Place your banner here for $150/week or $500/month. Available NOW.
Place your banner here for $145/week or $480/month. Available NOW.
Place your banner here for $140/week or $460/month. Available NOW.
Place your banner here for $135/week or $440/month. Available NOW.

15/01/2020. CoinWallet Review and Daily News from the HYIP Industry


Beware! CoinWallet has stopped paying! Do not invest there!

Hi everyone! I hope the new week has gotten off to a good start for you, especially now that things are looking up a bit in the HYIP industry again. There hasn’t been a great deal of interesting news stories to cover today, so mostly I’ve been busy with a brand new addition to the MNO monitor called CoinWallet, which I have to say for me personally at least if one of the most anticipated programs in recent times given that the admin paid in advance for Premium Listing before Christmas while he set about getting to work on it. So for the main part of today’s blog update I’ll be analysing the most important points of the program and seeing what they have to offer.

CoinWallet follows in the style of what I usually describe as a “perpetual program”, in other words once you join and make a deposit there is no fixed term. CoinWallet will continue to pay you for how ever long the program manages to survive. Of course that doesn’t mean that you are necessarily stuck there either, as perhaps the term open-ended might be a better description for CoinWallet as there is an early opt-out clause. It’s essentially the same thing though, with the admin paying you on a regular and fixed basis for the entire duration. Now whether that’s going to be a day, a week, a month, or a year I really can’t say. But once you are in then that’s it, you stay in and you keep getting paid until such a time as you decide you want to leave. The only stipulation is that you must keep an active deposit for at least 24 hours, but after that the rest is up to you depending on your own personal strategy. Anyway, let’s see what CoinWallet is all about and whether you like it enough to join or not.
I guess the best way to start things off with CoinWallet is by looking at their investment plans. Putting it into the most basic terms, as outlined above the plan has no expiry date and pays investors on a perpetual basis until either they decide to leave by themselves or the program collapses, whichever comes first. Therefore the exact figure you eventually come away with will depend on the length of time you choose to stay a member, in other words the longer you stay the more payments you can collect. The minimum requirement for joining is $10 (the exact figure varies for different currencies, but I’ll get to that in a moment) and for all deposits regardless of size CoinWallet are offering an hourly interest payment of 0.15% (which is the equivalent of 3.6% in daily terms). This approach makes CoinWallet one of the few programs to treat all investors equally, both big and small with everyone having the same expectations about their final percentage earnings.

So let’s look at a theoretical example of how that might play out in monetary terms. If you were to have for example a $100 deposit you would earn $0.15 every hour, or $3.60 every full day. However when it comes time to release your principal you should only expect to get $95 back from the full hundred because CoinWallet charge a 5% processing fee for doing so. With this in mind while still profitable it makes a lot more sense to leave your principal in place a bit longer and continue earning. This fee only applies to your final principal return and does not affect your interest payments.

Personally I try to avoid giving people any advice on strategy when it comes to the HYIP industry in general, and particularly programs such as CoinWallet where there are as many ways to play it as there are individual investors. Simply because it’s too much of a private and personal matter, where everyone has different needs, ambitions, expectations, and budgets. But still, the issue does need to be given some serious consideration before joining, or at least it does if you want to make the most efficient possible use of your CoinWallet account. To expand on that a bit further, 0.15% per hour gives 3.6% interest per day, 34 hours by the time you can release your principal without losing any money in fees and keep the profit you’ve earned, 25.2% interest per week, and would allow you to double your money in just short of 28 full days.

As I’ve said many times before when reviewing programs with a similar open-ended business model such as CoinWallet (i.e. other perpetual style HYIPs), as a professional monitor I’m committed to CoinWallet for how ever long the admin can keep it running. That may or may not be the best course of action for you, but it’s one that I’m happy enough with. It’s up to you to decide what strategy best suits your needs, for example you might have a particular date in mind when you know you will need your principal back, or maybe you have a fixed financial target such as a 50% return on your investment, or maybe double your money, and so on. Or you could always “play it by ear” as they say, and continually reassess the performance of CoinWallet on a week-by-week basis and decide as you go. That might even in many ways be the most sensible approach.

If you decide to join then the next thing I want to discuss is what payment methods are available to you, and what are the main practical differences between using one over the other. CoinWallet accepts eight popular payment methods including PerfectMoney and Payeer if you prefer the hard currency based third party handlers, and BitCoin, LiteCoin, Dash, Ethereum, DogeCoin and BitcoinCash if you favour cryptocurrency payments. As I mentioned before the minimum requirement to join CoinWallet is a very affordable $10, though obviously that only goes for investments made via PerfectMoney or Payeer. However the minimum needed to join with the various digital currencies is also very reasonable, in fact depending on the exchange rates of the day maybe even a little bit better. For example 0.001 BTC is the minimum BitCoin requirement, which at the time of writing was just marginally north of $8. The minimum deposits for the remaining payment methods include 0.035 BCH, 0.05 ETH, 0.13 LTC, 3,500 Doge, and 0.1 Dash. There are no maximum limits placed on how much you may invest with any processor.

In order to withdraw you should have accumulated at least $1 on your available account balance (or 0.0005 BTC). The good thing is that most of the withdrawals are processed instantly, so you don’t even have to wait before you see the money in your wallet. Something that most investors will like is that all withdrawals up to $100 going to PerfectMoney, Payeer, BitCoin, LiteCoin, and DogeCoin are processed instantly. Requests higher than $100 plus anything going to Ethereum, BitcoinCash or Dash (the other payment methods accepted in CoinWallet) require manual approval though should still be paid by the admin within a 24 hour maximum. Smaller investors should be aware that CoinWallet do have a minimum withdrawal policy, but it shouldn’t be much of an issue as it’s quite small. If using either of the USD based processors it’s only $1. Different limits apply to the cryptocurrencies so check the CoinWallet FAQ section for which ever one you are using. For example a minimum of 0.0005 BTC needs to be on your balance before you can withdraw there, and as of the time of writing that happens to be just short of $4 it’s unlikely that very many people there will be earning enough to make an actual withdrawal every hour even though the interest is still being credited to their accounts.

But at the end of the day you don’t have to wait for weeks on end before seeing a net profit. In fact it takes just 34 hours in total for you to have accumulated enough earnings to cover CoinWallet‘s 5% principal return fee. Once that’s out of the way pretty much anything you make from that point on is your profit when you leave, but whatever you do don’t try to leave before that point at least.

When eventually for what ever reason the time comes that you feel it best to withdraw your principal and leave CoinWallet the process is quite simple and straight forward. You just need to click the “My Deposits” tab on the left hand side of your account area, and on this page you will then see the “Release” button. Please note that you will not see this button activated until the first 24 hour lock-in period has expired. Something you might want to keep in mind here is that CoinWallet do allow both partial and full principal withdrawals, so depending on how things have worked out for you – let’s say you’ve already earned back an amount equivalent to your initial principal for example – you could if you want to just leave a smaller part of your investment in place and continue collecting a small passive income from it. Entirely up to you of course, it’s your money after all, and you can always change your mind later and withdraw the rest if you think the time is right.

Looking at the design and security aspects of the website CoinWallet is running off a licensed version of the GoldCoders script, always popular with investors and admins alike due to its dependability and ease of use. Even though some might not recognize it immediately as the CoinWallet admin has made a few modifications to suit the program’s own unique needs and requirements. For instance when entering your private members account area the landing page is a complete list of the various payment options. You click on the one where you are holding the funds you wish to access first, but can then easily toggle through the rest of the options using the drop-down box near the top right hand side of the page. CoinWallet also give account holders the option to implement 2FA authentication which I suggest you use, this is especially helpful for protecting members money in programs that offer instant payouts. When it comes to a hosting provider the admin has CoinWallet on a dedicated server with the support and protection from malicious attacks by DDoSGuard. And for an added layer of protection the CoinWallet website comes with an SSL certificate by Sectigo for improved security on financial transactions and safer browsing. Further transparency can be found with a Payments Proof page that has been included where you can track and verify all the latest and historical withdrawals to members.

If you have any further need to get in contact with the admin of CoinWallet or any further questions or account related issues that need to be dealt with, then there are a couple of ways you can go about it. However as the FAQ section covers most of what you need to know you should definitely start with that. If that doesn’t work then next up is the Live Chat option which you can use to find an operator by clicking the widget on the bottom right hand corner of any page on the CoinWallet website. Otherwise you can either fill in the customer support form on the website’s support page and submit it online, or else just write to the admin directly at the e-mail address listed alongside the form. Fans of social media will be able to connect with CoinWallet on Facebook and Twitter, plus there’s a telephone number to go with the program’s UK postal address (albeit most likely a serviced “virtual” workspace and not where anyone connected with CoinWallet is physically located). Further support issues can be raised through the official CoinWallet Telegram group.

As far as the alleged business activities of the program are concerned, CoinWallet describe themselves as trading in ForEx and cryptocurrencies to finance payments to members. There’s a company registration certificate from the UK, however I happen to know these (yes, even the genuine ones) are quite easily and cheaply bought online with no questions asked. I mean at least the admin made the effort which is always good to see, but I wouldn’t take that particular aspect of CoinWallet too seriously. There’s nothing going on there you can independently verify for yourself, so better treat them the same as any other online HYIP. Set yourself a sensible spending limit that you can comfortably afford to lose and will commit to stay under at all times, and if you do sign up for CoinWallet then try and keep them as a smaller part of a wider more diverse investment portfolio.

If you’ve already come to a decision as to whether CoinWallet is going to be a suitable addition to your portfolios or not, or indeed if you’ve already joined and invested, perhaps you won’t mind answering the following opinion poll. As always it will only take a second to reply, is completely anonymous and untraceable, and will hopefully show us what the average investor expects from a program before joining.
The question then is:

Will you make an active deposit in CoinWallet?

View Results

Loading ... Loading ...



Finally for today I want to finish up by looking at the results of the most recent MNO TalkBack opinion poll and replace it with a new topic for readers to ponder over. So, the previous question related to the program Titan7 and people’s expectations of it. As regular readers and HYIP players will know by now, the program follows a familiar business model used to varying degrees of success/failure by numerous others in the past. Of course there’s absolutely nothing new about this, for years now HYIP admins have observed each others’ tactics, and if they think they can make the same thing work (at least for their own personal benefit if not that of the investors) they’re going to copy it. If anyone still remembers when “autosurfs” were such a huge part of the industry, that would be a perfect example of how programs possibly numbering in their thousands all basically copied the same basic idea over many years. Likewise then with the Titan7 model. Whoever came up with the idea in the first place doesn’t get to claim some sort of ownership over it, there’s no copyrights or patents in a business of questionable legality after all, so it follows that anyone who thinks they can make something from following the example of others is free to have a go.

The thing that surprised me about Titan7 though was the level of hostility expressed from some quarters towards it. It wasn’t just a case of people thinking “no, I don’t really like this one so I won’t join”, it was much more vindictive than that. It seemed almost as if some people posting on public forums and discussion platforms were actively willing the program to fail and hoping that investors would lose money. Don’t ask me to explain, I’m absolutely dumbfounded as to why any rational person would express such sentiments, but then I guess that’s just what money can do to some people.

The exact question I asked readers then was this: Do you think Titan7 will become a profitable program for the majority of investors?

The reason I’ve decided to finish with this poll today is two-fold. First of all it’s completely one-sided as far as the voting goes, so were I to leave it run for another couple of days I really don’t imagine the result swinging one way or another by more than a couple of points, not enough to make a major difference anyway. The other reason however is that Titan7 has in fact now reached a certain important milestone in its run – the first short cycle has been completed, the first investors are definitely in profit, so the idea that it’s only a fast scam can be safely dismissed. However that’s not what a staggering 65% of you thought, because that’s the number who voted for the option “No, it will be a fast scam”. To be honest I suppose we are still a long way off being able to describe Titan7 as a success by any means, but a fast scam it certainly is not. In second place with 23% of the vote were the readers who were perhaps less pessimistic or cynical, but still erring very much on the side of caution. You voted for the option “Only the first investors will profit”. Well, that much is definitely true by now at the time of writing, so so far so good on that front. No one has a crystal ball for these things so I for one have no idea where Titan7 is going to go from this point. I mean sure, I’m very pleased for those first investors now in profit so congratulations if you happen to be one of them, but I’d be awfully disappointed if the program doesn’t make at least some progress and put more than just the original members into profit. Propping up the poll with just 12% of the vote was the more optimistic option of saying “Yes, most will profit from it”. Well, it’s still going to be at least a few weeks before we can say that statement is true, anything can happen in the HYIP industry and nothing surprises me anymore, but fingers crossed Titan7 is at least off to good start. All I know for sure at this point is that when it does eventually close Titan7 might be a success, it might be a disappointment if you were expecting more, but it won’t be a fast scam.

I think we can safely consider the matter closed now, the naysayers and the cheerleaders and everyone else in between had an equal shot at getting their opinions heard, all that remains now is to wait it out and see just how wrong were those who were wrong, and how right were those who were right.

Let’s move on to something completely different now. Slowly but surely something that’s been creeping up on us again is the value of BitCoin. Actually I’m talking about all cryptocurrencies here but I’m just picking BitCoin out as an example as it remains the most popular. At the time of writing the exchange rate is now over $8,600 to 1 BTC. Far from the dizzying heights $20K+ we saw some time back, but nevertheless a significant jump on where it was let’s say just six weeks ago in early December. It’s a similar pattern for most cryptocurrencies I think, I don’t have the time or space here to list all the exchange rates, there will always be fluctuations from day to day, but mostly it’s an upward trend.

My question for MNO readers this week is how do you think this will affect the HYIP industry, if indeed you think it makes any difference at all anymore. Does it make you more likely to invest in what you think might be a good program from a good admin because it helps him cover his financial obligations to his investors? Or does it have the opposite affect, making you stay away from HYIPs because the scam is too tempting and you can just speculate on cryptocurrencies yourself with your own money? Then again following the now infamous collapse of the BitCoin bubble where value dropped like a sack of rocks continuously for weeks, is gambling like this really such a big thing anymore? In other words people involved in the HYIP industry on either side, admins and investors alike, try not to base any important decisions around unpredictable exchange rates and prefer to concentrate on other areas.

You could probably apply all three possibilities to three different programs and be right each time I guess, my question to readers is going to be a bit more broad however and focus on the wider HYIP industry as a whole. So:

How do you think the rising value of cryptocurrencies will affect the HYIP industry?

Answers can be taken from the following options, just remember that if perhaps I don’t phrase it exactly as you might see it just vote for the one that comes closest to how you feel about things yourself. Remember it’s just a matter of opinion here, there’s something to be said for all arguments and no one answer is 100% right or wrong in every single case.

– It’s going to benefit the HYIP industry enormously
– It will be damaging and lead to more fast scams
– I don’t think it’s as important as it once was anymore

As always I just want to say thanks in advance to everyone who participates, your thoughts and opinions are always welcome and are just as valid as everyone else’s so please speak your mind. I’ll also remind you that voting is 100% anonymous and untraceable at all times, unless you wish to share your thoughts on the MNO ShoutBox which you’re welcome to do anytime. The poll will stay open for at least the next week, so there’s plenty of time for anyone who has any thoughts on the subject to take part. Voting buttons can be found on the MNO TalkBack page here.


Here is the list of the programs from my monitor that paid me for the last 120 hours:
From MNO Sticky list: –
From MNO Premium list: CoinWallet.
From MNO Standard list: Titan7.
From MNO Basic list: AgroNutriFarm (the first instant payments received).

That’s about all I have for you today, guys. If you enjoy reading my blog then why not subscribe so you can get all the important updates from the HYIP industry and latest news from your favourites directly to your mailbox? In order to take advantage of being the first to know simply click here and submit and confirm your email address. It’s easy to unsubscribe too and you won’t get any spam either as the process is fully automated and is handled by the Google-operated service Feeburner. You may also follow MNO on Telegram, Facebook or Twitter where all the latest announcements of new program additions to my monitor alongside any important status changes are posted first. And finally, in order to stay in touch with me you can use this contact form, email me directly at or chat with me live on Telegram @mnoblog. As I’m holidaying now in the Philippines visiting some pretty remote towns, villages, and island hopping with sometimes limited internet connections, please excuse me if I’m not as fast as usual in responding, though I try to do my best to still check my emails at least every 24 hours. As always you’re encouraged to share your thoughts with your fellow investors and any feedback about MNO and the state of things in the HYIP industry in general by posting on the ShoutBox and voting in the latest poll in the TalkBack page. That’s all for now, folks. Hope you enjoyed today’s review and will be back for more news and views soon only on MNO – For Money Lovers!

PE Recent Posts

Made with the Semiologic theme • skin by