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25/12/2015. MNOFridays (22nd issue) and Daily News from the HYIP Industry


Merry Christmas everyone! Despite the by now almost traditional Christmas slowdown in the HYIP industry with very few new promising programs starting up, MNO is still the only place to go to when choosing the best investment opportunities. Judge for yourself – unlike so many other monitors all the programs from my monitor are performing extremely well even during this festive season and so far all payouts from them are processed promptly and on time. Once again this proves my point about monitoring only the most elite programs in the HYIP industry with good sized operating budgets leaving all the fast scams for less educated and money grabbing monitors that accept all type of rubbish. Stick with MNO over the next year and choose the best programs for your investment portfolio from the selection provided on the MNO monitor page.

Thanks a lot for staying with MNO this past year which was quite profitable for at least two thirds of my readers, according to the preliminary results of the poll you can still vote in on the MNO TalkBack page. I have high hopes that 2016 will bring us even more high-quality investment opportunities the best of which will certainly be found here on MNO. I have quite a few news updates to report regarding the Paying programs from my monitor later in this post, but now please allow me to take this opportunity to wish all my readers all the best for the Christmas and New Year holidays. I sincerely hope the next year be even happier for all of you, hopefully reflected in more profits from the HYIP industry the MNO is eager to guide you through. As well as Christmas it also happens to be Friday today, so let me share a bit more of the knowledge and experience accumulated over many years analyzing the industry and add another article from the MNOFridays series. Let’s get started then, shall we?

A subject that seems to arise on a fairly consistent basis among less experienced players new to the HYIP industry is that of the recovery and return of money they’ve lost to scams. This is the main point of what I want to talk about in today’s article. It’s long been debated in the HYIP industry about what to do when you lose money in a program, something that inevitably happens to everyone who gambles eventually. Well, maybe “debated” isn’t the right word here because there’s no real other side to this argument to talk about. There’s a few things you can do, lessons you can learn from the mistakes of others if you’re smart enough, to limit the damage done to you by scams and yes, possibly even recover part of what you lost. So what I want to do today is look at some of the “dos and don’ts” of keeping as much of your money as possible in the pocket of its rightful owner.

The first thing you need to consider when joining any online HYIP is that the very moment you hand over any money at all, you should think of it as lost immediately on day one. You have handed money over to a total stranger with no clue as to his identity or his whereabouts. You are now 100% at the whim and mercy of this person whether he ever decides to pay you back a cent of this money, so if you do earn anything back from the program then think of it as a bonus. If you go on to make a profit, the so much the better, congratulations, you’re one of the lucky ones. But what are your options if you have yet to receive a profit when the program finally gets into trouble and the money dries up?

There are several websites out there – and no, I’m not going to give them any free traffic by naming them – which to my mind are among the worst, lowest, most despicable scams out there. Despicable because their sole reason for existing is to steal more and more money from those who are already the victims of fraud. At least with many online HYIPs the admins will at least allow you a chance to earn some money. You might win, you might lose, but at least you have a degree of chance. With these so-called fund “recovery” sites there’s no chance whatsoever. It’s just out-and-out theft but from people who can least afford even further losses, or have their naivety and lack of experience taken advantage of by what are basically ruthless thieves. You see, the concept being sold to people here is that either for a flat rate fee or a percentage of the money you have lost, this “recovery” company will go get it back for you. I know, I know, experienced readers will no doubt all be rolling their eyes at such a ridiculous idea thinking what utter nonsense. Unfortunately there are other people, I don’t want to call them more gullible or anything but who simply do not have the practical experience in the HYIP industry to really know how it works or what they were getting themselves into, who are scared and desperate when they realize they’ve just freely handed way too much money over to a scam. As the old saying goes a drowning man will clutch at straws, and that’s where such exploitative HYIP fund recovery sites are at their most dangerous.

So let’s just be extremely clear about what happens when HYIP admins make withdrawals from online payment processor accounts and turn virtual money into hard cash. When third-party exchangers are used to move money in and out of accounts then absolutely no one has a comprehensive record of that money’s history. If someone knows where it came from they won’t know where it goes next, and vice versa. In fact with anonymous payment processors such as PerfectMoney the entire system is deliberately set up so that even PM themselves can’t know, even if they wanted to, where the money ends up. It just moves around in a circle with none of the parties handling it knowing its origins or its final destination. Once it’s removed from the system then that’s it, it’s been turned into cash in some HYIP admin’s wallet, and he’s spent it. Now if anyone wants to explain to me exactly how a “HYIP recovery” website with no legal sanction in any country is supposed to isolate one individual out of six billion plus worldwide and take this money back from him without going through the courts, then really, I’d love to hear it!

HYIP admins themselves of course are not above playing a similar trick. None of the programs monitored on MNO have pulled this by the way, but some readers were unlucky enough to encounter it with a few of the cheap scams listed elsewhere and got in touch to share their experience in the hope that others may avoid it. The scam in this case is that after making a deposit you do not get paid. The admin then tells you that need to pay an additional “activation” fee in order to be allowed access their own money. In reality it’s less of a fee and more of a stone cold donation, because if this ever happens to you you can be sure of one thing – your deposit has been stolen and now the admin is chancing his luck to see if he can fool you into giving him even more money. Pay him or not, the result will be the very same. No one except him ever sees a dollar from this program ever again. Some cases I’ve heard the fee was a fairly modest $20. Some were up to $300. All were total scams, and again an absolutely shameful way to exploit the sudden fear felt by desperate people who’ve just realized they’ve gotten mixed up in something they shouldn’t have.

So what then about the possibilities of genuinely getting some money back if a HYIP you’ve joined turns bad? Isn’t there any chance at all to claim back anything? Well, yes, to a limited extent there is but doesn’t involve handing any money over to HYIP recovery scams or the crooked admins who ripped you off to begin with. OK, some people will tell you the most sensible thing you can do is to not join HYIPs at all, but people like to gamble so you’re going to do it anyway. If that’s the way it is then fine, as long as you’re an adult I certainly have no business judging you. The least you can do therefore is to allow more respectable companies do their part in protecting you as a client. I’m talking now of course about using only SolidTrustPay and Payza to join online HYIPs. Because these are licensed and regulated service providers offering verifiable business accounts and background checks where necessary, it’s not really that easy to steal money using them as it is with PerfectMoney, Payeer, BitCoin, and the like which all have strict “no questions asked or answered” policies. If HYIP admins want to start moving large sums of money out of STP and Payza on the other hand, he’s going to have to answer some questions. Questions about identity checks and bank account details, in other words the kind of questions he would much rather avoid. Under these circumstances you see a lot of the money deposit in HYIPs using STP and Payza becomes quite useless to the program’s admin. In many cases even after the program has scammed the users of anonymous payment processors, STP and Payza users continue getting paid. It’s not some wonderful gesture of generosity from the admin mind, he just can’t really do much else with the money that’s there so will simply allow the payments continue on auto-pilot until funds are exhausted and his accounts emptied.

The other thing about STP and Payza is that investors have the right to raise a dispute. If a HYIP admin scams you then you can complain about it. A favorable resolution is by no means guaranteed, but it will be investigated and you will be taken seriously. Actual refunds depend largely on how fast the scam is detected and how much of the money being held by the admin can then be frozen. The process can take months and you may receive nothing, but I think the fact that most admins will just dump STP and Payza funds back on investors for how ever long they last after their programs collapse is reason enough to use them. The risk does not go away by using these payment processors, but a higher percentage of their clients will get a better return from the programs they join with them.

The conclusion to this article is of course very similar to that of so many others in this series: There are no guarantees in the HYIP industry and the primary motive of every program is to make as much money as possible for its owner. If some of the members also happen to make a few bucks for themselves along the way then great. If not then tough luck, the admin really isn’t that bothered and considers it your problem not his. The number one rule to protecting yourself from heavy losses has always been not to spend so much in the first place. Consider the information I’ve given you above because if you do spend more money than you can afford to lose then chances are you may not get a great deal of it back. Remember also that MNO is here for you though to guide you through the process so you can learn a few tricks and learn more on how the HYIP industry actually works. You can refer to the articles on the MNO Info Center containing the most popular over years of running MNO and still relevant today. Learn from the best and take advantage of the experience I’m sharing with you here rather than falling into the traps set by HYIP admins. And stay safer with only the best investment opportunities here on MNO.



Some HYIP admins try to entice members with new investment opportunities only available for a short period of time. In many cases this is viewed by some investors as a warning sign, but not so with a unique investment program like BenbuildingCorporation where the investment plans on offer are not fixed, but rather are prone to change from time to time. While the latest version analyzed in much detail in my review of BenbuildingCorporation published here generally remains the same and include 101% after 1 day, 110% after 7 days, and 2.9% for 55 days. This latest plan for new investors sees a temporary increase in profits which will be available for the next ten days only. During a limited timeframe outlined in the latest newsletter from the admin sent to members yesterday with its full version available to read on the website, those who intend to join the daily paying plan will get an increased return of 3.1% for 55 calendar days instead of the regular 2.9%. I believe this to be a very smart move from quite a new program which only appeared on MNO a couple of weeks ago yet claiming to provide lucrative investment opportunities for not less than 25 years (a statement which you can safely dismiss) which will help it get more investors during the usually slow Christmas and New Year period. If you’re interested in joining BenbuildingCorporation, please note that investments can start from as low as $10 via Payza, PerfectMoney, Payeer, and BitCoin (with SolidTrustPay also coming soon, according to the admin). By the way, those of you who already checked the site at the time my review was posted can see now that the site is loading faster than before. Some background work has been done while the investment page inside the member’s area has also improved. I believe that the admin of BenbuildingCorporation will take advantage of the slow HYIP season to further improve his program and appeal to a wider audience when investors return to the industry mid-January and a revival is widely expected. I would just like to share in the admin’s Christmas and New Year wishes he posted in both the shorter version of the newsletter and the longer and more detailed version posted on the website itself with both included below for your convenience:

Merry Christmas and Happy New Year
It’s Christmas day and all over the world Christmas celebrations are brewing.
To celebrate, we are happy to announce an “upgrade” to our plan.
Best regards, BenbuildingCorporation

We wish all our customers, clients and partners a Merry Xmas and a Happy New Year.
The year of 2015 has been a terrific year for us. But first let us have a look at where we started, more than 20 years ago. We first started our company in the spring of 1991 – what will mark our 25 year anniversary as a company early next year. In the period since then, we are happy to see most of our existing clients and partners still work with us regularly, to see our customers base increase, and we are happy to do our best to provide the best possible plan requested by our clients and customers and to keep pace with modern construction technology. And now, with all YOUR help, we were able to launch our online business, which was one of the first in our industry, in Autumn 2015.
The holiday season offers us a special opportunity to extend our personal thanks to our friends, and our very best wishes for the future.
And so it is that we now gather together and wish to you a very Merry Christmas and a Happy New Year. We consider you a good friend and extend our wishes for good health and good cheer.
It is people like you who make being in business such a pleasure all year long. Our business is a source of pride to us, and with customers like you, we find going to work each day a rewarding experience.
We tip our glasses to you. Thanks again for a wonderful year.
Benjamin Hemsley, Founder and Chairman of BenbuildingCorporation.
It’s Christmas day and all over the world Christmas celebrations are brewing. To celebrate, we are happy to announce an “upgrade” to our plan. From 3 AM UTC 24 December 2015 (7 AM Moscow time) to 3 AM UTC 02 January 2016, every one invest in the construction of Big Sky Apartment, Stauton, Virginia will enjoy a 3.1% profit daily, instead of 2.9% as before. We hope you enjoy your holidays and we are looking forward to an even more success year with you in 2016!


As PokerAutomatics enters the year’s end the admin and team behind the program should be proud by their achievements this year after a superb performance for over the last sixteen months with thousands of satisfied customers and over 350 official representatives from all around the world. The number of representatives one can refer to for assistance in their own language who contribute to the program’s growth tremendously is constantly increasing, and even during the holidays a couple of new names appeared on the PokerAutomatics‘ news page:

We have a new Representative
Ale – Switzerland
Contacts: email
340+ Representatives!

We have a new Representative
M Gross – Germany
You may contact her by email
340+ Representatives!

We have a new Representative
Ivan Dimitrov – Bulgaria
You may contact him by email, skype and phone
350+ Representatives!

Among the wide range of payment processors PokerAutomatics accepts for deposits starting from a $30 minimum (SolidTrustPay, PerfectMoney, Payeer, BitCoin, OkPay and a few others) AdvancedCash, I believe, will be the first to allow deposits in Euros as well. The minimum for deposits via AdvCash in Euros is set at 30 as specified in the news report update regarding that. By the way, those of you who would like to open an account in AdvCash can do so HERE:

AdvancedCash operations in EURO!
Now you can use EURO to make Deposits and Withdrawals using AdvancedCash payment system.
Deposits are instant.
Minimum amount to add funds – 30 EUR.
Minimum amount for withdrawal – 0.25 EUR.

I’m aware that many issues caused by BitCoin’s biggest wallet BlockChain is an obstacle for admins and investors alike. Those issues become very frequent and with the highly volatile BitCoin rate and possible overpricing of it at the moment, perhaps it’s better to stay away from using it in the HYIP industry for now. If you have no other choice and are stuck with BitCoin if that’s what you used to join PokerAutomatics, please bear with them and be patient as some BitCoin withdrawals might have been delayed for reasons outside of PokerAutomatics‘ control. The proof is in the response from an official representative of BlockChain addressing the temporary API issues there. To read more on this temporary issue please see below:

Blockchain deposits in manual mode
Due to some blockchain deposit delays temporarily bitcoin deposits will be processed manually.
If you already made your Bitcoin deposit please don’t cancel your operation. It will be processed automatically.
Jade (Blockchain)
Dec 22, 16:54
Hello, Sorry for any delays you may be experiencing with the receive payments API. These transactions will eventually forward, although we cannot provide an exact ETA as to when this will occur. We apologize for the inconvenience and thank you for your patience with this matter.
Jade | Support

If you haven’t read my detailed review of PokerAutomatics posted here, you should know that the investor commits his deposit for a fixed term varying from 30 to 180 calendar days (depending on the amount) with the principal returned on expiry. The daily returns reported by the company on a daily basis (usually they are around 1% per day) are not the figure the investor gets. What you actually receive is between a 40% to 80% share of that amount. Just to give you an idea on the daily returns I will re-post the very latest profit reports posted over the last couple of days:

PokerAutomatics Daily Results:
23.12.2015 – Total poker botnet Income: 1.02%

PokerAutomatics Daily Results:
24.12.2015 – Total poker botnet Income: 1.06%

PokerAutomatics Daily Results:
25.12.2015 – Total poker botnet Income: 0.91%

These returns are allegedly made by an extensive network of pokerbots who replace real people in playing online poker tournaments. The reports of the pokerbot network extension are quite frequent and might entice some newbies into thinking that they are dealing with the real thing (I myself always suggest treating even the biggest programs like a ponzi-game until proven otherwise) and and the latest report on the subject can be read below:

Pokerbot network upgrade
A number of poker bots in the network increased to 1,184.
Our future goals:
January 2016: 1200-1300 active poker bot accounts
July 2016: 1500-1600 active poker bot accounts
January 2017: 1900-2000 active poker bot accounts
July 2017 and further: 2000 active poker bot accounts
The ultimate goal – 2000 active poker bot accounts.
For security reasons we won’t increase our botnet above 2000 active poker bot accounts.

By the way, are you aware that the investors of PokerAutomatics with $10K and over deposits can request a written agreement sent to their home address for signing. While the legality of the contract with the Belize offshore registered company is kind of questionable (as it will certainly not make your investment with PokerAutomatics more secure than it is now), there could be a false sense of security given to newbies who are still totally unaware of the high risk nature of HYIPs. That could make them invest more than what they can afford to lose, which although definitely unwise from an individual point of view, is certainly beneficial to all those investors who know the rules of the game and can benefit from such larger deposits flowing into PokerAutomatics now. Just out of curiosity, you can read the news about the option to sign a written agreement with PokerAutomatics given exclusively to larger investors, and see an example of such an agreement on the PokerAutomatics‘ website if interested (the link is given at the end of the newsletter):

Official Asset Management Agreements
Any Client who has active Deposits on Level-5, Level-6 or Level-7 may receive a signed Asset Management Agreement from our company.
A signed document will be sent to the Client’s address by DHL Service.
Free International Delivery.
All costs are taken upon our company.
After receiving please sign this agreement, scan and send us by email:
To apply, simply complete the form on this page:

Another perk of being an active investor in PokerAutomatics is the ability to refer others and take part in a weekly lottery where a winner is awarded every Sunday with the prize of a VIP membership upgrade. To read more on this lottery please check out the link below and see the latest winner there as well:

Lottery Results 20.12.2015:
The winner of this week is BillyHayes.
You get VIP status as a prize.

And finally, just to keep in the festive mood I would like to finish with the short video you can play on Youtube where an appealing girl in a Santa costume has a few celebratory words for all the PokerAutomatics‘ investors. Put yourself into the Christmas spirit and watch the video via the link highlighted below:

Merry Christmas and a Happy New Year from PokerAutomatics
Merry Christmas and a Happy & Profitable, risk free Happy New Year to all of our PokerAutomatics partners!
We sincerely salute all of you and truly thank you all joining our program and for being part of this amazing and successful year at PokerAutomatics.
During this holiday season, enjoy family more, spread lots of holiday cheer, and consider doing a good deed and share PokerAutomatics with more of your contacts this coming year, help generate extra cash as well.
Again A very Merry Christmas and Happy New year, “PokerAutomatics wishes you a stable, risk free income during the holidays and in the upcoming new year”


Last but not least for today – some festive cheer from the admin of CryptoPay who sent out a celebratory email earlier today. Here’s the message with the Christmas wishes from him:

Hi. All withdrawal request has been processed, no pending withdrawals and we want to thank you for your support all through the days the program has been running and also for being part of us. We wish you a MERRY CHRISTMAS and a prosperous NEW YEAR.
Thanks. ADMIN

CryptoPay is gradually becoming a popular choice among MNO readers with the program now in the #3 spot on the Premium List after just five weeks on my monitor which hosts the most high-grade investment programs in the HYIP industry. CryptoPay is truly a very unique program with some interesting measures protecting against hit-n-run tactics in place. For instance, on every withdrawal request 15% of the amount is automatically saved into the so called re-purchase balance while an extra 5% is charged to cover payment processor fees from the admin. Although the script makes CryptoPay look like it might be some kind of profit-share program, in reality you needn’t do anything special to earn a variable daily return until reaching 150% return on your investment. The daily returns are variable, but since the CryptoPay website returned after some technical difficulties earlier last week, I notice that the daily earnings always stays at 2.75% per 24 hours regardless of what the FAQ or the original review of the program on MNO says (click here to read the review). With CryptoPay though the brilliance is that you get paid by the second, as you see your account growing in real time in front of your eyes, so once your withdrawable balance reaches the required $2 minimum you can submit a request and get paid to your PerfectMoney, Payeer, SolidTrustPay, or BitCoin. I imagine that all the payouts (except to BitCoin for technical reasons) are now processed instantly, and the admin said in his email that all the withdrawals have been processed already anyway. That’s actually the best thing to do during the holidays – to process pending transactions fast enough and make sure your investors are satisfied and return in 2016 to support your program with fresh deposits. This, I believe, what is going to happen with all the good paying programs like CryptoPay and I wish the admin wouldn’t slow down the exceptional job he’s been doing so far with the eye on the upcoming month of January already, when we can anticipate another spike in activity in the HYIP industry.


Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: –
From MNO Premium list: PokerAutomaticsAtrexTradeCryptoPay, BenbuildingCorporationArdexFunds.
From MNO Standard list: OrientOrganization.
From MNO Basic list: GloboxTrade.

That’s all the news for this Christmas Day edition. I just want to wish all my readers a very Merry Christmas and Happy New Year from sunny Sri Lanka, where I’m spending a short vacation. I might have another update later in the week if the need arises, but for now do not forget to check out the MNO monitor for the list of biggest programs anywhere online. Treat yourself to something wonderful these last few days of the year and spend more time with your loved ones, and possibly earn some extra cash with the programs listed on MNO. Stay tuned and enjoy the holidays, folks!

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