BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST ANYMORE!

Hi everybody, and Happy Halloween! This year I finally couldn’t help myself and just had to spend this funniest of holidays in Transylvania – the land of vampires and Dracula! Of course there’s a lot more to recommend the place than just that and since last night I have been staying in the beautiful old Saxon city of Brasov. But for the day that’s in it and as a big fan of old horror movies from every decade (Klaus Kinski’s performance as Dracula has yet to be equaled I think) I just had to go and explore the countryside and the old castles and must say it was a very rewarding experience with some fantastic countryside for those who enjoy the outdoors as I do and some nice old taverns as well for the evenings.

Anyway, as I’ve managed to make it home safely without the unwanted attention of various ghouls, ghosts, vampires, and werewolves let’s get back to business. You may remember in yesterday’s update I introduced a brand new short term program called SolarisTrade so tonight I want to start by taking a closer look at that. And maybe I should start by saying that it’s a very short term program with the longest plan lasting for just three days. I know these games are popular with a lot of you (less so with others) so you need to make a decision soon enough if you are going to take advantage of the opportunity. If it’s not for you then fine, there’ll be plenty of others. But if you do like it I suggest you not sit around all week looking at it.

SolarisTrade has three investment plans available. The first one will run for a term of just 1 single day and pays you once on expiry. Interest rates will depend on the size of your deposit and your principal is counted as part of the payment. The plan itself is then broken down into four sections as follows:
For a minimum spend of $10 up to $500 SolarisTrade will pay you 105%. For deposits between $501 and $1,000 they offer you 108%. For larger deposits of between $1,001 and $2,500 you should earn back 110%. And finally for something more ambitious though still up to a relatively conservative maximum of $5,000 you are offered a total return of 115%.

And that’s where the second plan starts. SolarisTrade are offering 115% on expiry for all deposits between a $10 minimum and a $500 maximum. This time the investment term runs for 2 days. Payments made on expiry will be inclusive of your principal and for bigger spends will be made at the following rates:
From $501 to $1,000 will earn 122% interest. Deposits between $1,001 and $2,500 are offered 127%. And finally SolarisTrade offer the highest rate of 135% to larger deposits up to a maximum of $5,000.

SolarisTrade‘s third plan pays on expiry after a 3 day investment term. And while on one hand it’s the riskiest of the three plans available, a $10 minimum spend means you really don’t have to take that much of a risk financially speaking in order to make a couple of bucks. If you like the returns being offered but are unsure about how to proceed then I suggest you think about splitting your investment between the three plans, with the longer term ones getting smaller amounts of money.

Anyway, this is what you are being offered. Investments between $10 and $500 are offered a payment of 130% on expiry, principal included. Join with anything between a $501 minimum and a $1000 maximum and you are offered 140% return on expiry. Larger deposits between $1,001 and $2,500 are offered 150% on expiry while the maximum return by any of SolarisTrade‘s plans is reserved for those willing to risk from $2,501 to $5,000. The interest rate here is 160%.

I think if any short term HYIP based game with plans as short as SolarisTrade is going to be a success, or even to realistically work properly for that matter, then instant payouts are an essential part of the set up. The choice of payment processors themselves may not be all that extensive but instant payouts are at least in operation. This only applies to withdrawals up to a maximum value of $400. Larger withdrawals will be processed manually. You can deposit via LibertyReserve or PerfectMoney which are fine as long as you are OK with the fact that all transactions are irreversible and it’s your responsibility to assess the risk, not theirs. So spend accordingly.

The design and security of SolarisTrade is up to a decent enough standard for a short term game. The script is under license from GoldCoders and the website is SSL encrypted for safer browsing and more secure transactions. The program is hosted on a dedicated server with the highest possible level of protection provided by BlackLotus through one of their less well know franchises (though the quality is still up to their usual standard). Any questions or support related issues can be forwarded to the admin by filling out your details on the ticketing form you’ll find on the contacts page and submitting.

Texts are semi-original. By that I mean they have been used by other programs in the past but have been re-written by the designer to suit SolarisTrade trade to such an extent to make it less obvious to find than usual. But they’re not original. Some people make a big deal about that but I’m not one of them. Especially as the texts themselves talk in very vague terms and give very little practical information about what it is that SolarisTrade claim to be involved with, most of which just makes it sound like a regular online HYIP game anyway. But as usual I only ever mention this for the benefit of newbies so you won’t be confused or mislead into thinking that there’s something more serious going on here. There isn’t. But to be totally fair to SolarisTrade and its admin the program is now three days online and as such has successfully completed at least one cycle of all three plans, so whatever else people will – often justifiably – try to warn you about in short term HYIPs the fact remains that at least someone has already made a profit here.

Will you be one of them? There’s no way I can tell you that and still give an honest answer but as long as you’re not gambling with anything serious then SolarisTrade might be a fun way to try and pin down a couple of extra bucks as long as you accept the risk and if you act on it quick enough. If not, then not to worry. There’s always plenty of options in this business for you to keep open.

DAILY NEWS FROM THE INDUSTRY.

I would like to start with the situation with FundsOMatic which definitely concerns many readers of MNO and investors of the program alike. You might have noticed after the extended email announcing some changes in the program and capping the maximum earnings at 130% the payments to some payment processors were delayed for longer than the promised 48-hour timeframe. Some investors therefore were quite concerned at this and contacted me for an explanation. I immediately emailed the admin of FundsOMatic Randy and received a speedy reply. He admitted that he was quite inundated with personal emails after the announcement where many people asked him how much money they will be able to withdraw. Randy told me that he was in process of checking everything out and calculating the earnings for every account and would probably be paying to everybody this evening. Anyway, Randy is still active and is replying to emails and therefore I can see absolutely no reason for panic. He has proved his seriousness with two programs already and nobody lost in his previous one so I guess that’s what everybody expects now – taking some wise decisions that will bring us all a nice profit and ideally extend the lifecycle of FundsOMatic. Remember that no matter what happens next it’s largely out of our hands anyway so let’s all give the guy some space to work in. I will be updating you regarding the current situation with FundsOMatic on my blog as soon as I get some more info.

As you can see from the example of FundsOMatic, some HYIP admins can be trusted and always deliver what they promise. That may also be true if you deal with the admin of GroupUniversal. Just yesterday you might remember that I announced about the pending withdrawals from the program that had been taking over 72 hours (the time for processing the withdrawals given on their site). I contacted the admin and he said that the pending withdrawals were connected with the downtime on their site which lasted for over 24 hours and promised me to pay all the pending requests by that evening. That happened in the past with GroupUniversal and they always paid. So, I was quite sure that it would be the case here as well. And I was right, GroupUniversal paid everybody that same evening. At least I didn’t receive any reports to the contrary. I must say I’m pretty impressed with the overall performance of GroupUniversal (reviewed here) which has been monitored on MNO for over six monthsnow and is still paying on the 1.8%-2.2% for 150 business days plans to LibertyReserve and PerfectMoney payment processors. Usually the payments are processed within 72 hours of the request being made but even after downtimes and the delays that follow they always deliver what they promise and pay on time and I appreciate that.

I can’t say the same for StablEarn unfortunately and would like to make some clarifications about the status of the programs that pay instantly. For such programs a very strict rule applies on MNO. Usually they are all very high-risk and when I encounter a pending withdrawal from a program that is supposed to pay instantly I immediately consider it a problem and move it to Waiting status on my monitoring page. I’m doing this to protect the funds of MNO readers and find it important to act fast in these matters to prevent losses as it’s an obligation of the admin to watch when they need to replenish their LR ad PM accounts for instant withdrawals to be processed. That’s the vital point of MNO monitoring which differentiates it from others and which I am proud of. So the same thing happened yesterday with StablEarn where the instant withdrawals suddenly stopped and I had no other choice but to move them to Waiting status and issue a warning immediately – in this case I was taking a 6 hour train journey with no internet access so I had to be sure that my readers were safe. After getting back online I surprisingly discovered an email from the admin of StablEarn blaming me(!) for the hasty decision to move his program. In replyiny to him I didn’t apologize and stated that since on his website he guarantees instant payouts they must be instant, otherwise he breaks his own rules and might be considered as having problems. There was no reply to that but today I discovered that the payouts are not instant anymore and have been pending for many hours. I had no other choice but to again move the program to Waiting and now to Problem status on MNO and this time I think it’s serious. So please do not make any further deposits into StablEarn.

By the way, if you’re interested I have received an instant payout today (as it was promised on the website) from the short-term program SolarisTrade that was added just yesterday and reviewed today. The payment from SolarisTrade was 105% after 1 day.

I wonder if the admins of short-term games have even a fragment of imagination left between them sometimes. The pattern we can see now prior to the program collapsing is just too predictable – the stopping of instant payouts, then a hasty introduction of an impossibly profitable plan, then issuing a newsletter asking to make changes in your API in LibertyReserve which will enable them to empty it. Well, this pattern was followed by BrilliantsInvestment yesterday and if you remember I reported about that on my blog straight away and warned about the selective payouts to monitors only and the newly introduced plan which is always a huge red flag in such short-term programs like this. And while I appreciate that the program managed to last for 10 days without any issues which would be not a bad achievement for a program paying 107% after 1 day, my good overall impression about the program was all spoilt by today’s newsletter – an attempt to empty some gullible members’ LibertyReserve’s accounts. You must agree that one thing is when a game stops paying at some point which is natural in the HYIP industry but a totally different thing when it tries to steal money from LR accounts. Anyway, I hope MNO readers are more experienced and won’t fall for this trick. Just for your information here is the latest scamming attempt from BrilliantsInvestment (currently at Not Paying status on MNO but still on Paying status on some dishonest monitors!):
“Hello BrilliantsInvestments members, we have recently upgraded our script. An action is required in order to receive the pending withdrawal.
Here is what you need to do to receive the instant cashout:
1. Login to your LR account, go to Merchant Tools.
2. Click on “Create new API”
3. Enter the following entries
3.1. API Name: Ixxxxxxx
3.2. Sec. Word: Ixxxxxxx
4. Tick ENABLED
5. Tick TRANSFER
6. Tick BALANCE
Other values leave to default. SUBMIT and save the API.
You should be able now to receive withdrawals from us.
After doing so, please e-mail your LR account number to pay as soon as possible.
Admin”.

There was another email received last night from GWDConline about the holiday celebrated in many countries all over the world – Halloween. No, it was not very spooky but actually quite pleasant. The admin of GWDConline Albert sent his best wishes to everybody celebrating and gave some updates including the review which was published recently on MNO (click here to read). He reminded also that the payments are not processed on Sundays, although can be requested. The plans offered by GWDConline have quite low but sustainable returns of 3% for 40 calendar days where you can invest via four popular payment processors: LibertyReserve, PerfectMoney, GlobalDigitalPay and AlertPay. Here’s the latest newsletter from Albert, the admin, who I’m hoping to interview soon as well:
“Welcome to this edition of Distribution Weekly. For all new members welcome. For those who don’t know me I am Albert. This edition of Distribution Weekly will be a short and simple one.
Just some brief statements to answer some questions that I commonly get. We are DDOs protected form an what has proven to be a rock solid provider KoDDos. Distribution payments are made several times a day Monday to Saturday. No payments on Sunday or globally celebrated holidays.
More about Global Wealth Distribution Center ( GWDConline ) can be found on these review sites. http://money-news-online.com/blog/2010/10/26/25102010-gwdconline-review-and-daily-news-from-the-industry/ I am expecting to have some interviews done next week which will give even more incite into our program.
Deposit from compounding or earnings is available by choosing available balance investment from the drop down box on investment page. New e-Currency investment is for new deposits from processor.
When your paid or just want to discuss GWDConline be sure to visit the forums to post and vote on monitors.
Tomorrow is Halloween and Sunday. I hope you all are ready for “trick or treating”. Get the costumes on and have some safe fun. Remember to check the candy. Be sure to take photos and why not share them with others in the GWDConline forums.
If you have any questions, concerns or need support, please make sure to contact us here: http://www.GWDCOnline.com/support.php
Albert. Global Wealth Distribution Center”.

It looks like not only is tonight Halloween but also the last night when you can make a deposit into one of the investment plans offered by WorldPrivateFunds: 0.9% for 10 business days, 1.1% for 30 business days, 1.4% for 60 business days, 1.8% for 90 business days, 2.2% for 120 business days (principal returned on expiry on each plan) and receive an 8% bonus on investments ranging from $20 to $1,000 via LibertyReserve, PerfectMoney, AlertPay or SolidTrustPay. The good thing about this bonus that it can be withdrawn to your payment processor account anytime and is not automatically added to your deposit. So this is real money you will get on top of your possible profits from WorldPrivateFunds. For more information on WorldPrivateFunds you can refer to my review of the program (published here) or my interview with the admin of the program Samuel (click here). Here is the latest news from them:
“Today – Oct 31st – is the last day for the special bonus 8% for all NEW deposits from $20 up to $1,000 (new or old members). This bonus may be withdrawal any time the member wants.
There are NOT eligible deposits from cash balance.
All withdrawal requests till now have been completed.
We appreciate if you will post about your payment proofs on forums and vote us on monitors.
Thanks for your great support.
Do not hesitate to contact me for any problem.
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

Also tonight I was paid for the first time from a new addition to MNO CazaInvestment which will be reviewed on Tuesday. The program is offering two plans (3.2% for 45 days with daily payouts and principal included and 6.5% for 21 days with weekly payouts and principal returned) and accepts deposits via LibertyReserve, PerfectMoney and AlertPay. Today the admin of the program Pally sent out a Halloween update where he (or she, not sure of that) shared some stats after 12 days online, said a few words about their company (allegedly involved in the gas and oil sector on three different continents) and gave some very good advice on investing sensibly as the profits are not guaranteed (at last we hear the harsh reality about HYIPs!). So if you’re interested in investing with CazaInvestment you might want to read the update sent out tonight:
“Hello. It’s Halloween today and we hope you all had fun? This day October the 31st marks the 12th day of having CazaInvestment launched and I am pleased to inform you that we have been having tremendous investors with a member base of about 400 among whom are top investors. I would at this moment give you a brief overview of “This earning opportunity – CAZAINVESTMENT”
This project is managed by professionals in the oil and gas sector of Asia, America and Europe markets who have had quality involvement with drilling on crude oil products, it’s trade and how to minimize risk, the payments plans are pretty realistic and we hope for the best, however we want our members to understand that we cannot give a 100% guarantee of earning, Life itself is a WIN-LOOSE game but in the case of CazaInvestment we say that you are more in safer hands and assured quality investment returns. The 5% referral commission is for everyone who invites new investors. Our live support is usually on for 12 hours daily but we basically answer questions sent to us via email within the shortest possible time.
I would close this by letting you know that for today all payment has been processed and we are look forward to a more profitable week. Have fun as you invest in CazaInvestment; WE HOPE TO MAKE YOU PROUD ON YOUR DECISION TO PARTNER WITH US.
Thanks, Pally Eppie.
Relations Officer – CazaInvestment”.

I would like to remind you here that I am still accepting questions for the admin of UniteTrade (reviewed here). The program has become a huge hit for the last seven months online and I believe that a second interview with the program’s admin Andy (read the first interview here) will be appreciated members. But I want to do something more interesting than just a regular interview, I want to make it a Question and Answer session with MNO readers – meaning you will be the ones who will decide what questions to ask. To encourage sending some interesting questions there will be a $10 cash prize given to the most interesting question picked by the admin of UniteTrade Andy from the ones sent by you to my email address abramsonp@gmail.com I hope that I will see more questions from you during the next 48 hours when I will be sending them. Don’t get me wrong – the questions that I have already received (thanks to the senders!) are really good and original but I would like to hear more. I think the interest will be really huge since it’s not every day we encounter a program paying instantly on four payment processors on short-term plans of 120% after 7 days and 150% after 15 days for over 200 days already. So let’s be more active and discover something interesting from Andy! So I’m waiting for more questions and thanks in advance for submitting them!

Another short-term program that has been running for over 40 days now and I think the second most popular short-term HYIP is undoubtedly EarnPlaza (reviewed here). So far the admin Matt (interviewed here) has done a tremendous job with his site and continues to improve it on an almost daily basis and the site looks much better and more professional now than when it’s just started. Some new features in the members’ area along with live multi-lingual support should be added by the middle of the next week and of course MNO will report on that as soon as they are implemented. Having run for nearly 6 weeks and paying 110% after 5 days, 130% after 10 days, 160% after 15 days to LibertyReserve, PerfectMoney and AlertPay EarnPlaza managed to achieve 5,000 members and as Matt promised the lucky 5,000th member was rewarded with a nice cash prize of $100. Matt is currently preparing more contests for the members but even now you can earn $5 daily by answering some simple questions about EarnPlaza on the MNO forum (click here to see the thread). This is the full newsletter received just a couple of hours ago:
“Hello, I hope you had a great weekend. Well, its time to get back to work and I would like you to know some of EarnPlaza news. As I mentioned before we are working on a new support and members area pages. Well, they are almost done and hopefully we will integrate them until a Wednesday. New support page will contain multi language live chat support. There will be English, Hungarian and Russian live chat supports. Anyway I am working on a more live chat options and I hope they will be added soon as well.
We have finally reached 5,000 members and as I promised #5,000 registered member will get 50% bonus on his deposit + $100 directly to a payment processor account of his choice. Winner username is chiels1983. Congrats and welcome to EarnPlaza family. Please contact me asap to get your prize.
After my last update about this prize for a 5,000 member some of old members were confused why we had a prize only for a new members. Dont worry, I am working on a bonus contests for an old members as well. I`ll announce them very soon, hopefully in one of the next newsletters.
I would like to remind that there is still going LR Weekly Special. For those members who still didn’t participate but want to do this please hurry up, only 1 day left before I will announce a new special. Well, that’s all for today. As always all payments processed so I wish you a great day. Thanks for your support.
Best regards, Matt Powell
EarnPlaza Support”.

The programs that paid me for the last 24 hours are:
SolarisTrade (the first instant payment on expiry received), GroupUniversal, FiboTradePro, YesInvestment, MutualTreaty, UniteTrade, CherryShares, WorldPrivateFunds, OilStructure, YamaFinance, EuroInvestOnline, Famega, OptimumPride, GainBucks, Vodapex, InnoClub, EarnPlaza, CazaInvestment (the first payment received) and FondosMayores (the first payment received).

FondosMayores is a new program that has been added to MNO a couple of days ago and upgraded to Premium list just yesterday. So I’m looking forward to reviewing it on my blog tomorrow because the program is a really interesting example of something different in the HYIP industry. The first thing that caught my attention is that they are offering their own MasterCard which they can ship worldwide and which you can use to fund your account in FondosMayores. Well, I guess I will find out more details in the upcoming interview with the admin of the program which they are really eager to share with you. So if you have any questions to them you can also submit them before I send them the interview. There are also a lot of payment options accepted by FondosMayores and not very typical for the usual HYIP. We can see an SSL-encrypted site hosted on a dedicated server and running off an original script by ShadowScripts (you might remember it from the later days of GNI). The plans are very different but all low-ROI so paying profits will not be an issue for a long time: 1.2% for 125 business days, 1.5% for 100 business days, 2% for 75 business days, 0.55% daily until you reach 200%, 5%-8% weekly until you reach 300%. The choice of payment processors accepted by FondosMayores is also quite good: SolidTrustPay, AlertPay, LibertyReserve, PerfectMoney and even a new payment processor CashX along with Bank wires. The company is allegedly based in Ecuador and there are many details provided on their contact page along with office location and a phone number in order to verify them. Of course, due to their location the site’s support is bi-lingual and is available in English and Spanish languages. There are many other interesting features and peculiarities about FondosMayores which I would like to discuss (along with the further analysis of the investment plans) in my upcoming review which is going to be published on MNO tomorrow. Stay tuned for that, guys, because this program is definitely worth a closer look!

That’s it for today! I hope you all had a good weekend and best of luck with your investments! Don’t forget to check out MNO tomorrow for all the most up to date news from any source in the industry!