Hi guys! Sadly it’s been another black day in the HYIP industry with news of more closures dominating the headlines. Most importantly, after the devastating effect of yesterday’s sudden closure of RockwellPartners, today we suffered another blow with FinMutual which might be a scam now as well. Also the fast scam from AdrenalineInvest which for obvious reasons I can’t and won’t be reviewing. In both cases there are claims of hacking. I believe in both cases they’re just lame excuses given by the admins. Keep on reading to find out why I think so, but I’ll start with the introduction of a new addition to MNO Premium Listing – StpayBitcoin.

STPAYBITCOIN INTRODUCTION

Despite its name StpayBitcoin program doesn’t actually accept investments via SolidTrustPay (at least not in the automated mode required by STP for all the approved merchants). However you can make investments via PerfectMoney, Payeer, BitCoin, and EgoPay. The minimum to invest starts from $1 which puts you into the 2.6%-3.2% for 150 business days plan with the original investment returned on expiry. If you have $150 to spend you might try a one-day plan paying 107% to 125% after 24 hours, and for those brave enough to risk $500 the doors are open to a plan paying 4.5% to 12% hourly for 12 hours. As StpayBitcoin runs off a licensed GoldCoders script you need to make a withdrawal request in your account manually, but the admin then promises to pay to your e-currency within a two hour maximum, which is exceptionally good for this type of program. The security is disappointing, and mostly below average. There’s no SSL-secured connection and the hosting is by the previously unheard of (though still on a dedicated server) LotusProxy. Started his listing on MNO from Basic the admin quickly realized the benefits and so upgraded to Premium last night. I’m going to look into StpayBitcoin in more detail tomorrow, but for now read the first weekly newsletter issued by the admin explaining some other things about the program you might find useful for if you consider joining:

“Techniques of Investment & Profitablity
Pay Attention to our modus operandi! (Ten addendum to Policy) Weekly Guide to Protect Your Investment and Maximize your Profit. Note We shall send you One news letter once a week in order not bother you with lots of messages.
1. In Most cases especially when we are online all withdraw request are processed instantly and if we are offline no withdraw will be delay for more than 3 hours.
2. Even if we appear to be offline all emails and response will be replied within an hour because we have customer service working for 15 hours everyday.
3. All deposit are processed to depositor’s account instantly and that is why it is necessary to always click on confirmation page during deposit until you get a message that your deposit has been received.
4. Deposit into solidtrustpay and paypal are done directly into our account and you need to inquire from us our PAYPAL AND STPAY account and indicate your username in the comment or MEMO to enable us process your deposit instantly.
5. Referral commission work with this format: 1-50( 2-5%) 51-200(7.5%) and 201+ is 10% of referral investment and not profit. Sometimes referral commission is added to your account and sometimes it will be processed directly to your E-currency.
6.The minimum withdraw you can request is $0.2 because our system is not configured to pay any amount lesser due to the service charges of some e-currencies.
7. The maximum amount any investors can withdraw in a day is $200,000. This is done to prevent money laundering and Protect the money policy of various membership countries.
8. If you are investing from egopay, payeer or bitcoin an amount of $1 for instant, due to the service charge it is better you invest $1.2 for you to be able to have exactly $1 in your account as any amount lesser than $1 paid to our account will be frozen.
9. In Plan 1 – 3, You Principal is not part of the profit and which can be withdraw anytime but for Plan 4-6 Your Principal is inclusive in your Profit and Once the Profit is accumulated your need to Understand that you trading capital is exhausted.
10. We allow every countries to participate in our Program but we reserve the right to terminate any members who violate any of the rules in the FAQ or here or any member who is so aggressive or use a vulgar language against any of our members. We do not Implore or force anyone to invest with us. If you are not satisfy with our terms you can invest elsewhere.
Weekly News and Addendum to Policy
StpayBitcoin – Most Reliable Online Investment!”

ADRENALINEINVEST – FAST SCAM! DO NOT INVEST!

AdrenalineInvest scammed this morning when the payouts suddenly stopped and the admin failed to give any explanation as to why. The program was first moved to Waiting and then, after a few hours – to Problem status on MNO. I even asked my programmer to modify the settings on the MNO monitoring script, so that links from the programs on Problem and Scam status on my monitor won’t lead to their websites. Instead you will be re-directed to the MNO monitoring page to see the real status of the program in question. This will eliminate even the slightest possibility of join a scam by chance, and will help you save money given the fact that the HYIP industry is apparently inundated by fast scams at the moment. I know I had to do it even earlier to minimize losses from my referrals who might not be very attentive and would still join and deposit without first checking the status on my monitor. Anyway, back to this awful scam AdrenalineInvest which I am almost speechless to comment on. The program seemed interesting with lots of features, but it seems like some admins nowadays have absolutely no idea how big their programs might have been had they chosen to promote it properly and make them reach its full potential (which could be thousands of members, by the way) instead of scamming after seeing the first thousand of dollars in their PerfectMoney accounts. Apparently, AdrenalineInvest was run by a fast scammer who planned this stunt since the beginning (I have no doubt of that now) and created opened the site with one intention – scam as fast as possible. There were some rumors submitted on forums today speculating on the possible hacking of AdrenalineInvest, but I find it really hard to believe given there was no attempt from the admin to save his own program. It seemed he didn’t care at all and kept accepting new deposits while possibly withdrawing money from his payment processor accounts. Now I finally realize why he only accepted PerfectMoney and Payeer – they are the fastest to get money out from and are totally untraceable. All that glitters isn’t gold as the old expression goes, and this can now be said of AdrenalineInvest

FINMUTUAL – SCAM AFTER ELEVEN MONTHS ONLINE AND BEWARE OF STALLING TACTICS

Unfortunately FinMutual is a proven scam now and no further investments there are recommended. The program has been huge and only the second best after RockwellPartners, so losing two top programs in the matter of two days would be a huge blow for investors. Sadly, I can’t say that the admin of FinMutual behaves so honorably, preferring to lie about the problems while giving his investors false hope for further revival. Just yesterday he sent three lengthy updates, but no payouts. That became quite a concerning fact to me this morning when I realized that despite his promises no payouts had been made for the last 48 hours. I immediately contacted him for clarification, but, unlike many other times when he was quite responsive I was simply given a copy-pasted response from one of his latest emails. So I moved FinMutual to Problem status on my monitor, after which was not surprised to see the admin cancel all the pending withdrawals and send a hastily contrived story about a hacker. Honestly, he could have thought-up something better than this trivial newsletter / farewell newsletter:

“FinMutual Newsletter
We can finally make an announcement we have been waiting to make. Our server was breached on Wednesday by a group of hackers. Till we were able to locate the entry point and make sure they were locked out of our systems, we refrained from announcing our server was breached. The extent of the damage was the changing of processor accounts in numerous withdrawal requests. Instead of going one by one through withdrawal requests that were pending after Wednesday’s payout period to cross check processors, we have now canceled any pending withdrawal submitted after the last payout period. This also helps compress multiple requests into one so we can get back on track a little quicker. We apologize we were not able to announce this sooner, but while we were locking the server down it was important to not let the hackers know we know the breach happened. The breach was limited to just changing processor info on numerous pending withdrawals. No accounts were actually breached. Thankful ly the weekend is here and that will allow us to get back on track by the beginning of a new business week.”

Of course, being hosted on BlockDos and running his program off the near perfect Shadow script it’s extremely hard to swallow the nonsense he was writing about. The funny thing is when checking my account in FinMutual nothing was changed and all the accounts were in perfect order, which proves once again the admin is lying in the newsletter (nothing new or unexpected from a HYIP admin there!) Here we face the usual stalling tactics to give the admin some time to collect more money before Monday, and I can say with 100% certainty that no payouts will be processed any longer. The damage is already done, but instead of bowing out with dignity the admin has chosen deceit, which I didn’t expect from such a professional as him.

What brought FinMutual to that sad finale? I believe that after the collapse of RockwellPartners he finally decided that nearly a year online was more than enough for him and pulled the plug. All in all, FinMutual for the last two months was challenged by the much more popular “principal back on expiry” any time programs and couldn’t compete with them properly while offering traditional daily paying plans running for more than conservative term of 160 business days. I guess that was the main reason why the admin of FinMutual started offering deposit bonuses for new investors two months ago and the aim was to revive the waning interest in the program. That possibly worked for some time as the payouts continued as normal, but the recently increased publicity of the deposit bonuses given to investors already sounded as an alarm for more experienced investors. All in all, FinMutual has been one of the best programs of the year and nobody wants to see them go. In all fairness I have to admit the admin did a great job here and wish him well with his next project whenever it comes along, but I also have to say how annoyed I am that he can’t just finish the program with some dignity instead of pulling this nonsense.

GENIALSTOCKEXCHANGE – FACEBOOK POSTER ACCESS AND ACCOUNT SAFETY TIPS

The admin of GenialStockExchange remains very active in updating the members of his program with the regular information they may find useful for themselves. Most of these emails are of a promotional nature and in one of them today I was given a link to something called the FBPostMaster which I believe will help investors promote the program on popular social network like Facebook. If you wish to hone your skills on promoting GenialStockExchange please read the newsletter and follow the instructions given by the admin below:

“To give you the access of our facebook poster
Dear Investors ,
We would like to give you the access of our facebook poster. Please take a note here that FB poster is only to post GenialStockExchange program promotion texts.
It is also to be noted that this service is only available to our Active investor who deposited $10 or more or else who has atleast 1 downline member who deposited $10 or more.
Here is the link to go to the poster
http://fbpostmaster.tk/genialstockPoster
In order to use this link kindly ask the username and password at admgenialstock@gmail.com
Happy promoting the business and be prosperous with us”.

In the second newsletter for today the admin of GenialStockExchange shared some tips on how to make your account more secure and hacker-proof and also gave the link to the program’s Facebook group which you can always visit for the latest and up-to-date information:

“Keep your account safe and protected
Dear Investors,
May I have your kind attention please on following points.
1. In order to keep your account safe and protected please make a very strong 10 to 15 digit password with alpha numerical digits.
Also never share your password on any social media or Email to any one. we will never ask you your password from organization
2. Never keep your registered email password and your back office password same and also in case of gmail – turn on 2 -stage authentication for your gmail protection
3. In order to keep yourself with up to date information about GENIAL STOCK EXCHANGE PROGRAM keep visiting frequently to our facebook group
https://www.facebook.com/groups/genialstockexchange/
Thank you and have a safe earning with us.
Our goal is not money, but helping people to get it!
Mike Anderson, Adm.
GenialStockExchange”

GenialStockExchange has been listed on MNO for about two weeks now. The program accepts deposits starting from $10 via EgoPay, Payeer, OkPay, and PerfectMoney while paying on the 6%-7.5% for 20 days investment plan. The payouts from GenialStockExchange are always processed instantly and it’s slowly gaining momentum on MNO. You can read a more detailed review of the program here.

FORTUNESUP – ONE MONTH BANNER ON MNO PURCHASED AND LIVE CHAT ADDED

I must admit that I totally missed the latest news from FortunesUp (reviewed here) that was posted on the website over the last couple of weeks. One of it was in regards to the Live chat added to the website where you can get support to your issues and ask any questions you might have:

“Live chat added
Hello,dear members,more and more investors love our project, and most members hope we can answer their questions or resolve their problems instantly, so we decided to add a live chat,it is valid now,if you want to contact us by live chat, just click the button on the right side.”

In another piece taken from the News section of FortunesUp is the link to the detailed review of the website which was posted on MNO blog straight after the admin had upgraded his listing from Basic to Premium:

“MNO review has been posted
The review of our project FortunesUp has been posted on MNO blog.”

By the way, the admin of FortunesUp seems to be taking his advertising efforts to a new level recently by buying the banner spot on MNO monitor for a full month two days ago. I believe it could be a very good sign and at least shows an intention to run for a long time to come. So far FortunesUp has been nothing but great running successfully for over four weeks and paying on three short-term plans – 17%-25% for 8 days, 116%-140% after 4 days, 145%-250% after 8 days. FortunesUp accepts deposits starting from a $10 minimum via PerfectMoney, EgoPay, Payeer, and BitCoin and withdrawals are processed within a few hours of request. After the collapse of two giant programs FortunesUp makes it into the Top Three programs on MNO Premium Listing and it will be surely included in the next Top Five Popular Programs article coming on Sunday.

BEWARE! MNO IMPERSONATOR STRIKES BACK!

Before I finish for I would like to issue yet another warning regarding some emails circulating that impersonating MNO, but sent from a similar looking email address abromsonp@gmail.com I must warn you again that I did not run, am not running and will not run in the future any investment programs or private investment clubs for my referrals. My name is NOT Paul Abromson, but Paul Abramson, but the trick is that the address is so similar to my own abramsonp@gmail.com I also remind you that I never write to my contacts first and certainly never promote any private investment opportunities for my referrals. If in doubt, you can always Contact me by submitting your email direct from my website’s contacts page or write directly to my email address abramsonp@gmail.com I’m also grateful to some of my readers who were vigilant enough to spot the scam and try to warn others. Also note that my only payment processor accounts are listed on the MNO Advertising page and on the top of my monitor – I do not own any other accounts and therefore, no one will be able to help you if you send money to this scammer. My preferred payment processor is SolidTrustPay anyway, which the scammer won’t use for obvious reasons (read the recent article of the advantages of using STP as your payment processor in HYIPs here). I’m including the fake e-mail for you below, purely so you will recognize it if you see it. I strongly urge you to flag it as spam and blacklist the address to avoid any more of them reaching you:

“Money-News-Online Private HYIP
Hello, This offer is only for MNO referrals and readers. Please note that there isn’t a website for the program like we have seen for all HYI programs, instead of it, investments are sent manually into my e-currency accounts. The reason of keeping the investment fund ‘offline’ is because of the security most programs have with hackers, etc.
There is just one investment plan offered: 2% every calendar day until you decide to leave (withdraw your contribution). You can chose the investment term from 1 day to 365 days. Minimum investment amount is $100 & maximum – $50,000. I’m accepting PerfectMoney, Payeer, EgoPay & BitCoin. Example: Investing $1000 for 10 days period will give you back $1200.
We can arrange an signed paper contract that I can write at my end and e-mail/fax you in scanned format with my signature and terms.
Please let me know if you’re interested and also if you have any questions. I will guide you trough this transaction and take care for whole MNO community for guaranteed investments.”

GET PAID REPORT FOR 20/06/2014 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: Cryptory, RemiTrade, FortunesUp, UniroyalChemical, OneAdClick, AssuredAssets, GenialStockExchange, WazaTrade, ChampionsLeague, GepardAlliance, StpayBitcoin.
From MNO Standard list:  –
From MNO Basic list: ThaiMonetaryFund, SYMTLTD, ZeusInvest, SuccessRoadToWealth, OgdenOrganization, TrustForexTrade, WeasPartners.

That’s all the news for tonight, guys. More bad news again for the second day in the row, but that’s just the way it goes sometimes. It might just spark the industry into the summer hibernation which was expected to occur soon anyway. Stay with MNO and tomorrow you will be able to read the latest update along with the full review of the newest addition to my Premium Listing – StpayBitcoin. Bye for now and see you all then!