Jan 4th, 2013 Archives

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Hi everyone! If I didn’t mention it already I was spending the New Year holiday on the Isle of Skye off the coast of Scotland which I just left this morning. All I can say is that it really is a fantastic part of the world for anyone who loves hiking and the great outdoors, and I really envy anyone who opens there windows in the morning to a view like I had of the mountains there. But as the holidays come to an end for another year and the HYIP industry begins to recover as usual in January, I already have some new programs joining my monitor to tell you about. So the one I want to finish the first business week of 2013 with is one called AlphaCapitalFx which just opened less than a week ago.

AlphaCapitalFx have just two investment plans for you to chose from, though because both of which are quite different while still having their own distinct advantages, I think the choice here is better than you might think at first glance. The first is a short term payment-on-expiry plan, while the other is more of a medium term option with daily interest payments.

So starting with the shorter of the two, it’s called The Damier Plan, and AlphaCapitalFx‘s minimum requirement to join is $25 which is a bit above the industry average I think you’ll agree. The plan then runs for a term of 7 calendar days, paying members back just once on expiry. The rate is 107%. The final return includes your initial deposit by the way, so don’t expect that back separately, meaning your payment is made up of your own money plus 7% net profit. Or to put it in monetary terms, let’s pretend you invested $100 with AlphaCapitalFx. All things going according to plan, they should hand you back a single payment of $107 seven days later, or your own original hundred plus $7 on top for yourself. There’s no maximum limit placed on what you can spend in this plan, though that’s never an excuse to go past what you can comfortably afford to lose.

Although the AlphaCapitalFx website describes the above plan as being for “basic investors”, at the same time an average of 1% per day you stay with them is comparable to a lot of longer term programs with some big spenders. Still, if you’re looking for something a bit more aggressive, not to mention profitable, you can take a look at what’s called The Pilbara Plan. This one changes direction completely, running for a term of 31 business days (that’s just one day past six calendar weeks). For a minimum deposit of $25 AlphaCapitalFx are offering members a daily payout this time, at a rate of 5% per business day – that’s Monday to Friday only. Payments eventually come to 155% in total, with AlphaCapitalFx again including your original principal as part of those payments, so it’s your own money back plus 55% net profit for yourself.

To put that one into practical terms and compare it with the first plan, let’s say you invested the same $100 into this one. AlphaCapitalFx pay you back $5 per day, Monday to Friday only, allowing you to re-coup your original deposit after 20 payments (which is four weeks). Everything you get after that can be counted as pure profit, eventually coming to $155, or your own deposit plus $55 profit for yourself. Again, AlphaCapitalFx don’t impose any upper limit on deposits for this plan, but that’s not a green light to spend beyond your means either.

There’s a lot to like about the plans on one hand I guess, they being simple, reasonably achievable and, in HYIP terms, sustainable. And then on the other hand AlphaCapitalFx also compliment that with a decent choice of payment processors, though I think it’s probably fair to say that’s kinda become a minimum expectation for the majority of investors over at least the last year anyway (even if they were only going to use one processor in the first place, it always looks better to have the choice in front of potential customers). So as it stands AlphaCapitalFx are dealing with SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. Payouts to members are made manually by the admin and so your withdrawals need to be requested from inside your private AlphaCapitalFx member’s area. Once done you should then allow anything up to 24 hours for the transaction to be completed. The admin says they will try to be faster than that, but 24 hours is the maximum so I suggest you allow at least that before asking any questions.

On the design and security side of things, it’s a bit hot and cold if you want to put it that way, but the important stuff all checks out. For me I can’t really say I care much for the design or the graphics, all being a bit bland and uninspiring. I know some people will be put off by things like that, and there’s not a whole lot I can do to fix it, which only goes to underline how important a good first impression is in the HYIP industry. But don’t let it sway your judgment too much because when it comes down to what really matters then AlphaCapitalFx delivers. Hosting for example is on a dedicated server with the support and protection of BlockDos, who I think most regular players will recognize as a dependable service provider by now. In addition to that, AlphaCapitalFx is running off a script under license from ProBizScript who are also known for a stable overall performance. And plus that again, the website is SSL encrypted with an extra layer of security for safer browsing and more secure transactions. For any further questions about this or any account related issues you need to have looked into by the admin, AlphaCapitalFx can be contacted by filling in your details in the online ticketing form and submitting it via the support page. You should also receive a unique tracking ID# so you can follow it up if needed and help you make sure your query is dealt with in a satisfactory manner.

When it comes to the website content, it’s a bit thin to be honest, which is what I was getting at when I said I didn’t care much for the design. On the other hand there are countless HYIPs with bags of content and page after page of reading material, but so often turns out to be copy/pasted from somewhere else. So what AlphaCapitalFx lack in substance they kinda make up for by not wasting my time with anything. The most vague mention is made of them being somehow involved with ForEx trading, but as is generally the case in the HYIP industry no real evidence is offered of this that investors could independently verify for themselves before handing over the money. So I guess you all know what that means, right? That AlphaCapitalFx is to be treated like anything else you find in this business, which is as a high risk gamble that can be great if it pays off but not one worth spending more money than you can afford to lose on (just like all the others). That, plus if joining AlphaCapitalFx at all then only do so with them as part of a wider more diverse portfolio. But hopefully they’ll be paying all of us for some time yet.



I’d like to start the news update today with the latest from StallionGold. This long term program running for all of four months now and paying instantly via EgoPay, LibertyReserve and PerfectMoney on a 1.5%-4% for 100 business days plan with the original investment returned in four instalments – a unique feature discussed in my detailed review of the program published here. As the admin of StallionGold said in the interview on MNO (click here to read it) the program would further strive to reach a wider audience in international markets. Multi-lingual support is now available, plus professional translations into Spanish, French and Russian. It was recently announced that a Chinese version was to be made available. With literally a billion people speaking Chinese and the vast growth in opportunities the Chinese HYIP market can offer StallionGold I believe that decision will surely pay off within a very short period of time. Here’s the latest from StallionGold‘s website on this:

Website in Chinese
Dear investors and website visitors, in continuation of our efforts to meet the needs of our international community of clients, it is our great pleasure to announce that the website of StallionGold is now available in Chinese. To access the translated version, please use the link located at the top right corner of the site.


It looks like BensonUnion is back to a normal working schedule today as promised so hopefully we’ll celebrate the first anniversary of the program opened about a year ago. Unlike many other programs, BensonUnion has been quite stable over almost twelve months online and delivered fast and in many cases instant payouts to all the popular and not so popular payment systems accepted – EgoPay, PerfectMoney, PexPay, SolidTrustPay, LibertyReserve, and BitCoin. Investment plans remain unchanged since being described in the original review of BensonUnion posted on MNO last January (click here to read it) – 1.2%-2.45% for 170 business days with principal return on expiry. As the admin of the program Ragnar (interviewed here) boasted in the latest update sent today that this year is expected to be even better for BensonUnion whicn keeps expanding and will be available in more than 30 countries and over 50 thousand members worldwide. Well, I can only congratulate BensonUnion on such a great result and wish the investors even bigger profits in the year to come. Here is the last message from the program marking its successful comeback for the new season of payments:

2013: Take-off completed!
Dear BensonUnion investors! We hope everyone enjoyed the holidays, our team has completely come back to business today. First profits of 2012 was credited to investors’ accounts last night. This year will bring us much more success than 2012. At the moment BensonUnion has representatives in 30 countries of the world and this list will be expanding week by week. We are close to 50,000 active accounts now as we planned a few month ago. Stay tuned for new updates, giveaways and contests & enjoy the profits in 2013! Thanks to everyone for doing business with us!


Among the many people celebrating not only the New Year but the ancient Mayans miscalculations in predicting the demise of the planet in December (I still can’t get over the TV images of doomsday “believers” saying how disappointed they were about the whole thing, proving that some people are just never satisfied no matter what lol!) was the admin of Nubcoyu (interviewed here). Indeed the admin seems to be getting back to his best with his popular newsletters getting back to form, with some weird and wonderful personal tales woven in with news about the business. This latest instalment of the Nubcoyu saga however deliberately skips anything directly related to the program, focusing instead on purely personal and more fun matters. In that case I’ll just let you get on with reading it for yourselves, but will remind you that Nubcoyu (that’s also the admin’s own name by the way, which he shares with the program in case you didn’t know) does say we can expect an announcement tomorrow sometime on the winners of the latest competition held there so be sure and check that out if your a member. Nubcoyu offers one single investment plan paying 1.4% per day for 200 business days to SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. It was first reviewed on MNO here, and their latest newsletter is below. Enjoy!:

Nubcoyu New Year Special Issue 2013!
Merry Christmas & Happy New Year for all! I sincerely hope that 2013 will bring you all the post-apocalypse fortune and healthy lifestyles. Forget about the painful past in the Mayan’s calendar. It’s time for a fresh restart with your own’s new year resolution.
This New Year Special Issue of Nubcoyu Newsletter will be a “Business-Free” type of newsletter, on which we’ll talk only about fun and interesting stuffs. By the way, the December’s round winners of each contests will be announced tomorrow, so please expect it.
From Los Angeles to Phuket
I arrived here in Bangkok after a 16 hours flight from Los Angeles. I’ve been helping my friend starting up his own jewellery store. Phuket is said the province with one of the most beautiful beaches in Thailand. Most of you might have heard about how spectacular Pattaya is, but don’t overlook Phuket. Located in the Southern Thailand will sparkling blue sea and interesting local cuisines make Phuket a perfect province for summer like experience in the middle of winter.
Phuket The Paradise
Right after I’ve arrived in Phuket, I was greeted with smiling faces of the my old colleagues waiting for me at the Suvannabhumi International Airport. I was happy that they hugged me upon arrival, a very welcoming greeting in my opinion. Right after that, they took me right up to Phuket by the van, another 10 hours of travel. Urghhh…
We arrived at one my colleagues, Nam’s house by the Pathong beach at 6:30 AM. The beautiful sunrise somehow kinda reminded me of my high school first love, but yet kinda feels nostalgic and romantic in some senses. Straight away, I fell dead asleep on the beds, being so exhausted from the travel.
I woke up at 2:00 PM. Right after I walked out of the bedroom, I was welcomed with the tasty smell of the Thai food I miss so much. Som-tam, fried chicken, green curry, all of those do really bring me back to my youth. The scenery of the clear and blue sea with cool breeze blowing into my cheek really melts all the stress during the year away
Phuket Red Light District
I went out drinking with my friends at night, just like how most men would. Phuket is known to host a lot of foreign tourists and the pre-new year party was extravagant. But what’s beautiful here is the Cabaret show and the Agogo dance. I was blown away by something I can’t even find in Kabuki-cho, the largest red light district in Japan. This unique and rather beautiful club of Thailand is something you can’t miss!
My daughter and Misaki’s Tokyo Disneyland and Okinawa adventures
I seems like those two are on their own vacation without me knowing it again. I’ve looked up their LINE profile (a sort of social network widely used in Japan) and saw lots of pictures they took together. The first pile of images were clearly Tokyo Disneyland and the second is a pile of them in swimming suits by the sea. At first I doubted where they were until I’ve seen one of their pictures at the Okinawa Soba restaurant and some are pictures of them riding Yui Railway, a railway service in Okinawa. I really wonder how they managed to go there without the plane??
Anyways, I guess this is it for New Year special. I’ll announce the winners tomorrow as promised and will resume the Nubcoyu Friday Issue 11 next friday!
Best Wishes, Nubcoyu


As many of you have probably noticed, ProForexUnion has not been available for more than 24 hours. The admin kept answering emails and issued regular updates on their Facebook account where you can find the latest info on the latest developments. My email to him was answered within minutes, explaining that work was disrupted by a DDoS attack. In order to move the site to a more powerful server required some time in order to update everything. I can see that ProForexUnion is fully accessible now (at least, for me personally) and I received all my pending withdrawals promptly to my e-currency accounts. If ProForexUnion (reviewed here) is still not accessible for you please be patient and check it frequently as the in the latest update the admin promised to bring the site back to everyone within the next few hours:

DDoS attack on the site – we are working to resolve the problem, try a few hours.
DNS updating ! The site will be accessible within 12 hours.

ProForexUnion is one of the most successful medium-term programs running for over three months and paying on the following investment plans with principal returned on expiry – 1.2% for 20 days, 1.7% for 30 days, 1.9%-2.4% for 60 days. Currently the program also accepts all the popular payment options including LibertyReserve, PerfectMoney, SolidTrustPay, EgoPay and some other payment processors and internet banking options. It looks like going through all the various difficulties and downtime made ProForexUnion even stronger and I wish there was more such admins that fight for survival and not give up so easily. ProForexUnion is a perfect example of a program that can handle any difficulties with ease and come out from each and every battle even stronger than before.


Apparently the new short-term plan paying 135% after 10 days announced by ProsperaNova (reviewed here) on Christmas Eve went quite well and despite the cautious approach taken by MNO and my advice to avoid it, the admin is probably going to pay the first investors to join. It looks like he changed his plans for running his program and is apparently not going to scam just yet. Still, I believe that the extension of the short term plan for the next few days should signal trouble and the addition of three more days may just mean that the first investors (if there was any!) of this short-term plan will be paid at the expense of the new deposits there. I still don’t understand the motives of the admin (interviewed here) who replaced a long-term plan paying 2% for 365 days with the interest paid on business days and the original principal getting returned on expiry to some plan which clearly doesn’t belong to ProsperaNova and its concept of a stable and sustainable program that is going to be running for a long time. Therefore, despite any early payments processed on the short-term plan I would advise caution. Watch the program over the next few days when more when more deposits expire and ProsperaNova struggles to pay everyone, and if the plan actually closes on January 7 as the admin implied in the latest newsletter I believe it will be totally impossible to sustain. I know my forecast seems overly negative, but I’ve seen such tricks many times before with always the same negative outcome for investors. Their latest update is below:

ProsperaNova: Extension of the New Year’s plan
Dear investors,
Due to the fact that many of our users could not fund their ecurrency accounts during the holidays we received a large amount of requests for an extension to the New Year’s plan. We decided to extend the plan. The new end date is January 7th.
We would like to remind you that the New Year plan pays 35% profit after 10 days, plus your principal back.
Many of you did, as we very well expected, request that we keep this plan permanently, but that is not possible. Although you must admit our standard daily plan with 2% every day is not bad as well.
As you can see, we have stepped into the new year working, pushing forward, and we intend to keep at it. We promise you, our users, a successful and profitable year together with us.
Thank you for your trust.
Best Regards, ProsperaNova support


The first program to join my Premium List tonight was ZionFinance, so I’m going to say a few words on it now before reviewing it in full on MNO tomorrow. The program is not very new and has been online for a month and a half already, but the payments have always been prompt and with all the popular payment processors accepted – LibertyReserve, PerfectMoney, EgoPay, and SolidTrustPay – it might not have reached its peak yet. ZionFinance currently offers three investment plans that start from a $25 minimum. Interest is fixed and only depends on the invested amount. So, the first plan paying 3.5%-5.5% for 12 days returns your principal on expiry, while two others – 15%-19% for 8 days and 160%-200% after 14 days – already include it with the daily or on expiry payouts. ZionFinance is running off a licensed GoldCoders script and the payouts are processed by the admin manually within 24 hours of request. The website is SSL-encrypted by Comodo and hosted on a dedicated server by Koddos. After seven weeks online the admin not only listed his program on MNO, but also make it available on Facebook for further exposure. The latest newsletter posted by ZionFinance is dated today:

We are available on Facebook.com.
We have launched our official page on Facebook.com, the leading social network in the world. On it, we will be posting daily updates about our operations, services and news. Everyone is invited to visit and LIKE us.


The second program that joined MNO’s Premium listing is AlevrasInvestments. Unlike the previous one, this one only started today and therefore has a lot more potential to grow, provided the admin is capable of it that is. AlevrasInvestments (which also goes by the name Al-Invest) is running off a licensed but modified GoldCoders script, and payments to SolidTrustPay, LibertyReserve and PerfectMoney are promised instantly. I will be able to verify this only tomorrow after I’m due to receive my first payout from the only investment plan offered by AlevrasInvestments – 3%-6% daily for 55 calendar days. Please note that your original principal is returned on expiry. The minimum to invest in $20 and the more you invest the higher the daily interest you get while optional compounding is also offered. The security of AlevrasInvestments is of a very high standard with hosting on a dedicated server with DDoS protection by BlockDos and full SSL encryption by Comodo. I believe AlevrasInvestments has great potential and look forward to reviewing it as soon as my first payment is processed. Stay tuned for that, guys!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: CashROTOR, UsdTrading.
From MNO Premium list: ProfitableSunrise, EurexTrade, FelminaAlliance, SureInv, StallionGold, ProsperaNova, Mox,  ProForexUnionBensonUnion, 4FXInvestment, StraviaXgolding, EpicRoyalFund, GISolutions, AlphaCapitalFx (the first payment received).
From MNO Standard list: UFOWin.
From MNO Basic list: XtremeRichness, TrackInvest, Sun7Life, ForexMoneyBank, InvestmentCapitalMainaLimited, Finance7, TheInvestmentBank, Money&Credit.

That’s about all I can think of for today, everyone. As always thanks for reading, enjoy the upcoming weekend, and I’ll see you all again tomorrow!

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