Dec 31st, 2012 Archives

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Beware! GISolutions has stopped paying! Do not invest there!

Hi everyone! I know I said I was going to post last night but I decided not to for a couple of reasons, plus I also wanted to spread things out a bit due to business being slower than usual during the holidays. But that suits me fine as well as I have a lot of plans for the next couple of days, though today being the last day of 2012 it’s definitely going to be the last post of the year. I guess this is the time when most people start looking back on their own highlights while at the same time looking at ways to advance themselves and make better choices for their lives in the next 12 months, and of course I’m no exception to that. Some of my own favorite events of the year included spending almost a month on vacation exploring the cities, lakes, and forests of Finland before moving back to London and being so lucky with so many events in the Olympic Games this year, which was truly a once in a lifetime opportunity. It was also a successful year for my business with MNO in a stronger position today than 12 months ago, or at any other time in the past for that matter, so I’m also committed to improving on that even further for 2013 which will require a lot more hard work (something I happen to welcome, because I know the rewards that come with it!).

But enough about that for now, because we have plenty of news to get through today, starting with a brand new longer term program called GISolutions which only just launched and came straight to MNO for monitoring. So for the last review of the year I’d like to take a closer look at its investment plans as well as the other main features, and see if GISolutions have anything you think might benefit your portfolios for the new year.

There’s really only one investment plan as such, but it’s then dressed as something a bit bigger as there’s three variations to it based on how much you want to invest. Only one of them is in any way affordable anyway so the other two will be of little interest to the majority of readers, though I’ll go through them all for you anyway. The first of these options is called The Beginner Plan, and can be joined for a minimum deposit of $10. For this, GISolutions are offering a daily interest payment of 3%, but what’s a bit unusual here is the length of the investment term. It runs for 60 calendar days, which is nothing unusual, but payouts are only made from Monday to Saturday, but never on Sundays. So it’s neither exclusively business days nor calendar days, but something in the middle. Now because of the odd schedule, the number of payment days is 60 but as Sundays are taken out of the equation then the term itself is more like 70 days. On expiry GISolutions will not be adding your initial principal to the payments as they have counted is already as part of the payments. That means your final return from the entire cycle would be 180% or 80% profit. The maximum spend here is $5,000.

For deposits starting from $5,001 GISolutions have The Professional Plan. Again with an investment term of 60 calendar days, payouts to members are only made from Monday to Saturday. The rate on offer is 3.25%, giving you a total return of 195% by the time you get the final payment. GISolutions include your original deposit in that, leaving 95% your final profit. The maximum amount allowed for this plan is $10,000.

And lastly for the big spenders prepared to gamble with upwards of $10,001 with a maximum amount of $50,000, GISolutions have The Investor Plan. Here you get the top rate available of 3.5% interest per day for 60 calendar days, no payments on Sundays. That should add up to 210% on expiry, assuming it works out for anyone brave enough to try it, or 110% net profit due to GISolutions already including your principal as part of the re-payments.

One very very important factor to keep firmly at the front of your mind when joining GISolutions is that they are one of the very very few online HYIPs to actually pass on their payment processing expenses directly to their customers. This will eat into your profits somewhat and you should really adjust your calculations to fit these unexpected charges, though to be fair they are at least mentioned somewhere in the program’s FAQ page so it’s up to you to make yourself aware of them. They are calculated as 1% for LibertyReserve and PerfectMoney, and 2% for all others.

As most investors expect a better range of payment options these days, maybe not in order to join but certainly before they’d consider the HYIP anyway seriously, you might like to know that GISolutions have all the popular options most players would be looking for. These include SolidTrustPay, EgoPay, PerfectMoney, LibertyReserve, and PexPay. Withdrawals are paid manually by the admin and so will need to be requested from inside your private members account area. Once done, you are then asked to allow up to 24 hours for your transaction to be completed. Just keep in mind that nothing will be done on Sunday so don’t count that (indeed, it may also mean payouts requested on Saturday won’t be seen until Monday either). A couple of other important points to keep in mind about the plans include the fact that GISolutions require there be at least $1 in your account before you can withdraw, so smaller investors please take note. Compounding is also allowed, something longer term readers here will know I suggest you avoid, though that’s just what I think so if you prefer to try it then it’s there for you. GISolutions have a built-in profit calculator where you can estimate what kind of return you might get from any particular investment.

On the design and security side of things, GISolutions is running off a licensed Shadow Script. One of the peculiarities to this by the way which you may not be familiar with compared to most other online HYIPs is that in a program running this you are first required to fund your account wallet when joining. Once you’ve done this you are then required to redirect that money into the plan of your choice in order to activate your investment and get it to start earning for you, so don’t forget to do that straight away because you won’t see a penny back until you do.

Apart from the script it seems Shadow are also the hosting provider, something one normally doesn’t associate them with but there you go. They are keeping GISolutions on a dedicated server with their own DDoS protection. Also included is SSL encryption for an extra layer of safety (safety of the website that is, not the safety of your money which is just as it is in any other online HYIP). Also included is a built-in Live Chat feature for contacting the admin for any account related issues or further questions, though I can’t tell you when, if ever, you might find someone logged in there. GISolutions also have a couple of e-mail addresses you can write to directly, or an online support for for members. If you want to try and speak to somebody in person the list a telephone number you can try your luck with, though again no timetable for when, if ever, this is active is posted. And finally GISolutions have a postal address in the UK which I happen to recognize as that of a virtual serviced office that can be used by anyone (so don’t expect to find anyone directly connected with the program there if you think you might find the admin).

Texts and website content are related to the activities of GISolutions, listing all sorts of things though none of them particularly new to the average HYIP admin (ForEx trading for example hardly taxes the imagination!) and none of them coming with any real evidence anyway. So until further notice you should know by now to play sensible with money you hand control of over to someone online. That involves establishing a modest spending limit that you can both afford to spend and afford to lose at the same time. And of course if you insist on playing HYIPs then try to protect yourself from heavy losses overall by keeping GISolutions (like any other HYIP you join) as a smaller part of a wider more diverse portfolio.



Getting back to the theme of New Year nostalgia, I know I mentioned a couple of my personal highlights of the year at the start, but what about the business side of things? Well, that was quite easy and actually required very little thought at all – clearly the best program open to the public to join now, and I really do mean the very best by quite some distance – is ProfitableSunrise. OK, I know NewGNi is still in the #1 spot in my monitor, but I can’t really count that because technically that’s closed to new members at the moment and not open to the general public at all anymore. But in it’s place a more than deserving recipient of the best internet based investment program of 2012 is ProfitableSunrise, and by some considerable distance I might add. There are a couple of other giants around at the moment snapping at the heels of this program and competing for this coveted position, but you know good as their immediate competition is, I honestly can’t remember a single “complaint” about anything connected with ProfitableSunrise when there’s been a number of “misunderstandings” about their competitors.

So after a fantastic year for the program, and arguably one of the most successful years for any program in the industry for the last several years (I don’t know, ProfitableSunrise simply HAS to be in the Top Ten for the last five years by now at least) the rather excellent admin behind the whole thing, Roman, who was interviewed on MNO here, has decided to relax for a couple of days and allow his support crew a couple of well-earned days vacation time. And if a team ever collectively earned such a thing, it’s probably ProfitableSunrise. Over the past year their efforts in guaranteeing payments to the 1.6%-2% for 180 business days and 2.7% for 240 business days plans with principal back on expiry have been simply amazing, there’s no other word for it. The performance put in by Roman and his crew over this past 12 months is nothing short of embarrassing for anyone else hoping to compare themselves or hoping to compete with ProfitableSunrise. And so, and I really won’t argue with the rights of this, Roman is giving his team a couple of days off to celebrate the New Year with their friends and families. And I think that’s only fair, given the high performance these guys put in for us all, day in, day out, and almost nothing in the way of recognition. So I hope you’ll all join me in wishing Roman and everyone at ProfitableSunrise a sincere thank you for all their efforts over the last year, a great celebration for December 31st, and a very prosperous and well earned 2013! Below is the latest update from ProfitableSunrise (reviewed here):

ProfitableSunrise – Important Message!
My Dear Friends,
A quick message to inform you about a few minor changes in our Holiday Season schedule that you must be aware of when using your ProfitableSunrise accounts.
My team has been working really hard this year and I am sure you have noticed this. So, I have decided to give them a well-deserved break this weekend which will start on Saturday, December 29, 2012, and extend until Tuesday, January 1, 2013.
Due to this, we will only be responding to emails that require urgent attention. All general, technical and account related inquiries will be ignored until Wednesday, January 2, 2013. Please refrain from emailing us during this period unless it is an utter necessity.
It is also important to remind you that we will not be making interest payments on Monday, December 31, 2012 and Tuesday, January 1, 2013.
Thank you for your understanding. My team once again wishes You and Your Families a very Happy Holiday Season!
Remain Blessed
Roman Novak
ProfitableSunrise Founder


I must say that I was pleasantly surprised by the ability of the admin of UsdTrading to take his program back from the edge of the cliff where the program stood after a hacking incident and deletion of its database. It forced members of UsdTrading to either create new accounts and notify the admin or take their deposits and leave the program for good by having their original deposits refunded, if they were disappointed by the lack of security that led to the hacking in the first place. After a few days passed it looks that UsdTrading is still paying on the 7%-9% per business day for 30 days plan and after a few days online members are still being paid to their SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney accounts. Although the first investors will see a profit only in a few days I must say that the way how the admin handled the crisis was admirable and hopefully a good omen for 2013. According to the latest news posted on UsdTrading‘s website a few days ago all precautionary measures were taken to ensure it never happens again. Increased security is essential to the success of any HYIP and I’m glad the admin of UsdTrading (reviewed here) now knows this according to the newsletter posted below:

UsdTrading Operations back to Normal
UsdTrading team are extremely delighted with the cooperation extended and confidence shown by users during our downtime. As of now we have added back deposits to most of the users who had communicated us through email.
We would be requesting other users to communicate with us and get their balance credited for which we will be shortly introducing a Live Chat wherein remaining members can get their balances updates as soon as possible
After a continuous fight of 36 Hours We officially declare that WE ARE BACK TO NORMAL.
We have improved security levels both at site & Hosting. We will not be taking any second chance from users and will ensure not even a single issue gets repeated hereafter.
Thanks for Understanding & Supporting US


We all are well aware that admins who claim to take days off during Christmas and New Year holidays really only talk about this, but never actually do it for real. Yes, they stop making payments to anyone, but at the same time will continue taking your deposits. Doesn’t sound like a “day off” to me! My general advice in this case would be exactly the same – not to invest in programs that take too many holidays. I mean we all need a day off sometimes, that’s understandable, but some are just ridiculous. As I already reported about some withdrawal issues to Bank wires for FelminaAlliance members, all the withdrawals to SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney are processed within 24 hours without complaint from my downline. So I can safely assume the program is paying fine and keeps its Paying status on MNO. Please note that for the next week you have a chance to promote FelminaAlliance and get higher referral commissions than usual. The admin describes it as a Holiday Season Gift while I believe it’s just as essential to surviving the New Year. By the way, FelminaAlliance is also one of the oldest paying programs on MNO, after being added to my Premium Listing 470 days ago and online since July 2011 (!) So I really hope that after the festive season FelminaAlliance will keep paying on 0.8%-1.4% for 90 business days, and 1%-1.6% for 180 business days plans with principal back on expiry. To get a free $10 bonus deposit from the program, please contact me for a personal promo code to use during the registration process. Ordinarily the minimum deposit would be $20 (which you may still deposit if you wish), but with this $10 code you can join with a $10 minimum and have the admin add the other $10 on top. Online support of FelminaAlliance is still working over the holidays so you are welcome to contact them if you have any other questions. Here’s the latest newsletter from FelminaAlliance (originally reviewed here):

Holiday Season Gift!
We at FelminaAlliance Inc. are sure that you are enjoying your Holiday Season!
To make it even more enjoyable we are offering all members a referral commission bonus whereby you will earn special 10% referral commissions on all bank wire and e-currency deposits made by your referrals from Friday, December 28, 2012 until Sunday, January 6, 2013. For bank wire transfer deposits the deadline will be Sunday, January 13, 2013. This offer applies to both regular customers and regional representatives.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Wishing you a Happy New Year!
Marketing Department,
FelminaAlliance Inc.


From my previous updates regarding Nubcoyu you might remember the admin (interviewed here) is now on vacation while handing operations over to his favorite little helper Misaki Tanaka. Secretly the girl has decided to take a little New Year vacation of her own and since she’s young, might be late in answering support tickets and processing withdrawals. Acceptable? That’s up to the members so we’ll see the reaction there soon enough. In the latest newsletter Misaki apologizes, which may be excusable given the long holidays taken by some other programs, and gives a contact address in case your deposit in their 1.4% for 200 business days plan via SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve is not credited to your account instantly. Follow the instructions in the latest newsletter from Nubcoyu (first reviewed here) if this happens to you:

I’m on holiday ^_^
Hello everyones
Misaki here ^o^’ Please do not tell Mr. Nubcoyu I sent this newsletter on my own or he might get angry. I am in Okinawa. It is a chain of islands down the south of Japan. It is warm here compared to my hometown. I am at Miyako-jima island and am having fun here. I will process payouts as usual. I might be late sometimes so please forgive me.
If anyone has missing payouts please email me to and I will add that to account. I will try my best so everyone can have a good new year. I feel lucky that the world is not ending.
Mr. Nubcoyu have not contacted me since he left Japan. I wonder if he is doing ok.
Merry Christmas & Happy New Year 2013!~
Misaki Tanaka


Also caught up in the New Year spirit the admin of ReferToWealth (interviewed here) announced a 10% deposit bonus for all investments until January, the 2nd. I would like to remind you that ReferToWealth has been paying for a full month already on the following plans analysed in my review of the program published here – 1% for 150 days, 1.5% for 120 days, 2% for 100 days. ReferToWealth accepts a $10 minimum via four popular payment systems – SolidTrustPay, LibertyReserve, EgoPay, and PerfectMoney. I hope that this bonus is a genuine offer and not a pre-scam trick, but that’s up to you to decide:

New year’s bonus
Hello all,
Happy new year! We are offering a 10% bonus on all new deposits from now until January 2, 2013!
Regards, Admin


I already reported on MNO earlier that AustralianBusinessGroup recently faced a serious issue with its domain registrar, leading to a temporary suspension of the .com domain and the subsequent opening the mirror site on .net domain. I must it didn’t affect the payouts much, as they keep paying to LibertyReserve and PerfectMoney for 1% for 15 business days, 1.4% for 30 business days, 1.8% for 55 business days, 2.2% for 80 business days plans. By paying for two months to MNO readers and seven months overall (AustralianBusinessGroup first came online in the late May 2012) it rightly got some recognition after the admin fixed the domain problem, eventually restoring the original domain (the program is available on two domains now – with .com and .net extensions). Here’s what AustralianBusinessGroup wrote about the incident a couple of days ago: Restored
Dear Friends.
We restored domain please tell about it to friends and acquaintances.

The second update from AustralianBusinessGroup today says the program will take a week long vacation when payments will not be processed and interest will not be credited to members’ accounts. So if you’re joining AustralianBusinessGroup (reviewed here) it’s better to wait a week and see the schedule gets back to normal. Here’s the latest news from them:

New Year and Merry Christmas
ABG team heartily congratulates all a Happy New Year and Merry Christmas and a happy and healthy and successful investments.
Thank you for being with us.
In the New 2013 year we will bring you a lot of income.
AustralianBusinessGroup holidays from December 31 to January 4. Accrued income and withdrawal will be suspended on four days.


SolidTrustPay support staff will not be available today or tomorrow due to their own New Year celebrations. I guess they’re just as entitled to anyone else to a day or two off, and given that STP are one of the only bona fide fully legal and transparent companies you’re ever likely to deal with in this business, I guess the staff should expect as much from a responsible employer. Please make sure you allow them an extra day to reply to support tickets and process withdrawals. Expect STP to be back to normal by January 2nd just like the banks. By the way, if you want to delve closer into that payment processor and the services they provide, you can do so by reading the latest of three MNO interviews with its CEO Stella here. For the latest news on the holiday schedule please refer to their official blog or to the post below:

Customer Support Closure: December 31 & January 1
Please be advised that SolidTrust Pay will be closed on December 31st, 2012 and January 1st, 2013. Our regular operating hours will resume on January 2nd.
We wish all of our patrons a safe and happy holiday and look forward to serving you in the new year!


Some of you might have noticed that recently withdrawals from FxGP were not processed instantly as usual. Apparently this was down to some bizarre claim by the admin about some weird issues with GoldCoders script which allegedly prevented him from making instant withdrawals. Funny enough, he was able to pay me (a monitor, of course!) withdrawals to SolidTrustPay instantly while only LR and PM went to pending. And of course there were NO complaints from the literally hundreds of other HYIP admins using GoldCoders about it. I’m proud to say that MNO was the first monitor to put FxGP to Problem status yesterday after the admin failed to explain the reason for pending withdrawals for over 24 hours and thus scammed everyone. Paying from 9.5% to 10% daily FxGP failed to impress anyone as it didn’t bring profits even to the first investors, scamming under a week after launch. FxGP was the last total failure and Christmas scam and the admin was neither professional nor particularly smart, otherwise he wouldn’t have issued some stupid updates in the hope of anyone believing this nonsense. Please note that FxGP was moved to Scam status on MNO tonight, so please stop investing there!


Here is the list of the programs from my monitor that paid me for the last 84 hours:
From MNO Sticky list: CashROTOR, Mox, UsdTrading.
From MNO Premium list: ProfitableSunrise, EurexTrade, FelminaAlliance, SureInv, StallionGold, ProsperaNova, ProForexUnion, DiamondAsset, BensonUnion, 4FXInvestment, TureProfit, Nubcoyu, ReferToWealth, StraviaXgolding, EpicRoyalFund (the first payment received), GISolutions (the first payment received).
From MNO Standard list: UFOWin, AustralianBusinessGroup.
From MNO Basic list: XtremeRichness, TrackInvest, CheeseCash, PickProfit, PerfectLottery, Sun7Life, Fxen, InvestmentCapital, ForexMoneyBank, MainaLimited, Finance7, TheInvestmentBank.

That is all the news for today, guys. Again, thanks for reading and all your support in 2012 and hope that MNO will keep serving you in 2013. Please have a great celebration tonight and see you all in a day or two. Happy New Year to all of you and your families, I sincere Foundera href=””PickProfitly hope it’s a peaceful and prosperous one for all of us together, and at the very least I pray the new year is always better than the old one. Happy New Year everyone!

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