18/11/2009. Interview with the admin of 4CountriesCapital

BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! DON’T INVEST!

Hi guys! As mentioned briefly in last nights update I’ll be having two posts today. Not that a heavy workload is anything I’d ever complain about of course, especially not these days. I’ll have the usual news round-up later this evening so be sure and check back for that, but to start with I want to bring you this interview I received just yesterday from the admin of an interesting medium term HYIP called 4CountriesCapital.

Although not an absolutely outstanding program, it’s not a bad one at all either. Certainly I’ve had no complaints about them yet and I can at least appreciate the effort they make to keep their program paying.

It’s an interesting concept for what it’s worth with the admin putting a distinct international, cosmopolitan type twist on things. The plans themselves are OK and sustainable to a certain extent as far as such HYIPs go. Included are offers of 1.5% for 10 days, 2% for 20 days, 2.8% for 30 days, and 16% for 6 weeks with your principal returned in each principal back.

The admin is called Jana and if you would like any further information about 4CountriesCapital after reading what she has to say then please refer to my original review published here.

“1. Hi Jana, please introduce yourself to the readers of MNO and tell us a bit about your own involvement in 4CountriesCapital. Is this your first online venture? What other experience do you have in this Industry?

Thank you Paul for your questions. I am Jana, the Director and Founder Member of the 4 Countries Capital Limited. We are a team of 4 traders. The HYIP Industry was not new to me when we opened 4CountriesCapital Limited. I followed the HYIP market with skeptical eyes but Jakob (the second Founder Member and Trader on the DAX and SIX) was the only one who invested in this market. It is my first and only online venture!

2. Can you also give us some background history on 4CountriesCapital? Why did you decide to open your own program and what are you expecting to achieve by this? Are you alone or do you have a business partner or assistant?

We are a team of 4 private individual investors who all met the first time at the “INVEST” trade fair in Stuttgart, Germany in 2008. Jakob, Maeva, Jana and Layla. We stayed in the same hotel and connected very good together. It was me and Jakob who had the idea to start an online investment club advertising on the HYIP market to raise more capital and to offer online investors worldwide a real online investment with stable and high secured returns without long term contracts. The 4CountriesCapital idea was born. In September 2009 it was about time. Me and Jakob registered the 4CountriesCapital Limited in Scotland and we opened a new online investment opportunity for investors worldwide. All funds are managed by our 2 exchange traders and our 2 founder members. Our trader from Paris, Maeva Garnier, and our trader from Amsterdam, Layla Brontë, are trading on the NYSE Euronext. Me myself I from Aberdeen on the London Stock Exchange (LSE) and our 2nd founder member Jakob Knoblauch from Lugano is trading on the Deutsche Börse Group (DAX) and on the SIX Swiss Exchange. We also invest 20-40% of our private funds.

3. On the broader subject of online HYIPs, can you explain how the process works to someone who may not be familiar with this industry? From the moment I decide to join 4CountriesCapital to the moment I get my first payout, what happens? What do I need to do?

To invest you have to sign up first. Any private individual from any country may open an account with us. You should be at least 18 years of age and with full legal competence. Once you are signed up, you can make your first deposit in your members area. In the members area you can invest through E-Currencies in our different investment plans. We are a European based company but we accept US$ only at this point. Soon we will accept Euro investments.

We offer 4 different investment Plans. To withdraw your profits you just login to your member account using your details and check the withdraw section and your available balance. You can withdraw using with the E-Currency you invested. Withdraw requests are proceeded on business days only and all payments are made only once per day! I publish daily payment updates on our Start (Home) site. Also profits are paid only on business days.

4. What are the plans you are offering investors? What are the minimum and maximum amounts to spend? What payment processors are you currently dealing with? Are payouts automatic or do I need to request them?

We offer four different Investment Plans. All investments are made in your member area. You can invest with StrictPay, LibertyReserve or PerfectMoney. Bank Wire is accepted but we do not accept Bank Wires from every countries. So please send us a support ticket for more information in your member area. Also reinvesting from your account balance is available. Here the plans we offer.

One Country Test Plan
Term: 10 Business days
Profit: 1.5% daily
Investment: US$ 5 – US$ 1000

Two Countries Daily Plan
Term: 20 Business days
Profit: 2.0% daily
Investment: US$ 20 – US$ 20000

Three Countries Daily Plan
Term: 30 Business days
Profit: 2.8% daily
Investment: US$ 50 – US$ 50000

Four Countries weekly Plan
Term: 6 weeks
Profit: 16% weekly
Investment: US$ 100 – US$ 100000

The Principal is returned in all Plans at the end of the Investment Term.

5. What about the security of the 4CountriesCapital website? What steps have you taken to protect both yourselves and members from things like malicious hackers or identity theft? Are you on a dedicated server and how protected are you from DDoS attacks? Who is your hosting provider and how highly would you rate them as a service provider?

We are DDOS and Hacker Protected. We are DDOS protected by DDOSWIZ on a on a dedicated Staminus server, which is one of the best. We just upgraded our DDOS protection! We keep our member database offline and on a 2nd secured server. And make a database update twice per day. So in case our site is down we still have access to all member details and nothing is lost!

6. What advertising strategy have you been using to promote 4CountriesCapital to date? How big a role have existing members played in this promotion?

We have and had adverts on your blog, different Forums, different Monitor sites and Google. Existing members also promoted us to earn 4% Referral Commission. But we do not spend members funds for advertisement campaigns. All adverts are paid by our own funds and profits.

7. What about the success of the program overall so far? Are you pleased with the level of growth to date? Can you give us any statistics on the amount of members and the total amount deposited? What are your expectations over the coming months? How do you plan to develop and improve in a very competitive business?

Yes. We are pleased with our with the level of growth. Around 20-25 new members join us every day and 10-15 Invest straight away. I know some programs claim have over 100 new members every day. But that is not our target. Our target is 40-50 new investors daily. But we can also survive if we have less investors joining. We do not need new deposits to pay our old investors. Statistics can be found on our start page (Home). The statistics are updated once per day!

8. What kind of customer service and support do you offer to investors? What are the most effective ways of getting in contact with you if I have questions or problems? Do you have telephone or live chat support?

The best way is to send us a ticket in the member area. You can also call us or send us a fax or an email. But we do not offer live chat support yet. We plan to offer a real phone support (at the moment it is a callback service) and Live support at least 8 hours every business day. But I have to say we really need to work on our support. I am not happy at the moment with the support we offer. At the moment Jakob is doing all ticket support and still he needs to trade. We will improve our support in the next week with a new member in our team also from Scotland. It is a friend of mine who I trust and who knows what we do. I do not want to hire a 24hour support, without any clue what our company is all about…

9. I see you also publish an address in Aberdeen, Scotland. Is that a real office where I will find 4CountriesCapital or just a managed “virtual office”? What would happen if I called to that address during business hours and asked to speak, in person, to a representative of your company?

Me, myself I live in Scotland. I was born in New Zealand but live here now for quite some time. The office is a virtual managed office. Why? As you see we are a private investment club. We just have 4 traders and all work and trade from home full time. Our traders are living all around Europe and I did not want to publish my private address online. But a meeting with me or one of our traders is not a problem. But you should contact me before and I can arrange a meeting with one of our traders or me.

10. What can you tell us about the outside investment activities of your company? What are you doing with members money? How are you generating such huge profits and what can the investors do to independently verify this?

We do not offer the highest profits on the market. Or as you say huge profits. We are paying 1.5%-2.8% daily or 16% weekly depending on the investment plan! Our returns are based on real exchange trades from 4 countries and 4 markets. There is Maeva Garnier from Paris, France, and Layla Brontë from Amsterdam,Netherlands, who are both trading together on the NYSE Euronext. Me Jana Dagg from Scotland. I trade on the London Stock Exchange (LSE) and than there is Jakob Knoblauch from Lugano, Switzerland. He is trading on the Deutsche Börse Group and on the SIX Swiss Exchange. All funds are deposited together in one 4CountriesCapital exchange portfolio and invested equally in all markets. We use day trading and hourly trading methods to generate this profits. You can find shares on the market making a profit of 6% in one month, but much more in a few hours. But you need to know the market and follow the market every day, every hour. If you buy shares on a day or hour trading basis there is no time for a tea out with friends. You need to follow the share and sell at the right point. Of course you can not always make profits but as I said we invest in different markets. We also have our own company Reserve fund system: With every new new deposit our reserve fund is increasing. For every new investment, we deposit 20% of our own company capital into our company reserve fund account to lower the risk of any loss. But even with our own company reserve fund system in order to buffer any high lost we do not guarantee a 100% risk free investment. We do offer screen shots of our 4CountriesCapital exchange portfolio to VIP members to verify our investment activities.

11. What is your opinion of the online investments business in general? Can you tell us about your previous knowledge and experience in the HYIP business? Not just as an admin, but from your personal participation and observations. What do you like about it? What don’t you like?

I like the online investments business because it is easy to use and to manage. For the investor and for the company. I never invested myself but Jakob Knoblauch invested in some online investments businesses the the last years. I do not have so much experience in the HYIP business, more in real exchange trading. I like honest admins (and there are a few out there) and I don’t like companies who claim to be a multimillion dollar fund with a staff of 60-100 employees existing 5-10 years and now starting to open online. I am open. We just registered our company this year. We are just 4 Traders. But when we talk about the 4CountriesCapital Limited we also talk about a reliable investment partner for a long period, managed by real people with passion to earn high profits for our company and for our investors.

12. With so many new programs coming online every day, what would be the one thing you would say to investors who are still undecided on which program to pick? What are the benefits of joining 4CountriesCapital over any other program?

Every member needs to find out the benefits of joining the 4CountriesCapital Ltd. over any other program. I would invest in different companies. Not only in one. But our members are very happy once they invested with us. And most of them (more than 70%) reinvest in one of our 4 Plans.

13. And finally, what can we expect in the future from 4CountriesCapital? How do you plan to first of all keep your program competitive and then to make it one of the leading online HYIPs?

We will become one of the leading online HYIPs. Simply because we keep on paying our investors always on time and we prove that our investment activities are reliable and successful.

As usual I’d like to finish by giving my thanks to the admin for taking the time and trouble to answer my questions and to wish her good luck with the future of her program. And I hope that most of all it helps you the readers of MNO to make a more informed decision as to whether or not 4CountriesCapital is suitable for you.”

That’s about it for the moment but don’t go away because I’ll be back a little later as I said with a complete news round-up plus another brand new review. So stay tuned for that everyone!