30/06/2011. HyperCompound Review and Daily News from the Industry

 BEWARE! HyperCompound has stopped paying! Do not invest!

Hello everyone! One of the most unique online investment programs I’ve come across in recent times has got to be one added to my monitoring list just two days ago called HyperCompound. I must say at the risk of sounding a little bit biased but I do have a good feeling about this one right from the start. Of course I know the success of any program can depend on any number of factors totally beyond the control of any one person involved so I wouldn’t get too excited just yet, but I do feel that as long as things go smoothly then this one could have a big impact on the industry in the coming months.

To start with HyperCompound is a long term investment program. On the face of it it’s a little complicated, but only at first because it’s quite unlike anything else around at the moment. The investment plan can be tricky to explain but fascinating to analyze because the possibilities are almost limitless. It really is a case of just deciding what you want from the program and then spending a few minutes to do some calculations to see how to get it most effectively. It’s more difficult to give specific examples of how the HyperCompound plans work out in practical terms (you’ll need to do that yourself) but you can spend hours playing with the numbers and checking all the different possible outcomes.

For the sake of keeping this review simple, I’m going to say that HyperCompound‘s investment plan runs for 100 business days (20 weeks). In actual fact it’s up to you if you wish to leave early or allow it to run beyond that point, but the optimum or suggested duration is 100 business days.

During that 100 business day period you will receive two separate daily interest payments. One is The Base Rate, a fixed daily payment based on how much you have invested just like you’d find in any other HYIP. The other is called The Bonus Rate, and this is where things start to get interesting for HyperCompound. You are allowed to withdraw your principal from the program at any time, however the longer you leave it in place the more this Bonus Rate will pay you. It increases with every single day you remain a member.

But let’s not race too far ahead just yet. We’ll go back to a few of the basics, starting with the fact that you can join HyperCompound for as little as $1. The plan runs for 100 business days, making daily interest payments from Monday to Friday. The rate will depend on the size of your principal and will calculated as follows:
Amounts from $1 to $99 will receive a daily payment of 1.5% interest. From $100 to $199 will receive 1.6%. From $200 to $499 will earn 1.71% per day. An investment from $500 to $999 gets paid 1.85% per day. An investment between $1,000 and $1,999 will earn 2% per day. And anything between $2,000 to $4,999 will earn 2.16% interest per day.

If you wish to invest more that $5,000 then you can find the details on the HyperCompound website. The maximum rate you could earn is 3% per day, however that would require a $50,000 deposit.

So that’s the Base Rate established, but what about the Bonus Rate? Well, as I said you can leave the program at any time but by staying for a longer period HyperCompound will reward you with a bonus payment which is not only made everyday, but also actually increases every day you remain a member. It starts with 0.01% of your principal on day one, and increases by 0.01% for each subsequent day you remain a member. So for example by the tenth day you you have a deposit with HyperCompound in addition to your Base Rate as described above you will receive a bonus of 0.1%. After 50 days this rate would be 0.5%, after 55 days it’s 0.55%, after 60 days it would be an extra 0.6%, and so on all the way to a bonus of 1% on day number 100.

Now we come to withdrawing your principal. You may withdraw at any time but only for a fee. This fee decreases with each passing day you are a member of the program. For example if you were to leave on the first day the fee would be 100% (clearly impossible), but it drops by 1% every day you leave your principal in place. So leave after 25 days and the fee is 75%, leave after 50 days and the fee is 50%, leave after 75 days and the fee is 25%, and so on. This continues until the final day of the suggested 100 business day plan when you can either withdraw your principal in full without any fees, or leave in in place and continue earning at the same rate you were being paid on the final day of the term. So that would be your Base Rate plus what’s by now become a 1% Bonus Rate every business day.

As you can see it’s all been quite cleverly arranged to reward loyalty to HyperCompound and maintain a stable membership by penalizing those who would leave early. So keep in mind that while HyperCompound is a highly original concept and potentially a highly profitable earner for you as well, it is perhaps not suited for those looking for a fast buck after a couple of days. There are too many variables to make a practical example of how a “typical investment” might work (and I don’t believe there is such a thing in this program) but it’s one for the more experienced HYIP players with an eye to longer term more stable earnings. Though shorter term players are equally welcomed as it never hurts to diversify your portfolio.

Payment options themselves are a little limited if using online payment processors. HyperCompound only use LibertyReserve and PerfectMoney. Bank wires are available to those who prefer not to deal with online processors so contact the admin for further information. The service improves a bit however with the use of instant payouts. Just log-in to your account, request the money, and you should receive it in under a minute.

But rather than concentrate just the payment options, think instead about what they’ve done to the whole payment structure. They organize it in such a way as to allow you to withdraw your principal and leave the program anytime you like, but also to make it that once you do join you are unlikely to ever actually want to leave. It maybe to over simplify it somewhat to describe it as a type of “carrot and stick” approach, but basically what happens is that the earlier you try to leave HyperCompound the more you will be penalized. But then, when you decide to stay, your interest repayments start going up.

The design and security of HyperCompound is up to a good standard as you might expect from such a highly original program. The script is totally unique and customized for the program. The website is secured with SSL encryption from Comodo, and is hosted on a dedicated Staminus server. You may contact the HyperCompound support team by mailing them directly at the email address provided or to their postal address in the Seychelles where they are supposedly a registered company. Don’t read too much into that however. Anyone can register a company, but it never guarantees you a cent in return. You can view the certificate of incorporation on their website. They have a telephone number as well, though the best method is most likely to fill out your details on the online support form and submit it that way.

To see a program reward long term loyalty from it’s members like this is encouraging, and I for one think it’s a good idea. Recent (mostly short term) examples in the industry seem to indicate that the easier part of the job for admins these days is getting members. HyperCompound seem to have come up with a good solution to the more difficult part by finding a way to keep them. As I said earlier, a lot of things need to fall into place before a program can be deemed a success, that’s why HyperCompound is still only taking it’s first tentative steps in that direction. Potentially it’s a hugh hit but as I would always remind readers considering any online based investment opportunity to spend cautiously, stay within your limits, and try to diversify your portfolio.

DAILY NEWS FROM THE INDUSTRY.

Let’s start our update for today with some good news for the investors of MGFunds (reviewed here). Apparently the site fully recovered today and the admin Mark promised to pay all the outstanding withdrawals as soon as possible. Also he issued a word of caution regarding their former hosting company BlackLotus. He alleges they were the ones who made moving to another service provider essential for the survival of the program due to the sub-standard quality of their service. Well, I can’t confirm or deny any of this myself but you are welcome to draw your own conclusions after reading the following email from MGFunds. I also hope to be paid by tomorrow as promised and will report on my blog if the admins fulfills his promise. For now MGFunds will remain on Paying status on MNO as the admin kept everybody updated during the downtime and I can’t see any lasting damage if the payments resume properly soon. Here is the latest newsletter in full announcing the site’s comeback:
“MGFunds site is back online and 85% operational after 36 hours down. Sincerest apologies for any inconvenience caused by this unforeseen event. If there is anything to learn from this, we have, and we are now ready for it! We are waiting a security audit and few more updates before we are 100%. Word of advice for anyone who is looking for a honest and secured hosting:
Stay away from Black Lotus! They will betray you, and break their promises. Note, all outstanding withdrawals will be processed asap and per our policy. Please remain patient and rest assure we are aware on and working on it. Tomorrow we celebrate half a year online and growing over the long term.
If you have any questions or issues, please don’t hesitate to contact us.
With much respect, CEO, Mark Goodman. MGFunds”.

After doing an interview on MNO (check it out here) the admin of BrantonsGroup Elizabeth is eager to extend her advertising platforms and attract more new investors. So far she had a few interviews published on HYIP related websites, the latest of which was done with E-commerceJournal. The link was given in the latest update posted on BrantonsGroup‘s website:
“Interview at E-commerce Portal. Learn More
Greetings everyone! We hope everyone is doing well and we provide good support to you. Things are looking great at BrantonsGroup, we are able to keep up with daily work and are constantly growing. For all those who like to read interviews and learn more about our company – we welcome you to visit E-commerce portal and read the interview provided by Elizabeth, one of our representatives who is responsible for relations department, customer service and financial advisor function. Interview can be found here: http://ecommerce-journal.com/news/48449_brantons-group-we-love-what-we-do-and-we-have-zero-reason-disappear Please let us know if you have any suggestions, we value your opinion and try to satisfy your needs.
—BrantonsGroup Administration”.
BrantonsGroup is a program that has been monitored on MNO for eleven weeks already, paying instantly to AlertPay, LibertyReserve and PerfectMoney accounts. The plans offered were properly analyzed in my review of the program posted here and include 0.5%-1.6% for 150 business days and variable returns for 200 business days with principal returned on expiry for both.

The admin of PowerfulStrategy (reviewed here) announced that some stricter security measures had been implemented on his website to remove the ability of hackers to change e-currency and e-mail accounts of the members. So from now on only the admin can do it manually on request:
“For the safety of our investors, we have disabled the ability to change email and e-currency accounts in the settings.”
Just two days ago I sent some questions to the admin of PowerfulStrategy and I hope he will answer them soon. PowerfulStrategy offers instant payouts to AlertPay, LibertyReserve and PerfectMoney on the following plans – 1.8% for 10 business days, 2% for 25 business days, 2.3% for 60 business days and 2.8% for 120 business days with principal paid back expiry of all of them.

The administration of ViscoCorp has added another useless plan today paying enormously high 10%-15% for 90 days for deposits higher than $500. Needless to say that since the program only accepts LibertyReserve and most probably will pay only on expiry it’s highly unlikely you will ever see your money back. Anyway, that was how the program earned the money to continue payments on the daily plan where you can earn 1.5% for 100 days (read more about that in my detailed review of ViscoCorp posted here). This is the latest announcement of the new plan posted on its website:
“90 Days Plan Launch !
Interest 10%-15% will be sent to your account daily for 90 days.
Principal deposit included the interest return. Interest GUARANTEED.
Limited invest amount offered, will be closed for invest once the units sold out. 1 unit = $500.”

As promised I have to report that I was paid by OnlineWealthFund late last night as many other investors who joined the program in the first days. The shortest plan paying 1.9% for 14 days with principal returned on expiry has been finished while we will hopefully see the payouts to longer-term plans offering 2.3% for 21 days and 2.9% for 42 days with principal return paid via LibertyReserve or PerfectMoney. More about OnlineWealthFund can be found in my review of the program published here and my interview with the admin Gene here.

I have to warn my readers against investing in DranTex which is most probably collapsing now, after the first week online. A once promising program managed to turn into a nightmare for some unfortunate investors who were unlucky to invest in its 120% after 7 days plan. According to many complaints I have received today there was some issue in the GoldCoders script which prevented the principal being credited back to your account on expiry. Most likely the admin of DranTex cannot fix the issue and is trying to close the program now due to that. Just yesterday he was eager to send me the answers for the interview and explain why he recently sent the wrong link to his MNO review to his members (he sent a link to that of another program posted two years ago). Today though I see absolutely no reaction to my emails which I sent to help readers to get their issues in DranTex fixed. Unfortunately no reply in this case is less than encouraging and I believe the payouts will be stopping shortly. So, please do not invest in DranTex which was moved to Problem status on MNO along with IntelliCapital and AdvanceFund due to selective payouts!

The list of the programs that are still paying me is more impressive and there were a few more added to the Premium list on MNO today. The ones that paid me for the last 24 hours include:
TrueWealthAlliance, Insectrio, GorgonProjectInvest, HyperCompound, OnlineWealthFund, FeoCash, BaseBucks, EarnGroups, BrantonsGroup, EurexTrade, AlphaForex, SafeDepositary, ReProFinance, PrimFix, StockBiz, StraDox, GulfReserve, EurosFund, PowerfulStrategy and GlobalFxTrades.

The first of the new programs added to MNO today was FxLandiar. This is a new program that just launched yesterday and offers 2%-3% for 5 days and 2.5%-5% for 30 days with principal returned on expiry and instant payouts to LibertyReserve and PerfectMoney. FxLandiar is running off a licensed X-HYIP script and many experienced investors will immediately recognize its interface once they are logged in as quite a few good (and not so good) programs were running on it during the last few years. Of course the same script doesn’t mean the same admin and I believe every admin has their good and bad programs alike. The site of FxLandiar is SSL-secured and is hosted on a dedicated server. More details about FxLandiar will be in the upcoming review on MNO which will be published over the weekend.

The second new program on my Premium list tonight is called MonetaryOasis. This one is running off a highly customized script which slightly reminded me of that used by ExoticFX with a lot of different codes for the extra security assigned to you during the registration process and sent to your email address to be used in every withdrawal and change to your account. Apart of the interesting script MonetaryOasis features a quality custom layout, SSL-secured site hosted and protected by one of the best hosting providers in the industry – Dragonara. They also feature some attractive investment plans including – 1.9% for 7 days, 2.4% for 14 days, 2.9% for 21 days and 3.4% for 28 days. LibertyReserve and PerfectMoney are the only payment options being used. On all the plans the principal is returned on expiry but the minimum will be different. More on MonetaryOasis‘ features and a full analysis of its investment plans will be in the upcoming review on MNO published soon. Stay tuned for that as I believe MonetaryOasis has a good chance to become the next big thing!

The third program added to MNO today is UniPrimes, or Universal Primes as it’s also called on the website. The program launched today and accepts all the main payment processors including AlertPay, SolidTrustPay, LibertyReserve, PerfectMoney and GlobalDigitalPay. The minimum to invest is quite high though and starts at $20 for their daily paying plans (10% for 14 days including the principal and 3.5% for 21 days with principal returned on expiry). A higher minimum of $50 is accepted on the plan paying 120% after 7 days. In my opinion, the daily paying plans are much better anyway, because they allow you to reduce your risks and offer comparatively high returns. The overall layout of UniPrimes is fairly uncomplicated as the program is running off a well-known licensed script by GoldCoders. UniPrimes is hosted on a dedicated Staminus server with Koddos protection so in my opinion it’s highly unlikely to face any serious downtime. More about the program will be posted in my review in a few days from now. Stay tuned for that, guys!

I can see that as the weekend is rapidly approaching I’m sure you have a lot of plans for your time off. But don’t forget to check out the daily news on MNO as it might well save you time and money and the reviews which will help you make a reasonable investment decision. Feel free to email me with your questions here and even better if you subscribe to receive my daily news straight to your mailbox (powered by FeedBurner). See you tomorrow on MNO!