Hi, guys! I am aware that it’s probably too early to publish MNOFridays today but since I have another review to publish on MNO for tomorrow and the article will stay on MNO for another 24 hours anyway I found it logical to publish this issue of MNOFridays tonight.

I’m aware that MNOFridays is very popular with some readers so I try to publish new articles on a more frequent basis. Today I would like to discuss the anglicized names in the HYIP world and the issue with the English language in general, its impact on the industry and also how you can use it to your benefit.

If you’re long enough in this industry you might have noticed that the admins of HYI programs that are in 90% of cases not native English speakers. Why then in another 90% of cases are they using anglicized names when their English is far from perfect. It’s almost laughable when a man calling himself Michael Thomson tries to tell you something in such appallingly badly written English littered with spelling and grammar mistakes in every single sentence. Of course there are now many proof-reading services available online so it’s easier to tidy up some of the more obvious mistakes, and that really shows when looking at the texts used by so many online HYIPs. The website has clearly been written by a professional, but why then when you deal with the admins and their support staff are they so often so completely and utterly clueless? “Michael Thomson” now begins to look like a liar from the very beginning because it’s hard to believe that a man with a proper English name can barely spell it. To me it indicates with 100% certainty that Mr. Thomson is not who he claims. The graphics on his website may depict a bunch of smiling white bread yuppies drinking coffee and playing with laptops, but the admin sure ain’t one of them!

Sometimes it’s even downright embarrassing because they often use names belonging to real personalities (probably went to a newspaper and picked the first one they liked, lol). How else could you explain Philip Morris as a HYIP admin, James Dean as a referral contest winner and Pete Wilson as a blogger. This are just recent examples that came to mind, but there are hundreds of others. I wonder if they really think first before using such names because it makes them even less trustworthy. I’m not saying that if a program is run by a man who can’t speak English but insists he has an English name that it has to be bad. It’s just an observation and the funny side of the HYIP industry where very few people use their real names.

Of course, for an admin of a program it would be a suicide if he used the same name (alias) he used when running a previous program, especially if that program scammed many investors and was not considered successful in general. But if you think about it there are too few admins in this industry running most of the programs. I’d comfortably say in fact that there are a hell of a lot more programs than there are admins out there, and if you lose money in 100 HYIPs you can rest assured that you’ve been scammed by the same man a damn sight more than once! You’ll just never be told about it and that’s where all the fancy names come into play – so they look like professional and trustworthy people, and completely different people every time to the same clients and prospective clients that they’ve been stealing from for years.

But why is there such an obsession of anglicized names at all? We can see it derives from the financial markets where all the successful companies and the people who reached the very top of their profession are the likes of Bill Gates, Steve Jobs and Warren Buffet – all talented white American males synonymous with money and success. So the online HYIP industry is a bleak reflection of the reality since coming to prominence a few years ago. Back then many HYIPs were really huge money making machines (mostly for the members who joined at the right time that is) and they had a very urgent necessity in explaining to everybody how they can pay such high returns for such a relatively short period of time (compared to the offline investment world). So to disguise their ponzi based nature they had to come up with some nice fairy-tales about successful ForEx traders who know the secret of making profits for everybody or the genius stocks market players capable of making millions overnight. So to make their stories believable they had to be associated with the real traders whose names were mostly of English origin. That really helped them to run their programs for a longer time and be quite successful. This has strong roots in the HYIP industry till now and there are still many admins who prefer to use anglicized names even if their English is very poor.

Many admins who are not native English speakers (90% of them for sure) probably realized this may not be such a great idea after all if you intend targeting American and western European based audiences. After all, who better to see through your fake Harvard credentials than someone who genuinely speaks the language? They became more shrewd now and use French, German and Scandinavian identities to explain their poor English (as if those people would naturally have problems with their English) – so again they are playing on the prejudices some investors might hold towards certain nationalities. Just ask yourself if you have more confidence in a person with a Western European name – or a Chinese, Nigerian, or (oh, my god!) Russian name. We all heard of huge scams and spams ran from these countries and so HYIP admins prefer to conceal their names under a very European or North American facade. Although I’m pretty sure that many HYIPs, monitors and even payment processors are run by Russian and Ukrainians. Judging by the enormous level of activity on the Russian language MMGP forum alone you can be sure of it. As a native born Russian speaker myself I can confirm that this industry is in fact largely ruled by them. I have absolutely nothing against it and I believe that racism and prejudice has nothing to do with the quality of a program, monitoring site or a payment processor. But how many times have you read something bad about LibertyReserve or PerfectMoney, something totally scandalous and libelous, and see it preceded by the word “Russian” or “Ukrainian”, as if you were to read it as “Satanic”. Small wonder then that the industry is full of Peters and Johns, and hardly any Piotrs or Ivans!

There are many scams among every nationality as well as many honest people. However, the above-mentioned prejudice against people of other nationalities that are for some reasons hated or misjudged by others make them change their names and therefore look stupid in front of native English speakers who have more tolerance for a multicultural society and usually less prejudiced towards other nationalities than the admins may be aware. So this is two-edged sword – the non-native English speakers find it necessary to use anglicized names because they are afraid to be misjudged by mostly their own neighbors while the investors prefer to put their trust into such names they subconsciously associate with ivy league businessmen who can’t possibly fail to make you rich (guess again!).

So is this all about building trust? If you’re experienced enough in this industry you should realize that nobody can be completely trusted here as the HYIP industry is built on lies and deceit. Investors who make money in this industry – and I know there are plenty of them – should be cold hearted and not to have any emotional attachment to a program or its administrator if they don’t want to be disappointed when their faith will be betrayed which inevitably happens after the program collapses. I think I already expressed my honest point of view on the HYIP industry in general and if you’re curious to find out more please refer to the previous issues of MNOFridays, links to which can be found on the MNO forum or on my monitoring page.

So the conclusion is that such issues are present and will stay present in the HYIP industry no matter what. This is my observation and strong opinion. But now the question arises if a regular savvy investor can use such language patterns to his/her advantage. Of course, you can do it and I often do so when I analyze the admin’s speech of one or another program that apply for monitoring on MNO.

I can give you a few examples of that – I noticed that one particular repeat admin who ran nothing but fast folding scams consistently makes the very same spelling and grammar mistakes no matter what made up name he gives himself. So I have refused to accept any his programs to my monitoring. He on the other hand has absolutely no idea how I recognize him every single time he tries to contact me! I simply hate such admins who are either not capable of running a good game or are just pathological scammers and liars deliberately out to steal from as many as possible while paying to as few.

But why are we only talking about HYI programs here? There are plenty of monitors and bloggers who use made up Anglo-Saxon names probably to look better and more experienced in the eyes of potential readers and investors. Take Alice Wilson or Max Williams as perfect examples of made up names for the reasons already outlined. But why to take it low. Let’s go with one of the worst scamming monitor admins Alex from hyip.com who always has a laugh and points at HYIP admins whose English is not their first language while himself often falls into the most incoherent babbling gibberish that would take a team of scientific code breakers to explain. This is a perfect example of when one non native English speaker makes a fool of himself by laughing at others less (linguistically) educated than him but maybe more honest and basically decent than he is.

I really hope that many people will recognize themselves here and stop this practice. One lie always requires another to cover it up and there are already too much of that in this industry by pointlessly adding to it.

The one thing I truly hate about HYIP industry is lies and those who spread them. And making anglicized names is just the tip of the iceberg in the ocean of lies that is the HYIP industry. However, if somebody are not ashamed to use their own names publicly and stop using those stupid made up ones they will be respected more by their readers and investors to a much better degree than by pretending to be someone than they are not.

Anyway, getting back to the point about how such quirks and oddities in someone’s language patterns can be very useful for investors if they want to learn that one person is really behind several programs or monitoring sites. One of my readers Peter recently found perfect links between the forum poster “thinkdifferent” and the famous and piggy backing ponzi admin Liegao (cannot call him anything other than that as I hate liars). That revelation made the “thinkdifferent” character suddenly disappear from my Shoutbox for good and who tried as well to justify that he was a different person from Liegao on some less strict blogs including his own. You can read the whole story on my forum here which was perfectly told by Peter.

So the issue we have here is not that this person has some issues with his English but the fact that he was exposed due to his poor command of the language. The conclusion is that that people cannot be considered as a trusted source of information (despite what he himself will repeatedly try to tell you) because he has two different identities being used to talk to “each other” (himself!) and support his opinion on his blog. If we admit that this is true than nothing can prevent such a dishonest person having multiple different usernames and running his own programs many times. Anyway, after that incident and the proof presented by Peter this person disappeared from my site perhaps awfully embarrassed and not understanding how his dishonesty was revealed.

Of course, this technique of identifying common speech and language patterns in others can be very difficult for non native English speakers like myself but you can always ask your English speaking friends to help. They will point straight away to the patterns that can characterize this or that person. And it can also be abused when reversed. An example of that would be one admin I remember trying to pretend he was behind a number of highly successful programs in the past. I can be a shrewd enough person myself though and on closer inspection of his language I could see that he was actually a copycat trying to use the fame of others to entice others into his scam. I honestly warned about it on my blog and then it collapsed shortly after that of course having nothing in common with the real hit programs he was trying to impersonate

So as you can see that anglicized names were used, are used and will be used in HYIP industry for a long time. However, a proper language analysis and some patterns can tell us who the person behind an HYIP or monitoring site really is and make appropriate conclusions that make us take reasonable investment decisions based on the true information we have obtained.

I hope you liked this issue of MNOFridays and I remind you that you are free to offer any of your own suggestions of what to discuss in the later issues. Thank you for reading my thoughts and don’t be shy to leave a comment.

DAILY NEWS FROM THE INDUSTRY.

First off, I would like to warn you against investing in ProsperityStructure program. I know I issued a warning last night that the program was having some cashflow issues after introducing a very profitable plan and unfortunately I was right in my assumption. It appears that after 10 days online and successful completion of a few 1, 2 and even 3 day cycles ProsperityStructure finally collapsed. The recent withdrawals went to pending status and even the admin himself honestly confirmed to me that his program was in trouble and that the cashflow was not great recently. Well, we all knew it was a game from the beginning but I hope you were in profit with it. Please do not invest into this game anymore as it’s folded. Here is the email I received from the admin of ProsperityStructure today confirming my guess:
“Hello Paul, I’ll be honest to you since I highly respect your efforts and work.
The recent cashflow was really affected badly and I am unable to continue the earlier performance.
Thank you for the cooperation and your understanding.
Best Regards, Ryan”.

The admin of FundsOMatic Randy (interviewed here) issued another email today reminding us about some features that you can take advantage of if you’re a member. Actually he mentioned several things that were already covered in my review of FundsOMatic that can be read here. FundsOMatic is the program from the famous admin of the SurfOMatic autosurf that managed to run for over a year and from which all the members were in profit. The current program by Randy is also aimed to run for a long time and has been listed on MNO for 110 days and reached the top 10 on my monitoring list. It offers very sustainable returns of 0.8%-1.8% for 200 days and 7%-14% for 26 weeks accepting four popular payment processors. The recent newsletter from FundsOMatic asked you to change your password frequently, reiterated the strict prohibition of multiple accounts, and the payout times which is now about 24 hours after making a request. Also Randy asked not to overload the support with questions that are already answered and use it only for urgent issues as well as requesting the payouts with no more than two decimals after the dot. Here is the latest newsletter from FundsOMatic:
“I want to welcome all the new members and just reiterate a few reminders.
** Daily Plans last 200 days and weekly plans last 26 weeks.
** We accept AlertPay, LibertyReserve, PerfectMoney and GlobalDigitalPay. You can use one of several exchangers if you need to fund one of these accounts from alternate sources.
** Passwords SHOULD be changed on a regular basis. I recommend at least once very 30 days. Not just for our site but forums and processors as well.
** Only One account per ip is allowed. We use strong detection software that checks this. Please see rules and FAQ.
** Cash outs. While some seem faster then others Current time frame is about 24 hours plus or minus. I use an automated payment checker for AP that processes them. All Liberty Reserve and Perfect Money are paid manually by me and each LR and PM account # is checked. As FundsOMatic membership grows so will the time that it takes to make payments. This is normal and should not cause alarm.
** Cash out amounts. Please be sure that your not requesting cashouts more then 2 decimal places. When I run the daily cheat software it sees this as an invalid amount and removes the payment from my list. Since it is not possible to to send a fraction of a cent it will delay that payment as i have to search for them in the database. So save time and only request payments to the point f 2 decimals IE: Wrong amount $123.456 Correct amount $123.45
** We do offer Live chat support when I am available you can find this on the support page. It does open a new window so make sure pop up blockers is temp disabled. Please keep this function to real support issues and not for monitors or other admins to ask me to buy into them. Also remember that idle chat does take away from time to process payments, so Please limit to support issues only.
These are just some tips and reminders and hope that everyone is safe and happy. FundsOMatic is still moving as always in a positive direction. New members daily and many new first time deposits.
RandyM”.

Last night’s email from NanoFund (reviewed here) was issued after me publishing the review of it and therefore the admin just announced it in his newsletter. Also he encouraged you to post your payment proofs on the major investment forums every time you receive an automated cashout of 6%-12% for 20 calendar days to your LibertyReserve or PerfectMoney accounts. Ten lucky winners that will be selected at random by the admin on a regular basis will get a cash prize to their payment processors accounts for doing so. Here is the latest newsletter from NanoFund:
“Hello dear investors!
Our system has just completed today’s automated daily payouts and everything is going well and smoothly!
NanoFund is really going round the internet like a storm and we’ve been picked up by the amazing Money-News-Online blog recently!
The MNO review of NanoFund is set to be published later this evening and rest assured that I will be forwarding this review onto you.
Continue to post your payouts on the forums such as Talkgold. It only takes a few seconds at the most and will heavily support the program. We are giving away $1 each to 10 people that post their payouts. The lucky winners will be picked by random within the next 24 hours so get posting your payouts! It could be you! Even if you don’t win you’ll still be supporting NanoFund! (You can still win even if you won before).
Talkgold: http://www.talkgold.com/forum/showthr ead.php?t=307146&page=1
MMG: http://www.moneymakergroup.com/Na nofund-Nanofundnet-t358806.html
DTM: http://www.dreamteammoney.com/index.php?s howtopic=108899
NanoFund -The best HYIP on the internet.”

It looks like a couple sites which are hosted on DdoDWiz are having some accessibility issues due to DDoS attacks on their servers. The admin of EarnPlaza Matt (interviewed here) was hasty enough to report last night that the site was back to normal. However, it was inaccessible for me until just a few hours ago when it started loading. Of course, the hosting provider should be held responsible for this incident and I must say it’s not the first time that DdoSWiz let their clients down and probably not the last time either. They surely cannot be compared with such hosting experts as BlockDos, BlackLotus and Dragonara. So the admins that wish to host their sites on their servers should think twice before doing so. The recent example of EarnPlaza is just another example of bad service but the admin of the program assured everybody that it would not affect the cashouts from the plans on offer (110% after 5 days, 130% after 10 days, 160% after 15 days) which will be processed as usual. Here is the latest newsletter from EarnPlaza (reviewed here):
“Hello, as you all know from a last newsletter that we have faced a huge ddos attack. It seems like its over but as I understand some members still cant access EarnPlaza. We are doing everything we can to get things back to normal and I hope tomorrow everything will work fine. I kindly ask members not to worry about that because despite those problems all payment requests processed as usual. If you still cant login please email me at support@earnplaza.com and describe your problem (for example site is not working at all or its not working for you because of SSL certificate etc). Its will really help us. That’s all for today, I really hope that tomorrow I`ll be back only with good news.
Best regards, Matt Powell
EarnPlaza Support”.

It was also a bad start for a program that was added to MNO today and which offers very short term plans called EuroInvestOnline. It was also inaccessible to me for some time today, again due to their hosting on unreliable DdoSWiz servers. It’s a very bad beginning for a program paying on such short-term plans as 4% hourly for 26 hours, 5% hourly for 21 hours, 65% for 2 days, 30% for 4 days, 140% after 3 days. Although actually most of these plans would be out of reach for the majority of the investors as the minimums to invest are quite high and only for 4% hourly for 26 hours (104%) the minimum is set to an affordable $5. EuroInvestOnline only accepts LibertyReserve and PerfectMoney payment processors but compensate for the limited choice by processing the payouts instantly. I received the first payout from EuroInvestOnline to my PerfectMoney account instantly and this is at least a very promising sign. The site is now fully functional again and I hope it won’t have too bad an effect on its cashflow once it has many members with active deposits. Other features of EuroInvestOnline include SSL protection and a licensed script by GoldCoders so I hope that these better points will not be overshadowed by the poor level of service from their hosting provider. I hope to bring you a detailed review of EuroInvestOnline by tomorrow provided their site stays online and stable as it appears again now.

That’s all the news for today, guys. To finish I will just let you know the list of programs that paid me today:
FundsOMatic, OrderDollar, UniteTrade, Vodapex, ReProFinance, PandaTrade, OnyxInvClub, MutualTreaty, InternationalCommerce, FutureTrails, FenixTrust, FxTradingWorldwide, OptimumPride, Budgetiva, CherryShares, RedOrchidInvest, 144CashAds, InnoClub, OilStructure, NanoFund, GainBucks, PawnShopFund, YesInvestment, EzProfit, FiboTradePro, GrapeVineFunds, Famega, GloTrade, WorldPrivateFunds, OilStructure, CurioHunters and EuroInvestOnline (the first instant payment received).

I hope to see you on my blog tomorrow with another review and all the latest news from the industry!