Hi guys! I hope you’re doing ok today and since this weekend was slower than usual I have decided to dedicate today’s post to the MNOFriday’s series where I share my own personal opinions and experiences as both an investor and a monitor and discuss some of the practices used by HYIP admins when running their programs.

For the 16th issue of MNOFridays I want to talk about some tricks used by admins trying to revive failing programs but also try and squeeze a last few extra pennies from their members. And also we will discuss the signs which the members should pay close attention to when a program looks to be in trouble.

I had given a lot of thought to this article during the last few days after several programs for one reason or another collapsed. You may wonder if it’s normal to have so many closures so close to each other, and I’d have to say yes, it’s perfectly normal as the HYIP industry tends to work in cycles. A period of growth when many new programs are formed and attract a lot of new members is followed by a period of decline accompanied by a so-called “domino effect” when sometimes the collapse of a few big programs creates a wave of other closures when investors panic and start withdrawing from what were otherwise paying programs as well. Again, this is perfectly normal and is eventually followed by a period of stable growth once again. This is how the industry works and investors can either get used to it or leave if they don’t it. But for me personally the HYIP industry is like a microcosm of the real offline economy where boom and recession follow each other as surely as night follows day. It just happens a little faster here, that’s all.

The main difference between the HYIP industry and the real economy is that the risk is multiplied greatly. There is absolutely no guarantees for your deposit once you make an investment in any HYIP and it’s better not to count the money as yours while it circulates in the HYIP industry. From that time on you’re at the mercy of the admin who is in total control of your money until it’s returned back to you.

Obviously many quality HYIP admins are interested in running programs for as long as possible, because that will give them more profits with time and the trust of the investors can grow significantly, some of whom will happily forget about the degree of caution which should always be applied. So what are they doing when they see their programs are going to collapse but are not ready to come off the HYIP stage yet?

– Offering investment bonuses. This is definitely one of the most controversial points as not all bonus offers precede a collapse and an experienced investor should see the difference and adjust his strategy when the admin is up to something. One thing is when bonus is quite decent compared to the total increase in profit an average investor can get when participating in this offer and is aimed at simple promotional goal. It’s a totally different matter when the bonus is outrageously high and is definitely aimed at gathering money from naïve investors before disappearing. For instance a program paying 1% for 150 business days offering a 5% bonus is much more reasonable than the same offer from a program paying 105% after 1 day. I hope you get my point here and will pay close attention to this from now on.

– Of course one red flag which can signal some cashflow issues is a radical change of investment plans. In the process of running a program the admin can realize that with the current plans his program will not become popular and he will never achieve the results he was hoping for when starting. In this case the addition of new plans can genuinely give the program a boost if it really has been taken as far as it’s going to go in its existing format. At the same time, if the program in question is already big enough and is advertised on the big monitors and forums the addition of new, usually lucrative plans can herald a pending collapse. For instance, when a program offering 105% after 1 day suddenly launches a 200% after 1 day plan it’s just plain obvious that the program will be dead within day at most. So be aware of this and ask yourself what’s the purpose of adding a new plan? If the things are really going well why does the admin need to change anything? If this new plan is so good why wasn’t it implemented from the very start?

– Selective payouts is perhaps the biggest single warning sign about any program. Please note that MNO is the most strict monitor when it comes to selective payouts as I believe that a program has to pay all investors without exception. If even one non-payment is confirmed by me and the admin doesn’t explain properly why this happened the program immediately goes to Problem status. Investors shouldn’t ignore any such reports even coming from other monitors, however I cannot guarantee that such statuses are as accurate as those displayed on MNO. Note that the troubles any program can get into start with selective payouts and especially you should be careful when small payouts are reported while some bigger investors and non-monitors are getting nothing. In any event selective payouts can’t be justified and unless they are proved wrong and are properly verified by independent parties such programs cannot be trusted and should be avoided completely.

– Sudden drop in advertising on popular websites. This can be a very conspicuous sign indicating a program has some cashflow issues and may to collapse soon. While in rare cases it actually means that the admin is getting more economical with the purse strings preferring a more low-key promotion, it may reduce the number of investors visiting the site due to the advertising or indeed indicate that the admin is cutting corners because he’s struggling to come up with enough money to pay his members. So, if you see that a program curtails its advertising campaign (especially when it comes to expensive resources like MNO) you need to think why the admin did this and if the cashflow is really so healthy. Usually the admins don’t waste money on advertising if they are about to close their program and don’t really care about maintaining the same level of exposure.

Of course there are many more such tricks to keep the program alive for longer which often remain unnoticed as the investors become smarter day after day using all the necessary information and daily analysis of ongoing events provided to them absolutely free of charge by quality informative industry news sources, including MNO. Please note that only by careful consideration and analysis of the current events in the HYIP industry will you become a successful investor. I believe MNO can make some contribution to that, and I’m happy to share my experience with you for a long time, guys, which I’m pretty proud of. I believe that during the last few years MNO deserves a reputation of a reliable source of information, and though I made some mistakes I believed I learn from them. Stay with MNO and share in more educational articles coming on my blog soon! With MNO’s help and constant communication you will maximize your chances to be in profit in the long run.

DAILY NEWS FROM THE INDUSTRY

Unfortunately, I have to start the news for today with news of another closure. StockBiz which managed to survive for about 5 months paying high profits of 120% after 5 days, 145% after 10 days and 170% after 15 days suddenly stopped payments yesterday. The admin accused one particular monitor in the collapse of his program by unjustifiably displaying a Problem status but otherwise would have lasted longer. Well, I guess five months is already quite a good result for such a quality short-term program like StockBiz was, as not even long-term programs can always live run this long. StockBiz is officially a scam now and investments are not recommended. If you read the above MNOFridays you can see exactly what I’m talking about when you read the latest message from StockBiz‘s admin announcing a new plan which is too good to be true and is a definite sign of trouble:
“Hello!
We add new plan: 200% After 1 Day!
You can make deposit in this plan.”

The same goes for GlobalBankInv that collapsed a few days ago. Despite stopping payments the admin still keeps sending out emails with a 200% after 1 day offer which of course warns the experienced investors but might still catch the newbies who don’t usually check the real status of a program. Please note that GlobalBankInv is a scam and you shouldn’t invest as you won’t get a penny for this or any other plan they offer. Here is another scam email:
“GlobalBankInv – NEW PLAN
Reminding you about our new Investment plan which is the most GlobalBank Plan at the moment.
We added new plan 200% after 1 day. It’s more profitable than the other plans. This plan pays you 200% after 24 hours. For example if you invest 100$ we will pay you $200 after 24 hours.
Don’t miss your chance.”

As it’s the weekend the industry has come to a standstill with very few updates issued for the last couple of days. But some admins remain active and keep updating members on recent developments. The admin of PowerfulStrategy Jstin for example issued an important update changing the minimum deposit in his 1.8% for 10 business days with principal back on expiry plan from $1 to $5. Apparently this was the result of some investors depositing $1 bonuses which they received in their STP accounts for opening them and taking advantage of the current promotion managed by that payment processor and therefore abusing the rules. Here is the update regarding that posted on the website today:
“We have changed the minimum investment amount for the “TRAINING” plan from $1 to $5, because some people began to invest bonuses from the Solid Trust Pay, and we started to receive abuses. Thank you for your understanding.”
PowerfulStrategy remains one of the top choices for investors looking for decent profits within a reasonable amount of time. The program has been paying instantly for over four months now and accepts LibertyReserve, PerfectMoney, SolidTrustPay and AlertPay into the following plans with principal returned on expiry – 1.8% for 10 business days, 2% for 25 business days, 2.3% for 60 business days, 2.8% for 120 business days. I don’t think raising the minimum deposit to $5 will significantly affect PowerfulStrategy‘s established status or its great performance. A couple of days ago PowerfulStrategy (reviewed here) got achieved Silver status on a popular investment forum, though I can’t say I know what it means exactly. Read more below:
“We have received the “Silver” status in the Russian forum – MMG! Our next goal is reach the “Gold” status! Thank you to all, who have continued to work with our company.”

The admin of SoaretInvestment (reviewed here) issued a weekend newsletter today giving some stats for the program. According to this SoaretInvestment has about 2,000 members after only ten days online. Also the admin Josh reminds us that the program pays 5% daily forever with an optional principal return after 15 weeks and accepts all the popular payment processors – LibertyReserve, PerfectMoney, SolidTrustPay and AlertPay starting from $50. Here is the full newsletter:
“SoaretInvestment Update
Dear Partners, Happy Sunday and beginning of a new week! To our friends in Canada we say Happy Thanksgiving! Today we would give you detail on our website statistics and features to help you know how your chosen program is doing but first we want to sincerely appreciate everyone whom has supported SoaretInvestment up till date.
Statistics: There is no doubt SoaretInvestment is doing good, even with the lot of competitors in the industry we are able to catch the attention of a lot of investors, for now we currently have about 1938 active investors with a total steady daily profits payout processed in hundreds to members. Isn’t this good enough?
Features: A quick reminder of what features we operate on, SoaretInvestment is an online program which pays its members an endless 5% Daily Profit forever, we return all initial deposit after 15 weeks of investing with us. Also there is a 5% Referral commission for every investor you refer to our program hence you can also earn even without an investment as well as make extra bucks after investing, we offer a great customer support via email and live support, Our website is secured and safe for investing with hosting services from Koddos and licensed script from Goldcoders. Investment can be done using either of Alertpay, LibertyReserve, PerfectMoney and SolidTrustPay electronic currency. Compounding is not allowed.
All withdrawal request has been processed as of today Sunday and we hold a strong paying status in all monitors and blog, SoaretInvestment is paying all members within a short time and we hope to retain this status for as long as our project runs.
Once again we appreciate your support and wish you a lovely week ahead.
Yours faithfully, Josh”.

It looks like another program – UnitrustDirect – is slowly getting more popular, having already climbed the MNO ratings into the top ten. I just wonder why this didn’t happen earlier and UnitrustDirect (reviewed here) is only getting noticed by a wider audience now. I guess the high HYIP season has something to do with it. I would say that UnitrustDirect would suit investors looking for a quality, established program. It offers instant payouts to LibertyReserve, PerfectMoney and most recently AlertPay and running off a well-customized and original script. They also offer quite a wide variety of investment plans where you either get paid daily – 14.7% for 7 days, 3.9% for 30 days, 2.91% for 60 days, 3.1% for 120 days – or on expiry – 102.5% after 5 days, 107.1% after 10 days, 123.8% after 25 days, 194% after 65 days, 403.4% after 125 days. If you wish to find out more about UnitrustDirect refer to my recent interview with the admin posted here. By the way, he really does his best to improve the program almost on a daily basis and together with the latest script improvements and AlertPay addition it was announced that they issued their own brochure which contains everything you need to know about UnitrustDirect and would definitely be a good advertising source for you if you intend to make the most not only from the lucrative investment plans but also to take advantage of its generous 5% to 10% referral commissions. Here is the latest update posted on the UnitrustDirect website containing the link where you can download this PDF-file:
“PDF Brochure
The official UnitrustDirect PDF brochure is now available for download. Containing the full information on company`s background, mission and commitments, as well as a complete list of investment products, the official PDF Brochure is virtually all you need to know about UnitrustDirect.
Please feel free to download, print and use this Brochure for any information and advertising purposes.”

For the last 48 hours I was paid from the following programs listed as Paying on my monitoring page:
BrantonsGroup, BrandDaily, ReProFinance, PowerfulStrategy, SafeDepositary, EurexTrade, SapaInv, NeoProgress, AdvantagesCapital, SoaretInvestment, HitNRunMasters, TrustIncome, GeniusIncome, HyperCompound, iForexGain, FelminaAlliance, ViscoCorp, TopsFund, OneInv, StableProfit, SuperHotPay, PerfectLottery, UnitrustDirect, BIA, BaseBucks, LargeProfit, PokerProfits, KistFunds, ProfitsRaise (the first payments received) and AssetsBank (the first payment received).

There were two programs added to MNO’s Premium listing today and will be reviewed within the next couple of days. The first was already mentioned ProfitsRaise which already has Paying status on MNO. ProfitsRaise started slowly four weeks ago when it flew under a radar until the admin decided to add AlertPay to LibertyReserve and PerfectMoney last night and listed his program on MNO tonight. I believe it was a wise choice that will provide ProfitsRaise with stable growth for a few more weeks which should be enough for anyone – 115% after 5 days, 145% after 10 days, 165% after 15 days. The minimum to invest in every plan offered by ProfitsRaise varies from $10 to $50, affordable to the majority of investors. Payouts are also processed fast but the admin reserves the right to process them within a 24 hour timeframe. ProfitsRaise is hosted on a dedicated server by DdoSWiz and is running off a licensed ProBizScript. More info will be in my detailed review tomorrow. For now please read today’s newsletter from ProfitsRaise‘s admin Andrea outlining the latest news and today’s inclusion to Premium listing on MNO:
“ProfitsRaise News
Dear Investors,
It is my pleasure to let you know that things are going really well for ProfitsRaise. During our first month of online activity, we did huge work and we are happy to see that people have started to realize our real potential. Unfortunately most of recent short term programs failed, but that is not the case with ProfitsRaise. We are not going to run away like many others. We are sure that our experience and good concept of the program will allow us to stay for a long time and help you to generate huge income for your needs. Surely, only time will prove my words, but we have all what it needs to succeed.
Today, we added ProfitsRaise to a best online investment blog, Money-News-Online. Within next few days ProfitsRaise will be reviewed and surely we will be happy to give an interview where will be able to introduce our program in all aspects. I must say that I was impressed how happy investors are with the recent addition of AlertPay. Within a day itself, it has already gained huge popularity among our investors. Advertising is also a major factor for any business to succeed, and to be in healthy situation, and therefore, I will also be advertising ProfitsRaise in as much websites as I can, in order to further widen our popularity, and strengthen our business relationship with our investors. I am always happy to implement new things, so feel free to contact our support if you have more great ideas on how to make ProfitsRaise better!
Best regards, Andrea
ProfitsRaise Support”.

Another short-term program which is brand-new and was only launched today is called AssetsBank. One glance at the website will be enough for an experienced investor to know what to expect from this one. A nice looking website with good graphics, SSL-secured members area, a licensed GoldCoders script and AntiDDoS dedicated server – all points to a hopefully good run and an experienced admin. The investment plans are also quite varied, ranging in terms from realistically achievable to ridiculously over the top. Only LibertyReserve and PerfectMoney are accepted as payment processors and deposits start from a $10 minimum (payouts are made once every day) – 105%-127% after 1 day, 122%-400% after 4 days, 148%-900% after 8 days, 230%-2800% after 20 days, 480%-5000% after 40 days, 15000% after 60 days. I believe the fact that AssetsBank is brand-new should definitely attract a lot of HYIP players here but I will review it only on Tuesday when hopefully the first cycle of the one day plan will be completed.

That’s all for tonight, guys. I hope to see you on my blog tomorrow for another update, so stay tuned for that!