Beware! MiniMoney has stopped paying! Do not invest there!

Hi everybody! Hope you’ve all been having a nice weekend so far whatever you’ve been getting up to. Kind of a strange news day in the industry this Sunday, because as usual there wasn’t many stories but some of the updates that were sent were a bit longer than usual, but also a bit weird in the sense that they didn’t contain much relevant information on the programs themselves. I’ll get to all that in the news section in a few moments, but first I want to start with a program called MiniMoney. This is a short term HYIP and perhaps one a lot of you will already know and maybe even like. Because it was online for about two full weeks or so before coming to the MNO monitor for listing. So I want to start things off tonight with a closer look at MiniMoney, their investment plans, and other main feature to find out if you think they might still be a suitable addition to your portfolios.

I must say MiniMoney kinda starts off looking very like any one of the hundreds of similarly styled HYIPs. You know the ones, seven or eight plans to range from one to sixty days and make all sorts of utterly ridiculous promises of thousands of percent interest that of course fool absolutely no one. Well, MiniMoney starts like that, but luckily in this case the admin knows where to draw the line, stops after only two investment plans, and doesn’t waste anyone’s time with any nonsense. They’ll still look familiar to most fans of short term programs I’m sure though and they’re both quite affordable with MiniMoney only asking a minimum deposit of $10 for either one of them.

So the first of these plans runs for just 1 calendar day and pays on expiry. In other words join today and get paid tomorrow. You can join as I said for a $10 minimum deposit, and the return paid back to you will depend on the size of your investment, ie the more you risk the more generous the rate. MiniMoney make just one single payment which will include your principal, so don’t expect that to be returned in a separate payment. From the afore mentioned $10 minimum up to $499 the return is 105%, or to put it another way your own money back plus 5% net profit on top for yourself.
For bigger investments MiniMoney are offering the following rates:
106% for $500 to $999, 107% for $1,000 to $1,999, 115% for $2,000 up to $4,999, and a highly unlikely 130% offered to those prepared to spend from $5,000 up to MiniMoney‘s maximum $250,000.

If you don’t quite like that one then the alternative is to join a plan paying once on expiry of a term running for 3 calendar days. Mind you, there’s nothing to stop you dividing your investment between both plans if you like. MiniMoney‘s minimum requirement to join is still $10, and for anything up to $499 will offer you a payment of 117% three days later. This includes your principal so is your own money back plus 17% net profit on top.
If you would like to take a somewhat bigger gamble with your money then consider the following offers and their rates available from MiniMoney:
120% for $500 to $999, 123% for $1,000 to $1,999, 150% for $2,000 up to $4,999, and again an option not likely to get many takers but it’s 200% offered to anyone prepared to spend from $5,000 up to MiniMoney‘s maximum $250,000. is it possible? Well, it’ll cost you $5K to find out, and I’m definitely not putting my own money into it to find out the answer was no, lol! But if more investors keep to more moderate levels then I guess MiniMoney would have less trouble coming up with the payments.

The list of payment options is exactly what investors have come to expect from most new programs starting up these days, with MiniMoney taking all the popular ones. You can sign up and deposit through your choice of SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve. Payouts to members are made manually by the MiniMoney admin and so require you to log in to your private members account area and make a request. Once done you will then need to allow a maximum waiting time of up to 18 hours for all transactions to be processed.

Moving on to the design and security features of the program, a bit like the list of payment processors this is also a fairly standard run of the mill checklist for this kind of program. One thing I’m not so sure about though – and please note I’m not being negative, I only mean I’m not really familiar with how qualified they are – is the program’s hosting provider. MiniMoney is hosted with a company called Hivelocity, though to be fair it is at least on a dedicated server and for over two weeks online I’m not aware of them having any serious downtime issues before now. Fingers crossed then it should be OK, but as far as the other features go there’s really no surprises. MiniMoney is running off a script under license from GoldCoders, and the website is SSL-encrypted by Comodo in both public and private areas for an extra layer of protection. It’s also got quite a nice layout with a very slick and eye catching design and graphics. Not that it affects the security of your investment or anything but a good first impression is always important for a HYIP like this one and seeing as MiniMoney have been able to finish this many cycles it certainly hasn’t done them any harm. Should you still have any unanswered questions about the program or any account related issues that need to be dealt with, then you can get in touch with the MiniMoney admin by filling in your details in the online customer support form and submitting it via the contacts page.

Website content and texts about the alleged business activities of MiniMoney are predictably vague, though one thing I can tell you with almost complete certainty is that they are not the (quote) “licensed financial services provider” they state on their home page. Legal institutions wouldn’t touch untraceable anonymous money via the likes of LibertyReserve I can assure you, unless of course they didn’t really want to stay licensed and legal for very much longer. So do remember at all times you are dealing with a high risk activity here, and while MiniMoney deserve all the plaudits for running this long they simply cannot go on forever. But they don’t need to, because as far as you need be concerned they only have to run long enough for you to see a profit. So will they? Well, that’s the gamble. As is always the case then you have to be cautious and stay well within a sensible spending limit that you can afford to lose without too many financial consequences for yourself. And of course if you do decide to take a chance on MiniMoney then try to keep them as pard of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

EARNINGALLIANCE – NEW GOALS AND TRADING ACTIVITIES

EarningAlliance (reviewed here) posted an extensive newsletter as Richard, the admin, usually does on a weekly basis. The current newsletter was packed with a lot of interesting information and updates from the project paying on a 1.25%-2.15% for 180 business days plan with principal returned on expiry. Investments start from $10 via SolidTrustPay, PerfectMoney, EgoPay, and LibertyReserve. As you might remember from the previous newsletters from EarningAlliance, the admin is known for setting personal goals to achieve. Today for instance it was announced that ten local representatives were hired to help you understand how the program works in your native language and about the $50K threshold stated in the previous newsletter published last week. However Richard doesn’t want to stop there and is already thinking of improving EarningAlliance next week by introducing a Skype room and setting up a page to show regular trading results. After more than three weeks online EarningAlliance is on Paying status on all monitors including MNO, and I hope that it’s just the beginning for them. It’s already growing quite nicely and slowly gaining investors’ confidence and more deposits. The latest newsletter in full from EarningAlliance is below:

“EarningAlliance News
Dear partners,
First of all, we would like to say we are deeply sorry for the victims of the attack in Boston this week. We hope all of our North American business partners and families have not been injured by this sad happening.
EarningAlliance has been running smoothly since we first opened to the public, three weeks ago.
Goals achieved
Once again, we achieved our goals of having 10 registered representatives and $50k in total investments. Investors from the Philippines, China, South Africa, Malaysia, USA, Lithuania, Russia, Indonesia and Nigeria can now contact representatives in their mother language if they require any help concerning EarningAlliance.
New goals
Instead of putting goals of registered members or total investments, our goals for the next week are to create a skype room for better communication with you and building a page to show proofs of our investment activities.
We believe that communication is very important in any business and having a Skype room where investors can chat to each other and to us will certainly put us closer to you. We expect it to be ready in a few days and will link it in our main page.
We received several commentaries about our trading reports after we included them in our latest newsletter and in order to provide you with even more detailed information, we will setup a page where we will update our trading operations at least once a week. For now, we will post our trading reports for DAX30 and Dow Jones Indexes and will include more funds as we receive the green sign from our brokers and clients.
Market News
Due to the bomb attack in Boston, the stock and bonds market had a huge pitfall this week, the Dow Jones Index lost over 200 points in a matter of hours, breaking many investors around the world following the “up-trend” that was going on for the past few weeks. Fortunately, we have traders monitoring our investments 24/7 to prevent losses caused by unpredictable sources like this. We were able to quickly invert the situation to our favor by changing our strategy, closing our positions and waiting for the market to establish The graph below shows the Dow Jones index price change.
Trading Activity
As we said earlier in this newsletter, last week was very hard for anyone investing in stocks or bonds. Political aspects have a huge power on people’s investment feelings; for example, when such attach happens, people become immediately afraid to invest and sell all their positions, making the price decrease very quickly as the demand is almost zero and causing a loss to those who predicted the market was going up based on either graphic or technical analysis. Fortunately, our traders managed to take advantage of the situation by selling our positions and barely operating on the day of the attack. You can see a short recovery from the Dow Jones fund on April 15th/16th, when the market started to pick up but quickly went down again, changing our strategy for the second time.
https://earningalliance.com/assets/img/trading_activity.jpg
Paying Status
EarningAlliance has now a paying status at 100% of the monitoring services currently following us. You can see them in our Friends page and vote if you are satisfied with our services. Also, thank you for the positive response on forums and blogs, it feels great to know you are happy as a part of EarningAlliance!
Best regards, Richard Hayden”.

MONEYINSPORTS – FREE PICKS POSTED FOR TODAY

I believe that the admin of MoneyInSports Justin (to be interviewed on MNO blog soon) is doing something totally unnecessary by sending his daily betting picks. If he thinks it will somehow encourage people to invest in his program, I don’t believe it’s going to happen, nor do I think the newsletters are of any particular interest to HYIP players who judge programs on performance rather than what the admin has to say about alleged business activities. So far MoneyInSports as a HYIP is doing quite alright and continues paying on the 2% for 80 calendar days plan to SolidTrustPay, PexPay, EgoPay, PerfectMoney and EgoPay. I just wish the newsletters were more interesting to read and included something relevant to HYIP investors instead of unnecessary clutter. Here’s the latest from MoneyInSports (reviewed here):

“Free Plays For 4/21
Hello Everyone,
Here are your free daily picks from MIS. We will always include 1-3 picks that we like and are placing on our own. We place more picks than this, but we wanted to give our users a chance to see some of the games we are placing bets on.
We will try to email these daily so you can see some of the plays we are making. These plays are for informational purposes only.
We will include the game number, the team(s) in the bet, the type of bet such as money line (ML) or Point Spread (SP), and the odds or the over/under play.
First will be the Recap from the day before, under the Recap will be the next days action.
4/20 Recap:
MLB – 957 Atlanta vs Pittsburgh Under 7.5 -120 Won
MLB – 978 Seattle vs Texas Under 9.5 +100 Won
NBA – 702 New York PS -7 -110 Push
2-0 for the day
4-3 Overall record
————————————————————————————–
4/21 Plays:
MLB – 928 Los Angeles Angels ML -119
NBA – 712 San Antonio Spurs SP -8
NBA – 714 Miami Heat SP -13
Regards, Justin. MoneyInSports.”

306BZ – TIPS FOR EARTHQUAKE SAFETY! WHAT???

The prize for a newsletter of total irrelevance to the HYIP industry however goes to the admin of 306BZ (reviewed here) for today’s effort. Tragic as the recent Chinese earthquake was, the admin seems to be dwelling on it now and reflecting on how best to to save himself from future earthquake once again. Anyway, just to show you the nonsense of all of this I’m going to re-post it below in its entirety. Hopefully he’ll come to his senses soon and will post some relevant information about his program. Are you still with me and would like to know how 306BZ (reviewed here) is doing instead of reading earthquake safety tips? Well, then I will tell you that as of today, 306BZ pays fine on three plans – 20%-30% for 6 days, 306% after 10 days, 306% after 36 days – and the payments are processed instantly or within a few hours of request to SolidTrustPay, EgoPay, PerfectMoney, and EgoPay accounts. Ok, enough about this totally unnecessary info and let’s concentrate on much more vital information for any HYIP investor – earthquake safety tips as it’s seen by the admin of 306BZ:

“TEN TIPS FOR EARTHQUAKE SAFETY
We would thank all who have prayed for the Earthquake victims. Today we want to share some safety tips of how to escape from a earthquake.
1) Most everyone who simply “ducks and covers” WHEN BUILDINGS COLLAPSE are crushed to death. People who get under objects, like desks or cars, are crushed.
2) Cats, dogs and babies often naturally curl up in the fetal position. You should, too, in an earthquake. It is a natural safety/survival instinct. You can survive in a smaller void. Get next to an object, next to a sofa, next to a large bulky object that will compress slightly but leave a void next to it.
3) Wooden buildings are the safest type of construction to be in during an earthquake. Wood is flexible and moves with the force of the earthquake. If the wooden building does collapse, large survival voids are created. Also, the wooden building has less concentrated, crushing weight. Brick buildings will break into individual bricks. Bricks will cause many injuries but less squashed bodies than concrete slabs.
4) If you are in bed during the night and an earthquake occurs, simply roll off the bed. A safe void will exist around the bed. Hotels can achieve a much greater survival rate in earthquakes, simply by posting a sign on the back of the door of every room telling occupants to lie down on the floor, next to the bottom of the bed during an earthquake.
5) If an earthquake happens and you cannot easily escape by getting out the door or window, then lie down and curl up in the fetal position next to a sofa or large chair.
6) Most everyone who gets under a doorway when buildings collapse is killed. How? If you stand under a doorway and the doorjamb falls forward or backward you will be crushed by the ceiling above. If the door jam falls sideways you will be cut in half by the doorway. In either case, you will be killed!
7) Never go to the stairs. The stairs have a different “moment of frequency” (they swing separately from the main part of the building). The stairs and remainder of the building continuously bump into each other until structural failure of the stairs takes place. The people who get on stairs before they fail are chopped up by the stair treads – horribly mutilated. Even if the building doesn’t collapse, stay away from the stairs. The stairs are a likely part of the building to be damaged. Even if the stairs are not collapsed by the earthquake, they may collapse later when overloaded by fleeing people. They should always be checked for safety, even when the rest of the building is not damaged.
8) Get Near the Outer Walls Of Buildings Or Outside Of Them If Possible. It is much better to be near the outside of the building rather than the interior. The farther inside you are from the outside perimeter of the building the greater the probability that your escape route will be blocked.
9) People inside of their vehicles are crushed when the road above falls in an earthquake and crushes their vehicles; which is exactly what happened with the slabs between the decks of the Nimitz Freeway. The victims of the San Francisco earthquake all stayed inside of their vehicles. They were all killed. They could have easily survived by getting out and sitting or lying next to their vehicles. Everyone killed would have survived if they had been able to get out of their cars and sit or lie next to them. All the crushed cars had voids 3 feet high next to them, except for the cars that had columns fall directly across them.
10) I discovered, while crawling inside of collapsed newspaper offices and other offices with a lot of paper, that paper does not compact. Large voids are found surrounding stacks of paper.
Best Regards. Team 306BZ”.

AUSTRALIANBUSINESSGROUP – SOLIDTRUSTPAY ADDED

After about six months of stable payments to MNO readers the administration of AustralianBusinessGroup has finally decided to expand its limited list of payment processors formerly consisting only of LibertyReserve and PerfectMoney. Therefore, it was officially announced today that SolidTrustPay became the third payment processor accepted by AustralianBusinessGroup and, unlike the other two, you can use either US Dollars and Euros. The investment plans offered by AustralianBusinessGroup are the same and offer following plans with your initial principal return on expiry – 1% for 15 business days, 1.4% for 30 business days, 1.8% for 55 business days, 2.2% for 80 business days. The minimum to invest in AustralianBusinessGroup is a very affordable $1 which anyone can afford. After about eleven months online you find out more about the program please refer to my detailed review published here. Advertising of the project has been very moderate, to say the least, so far which didn’t allow it grow much, especially considering there were only two payment processors being accepted. With the current addition of SolidTrustPay I believe the situation for AustralianBusinessGroup may change significantly to the better. This was announced as follows today:

“Solid Trust Pay
Dear Investors! We started accepting automatically deposits through payment system Solid Trust Pay.”

REALLYTRUSTED – STOPPED PAYING! DO NOT INVEST!

Yesterday many investors in ReallyTrusted were concerned about the usually instant payouts being replaced by those made manually by the admin within 12-15 hours (the timeframe was actually shown straight after “instant” payout failed for some reason). That was the first warning sign that showed the admin was about to pull the plug anytime now and didn’t want to risk any more instant payouts to save for his next scam. I can’t say that ReallyTrusted was a bad project and in the current climate when so few investors join anything it managed to pay for nine days bringing profits to the investors from the 1, 3, 5 and 7 day plans with up to 159% return for the minimum $10 deposit accepted. Unfortunately, as with all the short-term programs where there are winners there are even more losers and I’m sorry for those less fortunate. Please be aware of the fact that ReallyTrusted cannot be trusted anymore as it stopped paying. For real!

BENSONUNION – MOVED TO PROBLEM STATUS DUE TO DELAYED PAYOUTS

I’m not sure if the current migration to another DDoS protection provider Vistnet somehow affected the performance of BensonUnion, but the fact is that all my withdrawals starting from Friday went to pending status and till now they had not been paid. Of course it might be somehow connected with the weekend and there is still hope that tomorrow everything could be back to normal. But I have a feeling is something is wrong as I never had withdrawal requests to different payment processors on pending status for so long. Occasionally it did happen that some withdrawals went to pending status, but never did I experience such an unexplained delay. I’ll let you know if I get paid by BensonUnion on my blog tomorrow. For now, I think it’s for the best to put the program to Problem status until the situation is clarified. I will keep you updated but meanwhile you can read the latest newsletter regarding their successful migration to more powerful DDoS protected servers:

“Migration to Vistnet completed
Dear investors! We have completed migration to Vistnet ddos protection provider. Since today our website is even more accessible to visitors worldwide and works really faster. Our website is up and running. Stay tuned for next updates!”

XPROFIT INTRODUCTION

A new program was added to Premium listing on MNO monitor tonight called XProfit. Although the program officially started more than a week ago I couldn’t find much activity on investment forums and therefore I believe MNO is the first big monitor to include them. The program accepts all the four big payment processors including SolidTrustPay, EgoPay, PerfectMoney and LibertyReserve and it offers instant payouts on several investment plans. I believe the best of them puts you in profit in just ten days, paying 10% for 15 calendar days plan with the original principal included and a minimum spend of $10. Starting from $100 you can try your luck in a 3% for 60 calendar days plan with principal returned on expiry or a totally laughable 15000% return after 60 calendar days. Finally, if you’re totally crazy you’re welcome to spend $3,000 or more for an unlikely chance to get paid 1,000% on your deposit after 30 calendar days. XProfit has an appalling design (for my taste) with poisonous and unattractive yellow colours almost overpowering you. XProfit is running off a licensed GoldCoders script, is SSL-secured by Comodo, and it is hosted on a dedicated server with support and protection provided by Staminus Communications. We’ll see how the program performs over the next couple of days as I’m planning to have a more detailed review of XProfit soon.

GET PAID REPORT FOR 21/04/2013

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: PayPayRev.
From MNO Premium list: 306BZ, NorthlandOpps, Bet7, After100Days, MoneyInSports, RFIGroup, EmpireFinanceGroup, Jango, MiniMoney.
From MNO Standard list: AustralianBusinessGroup, PureIncome.
From MNO Basic list: InvestmentCapital, MainaLimited, Money&Credit, StrongROI, TheInvestmentBank, InvestElegant (the first payment received).

That’s it for tonight, guys. See you all tomorrow for the start of yet another business week which will hopefully be profitable for us all. Another review will be published on MNO along with the daily news. Stay tuned for that and see you all then!, 115%