Beware! Palmills has stopped paying! Do not invest there!

Hi everyone! With barely a week and a half to go until Christmas and that being followed by the New Year celebrations it’s easy to think that we might not be seeing too many more really good new programs starting up between now and then. In several of the last few years this has actually proven to be quite a fruitful period for the more selective players with a more experienced eye, as it has often been the time when some of the most successful longer term programs of the following year first come online. Not a bad strategy for lower paying programs I suppose, start now when things are relatively quieter than the rest of the year, and hit the ground running in January when business always picks up and you have everything set up and in place. I don’t know if that’s about to be the case again this December, time will tell. One program that is definitely about to expand its horizons this December and January is Palmills, a longer term HYIP that has just upgraded their listing from Basic to Standard on the MNO monitor. It’s not exactly a brand new program in the strictest sense, indeed Palmills has been included on the MNO monitor since the middle of last month now. However in the greater scheme of things and taking the length of the program’s single investment plan into consideration then yes, you could say it’s still quite fresh and recent. In fact it’s only around now that the very first wave of investors to join Palmills are only passing the half way mark in reaching the break-even point on their way to collecting their first profits, so it’s easy to see why the admin thinks the time is right to bring his program to a wider audience. Let’s examine what it’s all about then and consider whether you want Palmills to form at least some part of your portfolios or not.

The main reason for any HYIP being in business and the reason why most investors decide it’s going to be suitable for them or not is usually the investment plans. In this case it’s going to be a remarkably easy and straight forward decision for you, because Palmills only offer one plan. You either agree that it’s feasible and can run long enough to get you into the profit zone, or you don’t. Simple as that. Details are as follows.

First of all you will need a minimum of $10 to join Palmills, which is about the standard entry level amount in the HYIP industry these days, keeping it competitive for smaller investors. The term runs for 60 business days (that’s twelve weeks, or just under three calendar months) during which Palmills are offering a basic 3.5% daily interest payment. The same rate applies to everyone, big and small, regardless of how much you invest. So whether it’s the $10 minimum or as much as the $50,000 maximum allowed in Palmills, everyone gets the same 3.5% basic daily rate. This is of course only paid out between Monday and Friday, i.e. business days only, throughout the term. Palmills are including your principal as part of those payouts, so don’t expect to get it back in a separate payment on expiry of the term, because you already have it. Payments therefore which eventually add up to 210% consist of what was basically your own money to start with plus 110% net profit for having joined, or a little more than double your money back.

Let’s take a simple monetary example of how that might work out in practical terms then, and say you were to invest $100 with Palmills. Every day between Monday and Friday only for the following twelve weeks you should then be able to collect $3.50 in interest payments. Everything going according to schedule then you should be hoping to complete the term with earnings that come to a total of $210, or your own money back plus $110 in profit. A more important statistic is when do you break even, or earn back an amount of money equivalent to your initial investment. This happens after 29 payments, which is almost half way through the term. That’s how long it takes Palmills to gradually return your own money to you, and everything you receive after that is pure passive profit so you can no longer lose any money no matter what happens next.

One of the other things the Palmills admin has done to improve the profile of his program has been to expand his list of accepted payment methods. Originally investors could only use PerfectMoney and Payeer for the more traditional style payment handlers, and BitCoin for anyone wanting to use a more modern digital e-currency. These have now been joined by AdvCash who are definitely nowhere near as widely used as the existing three options though they are slowly but surely getting a foothold in the HYIP industry. Something else about payments that you might like is that all withdrawals from Palmills are made instantly. Just log into your private members account area as usual and place the request, and the money should be with you in under a minute. In the month or so that I’ve been monitoring Palmills I’ve yet to encounter a problem with this.

Moving on to some of the more technical aspects of the Palmills website now such as design and security, I’m sure most of you, experienced players anyway, will have recognized the script as being from GoldCoders. I’ll just confirm for you that it’s running under license from them and of course has all the trademark customer friendly features and easy to use interface you would expect from them. For a hosting provider the admin has opted for GeniusGuard who are keeping the Palmills website on a dedicated server with their tech support and protection from malicious attacks. For an extra layer of security Palmills also include an Extended Validation SSL certificate from GeoTrust to help provide safer browsing and more secure transactions. One other thing about Palmills is that to create a better first impression and a certain air of respectability they have a certificate of incorporation. The official name of the company incorporated in the UK is Bio Palm Oil Plantations Limited. As always these things are easily done online and don’t necessarily mean anything with regards to your investment, but don’t underestimate the effect of good first impressions on the spending habits of some folks less experienced with the workings of the HYIP industry than most MNO readers either.

If you have any further questions for the Palmills admin or any account related issues that need to be dealt with then there are a couple of ways to get in touch. The first thing you should look at is the Live Chat feature which is built in to the Palmills website. It’s not a 24 hour service, indeed there isn’t anything to tell you what exactly the working hours are, but just check it first as it might save you a lot of time if an operator happens to be there. Otherwise you can either fill in your details on the online support form and submit it through the contacts page, or mail to the admin directly at the listed address. In line with being a registered company in the UK Palmills have a postal address, which I would suggest you ignore as it’s only likely to be used for getting the documents processed by a third party service provider and not where Palmills or anyone connected with them is physically located. If you prefer however you can always try the phone number that goes with the address if you wish to speak with someone in person and thing they are going to answer. Probably of a lot more use to many investors these days anyway are social media profiles, and you can find Palmills on Facebook. In addition to this Palmills have a regional representative scheme, something I’m sure a lot of you will be familiar with from other programs doing the same thing. Basically it’s a group of regular investors who act as customer support operators in their home countries and languages in return for a better referral commission rate for any business they help bring in to the program. If this is something you think you can do then contact the Palmills admin for more info.

Just in case anyone is interested the line of business we are told is allegedly supporting payouts to Palmills investors is the production and processing of palm oil. Entirely up to you guys if you want to believe that or not, I already know the reaction of experienced players, but for the sake of those new to the HYIP industry I’ll just remind you that even if something like this was true there is still no guarantee it always has to be profitable. So as with all other HYIPs you should proceed with caution. Stay well under a sensible spending limit you can comfortably afford to lose and earn back from other income sources without any serious problems. And if joining Palmills then try and keep them as a smaller part of a wider more diverse portfolio.

So, there you have it. I can’t really think of much else that might be important enough to add so I’ll just go ahead and readers what their own thoughts on the program are. Do you like it enough to spend your own money on it? I hope you won’t mind taking a very brief moment to answer the following opinion poll on Palmills, which as always if 100% anonymous and untraceable. It isn’t so much for just today or tomorrow, it’s in future weeks and months that we can look back at the responses and really analyse if people got it right or wrong when deciding to play or pass. So, the exact question is:

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DAILY NEWS FROM THE HYIP INDUSTRY

RIGHTRISE – FRENCH LANGUAGE VERSION NOW AVAILABLE

During the last week or so RightRise managed to take a spot in the Top Five list on the MNO monitor by storm and is now in fourth, potentially threatening to push ArdexFunds out of the third position pretty soon. The admin has been tirelessly developing his project since its very launch over seven weeks ago and it appears that his wise approach to maintain gradual growth has born the first fruit. It’s very important for RightRise to grow in a sustainable manner, as the program pays 1% to 3% daily interest for an unlimited term there should always be new features to attract more and more new investors from different parts of the world. Yesterday, for instance, it was announced that RightRise now has eight available languages, the newest being French. English, Russian, German, Chinese, Japanese, Vietnamese, and Spanish were already there. So now the Francophones among you can understand the basics on how RightRise works without resorting to Google translator. I would hope this will attract more such people overall and help the program expand in the French speaking world as well (70% of whom don’t live in France by the way). For those of you who haven’t read my review of RightRise first posted here I’d like to remind you of some essentials – you purchase shares at $30 each via any of the various payment methods accepted (PerfectMoney, Payeer, AdvCash, NixMoney, YandexMoney, Qiwi, BitCoin, LiteCoin, DogeCoin, and BTC-E), then earn 1% to 3% variable daily for an unlimited term (with a system of boosters allowing you to maximize your daily earnings up to a 1.48 co-efficient), request your payment and get instant payouts. Simple as that, but I’m sure that the admin can tweak the system at any time to enhance it even further in line with the needs to the program’s financial goals, as the site is running off a fully custom-made script that doesn’t come cheap and requires some talented programmers in the RightRise development team. By the way, the admin of RightRise Ronald was happy to scream it from the rooftops about the new language version which you can switch to easily in the right top corner of the website:

“French translation
Paris, Eiffel Tower, frog legs … That’s right, France!
Today is a good day in order to start inviting your French friends!
Our website has been translated into French.
Invite your friends, develop structures and with them our joint project!
With great respect to all of you, yours truly – Ronald Allison.”

RAZZLETON – VIETNAMESE LANGUAGE ADDED

Razzleton that has so far added only European languages (English, Russian, German, French, Spanish, and Polish) has finally realized the full potential the rising Asian HYIP market can give them. The last language the site has been translated to was Vietnamese as reported in the latest update from Razzleton yesterday which says:

“Vietnamese language bar
Do you know that Vietnamese is the only language in Central Asia based on the Latin alphabet? Why do we mention this interesting fact? The reason is simple: the Razzleton’s language localization is becoming even wider. Now all information about the company is available in Vietnamese!
Razzleton HealthCare Limited is grateful for your trust and continues to upgrade interface of the platform. The platform is now available in 7 languages:
-English, -Russian, -German, -French, -Spanish, -Polish, -Vietnamese
We are striving to make the work with the Razzleton easy for our partners all over the world. Follow us – there is still a lot of interesting ahead!”

Razzleton has recently slipped from the Top Five list (read the latest article on that here) and was replaced by the hugely popular RightRise, as I said earlier. However, it’s still a very good performer which is unlikely to change anytime soon. Officially Razzleton has been online and paying for almost a year, but only a few weeks ago the admin decided it was time to move it from the “sleepers” and redesigned everything. Nowadays, after almost five weeks of monitoring on MNO I can see that investors really like the program and support it with re-deposits while new members continue to arrive in big numbers. The recent orientation on Asian markets should help the pre-holiday growth of Razzleton and see them into the New Year. As the program accepts investments starting from only $10 and works with most major payment processors (PerfectMoney, Payeer, BitCoin, AdvCash, NixMoney, YandexMoney, Qiwi, and even Neteller are all accepted) there might be a temptation to go with the once on expiry plans. They promise 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days. I would advise against it for many obvious reasons explained on my blog multiple times and instead choose from the daily payment plans that will credit your account every calendar day and will return the initial deposit on expiry – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days. They are less risky and you stand a better chance to profit with them. Razzleton process payments in manual mode and the admin asks a maximum of 48 hour waiting time. More on Razzleton and its main features and plans can be found in a more detailed review posted here.

ARDEXFUNDS – FIVE DAYS OF EXTRA HOLIDAYS IN DECEMBER

As I fully expected, the program first added to MNO over a year ago and keeping a perfect Paying Status on my monitor all this time – ArdexFunds – announced a few extra days off in the month of December. Note that the entire week commencing Monday, December, 26 there will be no daily interest paid. And since the business days are the only days on which ArdexFunds credits accounts with daily profits members will not see any profits during the period from Christmas to New Year. Despite the temporary suspension of “trading”, I believe that instant withdrawals on referral commissions should still be processed instantly to PerfectMoney, Payeer, BitCoin, or RedoPay accounts. As business usually slows down from mid-December until January because of the holidays I wouldn’t rule out ArdexFunds doing the same again for New Year. Therefore at the moment it wouldn’t be really advisable to invest in ArdexFunds unless you go for its shortest 15 business day plan that costs $10 to $20 only and principal back on expiry. All the longer term plans offered by ArdexFunds (up to 230 business days) I would recommend to skip for now, even despite the fact that the program still holds third position in the Top Five list of most popular programs. Besides, ArdexFunds might be getting too old for investments now and the upcoming holidays should be a good survival test if they’re to win investors attention again in 2017. Whatever happens next, the more than impressive result for ArdexFunds that was first added to Premium listing on MNO last December won’t go unnoticed or unappreciated by members who are in great profit by now regardless of the plan they first chose. ArdexFunds will continue to credit your account Tuesday to Saturday until the next of the next week, and if you require more information on the program please check out the review posted here:

“Christmas and New Year working Schedule
Dear investors,
Please take a look at our work schedule for the December holidays:
We will be out of the office on December 26-30.
We hope your new year will be even better than the last one, and that you, our investors, will make even more money.
Happy holidays!
The ArdexFunds team”.

PAYZA – TIPS FOR SAFE HOLIDAY SHOPPING

If you would like to increase your chances to profit from HYIPs and want to reduce risks then only one payment processor that can help with that – Payza. You can click here and join for a free account, verify it to be able to access all its main features, then fund it directly from your Bank account, credit card, even BitCoin, and then you’re ready to invest in the best HYIPs of your choice. Not very many HYIPs deal with Payza due to its more complicated KYC policy that require businesses looking to use Payza approved payment buttons on their site to fully verify it and receive their authorization before taking money from investors. Moreover, if a program accepting Payza scams and stops paying to other payment processors, those who used Payza funds are less affected. Most admins try to pay until the funds run out, as their activity is constantly monitored by Payza staff and large withdrawals or exchanges are usually not allowed so as to cover payments for existing investors. Take Magnum for instance that scammed recently. Payza members are still getting paid instantly as usual, which in itself is a miracle. And even if the payments do stop an investor may file a dispute to Payza and receive a partial or full refund of his losses, subject to terms and conditions. At the time of writing, only three out of the fifteen programs monitored on MNO deal with Payza but it’s no coincidence that all three are in the Top Five Popular Programs latest list. Just for your information – the programs that accept Payza from members are Zinc7 (reviewed here), TrueBit (reviewed here), and BandeiraCorp (reviewed here).

While speaking of Payza I should add that if you have any question you can always contact their friendly Live chat support that is available during Canadian business hours from Monday to Friday, or submit a support ticket if you require any departmental assistance or are advised to do so by their chat representative. Otherwise, Payza hold active channels on social networks – Facebook and Twitter – where you can get in touch with them for any general question. And finally, there’s an official blog where Payza staff post quite useful articles for clients pretty frequently. The latest for instance features some relevant security tips for online shopping, which are especially vital during the holiday bonanza of sales and discounts. So, if interested to find out more on those tips, please take read on:

“5 Tips to Help You Be Safe When Shopping Online This Holiday Season
Are you one of the increasing numbers of shoppers who embraces the convenience of making holiday purchases online? If you said yes, you’re part of a rapidly growing sector of consumers. Analysts predictthat online retail sales this holiday season will surpass $94 billion this year, a new record.
If you’re like the majority of today’s consumers, making online purchases has become second nature and e-commerce is the new normal. Our collective acceptance of digital retail outlets, however, should not make us so complacent that we overlook the emerging risk of fraud.
A recent article in Forbes surveying 125 retailers found that online fraud attempts are estimated to increase by 43% this year. That’s a big jump. Rather than feeling anxious, these stats should motivate us to look for simple strategies to help minimize risks when shopping online.
With the right advice, it’s easy to shop online safely and benefit from great deals on holiday purchases. Here are 5 safety tips you can start using right away.
Review your transaction history often
Rather than waiting for your monthly statement to arrive, we recommend occasionally reviewing your transaction histories for your credit card, bank account, and Payza account. Make a quick review each week in December and January when your transactions are at their highest. If you wait for your statement to arrive, this high volume makes it more difficult to identify unauthorized purchases.
If you spot a transaction that you don’t remember making, report it immediately to your bank, credit card company, or Payza.
Watch out for phishing emails
Fraudsters know you are shopping online more than usual during the holidays, which makes keeping track of all the online stores you visit and purchases you make more difficult. Expect more phishing email scams to show up in your inbox as cyber criminals try to take advantage of the holiday rush. Beware of fraudulent emails claiming there is a problem with a recent purchase made at a popular online retailer, or that claims there is a problem with your bank or credit card. Be very suspicious of any email requesting your personal financial information, passwords, and/or usernames for any issue related to payments and online shopping.
For even more information about phishing emails, check out our blog article on how to identify these fraud emails.
Shop on sites you know and trust, read reviews for sites you don’t know
If a deal seems too good to be true, it probably is. There are countless websites claiming to have high-end merchandise for sale at bargain prices. Most online retailers are legitimate businesses, but some aren’t. Play it safe and limit your purchases to retailers you know. If there’s a deal you simply can’t pass up from a site you’ve never heard of, be sure to research the reputation of the retailer before making a purchase. This is especially important for online auction sites where the seller may not be associated with the website – read the reviews and feedback for sellers.
Beware of fake reviews as well. A high number of positive reviews posted over a period of months to years offer the best estimate of trustworthiness for a seller.
Update your anti-virus software and operating system today
Be certain that you have downloaded all recent updates to your anti-virus and operating system. This ensures your computer is protected from known malware, spyware, and spamware bots that lurk behind the scenes at some online retailers and infect online shopping cart payment gateways. Make sure you are using the latest version of your preferred internet browser as well. Browsers are updated regularly to remove software vulnerabilities known to have been exploited by cyber criminals.
Use secure payment methods and check security certificates
Credit cards and online payment options, like your Payza e-wallet, are more secure methods to make purchases online because they have built-in fraud prevention screening tools to help protect your information. These protections may be absent when you make purchases using direct money transfers or personal checks.
Be sure to only make purchases from websites that have encryption technologies that protect your personal information, such as SSL (Secure Sockets Layer) and HTTPS protocols (the “S” means “Secure”). You should see a “lock” icon next to the web address; when you click it, a security certificate should appear for that website; if no security certificate appears, you are likely at a fraudulent website and should navigate away immediately.
Additional resources
Here are even more tips and resources to help you stay safe this holiday season.
– More helpful tips for safe online shopping from the Royal Canadian Mounted Police.
– Overview of risks for online shopping and online auction websites published by the Government of Canada.”

GET PAID REPORT FOR 14/12/2016

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, TrueBit, ArdexFunds, RightRise, BandeiraCorp, Razzleton, Edelweiss5, SoftmeetBit, BeyondPetroleum, Mexeer.
From MNO Standard list: Palmills.
From MNO Basic list: Xabo, HYIP-A, Synvestment, Dowerly.

That’s all for tonight, guys. I’ll be back with more news and updates from the biggest investment opportunities in the HYIP industry on Friday. Keep your votes coming in the latest poll asking how MNO readers have been doing so far with Zinc7, currently the number one program on my monitor. So far the majority of readers confirmed they are in really good profits with Zinc7, especially if they joined the program paying on the 7% for 22 business days and 110% after 7 calendar days plans from the very beginning, when it first came to MNO over three months ago. Whether Zinc7 is the most popular program of this year when we draw the results in just a couple of weeks remains to be seen, however I can see no real competition for them at the moment. Fingers crossed, we will see Zinc7 and other stronger programs from the MNO monitor paying well into 2017 as well, for now I just need you to share your experiences with Zinc7 in this poll. By the way, there seems to be an amount of confusion around today regarding the Zinc7 Facebook page which disappeared. Nothing to be worried about, though I know a lot of you like Facebook as a resource for keeping tabs on the programs you join. The Zinc7 admin has simply created a new profile there, so if you are interested you can see it here and remember to change your bookmarks. I suggest you subscribe to the daily news on MNO on this page, if you don’t want to miss the next great program like Zinc7 and join in the early stages to maximize your profit. MNO has always been a magnet for such high-budget programs run by experienced admins who are usually the only ones advertising here. Fast scams come and go, but such great programs like Zinc7 will always be remembered, and with the help and guidance of MNO I’m very pleased that this HYIP season which started in September we managed to skip all the fast scams that flooded other monitors and blogs and make good profits with some truly exceptional programs. By the way, you can always find the list of the best performing and the most popular programs at the moment by clicking here to see the list of the Top Five among readers. Thanks for reading, and see you all soon!