May 4th, 2017 Archives

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Beware! UnityReserve has stopped paying! Do not invest there!

Hi everyone, and if you’re a fan of the Star Wars movies “May the fourth be with you!” (sorry, been waiting a year to say that, lol!). Anyway, there isn’t much news to report today, which isn’t by itself a bad thing of course, but I still have a couple of new programs listed on the MNO monitor that I want to review here on the blog. I’m going to continue today then with an interesting new addition called UnityReserve. This is what I’d call another “target based” HYIP, a program that doesn’t offer fixed rates of interest or pre-planned expiry dates on your investment. Instead what UnityReserve offer is variable payments that will continue for how ever long it takes for you to receive target amount that the program promises. The other interesting thing about UnityReserve is that the admin seems to be keeping it under very careful management for the moment, keeping things low key and somewhat restrictive in its appeal in order to manage the growth and expansion. I would expect this to change as the admin gradually establishes a reputation and more people become aware of what UnityReserve is and what they are doing. For the moment MNO is still the only main monitor that covers the program by the way, though again it’s a matter for the admin’s discretion as to when/if he feels the need for this to change. So let’s take a closer look at what it’s all about and whether you feel it’s a worthwhile name to have in your portfolios.
If we start with the investment plans then, the first thing we need to be clear about before going any further is that currently UnityReserve work exclusively with BitCoin. If for any reason you have a problem with that or are simply unwilling or unable to work with BitCoin then UnityReserve, at this point, is not for you. I wouldn’t worry about it though, because I am aware that the admin has committed to adding other payment methods gradually over time. For the time being it’s just about keeping the program under slow and more gradual development.

In this case with BitCoin being the only payment method, it’s curious that you don’t necessarily have to think exclusively in terms of this currency. UnityReserve operate off their own fixed exchange rate with dollars, and inside your members account area with the program you can easily switch between the two. For the sake of clarity and making comparisons with other HYI programs I’m going to describe everything here in dollars. So, you will need a minimum of at least $10 to join. Alternatively if you can afford it then UnityReserve have an upper limit of $100,000. No matter how much you are spending however there is still only one plan, and every investor will receive the same rate of interest for the day. Rates are variable and will be paid on calendar days, though you should expect significant reductions (on average) in what gets paid out over the weekend as compared to business days.

No matter what happens the bare minimum you can expect on any day is 0.2%, that’s what UnityReserve always “guarantee” if that’s the word that can ever be applied to an online HYIP. At the other end of the scale they could also climb as high as 5% per business day. Whatever the rate paid on the day, payments will continue for how ever long it takes to clock up a total of 160% back from your investment. UnityReserve include your payment as part of that, so it’s your own money back plus 60% net profit. The million dollar question of course is how long it will take you first to reach the break-even point, and then to complete the cycle. Anything I say here will be pure speculation and not really helpful, though if you’d like to hazard a guess by yourself you can see the historical rates paid out on previous days and do the math from there. Typically at the time of writing one would expect between 2% to 3% daily during the week, and a bit less for Saturday and Sunday when the maximum rate is capped at 2% per day. Just remember that there can potentially be a massive fluctuation in what gets paid going forward in the future, even if UnityReserve looks quite stable at the moment.

As I’ve already mentioned that UnityReserve are working exclusively with BitCoin until further notice I don’t really have anything else to add in that department for now. What I find more interesting is the organization of how your account gets credited and how the members physically get paid. You see, UnityReserve don’t actually make one single interest payment per day like you would get in most other programs. Inside your account area you can see a counter, a bit like a stopwatch, and your interest is literally growing by the second, in real time, as you watch. You can then withdraw anytime you like. Payments are made instantly, however do be aware that there’s a minimum withdrawal policy of 0.0004BTC in place. At the time of writing, that’s about sixty cents, so still less than the full dollar demanded by a lot of other programs. If in doubt just use the button that allows you to switch viewing your account between dollars and BTC.

Alternatively right next to the withdrawal button in your UnityReserve members area is a re-investment button, so you can just add your interest to your initial principal if you think that will improve your earnings in the longer term. Remember that if you do re-invest (compound) the actual percentages themselves do not improve, UnityReserve will still pay you the same rate until you reach the same target.

Moving on to some of the more technical aspects of the UnityReserve website now such as design and security, everything seems up to a more than acceptable standard. A lot of you may be thinking at first glance that the script is from GoldCoders, but you’d be mistaken. It just looks a bit like it which is fine, because once inside the member’s area it’s got the hallmark features you’ll want, and maintains an easy to navigate and user-friendly interface. In fact the script itself is custom-made and developed specially for UnityReserve to meet their own specs and requirements. It will also allow the admin a lot more freedom to make adjustments and improvements as the program grows and the need arises. For a hosting provider the admin has gone to OVH who are keeping the UnityReserve website an a secure dedicated server with their support and protection from malicious attacks. Security is further enhanced by the presence of the superior Green Bar Extended Validation SSL certificate by Comodo for safer browsing and more secure transactions.

Should you have any further questions for the admin or any account related issues that need to be dealt with then you have a couple of options open to you. First of all though if something isn’t clear to you then start by checking the FAQ section because it is pretty extensive. If that doesn’t help you can write directly to the admin at the listed e-mail address. What’s also going to be useful, especially for users of an entirely online based project, are the program’s various social media profiles. UnityReserve offer Live Chat support if you have accounts with either Skype or Telegram.

As for any alleged business activities supporting the interest payments to investors, we are told UnityReserve work in the “cryptocurrency market”. Doing what in that market exactly isn’t really expended on, but I don’t think most readers here will care all that much. Nothing we haven’t heard before in the HYIP industry, and for the benefit of anyone who really believes it I’ll remind you there’s still never any guarantee it necessarily has to be profitable. When held up against most of what we have seen in the HYIP industry over the last month UnityReserve definitely compares favorably, but at the end of the day a HYIP is still a HYIP. All the associated risks need to be taken into consideration when deciding whether to join and how much to spend if you invest. So set yourself a sensible spending limit that you can comfortably afford to lose if things go wrong and easily earn back from other sources. Keep your expectations realistic, and if joining UnityReserve at all then try to use them as a smaller part of a wider more diverse portfolio.

If you’ve already given it some consideration, perhaps you wouldn’t mind sharing your thoughts about UnityReserve with your fellow readers and investors? Are you feeling positive about it or would you rather skip this one? I’d appreciate your votes then in the following opinion poll. Remember that all answers are 100% anonymous and untraceable, and will eventually make for some interesting reading during the coming months as we see how the program really fares out. So:

Will you make an active deposit in UnityReserve?

View Results

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I guess very few people will argue if I say Biksbit has become one of the biggest programs in the HYIP industry now. It consistently pays well and on time to members PerfectMoney, Payeer, AdvCash, BitCoin, and even Payza accounts where they are fully verified and approved – quite a rare occurrence nowadays. Among the investment plans discussed in the review of Biksbit posted here, I mentioned that investing in the on expiry plans is perhaps not a good idea due to the high risk and that you might be better off with the more traditional daily payment plans with your principal back on expiry, like 2.16% for 25 days, 2.36% for 45 days, and 2.8% for 65 days. The plans best avoided include 450% after 18 business days, 300% after 30 business days, 1100% after 37 business days, 700% after 60 business days, and 1600% after 90 business days. These ones usually carry a much greater risk. At the same time, judging by the current superb performance from Biksbit I cannot exclude the possibility that some investors with smaller deposits in those plans will be paid their profits at the end. Anyway, the final decision on where to put your money is entirely in your hands, and if you’re feeling lucky then go ahead. After all, fortune favors the brave, as they say, and for the HYIP industry this principle will sometimes apply as well.

I believe it might be of some interest to readers to learn the admin of Biksbit has possibly got a master plan to stay online for as long as possible. Otherwise he wouldn’t have stepped up the advertising campaign on MNO like he did earlier today when purchasing the top banner spot on my monitor for a full month while also upgrading his program to Sticky listing for the same period. Hopefully this will take the program to the next level and really expand the membership.

In today’s newsletter the admin of Biksbit reports the recent addition of the Hindi language, joining the English, Chinese, Spanish, Portuguese, German, French, and Polish versions. Here is the full version of the newsletter:

Dear Biksbit partners,
Today, we have expanded the geography of our project and added Hindi into our languages. It is connected with a high level of interest to our company from the investors, for whom Hindi is a native language. The number of Hindi speakers is around 242 million (mother tongue) and approximately 50 million more use Hindi as the second language. Now, more experienced and beginner investors can enjoy stable passive income with Biksbit company, strengthening their financial situation by investing, as our company guarantees for its partners not only the safety of their funds, but also a multifold increase in capital. Let us make our lives better and brighter with Biksbit!


Unlike Biksbit, where professional translations have been added one after another, the admin of AxisCrude has decided that it would be much simpler (not to mention cheaper) to install a Bing translator widget on the site and allow members to read the site in up to sixty other languages. This is quite a lazy solution although it still might serve them well in terms of attracting international investors to the AxisCrude website. According to the first newsletter issued yesterday, the automated language translator widget is only one of the tools to make improve your experience with the program and more will follow. As AxisCrude has been online for less than three weeks now, it’s really hard to say whether it’s going to profit investors, as even the very first ones are still far short of the break-even point. They pay 3% for 50 days or 4% for 45 days (read more in the review posted here). However no one can deny that AxisCrude has been doing well so far with everyone receiving payouts instantly as promised to their PerfectMoney, Payeer, BitCoin, and AdvCash accounts.

From the latest news in AxisCrude today is the extension of the program’s domain name for another four years, which is now registered up until 2022. And though that in itself doesn’t mean as the admin explicitly implies in the newsletter they will be here for that long, I believe it might still be taken positively by some newbies and might even result in more funds flowing into the program. Experienced investors though should not be under this impression, as we all know that this rarely costs more than $50 and can easily be done by anyone. I strongly believe a more reliable indicator of a program’s preparation to stay online for longer are actions rather than words. With AxisCrude we should see the admin’s real intentions when the first members are in profit, not cheap advertising stunts. Anyway, let’s hope that AxisCrude will eventually become a success story for all of us. Below are the two latest newsletters from the admin:

Hello, Warm greetings to all our active investors around the world; once again, we thank you for choosing AxisCrude Investment, we are the best.
WE ARE MAKING PROGRESS, When we started AxisCrude Investment, we never imagined such tremendous growth and progress within a short period of time. We ventured into something really big, but never did it occur to us that AxisCrude Investment will grow this far in just a few days. Right now, AxisCrude Investment has attracted several hundreds of investors from various parts of the world and many more are still joining us daily. Thanks to everyone who is spreading the good news and talking to people about this reputable and reliable platform.
In order to avoid any form of limitation and misinformation, or in comprehensiveness, we have taken a step further to impress our active investors who visit our website frequently. We have added a new feature to the website and this is the “LANGUAGE TRANSLATOR”
The language translator, which has over Sixty (60) languages, can help anyone from anywhere to quickly translate our website into any language they so desire. This makes it possible to read our information accurately in your most preferred language, without any form of confusion or misinformation. Whenever you visit our website, please feel free to use the translator; you can also move it around depending on where you want it fixed.
So far, AxisCrude Investment has attracted several people of different languages and of various nationalities, so it became important to offer such a wonderful tool that will unite us all together. Irrespective of our various languages and nationalities, what brought us all together is quality investment and profitable returns from our invested funds. So AxisCrude Investment is serving us all and meeting our demands, as we all continue to cooperate and work together to achieve success. More features and offers will be added as we make progress; we will always inform you all either before or after implementation, depending on the new feature or offer.
So keep spreading the good news about AxisCrude Investment, we are the best.
Do not forget to join our Official Facebook Group.
Once again, we appreciate every single investor, you are the reason we are still in business.
Team AxisCrude Investment LTD
Need Assistance? We’re happy to help:
WhatsApp Support:- +44 744 719 1725
Protect your account: -Always keep your password confidential and never share it with anyone.

Hello, Wonderful greetings to all our active investors around the world; once again, we thank you for choosing AxisCrude Investment, we are the best.
We trust that you are receiving your daily profits and withdrawals and that you’re encouraged about everything we do at AxisCrude Investment. So far, so good, not a single investor has complained about pending withdrawal; instead, it’s been good testimonies all the way and many more positive posts and comments are still pouring into our Facebook group. These people are not just exaggerating, rather, they are simply telling the world what they have found in AxisCrude Investment, which is very rare and difficult to find elsewhere. Once more, we are assuring every investor that AxisCrude Investment is here to stay and you can conveniently invest with us and be hopeful that your invested funds are in safe hands. AxisCrude Investment is very reliable and secured.
Most HYIPs often disappear and run away with people’s fund, because right from the start, they plan working on “short-term”. You cannot trust or rely on the services of any company working on short-term; they are very unpredictable and unstable. Why will you put your money into something that will disappear soon?
We at AxisCrude Investment have actually decided to run a 5-year program and work consistently with our investors in order to achieve great success and put smiles on everyone’s face. To confirm this, we have attached a screenshot showing the information of our website’s registration. Please open the attachment and check the dates of creation and expiration and you will see what we are talking about.
Thank you for your domain renewal order. Your domain renewal request for the domain listed below has now been completed.
Renewal Length: 4 Year/s
Next Due Date: 28/03/2022
Now, just imagine these daily profits and payments of 3% and 4% running for the next 5 years, how will it look like? With time, many people who joined us at this very beginning would have made so much money and profits with great satisfaction. Yes! That’s what good investment is all about; it can turn your life around and give you a good fortune. Please, be assured that AxisCrude Investment is here to stay; we are here to alleviate poverty and help a lot of people secure a profitable future for themselves and children yet unborn. This is our mission and we hope to achieve it with your support and cooperation.
Please, continue to spread the good news about AxisCrude Investment, we are the best.
Do not forget to join our Official Facebook Group.
Once again, we appreciate every single investor, you are the reason we are still in business.
Team AxisCrude Investment LTD
Need Assistance? We’re happy to help:
WhatsApp Support:- +44 744 719 1725
Protect your account: -Always keep your password confidential and never share it with anyone.


Anyone familiar with ReyKey who read the review on MNO posted here might have been puzzled by the fact that the program didn’t accept deposits via AdvCash payment processor, but at the same time could accommodate those willing to deposit via LiteCoins – 3.5% for 45 days or 115% after 14 days. Really, I don’t know any HYIP investors using LiteCoins, as they are trailing BitCoin by some distance, but I know many using AdvCash as an alternative to PerfectMoney and Payeer. Deliberately or not, the administration of ReyKey didn’t allow deposits and withdrawals via AdvCash up until today, when it was officially announced on their website. This happened after exactly seven weeks online when ReyKey is a well established program in the HYIP industry, and perhaps it’s another tactic to maintain gradual growth. But whatever it might mean for the current investors of ReyKey, it will surely see extra cashflow from AdvCash users at the moment and I hope so the program will be able to keep things under control. Below is the announcement of AdvCash being added to ReyKey, plus the advantages of using them:

Making money and withdrawing your earnings from the ReyKey system gets ever easier and more convenient! Starting today, the ReyKey project users can take advantage of the Advanced Cash payment system, which started gaining popularity in 2014 and is currently one of the leaders in the electronic payments market. Thanks to the system being completely automated, our participants and partners will be able to withdraw their money to various bank accounts and cards, fast.
As a ReyKey user, you will also be able to get an AdvCash plastic card. This payment system operates across more than 200 countries, and using an AdvCash card will let you withdraw cash from any ATM that accepts MasterCard. Moreover, using the card is free of charge for all users of the system.
The AdvCash system features multicurrency wallets. The available currencies are Euros, US dollars, Russian rubles, British pounds, and Ukrainian hryvnias. Exchanging currencies within the system incurs minimal commission fees, which is another indisputable advantage AdvCash offers.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky listBiksbit.
From MNO Premium list: BandeiraCorp,
SoftMining, BitCTradeFatFundsAxisCrude, UnityReserveDetronAurumBank.
From MNO Standard list: ReyKey, FexFund.
From MNO Basic list: BetCruisez.

That’s all for tonight, guys. Next time I hope to post on Saturday with a detailed look at an instantly paying program from the MNO Standard List called FexFund. As always this will include the latest news from the biggest paying programs in the HYIP industry plus the final results of the MNO TalkBack poll which you can still vote in here. If you like MNO please follow me on Facebook or Twitter, and subscribe to the MNO News channel on Telegram. You may also get the daily news sent directly to your email address by entering and confirming it on this page. If you ever have any questions on the programs monitored on MNO or the HYIP industry in general, please do not hesitate to contact me via this page, and I will try my best to reply to everyone within 24 hours. I’ll see you again on Saturday so stay tuned for more news then!

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