Beware! GeniusVenture has stopped paying! Do not invest there!

Hi everybody! As this will definitely be the last new review of 2011 posted on MNO, and possible also the last news update as well (though I’ll see for sure tomorrow) let me start by wishing each one of you a very Happy New Year and all the best for 2012! And of course my sincere thanks for staying with MNO over this last year when I can honestly say it was an honor and a privilege to have communicated with so many interesting and wonderful people from around the globe. I worked hard on MNO but it’s the readers that make such work a pleasure for me, so sincerely, I thank you all for your support in 2011 and look forward to serving you in 2012 and for many years to come after that too.

So anyway, moving back to business now the program I’m looking at tonight is a brand new opportunity from what I believe to be a very experienced and dependable administration team. It’s called GeniusVenture, it’s a long term investment program, and I also think it will be one of the first really big long term hits of the new year. Of course with the low rate of interest GeniusVenture pays to members it will be a good number of weeks if not months before we see them make any significant impact on the industry, but I’m pretty sure it will happen more gradually. The process of investing in GeniusVenture itself is a little tricky in the sense that there’s a couple of things you need to be aware of first, but I’ll get to that in a moment after we see the plans.

As I said GeniusVenture is a long term HYIP and currently only offer one investment plan. I really wouldn’t be at all surprised if the admin started adding other more aggressive plans to the program portfolio in the coming months, but for now it’s just one and it’s a perfectly reasonable option. The plan runs for 300 calendar days and can be joined for a $10 minimum. The rate of interest you receive in return for that will depend on the size of your principal, though the basics are the same no matter how much that is.

So starting with the average investors, who only have one realistic option open to them anyway, by joining GeniusVenture with a deposit between the $10 minimum and up to a maximum of $2,499 you can earn a daily interest rest of 1.5% every day for a term of 300 calendar days. The payments will include your original deposit and factor that in, so do not expect your principal back on expiry.

It sounds like a long time at first (and in HYIP terms I guess it certainly is!) but when considering that your first and most important goal when joining any online HYIP is to break even I think you can achieve this with GeniusVenture in a comparatively short space of time. At 1.5% per day you can expect to back an amount equal to your original deposit (thus breaking even, meaning you can’t possibly lose money) after 67 calendar days, which is well under a quarter of the way into the 300 day term. By the end of the term GeniusVenture should have paid you back a grand total of 450% interest, which is 350% profit.

Other options open to you but probably of interest to a lot fewer people due to the costs involved would be to invest between $2,500 and $9,999. In return for that GeniusVenture will make a daily payment of 2% interest, also for a term of 300 calendar days. Your principal is again factored into the payments and will not be returned on expiry, however with payments like that on offer you can still expect to break even after a relatively short time of 50 days and finish up with a total of 600% interest at the end. Of course just 500% of that is pure profit but that’s still pretty good if it works out.

Finally, and I’ll just mention this briefly for information purposes, anyone prepared to risk between $10,000 and $100,000 in GeniusVenture is offered a daily payment of 3% per day for 300 calendar days. This also factors your principal into the payments and so will not be returned on expiry. Investors here can hope to break even after 34 days and finish with a total of 900%. All very theoretical of course as nobody really spends that kind of money in online HYIPs, not just GeniusVenture. But there’s the numbers for you if you’re interested.

Before we get any further with the financial side of GeniusVenture there’s a couple of things you will need to be very very clear about before you spend so much as a dollar there. First of all, though this isn’t particularly complicated, the first thing you need to do when joining is to fund your account in GeniusVenture. Having done that the next requirement is to re-direct that money into the plan of your choice before you start earning. However as 99% of you will be going for the only option you can afford then that’s all pretty simple. The thing you really need to be extremely careful with however is compounding. And honestly, I can’t emphasize this enough. The thing is that the compounding rate is already set to 100% by default. So if you ever want to see any money from the program you are going to have to adjust that yourselves before you spend. Personally as no great fan of compounding I’d set it to zero, but that’s up to you. Just make sure to check the rate to what you really want it at before joining because afterwards it’s too late.

Other than that I think the only thing left to tell you about the investment side of the program is the payment options. Currently GeniusVenture only accepts LibertyReserve. Pretty basic to say the least but it’s still the single most popular option out there, and sort of what you’d usually expect from an online HYIP like this. I guess it’s possible PM might be added at some point (I really don’t know) but that’s about as far as I’d expect GeniusVenture to stretch on this point. Also mentioned was Bank Wire transfers and Western Union, however you’ll have to ask the admin about that.

Hosting is on a dedicated Staminus server with support and protection provided by Koddos. That’s pretty good but I should also point out that GeniusVenture claim to have SSL encryption however this is not currently working so do be aware of that. The script is custom made though not unique to GeniusVenture as I’ve seen it used in the past. But it is pretty solid, secure, and easy to navigate. Contact with the admin if you have any further questions of your own to put to him or have any account related issues and be done directly via the e-mail address provided. Or if you prefer you can just fill out the customer support form and submit that instead. GeniusVenture also list a telephone number that you can try as well as a postal address – though this is just a PO Box number – in Dominica where the program claims to be registered.

Overall it’s an original program, but despite the texts relating to all the usual HYIP admin favorites like trading in gold, bonds, ForEx, and so on (which I’d ignore anyway) I’d be a bit more enthusiastic about the fact that GeniusVenture combines sustainability with profitability, something that is crucial to the success of any HYIP. Having said that, you all know by now the main rule of never spending a dime more than you’re comfortable losing and to keep any one new program you do join as a smaller part of a wider more diverse portfolio. Though I won’t be surprised to be hearing a lot more about GeniusVenture through 2012.

DAILY NEWS FROM THE INDUSTRY

Despite being online for only a few days the admin of NewGNi Jurgen took the time to send the first official newsletter to the members, also marking it as both their first and last newsletter for 2011. I really hope the NewGNi will be at least partially as successful as its predecessor for 2012. in fact if they’re only half as good they’ll still be comfortably the best program of next year. Over 150 reported members for its first 24 hours online is a great achievement for a program advertised exclusively on MNO. They are accepting LibertyReserve and PerfectMoney to two investment plans with quite modest returns – 1% on every business day and 6% weekly with no expiry date and the possibility to withdraw principal after 180 days. I must say that during its first day in business the team of NewGNi did some important work which will propel them to new heights in 2012 even without paying thousands of dollars to useless monitors and forums. In my opinion, this is the very much needed installation of an SSL certificate which will make the site more secure and less prone to possible malicious attacks. The second thing was to open Twitter and Facebook accounts which have become a must-have for every large HYI program recently (MNO is also going to have its own Facebook account in a few days, btw). I really hope that the good work started by Jurgen and co in NewGNi will continue in 2012 and I will do my best to promote their new site as well as possible like I did with the old GNI who managed to become the biggest and most popular HYIP in 2008-2010. Here is the first newsletter from NewGNi before the full review is going to be published on MNO in a few days from now:
“Newsletter 30 December 2011
Dear clients, friends and fans
After a great start of NewGNi, I am glad to send you our first and last newsletter for 2011. First of all, let me say thank you! More than 150 members in a bit more than 24 hours are great news for our project!
Now to the news:
Please notice that we have installed our SSL certificate overnight. The certificate ensures that all data passed between our web server and your browsers remain private and integral.
We have also created our Facebook and Twitter pages. For those of you not familiar with social networking, here is a short description:
Facebook is an online social networking directory that connects people (or companies) with friends, clients and others who work, study and live around them. People use Facebook to keep up with friends, upload an unlimited number of photos, share links and videos, and learn more about the people they meet.
Twitter operates a free digital service site that blends social networking with the ability to post short messages (or micro-blogs) limited to 140 characters or less, commonly known by users as ‘Tweets’. Twitter’s service is designed for use on personal computers and via mobile devices, such as iPhone and BlackBerry smart phones.
 We recommend to all of our members to make extensive use of Facebook and Twitter. We will not only post important updates about our online portal, like maintenance issues, there but will also use social networking to stay in touch with existing and prospective clients. There is more to come in the new year, stay tuned and look out here for our upcoming social media competitions. In the meantime you may ‘Follow us‘  on Twitter and ‘Like us‘ at Facebook. You’ll find the links to our Facebook and Twitter pages at the top right of all our front-end pages.
That’s it for today, I’ll see you next year. Happy New Year to you and your loved ones!
Best regards, Jurgen. NewGNi Administration”.

FXMoguls (reviewed here) is also sending its members some good New Year’s wishes for 2012 and is hoping to make a significant impact on the HYIP industry then. The admin recently asked for some interview questions and hopefully the answers will be posted in a couple of days from now. For those unfamiliar with FXMoguls I remind you that the program accepts LibertyReserve and PerfectMoney starting from the lowest minimum possible of just $0.01. The investment plans offer 2.4%-3.7% returns for the duration of 150 business days with the original principal returned on expiry.
In today’s newsletter the admin of FXMoguls considered it necessary to respond to my recent comments about their recent deposit bonuses and their connection to the growth of the program. I’m glad to see the matter clarified now and it appears that at the time of writing FXMoguls have 531 members which is not so bad for such a low-ROI program after about three weeks online. By the way, the deposit bonuses are still available and the deadline was not specified, so everyone still has an opportunity to cash-in. To persuade you to do so FXMoguls started to post their trading reports which will be available for all investors. More info about that is in the latest newsletter posted below:
“FXMoguls Newsletter for 12/30/2011
Dear members, We at FXMoguls LTD want to wish you the happiest of New Year’s. We hope that in some small way we can help to play a role in enhancing your life for 2012 and we wish to thank you for truly enhancing ours.
In this newsletter I’ll give a clarification of something stated in the last newsletter as well as introduce a new feature that we have added into your member’s area.
***Clarification***
It was brought to our attention that there may have been some confusion over my statement regarding our member count in the last newsletter. I said that we had done well over the holiday season and that over 400 members had joined during this time. Since FXMoguls was only launched in early December I was referring to our total member count and not the amount of members that joined on Christmas and the days surrounding it specifically.
As of this writing our total member count stands at 531 with over 330 of those members having invested. This is a wonderful achievement in my humble opinion and one that we believe is an excellent start to the New Year. So allow me to apologize to anyone that may have been confused by the language that I used in the last newsletter.
***New Feature***
We have had multiple requests asking for us to show some of the trading behavior of our EA’s to the members to give you an idea of the type of profit that we have the ability to make. After meeting with our programmers we have added a link in your member’s area showing our real time updated statement of the trades taken by our Pound killer EA. You can locate this by clicking the “Trade History” button underneath transactions in your member’s area.
A few points to clarify regarding this statement:
1)This is our longest running account and we chose to share it based upon it having the most trading history to show you.
2)While we do own this account and while this is the exact same EA this is not the account that members funds are deposited into. We chose not to show publicly the account that member funds are deposited into for security reasons. The management of FXMoguls LTD did not feel that it was a prudent move to publicly reveal the balance of our live trading accounts and I happen to agree with them on this point.
3)Because this is the exact same EA, in theory, the trades should be identical since we are using the exact same settings in our live accounts. So in a very real sense you are seeing our actual trading which is identical to what is shown in the statement.
4)Unlike many other programs which chose to restrict this information to only very large investors we decided to reveal it to all members. We did not feel that it was fair to play favorites simply because some people are in a better financial position than others.
5)The lot sizes used in this account are different than the dynamic lot sizes used in our members trading accounts. Since this account was running since October our main goal was to see how this EA reacted in a live trading environment and so the pip count and not the lot size was our focus. As you can see though this EA is safer and more profitable than anything you will find on the market today.
Our intention by sharing this statement with you is simply to give you the confidence that you need to know that FXMoguls LTD is here to stay. The management as well as myself feels extremely confident that we will emerge as the industry leader in the coming weeks and that all investors large and small will reap the benefits of our efforts.
Please keep in mind that we will continue to offer deposit bonuses to you as long as our broker is offering it to us. We have created a page where you can get more information regarding our bonuses. This page can be found at https://www.fxmoguls.com/bonus.php
Please don’t hesitate to contact us regarding anything in this newsletter at support@fxmoguls.com or through our live chat operators.
Sincerely, FXMoguls LTD Staff”.

I think the admin of ForexReflex Patrick (interviewed here) is possibly one of the most responsible and disciplined admins in the industry. Yesterday he announced the downtime which would affect his site for five hours on January, 4th. So, I guess members will not be worried once they know in advance. Patrick also told me privately that his team is working on translating the website into several different languages which would be announced separately. For those who didn’t read my detailed review of ForexReflex posted here I would like to remind that for a $1 minimum deposited via LibertyReserve and PerfectMoney and a $100 minimum via AlertPay you’ll be able to join four investment plans with different terms and rates and principal return on expiry – 1.5% for 15 business days, 1.7%-1.9% for 30 business days, 2%-2.4% for 60 business days, 2.2%-2.8% for 90 business days. Here is the latest from ForexReflex:
“Downtime Notice 4th of Jan 2012, 12AM-05AM CET
Dear Members and Guests,
We have received a Network Scheduled Maintenance notice from Server4sale, our hosting partner:
 Date: Wednesday, January 4, 2012 (01/04/2012) Start Time: 12:00 AM CET End Time: 05:00 AM CET Services affected: Public/Private Network Connectivity Location: AMS01 Duration: 5 hours
Network Engineers will be performing an emergency code upgrade on BBR01.EQ01.AMS02, BBR02.EQ01.AMS02, DAR01.AMS01, and DAR02.AMS01 to correct bugs that have been identified while working with Juniper. During the maintenance, each BBR and DAR will be upgraded one at a time during which traffic will be shifted to the other device. Customers can expect to see traffic shift between both devices and may see brief latency/packet loss as routes re-converge.
The maintenance has been scheduled for Wednesday Jan 4th from 12:00AM to 5:00 AM (CET) Amsterdam local time.”

The admin of HYIPInnovation Sean (interviewed here) confirmed in the latest newsletter that his program would not be affected by the winter holidays and the usual daily interest would still be credited to members’ accounts on every day of the week except Saturdays and Sundays. I remind you that HYIPInnovation (reviewed here) pays 5% for the duration of 25 to 40 business days depending on the size of your investment which can start with as low as $10 via LibertyReserve and PerfectMoney. In the usually lengthy update from Sean he also stated that he totally understood the position of investors who don’t want to spend money in HYIPs before the New Year arrives. Actually, he almost endorsed this decision probably hoping that HYIPInnovation will only flourish in the New Year, which he also sent his best wishes for:
“HYIPInnovation – News Release 9
Dear HYIPInnovation member,
We are as usually very happy to take a few minutes of your precious holiday time and a bit of attention while delivering the program news letter. We also hope that if you are not excited to receive it, you would at least do not mind this minor intrusion from our end.
1. We are obviously watching and following all of the current events and news happening in the HYIP industry via reliable web resources and so should YOU, the investors!
So, what seems to be the main message which most of the established HYIP professionals are sending these days? Well, it is generally the following one: “Hold on to your digital wallets till the new year comes”.
For once (and for a change in the industry) we at HYIPInnovation would like to advise everyone the exact same thing. Please, take your holidays off the HYIPs for a few days, take small vacation, go skiing, sightseeing, hiking or biking and do whatever pleases you. Believe me (and take it from HYIP administration directly please), what follows from our support department correspondence is that we see the real need for quite a few people out there in taking a little break. Some of you really need to take good care of your health and relieve your stress or perhaps even the anxiety. Remember, you do NOT need to decide with your investments right now and immediately, please do take your time and sort things through once rested.
I am not sure if some of the question we are receiving these days are related to the end of the year anxiety in the HYIP industry or not, but just in case, I wanted to remind our members that they should look over HYIPInnovation‘s FAQ (frequently Asked Question) section and the “Terms of Service” one. These website sections have specifically been written to help users understanding our investment program better.
2. Among others we keep receiving questions from our users about HYIPInnovation‘s earnings schedule during winter holidays and I thought it would be better if I clarify this matter via this official news release:
There are no interruptions in crediting of earnings to the accounts of our members beyond our usual days off on Saturdays and Sundays.
Let me take this chance and once again wish everybody a very happy coming New Year!
Sean Mebokan on behalf of HYIPInnovation Team”.

There was a short newsletter containing best wishes for the members of ProfitableSunrise sent today by the program’s admin Roman (read my recent interview with him here). His program pays 1.6%-2% for 180 business days with the original principal returned on expiry of your investment which can start from $10 and can be made via LibertyReserve or PerfectMoney. For more information on ProfitableSunrise please refer to my review published here:
“ProfitableSunrise – Happy New Year!
Dear Friends,
On behalf of the ProfitableSunrise team, I would like to wish you and your loved ones a happy New Year. Let it be filled with joy, happiness and blessings of the Lord.
I would also like to remind that due to the holiday season, the next interest payment will be made on Tuesday, January 3, 2012. We observe the US federal holidays and Monday, January 2, 2012 is one of them – the New Year‘s Day.
Roman Novak. ProfitableSunrise Founder”.

I must say that I wasn’t aware of this but apparently the site of LifeTimeProfits (reviewed here) was under a huge DDoS attack recently. I was able to access the website this morning and yesterday, but if we believe what Lara the admin had to say the site was attacked. Now everything is back to normal though and all the returns made on 3%-5% for 50 business days plans have been processed. Here is the latest short update from LifeTimeProfits:
“DDoS Attack
You may have noticed that our website was unavailable for the past 20 hours; this was due to DDOS attack on our website of 5.7Gbps. The problem was solved, and LTP is back now stronger than before.
All Withdrawals were processed…
We regret any inconvenience.
Regards. Lara. LifeTimeProfits”.

Please note that BonusPayMe‘s website disappeared today and the only message appearing on the screen if you’re trying to load it is “This Account Has Been Suspended”. Usually we see such messages if a program “forgets” to pay for its hosting services and judging by the extended holidays announced by the admin a few days ago we may as well say good-bye to that scam now. The same goes for BrantonsGroup which also disappeared recently. It was no surprise for me though as that one was on Problem status on MNO for several weeks, after the first selective payouts were reported and confirmed by me. At least anyone who listened to what I said saved their money in BrantonsGroup. I must say that even if those websites mysteriously re-appear after the New Year holidays, there is still no chance payments to everyone will resume. So don’t waste your time on those scams, guys!

Talking about scams. I was really stunned when I saw an old scam InvestProker “advertised” on the site of BaseBucks (meaning the admin himself had to physically place it there). It would not be so surprising if the current admin of BaseBucks wasn’t accused by me of running InvestProker (a dreadful short-lived scam) and the proof of that wasn’t published in his interview here. Well, after seeing the banner of a supposedly dead program on BaseBucks‘ website I have no doubt in my mind left that this site is just another venture of the admin of JPDaily who without grounds accused MNO of blackmailing him after changing his status to Problem due to confirmed selective payouts. For those who don’t know the whole story behind it I would like to remind that the admin of JPDaily was also behind InvestProker in which many supporting members lost their money if they preferred not to listen to my warnings about them. I believe that the new program which the admin of BaseBucks is going to launch in 2012 will become a fast scam too, therefore it was an easy enough decision to refuse any money he may have paid for listing his new program on MNO. You know, I have my own principles regarding which programs I can accept on MNO and those people who try to damage my reputation and spread lies about me are certainly not those who will be welcome on MNO at any time. So just think twice before doing that, admins!

In my further efforts to ensure MNO monitoring is becoming an elite advertising portal for selected programs only in 2012 I have decided to increase my monitoring prices by 10% on all types of listing starting from 6th of January which is the official end of the Christmas celebrations in the western world. Any programs still wanting to take advantage on the old prices can use this opportunity and within the next 6-7 days order monitoring at old prices. I can tell you for sure that NO further decrease in prices will be available in 2012, because I really want to put a strong emphasis on quality rather than quantity. In my honest opinion, my readers deserve only the best, and to ensure less short-lived scams on MNO I am taking such a drastic measure. I’m aware that some of my readers will find it less appealing when there is less programs presented on MNO than on other cheap monitors. At the same time, you will be sure that such programs will have at least some plan in mind to last longer, because short-term scams will not benefit from such advertising. Also, please make sure you understand the difference between programs that are divided into four categories on MNO – Basic, Standard, Premium and Sticky. The rules of including them in such listings are very transparent and can be read here. Obviously, your own criteria for choosing a program to join should be more demanding if it’s presented in Basic list on MNO and less demanding if it’s located in Premium list, and so on. But stay with MNO in 2012 and you will see that it will make a difference to your finances!

And in my efforts to better serve readers I have decided to completely shut down the MNO Forum was a lot less active recently and not worth maintaining. It was of course only an experiment to begin with. To replace it I’m planning to open my own Facebook account with MNO in January which will be officially announced a bit later along with some more changes to the MNO blog. I remind you that at this moment MNO has its own Twitter page here, its own Chat where the members can communicate on any topic here and a Daily subscription form which you can fill in with your email address in order to receive MNO updates straight to your mailbox every morning (check the form out on the right top of my blog). More to come later, so watch this space for further announcements of new features on MNO for 2012!

For the last 48 hours I was paid by the following programs listed on MNO monitor:
NewGNi (the first payments received), HYIPInnovation, ForexReflex, APEnergyInvest, TopsFund, EVBusiness, FelminaAlliance, WalesFinance, EurexTrade, FXMoguls, AmbrianInvestment, LedgerWallet, RiskCapitalFund, ProfitableSunrise, WorldwideCapital, OneInv, TopWallet, OnlineInvest, Royalty7, SolidForexLtd, BaseBucks, LifeTimeProfits, EtoroGainClub (the first instant payments received) and GeniusVenture (the first payment received).

That’s it for today, guys, and was most probably the last post on MNO for the year too. I can’t wait to see you all on MNO in the new year which will hopefully be a profitable and lucky time for all of you. Stay tuned and always be on the money with Money-News-Online! Happy New Year!