BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! It’s been a nice couple of days so far in Bratislava and I have to say a very noticeable change from anything I’ve seen in Austria (just a couple of miles down the road) or Switzerland over the last couple of weeks. Not in a bad way however, things seem to be altogether more relaxed and quieter here. I’m looking forward to exploring a bit more of the surrounding countryside tomorrow while the weather still holds.

But getting on with tonight’s business, there is a recently launched short term HYIP recently added to my monitoring list called EuroInvestOnline that I’d like to take a closer look at before the news. It’s a high risk venture, there’s no doubt about that, with a selection of plans that run from between anything from a matter of hours to just four days at the longest. Some of the longer term ones are a bit on the expensive side however and considering the risk involved are unlikely to get many takers. The shorter term games that offer hourly payments are a bit more affordable though, and might even turn out to be kinda fun.

After getting off to a bad start because of their hosting provider – 100% uptime is vital for any HYIP making hourly payments – EuroInvestOnline looks like it might be on its way to recovery. So far so good anyway but we’ll know soon enough by keeping a closer eye on the payments and confirming that they haven’t been affected. Thankfully the problem only lasted a number of hours and investors didn’t seem to get too panicked, and as all payments have been honored so far there was no harm done. So kudos to the admin for handling is first potential crisis so well.

EuroInvestOnline‘s plans offer a mixture of payment schedules that pay hourly, daily, and on expiry. I’ll start with the plan that’s cheapest to join which unusually for a HYIP is not the shortest term. It runs for 26 hours and and costs a minimum of just $5 to join, so like I said it could be a fun way to make a couple of extra bucks as long as you keep it sensible. Interest payments are made every hour at a rate of 4% which includes your principal. That will add up to a total return of 104%, which I suppose considering it’s basically just a day can be compared favorably with a lot of short term programs in terms of sustainability.

The second plan makes daily payments and runs for a term of 4 days. It will cost you at least $250 to sign up so that’s obviously a steep increase on the last one. EuroInvestOnline are offering 30% per day including your principal so that adds up to a total of 120% by the time the plan finishes. Again comparable to what you’ll find around the industry, but unfortunately a bit more expensive than what you’ll find elsewhere.

The third plan returns to hourly payments and runs for the shortest available term on offer by EuroInvestOnline of just 21 hours. Payments, which include your principal, are 5% per hour giving you a total return of 105% by the end. Not bad for under a day but it’s going to cost you a $501 minimum to participate.

And it only gets more expensive from there. Next up is a plan that runs for 2 days and pays on expiry. Deposits start at a minimum of $3,000 and at the end EuroInvestOnline will return 125% of your principal.

Also for a $3,000 minimum spend you can join a plan that runs again for 2 days but this time offers daily payouts of 65%. As this gives you a total return of 130%, principal included, it effectively makes the previous on expiry 2 day plan redundant. It’s both safer and more profitable, though with a 3 grand price tag it’s hard to see either of them getting that many takers anyway.

And finally, again for a minimum spend of $3,000 EuroInvestOnline have a plan that runs for 3 days and makes one single payment on expiry of 140% interest. This includes your principal.

Payment options are a bit limited with just LibertyReserve and PerfectMoney being accepted. To be fair to the admin he did try his best to make this more attractive by introducing instant payments, ie just log in and request your money and see it appear in your e-currency account within seconds. Unfortunately he’s needed to turn this feature on and off again a number of times now due to DDoS attacks on his website. At the time of writing payments are made manually and you are asked to allow up to 6 hours for it to be completed. It’s very possible that instant payments might be reintroduced as typically they do form an integral part of any successful short term game that makes hourly payouts, but because of some justifiable security concerns cannot be guaranteed either. Watch this space for more info.

EuroInvestOnline is hosted on a dedicated server by DdoSWiz and despite some early interruptions to the program seem to be settling down a bit now. A more welcome feature I guess would be the use of SSL encryption which is in place for more secure transactions and safer browsing. The script is under license from GoldCoders and if you have any other questions relating to these or any other aspects of EuroInvestOnline then you can send them to the admin by filling out your details on the support form on the contacts page.

Texts on the website aren’t original so please disregard any mention of this program being organized by financial investment specialists. The fact that they pay by the hour should have given that much away anyway, but it’s still a very simple and uncomplicated website to find your way around. Such programs can be a lot more fragile than other short term games as obviously downtime for even a couple of hours can have a much bigger impact here than elsewhere, but the admin’s done well to keep it afloat and hopefully we will see a lot more investors join the early birds that have already made a successful short term profit since yesterday with EuroInvestOnline.

DAILY NEWS FROM THE INDUSTRY.

The first thing I would like to do is direct your attention to the programs that scammed today in order you to minimize the losses if you intended to invest with any of them. Actually, both sites I’m talking about disappeared today but in case they suddenly re-appear please take note that the investments are not recommended. These programs are Budgetiva and VividTrade.

Let’s start with VividTrade. Yesterday I noticed that I hadn’t received the usual payment although there were never any delays before. Today one of my readers wrote to me and let me know that he had three unpaid pending withdrawals from VividTrade. I usually take such complaints very seriously and so I tried to contact the admin of and asked him about the pending withdrawals. Unfortunately, there was no answer received by now and moreover, the site became inaccessible. I’m afraid it’s gone for good but I will report on MNO if anything changes.

The site of Budgetiva also disappeared and of course it happened on the day when the first payouts on expiry from the 144% after 12 days plan should have been processed. As you might remember I was quite skeptical in my review regarding the fact why the program had over 120 monitors on their site. Well, after it scammed prematurely the answer to that question was quite obvious – as you know monitors are paid usually by interest on deposits so the administration of Budgetiva had to spend virtually nothing to be listed on so many monitors. Because they never intended to pay any of them a penny. It’s a very simple and shameful scheme to steal rom people and instead of becoming the next MegaLido like they promised they became MegaFastScam instead. Well, I can only hope that such dishonestly earned money doesn’t bring them a moments happiness and they will eventually get what they really deserve from life.

One more trap shameless conmen are preparing for you are phishing emails that are sent allegedly from the admin of PremiumGain – a short-term program that was advertised on MNO and listed for some time before folding. So now there are some emails sent out from the PremiumGain email address to its former members with a request to make some changes in the LibertyReserve account of the members allegedly in order to start receiving instant payouts from the program again. Please make sure that you don’t do so, otherwise you risk losing all the money you still have on your LibertyReserve account. I will not republish the whole email here for security reasons and only warn you about that because some of MNO readers were asking my opinion about it. The answer is simple – since PremiumGain is gone consider all the emails from them as a phishing or scamming attempt and don’t believe anyything they say to you. Remember in HYIP industry no admin can be trusted 100%!

Fortunately the inaccessibility of another HYI program Vodapex (reviewed here) proved to be a false alarm. I knew that as today’s withdrawal from Vodapex was processed as usual and the MNO reader who contacted me with this request also managed eventually to access the site and get his instant withdrawal. I remind you that Vodapex having been monitored by MNO for 70 days already and paying instantly to LibertyReserve, PerfectMoney and RoutePay on 2.8% for 45-120 days plans got a well deserved place in my ranking currently at #6. But what was the reason for the downtime you might ask? Well, it was a blackmail attempt by DdoSers trying to bring good programs down by carrying out DdoS attacks on their sites if they refuse to pay the ransom which is case with Vodapex was equal to $500/per week (!). Of course, the admin was right to refuse to pay a cent and their hosting provider Koddos about whom I’ve only ever heard positive things promised to handle the attack pretty soon. At the moment, the website is back to normal for me but if you experience any difficulties please wait and don’t panic as the administration keeps communicating with the investors and (the most important thing) the payouts are still processed instantly. Here is the reply from the administration of Vodapex regarding the inaccessibility of their site I received from them quite fast which again proves that they have top-notch support:
“Hi, The site is actually online but intermittently. Koddos management is working to put everything in order.
We are receiving massive ddos attack from someone or group who requesting for $500 weekly. Koddos said they are taking care of the problem and propagation should restore to everyone soon.
============blackmailer message==============
DDOS
Friday, 15 October, 2010 9:27
From: “John Black”
To: vodapex@yahoo.com
Currently, your web-site is under our DDOS attack. In order to acquire DDOS immunity for one week, please transfer $500 to the following LibertyReserve account: U9144086
We guarantee you that the attack will be stopped as soon as we receive the money.”

By the way, just an hour ago I finally received an official update from Vodapex regarding the attack. They emphasized that Vodapex is hard to destroy and that everything should be back to normal by now as the site is constantly monitored by Koddos who will prevent any further DDoS attacks:
“Subject: Vodapex – DDoS Brought Under Control!
We understand some of you may have had some difficulty in accessing the website for some time today. The reason was we were under massive DDoS attack, but the problem was immediately tackled by our hosting company and brought under control.
Our priority will always be to ensure that your investments are secure and continuously bring you profit. We invest heavily on our servers, and so we are never shakened. We are not a $200 dollar-a-month operation. We are much more bigger than that because we are a long term service that will continuously bring you profit for months and by God Grace, for years. Everything about Vodapex is carefully planned for months from the beginning. Vodapex will be the longest operation ever. This is a promise that will be kept. We just started.
We are truly sorry that you were inconvenienced by the DDoS attack interruption. Note that all operations have returned to normal and the website is monitored 24 hours daily by our hosting company.
Automatic cashouts are back to normal and you should be able to withdraw without any difficulties.
Once more, we apologize for the interruption and any inconveniences caused.
Best Regards. Admin. Vodapex.”

I received two contradictory messages from the above reviewed EuroInvestOnline today. As you might remember straight from their launch yesterday their website was attacked, possibly even by the same bunch of Ddosers, and was unavailable for some time. They managed to mitigate the attack and switched the instant payouts back on. However, it appears that the attacks still continue which make it literally impossible for them to continue instant payouts on all the plans (especially considering that some of them are hourly plans). So EuroInvestOnline is not paying instantly anymore but ask the investors to allow 2 to 6 hours after the withdrawal request is done to process the payouts manually. I guess there is nothing to worry about yet as EuroInvestOnline only started yesterday so they will surely last for some time considering the money they spent on advertising. In addition, the admin promised to switch the instant cashouts back on again when it’s safe enough to do so. However, I hope that the attacks will stop soon as it’s not very comforting for investors looking to take a gamble here. There are two updates I received from the administration of EuroInvestOnline today (I myself was paid instantly today as I requested the payouts before the second announcement):
“Dear Depositors.
We were attacked by DDOS. We managed to beat it off and installed a higher security level. Instant payments are switched on and we work as before.
Thanks for staying with us.
As a result of constant DDOS attacks we have to stop Instant payments. Now the payments will be made by hand within 2-6 hours after the order. We might return Instant payments in the nearest future. Thanks for your understanding.”

Another program that suffered DdoS-attacks for the last couple of days making access to the site intermittent was EarnPlaza (reviewed here). Now though the site is back to normal and I believe there will be no downtimes anymore thanks to their hosting provider finally having mitigated it. EarnPlaza still pays fast on the following plans: 110% after 5 days, 130% after 10 days, 160% after 15 days for over three weeks already and the payouts have always been quite fast though not instant. Here is the latest newsletter from the admin of EarnPlaza Matt (interviewed here) who is preparing some surprises for his investors to celebrate the completion of one month online:
“Hello. Finally everything is back to normal and I really want to say thanks to all of you for your support during those problems with ddos attack. As I promised we didn’t give up, we are still here and only getting stronger. I hope you enjoy your profits and will continue to support EarnPlaza. It was a difficult test for us but we learned a lot from this. Anyway soon EarnPlaza will have one month online anniversary and we are preparing some surprises for our investors. All payments processed as usual and that’s all for today, see you all soon.
Best regards, Matt Powell
EarnPlaza Support”.

And one such surprise from EarnPlaza I guess will be the sponsorship of the regular MNO Cash Contest that is held on the MNO Forum (click here to participate). I remind you that by answering one question daily every member of the MNO Forum has a good chance to win $5 to his/her LibertyReserve account. The questions asked are usually about the program which is sponsoring the contest and so the members of those program usually have a better chance of answering the questions correctly first. Anyway, don’t miss your chance to win $5 to your LibertyReserve account and check out the thread here where the first question has been already posted.

ReProFinance (reviewed here) is running a promotional campaign in order to make their program more popular among the investors. I guess despite the unique script and instant cashouts to LibertyReserve and PerfectMoney the only thing holding off potential investors is the quite low rates of interest. I remind you that you will be paid 0.8%-1.5% for 90 business days or 0.9%-1.9% for 180 business days (fixed interest depending on your principal amount) and your principal will be returned on expiry. But I guess 4%-4.5% weekly is too little for the current online investors who prefer higher interest rates. So apparently the administration of ReProFinance wants more publicity and more investors now. So they came up with an interesting trick – every new member that is going to sign up in ReProFinance will get a $5 cash bonus to their accounts. This bonus cannot be withdrawn and can be only invested in one of the plans. The catch is you cannot invest less than $10 into the program as this is a set minimum so in order to invest you’ll have to add at least $5 more of your own money to start earning. I guess that is a very smart promotional step as it will not actually drain the program’s cash reserves but at the same time will allow the investors to try on their program with the minimum amounts. I guess they think the “try and buy” approach used in department stores for candies and perfumes will also work for online HYIPs. We will see how it goes for them but meanwhile you can read the rules and sign up with ReProFinance for your $5 cash bonus if you like. Here are the rules of obtaining the bonus taken from the update published on their website:
“Get 5$ bonus to your account balance after sign up
We know how it is important to support clients in the beginning of their investment activity. That is why we announce a new advertising promotion – sign up and get $5!
Once registered you will find $5 in your account. It means that you need just to add $5 more to make a deposit. It is very convenient for the newbie investors.
Follow the investment project ReProFinance and do not miss the opportunity to multiply your capital on the Internet.”

In the latest update from FxTradingWorldwide (reviewed here) the admin announced that the instant cashout system will start to work from today. Although it was mentioned that some limitations will be applied: only withdrawals to LibertyResevre are instant for small amounts. However, it looks to me that it doesn’t work yet as I requested a $9 payout to LR and it went to pending status as usual and was not paid instantly as promised. Since the system is only on trial status I will update you on my blog when it really starts working. I would still like to publish the recent update that I received from FxTradingWorldwide today:
“As per last newsletters, Today 15th Oct, server time
We start our auto-withdrawal for withdrawal not over 10$, you will get payment instantly.
You could request 1 time /day /user only
We will increase this limit in near future.
Please note that, in some exceptional cases that your request in this limit but not receive payments, ad min will manual approve in next few hours.
And this auto-withdrawal will apply for LibertyReserve only. Withdrawal by PerfectMoney will be manual approved by Admin as usual.
The max daily withdrawal limit for normal request is 100$/day and will increase week by week shortly
Best Regards. Admin
FxTradingWorldwide. “Your Money Factory“.

The admin of GrapeVineFunds Ryan sent an interesting newsletter last night that was aimed to prove to the investors that it’s actually possible to make some good money on the alcohol market. Enough to take your breath away. I like the example he brought to the investors’ attention, however it doesn’t prove the main point – whether the GrapeVineFunds project is actually involved in reselling wines which I highly doubt it has any connection to. Anyway, investors always enjoy fascinating stories about the “real” investments of HYIP admins and actually the growing audiences of some blogs manipulating this investors’ naivety proves that some people tend to believe what they are told and never learn any lessons from past failures. So I suggest to take all the investment information from HYIPs with a huge grain of salt which doesn’t change the fact that they have been paying fine so far on all the plans on offer: 1.1%-1.3% for 150 business days, 6.2%-6.4% for 30 weeks and 30%-35% for 8 months. Here is the latest news from GrapeVineFunds (reviewed here):
“Hello. I thought I would send you this information if only to prove what this site is all about and what is possible both in the wine and Malt trade, unfortunately these 2 bottles did not belong to GVF.
The Guardian – Thu 14 Oct, 2010 01:04am BST
New record for industry set by sale of two bottles of 64-year-old Whyte Mackay single malt for £100,000 each.
It is enough to make you spill your drink. But at more than £3,500 a dram or £7,000 for a double, you wouldn’t want to waste a drop of Dalmore 64 – or worse still, pick up the tab at the bar.
Whyte & Mackay has set a new record for the industry, selling two bottles of its 64-year-old Dalmore Trinitas malt at £100,000 each – the first time the price for a single bottle of malt has gone into six figures.
Only three bottles of the Trinitas malt were ever produced at Dalmore on the shores of the Cromarty firth, pushing up the price for the buyers, US property developer and whisky collector Mahesh Patel, and Sukhinder Singh, who runs the Whisky Exchange brokerage in the UK
Hope you find this interesting. Ryan”.

I have been paid today from the following programs:
Flamanta, NanoFund, YamaFinance, PawnShopFund, TradersPower, GroupUniversal, UniteTrade, EuroInvestOnline, OilStructure, EarnPlaza, WorldPrivateFunds, Vodapex, ReProFinance, PandaTrade, OnyxInvClub, InternationalCommerce, FenixTrust, OrderDollar, Famega, 144CashAds, FiboTradePro, InnoClub, CurioHunters, GainBucks, YesInvestment, EzProfit, GloTrade, CherryShares and LeadingROI (the first instant payout received).

You might be wondering what the LeadingROI program is all about. Well, it’s just another short term game that was added to the Premium list on MNO a few hours ago. It offers instant (or manual in some cases) payouts to LibertyReserve and PerfectMoney on the following plans: 105%-122% after 1 day, 120%-170% after 3 days, 150%-250% after 7 days, 175%-320% after 10 days, 265%-515% after 15 days, 540%-1122% after 30 days. As you might imagine the more you invest the bigger te payout received on expiry while the minimum investment to all plans is only $10. Of course some returns here look just too good to be true so I would suggest to invest only in the plans with realistic returns. By the way, all the plans will be thoroughly described in the upcoming review of LeadingROI that will hopefully be published on MNO by tomorrow. Today I just wanted to say that the overall impression of LeadingROI site is quite good – it runs off a licensed GoldCoders script and is hosted on a dedicated server with BlackLotus protection and is SSL secured. The only issue I and some of my referrals encountered today is that their deposits were not instantly credited to their accounts. The admin explained it to me by micro-DDoS attacks that are coming to their servers and preventing some deposits from being credited instantly to members’ accounts. If this is the case please do not hesitate to contact the admin of LeadingROI who will take care of your deposit by manually adding it to your account. I guess I will be able to give you more info on if this problem is solved or not by tomorrow when I hope to receive the first payout of 105% after 1 day plan I joined. So stay tuned for another review tomorrow!

That’s all for today guys. I will be back with all the latest news on MNO tomorrow so stay tuned and have a good weekend, everybody!