10/06/2013. Daily News from the Industry

Hi everyone! Hope you’re all keeping well and are well rested after a couple of days off. Another brand new working week in the HYIP industry and already it’s gotten off to a good start, for me anyway, as I have a new addition to my monitoring page’s Premium List. Most likely I’ll be taking a more detailed look at it by tomorrow I would say, assuming the first interest payouts are successfully completed. Tonight however I want to just give a brief introduction to it and let you know what the investment plans and other main features are.

PERFECTMONEY WARNING

I’ll get to all that in a few moments, after I finish with the news section which tonight is I have to say quite short. And unfortunately I have to start it with a warning about yet another HYIP industry related scam, though thankfully one that with just a little common sense and due diligence you can avoid getting caught up in.

So here’s what’s happening. You remember when LibertyReserve was still around how all those phishing e-mails from hackers would come floating around every now and again? They were in fact quite a regular occurrence. You’d get an e-mail from what would at first glance appear to be a genuine address, informing you of a problem with your LR account. It then gave you a link, hoping that you would believe it to be the real LR website (it was of course just a very accurate replica), and instruct you to log in to your account. The scam of course was that all this website would do was to record the username and password that you just typed so it could then be retrieved by the individual who had just sent you the e-mail. He then proceeds to the actual LR website, enters your username and password, and walks away with every last cent he finds there. And in the event of the victim being so stupid as to not either abandon the account completely or at least change the password, the scammer could access your account at will and continue helping himself to your money. And all this would be done safe in the knowledge that if the victim complained to LibertyReserve themselves the most that would ever happen was a shrug of the shoulders, and a reply that went something like “tough luck, that’s your problem”.

So now that LibertyReserve is more or less a thing of the past, where will all those shifty, thieving, scammers too afraid of getting a real job find their money? The golden goose that was LR, willingly turning a blind eye to their own members getting hijacked on a regular basis is dead, so what to do in order to avoid working for a living and continue stealing anything they can get their hands on? Well, it seems the new target is PerfectMoney. Lately I have been flooded with phishing e-mails from somebody, very likely either a current or former HYIP admin with a database of addresses, pretending to be from PerfectMoney. Sometimes I have gotten them as many as six times in one day, and I’m sure other monitors and frequent industry players are getting the same. It wouldn’t surprise me if even the ones who don’t own a PerfectMoney account at all are getting them.

The modus operandi is instantly recognizable. You get an email – and incidentally in my case delivered to an address NOT connected to my PerfectMoney account at all by the way! – to inform you of an imaginary “problem” with your account. Your account has been suspended, but you still need to click the link they sent you in order to log in. Huh? Did I read that correctly? Yes, “log in” to an account that’s already been suspended. How or why would that be possible? So it seems we’re not really dealing with the smartest criminals here then. But anyway, the link in question takes you nowhere near the genuine PerfectMoney website, but rather to one where the sender of this badly worded e-mail records the information you type in, ie in this case your username and password, and then proceeds to use it in order to empty your account.

The good news of course is that if you are a regular reader of MNO then you are now aware of the scam and can be prepared for it. Better again is that PerfectMoney were always an infinitely better service provider than LibertyReserve (so much so I could never make sense out of the gap in popularity between them) and actually have a far better security set up. In light of the fact that PM accounts are now going to be targeted by every criminal hacker and spammer lurking in the HYIP industry I would strongly urge all members to log in to your account only by typing the proper name into your address bar (never by following a link) and implement the enhanced security features that are available there.

These include taking the following measures if you haven’t already done so. Upon logging into your PerfectMoney account you will see that you can adjust the security settings, meaning that even if somebody else does manage to successfully steal your password and access your account they won’t be able to steal anything from you. One popular option is the IP settings, meaning the account can only be used from your own computer’s location (your IP address). If you move around a bit or work from different different computers/laptops/locations or whatever then this can be taken care of by PerfectMoney sending you a re-set code to your e-mail address every time someone tries to access your account from a different IP, which PerfectMoney detects.

The second option is to turn on the SMS verification service where you will need a code sent to your mobile phone in order to access the account. Please note that it’s not a free service, but still only costs $0.10¢ per message. Not really much if it’s all you needed to pay to stop everything in your account from being stolen, and if you are a big player in the industry and moving a lot of money around through PM it’s an option well worth considering.

As well as that you can set up a key code log in. One or two of the better HYIPs have tried something similar in the past so you may have seen this in action before. Basically what happens is that PerfectMoney send you a series of randomly generated codes made up of non consecutive letters and numbers. Upon logging in to your account are you will then as an additional security feature be asked to enter the details of a specific one of these codes, such as the first one, the second one, the third one, or whatever.

These are all very simple steps that are all at your fingertips. You don’t need to be a computer expert to implement them, so now that you know the threat is there I would urge you to make your account as secure as possible. PM to their credit have always taken a more serious approach to their customer’s well-being than LR ever did and have been very proactive with these measures. Please take them up on it and put those measures in place, though the main line of defense would be to not store money in online processors as you would a bank, and don’t go clicking on any links or attachments you find in suspicious e-mails. I’m including an example of one of those mails below so you’ll recognize it when you see it, though I have removed the links for your protection:

“Dear Member,
Due our latest IP Security upgrades we have reason to believe that your account was accessed by a third party. Because protecting the security of your account is our primary concern, we have limited access to sensitive Perfect Money account features including send/receive funds.
We understand that this may be an inconvenience but please understand that this temporary limitation is for your funds protection. For your protection, we’ve suspended your Perfect Money account!
Click here and confirm your Perfect Money account information, otherwise your account and funds will be blocked!
Thank you for your prompt attention to this matter. Please understand that this is a security measure meant to help protect you and your account. We apologize for any inconvenience.
We appreciate your cooperation in this matter.”

WUNEVASSETS – MEMBERSHIP INCREASE REPORTED

Yesterday the admin of WunevAssets (reviewed here) announced reaching 5,000 members which sounds kind of questionable to say the least, considering the current low ebb in the HYIP industry. I can agree with the admin that WunevAssets is indeed a very popular program among MNO readers due to fast and prompt payouts to SolidTrustPay, EgoPay, and PerfectMoney, but to say that it has 3,000 active investors would be an exaggeration for sure. The program pays 3.5% for 75 days, and in the latest newsletter the admin also mentions the multi-level referral commissions that members can take advantage of when promoting WunevAssets to other players:

“Milestone Membership Reached
I just wanted to thank all our network marketers, Facebook and other Social Media marketers. You have made the launch of WunevAssets a huge success that overflows outside the high yield investment industry. I am happy to announce we have broke 5000 members with almost 3000 of them being active depositors. Thank you for the support which will only help WunevAssets grow.
Remember our four level affiliate program which is paying up to 9% total commission over 4 levels:
Level 1: 5%, Level 2: 2%, Level 3: 1%, Level 4: 1%
Thank You, Nicolasina Van Litsenburg”.

EMPIREFINANCEGROUP – REFERRAL COMMISSIONS WARNING

Referral commissions were also the main subject of the latest update from EmpireFinanceGroup (reviewed here). Although the program temporarily does not accept any deposits the admin still found it necessary to mention about the changes in referral program that is now paying on three levels. This will certainly attract many experienced promoters who know how to build a downline. At the same time the admin of EmpireFinanceGroup has strictly forbidden any refback offers so do take that into consideration:

“Referral program upgrade – EmpireFinanceGroup
Our referral program will have 3 levels from now on. You will receive 3% from the second level referrals and 2% from the third level referrals. We have added referral commissions to all clients for their 2nd and 3rd level referrals. For more details please check “Your referrals” sections in your account.
Return of referral commission known as “refback / RCB” is also forbidden from today, 09/06/2013. We will place a penalty in amount of referral commission if we see that any of our clients is returning referral commission to his referrals.
EmpireFinanceGroup Support Department”.

I’m sure that in a few days EmpireFinanceGroup will resume deposits yet again and everyone will be able to join via PerfectMoney or EgoPay into one of the following plans all returning you initial investments on expiry – 1.3% for 45 business days, 1.5% for 80 business days, 1.7% for 100 business days. EmpireFinanceGroup is well-known not only for its instantly processed payouts, but also for the its extreme longevity, as the program is currently in its fourth having celebrated its third anniversary just a week ago. This is a simply incredible achievement and I’m sure that when EmpireFinanceGroup enables new deposits there will be a lot of members willing to join despite the current slow period in the HYIP industry. So watch MNO carefully as I’ll let you know as soon as it happens. For now you can join EmpireFinanceGroup and find out what it’s all about by yourselves.

BTCBANKGROUP INTRODUCTION

BTCBankGroup is a new program that launched just a couple of days ago and came to be added to Premium listing on the MNO monitor today. BTCBankGroup is actually employing a very popular plan where only the investor decides when he wants to finish his profits and opt-out from the program. Once you deposit at least a $20 minimum via PerfectMoney, SolidTrustPay, EgoPay, and HDMoney you will get paid 1% every calendar day until you decide to withdraw your initial deposit which you’re free to do anytime you like. The name of the program, BTCBankGroup, derives from BitCoin (BTC) e-currency which is not only also accepted by the program but also a tool to generate income due to it’s fluctuating value. Well, at least that is how the admin explains it in his own words on the website:

“By maintaining large balances of Bitcoins through our deposits, we’re able to have an impact on the overall Bitcoin exchange markets, thus impacting the prices to our advantage. By increasing or decreasing the flow of Bitcoins available in the marketplace, we can manipulate the value of Bitcoins, and profit accordingly.”

If that sounds too good to be true then you’re welcome to treat BTCBankGroup as another HYIP. The script the site is running off is quite original. I do believe I’ve seen it before, however I don’t quite remember it being used in more than in one or two programs. On the security side of things the site is a bit of a let-down with no SSL-connection and the hosting on a SoftLayer server provided by MonsterHost. Contrary to the admin’s claims in the FAQ section I have found no proof whatsoever that it’s been protected by BlockDos so far. I hope he will clarify all this by tomorrow when I plan to do a more detailed report on BTCBankGroup. Even now though you can see the following welcome message from the admin if you signed up already and opened an account:

“Thank you for joining the BTCBankGroup. It is a pleasure to have you with us.
We would like to invite you to explore your new BTCBankGroup account to better understand the many features and functions that are available to you as a member. If you have any questions, our team of customer service specialists would be thrilled to provide assistance.
To contact our customer service specialists, please reply to this message, or create a new message from within your account’s Support Center. One of our specialists will get back to you within 24 hours.
Best Regards, BTCBankGroup Management Team”.

GET PAID REPORT FOR 10/06/2013

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: NEOMutual, MalaysianINC, EuroStar, RonWards, RFIGroup, EmpireFinanceGroup, SilverOz, WunevAssets.
From MNO Standard list: PureIncome, AustralianBusinessGroup.
From MNO Basic list: InvestmentCapital, MainaLimited, FirstForexProfit, TheInvestmentBank, ProfitHome, FirstForexProfit, MagicInvest (the first payments received), ProfitHome, CapitalALimited (the first payment received).

That’s all I have for you tonight, guys. Check out MNO tomorrow for the full review of BTCBankGroup and the daily news from the HYIP industry. Bye for now and see you all then!