their SolidTrust Pay accounts.
Despite these very good news, SolidTrust Pay faced some difficulties with their hosting provider, to say the least – and a lot of our members were not able to connect with them as usual. We have received some emails from very concerned SolidTrust Pay members and like to address this issue:
Please note that we have a long lasting working relationship with SolidTrust Pay and I can assure you that they are doing their utmost to solve the current problems. After all, it’s not the hosting provider that makes a company a great one!
Anyway, we were able to access our account on a daily base during this week and never missed a payment.
…
Attentive members might have noticed, that there is a new function available in the members area:
From now on you can disable the function that is sending out notification emails, like the interest or withdrawal notifications. We have received a couple of requests from members with multiple deposits, who said they are annoyed to get plenty of daily interest notification emails.
To disable ALL notification emails from NewGNi, apart from our newsletters of course please login to your account, go to ‘Preferences’ and there under ‘Additional Settings’ you will find a option named ‘Stop the system from sending me notification emails’. Just enable it if you like.
Just as we said previously: NewGNi is for it’s members, so we do listen to your requests and if it makes sense and is doable, we will consider making it happen. You are welcome to let us know what you think we should do. Just don’t ask to change the plans ;)
Before I go, please allow me to remind you about our Sweepstakes contest for the month of July 2012:
This month we are giving away three times $50 in CASH to your preferred payment processor account. For your convenience we have included payment processors like PayPal, Neteller, Skrill (formerly known as Moneybookers) and Payza (formerly known as AlertPay), among the three payment processors accepted by NewGNi. You can participate in our ‘No Strings Attached‘ monthly competition here or via our Facebook page. The competition closes at noon (GMT) July 31st.
Thats it, I am off – enjoy your weekend!
Jurgen
Follow NewGNi on Twitter, Facebook and MNO”.

GLOBALOILFUND – UPDATE ON PAYZA DEPOSITS AND THE SUCCESSFUL RESOLUTION OF A MONITOR ISSUE

I must say that I’m totally satisfied by the way the admin of GlobalOilFund Sean (interviewed here) keeps handling all the issues and obstacles with which his program has to face every single day. This’s what I can call a hard-working admin seeing him processing payouts to thousands of members, replying to support tickets and updating members on the current state of things on an almost daily basis. This is a level of dedication that is lacking in so many other programs causing them to fail miserably before achieving the amount of trust and respect GlobalOilFund now enjoys. After 36 days online and 17 of which the project has been monitored on MNO it has reached the #1 spot on MNO’s Sticky list being the hottest short term program right now. Even yesterday’s misunderstanding from one well known monitor who put the program to Problem status for no reason and which almost gave a heart attack to some folks prone to panic didn’t damage their credibility. Most members took it with a grain of salt anyway which they were right to do. It’s been successfully resolved by Sean after countless attempts to contact that monitor and make the irresponsible admin do the right thing and return GlobalOilFund to Paying status which happened today.

Another important subject discussed in the newsletter was the ongoing issue of deposits via Payza not being credited to some members’ accounts properly. Please note that the admin is doing this on a regular basis and it shouldn’t take more than 24 hours to have your deposit via Payza credited to the plan of your choice. If it does you should enter your details and submit the simple form given on GlobaOilFund’s site. If the admin is not aware of which investment plan you wanted then the funds are just credited to your account balance and you can allocate them yourself. I remind you that GlobalOilFund also takes LibertyReserve, PerfectMoney and SolidTrustPay and you can make investments there in the following plans which are described in more detail in the review published on MNO here – 105%-125% after 1 day, 55%-70% for 2 days, 130%-300% after 5 days, 180%-475% after 10 days, 300%-800% after 20 days, 500%-1300% after 30 days.

Here is the latest news from GlobalOilFund:
“Regarding Payza Deposits & GoldPoll Issue Resolved
A quick note because I am adding the deposits manually right now, those deposits made via Payza. If your deposit is pending for more than 17 hours, please use this form https://www.globaloilfund.com/payza/use/deposit/form1.html still.
Now if you made a deposit less than 17 hours ago, I will add those even if you do not submit a request. I am adding them as of the moment and those with blank memos will have their deposits go to their account balance which they can deposit from their account to their desired plans.
Our programmer is fixing the automatic payza deposits right now.
By the way, GoldPoll and other monitors that had us on Problem status have rectified the issue. According to Jeff, admin of GoldPoll, they only looked for payments coming from our original account, and since I used a different LR on the 10th to 12th of July, they did not see those. I still believe that they should have checked where their LR payments are coming from. I always place a memo on each payment I make, “Withdrawal from GlobalOilFund” . So they could have easily seen that. But thanks Jeff for fixing this issue.
Back to work for me.
We are always at your service.
Regards, Sean Cooper”.

INVESTFORIA – RUSSIAN SPEAKING CHAT SUPPORT AVAILABLE

Another newsletter from InvestForia (reviewed here) was received today. The admin announced the addition of a third language, Russian, by which you can contact InvestForia‘s live chat representatives (the others being English and Indonesian). That marks yet further expansion of the program in global markets by adding more languages and more payments processors to supply the growing demand of the investors willing to to deposit into the only plan provided by InvestForia – 2.8% for 60 calendar days with the original principal return on expiry.

The first investors of InvestForia who joined the program seven weeks ago when it just started should be in good profits already and in a couple of weeks can expect the first deposits returned to their LibertyReserve and PerfectMoney accounts. SolidTrustPay was added to InvestForia later on and unlike LR and PM withdrawals which are usually processed instantly STP withdrawals are done manually within 24 hours. Anyway, fast withdrawals and members already in profit along with the addition of STP boosted the membership in InvestForia and propelled it to #4 on MNO’s Premium list which is a very high position for any program being online for only 50 days. I hope to see better results soon as InvestForia expands even further as mentioned in their newsletter:

“InvestForia – Russian Live chat support added
Hello, Finally SolidTrustPay website is back and all payments are processed. Please not that STP still not fixed our API problem, it means that you need to wait up to 36 hours to process payment. LibertyReserve and PerfectMoney is instant.
Our phone number currently are not working because of some problems with wire in our office. It will be fixed within 2 days.
We added additional 3 supporters in Live Chat. Russian Live Chat support in now available.
Best Regards”.

REALITYPROFIT – BACK TO NORMAL AFTER DDOS AND STP DELAYS

The admin of RealityProfit recently stopped sending quite annoying and long-winded emails which he used to do in the past and which were unnecessary to say the least. There were still paid emails sent to members advertising other programs and services but by joining RealityProfit (reviewed here) you should have realized that the source of income for the program is advertising and selling it to be shown to the program’s members is an essential part as well as seeing 30 seconds of compulsory ads before signing in to your account which is required to be done every 24 hours in order to obtain your 8% daily forever rebates from the project. As today STP was down again for a few hours for shorter maintenance at the time when the newsletter from RealityProfit was sent it was impossible to process any withdrawals to that payment processor. Also the accessibility issues members saw for the last couple of days were the direct result of DDoS attacks which their hosting provider is trying its best to mitigate. At the time of writing RealityProfit was back online and loading fine as is STP, so the information given in the newsletter might be obsolete by now, but I will re-post it for you anyway:

“RealityProfit NEWS UPDATE!!
Hello, SolidTrusPay site has been down and this is making payouts to STP not possible in the meantime until their site is back again.
Also, our site has been a victim of huge ddos attack lately but our ddos provider is working relentlessly in making the situation comes back to normal.
We ask that you bear with us while these things is being managed.
Thanks for your understanding as we are working round the clock to make RealityProfit a better site for you and for us.
Thanks, Wiley
RealityProfit”.

TREXFINANCE – MOVED TO PROBLEM STATUS

TrexFinance is the latest proven scam with no chance to recover after being severely DDoSed during its first week online. This obviously affected the incoming deposits in the program and led to the admin’s decision to close/abandon the site. Only monitored on MNO for six days and reviewed just a couple of days ago TrexFinance has become just another summer fast scam putting everyone at a loss. The first complaints about the missing deposits and unpaid withdrawals came today but already yesterday I noticed that for some strange reason after the STP site came back to normal TrexFinance remained the only program on MNO from which I still had pending withdrawals. Today it looks like everything is finally clear – there are still no payments processed, missing deposits are not credited and the admin stopped replying to my emails. It’s a total scam – don’t even think of investing there now!

GET PAID REPORT FOR 13/07/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list:  GlobalOilFund, EWFund, LuxuriousFinance.
From MNO Premium list: NewGNi, SilverStructure, OneInv, InvestForia, EurexTrade, ProfitableSunrise, BensonUnion, FelminaAlliance, MetalROI, DividendService, PlexCapital, PrimeXCash, KISnP, ExpertKapital, VertexPay, Ivecon, FinoPro, SafeRisk.
From MNO Standard list: UFOWin, InternationalForexLLC.
From MNO Basic list: GoldTradeFunds (the first payment received).

That’s all for you tonight, guys. Join me tomorrow for the latest news from the HYIP industry and a detailed review of SafeRisk! Have a nice weekend, everyone!