Jan 24th, 2013 Archives

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Beware! VisitAd has stopped paying! Do not invest there! 

Hi everybody! I was just saying here recently, in fact I’ve probably said it here many times over the years, that when this industry starts to get really competitive as it is now it becomes essential for new programs to really distinguish themselves from the rest of what’s out there competing for investor’s money. Give them something that no one else does, or at least make your program memorable from the first visit. And that’s what the admin of VisitAd has done, the program I’m looking at before this evening’s news update.

To start with, VisitAd is a short term HYI program. You’d be forgiven for thinking it was an an autosurf program at first glance, but it isn’t. There’s a definite strong advertising theme to it, and indeed there is a surfing twist to it if you like, but if you’re a paid up member of the program then there is no requirement on you to view any ads. You just invest your money and collect your interest payments on it the very same as any regular HYIP. With VisitAd however there’s a very pleasant surprise waiting for you which I’ll get to in a moment, so let’s get the investments out of the way first.

You’ve basically just got one plan available in VisitAd, so it’s not a difficult decision for you. You either like it or you don’t, so you either take it or leave it, simple as that. The only variation is that the interest rate paid on your deposit will vary according to how much you’re prepared to gamble on it, with the bigger players as always being offered the higher rates. It’s affordable for most though, with only a $10 minimum required to join. The plan then runs for 20 calendar days, with VisitAd paying 7% interest per day to anyone spending up to a $500 maximum. This is called The Starter Plan and your original principal is counted as part of the payments and so will not be returned separately. Payments eventually add up to 140% in total, meaning you have your own money back plus 40% net profit for yourself.

Or to put it in monetary terms, let’s say you invested $100 in this plan. VisitAd will then pay you back $7 everyday until you have $140 in total. Your original hundred is earned back 15 days into the 20 day term, and it’s all profit after that.

If you’re feeling lucky and want to spend a little more, then there’sn The Executive Plan. VisitAd are accepting minimum deposits of $501 into this one, and you can spend anything up to a $1,000 minimum. In return the interest rate jumps to 8% per day for 20 calendar days, coming to 160% in total. VisitAd are again including your own deposit as part of the payments, so this time it’s your own money back plus 60% net profit.

And lastly there’s The Elite Plan for anyone prepared to risk $1,001 or more with no fixed maximum limit. All the features remain unchanged with the exception of the interest rate. For a 20 calendar day term VisitAd are offering a 9% return per day, principal included. That adds up to 180% by expiry, or 80% net profit.

While still on the subject of investment plans, I just want to quickly point out that the process of joining VisitAd is slightly different than most of the other programs you might be familiar with. It’s not difficult or anything, but because the program isn’t running off one of the usual generic scripts then it’s worth mentioning for the sake of anyone new to the online investments business. So upon joining VisitAd the first thing you’ll need to do is fund your account area with the amount you’re looking to invest. The money will just be sitting there doing nothing and not earning any interest so then you need to re-direct the money into the plan you wish to join. It’s only then that your investment becomes active, and you start earning from that point on. So make sure to remember this and to do it immediately when joining.

Apart from the investment plans however, there’s another way of making money from VisitAd that doesn’t involve any personal risk to you, or even you spending a cent of your own money. Remember the surprise I mentioned at the top of the page? By becoming a “free member” of the program, ie just opening an account there without making an actual deposit, VisitAd will pay you anyway! It involves some work on your part, but nothing too demanding. If you agree to surf 50 websites per day (in manual mode) then you can earn $1 per day for doing so. Maybe it doesn’t sound like a lot, but what do you expect for free? Taking into consideration how long the program could possibly run for, which is not something I’m prepared to speculate on but there’s no reason as of now to think it’s impossible for VisitAd to run for several cycles, then it could potentially add up to a nice little sum eventually. And hey, it’s not everyday you see a HYIP admin handing out free money, so what do you have to lose by giving it a try? Chances are that if you’re reading this review and interested in HYIPs in the first place then it’s likely you spend some time on the net most days anyway, so it’s not as if you’re being asked to go too far out of your way. Incidentally, it’s preferred that you use SolidTrustPay if you wish to take advantage of this offer, but if this isn’t possible for you then the VisitAd admin is prepared to make exceptions and allow you to use EgoPay instead.

Which brings me nicely on to the subject of payment options in the program themselves. VisitAd are using all the popular industry processors and so will satisfy all potential members on that front. You can join using SolidTrustPay or EgoPay as I already mentioned, or PerfectMoney and LibertyReserve if that’s what you’d prefer. Payouts are made manually by the admin and require you to log into your private VisitAd members account area and make a request. Once done it could take anything up to 48 hours for the transaction to be completed, so a little patience might be called for when waiting for your money.

Concerning the design and security features of the website, VisitAd is the latest program opting to run off the growingly popular ShadowScript who provide them with a licensed version of their product. It’s highly regarded in the industry these days and seen as a better quality alternative to the generic style ones seen so often. Slightly off topic but I did interview the ShadowScript developer recently which you can read here. But getting back to VisitAd, hosting is by CloudFlare who have the program on a dedicated server. The VisitAd website is also using SSL encryption by Comodo for safer browsing and more secure transactions. Customer support if you have any account related issues or further questions for the admin is available by filling in your details on the ticketing form and submitting via the contacts page. Plus, if it helps you, there’s a built-in google auto-translation tool to change the VisitAd website into another language. I know that these things are far from accurate (even funny sometimes as anyone fluent in more than one language will tell you) but it’s enough to give you a general idea of what’s going on in the program and what it’s all about. Overall the design of the site is quite sleek and you wouldn’t even think you were looking at a HYIP related website at all at first glance.

As for the financial side of things, the alleged business activities supporting the whole thing and financing members payouts is hardly a first for the online HYIP industry – advertising. VisitAd, as the name suggests, is an advertising based program that allows its members to publicize their own websites. Of course it doesn’t necessarily have to be your own website (there’s no obligation on you to advertise anything if you don’t want to) but if you wanted to put a ref link in there for another HYIP you’ve joined then you’re free to do so.

The obvious contradiction here of course is that if it’s advertising that’s really funding these massive interest rates, aren’t the advertisers and the paid members essentially the same thing? By becoming a paid member of the program you are also allocated a certain number of advertising credits you see, which in turn allows you to advertise whatever on the VisitAd website. So whether you actually own the website you advertise or not (or even if you advertise anything at all) is irrelevant, because it’s still all member’s money going around in a circle meaning that as a business model VisitAd has still to be treated like any other online HYIP. But I’m sure 99% of you had that figured out long before I told you! I just mention it for the benefit of those new to the industry, because the risk is always high, guarantees are non-existent, but if it works out then the rewards are great, but never permanent. So that means you must always set yourself a strict spending limit that you can afford to lose, and if joining VisitAd then try to keep them as a smaller part of a wider more diverse portfolio.



40Daily (to be reviewed on MNO tomorrow) is only in its second day online and the admin already significantly improved it by adding EgoPay as the program’s fourth payment processor after SolidTrustPay, LibertyReserve and PerfectMoney were in use from day one. So now you can deposit and get instant withdrawals on the 39%-40% for 3 days investment plan via all the popular payment options. I’m sure that this alone will lead to a significant boost in membership, which will surely be better than the trick used by the admin to allegedly claim four years in business (I will talk more about that in tomorrow’s review). For those who like to talk with support over the phone a US phone number was added to the Live Chat feature, though as far as I can see it’s not yet properly configured anyway. I hope the admin will fix it soon. Here’s the latest newsletter from 40Daily in full:

40Daily – Phone support and EgoPay added
Great news. We finally added Phone support for our online investors. If you have any questions you can call us +14066627055 (USA) or chat with us through Live Chat.
Egopay was added too. Go to Edit account and add your Egopay Id, if you want to make a deposit.
Dont forget to post payment proofs on forums.
Best Regards


In the latest newsletter from BensonUnion the admin Ragnar (interviewed here) finally mentioned the wonderful achievement of passing over one year online (as the program was launched in January 2012). This is surely something to make investors speak even more highly of BensonUnion and further spreading the word. Ragnar boasted of 60,000 active accounts meaning that thousands in the 1.2%-2.45% for 170 business days plan with the principal returned on expiry are comfortably in profit now. Currently BensonUnion accepts a huge variety of payment processors along with bank wires, including LibertyReserve, PerfectMoney, SolidTrustPay, EgoPay, PexPay, or BitCoin. In the majority of cases payouts are instant.

The site was already considered one of the most promising HYIPs in my original review of BensonUnion posted a year ago (click here to read it) and how right I was. For the last twelve months has significantly outperformed even the highest expectations. BensonUnion is not going to stop there as further improvements are in the pipeline as announced in today’s newsletter. These include a video presentations that will be available in 10 languages (just like their current website interface and callback phone support) which will definitely help promoters the world over. Also, due to ever increasing membership BensonUnion has migrated to a more powerful server recently to cope with the growth, also announced in the latest newsletter which I’m re-posting for you below:

New improvements coming!
Dear investors! BensonUnion is becoming larger day by day and we currently serve over 60,000 active accounts. Yesterday we moved database to more powerful server because the previous one started getting overloaded last weeks so now everything works more stable. Our mission is to make BensonUnion a global worldwide-known company and we are doing our best to hit this target. After more than one year of stable work we decided to hire translate agency to translate our video presentation in 10 languages and it’s in progress already. It will be a good update for our international clients who is new to BensonUnion. Once its done, it will be easier for our regional representatives to introduce BensonUnion presentation in their native language. Stay tuned!


The first new program I’m introducing tonight is VFinance. The project just started today and went for Premium status on my monitoring straight away. At first glance VFinance looks really good with a custom made exclusive script, Comodo SSL-security and its hosting on a dedicated server with DDoS protection by BlockDos. VFinance also accepts all the popular payment options including LibertyReserve, PerfectMoney, PexPay, EgoPay, and SolidTrustPay. The minimum to invest starts from $10 and you’re paid 6% on every calendar day for the duration of 24, 25 or 26 days. The original principal is included in the daily payouts and the investment term will depend on the deposited amount which is quite unusual compared to other programs where the interest is usually variable. Withdrawals have to be requested manually in your account area in VFinance and are promised to be paid within 24 hours. The program makes a great first impression and hopefully it will live up to the high expectations some investors already have for it. I’m going to review VFinance in more detail within the next couple of days but meanwhile you can check out the website yourself and read the welcome message posted by the admin announcing the grand launch:

Grand launching of VFinance!
It is our great pleasure and pride to announce that VFinance has established its presence online. As of January 22th, 2013 all information about our company and about offered investment services can be found online by visiting our new website at VFinance.


The second program and finding its way to MNO’s Standard listing today after already being online for six days is InstantlyPay. As implied by its name, they offer instant payouts to LibertyReserve and PerfectMoney which are the only two payment options accepted. Deposits start from a $10 minimum, and depending on the amount you have the possibility to earn from 22% to 25% interest daily for the duration of 5 calendar days. So, your total net profit can be from 10% to 25% at the end of your investment term with InstantlyPay, and as you can imagine, the original principal is already included in the payouts and won’t be returned. As the program already finished its first investment cycle I can still see the potential as the interest paid is not big, and I can’t see many people depositing huge money in InstantlyPay during the first days online when it only accepts LR and PM anyway.

Apart from the instantly processed withdrawals feature I quite like that InstantlyPay is running off a totally customized script which I don’t remember seeing anywhere before, and for such short term programs it’s a definite sign of quality. The layout of the site looks professional, all the main questions are answered promptly, the site is SSL-secured by GlobalSign and is DDoS protected by CloudFlare on a dedicated server. All in all, the first impression of InstantlyPay is positive and I’m looking forward to review it on my blog very soon.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listProForexUnion, MGProfit, OilOfAsia.
From MNO Premium list: ProfitableSunrise, EurexTrade, SureInv, StallionGold, TureProfit4FXInvestment, BensonUnion, StraviaAIOFinanceVisitAd, 40Daily, HurricaneAssets, ADSolid.
From MNO Standard list: BGTGroups, AustralianBusinessGroup, TradExFund, InstantlyPay (the first instant payment received).
From MNO Basic list: TrackInvest, PerfectForex, Sun7Life, InvestmentCapital, Fxen, MainaLimited, Finance7, Money&Credit, TheInvestmentBank, FinanciaLtd, BerkeleyFinanceGroup (the first payment received).

That’s it for today, guys. I’ll see you tomorrow with the latest news from the HYIP industry and a full review of the already hit short term project 40Daily that found many investors after last night’s introduction on my blog. See you all then!

a href=”http://www.40daily.com/?ref=moneynews”

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