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28/04/2017. AurumBank Review and Daily News from the HYIP Industry


Beware! AurumBank has stopped paying! Do not invest there!

Hello everyone! As it’s Friday again and the end of the business week I hope you’re all looking forward to a couple of days with your feet up doing absolutely nothing! I know for a lot of people in many different countries this is also going to be a bank holiday weekend, so if that includes you then have a good one. It’s been a busy week in the HYIP industry, for me anyway, and it’s far from over yet as I have a couple of news stories to get through and some new programs on my monitor to review including two more new names I’ll be introducing in the second part of today’s update. But before all of that there’s one particular new addition to the MNO monitor’s Premium List that I want to talk about for a while called AurumBank. When I say new by the way, I mean it’s just new to my monitor. In reality AurumBank has been online for around two years now so I imagine some of the more observant readers may have come across the name somewhere already. In many ways however as we shall see it could be argued that AurumBank is only getting started, and in real terms is in fact very much a new program. For those not yet familiar with AurumBank then let’s take a closer look and see if they have anything there you might like to be a part of.
First of all a little background information. You are probably wondering how on Earth any HYIP could stay online for two years, especially since the industry has seen such a downward trend at the moment. Well, there’s no great mystery here. AurumBank has been running on autopilot as a “sleeper”. The admin simply creates a functioning website, and remember it doesn’t necessarily need to have anything whatsoever in common with the version of AurumBank we see at the moment, and buries it. You get it announced on the main HYIP discussion forums as proof of the starting date, maybe hire one or two discreet monitors that will keep a historical record of whatever small payments you need to make them. The admin can then keep this going for how ever long he wants, until such a time as he decides to sell it to someone who will take a more active role in running it as a business, or develops it himself into a proper working HYIP open to investors. In the case of AurumBank, and of course I’m leaving out a lot, this is the path it took in coming to you in the format we see it in today – polished and ready for business, and maybe I suspect a few more improvements yet to come.

Let’s move on then to what’s really important about AurumBank which is the investment plans. Your first impression here might be to feel somewhat overwhelmed as there are no less that 25 of them in total. It’s not really that confusing though as the vast majority of the plans can and will be avoided by almost everyone. They either cost ridiculously high premiums to join, offer vastly exaggerated and unachievable returns, or both. They are also “explained” (a word I use lightly here) in such a way as to be deliberately misleading. For example, all investment terms are measured in business days, but you are shall we say allowed to think it’s calendar days. Other plans appear to offer daily interest payments, but in reality AurumBank have compulsory 100% compounding (they prefer to call it “plowback”) in place so you only get one payment on expiry, and if you didn’t realize this before making the investment, well, tough luck. So I would urge you to pay very close attention to the following, an accurate description of how the plans in AurumBank actually work.

I’m going to start with a group called The Classic Plans. This isn’t the first group you will see in your AurumBank members area, but I’ll start with them anyway because I think they are the only ones that will make any real sense to most experienced readers. The first option here opens with a very affordable $10 deposit and runs for 260 business days. That’s 52 weeks exactly, or a full calendar year. During that time AurumBank are offering you 0.8% interest on your deposit every day from Monday to Friday. That adds up to 208% by the end of the term, when AurumBank offer to return your initial deposit. You reach the break-even point after 25 weeks, around six months, so only then do you start to see any profit. There is no maximum limit placed on investments here.

The second Classic Plan will set you back at least $350 to join, again with no stated maximum. The term length is cut back considerably to 110 business days, or 22 weeks. While this is running AurumBank offer members a daily rate of 1.1%, paid Monday to Friday, and your principal returned on expiry. That leaves you with 121% in net profits, a smaller number than the first plan but a much shorter 91 days to break-even and see your first profit.

As the remaining plans in this section open with a minimum deposit of $50,000 I’m going to suggest you look at your AurumBank members account area for further details if interested and move on to The Stable Plans which can be joined for a $750 minimum. For this amount your money is held for a 110 business day term and is described as earning 3% interest per day. The reality is that this 3% is kept by the program and is not allowed to be withdrawn by you at all. Officially this is re-invested on your behalf to give a compounded return of almost 2,500% interest. I think experienced readers will know what the odds are of any HYIP admin handing over that kind of money, for the newbies I’ll just say please don’t learn this lesson the hard way, and leave it at that. Remaining plans in this category open at $40,000 so check your AurumBank account area for more details if interested.

Next up is a section called The Prestige Plans. In practice these work the same way as the last group insofar as they make just one single payment on expiry to AurumBank members. The difference here is that it’s explicitly stated as such, not described as making a daily payment which you are not allowed to withdraw. To join in here AurumBank ask a minimum deposit of $850. The return after 110 business days unfortunately is 6,500%. I say “unfortunately” because if you are realistic about it you will know this is impossible. Remaining plans start from a $45,000 minimum so there’s no need to go into detail about them here. Check your AurumBank members area if you would like to see the numbers.

For The Premium Plans AurumBank return to compulsory compounding. So while you might like the sound of the daily interest payments they seem at first glance to be offering, you really only get one single payment on expiry. The minimum to join is $950, which the plan description says earns 7% interest per day, Monday to Friday only, for 110 business days. With that interest retained by the program at all times the actual offer is compounded to over 170,000%, so once again, this is simply not going to happen. The best way to describe an investment here is “donation”. Just for your information the remaining plans continue with a $50,000 minimum deposit so see your AurumBank account if you want to know more.

And finally we have The Partner Plans. As they come with a $60,000 minimum spend I doubt anyone has much interest in hearing about these either, but I’ll just tell you it involves compulsory compounding yet again. This in turn makes the suggestion that anyone apart from the admin will actually get paid here a complete work of fiction.

If all of that makes as much sense to you as I hope it does, then the next thing you need to know is what your payment options are. For now, and I think it will probably stay this way, AurumBank have a fairly predictable list of processors but with the main popular ones all there. You can use any of PerfectMoney, AdvCash, or Payeer as the more traditional payment handlers, and BitCoin for those who favor crypto currencies. Payouts to members need to be requested from inside your private AurumBank members account area. Technically these are promised to be completed manually within 48 hours, long enough in the first place but then we are told this could possibly even stretch to 72 hours over the weekend. I do get the feeling though that there may be a more casual approach to this rule and it might only be more strictly enforced when it comes to principal withdrawals. The reason I say this is because my own withdrawals have all been done within a reasonably short space of time so far.

On the more technical side of things, particularly in relation to design and security, it probably comes as no surprise to anyone that AurumBank is running off a script from GoldCoders. Most of the regular HYIP investors will recognize it as such, and it has all the trademark features and I will just confirm for you that it’s under license. Hosting is on a dedicated server with the support and protection from DDoS attacks provided by DDoSGuard. An extra layer of security is added with a superior Green Bar Extended Validation SSL certificate from Comodo to allow for safer browsing and more secure transactions.

If there are any further questions for the admin that you think he might explain better to you than this review or any other account related issues you need to have dealt with then AurumBank can be contacted through several methods. Assuming you have read the FAQ page and can’t find an answer there, you can either fill out your details on the online e-mail support form and submit it or alternatively you can simply write directly to the admin at the e-mail address listed. Although you should probably start by trying the Live Chat support as they might be able to deal with your queries in real time before you go composing any lengthy mails. There’s a postal address in the UK where AurumBank claim company registration, something which can be safely ignored as an extra provided for you by the service that carries out the registration for you and not where you would find anyone involved with the program physically located. On the other hand there is a phone number so feel free to call them if you expect someone to answer. Of more practical use is the list of social media networks where AurumBank have active profiles. You can currently find them on Facebook, Twitter, VK, and YouTube. Currently the AurumBank website is only available in English, though it’s strongly implied that this might change before long. There’s a regional representative scheme in place where other investors act as promoters and support operators in return for improved ref commission rates. Check out the list if you think there might be someone in your area or speaks your language you want to contact, or contact the admin if you are interested in becoming one yourself.

For the business activities, by which I mean alleged business activities, AurumBank are, we are told, “a global investment company”. Texts, while original, do seem to go around in a circle a bit, talking a lot but saying nothing if you know what I mean. In other words there’s a lot to read but no information when you get there and nothing to suggest there any actual investment business being run here. There are various registration documents you can view, all of which are easily obtainable online so make whatever you like from them. Just remember that even if any of the HYIPs you join were genuinely involved with a real business there would still be absolutely no guarantee their activities would bring you a profit. Remember that millions of dollars are lost in ForEx trading and the stock markets every day just as surely as its won. So don’t delve too deeply into that side of things if AurumBank is something you are interested in joining, just treat it like any other HYIP and behave accordingly. Set yourself a sensible spending limit that you can afford to lose, and try and keep AurumBank if you have anything there as a smaller part of a wider more diverse portfolio.

If you have already come to a conclusion about AurumBank then perhaps you wouldn’t mind sharing your thoughts with your fellow MNO readers. Are you more or less likely to join AurumBank now that it’s all been explained? Please answer the following opinion poll question, keeping in mind that it’s 100% anonymous and untraceable, as I think it will be interesting to look back on the results in the coming weeks/months when we have a better idea what direction AurumBank is going in. It will also demonstrate to HYIP admins (and not just this one) what investors expectations and standards are before joining a program. So:

Will you make an active deposit with AurumBank?

View Results

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The first program I want to introduce tonight is called Detron. The admin joined the Premium List on MNO yesterday, just after his program, otherwise also known as Developer Trade Corporation Ltd, passed two-months online. To tell you the truth, the very first time I heard from the admin was five weeks ago and back then he decided to postpone his listing on MNO for some reason. After two months of stable work and the first members in profit Detron returned for a more extensive advertising campaign and reach a quality target audience that experienced HYIP admin can only get with MNO. I must say that time was not wasted over the last few weeks and the version of Detron we can see now is much better than what I remember when I first checked it myself. It’s always good to see an admin constantly add new features and try his best to improve his project to get it to the new heights.

There are a few investment plans on offer with Detron for a $10 minimum via PerfectMoney, Payeer, BitCoin, and AdvCash. These have the additional advantage of instant withdrawals, always liked by HYIP investors. Detron originally launched with only one investment plan paying a 1% to 4% daily variable return depending on company’s performance. This continues until you reach 150% on your investment after which it expires. I believe that when making this investment plan the admin of Detron was inspired by the enormous success of BandeiraCorp (reviewed here), still running for 412 days and the #2 program on MNO. It offers exactly the same plan which proved to be both profitable and sustainable. Detron therefore is showing that it might be aimed for a long run as well, and with 1% to 2% daily profits on average it could just work for them well. Meanwhile the larger investors can invest in three new investment plans that were added to Detron just a couple of weeks ago. They offer 2.5% for 60 days, 3% for 50 days, and 3.75% for 40 days, principal included, and a 50% potential profit target to be reached by expiry of each. As with the best quality HYIPs, the administration of Detron has made sure investors get the best service and a feeling of quality when browsing the website. Detron is running off a totally custom made script which will allow easy modification should the need arise in the future. The site is well secured with a superior version of EV SSL from GeoTrust, and is hosted on a dedicated server with protection against possible attacks provided by GeniusGuard. The domain name of Detron is registered for three years in advance. The program has a representative page and accounts in major social networks, including lots of video testimonials and an official company video presentation (to be added to the MNOVision page as well by tomorrow). There is lots of points of contact to reach the support and documentation of the UK company registration as well as a financial reports page. Many news updates on a specially allocated page are updated regularly and I will start posting the newest of them from now on, since Detron is now part of the Premium List on MNO. I must say that the first payment requested earlier today was processed instantly as promised, and that allowed me to move Detron to Paying status on the MNO monitor and schedule a more detailed review for the start of the next business week. So don’t miss that if you wish to learn more on all the major features of Detron and its plans.


The second program that joined the Premium List on MNO just a couple of hours ago is a brand-new entry called UnityReserve. Straight away after seeing the website for the first time you can see it oozes quality, although the admin has deliberately started the program accepting BitCoin as the only payment processor in the early development stages. I can only guess that more payment methods will be added in the future, but wouldn’t bet on it myself. So, if you have an account in BitCoin you can proceed with a deposit starting from $10 in the BTC equivalent after creating an account there. Just like the other program just introduced, UnityReserve will pay you a variable daily interest rate which will be instantly sent to the same BitCoin account you joined with (your investment should be reflected in your account after one confirmation in Blockchain). As I have just added UnityReserve and haven’t made any withdrawals yet I will be able to confirm if withdrawals are actually instant or not by tomorrow, so watch closely when the status of UnityReserve on MNO changes to Paying. Depending on the day of the week and the variable profits posted on the calendar you potentially earn from 0.2% to 5% per business day (Monday to Friday) while on Saturdays, Sundays, and holidays the figure is from 0.2% to 2%. You will keep getting paid until the point you reach 160% on your investment with UnityReserve, which can be quite some time, because currently the average monthly profits are shown as close to 20%. However, that also means that the admin of UnityReserve will have more room for maneuver, as he will better balance the cashflow in the program which might greatly extend its lifecycle and bring investors more profit. Of course, it’s all just working well in theory for now. How things work out in practice only time will tell.

If we look at the technical side of things for UnityReserve, I believe every effort was made to ensure stability. The site runs off a custom made script which nevertheless is easy enough to navigate, and any investors used to dealing with GoldCoders shouldn’t have any issues, as this one bears a strong resemblance. An SSL-certificate for better security is provided by Comodo and the site is hosted on a dedicated server protected against DDoS attacks by OVH hosting. The website itself has all the appropriate information and there is an early indication that it might be translated into other languages in the future. I guess that’s all I can tell you about this brand-new program for the moment, and more information on UnityReserve will be on MNO next week. Meanwhile you can read the first words from the admin posted on the website a week ago when it was apparently running in test mode, as the first mention of UnityReserve on the major investment forums can be only be found today:

UnityReserve lunches its online investment project
Welcome to the UnityReserve website! We are glad to inform you about our new online platform in the cryptocurrency trading exchange.
We are offering our partners with a user-friendly and accessible interface, as well as attractive tools for earning. By joining us right now, you will secure guaranteed stable income via dividends from your investment in UnityReserve.
Our close-knit team features highly skilled traders, who know their worth and how to achieve the desired results for you! Thanks to joint efforts, we are able to occupy leadership positions in the investment niche of cryptocurrency trading in world’s famous exchanges! Today, you have been given the opportunity to become a member of a strong and efficient team. This means that we are on the verge of a new modernity. Together, we will build a carefree future for our generations to come and secure a comfortable retirement for ourselves.
Start with $10 right now and earn up to 160%!


Whatever your level of activity in the HYIP industry at the moment, you cannot deny the only obvious leader still going strong for over five months is RichmondBerks (reviewed here). The admin has been cleverly increasing daily returns to members over the last few months and the current rate stands at 1.7% on every business day for deposits made via PerfectMoney, Payeer, NixMoney, or AdvCash and 1.8% per business day for deposits via BitCoin. That’s Monday to Friday only, as on Saturdays and Sunday everyone regardless of payment processor will get a fixed 0.7% return. You can then ask for a withdrawal from your account and will be paid instantly if the request is not lower than $0.50. To make a deposit in RichmondBerks you will need at least $10. The investment term is unlimited and you get paid for as long as the program exists, however there is an option for principal withdrawal. This can take 14 business days and cost you a 50% penalty fee, so it’s only for emergencies, or if already in good profit from RichmondBerks. Since the program has been on the MNO Premium List for nearly three months the profit zone could easily be reached by the first investors who are all picking up decent profits by now. No wonder either that RichmondBerks took the #1 spot on my monitor based on popularity among my readers. For the benefit of newer investors RichmondBerks has published a guide on the top ten things one should do after opening account in the program. This was preceded by the specific topic of how to enable the so-called Push notifications with step-by-step instructions depending on the browser you are using. This is quite useful information, so to make the most of it:

10 things every RichmondBerks user should do in first 3 weeks
Hello, everyone! RichmondBerks here. Today we’d like to talk about most important things every RichmondBerks user should do. It’s not about obligations, but common sense. The more things you do, the more profit you gain.
1. Complete a simple 5-step quest right after registration
It’s a good start, because right after you complete the quest, you receive instant bonus of $110. Money is not superfluous, isn’t it?
2. Install RichmondBerks mobile application
In the case you didn’t complete the quest, make at least one step – install RichmondBerks mobile application (available for iOS and Android). First of all you get $25 bonus upon installation and take a part in different activities, such as Mobile Share Contest.
Besides you become more flexible and can control your account from your smartphone.
3. Activate Push-notifications
These short but very important messages give you actual information and alerts if something goes wrong.
Here’s the complete guide how to activate push-notifications on desktop PC and smartphone.
4. Make at least one deposit
Deposits are the main source of your income. The more deposits and bigger amount – the more profits you gain. Besides there are a lot of activities and special events with valuable prizes for active users (those who have at least one active deposit).
5. Invite at least one friend
Friends is the second main source of income. The more friends you have and the more deposits they make, the more affiliate commissions you get.
6. Get at least one booster
Boosters are great way to increase your profit. You can buy them in RichmondBerks shop for RBB.
7. Leave at least one review
Reviews attract new affiliate commissions for you (if you use referral link) and provide you the opportunity to take part in special events. There is additional RBB reward for every review.
8. Check your Email Inbox at least twice a day
RichmondBerks newsletter shows you additional ways for earning money, tips, tricks and hot news. By the way new contests with $10000-prizes announced via email first. So check your inbox and add RichmondBerks to the contacts list.
9. Complete at least one achievement
Achievements are great for stimulating your financial progress and expanding your mind. Besides completed achievements increase your level and grant VIP status with additional privileges.
10. Leave comments in the news entry
Share your impressions in comments under news entries. You can find new acquaintances, partners and supporters.

Push-Notifications. Instructions
Push-Notifications – a better way for alert. You will be the first who find out about important news of the company.
You just need to give permission for Push-notifications on your browser.
If you mistakenly or accidentally abandoned the service when prompted and do not receive Push-Notifications, you can solve this problem in just a few steps.
To give access to Push-Notifications via browser “Safari” you need to right-click on the item “Safari” on the menu, then go to the menu item “Settings”, then open the section “Alerts” in this section, in front of our website change from “Deny” to “Allow”. Done!
In order to give access to Push-notifications in the “Firefox” browser you need only while on our website click on the icon “i” in the browser address bar, and in the drop down box in the “Permissions” switch point “Receive Notifications” from “Block” to “Allow”. All is ready! Now you will receive notifications
Google Chrome
If you have a browser “Google Chrome”, then all you need to do to obtain the Push-notifications – is click on the green icon lock in the address bar when you are on our website, go to the tab “Permissions” and permit a notification in the appropriate column.
If you have a browser “Opera”, you need to do to go to “Settings” – “Websites” and click on “Manage exceptions” and change status to “allow”.
IMPORTANT: Please update your browser for latest version for normal work of push notifications.
If you have any questions, ask support and we will help you!


The first members who joined Biksbit 25 days ago when the program first came to be listed on MNO should have received their first profits earlier today, as their principal on expiry of the shortest daily plan should have been returned. This will surely be welcome news for many members of Biksbit who believed in the former “sleeper” which has been running for over a year now and invested in one of the daily paying plans that return principals on expiry – 2.16% for 25 days, 2.36% for 45 days, 2.8% for 65 days. Investors who went for one of the riskier plans promising to pay once on expiry – 450% after 18 business days, 300% after 30 business days, 1100% after 37 business days, 700% after 60 business days, 1600% after 90 business days – might not be so lucky after all. Plans offered by Biksbit are constructed in such a way as to pay to smart investors at the expense of newbies who might get greedy and try to invest too much in one of the less achievable plans. Yet another great feature in Biksbit is that it’s one of the very few programs where you may invest via Payza, alongside the more widespread BitCoin, PerfectMoney, Payeer, and AdvCash, starting from $10 and get paid on every calendar day with the waiting after each withdrawal with $1 minimum not exceeding 36 hours. Multilingual versions of the website have been added on a regular basis to make Biksbit even more appealing to an international audience. Another boost in membership should be expected within the next few weeks, as today a Chinese version was launched on the thriving Asian market. This makes Biksbit now available in English, Chinese, German, Spanish, Portuguese, French, and Polish. Most likely it’s not the complete list and we will see more versions added in the near future of which MNO will report in due course. The second part of the latest newsletter from Biksbit issued today deals with less relevant stuff about the program’s legality which is dubious for anyone who has been in the HYIP industry for a long time. However that doesn’t mean that Biksbit cannot stay and keep paying for quite some time, provided we see all the latest improvements and the obvious determination of the admin to keep going and taking his program to new heights. Below you will find the latest newsletter from Biksbit (reviewed here):

Chinese Language and Independent Audit
Dear Biksbit partners,
One more news item for all our friends speaking Chinese, one of the six UN official languages. More than 1.4 billion people speak the language worldwide. So, today, the Chinese location was added to the Biksbit website, which means that even more investors would receive a passible stable income, staying at home in front of their monitors and monitoring the growth of their dividends daily while enjoying life and communication with their close people and relatives instead of going to work every day. Our company passed certification in all institutions, which have officially and in paper proved the legality of Biksbit operations. We appreciate each client, partner, friend and we guarantee stable high dividends for investors of our company; we are proud of your commitment and loyalty to the project. Let’s make our lives better and brighter with Biksbit!


After less than two weeks online and with two investment plans on offer paying 3% for 50 days and 4% for 45 days with instant withdrawals to PerfectMoney, Payeer, BitCoin, and AdvCash the admin of AxisCrude still has a lot to prove to make even the first investors reach the break-even point. As it’s a matter of trust in currently quite a hostile climate I believe that AxisCrude (reviewed here) will really be able to take off only in a few weeks, provided it’s still online and paying with the first investors in profit. Therefore, we have to wait and see whether AxisCrude will live up to investors’ expectations and be a good profitable HYIP. As for encouraging new deposits even before that happens, the admin has come with a newsletter today explaining why you should consider AxisCrude and invest there. Much to think about there for sure, so it might be interesting for you if you’re still sitting on the fence and haven’t made a decision on AxisCrude yet:

First of all, We welcome to you on this platform.
And We would like to say thank you because you have chosen our platform.
So we are sharing a video with you, so please see this video.
Click the link of given below: –
And do not forget to join our Official Facebook Group.
Thank You for choosing us..
Team AxisCrude Investment Ltd
Need Assistance? We’re happy to help:
WhatsApp Support:- +44 744 719 1725
Protect your account: -Always keep your password confidential and never share it with anyone.


And once again I have to finish the news on a sour note and announce yet another fast scam which the current HYIP season will be remembered for – StarTradeAsia. The program stopped payouts two days ago, but only yesterday I was aware something was wrong, as the withdrawal requests which was usually processed within few hours had been pending and the admin seems to have disappeared. There was no reason to delay the inevitable so I acted fast and moved StarTradeAsia to Problem and subsequently to Scam status on MNO. I can say that I’m pretty disappointed with the result of less than three paying weeks from which the program was on MNO only for the last week or so. That made it impossible to profit from StarTradeAsia unless you got a couple of weeks from the safest investment plan. I guess even the best looking programs like StarTradeAsia are sometimes created just for a fast scam, so it’s better forget about this nightmare and move on to greener pastures.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: RichmondBerksBandeiraCorp,
SoftMining, PoolEarnBiksbitFatFundsAxisCrude, BitCTradeAurumBank, Detron (the first instant payment received).
From MNO Standard list: ReyKey.
From MNO Basic list: –

That’s all for today everyone. Thanks for reading MNO and stay tuned for more news on Sunday which will also include a closer look at another new program from my Premium List called BitCTrade. Make sure you bookmark the MNO blog in your browser, subscribe to the Daily news here, or follow MNO on Telegram, Facebook, or Twitter to be the first to know the latest updates on the biggest investment programs in the HYIP industry and promising new entries. I believe brighter times will be back sooner than you think and when it happens you won’t want to miss the fun of earning money again. Unfortunately this may not involve PoolEarn which has now been moved to Waiting Status on my monitor when pending payments started piling up. I’ll have more news on that by the time the next update is published on Sunday, but for now better be safe than sorry so avoid PoolEarn until further notice. Enjoy the weekend, and if you haven’t done so yet please vote in the latest poll on the MNO TalkBack page, as the final results will be announced on Sunday along with a new question. Stay with MNO – the oldest HYIP-related blog online for money lovers and get the latest updates on the hottest investment opportunities!

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