Beware! SiriusUnion has stopped paying! Do not invest there!

Hi everybody! Hope you’ve all had a good week and are looking forward to a couple of days off now that it’s Friday again. I still have quite a lot to catch up with on MNO so I do hope you’ll find time to check my out blog at some point during the next couple of days because there might be something of use to you. Anyway before the Friday news round up the reviews are going to continue with a program called SiriusUnion, and I must say there’s been a bit of a excitement around this one since it opened a couple of days ago. It’s not that there’s anything particularly memorable here or something we haven’t seen in the HYIP industry before (in fact SiriusUnion only have one investment plan). I think it might be more to do with a lot of people with experience in these things just all realizing at the same time that the whole package is just very well put together, well thought out, and well presented to the public.

There’s only one plan like I said, but I think it’s going to be a popular one. Well, I mean I’m not trying to make a prediction or anything, I’m just saying this based on past experience. What SiriusUnion are offering you is a very slight variation of what has been for a number of years now an investment plan that has proven time and time again to be extremely popular with a lot of HYIP players. Not all of you of course, that would be impossible, but a lot. I can’t really explain why, it’s just a traditional HYIP industry favorite. Probably because it’s profitable in the short term but still sustainable for a good number of cycles, and there have been some massive success stories in the industry among programs working off this model. That doesn’t guarantee SiriusUnion will be one of them, but we’ll soon find out one way or another.

So let’s look at the figures. To start with it’s quite affordable as SiriusUnion only require a $10 minimum to join. The plan then runs for a term of 11 business days (that’s just over two weeks), making daily interest payments on your investment of 12% per day, Monday to Friday. Your initial principal is included as part of those payments so SiriusUnion will not be returning it on expiry. That means your final payment from the program on the last day will bring your total earnings up to 132%, which is your own money plus 32% net profit. Not bad for two weeks I think you’ll agree.

To put that in more practical monetary terms let’s say you invested $100 in SiriusUnion. They would then return $12 every day from Monday to Friday, until you reach $132 in total. It couldn’t be simpler.

The list of payment options is as good as you’ll find anywhere in the industry these days, with SiriusUnion taking all the popular processors such as SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. That seems pretty much essential for any new program to be taken seriously these days, but it’s good that SiriusUnion at least have everything set up and ready to go straight from day one. I just think it’s worth mentioning due to the fairly lengthy verification process involved with STP. This can take up to a month so it’s good that the admin was thinking ahead and got this fixed before rather than after starting. Payments to members are made manually and will have to be requested from inside your SiriusUnion members account area. Once you’ve done that the program’s terms and conditions specify that they are committed to completing your transaction within 24 hours. Just keep in mind that no money is earned on weekends. Of course there’s nothing to stop you from asking for a withdrawal on Saturday if you missed it during the week, but no real obligation on them to pay it until the following Monday.

Regarding the design and security aspects, SiriusUnion looks solid enough and is hosted on a dedicated server with support and protection by AntiDdos whose reputation for a high quality service to their customers has really grown to something quite impressive by now. So I wouldn’t expect any serious issues with downtime here, and certainly nothing that wouldn’t be dealt with very quickly. The program is also running off a licensed GoldCoders script and is SSL encrypted by Comodo. It’s quite well designed I have to say, though I guess that’s largely just a matter of personal opinion. Don’t underestimate the importance of that however, because even if it is just cosmetic it’s still of vital importance to shorter term HYIPs to keep your attention. Longer term programs you can think about, but this side of the business moves a lot faster so a good first impression is a good thing to make. There may not be an opportunity for a second one because a lot of investors are gonna make up their minds within 24 hours, and if it’s not positive they’ll forget you just as fast. So with that in mind it’s nice to see that SiriusUnion have a slick and crisp design, and looks like a real professionally made website. If you have any further questions about any thing you’ve read here or about anything related to your account then you can get in touch with the admin by filling in your details on the online support ticketing form and submitting it via the contacts page. SiriusUnion also has a Live Chat Support feature, though personally I myself have never noticed it being switched on.

And finally, the part of these reviews I myself like the least – the program’s alleged business interests. What they claim to be doing to pay all there members so much money that doesn’t involve waiting for new deposits to finance the payments on old ones. And in the case of SiriusUnion this activity is supposedly ForEx trading. Not the first time we’ve heard that claim in the HYIP industry, and probably not even the millionth time either. Whether you want to believe it or not is entirely your own business, but the only thing you really need to be assessing about SiriusUnion is whether you believe they can put you in profit if you join them, and if so then for how long. But if you are joining then remember to set yourself a sensible spending limit that won’t land you in trouble were you to lose it, and try and keep SiriusUnion as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

NEWGNI – ANOTHER WEEKLY NEWSLETTER ISSUED

NewGNi (reviewed here) remains the undisputed leader of the industry having firmly secured the #1 spot on MNO’s Premium list a long time ago now. Just to remind you they’re paying promptly 1% per business day and 6% weekly with no expiry date and the option to withdraw your principal after a lock-in period of 180 business days. NewGNi has been paying since December 2011 and eventually become the well-deserved leader experiencing some attacks from their jealous competitors along the way but overcoming them with the hard work and a level of dedication that should be seen as a perfect example for any HYIP admin. Many members are already in profit with NewGNi and while some were able to withdraw their original deposits most sensible members would surely stay with the program and keep earning. Anyway, more than nine months online is still a relatively young age for NewGNi which seems to be only getting better with age like a good red wine.

The last two weeks for NewGNi and its admin Jurgen (interviewed here) were really smooth and apart from a minor issue briefly affecting LR payouts everything went well and everyone was paid promptly to their PerfectMoney, LibertyReserve, SolidTrustPay, PexPay and EgoPay accounts. So it was kind of surprise for some not to receive the almost traditional weekly newsletter last Friday and were even concerned about it. Well, I believe no news is always good news for a well oiled machine like NewGNi and so there shouldn’t be any doubts over issuing any newsletter too regularly. As you know in September there was another contest in NewGNi where three lucky members won a cash prize of $50 paid directly to their EgoPay accounts. The winners were named in the most recent newsletter before the next contest was announced with more prizes which this time will be rewarded to the winners PexPay accounts. Full details of that and other news from NewGNi is below:

“Newsletter 5 October 2012
Dear clients, friends and fans
I trust you are all doing well. During the week we have received a few emails from some concerned members, who were worried because they haven’t received a newsletter from us last week. Nothing to worry at all, since there was no newsletter sent and we have informed our member base about it on MNO and on Twitter as well. Please make sure that you are always the first to get the latest news from NewGNi and follow us on Twitter. I am also active on MNO’s ShoutBox, if there is time and like to have a direct dialog with our members and prospective members there as well.
Apart not so much to report. We experienced some LibertyReserve issues last week, where payments couldn’t be processed on time due to some API issues on their side and earlier this week our site was down for about 8 hours or so, due to some router issues at the datacenter hosting our server. This issue was also quickly resolved by our hosting provider BlockDos.
Now, please allow me to announce the winners of our Sweepstakes contest for the month of September 2012. They are:
Luis Fernandez, Vinodkumar Batra and Tien Nguyen
Congratulations to all of you, each winner will get $50 paid direct into your EGOPAY account! Please contact us to claim your prize.
This month we are giving away three times $50 in CASH paid to your PexPay account. Some information for those of you not yet aware of PexPay. PexPay is a US based payment system, owned and operated by a Nevada based company. More important is however, that PexPay is a licensed money service provider and compliant with the latest United States legislation. PexPay is offering ACH payments, as well as wire transfers. Funds can also be exchanged to other payment processors via x-changer a reliable exchanger and fully endorsed by NewGNi.
You can participate in our October competition here or via our Facebook page. The competition closes at noon (GMT) October 31st.
That’s all I have for today. As always, take care and best regards,
Jurgen
Follow NewGNi on Twitter, Facebook and MNO”.

FINVANCE – ADVICE ON HOW TO MANAGE YOUR PAYOUTS CORRECTLY

Finvance (reviewed here) holds the #2 position on MNO’s Premium list, also a position well-deserved. The admin Mark (interviewed here) has really put a lot of time and effort in making it a success, and after over 80 days online and three cycles completed on the 8% for 20 business day plan Finvance is now home to more than 10,000 active investors. To join them one has to have a deposit in Finvance via EgoPay, SolidTrustPay, PerfectMoney or LibertyReserve from as low as $20, so that figure is really something astonishing. Recently Finvance also took an unprecedented step which resulted in further popularity when a totally free of charge e-currency exchanger was added. This allows you invest with LR and withdraw via STP or invest with EgoPay and withdraw with PM or any other direction you can think of. It’s very convenient, isn’t it? And it’s the only time I’ve seen this in the years I’ve been running MNO.

Since the program has grown so big Mark is not tired of repeating one simple rule which nembers really need to start listening to. Please do not submit a support ticket if you’re still within the allocated timeframe to process withdrawal request. The current time is 24 hours for EgoPay, LibertyReserve and PerfectMoney withdrawals, while STP withdrawals could take slightly longer and will be processed within 48 hours. And even if you’re still not paid within that term please check your e-currency accounts in your profile carefully and make sure they are correct. Some deposits in Finvance made via STP and EP might not get credited to you properly and then you should submit a support ticket with full transaction details. As most likely a lot of newbies are joining Finvance lately the admin is trying to emphasize such important points in the newsletter and save him time. So please read the latest newsletter from Finvance carefully and follow the instructions provided for for managing your payments:

“Finvance Newsletter
Several hours ago we surpassed the 10,000 active investors mark. Thank you investors for bringing us to the top of this industry and making us the best there is. Along those same lines, we would like to also mention that we have passed the over 1 millions dollars paid out mark since Finvance launched. That is an amazing amount going into our fourth cycle.
I would also like to take some time to go through a few things since we have welcomed so many new investors which will help us provide better and more efficient service to our members.
We would like to mention that please refrain from sending us support emails inquiring about when your withdrawal will be processed. Unless it has passed the time frame allotted by our FAQ, please do not send tickets about it as it slows down our response time to actual clients needing account support.
If you do have a withdrawal that has exceeded the allotted time frame, then that means you have incorrect information in your Finvance profile for withdrawal. Remember STP withdrawals are processed with account names (login ID), not email addresses.
PerfectMoney withdrawals also have come up as an issue for some. PerfectMoney accounts begin with an U or an E for withdrawals.
Additionally, account details for withdrawals should be perfectly formatted. Do not allow a blank space or any extra space or a minor error to cause your withdrawal to fail.
The last withdrawal item is that some individuals are requesting withdrawals, but have no account information on file for that withdrawal e-currency. Please update your account profiles with the appropriate e-currency account information and then re-submit an old withdrawal request.
Once you have made any fixes to your account information, please cancel your withdrawal and re-submit it.
Lastly, we are still trying to figure out the technical issue that affects some individuals. It has only affected a small percentage of SolidTrustPay or EgoPay deposits not crediting immediately to accounts. If this happens to you, all you need to do is send us an email with your Finvance username and the complete transaction details and an agent will add it to your account.
Enjoy your Weekend!
Mark
Finvance.”

INTRAFUNDS – RECREATES ITSELF AS A SHORT-TERM PROGRAM!

Just yesterday I was shocked by the sudden change of investment plan made by one of the newest programs on MNO, but just today the admin of another new program IntraFunds (reviewed here) also announced his dissatisfaction with the growth his program over the first 18 days online. This resulted in a decision to totally overhaul the program and make it short-term instead of the long-term one it was when first launched.

First on the chopping block was the investment plan offering 2.5% for 90 business days with principal back on expiry. According to the admin Jacob there no investors joined it since the beginning. But I just don’t get the reasoning here because that particular plan carried a massive minimum deposit of $2,500 so it was totally unreasonable to expect anyone to invest that kind of money during the first weeks online. I mean if he’d only charged $10 he could have had 2,500 investors, instead of charging $2,500 and getting none. Such programs like IntraFunds that are just entering the market should first win the trust of investors by making prompt payments over weeks and months, and building a solid reputation before anyone starts trusting them with figures like that. In my honest opinion axing this plan made absolutely no sense, especially at this point of the program’s lifecycle. Of course the candid nature of the admin’s admission that nobody invested there is appreciated, but then it can be interpreted by many experienced investors as a sign of an admin desperate for some fast money before scamming.

The second change was the most unusual one which really turned IntraFunds upside down and made it a short-term program in a blink of an eye. The new plan is paying 25% for 5 business days with no principal return on expiry. Since the minimum to invest in this plan starts from $10 and the popular payment processors accepted include EgoPay, SolidTrustPay, LibertyReserve and PerfectMoney we could expect a huge influx of members for IntraFunds under different circumstances. I mean that if the program had originally started with that plan it would have been a very popular program in no time, but at this point the same step will make a lot of new investors who were only considering to invest in IntraFunds at a later point very wary and cautious about the real motives behind such drastic changes. Talking on my ShoutBox today about the reasons for adding this plan, the admin was quite confident that he would be able to sustain the payouts for at least for a few cycles. I would not be so sure about that, as it will really depend on the support members will show. So far I don’t see any signs indicating the enthusiasm he was probably hoping for. In any case, everything will be clear pretty soon. For now I can’t say that I support such a decision as I simply saw the same stunt too many times before either backfire on those with the best of intentions or else just used as tools to blatantly collect extra cash for a quick scam. There were a few exceptions but they were in a decidedly small minority.

Finally, with the addition of the 25% for 5 business days plan those who invested into the old one paying 2% for 60 business days with the principal back on expiry might now feel a bit cheated as there is no way they would have joined knowing what they do now. Just look at the choice and ask yourself if you would join a 2% for 60 days plan or 25% for 5 days plan that was offered by the same admin. Compare the profits and the time it takes to earn them and the answer becomes obvious. 2% for 60 business days plan returns your principal on expiry but for that you will still need to take a very high risk and wait for about three months for it to happen. I guess a sense of fairness towards IntraFunds‘ existing members who believed in the program from the beginning was the reason why the admin threw them a bone and now allows an early principal withdrawal before expiry but for a 50% fee.

I will not be speculating on what is going to happen with IntraFunds at the moment. Although I have kinda bad vibes about these changes and don’t find them appropriate, I am happy to see that Jacob acknowledges the risk of such rapid change and is willing to take them to make his program a success. I sincerely wish him good luck for the sake of the members but am totally aware of the fact that the industry is unpredictable and sometimes even if an admin plans something from the beginning things can go wrong later. I would remain kinda neutral at the moment and would not make decisions until the first profits on the newly added 25% daily plan are paid in a week from now. We can always discuss it on MNO later, but for now I would like to bring you the latest update from IntraFunds and let you make your own judgment on what is going on without any more speculation:

“Strategy Development
Today is officially our 18th day online and I cannot say that I am totally unsatisfied with the progress of our program but unfortunately, I expected a faster and more efficient growth considering the amount of money that was paid towards advertisements. The reason turned out to be simple. Investors are not interested in long term programs, they are more focused to invest in opportunities that allows them to reach their Break-Even Point in the shortest amount of time. Let’s take our Advanced Plan for instance. It pays 2.5% daily for 90 business days. Yes, from a stand point, it looks good but we have not received a single investor who invested in that plan. Why? Not because of the pay rate but because the term of investment is very long. I can also add to that the minimum amount to invest is too big. So what’s the point to maintain this plan active if no one is interested?
Thus, I have decided to do some adjustments with both plans in order to ensure the program longevity in the long term. First, our Starter Plan is now called Advanced Plan. You will be receiving the same pay rate as well as your principal returned. To the addition of that, you can now withdraw your principal before its maturity (a fee of 50% will be charged to your account if you were to do that). As for our Advanced Plan, it is now replaced by Starter Plan. The pay rate will jump from 2.5% to 25% daily for 5 business days. Obviously, for this plan specifically, we will not return your principal as it is already included in your daily profit. 25% for 5 business days is 125%, which equals to 5% daily interest. The minimum investment amount for both plans will be 10.00$.
This newsletter will obviously be interpreted as a scam warning by many amongst you but there’s nothing I can do to change your ideology. That’s how people are interpreting things due to the nature of this industry. I believe that my goal in here is not to look at my competitors and watch them progress because they offer better plans. I do not want to critic any of my competitors program overall but some did not even take a minute to get a proper design and look at them succeed. Anyways, for those who have any doubts in their minds in regards to cash flow situations, you can keep dreaming about it but that’s not the case at all. You can assume things but you can never confirm it. I’m not here to tell stories and lies, I’m here to succeed. There’s nothing I can do to change your mindset so I will have to deal with critics and keep paying until you guys notice that I’m not here to quick scam.
For those who have any inquiries about this newsletter, please let me know about it as soon as possible.”

PROSPERANOVA – ONE MONTH ONLINE COMMEMORATION

Late last night ProsperaNova (reviewed here) issued a newsletter commemorating its first full month in business. It might not be such a great thing to brag about as ProsperaNova pays 2% for 365 days with the interest paid on business days only and the principal being returned on expiry. Clearly nobody is even close to the break-even point yet and is perhaps aiming for low-profile investors who prefer slow burning programs. But I do look forward to the day when there’s a real reason to celebrate. You can join the program via LibertyReserve, PerfectMoney, EgoPay or SolidTrustPay. Here’s the newsletter from ProsperaNova in full:

“ProsperaNova: One month online!
Dear investors,
It has been 1 month since we started our online business and we must admit that the response from countries all over the world has exceeded even our best predictions and expectations. That fact makes us very pleased and confident about the future of ProsperaNova and we are expecting to become the leading online investment program by the end of this year.
But your support won’t put us asleep and our goal is to continuously work on making ProsperaNova even better!
Things are going fine and according to our plans. As you can see withdrawals are being processed within a couple of hours (average, but most of them are processed within minutes), which is pretty much better than expected 24 business hours.
If you have suggestions or any ideas to improve ProsperaNova and make it fit to you, do not hesitate to e-mail us and we will do our best to please your needs.
Best Regards, ProsperaNova Support”.

SKYCROWN – LR-PM EXCHANGE REMINDER

There was no actual news posted in the latest email from the admin of SkyCrown Nick in his weekend update. Instead he took the time to remind us that if one wishes to invest in 3%-3.5% for 50 business days via LibertyReserve tou cannot do it directly but only by using a special exchange offer from Xchanger.org to convert LR deposits into PerfectMoney which is also accepted by SkyCrown along with EgoPay, PexPay and SolidTrustPay. Since this news was already discussed on MNO blog earlier I will just let you read the latest update from SkyCrown (reviewed here) without a further ado:

“Weekend Update
Dear Members,
I issued this quick update before the weekend to remind you that withdrawal requests are also processed on Saturday, according to normal routine.
Today we have also finalized our agreement with Xchanger.org regarding the Liberty Reserve to PerfectMoney 0% fee exchange for incoming deposits.
The exchange parameters stated on our website remain the same, as does the 0% fee.
However, we concluded that it is in both parties’ best interest not to have a customized widget created that would transmit transaction-related data between our websites.
The security implications would not have been easily manageable and would not have justified the effort compared to the safe and simple agreement we already have in place.
We also wouldn’t have wanted anyone to interpret our arrangement as indirect deposit taking by Xchanger.org on our behalf.
Therefore, the steps for investing Liberty Reserve funds at a 0% fee remain the same as before.
On behalf of the SkyCrown collective, I wish you all a pleasant weekend and stress-free investing.
Warm Regards, Nick Seltzer
Online Identity Manager
SkyCrown Capital Management”.

JUSTTRIPLER AND CEMOBILITY – MORE SHORT-LIVED SCAMS?

Two more programs were moved to Problem status on my blog tonight. They are JustTripler and CEmobility – named and shamed. Both started delaying payouts today and are not processing them within the 24 hours which was the timeframe specified by them on their websites. Neither JustTripler nor CEmobility have replied to my emails yet and that means that they simply don’t care about the status being displayed on MNO or about their program’s future. Unfortunately both programs failed to last even one full cycle to put any investors in profit and can therefore be deemed short-lived scams. If we take JustTripler we see that they paid 7% returns for only 10 days and scammed after that leaving all the investors at a loss. While CEmobility only lasted for one business week paying 6% every business day which is an even worse result. I suspect both of those programs were intended as quick scams where only the admins saw any money. Sorry for those who lost there, but my work as a monitor is to give an accurate status on the day in question, and will be to ensure that nobody invests in those programs anymore. So I’m officially issuing a warning against both JustTripler and CEmobility as probable scams. Please stop any further investments there!

GET PAID REPORT FOR 05/10/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: RoyalUnion, TheMoneyGalaxy, IntraFunds, ProsperaNova.
From MNO Premium list: NewGNi, Finvance, RightFive, ProfitableSunrise, EurexTrade,  TheBig5, FelminaAlliance, PlexCapital, SkyCrown, Bull&BearCapital, PerfectFinance, PipsFund, MonetaryClub, BensonUnion, ProfitTrusted, SiriusUnion, ForexEarn, DiamondAsset, OdoFx, UniversalFinance, Nubcoyu (the first payment received).
From MNO Standard list: UFOWin, PrimeX7, Alconoil, BGTGroups, Hero10.
From MNO Basic list: GoldTradeFunds, PerfectLottery, 10For25Ads, StallionGold, DepositProfessional, HippoWin.

That’s about everything I have for you tonight, guys. See you again tomorrow with a more detailed look at another short term program ProfitTrusted and the regular daily news from the HYIP industry! Have a nice weekend everyone!