Hi guys! Pre-Christmas and the industry the industry slows down a bit as you know, at least in relation to new programs. The more established ones are doing extremely well as always, though I have one new one from my monitor to introduce which I’ll get to in a few moments. First it’s time for the latest news from the last 36 hours since my last post was published.

FELMINAALLIANCE – CELEBRATING INDEPENDENCE DAY IN PANAMA

Let’s start with the latest from FelminaAlliance which is one of the longest running programs on my monitor paying since July 2011. Don’t be surprised if you discover you didn’t get paid yesterday however, as apparently it was Independence Day in Panama – one of two countries where official holidays are observed by the FelminaAlliance administration. Even if the interest on their two investment plans – 0.8%-1.4% for 90 business days and 1%-1.6% for 180 business days with the original principal returned on expiry – is not paid, FelminaAlliance are still paying ref commissions which I successfully received yesterday despite the holiday. I must say I’m not so sure exactly what the point of so many holidays is, but since they’ve been running for this long I guess the admin knows what he’s doing so I won’t question it.

You might remember from my review (click here to read it) that the minimum deposit in the program is $20 via all the big four payment processors – SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney. Yet you can start investing with only $10 because their latest promotion offers a special promo coupon code entitling new members to a $10 deposit bonus to their accounts automatically on joining. All you will have to do is to invest at least $10 of your own money and FelminaAlliance will contribute the extra $10 themselves to give you the minimum. There is no restriction on how much you can deposit in FelminaAlliance by the way, but the minimum is $10, so keep this in mind. So if you want one of these promo codes for the free $10 deposit bonus please email me directly at abramsonp@gmail.com or via my Contact page. I will gladly share with you one of the 37 codes I have remaining, so don’t miss this opportunity. Here’s the latest newsletter from FelminaAlliance sent yesterday:

“[FelminaAlliance] Official Newsletter
This is an official newsletter from FelminaAlliance Inc.
Wednesday, November 28, 2012, is the Independence Day in Panama.
We observe the official holidays in the US and Panama. According to our terms of service, we do not pay interest on weekend days and official holidays. Therefore, no interest will be paid on this day.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department, FelminaAlliance Inc.”

PROSPERANOVA – SOME SAFETY ADVICE

If you’re a member of ProsperaNova (reviewed here) you might know that the admin Darren (interviewed here) is famous for his series of educational articles regularly sent to his members and positively distinguishing him from the majority of others. Today was no exception with Darren sending some important safety tips which will definitely help you avoid problems which some HYIP users face regularly with passwords stolen by keyloggers and other malicious programs. So it’s of utmost importance to keep your computer safe and the information sent by ProsperaNova will go a long way towards helping.

As for the program itself, ProsperaNova has been running smoothly, paying on a 2% for one year plan with interest paid on business days only and principal returned on expiry – for over 11 weeks already. I hope they keep up the good work for all accepted payment processors – LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay – for many more weeks and months to come. The latest newsletter from ProsperaNova is below:

“ProsperaNova: Safety
Dear investors,
We would like to bring the matter of safety to your attention. In the past 3 days two of our investors have contacted us requesting help in restoring their accounts. Both of our users were infected with a trojan keylogger and someone stole their passwords for all online accounts, including e-mail and ecurrencies. Only thanks to our composure, they got their ProsperaNova accounts back and a potential loss was averted.
A lot of people think they are safe and that it cannot happen to them. Unfortunately, it can happen to all of us. That is the reason why we advise you to always have an antivirus program installed and to update it regularly, just as you should update your system, and, besides that, you should be very careful about what you run on your computer as well. Be careful now, rather then later, as it might be too late then.
We don’t have any big news, primarily because everything is going superbly. The growth rate of our program flew over our expectations. We are working on a few new things, but I wont be releasing the details yet. Lets just say you will not be sorry to be our investors.
Thank you for your trust.
Best Regards, ProsperaNova Support”.

SOLIDTRUSTPAY – EXCHANGE RULES

I think that recent article posted by SolidTrustPay on their official blog is another example of a perfect educational article and I believe will be a useful addition to the recent interview with STP CEO Stella posted on MNO recently (click here to read it). Especially it will be of interest to you if you use exchange services to fund your SolidTrustPay account from other e-currencies or move funds from STP to other payment processors. If for some reason you can’t use the multiple direct deposit and withdrawal options within STP then you might be in urgent need of a third-party exchange service, and if so, please consider some important facts before continuing:
1) Do not use unauthorized exchanges – those ones that are not directly approved by STP. SolidTrustPay are not responsible for your possible losses if you don’t follow this rule.
2) Become a verified member before making an exchange but make sure you’re not signed up from the US where the exchanges are not allowed.

To read more about this and answers to other questions you might have regarding this please refer to the latest newsletter from STP below:

“Exchanging E-Currencies Safely
With numerous online payment options available, many consumers have found themselves looking for ways to transfer funds between payment processors. To bypass the withdrawal / deposit process and transfer directly to another processor, members must use an e-currency Exchanger to process their funds.
Who Can Request an Exchange
STPay Exchanges are limited to:
– Customer outside of the United States*
– Customers who are Verified / Bank Verified
*Due to US anti-money laundering legislation STPay is not permitted to participate in exchanges with other money e-currencies for US-based clients.
What to Expect from an Authorized Exchanger
All STPay Authorized Exchangers are required to have a website with an STPay payment button which you will use to initiate your e-currency exchange.
Once you have initiated your exchange, the transfer will be put into Pending on our site while a member of our staff reviews the transaction. When the payment is approved, the Exchanger is notified so they may complete your transaction. Note: Exchanges are approved within 1-3 business days.
During the review process, a member of our staff may request proof of payment to verify the source of funding for your exchange, so ensure that all contact details in your STPay account are complete and up-to-date. Note: We may request documentation from the original source of funding for your transfer, such as a friend who has deposited via credit card and then transferred the funds to your SolidTrust account.
If your account history shows the transaction is out of pending but you are still waiting on funds, please contact your Exchanger directly regarding the delay.
 A list of STPay Verified Exchangers can be found HERE. 
Unauthorized Exchangers
If you can’t find a suitable, authorized service provider it may be tempting to use an unauthorized service to complete your exchange.
It’s important to remember, however, that the sender is solely responsible for all member to member transfers sent via the “TRANSFER $$ to others” link on our site. This means that SolidTrust Pay does not offer payment protection for these transfers. If you have attempted to transfer funds to an unauthorized exchanger and not been credited by them as promised, you will be responsible for pursuing compensation directly with the recipient – the funds will not be recalled by STPay.
Buyer Beware
Fraudulent exchangers often target consumers via Facebook, Skype, Twitter, and online forums. Remember that exchanges arranged through these methods will not be protected by STPay. Beware of exchangers suggesting member to member transfers with suspicious descriptions and stick to exchangers who have websites and have been authorized by your payment providers.
If You Are Not Eligible for Exchanges
Members who are unable to exchange funds – such as those in the United States, for example – are encouraged to use any of our many withdrawal options to withdraw their funds from SolidTrust Pay. If you need assistance upgrading your account or withdrawing your funds, please visit our Knowledgebase or contact a member of our support team.”

SIGMASUM – TEMPORARY LR WITHDRAWAL ISSUES

I’m not sure of this problem still persists or it’s been resolved by now but the recently reviewed SigmaSum (click here to read the review) reported possible withdrawal delays to LibertyReserve caused by server connection problems. As I tried to withdraw to LR from SigmaSum a few hours ago my own withdrawal was processed instantly as usual, so I’m hopeful that the problem is fixed. Anyway, as per the program’s terms you should expect your withdrawals from SigmaSum to be paid within 6 hours to all the accepted payment processors including LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay, so consider instant withdrawals as a bonus if you get them, and don’t panic if your request didn’t get through to your e-currency account straight away. I remind you that the program pays from 9% to 12% for the duration of 12 calendar days depending on the size of your deposit starting from $5. The latest from SigmaSum is posted below:

“Withdraw problem
This is SigmaSum.
Currently we have a server connection problem between our server and libertyreserve which is cause pending withdraws for some users.
We hope this problem solve in next 2-3 hours, we will keep you update,
Please stop sending non sense post and rumors regarding this issue.
SigmaSum management”.

LLLTD AND LORDOFPROFITS – PROBLEMATIC PROGRAMS

LLLtd and LordOfProfits the two latest programs not bearing up well in the traditional winter industry slowdown and have collapsed. Well, it’s definitely the case with LLLtd but LordOfProfits I think was also a victim of a blackmailing team who DDoS websites to extort money. LordOfProfits didn’t manage to recover even after a change of host which only confirms that choosing the right service provider is crucial. As for LLLtd, the program just exhausted its potential and faced cashflow issues coming up to Christmas, I guess. It lasted for nearly two cycles which was enough to make a profit though it could really have done better. More attentive readers on MNO could spot that the admin of LLLtd didn’t extend the top banner spot on my blog a few days ago and that was a clear sign that he was not going to continue his program if he wasn’t going to bother advertising it anymore. With this in mind, please note that investments in either LordOfProfits or LLLtd are not recommended as the payouts have stopped completely in both.

INTRODUCTION OF PLATINUMVERTEX

Another program has joined my Standard Listing which I would like to introduce today – PlatinumVertex. The project was initially listed on Basic Listing, but on the very next day the admin decided to upgrade. I’ll have a full review of the program tomorrow night, but for today I just want to give you the brief description of the main features. PlatinumVertex offers plans with several variations depending on the amount you spend, paying you from 4.5% to 6% for the duration of 40 business days and no principal back on expiry. The minimum to invest in PlatinumVertex starts from only $1, so the program is affordable to everyone who has it to spend via SolidTrustPay, EgoPay, PerfectMoney or LibertyReserve – the payment processors accepted. PlatinumVertex is running off a licensed script by ProBiz and the withdrawals should be requested from your account manually to be paid within 24 hours of the request. PlatinumVertex is properly SSL-secured and hosted on a dedicated server by one of the leaders on the market BlackLotus. After two weeks online the admin became more active in promotion and recently ran a promotional contest for members. Unfortunately this has ended now, but I’m sure the admin has other interesting ideas. Anyway, the latest newsletter from PlatinumVertex is re-posted below which you can read and take a look at the website before the review on MNO is published:

“New Promotional Items Available Soon and Event Update
Hello All PlatinumVertex Members!
We are very happy that we have received some very good updates from our personal IT Team. They are currently working on new promotional items which will be made available within this week. Do look forward to see new changes in the banners section soon!
On another side of the story, we are very happy to inform everyone that more than $100 has already been given as PRIZES to our very first 2 WEEKS ONLINE!
Everyone is invited to join so do hurry! End of the said event is only until November 30 0800 Hours GMT+8 time.
Check out the news section for event mechanics.
Thank you and more power!
PlatinumVertex Team”.

GET PAID REPORT FOR 29/11/2012

Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: LoyalAssets.
From MNO Premium list: NewGNi, ProfitableSunrise, EurexTrade, FelminaAlliance, FixedMonthlyIncome, StallionGold, TheMoneyGalaxy, BensonUnion, 4FXInvestment, ProForexUnion, ProsperaNova, DiamondAsset, FNOCapital, SecureIncome, TureProfit, Nubcoyu, SureInv, StartUpInvestCapital.
From MNO Standard list: UFOWin, AustralianBusinessGroup, BGTGroups, SigmaSum, PlatinumVertex (the first payments received).
From MNO Basic list: GoldTradeFunds, CheeseCash, InnovisCorp, PerfectLottery, Fxen, TrackInvest, TheInvestmentBank.

That’s about it for today. I hope to see you all on MNO tomorrow, and don’t forget that you have literally hours left to join NewGNi before the program goes private. Expect to receive another newsletter from the Jurgen (the admin) soon, and I’m going to publish it on MNO blog tomorrow night along with my own view. Also thanks to everyone who submitted their questions for readers question and answer session with Jurgen. I’m only accepting them until tomorrow as I have had quite a lot of submissions already, so hurry up if you want yours included. See you tomorrow, guys!