20/12/08. Pioneer-Fund Review and Other News

THIS PROGRAM STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! Well it’s the last weekend before the holidays, so if you’re all stressed out from the crowds and the shopping, why not spend it with your good friends at Money-News-Online? We even have an early Christmas present for you! And it’s called Pioneer-Fund.

Well it’s not really a gift, but I think you’ll like it anyway. It’s the most recent addition to my HYIP list and to be honest I think it’s going to occupy a place on that list for some time to come. Let’s take a closer look.

Pioneer-Fund is a low ROI program that’s been working away quietly since early October now. It’s been something of a slow burner, but that’s no bad thing either. The design is really professional and quite eye-catching. A blood red and black colour scheme with slick animations and angular patterns all combine to give a kinda 1960’s mod feel to it. Before I get on to the plans however, just a quick word on the navigation. It looks to be a highly professional design, but at first glance it may be a little confusing to first-timers. On the left side of the page you will see nine black circles arranged in the form of a triangle. Move your cursor over one of these circles to see the various pages available. And now that you have that mastered, let’s see the plans on offer. There’s two of them, and as I just couldn’t make up my mind, I joined them both. First we have the “Traditional plan” offering 130% after 30 calendar days. $20 is the minimum to deposit, $50000 is the maximum and your principal is returned. Then we have have the “Standard” variable daily plan (from 1% to 10%) for 180 business days this time, not calendar days as in the previous plan, with the principal returned at the end of the investment term ($10 minimum for this plan, $50,000 maximum). ROIs vary enormously here depending on how much you want to invest. Rather than confusing you here, I think it best you look at their investment page for yourself where you will see it all laid out on this easy to read chart.

Newbie $10.00 – $99.99 1.00% – 2.00%
Amateur $100.00 – $999.99 1.20% – 3.00%
Advanced $1,000.00 – $4,999.00 1.40% – 5.00%
Professional $5,000.00 – $10,000.00 1.60% – 8.00%
VIP $20,000.00 – $50,000.00 1.80% – 10.00%

After ten weeks online LibertyReserve is still the only accepted payment processor, so I think it’s safe to say that’s unlikely to change anytime soon. What else? The security is quite acceptable I think. Pioneer-Fund is hosted on a dedicated server with DDoS protection provided by BlackLotus. The script is customised. And the support is actually quite good. Despite the obvious drawback of not giving us an e-mail address and despite the fact that they don’t offer live chat or telephone support etc, the ticket system that they do provide is managed very efficiently.

Also I should probably point out here that while Pioneer-Fund‘s “About us” page says they are working since 1993 as a leading asset management and investment services program, no evidence is provided. So lets all treat this one like any other online HYIP. Do that, don’t invest what you can’t afford to loose, and I think we have a winning program that will be good to all of us several months to come. As it is they have already been running successfully for the last two and a half months, so I think that makes them a safe bet in most investors’ opinions. And while the returns are low, that simply adds to the long term stability of the site. So in short, if you’re looking for a fast buck, look elsewhere (good luck in finding that anywhere!), but if your after a steady dependable return on your investment, then Pioneer-Fund will do nicely.

P.S Mozilla Firefox users please note that your browser will not support Pioneer-Fund. Mozilla doesn’t recognize the certificate. If you want to view the page, you will have to follow the prompts to “make an exception”.

Other news for today.

Some good news came from the admin of DailyDiamondSurf: the first payments on expiry were processed last night and the new Christmas plan offering 25% for 5 days with daily cashouts has been launched. More about it in the most recent update from DailyDiamondSurf (reviewed here):
“We launched the site 13 days ago, and we have more than 950 members already.
DailyDiamondSurf is growing very fast everyday.
Today first upgrade expired, lots of members was paid in some hours after request. We paid 3987.40 $ to our members today. We already paid 4791.8$ since the launch of the site. Thanks to all members who posted their proof of payment in different forums.
After a big talk with Jessica and Harris, in charge of trading operation, we decided to offer you a special plan for Christmas.
We also added a new plan available only until 31th December 2008!!!
This plan offer 25% daily for 5 days with daily cashout.
No surf is required to earn with this special plan.
Invest : min 100$ – max 2000$“.

As you might have noticed IntensifyFunds (reviewed here) had some long downtime last night and was offline for several hours. Fortunately it appeared only to be server update maintenance that was successfully finished and IntensifyFunds came back online. By the way, all pending withdrawals are paid on time and very fast so there’s nothing to worry about.

As not many of the members of 12DailyHits (reviewed here) are aware of that I will repeat that if your upgrade expires you should request it manually and you will be paid within 3 business days after your withdrawal going to pending status. Moreover, you should stay an active member of 12DailyHits (have at least one running ad unit) in order to get paid. This measure was implemented by the admin Edgar (read my interview with him here) to increase the stability of the program and eliminate Christmas hit-n-runners. I’m sure the members should take it positively as it will surely prolong the lifecycle of the program.

SafeAtom (reviewed here) published another warning on their website regarding a phishing website where your personal info will be stolen and then used on the original site for withdrawing money. Please don’t go to those websites and submit sensitive info there or you will risk your SafeAtom account being hacked. These phishing sites are definite indicators of the enormous popularity of SafeAtom program that is paying 2% for 150 days since February 2008:
“WARNING!!! Another phishing site www.safatom.com. Be carefull our sites are only safeatom.com, safeatom.net, safeatom.org, safeatom.info. If you sign in on the sites safatom.com or safeatom.us your password will be stolen.”

Guys, it’s great to realize that we have such great programs like AggeroInvestment (reviewed here) that is about 4 months online and still growing and paying. Even being private AggeroInvestment gained much trust from the members that deposited thousands of dollars into it. This trust was won by the admin Roger (read my interview with him here) by his successful and dedicated job in running the site. I’m sure that in 2009 Roger will also be as proactive and inventive as he is now and the members of AggeroInvestment can reap the rewards of such a stable program where you can earn up to 127.5% in just 15 days of manual surfing. But even if you didn’t manage to join the site before the privatization there’s some good news for you too: Roger is planning to open the doors of AggeroInvestment for some limited time in the new year too. So be ready for that and watch for the updates on my blog! I’m sure you will not be sorry if you join this wonderful program. Here’s the latest update from Roger:
“I hope you are all having a wonderful week so far. It is almost the weekend and it’s time for another weekly newsletter. Not too much to be discussed today as our program is once again, running smoothly as ever. Anyway, here are some new developments:
1. Our member support is at an ALL TIME HIGH! I think many of you are starting to realize how lucrative our program is if you play it right. I also believe many of you are starting to trust the program even more. The past three days have been record-breaking in terms of monetary participation. Many new members from last weekend maxed out their accounts already in one deposit and adpack purchase. And many old members are putting in the big amounts also. Thank you for all your support! It just means that I have to work doubly harder to make you all money.
2. I’ve added a ‘GLOSSARY OF TERMS’ to your member’s menu. This, together with the ‘HELP’ link and FAQs, should help you out tremendously in learning how our program works. Please read them and if you have any questions, please contact your sponsor. They’ve been here long enough to understand how the program works.
3. In connection, once you learn the ins and outs of this program then you will be ready also to handle downlines/referrals of your own. It will be your turn to teach the future members about the program. This will happen anytime early next year when we re-open again for registrations.
4. I am still currently working with the owners of the forum that we will use as our main forum.
5. Expect some changes to happen on our 6th month anniversary, all for the good and longevity of our program. I will work with my programmer to install a ‘vote’ feature on our site so I will know what your inputs are to the changes I am planning. Yes, you heard that right, I actually plan ahead and I actually want your voices to be heard.
6. Our 4th month anniversary on December 27th will be GRAND! I have some exciting things in store for all of you. That’s all I can say for now.
Christmas is just around the corner. Celebrate it with your family and celebrate it well. I wish everybody a fruitful and merry Christmas. Love one another!”

The best low-ROI program as we leave 2008 is undoubtedly GoldNuggetInvest (reviewed here). In my opinion, it’s the most stable program too as it’s successfully online and paying its members for more than 2 years now. Not many HYIPs can boast with such results. And so much time of successful work online is the best indicator that GoldNuggetInvest has some real sources of income called “arbitrage betting”. If you want to know more about how the administration of GoldNuggetInvest make money for the members please read carefully my interview with Robert Spearman, the admin of GoldNuggetInvest, published here. The latest update from him is again something exciting with a lot of contests and prizes to the members so don’t miss the opportunity to participate and win! Also please take some time to read this quite lengthy update and take note of the holidays schedule GoldNuggetInvest will work during this Christmas season:
“We are approaching the end of 2008 and we would like to take this opportunity to reflect this passing year from GNIs point of view. Most of your are aware of the big changes, GNI was undertaking in 2008!
In May we opened our doors to new investors which was a big step for us, followed by a lot of discussions between Jurgen and I and the main question was, if this step would be beneficial for GNI in the long run. Now, after almost eight months of public operation, with currently more than 1500 members of which 1058 have active deposits with us and a current pool volume of close to $600,000, we can say without a doubt – yes it was!
We are glad to went the extra mile, despite all the work involved and we will continue to do so in 2009!
Let us please express a BIG THANK YOU to all of you, our members, active or passive, who helped us to develop our project to the stage were we are now! In 2009 we will go a step ahead again to secure that GNI will always be your preferred and reliable second income opportunity. We will go another extra mile at the beginning of 2009, so please look out for exciting news awaiting you in January.
I also like to take the opportunity of this last newsletter of 2008, to remind you about our current promotions, in case you have missed it:
1. Until December 31 you will gain a 10% referral commission, instead of the regular 5%. So get hurry, invite your friends and pals and make them part of our family – and earn some extra money! Some members asked us in the past how to promote our project. Well, there are millions of websites out in the web where you can post your reflink, write something about us in conjunction with your reflink or post one of our banners. Or if you have your own website or blog, take one of our banners and post it there.
You will find your reflink on the main page of your back office. Please do promote our project fairly and without spam involved!
2. Have you ever created a webcam movie, Flash animation or PowerPoint presentation? Create your GNI movie, inform others about our great project and get rewarded! It is easier than you might think and you can just sit in front of your webcam and share your experiences with us, or create a step-by-step tutorial how to sign-up and deposit. We will reward the three best movies with $300 for the 1st prize, $200 for the 2nd prize and $100 for the 3rd prize. This competition is open till December 31. Furthermore we will add a gallery page to our site and show your creations to our member base. In addition you can post this movie on the internet together with your reflink and earn referral commission. I will give you some tips and hints where to post such movies in our newsletter next week.
3. Something good to say about GNI? Send us in your testimonials and we will publish them on our testimonial page, which will be soon added to our website. The three best testimonials will be rewarded, with $300 for the 1st prize, $200 for the 2nd prize and $100 for the 3rd prize. Please send your testimonials to our email address at goldnuggetinvest@gmail.com with Testimonial in the subject.
Our Testimonial page will be up next week, just before Christmas and the first testimonials we have received will be posted there.
All prizes will be awarded by a panel of judges, comprised of industry insiders and members of our project. More information about this panel will be announced in our first newsletter in January 2009.
4. Finally there is the Grand Prize! A lifetime investment of $1,000 in our Weekly Fixed program, generating a $60 income each and every week. This Grand Prize will be drawn at the beginning of January. All participants in our movie and testimonials competition, as well as anybody who referred at least one new member with an active deposit during the month of December will take part of this draw.
Lastly I would like to let you know about our Year End Holiday schedule. As usual you will earn interest week-daily from Monday to Friday, if you have invested in our Daily Variable program or weekly if you have invested in our Weekly Fixed program. The only difference is, that we will not be available for all our services on certain days during this festive season.
GNI Year End Holiday Schedule:
Dec. 24 Christmas Eve – Normal operation until 3pm GMT: Please note that the last withdrawal requests will be processed at 3pm GMT.
Dec. 25 Christmas Day – We are closed for Christmas: No withdrawals and no support on this day. Interest for our Daily Variable program will be posted on Dec. 26
Dec. 26 Boxing Day – Normal operation until 3pm GMT: We will post double earnings for the Daily Variable program for Dec. 25 and Dec. 26 on this day. Last withdrawal requests will be processed at 3pm GMT.
Dec. 31 New Years Eve – Normal operation until 3pm GMT: Please note that the last withdrawal requests will be processed at 3pm GMT.
Jan. 1 New Years Day – Welcome to the new year! We are closed for New Years Day: No withdrawals and no support on this day. Interest for our Daily Variable program will be posted on Jan. 2, 2009.
Please note again, your earnings of the Daily Variable program will not be posted on Dec. 26 and on Jan. 1 – but your earnings for these days will be posted to your account on Dec. 27, respectively Jan. 2, if you have invested in our Daily Variable program. Investments in our Weekly Fixed program are paid as usual, every seven days from the time of your deposit.
Please note also that response to support tickets during this days might be delayed. We apologize for the inconvenience this might cause, but apart from Dec. 25 and Jan. 1, we will be around and attend urgent support requests.
We would like to wish you and your families a Merry Christmas and a prosperous New Year 2009 and for those of our members that do not celebrate the Christmas Holidays, a heartfelt Seasons Greetings!”

The holiday schedule was also delivered to the members of StrictPay debit card holders (it is an extremely handy thing by the way if you use StrictPay on a regular basis). Please pay attention and take note of this schedule if you use StrictPay debit card:
“We just wanted to take a minute to remind all customers with a StrictPay MasterCard or Visa debit card of the non-business days recognized by the debit card provider upcoming so they can plan accordingly. There will be no debit card loadings on Wednesday December 24th through Sunday December 28th due to the Christmas holiday and the following weekend. There will also be no debit card loadings from Thursday January 1st through Sunday January 4th due to the New Year holiday and the following weekend. Any requests for debit card loading during those time periods will have the funds reaching your debit card around the end of the business day on the Monday following, as that will be the first business day. Thanks as always for choosing StrictPay as your payment option.”
By the way, for those interested in knowing more about StrictPay debit cards and StrictPay payment processor as a whole please refer to my interview with the admin published here.

I would also like to mention some programs which paid me today: EKOFunds, NoRiskInvestment, AggeroInvestment, Youmilex, MutualForexFund, IntensifyFunds, GrandTrade, HermisCapital, CapitalCorpex, ANOI, InoFund, ResidualForexIncome, SafeAtom, FXOIC, 12DailyHits, SilverInvest, MajorBarter, Olympex-Group, 2008-N, DailyDiamondSurf, NovalexFinance, W-MTFund, GoldNuggetInvest, Giant-Investment and EmeraldProLtd.

I would also like to introduce to you another program I joined and deposited into recently but haven’t been paid yet. It’s called EliteFundGroup and offers up to 1.9% daily interest for 35 business days and up to 14% weekly interest for 7 weeks. The deposits are accepted in LibertyReserve and PerfectMoney and the minimum deposit is only $10. I joined EliteFundGroup on Friday so I expect to be paid on Monday. EliteFundGroup is hosted on a DDoS-protected server by BlackLotus and launched just a couple of days ago so there is a good opportunity to profit from it. I like this program and hope to review it very soon, after receiving the first payouts. By the way, the next post will be published on Monday as I will take a well-deserved day off tomorrow. See you then guys!