Beware! GenialStockExchange has stopped paying! Do not invest there!

Hello everyone! I didn’t get to post yesterday, not because I forgot but because there simply wasn’t a whole lot going on worth reporting. So we have a couple of things to catch up with today, starting with a look at a recently launched mid term HYIP called GenialStockExchange. This one was launched about three weeks ago, so no, it’s not entirely brand new. But was has happened in the meantime was that GenialStockExchange have completed their first cycle and put most of their early investors into profit. It’s all been a bit low-key up to now, but with a decent payments record now established it looks as if the GenialStockExchange admin is ready to step things up a notch and start getting serious with the promotion.

As usual then we’ll get things started with the investment plans, the single reason why most of you will be interested in the program. GenialStockExchange basically offers just the one plan, though this is broken down into five sub-sections depending on how much you are prepared to gamble with. This need only be a $10 minimum though, so it’s quite affordable to most everyone and doesn’t necessarily have to be much of a financial risk unless you make it so yourself by overspending. The term runs for 20 calendar days, and anything from that minimum up to a $500 maximum should see members receive a daily interest payment of 6%. GenialStockExchange factor your initial principal into those payments and so will not be returning it anytime after expiry. That means that your total payments should come to 120%, out of which 100% is your own money and 20% is your net profit for joining.

To take a practical example then and see how that might work out in monetary terms, let’s say you were to join GenialStockExchange with a $100 deposit. In return for that you should expect a daily payment of $6 for the following twenty days. You break even – that is to say you earn back an amount equal to your own investment and therefore not possibly lose anything – after 17 days, and complete the cycle with $120 returned. That’s your own money back plus an extra $20 for yourself.

That’s more or less how the remaining options also work, with just the figures changing slightly. As is normally the case with online HYIPs, the admin tries to entice bigger and bigger deposits from members by offering bigger interest rates, and of course GenialStockExchange is no exception. So for the second plan members may spend anything from a $501 minimum up to $1,500 and expect to receive an improved 6.2% daily interest rate for a 20 calendar day term. Once again your principal is counted as part of this, so your final return which adds up to 124% is your your own money back plus 24% net profit for joining.

For even bigger spenders the third option is to deposit anything from a $1,501 minimum up to a maximum of $3,000. For this GenialStockExchange are offering to pay you back 6.5% interest for the plan’s 20 calendar day duration, allowing you to finish up with a return of 130%, or 30% net profit.

Plan Number Four starts by accepting deposits from a $3,001 minimum to as much as $5,000. For the 20 calendar day duration GenialStockExchange are promising a daily interest rate of 6.9%, again like all the other plans with your principal already included. By the time of expiry then you should expect that to come to 138% in total, out of which 38% is the member’s net profit.

And finally for anyone seriously thinking of spending more than that, the fifth plan in GenialStockExchange sees them offer a 7.5% daily interest rate for any deposits opening for a $5,001 minimum figure and up to a possible maximum of $50,000. It’s again a 20 calendar day term and your principal is included with the payments, leaving the investors with a final return of 150%. That’s your own money back plus 50% net profit.

So if anything in there happens to catch your eye and you think it might be worth taking a chance on, then the next thing you need to know is what are the payment options. I won’t say it’s a disappointment as many popular processors are included, but honestly it could still be better. Initially GenialStockExchange were only taking deposits via PerfectMoney, EgoPay, and Payeer, but this has now been expanded to include OkPay. This would really have to improve if the program is serious about taking the program to a higher level. The admin says further expansions are in the pipeline, so we can only wait and see for now if this is ever really going to happen. An improvement comes with the payout schedule, which is instant. You still need to log into your GenialStockExchange members account area and make a withdrawal request, but you shouldn’t be left waiting much longer than a minute or so before the money shows up in your account.

Moving on to the more technical, design, and security side of things now, GenialStockExchange is running off a script under license from GoldCoders which, whatever else you may think of them, will always bring a familiar and easy to navigate feel to the programs using them. The website is SSL encrypted by Comodo for an extra layer of protection, and hosting is on a dedicated server with the support of and protection from DDoS attacks provided by GeniusGuard. If you have any further questions for the admin or account related issues you need to have dealt with then there are a number of different channels, mainly by filling in your details on the online e-mail support form and submitting it via the contacts page. You can also connect with the admin directly by writing to the e-mail address listed. You’ll also find Live Chat support so you might want to check if that’s open first and save yourself the trouble of writing any lengthy e-mails, maybe get your queries dealt with in real time. The GenialStockExchange admin also looks to be active on social networking sites, so if you’re a fan then you might be able to check them out on the likes of Facebook and Twitter. There’s also a phone number is you think someone will answer you, and a postal address listed in the US. Considering their dependence on PerfectMoney and EgoPay, both of which are closed to US residents, I think we can all safely conclude that this is not a place where you’ll find anyone connected with the running of GenialStockExchange physically located. What I did find most unusual about the program though was their own YouTube channel. There you’ll find a collection of short video presentations there which vary from bland, to humorous, to downright bizarre, but mostly pretty colorful. (Check out the angry bikini clad kick-boxer, one lady you do NOT want to argue with, to see what I mean!).

That’s about it really. There’s not a great deal else I can think of adding other than GenialStockExchange is a fairly average HYIP but having put it’s first members into profit then I suppose it’s fair to say that it’s up to a reasonable standard. The website is well laid-out, even if the texts are a bit vague, though I wasn’t going to suggest paying too much attention to the information contained there anyway. Just as long as you remember to treat GenialStockExchange with the same caution you should with every other online HYIP and stay within a sensible budget that you can comfortably afford to lose than that’s OK. If you know not to expect any guarantees in the HYIP industry then you should know how to behave responsibly, stay within sensible spending limits, and if joining GenialStockExchange then try to keep them as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE HYIP INDUSTRY

GENIALSTOCKEXCHANGE – OKPAY ADDED

Although the arrival of the new payment option OkPay announced in the latest update from GenialStockExchange is more than welcome, I’m not sure it brings the program more investors due to its relative lack of popularity among HYIP investors. I would have been much more impressed if SolidTrustPay was offered as an alternative payment method as investors are really hungry for such programs. Hopefully OkPay won’t be the last payment option added by GenialStockExchange and that the list will be extended with time. More about GenialStockExchange can be read in the detailed review above and here is the very short update sent earlier this morning:

“GenialStockExchange
We have added OkPay”.

TERRAELEGANCE – COMPOUNDING CALCULATOR AVAILABLE, TRAFFIC AND MEMBERSHIP GROWING, SKYPE CHAT SUPPORT EXTENDED

TerraElegance (reviewed here) has seen some strong growth since they launched. Just seven days after joining MNO there over 130 people in the program under my downline which propelled it into the Top Five Popular Programs on MNO (read the latest edition of the article here). It’s no wonder the growth is so good as the admin is concentrating on promoting his program in various international markets including South Asia where TerraElegance is expanding. Promotional efforts of the members are very important to TerraElegance‘s well-being and its ability to sustain payouts of 9% to 14% with the option to withdraw any part of the principal any time you like. Investments start from $10 via PerfectMoney, BitCoin, EgoPay, and Payeer. The development of TerraElegance has always been customer-oriented, and the latest improvement includes an interest compounding calculator to help you plan your investment. The amazing growth TerraElegance has experienced also brings extra responsibilities, including improved customer support. So another Skype chat support room has been opened for Russian speaking members. Please read my detailed review of the program here to understand the deposit and withdrawal process, plus the withdrawal fee structure. The latest newsletter from TerraElegance in its entirety is re-posted below:

“Earth-shattering Updates at TerraElegance
Hey buddies! How you’ve been doin’? Today is the beginning of a new week, so it’s the right time to keep you updated.
Let’s begin!
1. Following our community demand we have added a compound interest calculator to our website which lets you quickly and conveniently calculate your profits depending on chosen compound interest.
We became aware of its necessity once we noticed that our investors pulled in Skype chats busy calculating those interest rates. Now it’s a thousand times easier than ever with our advanced calculator, so check it out on this page https://terra-elegance.com/calc
2. More and more new members join our group of awesome people every day. We count thousands and we’re amazed by it!
We were hard-pressed to open already 4th Skype chat for Russian traffic.
3. Our program earns trust day after day, and your high evaluation of our work inspires us to push the limits beyond any predictions. Considering it to be a very important stimulus for us, we continue developing TerraElegance with deepest gratitude for you, catering to your needs. It’s high time to say TerraElegance is turning into a truly international project, building prosperous future for our members.
But don’t just take our word for it! Check out Alexa traffic stats: http://www.alexa.com/siteinfo/terra-elegance.com#trafficstats
Top 5 countries driving traffic to TerraElegance website.
Russia 61.6% 2,497
Ukraine 12.3% 2,109
Italy 2.7% 26,264
Latvia 1.5% 2,299
United Kingdom 1.4% 69,553
We gonna turn the world upside down at the blink of an eye!
4. TerraElegance promotion has led to some exceptional raise of interest in Southeast and South Asia. Yesterday our partners from the region put TE ads on biggest forums with traffic originating mainly from India, Vietnam, Malaysia and neighbour countries. They visit community boards to chat in topics built around TerraElegance program. A non-stoppable flood of new friends from these warm countries is to be expected. This is our common success beyond imagination limits. The sky’s the limit!
5. Finally, we have a personal petit cadeau for one of our partners.
The thing is, today our promoter from Russia (coincidentally to be found among Top 5 referral recruiters at TerraElegance) celebrates her birthday! Her name is Rezeda. She is a charming, petite, lovely gentle girl. And very hard-working, too.
Currently there are 500 referrals in her downline!
She’s a leader icon to match, an inspiring example for all starters in such a tedious work as promotion.
Rezeda, we congratulate you from the bottom of our hearts and souls! We wish you even more impressive achievements and we believe there’s not a single goal that you can’t reach.
TerraElegance presents you a photo camera Canon EOS 1100D!
We will get in touch with you to discuss delivery options.
Well, that is for now. We move forward and continue to please you with stability, fast generous payments. We look forward to conquering new horizons!
Together with you we make a damn cool community, we are super-duper. We set new standards for success. We’re simply the best!
The whole world is going to acknowledge this undisputable fact!”

PROFITABLEMARKETS – SUPPORT TICKET FAILURE AND SEVEN WEEKS ONLINE

Looking at the more conventional one-day programs, ProfitableMarkets currently has very few competitors worth mentioning and has been paying for over seven weeks already. This is a truly incredible achievement for ProfitableMarkets, especially if we consider what the investment plans are – 102.5%-115% after 1 day, 106%-150% after 2 days, 114%-250% after 4 days, 130%-400% after 8 days, 180%-850% after 16 days, 330%-2,000% after 32 days. Those looking for a fast profit can join for only $5 via PerfectMoney, BitCoin, EgoPay, or Payeer accounts. Just remember that one of the typical features of ProfitableMarkets is slow payouts that are usually done within a 48 hour maximum, so do not get worried if you don’t get paid as fast as other similar shorter term programs. I believe ProfitableMarkets is run by a professional admin though and is in a totally different league of astonishingly performers that are running impeccably well from start to finish. The promotion is also rolling out very gradually and the admin is barely active when it comes to the updates posted on the News section his website quite rarely. Most recent updates include an apology for the delay in answering supporting tickets due to faulty software, and marking 44 days online. Read both updates from ProfitableMarkets (reviewed here) below:

“Support Tickets
We urge everyone to resend the tickets that have been left unanswered for the past week. Our ticket emailing software was filtering out most of the tickets and were not delivering them to the correct inbox. We are very sorry for the inconvenience this may have caused.”

“44 Days Online
We are very proud to be online and paying steadily for 44 days straight. We will continue to do so for a very long time. We are very serious in providing everyone with the best opportunity in the investment world.”

CLARVIN – MOVED TO WAITING STATUS

I must say I’m quite disappointed with Clarvin and its possible cash flow issues, which only barely completed one investment cycle. It looks like the problems that started last weekend have returned. The thing is that Clarvin apparently pays in some sort of random order, while smaller payouts and those to monitors are done quickly enough. One reader already complained that the admin of Clarvin is doing everything possible to delay payments, while nothing is mentioned on his site regarding the payout schedule. I now believe it’s a deliberate trick, and it’s really inappropriate in my honest opinion. Anyway, it may indicate cash flow issues because I really doubt that the admin is unaware of what he’s doing with the payments. It looks like a stalling tactic to me, and the program has been moved to Waiting status. Clarvin was not particularly popular among my readers anyway, and the only completed cycle was barely enough for anyone to profit. I’m hopeful that the payouts might still continue for some time, so if you do get paid please do let me know by contacting me via email or posting your payment proof on the MNO ShoutBox. That will greatly help me to determine the future status of Clarvin. At the moment no further investments there are recommended and I’ll keep you updated on how events unfold.

GRANDFX INTRODUCTION

The newest addition to Premium listing on MNO today is GrandFX, a short-term program running for an astonishing 40 days already, but only now joining my monitor. The program kept quite a low profile during this time and I believe the wider promotion is only starting now, as I can only find one only entry on the News section of GrandFX website greeting investors at the beginning of May:

“DEAR INVESTORS!
We are pleased to say that our program is now available online.
Today the company GrandFX is a stable participant of currency market Forex.
Company GrandFX offers investors the easiest and most affordable way to start making money on the Forex market.
Thanks to our experience in the financial investing, we developed a clear understanding of how the investments are working in Forex.
All you can do it’s only to trust the professionals and make your investments.”

Of course experienced investors will all know immediately that there is absolutely no connection with real ForEx trading here, as we deal with a traditional short term HYIP paying 103%-120% after one day, though it will probably still become popular anyway. Some other investment plans offered by GrandFX require you to stay in the program for longer periods of time and still promise payment on expiry, such as 113%-200% after 4 days, 135%-500% after 10 days, 250%-1400% after 25 days, 400%-2400% after 40 days all of which having the $10 minimum price tag via PerfectMoney, EgoPay, BitCoin, and Payeer. Please note that other lucrative plans including 600% after 10 days, 1200% after 20 days, and 5.73% hourly for 18 hours requires higher investments starting from thousands of dollars, so they are not really recommended as I will explain in the upcoming review of GrandFX to be published on MNO tomorrow.

From a more technical point of view, GrandFX is looks fine, being SSL-secured by Comodo and hosted on a dedicated server with the support and protection of DDoSGuard. GrandFX is running off a familiar GoldCoders script and so payouts have to be requested from inside your account which are then promised to be completed within 24 hours. I can tell you more about the payment schedule from on my own experience by tomorrow, when I’m hoping to receive my own first payment. So stay tuned for that if you wish to read more!

GET PAID REPORT FOR 10/06/2014 

Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: RockwellPartners, FinMutual, Cryptory, TerraElegance, UniroyalChemical, FortunesUp, LucrativaLimited, OneAdClick, AssuredAssets, WazaTrade, GenialStockExchange.
From MNO Standard list:  –
From MNO Basic list: SYMTLTD, RoyalUnionInvestment, OgdenOrganization, RedLines, SuccessRoadToWealth, CharityMasses, TrustForexTrade.

That’s all for today, guys. I hope to see you all tomorrow for a more detailed review of GrandFX plus the latest news from the HYIP industry and the biggest programs there. Stay tuned for more and see you all then!