If you look back at the month of May so far, you can see how many good programs emerged on the surface of online investment world. It seems after a near crisis in April when there were so many scams the industry is again in the ascent. So I can finally publish my regular update of Top 5 recommended programs that in my opinion have more of a chance to earn you good profit with less risk.

Let’s start with #1 for today and it’s definitely Tradelite. Only last night I published the interview with Martin Mitchell and already received some great feedback from my readers. Some of them were very excited that finally we have a top-notch quality program with a dedicated support staff, secured and customized investment platform and great plans for the future. There is also much evidence to suggest that Tradelite Finance Corp. is really a registered and genuine investment company incorporated in Panama. Of course, this fact doesn’t eliminate the risks completely when it comes to investing with Tradelite but greatly decreases them. You can read all the details in my interview with the project coordinator of the program published here.

Tradelite plans are suitable for every investor and depend on the term in which you can loan your money. If you are ready for short-term plan and want to deposit in 20 days plan you will get 118% after 20 calendar days. If you want more percentage you should loan Tradelite your money for 40 calendar days when you get 147%. And finally if you’re ready to risk and wait for 60 calendar days before your investment term matures you will be rewarded with the highest rate of 194% so your money will be almost doubled. The good thing about it that if you urgently need your money back before the investment period is over you can request it and will get it excluding 10% processing fee. I’m presently in the 20 day plan but after it matures I will think about depositing in the 40 or 60 day plans as my confidence in Tradelite program is pretty high right now. That’s why it occupies #1 in my rating.

I think #2 now is 12Daily.Pro – an autosurf program utilizing the famous 12% for 12 days plan with the payouts after expiry. The program’s growth is simply phenomenal and indicates that people are really missing a good autosurf opportunity that is aimed at the long term. After only 20 days online 12Daily.Pro‘s Alexa ranking reached 56,568 yesterday which is more than the popular 14DH site has (the latter is in decline btw). It’s very fast growth and I hope 12Daily.Pro program will take us back to the good old days of 12DP. It’s not by accident that 12Daily.Pro uses this famous name and the admin Brian has explained it in my interview with him published here. I only wanted to add that 12Daily.Pro program accepts E-Gold, LibertyReserve and AlterGold payment processors. For those who can’t surf daily there is “No-Surf” plan available with 10% for 14 days rate and 140% profit paid on expiration. One surf unit will cost you only $6 and I think it’s a small amount when every investor can check out 12Daily.Pro and try it. I think you will not be disappointed.

It’s no doubt that V-Project is #3 in my Top list. Although I joined the program only several days ago I only regret not doing it earlier. V-Project is already a well-established medium-term program with a variety of plans (starting from 4.2% for 28 calendar days), licensed GoldCoders script and superb anti-DDoS protection. In the upcoming interview for my blog the admin of V-Project Amanda promised me to furnish us with some evidence of Venus Traders investment activity. But even right now you can read my review of V-Project that has been published here and find out why I think V-Project is worth your attention. The other reason to try V-Project this week is the fact that today another promo campaign has just started which is called “10 + 10 SPECIAL OFFER“. The rules are: if you invest $100 or more up until midnight GMT May 25th you will be rewarded with 10% bonus that will be added to your account within 24 hours of contacting the admin (don’t forget to fill in the code “VPRO-1010” into your support request). The promoters are not forgotten either because only this week you will get 10% referral commissions instead of usual 5%. So sign-up, make a deposit (the minimum is $10 only) and start promoting!

After much deliberation I made up my mind to place SafeAtom as my #4 program. The reason for it is that SafeAtom is becoming a very popular low-ROI program that is paying 2% for 150 calendar days with the principal return after the investment term matures. But there’s even the better reason for joining SafeAtom: you will be in profit already after 51 days as the interest rate is fixed on 2% daily (you can withdraw your principal before the investment term matures with 50% fee). Moreover, you have the oppurtunity to earn 300% + your initial deposit back provided of course SafeAtom will be online for 5 months (this is a possible option in my opinion). In addition, you can make multiple deposits and when your investment sum reaches $200 you will be credited a bonus of $20 to your account. SafeAtom accepts e-gold and LibertyReserve and the minimum amount to deposit is only $1 which makes it available even for small investors. More details can be read in my review of the program that was published here.

And finally the #5 program on my list is SmartDeposit. Being online for over a month already SmartDeposit survived even the LR downtime period and it’s surely great and indicates that the program is in strong financial condition. There is only one plan which is 2.98% for 60 calendar days and three payment processors are accepted (LibertyReserve, AlterGold and Pecunix). I think there’s no reason to explain further about this HYIP as the admin of SmartDeposit program, Ross, said it all in the recent interview that was published on my blog a few days ago and can be found here.

The only reason why iNetCapital didn’t enter my list is the fact that it’s still on hold with payments despite their site being back online. I’m sure that iNetCapital will be fine soon as it overcame many difficulties in the past but at the moment the status of the program is “Waiting” and it’s not recommended to make further deposits until the payouts are resumed a few days later. The latest update was published on May 17 but it has not been renewed yet so I’m publishing it here:
“The reason for our downtime was due to the fact that our monthly renewal date for hosting was recently & before we paid, apparently a miscommunication between our hosts technical department & billing department led to the removal of an important firewall protection on our server. This made us susceptible to downtime again & hence the reason the site was inaccessible.
Now for some of you the iNetCapital website is reachable at this time because of a temporary solution that I have worked hours with my host to have setup. The final solution will be for resetup of our firewall protection system that was inadvertently removed & this can be done earliest on Monday.
The firewall installation may take up to 48 hours after Monday so until that is finalized & I send an update verifying it we will have to be patient & wait this situation out. All withdrawal requests starting from May 15th & moving forward into this weekend & the days ahead will be processed after the firewall is installed at a schedule to be announced then. Even though the iNetCapital site is up at this time for some of you we are acting in this manner as a precautionary stance in the event that our temporary fix we have at the moment does not last long.
I hope that you all understand & excuse me for the inconvenience that this has caused you in promoting iNC, planning your deposits, & building this great program. We will overcome this obstacle as we have overcome obstacles in the past & will revive with greater strength & assurance for our members.”

There are some reasons why I didn’t include the other three paying programs that have “Paying” status on my monitoring page in my Top 5 recommended. For instance, I’m not satisfied how the Dreab program grows as according to Live stats published on the main page the amount of deposits that were made for the last number of days was tiny. If you take into the consideration that the admin of Dreab admitted that his program was just a game (read my interview with Mark here for details) and has no outside source of income it can be easily predicted that without a substantial amount of deposits it will not be able to exist for a long time. I have no doubt in Mark’s honesty but am just wondering why the programs that are coming from honest admins don’t get the attention they deserve. Maybe I will devote an article to this topic soon, who knows!

Other two programs are:
1) AcmosTrade (paying 1.15% for 210 trading days so you will be in profit after 4 months). Although my next personal recommendation will be addressed to serious investors: if you have some money to risk and can wait for 4 months to recoup your principal then AcmosTrade will be the best opportunity for you as it is developed to run for a long time and is a registered program being run from Cyprus having phone support (you don’t have to phone, just request a call back). The more details can be read in my interview with CEO of AcmosTrade Jack Williams published here.
2) OG Fund (variable rates though sometimes very low). OG Fund claims to be a registered program also but with no substantial proof of its activities. The interview with the CEO of OG Fund David Sansom can be read on my blog here.

It’s sad to say that I have to remove two programs from my monitoring list today. First of them is UltimateHYIP that wasn’t removed from my list earlier because I was hoping that the admin Chris would appear today but apparently he’s gone without a sign or something happened to him. Anyway, the site of UltimateHYIP is dead now and even “Not Paying” monitoring seals were not removed from it. The second program is Invest4FastMoney. Obviously, the admin couldn’t cope with the payout burden coming from his previous site LRStream which was the victim of the infamous LR downtime and chose to pay selectively from the beginning feeding other members with nothing but promises. Today it became clear that he had abandoned his site as the pending payouts were piled up and left without his attention. In my opinion Invest4FastMoney wasn’t viable in its form but I was hoping the admin would work hard to get his site back on track. Unfortunately, his selective payments and unwillingness to transfer some people’s money from LRStream site ruined his new program in less than a week. I hope some of you could get some profit from Invest4FastMoney and would like to apologize that I believed in the admin’s good intentions. I wish I was a psychic but I’m not!

And to finish I have a small announcement. I watched the results of the recent poll and the majority of my readers chose autosurfs as their preferable type of investment program. So I made up my mind to shift my attention to the autosurfs as well. And my next addition will become Surf-Redefined which pays 9% for 14 days and just started a few days ago. The plan provides the investors with 126% profit in two weeks time which can make Surf-Redefined last for quite a long time. Surf-Redefined is based on classic Neversay script but I like that it accepts not only E-Gold and LibertyReserve but also AlertPay and SolidTrustPay that requires some verification process from the admin’s side and provides the investors with some more guarantees. The minimum to upgrade with is $5 with the maximum set to $1,000. The payouts are processed once a week (week starting every Monday) and are usually done in a 36 hour timeframe after the withdrawal request is made. Surf-Redefined is only 6 days online and temporarily (as the admin John explained to me) you can request payouts daily after the surfing of 12 websites is done. These daily payouts will be changed to weekly soon as the modification for cashout limit is being re-done. I used this opportunity, requested my daily cashout and already got paid. So I’m putting Surf-Redefined straight to my “Paying programs” list with the review that is about to be published tomorrow on my blog. Stay tuned and see you then!