October 2017 Archives

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Beware! Biostry has stopped paying! Do not invest there!

Hello all, hope everyone’s having a good weekend! There’s a couple of news stories to catch up on since my last post, keep reading for that in the news section, but mainly for today I want to concentrate on a new program called Biostry. The program isn’t brand new in the strictest sense, it’s been online for about two weeks now, but in that time has become vastly improved over its original version. The admin of Biostry first approached me for a listing on the MNO monitor just over a week ago, but only returned to take it up once the website had been improved all round to the high standard it’s at today. It would also appear fortuitous, either in good timing or good luck, that so many investors are now returning to the industry at a time when there are arguably more good programs to choose from than at any other period since the early part of the year when we saw the last HYIP boom. So let’s see what it’s all about and if you would like to include Biostry as part of your portfolios.
To start with Bistro is mostly what I would call a perpetual program. That means their main has an open ended investment term, no expiry date, so once you join they continue paying you for how ever long they manage to stay online. The question you need to ask yourself is do you think they can continue long enough for you to break even and start turning a profit on your investment, and if so then how much money are you prepared to risk on that being the case.

There’s only two investment plans with Biostry. Before I get to the numbers though I want to make it clear that the primary currency that Biostry are working with is BitCoin. That doesn’t mean you can’t join using another payment processor and make an investment using dollars, you can, but your dollars are converted to BitCoin and that’s how your interest payments are made. You can withdraw them as you please, just keep in mind that exchange rates are volatile and unpredictable and probably won’t be worth the same value from one day to another.

If you’re OK with that then the minimum investment required to join Biostry is fixed at 0.001 BTC, or what ever its dollar equivalent is on the day. At the time of writing this works out at around $4.50, though I suggest you check with preev.com for more accurate rates when you actually go to spend. The basic premise is that you invest money with Biostry, and they pay you a daily interest rate for how ever long it stays online – be it a day, a week, a month, a year, or permanently. But once you are in you stay in, as Biostry does not allow principal withdrawals. Once you’ve established an amount that’s affordable for you to risk with them, Biostry are offering members a payment of 2.8% per business day (Monday to Friday).

I can’t really give any practical example of how that will work out for you, it simply depends on what day you decide to join and what the future holds for Biostry after that point. It should be noted though that the plan isn’t exactly as profitable as you might calculate at first. Reason being that Biostry have a 3% withdrawal fee. That means that for every dollar you request, you actually receive $0.97 cents. In monetary terms then a $100 deposit should earn $2.80 per day, except you cover the fees charged to the Biostry admin so receive $2.71. It’s not a big deal, I suppose some will argue the admin should just adjust the interest rate to absorb the fee, in reality it’s always paid by the investor anyway whether they know it or not though. What it means is that it takes you one extra day to reach the break even point and start earning a profit than it would if you were getting the full 2.8% that’s advertised. So it’s around 14% interest per week, and around seven weeks to reach the break even point and start profiting.

The second plan is a more recent addition, only being offered for the first time over a month after the program started. Basically it runs for a term of 7 calendar days, with interest payments being made on business days only, Monday to Friday. Biostry offer 2.4% per day, adding up to 12% in total by the time you get your final payment. That then becomes your final profit once the Biostry admin returns your principal as promised. this one is a lot more expensive than the industry average to join by the way, coming with a 0.01 BTC minimum price tag, or around $60 at current exchange rates.

If you like the investment plans and fancy your chances of taking a profit from Biostry then the next thing we need to discuss is what are your payment options. As I explained already Biostry operate in BitCoin, therefore BitCoin is the favoured investment method. If you don’t like or don’t use BitCoin then you can use PerfectMoney and AdvCash and invest with dollars, though this will still be changed to BitCoin at the exchange rate of the day. Payeer is expected to be added sometime this week. Payment requests are made instantly but will still have to be lodged from inside your Biostry private members account area. Once done you should have the money in under a minute, though as always do take into account the confirmations needed when using BTC. Remember too that Biostry have a minimum withdrawal policy. You need to be owed at least 0.0005 BTC before the transaction is made, approximately $2 at the time of writing. When setting up your account with Biostry you will need to establish a six digit PIN code for all transactions. Don’t make it too easy to guess (like a date of birth, etc), memorise it, and keep a hard copy offline.

On the technical, design, and security side of things Biostry is better than average. Not running off a generic mass-produced script, though initially I must admit I mistakenly believed it was a custom built script developed especially for the program. Not quite, the admin later corrected me, instead you find a very user friendly product called DQscript developed by a company called Devquill. I can’t say I’ve ever heard of them myself, but the Biostry admin seems happy enough with the whole thing. The website is kept under the close protection of GeniusSecurity from malicious DDoS attacks while hosted on a dedicated server. For an added layer of security for their members, the Biostry website has an extended validation seal from Comodo that provides SSL for safer browsing and more secure transactions.

If you think there’s anything I didn’t cover in this review and you have any further questions you would like to put to the admin or any account related issues that need fixing then you have a couple of ways to get in touch. You can either fill in your details on the online support form and submit via the contact page, or else just write directly to the admin at the address listed. Assuming you’ve already read through the FAQ section, you might prefer to start with the Live Chat which seems to be working 24/7. Obviously I can’t personally confirm that, even I need to sleep at some point of the day, but every time I visit the Biostry website it looks like a support operator is there. I’ll just mention in passing that Biostry go on to list a postal address in the UK where they also claim to be a registered company, which is something you should dismiss as it’s quite easy to get this without any serious level of scrutiny. Addresses when genuine are really only used for formal registration purposes and not where you would find anyone connected with the program physically located. The admin uses this to somehow claim there is a guarantee about member’s deposits, though needless to say who you would claim this guarantee from is not mentioned. It certainly won’t be your payment processor anyway! Fans of social media will find Biostry well connected on most of the main networks, including Facebook, YouTube, and Skype which you can use for additional Live Support.

A very sensible policy of gradual advertising will help and cut the costs of running in the earlier stages. I can only suggest that you not lose sight of the fact that even the best HYIP in the world is still just a HYIP and comes with a degree of risk. That will not change, no matter how much personal success you achieve with the program. Claims that Biostry are involved with “biotechnology research and development”. Good luck proving that! So as always, remember to establish a sensible and affordable spending pattern that you can comfortable live without were it to vanish, and if you do join Biostry then try to keep them as part of a wider more diverse portfolio.

So what do you all think of all that? Is Biostry something you think you want to join or will it stay on the “maybe” list? Please answer the following question, and hopefully it will be a good indicator of how many of you had the correct gut instinct about the program:

Will you make an active deposit in Biostry?

View Results

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FatFunds (reviewed here) is the type of program that used to be very popular a few years back, in the “BC” (pre-BitCoin) era. The program is already on its seventh month online and its second daily investment cycle paying 2.1% for 100 business days (Monday to Friday) directly to the same e-currency you join with – PerfectMoney, Payeer, AdvCash, NixMoney, or BitCoin. Of course, results to more than double investors’ money requires vast internal reserves and the solution was simple enough – to finance the daily plans by the money flowing into the multiple once on expiry plans on offer now – 885% after 5 business days, 977% after 7 business days, 1010% after 10 business days, 1125% after 15 business days, 1277% after 25 business days, 1378% after 50 business days, 1577% after 100 business days. And with that classic trick no one who joins an on expiry plans most probably is going to be paid. As I can see at the moment, those whose withdrawals on that plan must have arrived already are waiting in so-called turn for their payouts to be processed by the admin, but since the amounts are simply astronomical they are not going to be paid and FatFunds will be moved to Problem and then Scam status on the MNO monitor pretty soon. At the moment though everyone in the main 2.1% for 100 business days plan are still being paid fine, and hopefully tomorrow on Monday the payouts will resume for the new business week as well.

Meanwhile, the admin of FatFunds is still exploring additional money-making opportunities (for himself I mean!) and is selling the so-called FatFunds game which will allegedly be posted to the home address of everyone who wishes to purchase it. So if you wish to give away (“donate”) another $349 and wait for another few weeks until this game arrives by mail then be my guest, but don’t be surprised if your parcel never shows up or gets mysteriously lost in transit. Here’s the reminder of the FatFunds game pre-orders that will surely profit the admin very soon:

The 4th stage of game pre-orders and printed board game!
Dear friends!
We are grateful for your participation in our project!
350,000 copies of The FatFunds Game have already been pre-ordered by our users! All customers who ordered the game until now were able to order it with nice bonus of a deposit at the entire price of the game. So these customers not only received game for free but also earned extra money! Now The FatFunds Game is possible to pre-order only at its full price of $349 without any bonuses.
Download the trial version of the game in PDF now:
— in Russian language ( ~535 Mb, .pdf )
— in English language ( ~362 Mb, .pdf )
The FatFunds Game includes:
1 game map, 6 playing fields, 2 dice with 12 sides, Game rules, 27 cards “Lady”, 36 sport pieces, 30 health pieces, 495 products pieces, 52 cards with tasks, 1064 money pieces, 1064 calories pieces
Attention! Link your email address correctly! Our operators will contact you to clarify address of shipment to deliver produced version of the game. It is highly recommended to use email services gmail.com, mail.ru and yandex.ru
Attention! Free delivery is provided to countries: US, RU, UA, NL, GB, TW, BY, MD, UZ, DE, KZ, RO, VN, LV, CZ, AM, JP, EE, KG, ID, MN, A1, CN, PL, BG, IT, FR, GH, NO, CA, EU, AZ, IN, BR, MA, IE, PK, SK, AT, MO, MY, TH, BD, PH, ES, KR, CH, SE, CO, MK, NG, HR, BW, GR, MX, SG, AR, TR, PR, IR, QA, KH, EG, CM, LT, PT, BE, FI, AE, DZ, IL, AU, RE, CI, MQ, TM, VE, HU, HK, PS, ZA, DK, EC, PE, SA, AN, RS, CY, TN, TT, LU, KW, BA, BO, GE, IQ, CR, PA, DO, CL, JO, MG, OM, JM, LA, AL, UG, LK, SI, NZ, BJ, LB, BN, SD, AF, AP, KE, ZW, NI, HT, A2, SV, VG, NP, BH, HN, SY, BS, UY, SO, PG, MM, MV, ZM, PF, GN, TZ, SN, KN, PY, ET, BZ, MU, BM, LC, LS, NE, MW, LY, BI, BF, BB, TJ, ME, GT, CD, GM, NA, SR, IS, RW, MT, MZ, JE, NC, AW, YE, GL, AX.
Cost of delivery to other countries is $45 (payment for the delivery services upon receipt of the parcel in local currency). Terms of delivery depend on the region and are from 3 to 25 working days.


The admin of AltradeGlobalCoin issued another newsletter yesterday which you might find helpful if for some reason you never read my review of the program posted here. The admin states that the program is now a short-term project that will stay here for a long time. Only time will tell, as members are yet to reach the profit zone on the program’s shortest hourly paying plan 0.35% for 360 hours (or 8.4% daily for 15 calendar days), let alone the longer term options paying 6% or 7% for 22 business days. Nevertheless, so far AltradeGlobalCoin always pays instantly and you may request your withdrawal once you reach a $2 minimum for BitCoin and LiteCoin, or $1 for deposits made via PerfectMoney, Payeer, or AdvCash. The withdrawal minimums were covered in the recent newsletter re-posted below as well as the links to Facebook page and group if you wish to support the program or ask any questions:

Good day our great investors,
Thank you for choosing ALTRADEGLOBALCOIN LTD (AGCL).
We are working tirelessly to ensure better services and good returns for your investment. We hereby reiterate the fact that ALTRADEGLOBALCOIN LTD (AGCL) is not a short term program, but we are going to be here for a long time to ensure that we keep our promise of eradicating poverty, so that our investors can actually build a reasonable financial future from here.
Whenever you’re making withdrawals, please check your account properly and confirm that you have enough balance, our system will not respond to you if you are withdrawing any amount less than the minimum withdrawal for each payment processor.
Min Investment 20 USD, Total Return 132%, Principal Included
Min Investment $150 USD, Total Return 154%, Principal Included
Min Investment $300 USD, Total Return 126%, Principal Included
ALTRADEGLOBALCOIN LTD (AGCL) has been paying instantly and we will always keep it so. Therefore, we need every investor to cooperate with us and work with this so that we can continue to serve you effectively without pending, delay or disappointment in payments.
ALTRADEGLOBALCOIN LTD (AGCL) is here to stay; we keep our words and fulfill our promises.
Please spread the news about ALTRADEGLOBALCOIN LTD (AGCL).
And do not forget to join our Official Facebook Group. Your feedback is very important for us so please share your feedback on our FACEBOOK Group.
Join (AGCL) Facebook Group: – https://www.facebook.com/groups/altradeglobalgroup
Like (AGCL) Facebook Page:- https://www.facebook.com/altradeglobalcoin
We’re always there for you if you need any help or assistance.
Thank You For Choosing Us.


That was an interesting question asked on the MNO TalkBack page this week which said – How frequently do you invest in HYIPs via BitCoin, compared to other methods? It was important given the growing popularity of BitCoin and its currently reigning position on top of all the other payment methods used by my readers from my own observations. And I believe the final results of the poll we’re about to draw today is fully reflecting this new trend.

So, 44% of you say they use BitCoin when investing in HYIPs, while another 40% say they use BitCoin sometimes, with only 16% totally ignoring it and preferring to deal with other currencies. That explains why there are so many programs in the HYIP industry working exclusively with BitCoin. In any case, the variety of payment options still creates a good impression among HYIP investors, so there is no doubt about that with only BitCoin aboard a program can be a success as the results show.

For the next question I want to ask about the two programs whose admins recently upgraded from Premium to Sticky listing on MNO in hope of better advertising results. They are Coinreum (reviewed here) and ChainGroupService (reviewed here). Both were well received by readers and are neck and neck in the race for top spot on the Sticky listing which is determined by the combined amount of daily returns and referral commissions. I myself have no idea which program is going to be in the lead in a week from now, but would like to hear readers’ general opinions. So:

What Sticky listed programs on MNO is your favorite?


I remind you that you can vote for your favourite program here and the final results will be drawn on the MNO blog by next weekend.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: ChainGroupServiceCoinreum.
From MNO Premium list: LaserOnlineRespectativa, AurumBankFatFunds, CarismoOscarBitAltradeGlobalCoinAlpexTradeBitcoin5, Earnestic (the first payments received), GideConslting (the first payment received).
From MNO Standard list: LigaTraders.
From MNO Basic list: BitcoinInvestClubWideConstruction.

Just before we wrap up for today I want to tell you that I was paid by GideConsulting earlier today so moved them to Paying status on my monitor, after one full month of being listed. GideConsulting will be reviewed on MNO next weekend, and it might be interesting as the admin has adjusted the investment plans to make them more affordable and shorter term, so stay tuned! After a busy week I believe I deserve a day off, so next post on my blog will on Tuesday with a full review of LigaTraders plus all the latest news from the programs on my monitor. A $2,000 price tag is fully justified but only pays off only when an admin has good intentions and has good intentions. If so then results will follow, as you can see with LaserOnline (reviewed here) where MNO is top of the list of referrals. That would never be possible of course without my loyal readers. You can follow MNO via Facebook, Twitter, or Telegram, read the new posts and watch for new additions online, or are subscribe for the daily news to be delivered to your email address here. Also please vote in the new poll on the MNO TalkBack, as the results will be announced next week, and if you have any questions do not hesitate to contact me via this form or directly at abramsonp@gmail.com or Telegram me @mnoblog. See you soon on MNO – For Money Lovers!

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